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<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
1266
monetaryItemType
table: <entity> 1266 </entity> <entity type> monetaryItemType </entity type> <context> Commercial property | 1,266 | — | 1,266 | 358 | 1,624 </context>
us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
358
monetaryItemType
table: <entity> 358 </entity> <entity type> monetaryItemType </entity type> <context> Commercial property | 1,266 | — | 1,266 | 358 | 1,624 </context>
us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
1624
monetaryItemType
table: <entity> 1624 </entity> <entity type> monetaryItemType </entity type> <context> Commercial property | 1,266 | — | 1,266 | 358 | 1,624 </context>
us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
5758
monetaryItemType
table: <entity> 5758 </entity> <entity type> monetaryItemType </entity type> <context> Commercial multi-peril | 5,758 | — | 5,758 | 318 | 6,076 </context>
us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
5758
monetaryItemType
table: <entity> 5758 </entity> <entity type> monetaryItemType </entity type> <context> Commercial multi-peril | 5,758 | — | 5,758 | 318 | 6,076 </context>
us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
318
monetaryItemType
table: <entity> 318 </entity> <entity type> monetaryItemType </entity type> <context> Commercial multi-peril | 5,758 | — | 5,758 | 318 | 6,076 </context>
us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
6076
monetaryItemType
table: <entity> 6076 </entity> <entity type> monetaryItemType </entity type> <context> Commercial multi-peril | 5,758 | — | 5,758 | 318 | 6,076 </context>
us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
4791
monetaryItemType
table: <entity> 4791 </entity> <entity type> monetaryItemType </entity type> <context> Commercial automobile | 4,791 | — | 4,791 | 298 | 5,089 </context>
us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
4791
monetaryItemType
table: <entity> 4791 </entity> <entity type> monetaryItemType </entity type> <context> Commercial automobile | 4,791 | — | 4,791 | 298 | 5,089 </context>
us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
298
monetaryItemType
table: <entity> 298 </entity> <entity type> monetaryItemType </entity type> <context> Commercial automobile | 4,791 | — | 4,791 | 298 | 5,089 </context>
us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
5089
monetaryItemType
table: <entity> 5089 </entity> <entity type> monetaryItemType </entity type> <context> Commercial automobile | 4,791 | — | 4,791 | 298 | 5,089 </context>
us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
15757
monetaryItemType
table: <entity> 15757 </entity> <entity type> monetaryItemType </entity type> <context> Workers’ compensation (1) Workers’ compensation (1) | 15,757 | ( 900 ) | 14,857 | 554 | 15,411 </context>
us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
14857
monetaryItemType
table: <entity> 14857 </entity> <entity type> monetaryItemType </entity type> <context> Workers’ compensation (1) Workers’ compensation (1) | 15,757 | ( 900 ) | 14,857 | 554 | 15,411 </context>
us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
554
monetaryItemType
table: <entity> 554 </entity> <entity type> monetaryItemType </entity type> <context> Workers’ compensation (1) Workers’ compensation (1) | 15,757 | ( 900 ) | 14,857 | 554 | 15,411 </context>
us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
15411
monetaryItemType
table: <entity> 15411 </entity> <entity type> monetaryItemType </entity type> <context> Workers’ compensation (1) Workers’ compensation (1) | 15,757 | ( 900 ) | 14,857 | 554 | 15,411 </context>
us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
2681
monetaryItemType
table: <entity> 2681 </entity> <entity type> monetaryItemType </entity type> <context> General liability | 2,681 | — | 2,681 | 339 | 3,020 </context>
us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
2681
monetaryItemType
table: <entity> 2681 </entity> <entity type> monetaryItemType </entity type> <context> General liability | 2,681 | — | 2,681 | 339 | 3,020 </context>
us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
339
monetaryItemType
table: <entity> 339 </entity> <entity type> monetaryItemType </entity type> <context> General liability | 2,681 | — | 2,681 | 339 | 3,020 </context>
us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
3020
monetaryItemType
table: <entity> 3020 </entity> <entity type> monetaryItemType </entity type> <context> General liability | 2,681 | — | 2,681 | 339 | 3,020 </context>
us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
714
monetaryItemType
table: <entity> 714 </entity> <entity type> monetaryItemType </entity type> <context> Fidelity and surety | 714 | — | 714 | 8 | 722 </context>
us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
714
monetaryItemType
table: <entity> 714 </entity> <entity type> monetaryItemType </entity type> <context> Fidelity and surety | 714 | — | 714 | 8 | 722 </context>
us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
8
monetaryItemType
table: <entity> 8 </entity> <entity type> monetaryItemType </entity type> <context> Fidelity and surety | 714 | — | 714 | 8 | 722 </context>
us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
722
monetaryItemType
table: <entity> 722 </entity> <entity type> monetaryItemType </entity type> <context> Fidelity and surety | 714 | — | 714 | 8 | 722 </context>
us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
4302
monetaryItemType
table: <entity> 4302 </entity> <entity type> monetaryItemType </entity type> <context> Automobile | 4,302 | — | 4,302 | 320 | 4,622 </context>
us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
4302
monetaryItemType
table: <entity> 4302 </entity> <entity type> monetaryItemType </entity type> <context> Automobile | 4,302 | — | 4,302 | 320 | 4,622 </context>
us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
320
monetaryItemType
table: <entity> 320 </entity> <entity type> monetaryItemType </entity type> <context> Automobile | 4,302 | — | 4,302 | 320 | 4,622 </context>
us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
4622
monetaryItemType
table: <entity> 4622 </entity> <entity type> monetaryItemType </entity type> <context> Automobile | 4,302 | — | 4,302 | 320 | 4,622 </context>
us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
2275
monetaryItemType
table: <entity> 2275 </entity> <entity type> monetaryItemType </entity type> <context> Homeowners (excluding Other) | 2,275 | — | 2,275 | 37 | 2,312 </context>
us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
2275
monetaryItemType
table: <entity> 2275 </entity> <entity type> monetaryItemType </entity type> <context> Homeowners (excluding Other) | 2,275 | — | 2,275 | 37 | 2,312 </context>
us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
37
monetaryItemType
table: <entity> 37 </entity> <entity type> monetaryItemType </entity type> <context> Homeowners (excluding Other) | 2,275 | — | 2,275 | 37 | 2,312 </context>
us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
2312
monetaryItemType
table: <entity> 2312 </entity> <entity type> monetaryItemType </entity type> <context> Homeowners (excluding Other) | 2,275 | — | 2,275 | 37 | 2,312 </context>
us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
795
monetaryItemType
table: <entity> 795 </entity> <entity type> monetaryItemType </entity type> <context> International - Canada | 795 | — | 795 | 14 | 809 </context>
us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
795
monetaryItemType
table: <entity> 795 </entity> <entity type> monetaryItemType </entity type> <context> International - Canada | 795 | — | 795 | 14 | 809 </context>
us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
14
monetaryItemType
table: <entity> 14 </entity> <entity type> monetaryItemType </entity type> <context> International - Canada | 795 | — | 795 | 14 | 809 </context>
us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
809
monetaryItemType
table: <entity> 809 </entity> <entity type> monetaryItemType </entity type> <context> International - Canada | 795 | — | 795 | 14 | 809 </context>
us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
49439
monetaryItemType
table: <entity> 49439 </entity> <entity type> monetaryItemType </entity type> <context> Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below | 49,439 | ( 1,024 ) | 48,415 | 3,386 | 51,801 </context>
us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
48415
monetaryItemType
table: <entity> 48415 </entity> <entity type> monetaryItemType </entity type> <context> Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below | 49,439 | ( 1,024 ) | 48,415 | 3,386 | 51,801 </context>
us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
3386
monetaryItemType
table: <entity> 3386 </entity> <entity type> monetaryItemType </entity type> <context> Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below | 49,439 | ( 1,024 ) | 48,415 | 3,386 | 51,801 </context>
us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
51801
monetaryItemType
table: <entity> 51801 </entity> <entity type> monetaryItemType </entity type> <context> Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below | 49,439 | ( 1,024 ) | 48,415 | 3,386 | 51,801 </context>
us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
5036
monetaryItemType
table: <entity> 5036 </entity> <entity type> monetaryItemType </entity type> <context> Other insurance contracts (2) Other insurance contracts (2) | 5,036 | ( 4 ) | 5,032 | 1,735 | 6,767 </context>
us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
5032
monetaryItemType
table: <entity> 5032 </entity> <entity type> monetaryItemType </entity type> <context> Other insurance contracts (2) Other insurance contracts (2) | 5,036 | ( 4 ) | 5,032 | 1,735 | 6,767 </context>
us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
1735
monetaryItemType
table: <entity> 1735 </entity> <entity type> monetaryItemType </entity type> <context> Other insurance contracts (2) Other insurance contracts (2) | 5,036 | ( 4 ) | 5,032 | 1,735 | 6,767 </context>
us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
6767
monetaryItemType
table: <entity> 6767 </entity> <entity type> monetaryItemType </entity type> <context> Other insurance contracts (2) Other insurance contracts (2) | 5,036 | ( 4 ) | 5,032 | 1,735 | 6,767 </context>
us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
2880
monetaryItemType
table: <entity> 2880 </entity> <entity type> monetaryItemType </entity type> <context> Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves | 2,880 | — | 2,880 | 17 | 2,897 </context>
us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
2880
monetaryItemType
table: <entity> 2880 </entity> <entity type> monetaryItemType </entity type> <context> Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves | 2,880 | — | 2,880 | 17 | 2,897 </context>
us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
17
monetaryItemType
table: <entity> 17 </entity> <entity type> monetaryItemType </entity type> <context> Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves | 2,880 | — | 2,880 | 17 | 2,897 </context>
us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
2897
monetaryItemType
table: <entity> 2897 </entity> <entity type> monetaryItemType </entity type> <context> Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves | 2,880 | — | 2,880 | 17 | 2,897 </context>
us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Commercial property | 1,266 | — | 1,266 | 358 | 1,624 </context>
us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Commercial property | 1,266 | — | 1,266 | 358 | 1,624 </context>
us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
2583
monetaryItemType
table: <entity> 2583 </entity> <entity type> monetaryItemType </entity type> <context> Structured settlements (3) Structured settlements (3) | — | — | — | 2,583 | 2,583 </context>
us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
2583
monetaryItemType
table: <entity> 2583 </entity> <entity type> monetaryItemType </entity type> <context> Structured settlements (3) Structured settlements (3) | — | — | — | 2,583 | 2,583 </context>
us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
92
monetaryItemType
table: <entity> 92 </entity> <entity type> monetaryItemType </entity type> <context> Other | 92 | — | 92 | ( 52 ) | 40 </context>
us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
92
monetaryItemType
table: <entity> 92 </entity> <entity type> monetaryItemType </entity type> <context> Other | 92 | — | 92 | ( 52 ) | 40 </context>
us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
52
monetaryItemType
table: <entity> 52 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
40
monetaryItemType
table: <entity> 40 </entity> <entity type> monetaryItemType </entity type> <context> Other | 92 | — | 92 | ( 52 ) | 40 </context>
us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
57447
monetaryItemType
table: <entity> 57447 </entity> <entity type> monetaryItemType </entity type> <context> Total property-casualty | 57,447 | ( 1,028 ) | 56,419 | 7,669 | 64,088 </context>
us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
56419
monetaryItemType
table: <entity> 56419 </entity> <entity type> monetaryItemType </entity type> <context> Total property-casualty | 57,447 | ( 1,028 ) | 56,419 | 7,669 | 64,088 </context>
us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
7669
monetaryItemType
table: <entity> 7669 </entity> <entity type> monetaryItemType </entity type> <context> Total property-casualty | 57,447 | ( 1,028 ) | 56,419 | 7,669 | 64,088 </context>
us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
64088
monetaryItemType
table: <entity> 64088 </entity> <entity type> monetaryItemType </entity type> <context> Total property-casualty | 57,447 | ( 1,028 ) | 56,419 | 7,669 | 64,088 </context>
us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
5
monetaryItemType
table: <entity> 5 </entity> <entity type> monetaryItemType </entity type> <context> Accident and health | — | — | — | 5 | 5 </context>
us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
5
monetaryItemType
table: <entity> 5 </entity> <entity type> monetaryItemType </entity type> <context> Accident and health | — | — | — | 5 | 5 </context>
us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
7674
monetaryItemType
table: <entity> 7674 </entity> <entity type> monetaryItemType </entity type> <context> Total | $ | 57,447 | $ | ( 1,028 ) | $ | 56,419 | $ | 7,674 | $ | 64,093 </context>
us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>
table
64093
monetaryItemType
table: <entity> 64093 </entity> <entity type> monetaryItemType </entity type> <context> Total | $ | 57,447 | $ | ( 1,028 ) | $ | 56,419 | $ | 7,674 | $ | 64,093 </context>
us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
998
monetaryItemType
table: <entity> 998 </entity> <entity type> monetaryItemType </entity type> <context> 2015 | $ | 998 | $ | 956 | $ | 923 | $ | 967 | $ | 1,057 | $ | 1,087 | $ | 1,072 | $ | 1,082 | $ | 1,110 | $ | 1,100 | $ | 70 | 22,069 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
956
monetaryItemType
table: <entity> 956 </entity> <entity type> monetaryItemType </entity type> <context> 2015 | $ | 998 | $ | 956 | $ | 923 | $ | 967 | $ | 1,057 | $ | 1,087 | $ | 1,072 | $ | 1,082 | $ | 1,110 | $ | 1,100 | $ | 70 | 22,069 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
923
monetaryItemType
table: <entity> 923 </entity> <entity type> monetaryItemType </entity type> <context> 2015 | $ | 998 | $ | 956 | $ | 923 | $ | 967 | $ | 1,057 | $ | 1,087 | $ | 1,072 | $ | 1,082 | $ | 1,110 | $ | 1,100 | $ | 70 | 22,069 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
967
monetaryItemType
table: <entity> 967 </entity> <entity type> monetaryItemType </entity type> <context> 2015 | $ | 998 | $ | 956 | $ | 923 | $ | 967 | $ | 1,057 | $ | 1,087 | $ | 1,072 | $ | 1,082 | $ | 1,110 | $ | 1,100 | $ | 70 | 22,069 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1057
monetaryItemType
table: <entity> 1057 </entity> <entity type> monetaryItemType </entity type> <context> 2015 | $ | 998 | $ | 956 | $ | 923 | $ | 967 | $ | 1,057 | $ | 1,087 | $ | 1,072 | $ | 1,082 | $ | 1,110 | $ | 1,100 | $ | 70 | 22,069 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1087
monetaryItemType
table: <entity> 1087 </entity> <entity type> monetaryItemType </entity type> <context> 2015 | $ | 998 | $ | 956 | $ | 923 | $ | 967 | $ | 1,057 | $ | 1,087 | $ | 1,072 | $ | 1,082 | $ | 1,110 | $ | 1,100 | $ | 70 | 22,069 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1072
monetaryItemType
table: <entity> 1072 </entity> <entity type> monetaryItemType </entity type> <context> 2015 | $ | 998 | $ | 956 | $ | 923 | $ | 967 | $ | 1,057 | $ | 1,087 | $ | 1,072 | $ | 1,082 | $ | 1,110 | $ | 1,100 | $ | 70 | 22,069 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1082
monetaryItemType
table: <entity> 1082 </entity> <entity type> monetaryItemType </entity type> <context> 2015 | $ | 998 | $ | 956 | $ | 923 | $ | 967 | $ | 1,057 | $ | 1,087 | $ | 1,072 | $ | 1,082 | $ | 1,110 | $ | 1,100 | $ | 70 | 22,069 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1110
monetaryItemType
table: <entity> 1110 </entity> <entity type> monetaryItemType </entity type> <context> 2015 | $ | 998 | $ | 956 | $ | 923 | $ | 967 | $ | 1,057 | $ | 1,087 | $ | 1,072 | $ | 1,082 | $ | 1,110 | $ | 1,100 | $ | 70 | 22,069 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1100
monetaryItemType
table: <entity> 1100 </entity> <entity type> monetaryItemType </entity type> <context> 2015 | $ | 998 | $ | 956 | $ | 923 | $ | 967 | $ | 1,057 | $ | 1,087 | $ | 1,072 | $ | 1,082 | $ | 1,110 | $ | 1,100 | $ | 70 | 22,069 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
70
monetaryItemType
table: <entity> 70 </entity> <entity type> monetaryItemType </entity type> <context> 2015 | $ | 998 | $ | 956 | $ | 923 | $ | 967 | $ | 1,057 | $ | 1,087 | $ | 1,072 | $ | 1,082 | $ | 1,110 | $ | 1,100 | $ | 70 | 22,069 </context>
us-gaap:ShortdurationInsuranceContractsIncurredButNotReportedIbnrClaimsLiabilityNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
22069
integerItemType
table: <entity> 22069 </entity> <entity type> integerItemType </entity type> <context> 2015 | $ | 998 | $ | 956 | $ | 923 | $ | 967 | $ | 1,057 | $ | 1,087 | $ | 1,072 | $ | 1,082 | $ | 1,110 | $ | 1,100 | $ | 70 | 22,069 </context>
us-gaap:ShortdurationInsuranceContractsNumberOfReportedClaims
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1075
monetaryItemType
table: <entity> 1075 </entity> <entity type> monetaryItemType </entity type> <context> 2016 | 1,075 | 1,058 | 1,087 | 1,187 | 1,204 | 1,179 | 1,185 | 1,183 | 1,173 | 99 | 20,947 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1058
monetaryItemType
table: <entity> 1058 </entity> <entity type> monetaryItemType </entity type> <context> 2016 | 1,075 | 1,058 | 1,087 | 1,187 | 1,204 | 1,179 | 1,185 | 1,183 | 1,173 | 99 | 20,947 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1187
monetaryItemType
table: <entity> 1187 </entity> <entity type> monetaryItemType </entity type> <context> 2016 | 1,075 | 1,058 | 1,087 | 1,187 | 1,204 | 1,179 | 1,185 | 1,183 | 1,173 | 99 | 20,947 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1204
monetaryItemType
table: <entity> 1204 </entity> <entity type> monetaryItemType </entity type> <context> 2016 | 1,075 | 1,058 | 1,087 | 1,187 | 1,204 | 1,179 | 1,185 | 1,183 | 1,173 | 99 | 20,947 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1179
monetaryItemType
table: <entity> 1179 </entity> <entity type> monetaryItemType </entity type> <context> 2016 | 1,075 | 1,058 | 1,087 | 1,187 | 1,204 | 1,179 | 1,185 | 1,183 | 1,173 | 99 | 20,947 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1185
monetaryItemType
table: <entity> 1185 </entity> <entity type> monetaryItemType </entity type> <context> 2016 | 1,075 | 1,058 | 1,087 | 1,187 | 1,204 | 1,179 | 1,185 | 1,183 | 1,173 | 99 | 20,947 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1183
monetaryItemType
table: <entity> 1183 </entity> <entity type> monetaryItemType </entity type> <context> 2016 | 1,075 | 1,058 | 1,087 | 1,187 | 1,204 | 1,179 | 1,185 | 1,183 | 1,173 | 99 | 20,947 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1173
monetaryItemType
table: <entity> 1173 </entity> <entity type> monetaryItemType </entity type> <context> 2016 | 1,075 | 1,058 | 1,087 | 1,187 | 1,204 | 1,179 | 1,185 | 1,183 | 1,173 | 99 | 20,947 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
99
monetaryItemType
table: <entity> 99 </entity> <entity type> monetaryItemType </entity type> <context> 2016 | 1,075 | 1,058 | 1,087 | 1,187 | 1,204 | 1,179 | 1,185 | 1,183 | 1,173 | 99 | 20,947 </context>
us-gaap:ShortdurationInsuranceContractsIncurredButNotReportedIbnrClaimsLiabilityNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
20947
integerItemType
table: <entity> 20947 </entity> <entity type> integerItemType </entity type> <context> 2016 | 1,075 | 1,058 | 1,087 | 1,187 | 1,204 | 1,179 | 1,185 | 1,183 | 1,173 | 99 | 20,947 </context>
us-gaap:ShortdurationInsuranceContractsNumberOfReportedClaims
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1133
monetaryItemType
table: <entity> 1133 </entity> <entity type> monetaryItemType </entity type> <context> 2017 | 1,133 | 1,143 | 1,196 | 1,234 | 1,226 | 1,243 | 1,288 | 1,306 | 117 | 19,913 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1143
monetaryItemType
table: <entity> 1143 </entity> <entity type> monetaryItemType </entity type> <context> 2017 | 1,133 | 1,143 | 1,196 | 1,234 | 1,226 | 1,243 | 1,288 | 1,306 | 117 | 19,913 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1196
monetaryItemType
table: <entity> 1196 </entity> <entity type> monetaryItemType </entity type> <context> 2017 | 1,133 | 1,143 | 1,196 | 1,234 | 1,226 | 1,243 | 1,288 | 1,306 | 117 | 19,913 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1234
monetaryItemType
table: <entity> 1234 </entity> <entity type> monetaryItemType </entity type> <context> 2017 | 1,133 | 1,143 | 1,196 | 1,234 | 1,226 | 1,243 | 1,288 | 1,306 | 117 | 19,913 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1226
monetaryItemType
table: <entity> 1226 </entity> <entity type> monetaryItemType </entity type> <context> 2017 | 1,133 | 1,143 | 1,196 | 1,234 | 1,226 | 1,243 | 1,288 | 1,306 | 117 | 19,913 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1243
monetaryItemType
table: <entity> 1243 </entity> <entity type> monetaryItemType </entity type> <context> 2017 | 1,133 | 1,143 | 1,196 | 1,234 | 1,226 | 1,243 | 1,288 | 1,306 | 117 | 19,913 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1288
monetaryItemType
table: <entity> 1288 </entity> <entity type> monetaryItemType </entity type> <context> 2017 | 1,133 | 1,143 | 1,196 | 1,234 | 1,226 | 1,243 | 1,288 | 1,306 | 117 | 19,913 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1306
monetaryItemType
table: <entity> 1306 </entity> <entity type> monetaryItemType </entity type> <context> 2017 | 1,133 | 1,143 | 1,196 | 1,234 | 1,226 | 1,243 | 1,288 | 1,306 | 117 | 19,913 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
117
monetaryItemType
table: <entity> 117 </entity> <entity type> monetaryItemType </entity type> <context> 2017 | 1,133 | 1,143 | 1,196 | 1,234 | 1,226 | 1,243 | 1,288 | 1,306 | 117 | 19,913 </context>
us-gaap:ShortdurationInsuranceContractsIncurredButNotReportedIbnrClaimsLiabilityNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
19913
integerItemType
table: <entity> 19913 </entity> <entity type> integerItemType </entity type> <context> 2017 | 1,133 | 1,143 | 1,196 | 1,234 | 1,226 | 1,243 | 1,288 | 1,306 | 117 | 19,913 </context>
us-gaap:ShortdurationInsuranceContractsNumberOfReportedClaims
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1253
monetaryItemType
table: <entity> 1253 </entity> <entity type> monetaryItemType </entity type> <context> 2018 | 1,253 | 1,312 | 1,344 | 1,395 | 1,477 | 1,530 | 1,571 | 134 | 20,059 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1312
monetaryItemType
table: <entity> 1312 </entity> <entity type> monetaryItemType </entity type> <context> 2018 | 1,253 | 1,312 | 1,344 | 1,395 | 1,477 | 1,530 | 1,571 | 134 | 20,059 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1344
monetaryItemType
table: <entity> 1344 </entity> <entity type> monetaryItemType </entity type> <context> 2018 | 1,253 | 1,312 | 1,344 | 1,395 | 1,477 | 1,530 | 1,571 | 134 | 20,059 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1395
monetaryItemType
table: <entity> 1395 </entity> <entity type> monetaryItemType </entity type> <context> 2018 | 1,253 | 1,312 | 1,344 | 1,395 | 1,477 | 1,530 | 1,571 | 134 | 20,059 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>
table
1477
monetaryItemType
table: <entity> 1477 </entity> <entity type> monetaryItemType </entity type> <context> 2018 | 1,253 | 1,312 | 1,344 | 1,395 | 1,477 | 1,530 | 1,571 | 134 | 20,059 </context>
us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet