loan_id
stringlengths
11
11
customer_id
stringlengths
12
12
application_date
timestamp[ns]date
2021-01-01 00:00:00
2024-12-30 00:00:00
disbursement_date
timestamp[us]date
2021-01-08 00:00:00
2025-01-13 00:00:00
loan_status
stringclasses
3 values
principal_ngn
float64
50k
5M
interest_rate_annual
float64
0.15
0.35
tenor_months
int64
3
36
monthly_payment_ngn
float64
1.73k
1.75M
salary_ngn
float64
30k
6.45M
debt_to_income_ratio
float64
0
2
credit_score
int64
300
850
employment_type
stringclasses
4 values
loan_purpose
stringclasses
6 values
state
stringclasses
37 values
salary_detected
bool
2 classes
dpd_current
int64
0
180
dpd_max_90d
int64
0
180
default_90d
bool
2 classes
default_180d
bool
2 classes
LN-00000201
CUS-00477318
2022-11-30T00:00:00
2022-12-07T00:00:00
disbursed
230,000
0.213792
18
15,048.463562
298,062.712501
0.050488
657
private_sector
education
Lagos
false
0
0
false
false
LN-00000202
CUS-00331366
2021-04-23T00:00:00
2021-05-07T00:00:00
disbursed
760,000
0.222299
12
71,215.829785
250,303.242482
0.284518
662
private_sector
personal
Osun
false
0
0
false
false
LN-00000203
CUS-00092017
2021-01-02T00:00:00
2021-01-12T00:00:00
disbursed
290,000
0.201572
12
26,885.826271
190,480.418589
0.141147
566
private_sector
business
Oyo
true
15
15
false
false
LN-00000204
CUS-00325754
2022-10-04T00:00:00
null
approved
190,000
0.269534
12
18,238.986721
81,171.307888
0.224697
706
government
medical
Lagos
true
0
0
false
false
LN-00000205
CUS-00390533
2021-08-08T00:00:00
null
rejected
260,000
0.20685
6
45,984.913825
303,363.542191
0.151584
614
private_sector
medical
Oyo
false
0
0
false
false
LN-00000206
CUS-00306151
2023-05-05T00:00:00
2023-05-14T00:00:00
disbursed
270,000
0.253691
6
48,387.732189
480,202.900408
0.100765
761
government
debt_consolidation
Kano
false
15
15
false
false
LN-00000207
CUS-00303185
2024-06-02T00:00:00
null
rejected
240,000
0.237723
6
42,818.763195
292,858.186262
0.14621
507
government
business
Kaduna
false
0
0
false
false
LN-00000208
CUS-00775402
2022-01-20T00:00:00
2022-02-03T00:00:00
disbursed
270,000
0.191968
18
17,381.991632
59,464.206618
0.29231
608
government
business
Abuja (FCT)
true
0
0
false
false
LN-00000209
CUS-00406607
2024-11-27T00:00:00
null
rejected
620,000
0.294156
3
216,880.492157
377,441.889778
0.574606
825
private_sector
business
Lagos
false
0
0
false
false
LN-00000210
CUS-00444614
2024-02-28T00:00:00
null
rejected
130,000
0.239548
36
5,097.188904
92,734.179426
0.054966
560
private_sector
personal
Imo
false
0
0
false
false
LN-00000211
CUS-00408466
2023-12-13T00:00:00
null
rejected
270,000
0.2694
12
25,916.789018
207,652.365907
0.124809
620
self_employed
debt_consolidation
Kaduna
true
0
0
false
false
LN-00000212
CUS-00740070
2022-12-31T00:00:00
2023-01-14T00:00:00
disbursed
510,000
0.237917
6
90,994.822513
261,000.780302
0.348638
530
private_sector
debt_consolidation
Abuja (FCT)
false
110
0
false
true
LN-00000213
CUS-00443918
2024-12-10T00:00:00
2024-12-17T00:00:00
disbursed
280,000
0.276367
12
26,971.933888
51,017.224278
0.528683
619
self_employed
medical
Abuja (FCT)
true
45
45
false
false
LN-00000214
CUS-00748653
2021-09-04T00:00:00
2021-09-12T00:00:00
disbursed
470,000
0.230013
6
83,671.612051
200,259.751522
0.417815
591
private_sector
debt_consolidation
Plateau
false
0
0
false
false
LN-00000215
CUS-00903715
2023-04-16T00:00:00
null
rejected
140,000
0.15
6
24,364.73343
63,468.545899
0.383887
454
government
debt_consolidation
Abuja (FCT)
true
0
0
false
false
LN-00000216
CUS-00442251
2021-07-22T00:00:00
null
rejected
690,000
0.212131
12
64,319.108947
144,203.319376
0.446031
427
private_sector
personal
Ogun
false
0
0
false
false
LN-00000217
CUS-00660534
2024-04-22T00:00:00
null
rejected
170,000
0.221549
18
11,186.638895
78,794.176548
0.141973
762
unemployed
medical
Kano
false
0
0
false
false
LN-00000218
CUS-00500822
2021-05-03T00:00:00
2021-05-11T00:00:00
disbursed
300,000
0.256594
6
53,807.950302
620,856.292069
0.086667
481
government
personal
Lagos
false
0
0
false
false
LN-00000219
CUS-00672656
2022-02-05T00:00:00
2022-02-18T00:00:00
disbursed
340,000
0.271049
6
61,229.858868
277,369.333828
0.220752
632
self_employed
business
Lagos
true
0
0
false
false
LN-00000220
CUS-00036956
2023-02-06T00:00:00
2023-02-14T00:00:00
disbursed
200,000
0.15
12
18,051.662469
104,953.408225
0.171997
564
government
debt_consolidation
Imo
true
0
0
false
false
LN-00000221
CUS-00052694
2021-10-21T00:00:00
2021-11-01T00:00:00
disbursed
350,000
0.241632
12
33,123.513374
31,177.0641
1.062432
536
unemployed
business
Akwa Ibom
true
0
0
false
false
LN-00000222
CUS-00861702
2021-10-07T00:00:00
2021-10-18T00:00:00
disbursed
200,000
0.198918
3
68,888.973817
127,988.64829
0.538243
621
private_sector
personal
Kaduna
false
138
15
true
true
LN-00000223
CUS-00944375
2023-06-03T00:00:00
2023-06-12T00:00:00
disbursed
340,000
0.272729
12
32,691.201904
115,735.861885
0.282464
573
government
business
Borno
true
0
0
false
false
LN-00000224
CUS-00117406
2021-07-17T00:00:00
2021-07-29T00:00:00
disbursed
60,000
0.159051
18
3,768.69582
829,504.564203
0.004543
511
private_sector
education
Lagos
true
0
0
false
false
LN-00000225
CUS-00878113
2023-09-09T00:00:00
2023-09-16T00:00:00
disbursed
150,000
0.256222
3
52,150.215132
96,537.300287
0.540208
668
self_employed
education
Sokoto
true
0
0
false
false
LN-00000226
CUS-00376152
2023-01-22T00:00:00
2023-02-04T00:00:00
disbursed
60,000
0.269006
12
5,758.133116
156,013.266297
0.036908
660
government
business
Kano
true
45
45
false
false
LN-00000227
CUS-00211091
2021-05-24T00:00:00
2021-06-05T00:00:00
disbursed
160,000
0.245407
12
15,171.433833
624,769.479776
0.024283
549
private_sector
debt_consolidation
Rivers
true
0
0
false
false
LN-00000228
CUS-00940760
2022-09-01T00:00:00
2022-09-11T00:00:00
disbursed
540,000
0.193023
12
49,842.492561
141,825.234637
0.351436
615
government
debt_consolidation
Lagos
true
0
0
false
false
LN-00000229
CUS-00197198
2024-05-09T00:00:00
2024-05-23T00:00:00
disbursed
200,000
0.173081
12
18,270.207252
538,035.554883
0.033957
598
private_sector
personal
Edo
true
0
0
false
false
LN-00000230
CUS-00214983
2024-02-22T00:00:00
null
approved
270,000
0.237656
12
25,500.470611
284,142.549332
0.089745
587
private_sector
personal
Kaduna
false
0
0
false
false
LN-00000231
CUS-00801864
2021-07-06T00:00:00
2021-07-20T00:00:00
disbursed
90,000
0.235591
12
8,491.173613
64,158.655634
0.132347
694
self_employed
home_improvement
Lagos
true
0
0
false
false
LN-00000232
CUS-00795625
2024-09-11T00:00:00
null
approved
270,000
0.267621
12
25,893.367052
237,806.272307
0.108884
558
private_sector
business
Abuja (FCT)
false
0
0
false
false
LN-00000233
CUS-00917106
2022-04-09T00:00:00
2022-04-19T00:00:00
disbursed
860,000
0.190651
12
79,281.374884
166,196.888462
0.477033
673
government
home_improvement
Abuja (FCT)
true
0
0
false
false
LN-00000234
CUS-00448503
2024-10-04T00:00:00
2024-10-15T00:00:00
disbursed
60,000
0.303669
24
3,366.111293
113,960.288293
0.029538
503
government
debt_consolidation
Kano
false
0
0
false
false
LN-00000235
CUS-00267198
2022-10-22T00:00:00
null
approved
70,000
0.152323
3
23,928.191834
149,100.378751
0.160484
652
private_sector
medical
Anambra
false
0
0
false
false
LN-00000236
CUS-00386347
2023-02-03T00:00:00
2023-02-16T00:00:00
disbursed
50,000
0.294117
6
9,062.621892
128,103.165871
0.070745
649
self_employed
debt_consolidation
Kwara
true
45
45
false
false
LN-00000237
CUS-00729736
2023-08-13T00:00:00
null
rejected
160,000
0.227498
3
55,368.196814
676,595.186756
0.081834
568
private_sector
business
Kaduna
true
0
0
false
false
LN-00000238
CUS-00831864
2022-02-07T00:00:00
null
rejected
610,000
0.311351
12
59,808.2517
93,274.759485
0.641205
618
private_sector
personal
Cross River
false
0
0
false
false
LN-00000239
CUS-00779910
2024-10-01T00:00:00
2024-10-09T00:00:00
disbursed
390,000
0.226902
12
36,631.489025
114,016.590677
0.321282
561
private_sector
business
Lagos
true
15
15
false
false
LN-00000240
CUS-00986653
2021-05-27T00:00:00
null
rejected
410,000
0.215838
12
38,291.618045
433,626.832766
0.088305
710
self_employed
debt_consolidation
Akwa Ibom
false
0
0
false
false
LN-00000241
CUS-00604307
2024-03-17T00:00:00
null
rejected
280,000
0.233532
6
49,896.345846
139,162.841243
0.358546
588
government
debt_consolidation
Abuja (FCT)
false
0
0
false
false
LN-00000242
CUS-00284417
2023-05-14T00:00:00
null
rejected
120,000
0.229921
12
11,288.698369
276,360.960667
0.040848
697
government
education
Imo
false
0
0
false
false
LN-00000243
CUS-00397635
2022-05-04T00:00:00
2022-05-17T00:00:00
disbursed
250,000
0.203583
18
16,233.889067
126,637.917485
0.128191
516
self_employed
education
Lagos
false
113
90
true
true
LN-00000244
CUS-00345156
2023-07-18T00:00:00
null
rejected
440,000
0.286805
12
42,609.254323
731,478.088102
0.058251
667
private_sector
medical
Abuja (FCT)
true
0
0
false
false
LN-00000245
CUS-00802386
2022-07-05T00:00:00
null
rejected
340,000
0.304251
12
33,216.764186
51,000.730395
0.6513
648
private_sector
business
Ogun
true
0
0
false
false
LN-00000246
CUS-00519294
2021-12-04T00:00:00
2021-12-14T00:00:00
disbursed
180,000
0.264528
12
17,235.10541
320,905.791715
0.053708
661
private_sector
business
Rivers
true
0
0
false
false
LN-00000247
CUS-00211371
2023-05-22T00:00:00
2023-06-01T00:00:00
disbursed
110,000
0.248204
24
5,860.960367
99,707.323696
0.058782
654
private_sector
home_improvement
Zamfara
true
0
0
false
false
LN-00000248
CUS-00167961
2022-10-03T00:00:00
null
rejected
150,000
0.189962
12
13,823.217311
785,028.691894
0.017609
633
government
medical
Kaduna
false
0
0
false
false
LN-00000249
CUS-00014704
2022-04-18T00:00:00
null
rejected
1,430,000
0.245263
6
255,669.877868
303,171.174769
0.843319
660
private_sector
debt_consolidation
Lagos
false
0
0
false
false
LN-00000250
CUS-00001162
2021-05-31T00:00:00
2021-06-12T00:00:00
disbursed
750,000
0.199133
12
69,444.771761
152,112.686508
0.456535
605
self_employed
debt_consolidation
Kwara
true
0
0
false
false
LN-00000251
CUS-00615140
2024-12-09T00:00:00
null
rejected
260,000
0.24393
6
46,468.024048
139,552.2609
0.332979
708
private_sector
medical
Lagos
false
0
0
false
false
LN-00000252
CUS-00048664
2024-08-14T00:00:00
2024-08-21T00:00:00
disbursed
60,000
0.194487
12
5,542.25124
193,699.252103
0.028613
678
private_sector
medical
Ogun
true
0
0
false
false
LN-00000253
CUS-00342047
2021-09-20T00:00:00
null
rejected
120,000
0.281526
18
8,249.839163
117,361.466125
0.070294
470
self_employed
medical
Rivers
false
0
0
false
false
LN-00000254
CUS-00163518
2021-05-24T00:00:00
2021-06-02T00:00:00
disbursed
50,000
0.250169
6
8,951.834236
152,824.820191
0.058576
752
private_sector
personal
Oyo
true
0
0
false
false
LN-00000255
CUS-00234029
2021-12-12T00:00:00
2021-12-23T00:00:00
disbursed
50,000
0.16038
12
4,537.441051
219,441.156462
0.020677
611
private_sector
education
Abuja (FCT)
true
0
0
false
false
LN-00000256
CUS-00184538
2022-09-16T00:00:00
2022-09-28T00:00:00
disbursed
330,000
0.153646
6
57,490.865507
153,952.249696
0.373433
641
private_sector
education
Oyo
false
0
0
false
false
LN-00000257
CUS-00623909
2023-10-14T00:00:00
2023-10-27T00:00:00
disbursed
500,000
0.239957
6
89,261.833719
309,141.398734
0.288741
591
private_sector
debt_consolidation
Abuja (FCT)
true
0
0
false
false
LN-00000258
CUS-00257990
2023-05-31T00:00:00
2023-06-11T00:00:00
disbursed
270,000
0.259097
12
25,781.271153
247,435.760558
0.104194
610
self_employed
home_improvement
Lagos
false
0
0
false
false
LN-00000259
CUS-00144950
2021-01-02T00:00:00
null
approved
300,000
0.251559
12
28,535.963902
50,637.573589
0.563533
751
private_sector
business
Zamfara
false
0
0
false
false
LN-00000260
CUS-00610269
2023-06-16T00:00:00
null
rejected
350,000
0.222766
6
62,181.533952
1,046,583.375171
0.059414
593
private_sector
business
Enugu
true
0
0
false
false
LN-00000261
CUS-00701554
2024-08-20T00:00:00
2024-09-03T00:00:00
disbursed
600,000
0.254591
12
57,160.275552
412,659.829004
0.138517
497
private_sector
education
Abuja (FCT)
true
0
0
false
false
LN-00000262
CUS-00685768
2021-09-11T00:00:00
null
rejected
300,000
0.278307
12
28,926.95179
369,176.669031
0.078355
677
private_sector
debt_consolidation
Kogi
true
0
0
false
false
LN-00000263
CUS-00962382
2022-03-29T00:00:00
null
rejected
760,000
0.24042
6
135,695.654574
260,982.18119
0.519942
708
private_sector
business
Ekiti
true
0
0
false
false
LN-00000264
CUS-00841269
2023-11-27T00:00:00
2023-12-08T00:00:00
disbursed
170,000
0.25267
24
9,095.944494
131,072.463572
0.069396
572
private_sector
home_improvement
Kano
false
0
0
false
false
LN-00000265
CUS-00089141
2024-03-29T00:00:00
2024-04-06T00:00:00
disbursed
220,000
0.198512
6
38,818.663667
104,992.75907
0.369727
632
self_employed
medical
Oyo
true
0
0
false
false
LN-00000266
CUS-00465664
2023-10-12T00:00:00
2023-10-22T00:00:00
disbursed
390,000
0.285203
6
70,512.76606
63,214.309544
1.115456
637
private_sector
debt_consolidation
Lagos
false
153
0
true
true
LN-00000267
CUS-00334483
2021-01-09T00:00:00
2021-01-21T00:00:00
disbursed
180,000
0.21434
24
9,287.834096
78,683.587831
0.11804
638
unemployed
education
Lagos
true
0
0
false
false
LN-00000268
CUS-00755502
2024-06-10T00:00:00
2024-06-23T00:00:00
disbursed
90,000
0.279912
6
16,248.140601
422,399.525453
0.038466
624
private_sector
debt_consolidation
Rivers
true
0
0
false
false
LN-00000269
CUS-00315294
2024-01-28T00:00:00
2024-02-05T00:00:00
disbursed
230,000
0.307828
12
22,510.698383
180,340.976222
0.124823
706
government
personal
Lagos
false
0
0
false
false
LN-00000270
CUS-00340565
2023-03-27T00:00:00
null
approved
240,000
0.236752
18
15,970.438824
58,599.037016
0.272538
643
unemployed
home_improvement
Lagos
true
0
0
false
false
LN-00000271
CUS-00453088
2021-07-27T00:00:00
2021-08-10T00:00:00
disbursed
130,000
0.252793
18
8,752.761666
270,504.538416
0.032357
565
private_sector
personal
Lagos
true
0
0
false
false
LN-00000272
CUS-00413752
2024-02-29T00:00:00
2024-03-11T00:00:00
disbursed
200,000
0.212226
18
13,070.49017
347,074.316635
0.037659
658
private_sector
home_improvement
Lagos
true
0
0
false
false
LN-00000273
CUS-00842551
2022-02-08T00:00:00
2022-02-18T00:00:00
disbursed
360,000
0.27363
12
34,630.055004
221,961.80822
0.156018
524
private_sector
education
Abuja (FCT)
false
117
90
false
true
LN-00000274
CUS-00341704
2021-06-01T00:00:00
2021-06-09T00:00:00
disbursed
310,000
0.249735
12
29,459.723172
59,910.938372
0.491725
596
government
personal
Lagos
false
0
0
false
false
LN-00000275
CUS-00860536
2021-02-23T00:00:00
2021-03-04T00:00:00
disbursed
180,000
0.182881
12
16,527.086416
138,334.206649
0.119472
609
private_sector
education
Imo
false
30
30
false
false
LN-00000276
CUS-00997177
2024-02-18T00:00:00
null
rejected
220,000
0.203908
24
11,239.117522
189,745.870138
0.059232
699
private_sector
business
Lagos
false
0
0
false
false
LN-00000277
CUS-00380810
2022-09-20T00:00:00
2022-10-04T00:00:00
disbursed
60,000
0.240614
12
5,675.357612
71,893.442922
0.078941
585
self_employed
business
Kano
true
0
0
false
false
LN-00000278
CUS-00569423
2022-08-10T00:00:00
2022-08-24T00:00:00
disbursed
330,000
0.202076
6
58,286.735969
127,070.452151
0.458696
583
government
business
Oyo
true
0
0
false
false
LN-00000279
CUS-00816151
2024-12-14T00:00:00
null
approved
60,000
0.198871
18
3,882.536665
248,729.13273
0.015609
617
self_employed
business
Kano
false
0
0
false
false
LN-00000280
CUS-00555133
2024-12-16T00:00:00
null
approved
400,000
0.282232
3
139,653.761688
560,623.685111
0.249104
739
private_sector
debt_consolidation
Rivers
true
0
0
false
false
LN-00000281
CUS-00358323
2021-04-14T00:00:00
2021-04-22T00:00:00
disbursed
690,000
0.197042
12
63,820.180511
145,680.148586
0.438084
558
private_sector
medical
Ondo
false
0
0
false
false
LN-00000282
CUS-00732534
2021-09-11T00:00:00
2021-09-22T00:00:00
disbursed
90,000
0.21563
6
15,957.378621
76,113.227692
0.209653
576
government
business
Lagos
false
0
0
false
false
LN-00000283
CUS-00617382
2024-06-04T00:00:00
null
rejected
90,000
0.332201
3
31,676.124188
192,875.385282
0.164231
685
self_employed
education
Imo
true
0
0
false
false
LN-00000284
CUS-00169521
2024-02-10T00:00:00
2024-02-22T00:00:00
disbursed
100,000
0.27456
12
9,624.001358
141,809.036685
0.067866
797
government
debt_consolidation
Ogun
false
45
45
false
false
LN-00000285
CUS-00669318
2022-05-25T00:00:00
2022-06-01T00:00:00
disbursed
100,000
0.227351
6
17,789.124895
221,931.656085
0.080156
710
private_sector
business
Lagos
true
0
0
false
false
LN-00000286
CUS-00566730
2021-04-09T00:00:00
null
rejected
200,000
0.194702
12
18,476.224703
263,738.523705
0.070055
554
self_employed
business
Lagos
true
0
0
false
false
LN-00000287
CUS-00433808
2021-06-02T00:00:00
2021-06-16T00:00:00
disbursed
1,190,000
0.213795
6
210,882.768768
47,008.965646
2
790
self_employed
debt_consolidation
Enugu
false
150
0
true
true
LN-00000288
CUS-00170405
2023-07-03T00:00:00
null
rejected
240,000
0.25396
6
43,014.564208
145,397.523052
0.295841
488
private_sector
business
Osun
true
0
0
false
false
LN-00000289
CUS-00561223
2023-05-28T00:00:00
2023-06-06T00:00:00
disbursed
70,000
0.211338
3
24,159.985281
79,687.625624
0.303184
561
unemployed
debt_consolidation
Lagos
true
0
0
false
false
LN-00000290
CUS-00185329
2021-12-04T00:00:00
2021-12-14T00:00:00
disbursed
330,000
0.268991
12
31,669.496175
100,780.070532
0.314244
635
government
medical
Sokoto
true
0
0
false
false
LN-00000291
CUS-00281649
2023-04-02T00:00:00
2023-04-16T00:00:00
disbursed
120,000
0.229318
6
21,358.782693
341,357.432557
0.06257
515
government
education
Lagos
false
0
0
false
false
LN-00000292
CUS-00882214
2024-04-01T00:00:00
2024-04-12T00:00:00
disbursed
300,000
0.15
18
18,715.43618
277,872.484158
0.067353
547
private_sector
education
Ogun
false
153
0
false
true
LN-00000293
CUS-00223226
2023-08-15T00:00:00
null
rejected
210,000
0.205679
12
19,510.37291
240,542.216226
0.08111
678
private_sector
education
Lagos
true
0
0
false
false
LN-00000294
CUS-00383823
2021-06-10T00:00:00
2021-06-18T00:00:00
disbursed
340,000
0.297682
6
61,687.110768
116,038.570349
0.531609
575
self_employed
personal
Katsina
false
154
90
true
true
LN-00000295
CUS-00787501
2023-03-12T00:00:00
null
rejected
60,000
0.250778
6
10,744.040387
127,132.504889
0.084511
647
private_sector
home_improvement
Lagos
false
0
0
false
false
LN-00000296
CUS-00068333
2022-02-02T00:00:00
2022-02-11T00:00:00
disbursed
210,000
0.201795
6
37,088.61175
259,923.156767
0.142691
656
private_sector
education
Kwara
true
0
0
false
false
LN-00000297
CUS-00974766
2024-07-24T00:00:00
2024-08-02T00:00:00
disbursed
310,000
0.240168
24
16,392.644791
73,820.044026
0.222062
601
government
business
Rivers
false
60
60
false
false
LN-00000298
CUS-00730501
2023-03-27T00:00:00
null
approved
350,000
0.230321
12
32,932.126879
134,177.011021
0.245438
484
private_sector
education
Lagos
false
0
0
false
false
LN-00000299
CUS-00676633
2024-11-16T00:00:00
null
rejected
390,000
0.205242
6
68,946.026623
60,782.976349
1.134298
722
private_sector
personal
Kaduna
true
0
0
false
false
LN-00000300
CUS-00932905
2024-03-04T00:00:00
2024-03-12T00:00:00
disbursed
50,000
0.252544
12
4,758.384175
349,117.507478
0.01363
607
government
debt_consolidation
Katsina
true
0
0
false
false