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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
65	Female	High School	Divorced	null	618	27,165	Home	Self-employed	4	Poor	0.242235	219,776	2	Jonesfurt	SD	Antarctica (the territory South of 60 deg S)	2	1	Low
36	Non-binary	Master's	Single	42,942	null	5,346	Home	Self-employed	7	Good	0.138368	146,854	4	Hannahtown	PW	Netherlands	0	2	Low
43	Non-binary	High School	Divorced	111,205	736	null	Business	Self-employed	4	Poor	0.273947	null	3	Ramirezshire	WV	Mauritania	null	1	Low
54	Male	Bachelor's	Married	114,486	704	32,353	Auto	Self-employed	7	Poor	0.400318	222,630	1	Jarviston	KY	Saint Pierre and Miquelon	1	1	Low
34	Female	Bachelor's	Single	42,064	760	39,482	Personal	Employed	0	Excellent	0.2019	243,318	0	Krystalberg	PA	Lesotho	3	2	Low
60	Female	PhD	Married	80,883	699	46,731	Auto	Employed	12	Excellent	0.561233	200,074	3	East Sherrifurt	GU	British Indian Ocean Territory (Chagos Archipelago)	null	2	Medium
43	Female	PhD	Widowed	31,231	712	48,935	Personal	Employed	8	Good	0.107507	277,314	2	South Kent	CT	Pakistan	3	0	Medium
47	Male	Bachelor's	Married	85,651	799	17,157	Auto	Unemployed	2	Fair	0.541921	200,136	3	Matthewshire	RI	Grenada	3	0	Medium
48	Male	PhD	Single	91,982	602	33,381	Home	Unemployed	7	Poor	0.523767	null	null	Englishfurt	OR	Mali	3	1	Low
45	Male	Bachelor's	Divorced	85,839	686	29,177	Business	Self-employed	11	Excellent	0.260055	114,053	0	Port Vickie	LA	New Caledonia	4	0	Low
20	Non-binary	Bachelor's	Single	109,590	625	41,449	Personal	Self-employed	16	Fair	0.519828	114,922	1	Annettemouth	PR	Cape Verde	4	2	Low
43	Non-binary	Bachelor's	Widowed	68,960	675	25,542	Personal	Employed	10	Good	0.43628	60,758	null	East Nancy	AZ	Vanuatu	2	2	Medium
47	Non-binary	High School	Single	58,217	658	15,328	Business	Unemployed	11	Poor	0.525407	169,695	0	East Nicholas	NH	Angola	0	0	Medium
47	Male	Master's	Widowed	105,237	null	14,212	Personal	Unemployed	2	Fair	0.302355	265,480	4	Lake Susan	GA	Senegal	1	1	Low
52	Non-binary	Master's	Widowed	80,656	710	46,162	Personal	Self-employed	0	Excellent	0.578239	null	1	Peterstad	CA	Lebanon	0	2	Medium
49	Non-binary	Bachelor's	Married	105,916	750	6,324	Personal	Unemployed	17	Poor	0.269984	89,195	2	New Phillip	SD	Peru	1	1	High
35	Non-binary	PhD	Widowed	111,627	630	39,992	Home	Employed	14	Poor	0.394883	200,110	1	Johnsonborough	NC	Costa Rica	null	0	Medium
33	Male	Master's	Married	50,374	null	null	Business	Self-employed	18	Good	0.431651	176,978	2	Lake Jessicaborough	GA	Guyana	1	2	Medium
50	Female	Bachelor's	Single	29,879	null	34,733	Business	Employed	13	Excellent	0.355564	133,149	0	Port Ericaside	NE	Martinique	1	0	Low
42	Male	Master's	Married	null	null	10,737	Personal	Unemployed	1	Excellent	0.416294	202,129	3	Port Arielfurt	HI	Hungary	1	0	Medium
62	Non-binary	Master's	Single	74,850	650	17,324	Personal	Self-employed	14	Excellent	0.191277	151,244	0	New Catherineton	OR	Marshall Islands	0	2	Low
56	Male	PhD	Widowed	62,530	754	null	Home	Employed	0	Excellent	0.259699	248,213	3	Palmerville	IA	Vietnam	3	0	Medium
40	Male	Bachelor's	Single	90,179	693	32,825	Personal	Self-employed	5	Good	0.584147	129,600	3	Brownville	IL	Wallis and Futuna	4	1	Low
53	Non-binary	High School	Widowed	117,507	685	45,544	Auto	Self-employed	11	Good	0.375783	228,273	0	Smithtown	ME	Moldova	null	1	Low
31	Male	High School	Married	34,002	738	23,618	Home	Unemployed	6	Fair	0.173056	269,695	3	Davismouth	AL	Peru	2	1	Low
33	Non-binary	Master's	Married	74,333	693	47,328	Personal	Unemployed	5	Poor	0.522094	111,726	null	Port Mandyland	CA	Italy	1	0	Low
58	Male	High School	Divorced	109,067	790	35,949	Home	Self-employed	14	Poor	0.398211	206,088	null	Marieside	NV	Zambia	1	0	Medium
47	Female	Master's	Married	54,022	775	9,445	Business	Employed	12	Fair	0.244654	177,570	1	Reedberg	MT	Thailand	null	1	Low
24	Non-binary	PhD	Divorced	67,278	742	13,704	Auto	Self-employed	2	Excellent	0.499235	171,149	null	Lake Christina	VT	French Southern Territories	null	2	Medium
48	Male	Master's	Divorced	37,540	673	34,317	Home	Employed	7	Poor	0.505903	32,715	4	New Sara	NE	Morocco	4	1	Medium
24	Female	PhD	Single	null	698	48,874	Personal	Self-employed	11	Poor	0.246153	45,045	0	Lake Andrea	IL	Saint Pierre and Miquelon	null	2	Medium
33	Non-binary	High School	Divorced	71,171	642	null	Personal	Employed	17	Excellent	0.443835	152,710	3	North Kennethborough	MS	Burkina Faso	1	1	High
55	Non-binary	High School	Divorced	98,283	650	42,997	Auto	Unemployed	17	Fair	0.486639	178,174	4	East John	ID	Argentina	0	0	Low
65	Male	High School	Single	27,826	736	43,125	Auto	Employed	18	Good	0.253161	118,770	0	West David	FL	Iraq	3	1	Medium
37	Male	High School	Single	96,730	null	28,500	Personal	Self-employed	19	Excellent	0.142386	281,303	2	North Markberg	CO	El Salvador	4	0	Medium
38	Female	PhD	Divorced	84,934	720	null	Auto	Employed	6	Good	0.477976	116,141	2	Myerstown	PR	Canada	3	1	Low
54	Non-binary	Master's	Single	62,296	744	23,778	Business	Self-employed	1	Excellent	0.203053	173,854	0	Port Sandra	DE	Bulgaria	1	0	High
37	Female	PhD	Married	111,551	632	10,074	Business	Employed	6	Excellent	0.587378	66,221	null	Tanyafort	OK	Saint Helena	2	0	Medium
52	Male	Bachelor's	Widowed	47,260	608	23,857	Home	Employed	6	Poor	0.346899	null	1	Shannonside	OK	Macao	4	1	Low
33	Male	Bachelor's	Divorced	65,538	646	null	Personal	Employed	12	Excellent	0.588081	35,469	3	Lake Emilyborough	CO	Seychelles	3	0	Low
50	Female	High School	Single	100,352	621	null	Personal	Employed	18	Good	0.444252	171,041	1	North Norma	PW	Latvia	3	1	Medium
30	Female	Bachelor's	Widowed	113,925	611	48,919	Business	Unemployed	19	Poor	0.47094	28,459	null	Holmesmouth	RI	Malta	3	1	Low
25	Male	Bachelor's	Divorced	81,971	646	48,870	Personal	Employed	18	Excellent	0.377457	null	4	Lake Tina	WY	Sweden	null	0	High
42	Female	Bachelor's	Widowed	47,774	null	null	Auto	Unemployed	0	Excellent	0.509442	275,648	null	South Vanessaville	KY	Montserrat	1	2	High
30	Non-binary	Master's	Widowed	114,499	779	40,584	Auto	Self-employed	6	Fair	0.284053	76,919	3	New Susan	AR	Mauritius	2	1	Low
19	Female	Bachelor's	Single	83,471	793	8,810	Personal	Self-employed	14	Excellent	0.511547	145,761	4	Baileystad	ND	Mauritania	1	0	Low
46	Non-binary	Master's	Widowed	56,080	702	null	Auto	Employed	13	Fair	0.227039	57,488	0	Newmanland	WY	Norfolk Island	3	1	Low
44	Non-binary	High School	Widowed	21,320	733	34,540	Home	Unemployed	4	Fair	0.336045	null	3	Lake Jesse	KS	United States Virgin Islands	0	1	Low
54	Female	Bachelor's	Divorced	54,560	760	30,826	Auto	Employed	11	Poor	0.568217	21,537	null	Kennethberg	MP	Iceland	2	2	Low
19	Female	Master's	Divorced	115,381	727	40,970	Auto	Self-employed	14	Good	0.451812	291,530	1	Hunterside	SC	Namibia	0	0	Low
40	Non-binary	High School	Single	75,122	null	33,345	Business	Employed	16	Good	0.321867	null	4	Pollardborough	WV	South Georgia and the South Sandwich Islands	0	0	Medium
43	Male	Master's	Divorced	81,683	693	10,316	Home	Employed	2	Good	0.351319	28,304	3	Dyerfort	MS	Holy See (Vatican City State)	0	0	Low
67	Male	Bachelor's	Single	104,661	771	8,751	Personal	Employed	7	Good	0.508536	100,251	0	East Matthewtown	ME	Western Sahara	null	1	Medium
51	Non-binary	Master's	Widowed	72,299	676	37,088	Auto	Unemployed	3	Fair	0.546675	163,332	null	Kennethshire	HI	Anguilla	2	2	Medium
34	Non-binary	Master's	Married	78,630	695	48,757	Personal	Self-employed	12	Fair	0.43025	null	2	New Jason	NJ	Malawi	1	1	Low
19	Male	Master's	Widowed	106,009	681	22,351	Business	Self-employed	2	Excellent	0.58721	162,947	null	North Daniel	AZ	Vietnam	4	0	Low
25	Non-binary	Master's	Single	37,330	797	28,892	Personal	Unemployed	11	Excellent	0.451143	247,877	3	Keithberg	IL	Iraq	2	1	Medium
59	Non-binary	Bachelor's	Single	null	688	25,432	Business	Unemployed	15	Good	0.540747	275,015	4	Rileyfurt	MS	Luxembourg	4	0	Medium
32	Female	PhD	Single	99,688	732	12,429	Home	Unemployed	8	Poor	0.430234	267,072	0	Port Sarahton	MI	North Macedonia	3	2	Medium
44	Female	Master's	Single	null	791	30,191	Home	Unemployed	13	Good	0.174939	263,286	3	Jacksonberg	UT	Slovakia (Slovak Republic)	4	1	Low
28	Male	High School	Single	null	690	29,992	Home	Self-employed	3	Poor	0.112989	null	1	New Jasminefort	AL	Bouvet Island (Bouvetoya)	1	2	Low
60	Male	PhD	Married	114,018	636	28,620	Business	Employed	1	Excellent	0.261044	38,980	3	West Kaylee	CO	Liberia	1	1	Medium
43	Female	PhD	Divorced	88,309	724	7,848	Auto	Self-employed	10	Excellent	0.25343	103,243	4	Fergusonchester	DC	Germany	null	2	Low
51	Non-binary	High School	Divorced	62,262	606	6,667	Personal	Unemployed	4	Good	0.54519	268,305	null	New Paulside	TN	Qatar	1	1	Low
60	Female	High School	Widowed	35,070	642	null	Personal	Self-employed	6	Good	0.561001	294,768	2	South Matthew	DE	El Salvador	2	2	Medium
35	Female	PhD	Single	39,629	622	9,537	Home	Unemployed	2	Fair	0.524358	48,636	1	Desireeville	DC	Sao Tome and Principe	4	0	Low
69	Non-binary	Bachelor's	Single	98,672	792	5,228	Home	Self-employed	1	Good	0.484614	null	1	Ashleyshire	DE	Japan	null	1	Low
59	Male	High School	Divorced	83,094	null	null	Home	Unemployed	6	Excellent	0.185279	268,737	1	New Melissa	SD	Burkina Faso	2	2	Low
42	Female	High School	Widowed	35,203	726	34,541	Auto	Unemployed	5	Poor	0.556476	252,977	0	East Morgan	MH	Saint Martin	null	1	Medium
29	Male	Master's	Single	67,940	618	31,030	Home	Unemployed	12	Poor	0.383985	null	1	Darlenehaven	CA	Panama	2	0	Low
38	Male	PhD	Divorced	null	697	5,209	Personal	Employed	15	Poor	0.446923	null	2	Port Brittany	WI	Canada	1	1	Low
66	Female	High School	Single	61,291	639	7,908	Personal	Unemployed	12	Poor	0.169	33,810	1	Port David	WA	Mayotte	3	2	Low
27	Female	Bachelor's	Widowed	42,327	655	null	Business	Employed	0	Excellent	0.437616	90,257	3	North Nicholasmouth	VI	Dominica	0	0	Medium
43	Male	PhD	Married	100,562	785	null	Home	Self-employed	14	Poor	0.193413	155,884	4	New Yvonne	AS	Taiwan	2	0	Low
46	Female	Master's	Married	34,284	775	26,340	Personal	Self-employed	14	Fair	0.400354	64,156	4	New Melissamouth	NV	Wallis and Futuna	0	2	Medium
33	Male	Master's	Married	115,066	799	31,359	Home	Self-employed	5	Excellent	0.228569	142,354	null	North Brianbury	OK	Mexico	4	1	Low
43	Male	PhD	Divorced	26,441	null	49,939	Home	Unemployed	1	Excellent	0.415477	169,702	0	South Jeffreyshire	MI	Tanzania	0	2	Low
28	Non-binary	Bachelor's	Divorced	98,311	689	34,763	Business	Employed	8	Excellent	0.388665	216,062	0	West Deanna	TN	India	3	2	Low
67	Male	Bachelor's	Widowed	63,148	660	16,704	Auto	Self-employed	0	Fair	0.334345	40,643	0	Kimberlychester	TX	Tajikistan	4	2	Low
27	Non-binary	PhD	Married	114,436	775	39,216	Business	Employed	7	Excellent	0.102013	158,498	null	Torresbury	FL	South Georgia and the South Sandwich Islands	2	1	Low
28	Male	Bachelor's	Single	94,693	718	20,928	Business	Unemployed	5	Fair	0.32385	257,028	2	Josephstad	MP	Georgia	4	2	Low
68	Non-binary	High School	Widowed	117,284	716	44,218	Business	Self-employed	19	Excellent	0.307246	null	0	Emilyview	GA	Samoa	null	0	High
48	Non-binary	High School	Married	null	694	9,370	Personal	Employed	8	Poor	0.356451	null	1	Haynesview	NE	Hong Kong	2	0	Medium
20	Female	PhD	Married	102,245	686	33,967	Business	Unemployed	4	Fair	0.192681	116,854	null	New Frank	CA	Rwanda	2	2	Medium
27	Male	High School	Single	88,173	746	14,800	Personal	Self-employed	8	Fair	0.538712	289,092	0	South Susanfurt	KY	Congo	1	1	Low
34	Non-binary	High School	Married	70,807	745	39,572	Business	Employed	18	Good	0.433975	130,451	3	South Audrey	MP	Saint Lucia	4	0	Low
66	Non-binary	Bachelor's	Single	22,944	668	44,767	Auto	Employed	7	Excellent	0.448402	31,159	0	Kevinbury	TX	Belgium	null	2	Medium
53	Male	PhD	Married	29,475	725	null	Home	Employed	6	Poor	0.112003	189,327	4	Jamesborough	OH	Iran	0	0	Low
51	Male	Bachelor's	Widowed	102,141	636	null	Business	Unemployed	5	Good	0.493768	161,711	4	Williamsmouth	DC	Saint Pierre and Miquelon	2	0	Medium
38	Female	High School	Divorced	99,314	656	17,158	Personal	Self-employed	8	Excellent	0.12389	162,247	4	Diazview	GU	Yemen	2	1	Low
48	Male	Bachelor's	Single	25,465	671	36,672	Auto	Self-employed	8	Fair	0.255003	237,546	4	Markville	PA	Romania	1	1	Medium
40	Female	High School	Widowed	104,766	688	35,808	Business	Employed	15	Poor	0.320768	198,067	1	West Scottshire	MS	Falkland Islands (Malvinas)	4	1	High
66	Non-binary	High School	Widowed	94,099	null	41,008	Business	Employed	15	Poor	0.224805	137,990	1	Lake Ellen	NC	Tanzania	2	1	Medium
25	Non-binary	Bachelor's	Married	95,630	null	47,368	Personal	Unemployed	17	Fair	0.46665	187,156	null	South Timothybury	PR	Ethiopia	1	1	High
52	Male	Bachelor's	Widowed	89,806	null	28,542	Personal	Self-employed	8	Good	0.281239	121,092	3	South Priscillaland	NH	France	2	0	Low
69	Female	Master's	Divorced	118,995	787	14,398	Auto	Employed	15	Good	0.488274	148,047	0	Clarkborough	DE	Bermuda	3	1	Medium
31	Non-binary	High School	Widowed	63,322	773	8,074	Business	Employed	5	Fair	0.381467	267,802	3	Port Michaelmouth	ID	Romania	1	0	High
58	Non-binary	High School	Divorced	100,845	606	9,288	Auto	Self-employed	19	Poor	0.107825	null	0	New Larryborough	AR	Liechtenstein	4	2	Medium
43	Female	Master's	Single	34,821	775	22,889	Personal	Unemployed	18	Good	0.118722	278,194	0	Lake James	MD	Niue	3	2	High
51	Female	PhD	Divorced	23,477	612	null	Auto	Unemployed	8	Fair	0.293599	null	4	Michaelmouth	ME	Fiji	null	0	Medium

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