Issue
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Opening an account
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I want my tcf bank to allow XXXX XXXX to see how much money I have and for them to do partner up
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Disclosure verification of debt
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I have not received any documentation validating the debt that they are trying to collect. I have not been provided with a contract or any instrument bearing my signature validating that this debt is mine.
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Cont'd attempts collect debt not owed
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Midland Funding is trying to collect a debt they bought from CA and they are not licensed to operate in my state.
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Communication tactics
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Over the past year - I have asked for a detail/itemized statement - which they have yet to produce.
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Closing on a mortgage
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After filing my first complaint due to numerous telephone calls and not getting a response, This complaint is being filed as an additional amount of extensive telephone calls have been made to get information on a Quiet Title Action th at is currently pending. We need an assignment or a corrective lien release -- We need to know the status of the Quiet Title Action.
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Incorrect information on credit report
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putting improper information on my credit report that is not trues. I ask them to provide me documentation. they said they have to look for it been waiting for months never given.
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Improper use of your report
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XXXX data breach ; accurate public information not available ; attempted to sell me services ; other services need case number from police / FBI to waive fees ... ..
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Disclosure verification of debt
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This information does not belong to me I want to investigate when was this because I do n't have any idea. XXXX XXXX XXXX
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Cont'd attempts collect debt not owed
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My debt with Central Financial Control was settled in full on XX/XX/XXXX. I received an alert on my credit report for unpaid account on XX/XX/XXXX witch had an impact on my score ( drop XXXX points. ). I did a dispute with XXXX, is there anything else that I can do, central Financial Control this is telling me that they did a mistake ...
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Dealing with my lender or servicer
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I understand that you are currently in the process of a lawsuit against Navient/XXXX From what I read, the lawsuits states that deferment was pushed by the servicer and the interests accrued where placed into the principal. This is completely true. I have {$12000.00} of capitalized interest since XX/XX/XXXX.
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Incorrect information on credit report
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Dispute was filed with Equifax, but no final response have been received. The investigative results by XXXX concluded that I am no longer liable for the following reported XXXX collections XXXX. Accordingly, XXXX the aforementioned credit agencies have removed these collection items from my credit report. However, these same collection items remain on my credit report from Equifax and need to be removed asap.
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Deposits and withdrawals
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I disputed an item due to cancelling and never receiving merchandise, Wells fargo took the word of the merchant that I did n't cancel so they reversed the credit. I felt this was unfair having being charged XXXX for something that I never received and was told would be cancelled and no further shipments. Wells Fargo wont reopen its investigation and says I did n't cancel, why would I lie? this is a large bank just bullying the little guy
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Attempts to collect debt not owed
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On XXXX XXXX, I made a payment of {$35.00} and on XXXX XXXX I made the final payment of {$41.00}. The company is DCI ( Differsified Consultants INC ). The original creditor was XXXX. I want them to send to credit bureau that account is paid so my XXXX credit report shows as paid. And to send me a statement that account has been paid.
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Written notification about debt
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on XX/XX/15, I received a claim against my credit score for a debt belonging to XXXX XXXX. I tried to contact Stellar Recovery INC and they have no phone number or website. I called XXXX XXXX and they said they show no records of my debt.
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Improper contact or sharing of info
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They have contacted my employer and my references at least once every two hours.
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Communication tactics
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Focus Financial Management has been calling my place of business " in an attempt to collect a debt '' IT is a robo call they do not have any information, nor have I ever received any communication through the mail. I do not have any unresolved business accounts. They called me this morning XXXX/XXXX/15 at XXXX.
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Cont'd attempts collect debt not owed
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NORTH SHORE AGENCY ( NSA ) alleges that I owe money for a magazine ( XXXX ) that I did not order or request. I DID NOT RENEW the magazine subscription and DID NOT RECEIVE the magazazine as claimed by NSA NSA has threatened my credit rating and turn this FRAUDULENT bill. NSA has a history with the FTC for engaging in this form of fraudulent behavior, in fact, NSA has been been the target for numerous FTC complaints and actions in the past.
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Improper use of your report
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XXXX XXXX requested a hard inquiry of my credit report on XXXX XXXX that was not authorized or request by me. I tried to contact that company, and they didnt resolved the issue. I lost about 10 points in my credit score.
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Communication tactics
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We receive two to three calls a day from Portfolio Recovery Services. When someone answers the phone no one is on the line.
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Credit reporting company's investigation
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I disputed several accounts on my Experian credit report on XXXX/XXXX/15. Ihave yet to receive a response to investigation results. Pulled creditXXXX/XXXX/15 which still shows XXXX XXXXaccount # XXXX reflecting $ XXXXbalance. This was a rental agreement and merchandise was picked up.
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Improper use of your report
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XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I do not recognize any of these companies and have not applied for credit at any of them!
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Taking/threatening an illegal action
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XXXX claims they sent a letter of validation on XXXX XXXX 2013, i would like for them to send me a copy of said letter.
Also i need to ask how much they purchased this said debt for from capital one.
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Incorrect information on credit report
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XXXX acct # XXXX XXXX Is reporting in my credit report Transunion and XXXX wrongly and is in violation and defamation of my credit right, Please have this account removed immediatly .This account was settle and paid off by me ( XXXX XXXX ) in the amount {$700.00} total in a monthly court agreedment for a $ XXXX monthly until account paid off, i have all documents to proved it.
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Loan servicing, payments, escrow account
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My mortgage services seterus made a mistake with my county tax escrow account. I received the letter saying my regular payment was gona go from XXXX to XXXX in XXXX. I immediately called and corrected there county tax info they did another escrow analysis. the new payment actually was now XXXX for XXXX.. They refuse to change my payment and say if you do n't pay the amount they will foreclose.
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Incorrect information on your report
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I have a hard inquiry on my report from Discover. I called Discover and the rep was not able to locate an account or application using my SSN.
She said I should dispute, as a hard inquiry should not be on my report if there 's not a account open.
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Billing disputes
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I have a XXXX XXXX XXXX credit card offered through Barclay Bank. I never authorized automatic renew of my XXXX XXXX XXXX membership charged to XXXX XXXX XXXX credit card. Barclay Bank charged {$25.00} automatic renew fee and refused to issue refund.
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Incorrect information on your report
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According to my report this account from XXXX was previously removed from all 3 of my credit file. Now without knowing and knowledge this company has sold this account to another collection agency and is reporting on my file. This is a illegal act.
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Attempts to collect debt not owed
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Pop up on credit I wasnt aware of this Debt
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Loan servicing, payments, escrow account
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Selene Finance is two months delinquent with our Escrow refund after we left the company ( also due to their terrible service ). We received a letter stating the refund was sent on XX/XX/XXXX, and have called them over 10 times since then, assured each time that the payment would be remitted. They will not disclose to us what notes have been taken on our file, and are not remitting our money.
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Advertising and marketing
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This phone caller continues to call my home phone number repeatedly regarding billing, products and collections. I have never had an account with said company nor have I applied with them yet they call my home phone repeatedly. Please have them comply with your recent Consent Order # XXXX. The number of the caller has been XXXX XXXX.
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Problem with a credit reporting company's investigation into an existing problem
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XXXX-2017 spoke to rep at Trans Union in regards to being a victim of their inquiry issue glitch. I was given the scripted run around. Unacceptable.
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Communication tactics
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Continental Central Credit , Inc. repeatedly calls from various numbers ( over 20 telephone numbers ). The debt was wrongfully submitted by " creditor '' XXXX XXXX XXXX as the creditor failed to conduct due diligence when billing health insurance.
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Incorrect information on credit report
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Eqi ] uifax is currently showing XXXX XXXX account as open which is not true. That account been closed since 2011 please correct this information
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Fees or interest
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I was charged an annual fee on my credit card.
Within 30 days I changed the card to a no annual fee.
They refused to credit the annual.
This is totally wrong. how can they charge me an annual fee for a service that I dont have?
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Improper use of your report
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Due to Equifax 's negligent security practices, my name, SSN, DOB, full addresses, credit card numbers, and driver 's license number have been stolen, and are now public data, opening me up to identity theft and putting me at great personal risk, inconvenience, and potential expense. This is a breach of not only my trust, but of 150 million people. I 've placed Initial Fraud alerts with each of the 3 bureaus.
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Attempts to collect debt not owed
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The debt was included in bankruptcy case # XXXX.
Contacted original creditor about debt and it was settled however a new collection agency is now reporting the debt.
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Closing/Cancelling account
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Closed Account with XXXX XXXX acct # XXXX on XXXX/XXXX/07
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Communication tactics
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This company has been constantly calling my home for the last XXXX yrs all through out the day. The will call everyday before XXXX, in the afternoon and after XXXX. The keep asking for someone that 's not me. I have responded numerous of times, letting them know that I 'm not that person and that person do n't live at my address and this is my phone number.
I do n't answer anymore because of the rudeness that I 've received from them on previous phone calls.
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Communication tactics
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PAYPAL CREDIT IS ALWAYS CALLING AND HARRASING ME AND MY FAMILY.
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Problem with a credit reporting company's investigation into an existing problem
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For the last month I have been trying desperately to get this company to correct my credit report. The file they have on me is ridden with faulty information and I have written to them to no avail. My last letter to them yielded no movement or corrections even though none of the data providers seem to have been contacted by the bureaus when Ive called these data furnishers to verify contact.
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Can't repay my loan
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Signed up for an income driven repayment plan but was not told that I had to pay my late fees first before I could start the plan. I asked numerous times if my payment would be the agreed upon amount and was assured everytime it would be. When the bill came due, it was {$80.00} higher because of the fees.
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Problem when making payments
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I was shocked when I reviewed my credit report and found late payment on the dates below : 60 days past due as of XXXX 2016 30 days past due as of XXXX 2016, XXXX 2016, XXXX 2016 I am not sure how this happened, I believe that I had made my payments to you when I received my statements. My only thought is that my monthly statement did not get to me.
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Incorrect information on credit report
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We filed Bankruptcy in XXXX of 2010. XXXX XXXX XXXX and XXXX both are erroneously reporting mortgage lates after that date. These were recently reported on all XXXX bureaus and have dropped our credit scores. We have been working to recover from a very difficult time 6 years ago and seems like they just want to keep us down.
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Incorrect information on credit report
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I have attempted to open bank accounts at XXXX different banks in the last year. All XXXX have denied me saying that I have records reported at ChexSystems. I have ordered by ChexSystems report and all areas for Reported Information, Inquiries Not Initiated by XXXX, XXXX, and History of Checks all say " No Information Found ''. I do n't understand why I 'm being denied bank accounts? Please help
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Improper use of your report
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Equifax used improper network and data security practices that resulted in my personal data being leaked to individuals of ill intent. I should be able to trust a credit reporting agency to take appropriate security measures to avoid compromising the identities and personal financial security of it 's customers.
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Incorrect information on your report
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I sent in a copy of my social security card and state driver 's license. My name is XXXX XXXX or XXXX XXXX XXXX . XXXX XXXX , XXXX XXXX XXXX , and XXXX XXXX is not my name. My address has never been XXXX XXXX XXXX XXXX XXXX XXXX , XXXX XXXX , SC XXXX . That address does not exist. My number has never been XXXX . I have disputed several times and provided documentation.
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Loan servicing, payments, escrow account
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Our account was just transferred to another servicer. From XXXX to SLS.
All of the documents requested by XXXX was submitted. They had a complete modification package according to the representative assigned to our account.
We had no idea our loan serving had changed until we received the letter.
SLS sent us a letter of denial for a loan modification that they did not process.
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Loan servicing, payments, escrow account
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Chase is marking late for payment that are not late. They are cash payments made in a local branch. They are charging me erroneous fees that I never agreed or discussed.
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Problem when making payments
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This is a loan for solar panels on my house from XXXX XXXX. The company set up a new payment system and informed me that I would need to re-register to have my automatic payments made.
This happened 6-8 months ago, and since then automatic payments keep getting rejected because they claim I do n't have an account.
This requires constant vigilance and calls to them.
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Incorrect information on credit report
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The credit card from XXXX XXXX XXXX is not mine. I do not think it is fraud because I called them and they can not find my name or personal information in the system. It is simply a mistake. They put someone else ' s information on my credit report. It 's been there for years. Fortunately whoever has this credit card is paying it timely, but it 's not mine! How can I get this removed from my credit report?
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Credit reporting company's investigation
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Equifax stated they verified bankruptcy that is on my CREDIT report with XXXX XXXX. XXXX account has a security freeze on it and representative from XXXX XXXX stated they did n't verify any information with Equifax.
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Cont'd attempts collect debt not owed
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The problem I had was with Hunter Warfield collections regarding XXXX XXXX Apartments. The apartment company charged me and my XXXX roommates for staining of carpet due to my roommates cats XXXX. My roommates told XXXX XXXX Apartments that the cat XXXX was their fault and to take me off of the fine. My roommates eventually settled in small claims court and the fine was taken care of. This bad credit report was never taken off. It needs to be removed.
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Cont'd attempts collect debt not owed
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I changed Auto Insurance Companies and for some reason XXXX XXXX thinks I owe them {$190.00}. I have requested written verification of this debt and unfortunately every time I do the debt is sold off to a different collection agencies.
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Disclosure verification of debt
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I disputed a inaccurate CHASE account with XXXX multiple times. The data reported bankruptcy status XX/XX/2011, debt amount, pay history to name a few are completely inaccurate and un true.
I would like Chase to send verification and validation of the debt they are reporting to XXXX
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Communication tactics
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They call daily starting early in the morning. They have called up to four times per day from multiple numbers. When I call back they will not say who they are. When I search the number online it comes back as Consumer Adjustment Incorporated. XXXX of the numbers used are XXXX and XXXX.
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Dealing with my lender or servicer
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Have been paying on this loan for several years with little to no effect on balance, often pay extra. Bills do not come in regularly and when they do arrive the amount due is different. Have tried many times to contact this lender, as to let my wife be able to handle questions in my absence, to no availe. Furthermore, have been told that this is a federal loan and also that it is n't.
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Disclosure verification of debt
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I received no service for notice to appear or a final judgement. A Request and Writ for Garnishment was entered into the court on XX/XX/XXXX, and a tax refund garnishment took place in XX/XX/XXXX.
I had no idea there was a collection action against me from this agency.
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Loan servicing, payments, escrow account
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I was notified via a letter in the mail by home loan was being transferred to another company. I received the notice on XXXX XXXX, 2015 stating XXXX XXXX, 2015, I would be making payments to the new lender. This provided me with only 11 days written notice from my original loan servicer that my loan was being transferred, falling short of 15 days notice. I have not yet received any correspondence from the new loan servicer.
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Incorrect information on your report
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This account is not being reported on my XXXX credit report and it 's affecting my credit.
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Loan servicing, payments, escrow account
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I filed bankruptcy in 2012. The house was not included in the bankruptcy. I tried to explain to Bank of America that I paid all of my payments and the house was not included in the bankruptcy. Every time I tried to resolve this, they called me a bankrupt person and they took my house and wrote it off as a loss and put it on my credit report. I paid all of my payments and had never been late on a payment. I am enclosing all of my documents that show this.
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Cont'd attempts collect debt not owed
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calls from XXXX every morning after XXXX XXXX. Leaves no message Company name Amsher, found on the internet. I do n't owe anyone anything.
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Fees or interest
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American Express charged 2 {$39.00} late fees for a {$75.00} dollar carried balance over 45 days. Spoke with XXXX XXXX who explained the company policy of charging {$39.00} late fee and {$39.00} for a carried balance or 2.09 % whichever is greater for balances which are greater than {$50.00}. This resulted in late fees greater than my balance which is unreasonable by any measure.
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Incorrect information on your report
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XXXX XXXX XXXXXXXX is currently reporting that I have two loans in collections with a XXXX balance. I contacted the company on X/XX/17 and was advised that since the loan is no longer handled by them I need to go to the website and print off a credit dispute form and mail it in. The form was sent to them and I received a response from them stating that the balance of the collection accounts are correct.
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Communication tactics
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They keep calling my job. Obtaining my personal work schedule. Did not leave info when asked. They fraudulently advised another supervisor that they were verifying info for a new job at my current employer. My boss asked me was I looking for another job because I am trying to get a promotion. That is ruined and now my hours are cut due to this. This is unethical.
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Problems when you are unable to pay
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I keep receiving calls about a loan that has been paid in full since 2014. I have documentation that proves my loan had been paid. However, I keep receiving calls that I still owe. Not only that now they are calling themselves Diversified Recovery Bureau. The last time I reported these people they called themselves Diversified Recovery Services or Diversified Recovery Solutions. I have no idea who these people are and why they are still calling me.
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Other
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I went to make a payment online and their website had been updated 2 weeks ago now I ca n't access and make my payment online. I called them and they said that since I closed the account a while back that now I ca n't get access to the account online and must mail or pay by phone.
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Incorrect information on credit report
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XXXX has requested a hard copy of my Credit Report which I did not request. It was reported by Experian on XXXX/XXXX/2016 XXXX XXXX XXXX XXXX XXXX, SD XXXX
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Managing an account
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XXXX app requests bank transaction status to deposit funds. App states that Wells Fargo doesnt s end updated information in a timely manner.
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Problem caused by your funds being low
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Total of {$100.00} in over draft fees taken out when my account is not supposed to allow over drafts to occur.
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Improper use of your report
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My information was exposed in the recent hack of Equifax 's data. I have received no specific information from Equifax on what data was exposed, and have only been offered credit monitoring at the potential cost of releasing them from any liability for their compromising of my information.
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Communication tactics
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EDUCATIONAL CREDIT MANAGEMENT CORP calls my cell phone and home phone multiple times a day. They call from multiple phone numbers. The last time I spoke with them, I provided my home address and told them I only wish to communicate by letter.
This defaulted student loan debt is already in involuntary repayment through tax offset.
I know that repayment options negotiated at this point will not stop the tax offset I want to stop the phone calls.
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Taking/threatening an illegal action
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The company has been calling me everyday at work and home. All of my debts have been cleared ( paid off ) but this company ca n't seem to get it together. My credit report is free of any collection accounts because I have paid off the accounts I owed. This company is harassing me and when I tell them not to call, they say they will call anyways.
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Cont'd attempts collect debt not owed
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I have no knowledge of this debt. My account with XXXX credit bureaus has a fraud alert unit. The credit bureaus must provide me with written authorization or delete asap. I request that each and every account or inquiries be removed and I request an updated credit report reflecting changes.
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Loan servicing, payments, escrow account
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Lender is not willing to issue an approval letter which gives the buyer adequate time to close the transaction. Buyer needs 30 days and lender has stated that it will only give 1 week. It is a ridiculous time constraint to close a transaction.
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Cont'd attempts collect debt not owed
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I have debt for a company regarding services I have never received. The company claims I had medical services in Arizona in which I have not had any medical services.
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Problem with a credit reporting company's investigation into an existing problem
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Filed dispute with Experian in writing that account in my file name XXXX XXXX XXXX did not provide contract with my authentic signature. Advised Experian to provide XXXX XXXX XXXX contract with my authentic signature. Never heard from Experian. I do not want this account verified. I want the signed contract with my authentic signature.
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Incorrect information on your report
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1 ) Credit Acceptance Keeps Increasing, decreasing and a third time increasing loan balance 2 ) Credit Acceptace is reporting that I've made 3 payments on loan when I never made 1 payment on loan due to a ongoing dispute. Loan date is XX/XX/XXXX, 1st payment was due on XX/XX/XXXX bunt never made payment due to dispute, yet they keep moving numbers around by saying I made payments or missed a payment Also disputed status not reported either.
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Credit reporting company's investigation
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Experian has fail to send me my report with results that I have been disputing containing wrong information since XX/XX/2017.
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Improper use of your report
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i keep getting inquiries from this company after telling them over and over again there was no way i would make a inquiry 5 times back to back they finally send me a letter telling me they are concerned someone may be using my personal information.thats what ive been telling them for months
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Improper use of your report
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Equifax breach allowed my sensitive information to be collected. They then offer credit monitoring services which will most likely expire within a year, unless I pay them for this service. Why should this be if my highly sensitive data is out there forever. We are forced to rely on them for credit reporting and give up our information when they themselves can not even keep it secure.
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Can't repay my loan
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Outstanding balanceb loan was sold and has increased unreasonable.Make several calls to me with these unreasonable amounts to settle out with a paymement
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Trouble during payment process
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chase said they try to apply that amount to XXXX billing.. but i would like them to stop their practice of applying my monthly payments to principal when ever it suits them ...
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Improper use of your report
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I was part of the Equifax data breach and I do not feel as if there response is strong enough given the amount of information that was breached.
They are also trying to trick users into giving up their class-action rights with the TOS on their Identity Monitoring product.
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Problem with a credit reporting company's investigation into an existing problem
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I have notified XXXX XXXX that they are inaccurately reporting that I was late XXXX 2015. I have asked them to provide me with proof of these late reportings. Please assist me in getting these late reportings removed from my credit file.
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Problem with a credit reporting company's investigation into an existing problem
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I'm respectfully filing this complaint due to numerous of failed attempts in the removal of a Chase Card account opened on XXXX-14, in order to satisfy Section 611 ( 5 ) ( A ) of the FCRA. With all my formal requests I was never provided any verifiable documents that supports company 's claim ; therefore according to the above statue my dispute has merits and should promptly and immediately be deleted.
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Loan modification,collection,foreclosure
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The lender failed to provide the required notice of additional required documents within five ( 5 ) business days in violation of Regulation X, 12 C.F.R. 1024.41 ( b ) ( 2 ) ( B ). Therefore, this client 's application was entitled to be treated as facially complete pursuant to Regulation X, 12 C.F.R. 1024.41 ( c ) ( iv ). The lender closed the review 3 days after receiving the package due to a missing signature on the client profit and Loss statement.
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Credit decision / Underwriting
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My issue is lending tree was who handle all my home buying and assist for all kinds of situation about rates or low price and affordable for monthly payment procedure. And I need to moving process to start and guide me a soon as possible actually I got a call early and asking me about home, it 's a lender mortgage but a want lending tree will participate for conversation to negotiate in my behalf.
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Attempts to collect debt not owed
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last year I filed a complaint about this debts collector, they put this negative outstanding debts on my XXXX report, I dispute d this debt an they remove it after I filed a complaint with CFPB. This debt was paid 1 year ago in my Doctor office they turn around an put it on my XXXX report. " CFPB '' complaint history you 'll see the complaint was file one year ago.
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Cont'd attempts collect debt not owed
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the Hippa law as been violated as my medical information has been made public to my credit report agencies. This is a violation of my privacy.INCLUDED IN BANKRUPTCY
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Cont'd attempts collect debt not owed
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This firm calls me several times a day at work claiming I owe a debt that I have never even heard about. I requested a validation of debt in writing and requested they cease calling my place of employment. They continue to call and have not provided a validation of the debt.
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Cont'd attempts collect debt not owed
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I am a student attending to XXXX and leased an apartment for a year from XXXX XXXX, XXXX XXXX to XXXX XXXX made all the payments and gave notice of non renewal in advance. Inspection was done on XXXX XXXX and the administration office advice me of everything been clear when I turned the key.
I check my credit report about a week ago and find a surprising collection for {$100.00} that I do not owe.
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Dealing with your lender or servicer
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I get 3-7 calls a day at all hours. I 've been woken up in the middle of the night, interrupted while with family, etc.
I asked them to stop and it seems like they have increased frequency instead.
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Loan servicing, payments, escrow account
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Servicing issue. My PITI monthly payment is $ XXXX/mo I routinely pay {$2500.00} or {$150.00} extra which I intend to be used towards princiipal. This is not applied ( I assume it would allow me to avaoid a little ineterst. Servicer is un willing to make this change except on a month by month basis- they want me to provide a letter each month that I over pay. Ditech For some reason this does not feel right
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Dealing with my lender or servicer
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I was not told initially about the income driven repayment plans, which resulted in my agreeing to a large loan payment monthly that I couldnt afford. When I finally logged back in after hearing about the income driven plan, the system erred and would ot allow me to apply for it. The School I attended was The XXXX School in XXXX, TN.
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Improper use of your report
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Did not authorize these inquiries i called to dispute and company says call credit agency and credit agency says call companies.
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Communication tactics
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XXXX. XXXX phone calls daily, starting at XXXX XXXX, going til XXXX
I have XXXX numbers blocked from this agency.
XXXX. Mostly recordings, that fill up voicemailXXXX. Reps are VERY rude and threaten legal action, wage garnishments, and loss of employment if I do not pay.
XXXX. No paper correspondence has been sent to me.
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Incorrect information on credit report
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My name is being reported incorrectly- It should be XXXX XXXX XXXX .
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Incorrect information on your report
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I have submitted several request to XXXX, XXXX and Experian as well to the XXXX itself XXXX XXXX. Each time the account comes back as verified. I have disputed saying there is incorrect information being reported. They still say verified the reports has the Date of last payment XXXX payment history on credit file show XXXX having been. Date of first delinquency XXXX payment history on credit report has XXXX being the first reported delinquency
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Incorrect information on credit report
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I noticed an entry on my Equifax credit report from XXXX XXXX XXXX Acct # XXXX, whom also goes by the name " XXXX '' and promptly disputed it. On XXXX, I received a response from Equifax stating they had " Verified '' this account. On XXXX, I sent a request for validation from XXXX XXXX XXXX and have not received a valid response.
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Incorrect information on your report
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Acct is past statue of limitations - debt was canceled with XXXX XXXX - reporting same debt twice on my credit report - only had one loan out with this credit did a refinance.
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