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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
32	Female	PhD	Married	36,150	614	47,080	Home	Unemployed	3	Fair	0.383432	280,243	0	Kariville	NJ	Mauritania	4	2	Medium
45	Male	Master's	Widowed	22,751	776	48,368	Home	Employed	7	Fair	0.18132	139,323	4	Lake Heather	CT	Panama	2	0	Medium
25	Female	PhD	Widowed	null	675	25,392	Business	Unemployed	2	Good	0.275595	61,857	1	North Jacobchester	OH	Djibouti	1	1	Low
41	Male	PhD	Single	114,897	724	33,782	Auto	Employed	19	Poor	0.100727	203,813	2	Lake Joshua	PR	Afghanistan	0	2	Low
25	Male	Master's	Married	102,176	604	28,933	Personal	Employed	8	Good	0.468059	140,628	4	Robinport	ME	Oman	1	1	Medium
68	Non-binary	PhD	Single	94,676	709	27,727	Personal	Unemployed	7	Excellent	0.370409	233,292	1	South Kristen	CA	Venezuela	2	1	Low
54	Female	High School	Married	96,230	730	null	Home	Self-employed	4	Good	0.298507	174,250	1	South Monica	MN	Cape Verde	null	0	High
37	Non-binary	Master's	Married	83,474	779	37,611	Personal	Unemployed	2	Fair	0.250503	177,110	3	Rossfurt	AL	Trinidad and Tobago	1	1	Low
27	Female	Bachelor's	Divorced	74,334	790	null	Personal	Self-employed	15	Poor	0.338977	160,387	null	Lake Davidbury	MH	Burkina Faso	2	0	Medium
58	Male	PhD	Widowed	30,596	null	48,782	Home	Self-employed	3	Excellent	0.304205	219,451	1	Lake Michael	IA	Cocos (Keeling) Islands	2	1	Low
40	Non-binary	Master's	Single	91,942	null	17,130	Home	Unemployed	9	Fair	0.278952	231,056	0	Michaelside	OH	Botswana	1	1	Low
60	Male	Bachelor's	Widowed	108,444	662	40,153	Business	Unemployed	19	Poor	0.14201	175,005	null	North Jenniferstad	NE	French Southern Territories	3	0	Low
52	Female	Bachelor's	Single	110,341	707	32,742	Personal	Unemployed	9	Excellent	0.487182	206,337	3	West Josephfurt	DC	Bolivia	2	1	Medium
31	Female	High School	Single	null	null	48,743	Business	Unemployed	0	Good	0.24011	183,676	0	East Christinebury	IA	El Salvador	3	1	Medium
48	Female	High School	Married	72,563	756	15,115	Business	Employed	12	Poor	0.452347	135,455	3	Colemanville	NC	Benin	1	1	Medium
18	Non-binary	Master's	Married	null	614	36,117	Auto	Self-employed	16	Excellent	0.58748	120,474	4	Boyerland	MD	Norfolk Island	0	2	Low
44	Female	Master's	Single	null	655	24,935	Business	Self-employed	12	Fair	0.261008	60,470	null	South Amanda	SD	Barbados	3	1	Medium
46	Female	High School	Widowed	109,049	705	null	Business	Employed	6	Poor	0.406229	112,323	3	Port Meganland	MO	France	2	1	High
35	Female	Master's	Divorced	72,105	654	23,126	Auto	Self-employed	12	Excellent	0.457953	null	4	Douglasside	OH	Guinea-Bissau	1	1	Low
22	Male	Bachelor's	Widowed	117,552	669	34,394	Home	Unemployed	18	Fair	0.39246	227,939	1	Newmanville	WY	Guernsey	0	1	Low
52	Non-binary	PhD	Married	98,950	678	null	Auto	Employed	9	Fair	0.541456	186,735	null	Port Michael	GU	Central African Republic	3	2	Low
52	Male	PhD	Divorced	42,787	613	null	Home	Unemployed	11	Poor	0.418718	275,632	0	Daviesview	AS	Belarus	2	1	Low
45	Female	PhD	Married	null	749	7,380	Business	Self-employed	14	Fair	0.326196	113,701	1	North Cynthiaport	MN	Faroe Islands	3	2	Low
34	Non-binary	Bachelor's	Single	78,609	781	44,820	Personal	Unemployed	8	Fair	0.26253	177,433	null	Walkerland	NM	French Guiana	0	1	Low
62	Female	Master's	Widowed	97,332	716	null	Auto	Self-employed	9	Poor	0.408873	null	4	East Geraldside	GU	Bangladesh	2	2	Low
20	Non-binary	PhD	Married	30,977	628	44,603	Auto	Self-employed	12	Excellent	0.417672	null	1	West Johnville	SD	French Southern Territories	null	1	Low
40	Non-binary	Bachelor's	Divorced	23,194	644	18,194	Business	Unemployed	2	Poor	0.318497	230,545	4	New Kimberlyland	WA	Netherlands Antilles	3	1	Low
55	Non-binary	High School	Single	69,630	null	17,261	Auto	Employed	4	Poor	0.49344	null	1	Phillipsshire	ME	Poland	4	1	Medium
53	Non-binary	PhD	Divorced	112,776	null	27,814	Business	Employed	18	Poor	0.485846	247,189	4	Evansfurt	MH	Taiwan	3	0	Low
19	Female	Master's	Single	110,139	747	13,655	Personal	Employed	11	Fair	0.132462	154,531	3	West Kathleen	MH	Cambodia	3	2	Medium
60	Male	PhD	Married	null	785	31,939	Business	Unemployed	1	Excellent	0.287946	null	null	Melissamouth	CO	Iraq	2	2	Low
58	Female	PhD	Divorced	87,158	761	45,577	Personal	Unemployed	1	Excellent	0.259204	148,901	null	New Matthewfort	UT	Norway	null	2	Low
40	Non-binary	High School	Single	79,439	748	41,826	Business	Self-employed	13	Fair	0.405971	49,315	1	Williamsshire	VA	Saint Vincent and the Grenadines	2	2	Medium
23	Non-binary	High School	Single	58,624	null	null	Business	Employed	7	Fair	0.497709	208,198	3	North Christopher	AZ	Netherlands Antilles	2	0	Medium
68	Female	Master's	Married	49,672	635	null	Auto	Employed	6	Fair	0.338356	226,023	4	North Kathrynborough	AZ	Australia	3	0	Low
53	Male	Master's	Divorced	109,082	665	null	Business	Unemployed	12	Good	0.16046	45,806	0	Kristinaview	VA	Guadeloupe	0	1	Low
59	Female	Master's	Married	25,591	792	null	Auto	Unemployed	8	Excellent	0.457486	110,440	null	West Maryfurt	WV	Ethiopia	4	2	Medium
55	Female	Bachelor's	Divorced	105,662	730	32,440	Auto	Unemployed	17	Good	0.547985	243,369	2	East Cynthia	HI	Lesotho	3	2	Medium
43	Male	Bachelor's	Single	111,118	654	46,199	Home	Unemployed	1	Fair	0.481645	274,277	3	Campbellview	NC	Singapore	4	2	Low
19	Non-binary	High School	Divorced	86,231	677	39,315	Personal	Self-employed	6	Poor	0.524104	21,265	4	Edwardborough	WI	French Guiana	1	1	Medium
64	Male	PhD	Married	27,014	780	36,704	Home	Unemployed	18	Fair	0.218802	181,585	3	New Donaldside	SC	Saudi Arabia	4	1	Low
44	Non-binary	PhD	Divorced	96,151	608	null	Auto	Self-employed	2	Excellent	0.308627	60,729	null	Gonzalezshire	GA	Mexico	2	1	Low
19	Male	PhD	Widowed	null	780	7,993	Business	Self-employed	10	Fair	0.474783	89,712	3	East Christinatown	DE	Bahamas	2	1	Medium
53	Non-binary	High School	Married	117,379	null	8,562	Personal	Self-employed	9	Poor	0.148913	253,074	1	Port Rachel	WV	Germany	3	1	Low
19	Non-binary	PhD	Single	84,042	792	null	Home	Employed	9	Excellent	0.260954	225,631	0	West Dana	NE	Monaco	1	0	Medium
59	Male	Bachelor's	Married	100,221	660	null	Personal	Employed	16	Fair	0.510308	null	null	Bondmouth	DE	Ukraine	0	0	Low
24	Male	High School	Widowed	32,291	776	28,968	Business	Self-employed	3	Excellent	0.398336	235,595	null	East Jonathanside	MI	Malta	2	0	Medium
56	Female	High School	Single	48,214	610	8,303	Home	Unemployed	15	Good	0.491876	null	1	New Tracyton	WY	Palestinian Territory	2	2	Low
31	Non-binary	High School	Married	46,269	616	35,767	Business	Self-employed	7	Poor	0.104932	272,146	0	South Courtneyview	MS	Tajikistan	0	0	Low
65	Female	Master's	Single	67,259	652	33,364	Home	Unemployed	16	Good	0.354088	null	1	Angelamouth	ME	Costa Rica	2	0	Low
63	Female	Master's	Widowed	44,667	796	24,173	Business	Self-employed	17	Good	0.517714	28,982	4	West Richard	CO	Marshall Islands	4	0	Low
35	Non-binary	PhD	Widowed	103,748	704	41,146	Home	Self-employed	2	Excellent	0.274007	294,726	4	Lake Jeffreybury	VA	Saint Kitts and Nevis	null	2	Medium
58	Male	Bachelor's	Divorced	26,668	783	10,147	Auto	Unemployed	0	Fair	0.315259	38,083	1	New Heatherland	DE	Samoa	2	1	Low
34	Non-binary	PhD	Widowed	96,031	652	null	Auto	Unemployed	12	Good	0.180042	null	3	Benjaminland	IA	Montserrat	3	0	Medium
21	Male	PhD	Single	66,898	null	28,687	Auto	Unemployed	13	Excellent	0.197094	211,814	1	Quinnmouth	ND	Madagascar	4	2	Medium
23	Non-binary	PhD	Divorced	76,478	781	null	Auto	Unemployed	10	Fair	0.396465	164,971	4	Danielfort	GU	Venezuela	1	0	Medium
52	Non-binary	Bachelor's	Widowed	60,205	783	32,414	Business	Employed	12	Good	0.133614	null	0	South Shelleybury	DE	Haiti	0	1	Medium
21	Non-binary	Master's	Married	98,157	793	null	Home	Employed	2	Good	0.258088	233,448	3	East Shannon	KY	Pakistan	1	0	Low
54	Male	PhD	Divorced	41,725	777	31,532	Home	Unemployed	1	Good	0.329582	257,918	0	New Heatherburgh	NC	Chad	3	0	Low
41	Male	Master's	Single	117,813	615	32,854	Auto	Unemployed	13	Fair	0.266668	268,628	1	East Shari	CO	Italy	2	0	Low
46	Female	High School	Widowed	37,441	642	48,806	Personal	Self-employed	7	Poor	0.245534	140,676	3	Ericshire	CO	Lebanon	4	2	Low
46	Non-binary	PhD	Widowed	99,874	779	20,630	Business	Self-employed	10	Poor	0.504374	192,187	1	Lake Stevenport	OK	Liechtenstein	null	2	High
67	Male	Master's	Single	null	613	11,464	Business	Employed	15	Poor	0.154277	299,444	1	Lake Dustinville	SC	Bhutan	4	1	Low
52	Female	PhD	Widowed	47,115	689	5,521	Home	Unemployed	10	Fair	0.291215	165,326	2	Victorland	MI	French Guiana	null	2	Low
52	Female	Bachelor's	Married	63,815	663	12,089	Personal	Unemployed	18	Fair	0.411988	157,076	1	Johnsonbury	CT	Saint Barthelemy	1	1	Low
52	Non-binary	PhD	Widowed	28,117	777	43,848	Personal	Employed	0	Fair	0.20655	180,411	2	North Maxwell	NJ	Japan	4	1	Medium
32	Non-binary	High School	Divorced	96,844	639	35,997	Auto	Unemployed	10	Excellent	0.149015	212,676	1	East Teresaton	CA	Bolivia	2	0	Medium
52	Female	High School	Married	30,346	624	null	Auto	Employed	14	Good	0.415887	138,408	1	South Laurenbury	ID	Christmas Island	1	0	Low
35	Female	Bachelor's	Single	61,482	null	17,230	Business	Employed	10	Fair	0.479938	281,249	2	West Ashley	SC	Montenegro	null	2	Medium
19	Female	Bachelor's	Single	null	710	33,173	Home	Self-employed	6	Poor	0.290588	216,778	null	Floresberg	OH	Montserrat	4	1	Low
35	Male	PhD	Married	49,055	786	21,916	Business	Employed	5	Excellent	0.239132	81,355	1	West Denisemouth	ND	Mayotte	1	0	Medium
65	Female	PhD	Married	null	759	10,472	Business	Employed	8	Excellent	0.512717	124,867	0	Solisshire	MS	Andorra	0	2	Medium
26	Male	PhD	Single	null	761	20,553	Business	Self-employed	11	Excellent	0.495705	63,471	4	Richardville	MT	Palau	3	0	Low
48	Male	PhD	Married	33,487	719	null	Auto	Unemployed	7	Fair	0.342388	248,928	null	Marshallmouth	MO	Kenya	null	2	Low
51	Non-binary	PhD	Single	null	780	40,150	Home	Unemployed	14	Fair	0.466096	247,974	4	South Charleston	GA	Sweden	4	0	High
32	Non-binary	High School	Widowed	44,832	786	26,318	Auto	Employed	10	Good	0.116037	233,532	0	North Derekbury	NV	Nauru	1	1	Low
32	Female	High School	Widowed	null	628	18,532	Business	Self-employed	14	Fair	0.447151	32,296	0	Lake Johnfurt	CT	Malaysia	0	2	Medium
61	Female	PhD	Divorced	85,984	742	9,671	Business	Unemployed	11	Excellent	0.274405	238,152	1	Brownstad	MI	Cayman Islands	3	0	Low
44	Non-binary	PhD	Single	32,985	794	32,122	Business	Employed	2	Good	0.247963	131,045	0	New Andrewville	AL	Cote d'Ivoire	0	2	Low
56	Non-binary	Master's	Single	109,074	644	44,069	Business	Employed	7	Excellent	0.358412	230,971	3	Mcmillanton	VI	Seychelles	3	0	Medium
64	Male	High School	Divorced	24,321	789	43,084	Home	Employed	8	Good	0.460095	214,252	3	South Bradley	CA	Vanuatu	4	1	Low
60	Male	Bachelor's	Divorced	109,792	763	28,526	Business	Self-employed	3	Excellent	0.231448	58,359	1	Baileyberg	OK	Saint Kitts and Nevis	1	2	Medium
62	Non-binary	Bachelor's	Married	22,291	702	30,633	Personal	Unemployed	1	Excellent	0.450341	273,234	null	Williamtown	IN	Uzbekistan	null	2	Low
59	Non-binary	Master's	Widowed	112,097	711	32,211	Home	Employed	18	Good	0.596192	88,870	2	North Melissa	NJ	Mozambique	4	1	High
18	Female	High School	Widowed	116,604	null	null	Auto	Employed	11	Good	0.567599	85,418	0	West Kimton	CT	Zambia	0	2	Medium
61	Non-binary	High School	Married	61,983	null	8,160	Business	Employed	1	Poor	0.232664	null	3	East Johnburgh	WY	Argentina	1	0	Low
47	Non-binary	PhD	Divorced	115,384	654	6,345	Auto	Self-employed	16	Good	0.199802	93,331	0	Gutierrezborough	NJ	Costa Rica	2	1	Low
68	Female	Bachelor's	Widowed	87,951	681	null	Business	Self-employed	17	Poor	0.281643	127,013	0	Port Johnland	FL	Timor-Leste	3	0	Low
21	Female	Bachelor's	Divorced	37,412	721	31,293	Personal	Employed	7	Poor	0.506643	46,275	2	North Morgan	KS	Cyprus	4	2	Low
22	Male	Master's	Married	32,803	null	36,258	Auto	Employed	12	Good	0.338871	230,107	4	Thomasbury	MS	Ethiopia	null	2	Medium
54	Female	High School	Divorced	62,837	728	34,794	Business	Unemployed	10	Excellent	0.119691	263,985	1	North Kathryn	MO	Burkina Faso	0	2	Low
24	Female	Bachelor's	Married	47,563	null	43,145	Personal	Self-employed	9	Excellent	0.246716	236,605	null	Benjaminfort	MA	Liberia	1	0	Low
20	Male	High School	Single	56,992	694	26,150	Auto	Employed	10	Excellent	0.452457	211,905	2	Wallaceview	HI	United States Minor Outlying Islands	3	2	Low
53	Non-binary	High School	Single	104,008	679	32,669	Business	Employed	1	Excellent	0.231336	289,770	1	Joshuafurt	MO	El Salvador	3	1	High
64	Male	Master's	Divorced	null	762	null	Home	Unemployed	14	Excellent	0.13062	281,731	1	Lake Alexis	OK	Namibia	3	1	Low
40	Male	PhD	Married	90,270	636	41,919	Auto	Self-employed	17	Poor	0.312111	null	null	Alexanderborough	CT	Gambia	4	2	Medium
69	Female	PhD	Divorced	42,564	694	8,679	Home	Employed	3	Excellent	0.24159	null	4	New Heather	MD	Palau	0	0	Low
21	Female	High School	Single	72,927	null	35,093	Business	Employed	14	Excellent	0.467206	291,342	3	Danielleview	NC	Kyrgyz Republic	3	2	Low
50	Female	PhD	Divorced	55,515	717	14,867	Personal	Unemployed	7	Poor	0.486651	132,123	2	Wheelerfort	MA	Puerto Rico	1	2	Medium
25	Non-binary	PhD	Divorced	71,473	765	14,855	Home	Employed	1	Good	0.290912	291,268	0	Gordonburgh	MI	Micronesia	4	0	Low

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