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44743c7b2d31ab7bd18061d516132f0f
|
what is fip in cats
|
[
{
"docid": "5ed12489081fd6fc3110946c1833086a",
"text": "Cat FIP (Feline Infectious Peritonitis) What Is Feline Infectious Peritonitis. Feline infectious peritonitis (FIP) is a viral disease that occurs worldwide in wild and domestic cats. It is caused by a type of virus called a coronavirus, which tends to attack the cells of the intestinal wall.In 1970, the coronavirus that causes FIP was isolated and characterized.ats with fluid in the chest exhibit labored breathing. Cats with fluid in the abdomen show progressive, nonpainful abdominal distension. In the dry form of FIP, small accumulations of inflammatory cells, or granulomas, form in various organs, and clinical signs depend on which organ is affected.",
"title": ""
}
] |
[
{
"docid": "b88cfc0b30a8bf82c7e7cb20fa757943",
"text": "Create an account FIP occurs most often in multi-cat homes and in shelters, and most often affects cats with a weakened immune system. Cat owners and shelter owners should all know what FIP looks like so they can minimize the risk of infection. Feline infectious peritonitis (FIP) is a viral disease caused by feline coronavirus (FCoV). Not all strains of FCoV cause illness; those that do not are called feline enteric coronavirus. Symptoms of Feline Infectious Peritonitis in Cats The cat becoming ill with FIP shows no symptoms at first. Soon, it displays mild symptoms, such as nasal discharge, sneezing, and watery eyes that may look like a cold.",
"title": ""
},
{
"docid": "dbc23b879abe211b91064c850b5fc0af",
"text": "Aspiration Pneumonia in Cats Aspiration pneumonia in cats is a lung infection that can occur if your cat inhales a foreign object or substance. Cats who suffer from decreased function of the esophagus are more likely to succumb to aspiration pneumonia. Aspiration pneumonia in cats has a number of causes. Read on to learn more.",
"title": ""
},
{
"docid": "cede590638197e404f040e4168163405",
"text": "- Feline Vaccines: Benefits and Risks. FIV infection sometimes leads to gingivitis, painful inflammation of the gums. Some antiviral therapies have been shown to help FIV-infected cats suffering from inflammatino of the gums (gingivitis) and mouth (stomatitis). If your cat goes outdoors unsupervised or lives with other cats that might be i nfected with FIV, your veterinarian may suggest periodically testing her for FIV.",
"title": ""
},
{
"docid": "544c146560e20d7afb240c239d93e08e",
"text": "- Nepeta cataria, or catnip, is a strong-scented mint that contains a volatile oil that’s easily released into the air. Biting or rolling on the plant crushes the leaves, and releases the oil so Kitty can get a good sniff.",
"title": ""
},
{
"docid": "8d750d3b958010c18b76f6c589269602",
"text": "Feline Infectious Peritonitis (FIP) Signs & Symptoms Primary FIP Infection. Most cats initially are asymptomatic, but the virus is at work. After ingestion, the virus immediately begins to replicate in the cat's pharynx and small intestine. From there it moves into the throat, lungs, stomach, and large intestines.",
"title": ""
},
{
"docid": "21b9d8dc4034c3122de09824dd15ce58",
"text": "What You Should Know About Feline AIDS Read by: 511,208 pet lovers. Feline immunodeficiency virus, or FIV, is a widespread viral infection that attacks the immune system of cats. It is caused by the same family of viruses that triggers AIDS in humans and has much the same devastating impact on infected cats. It is often referred to as feline AIDS.. The virus devastates a cat's immune system, stopping it from effectively combating other diseases and infections.",
"title": ""
},
{
"docid": "d8548a7e7d0593386b87b3e5fe2348ef",
"text": "- Some antiviral therapies have been shown to help FIV-infected cats suffering from inflammatino of the gums (gingivitis) and mouth (stomatitis). If your cat goes outdoors unsupervised or lives with other cats that might be i nfected with FIV, your veterinarian may suggest periodically testing her for FIV.",
"title": ""
},
{
"docid": "8a14a07d874fcc43c5cd911d40568efb",
"text": "High on catnip: The science behind the kitty drug Due to the intoxication-like reaction, catnip is often referred to as the kitty drug and can result in some pretty funny kitty movements. It looks as if your cat is truly having a good time! Some cat parents reportedly see their cat have an increase in vocalization and a seemingly sexual arousal to catnip.",
"title": ""
},
{
"docid": "dabf4e0ac170ec68998494298ae391de",
"text": "Feline panleukopenia Feline panleukopenia virus (FPV), also known as Feline infectious enteritis, Feline parvoviral enteritis, feline ataxia, feline distemper, or cat plague, is a viral infection affecting cats, both domesticated and wild feline species.",
"title": ""
},
{
"docid": "238b2e0e9793612cbc19b6b46b747eb7",
"text": "- In a small percent of infected cats (5 to 10 percent), either by a mutation of the virus or by an aberration of the immune response, the infection progresses into clinical FIP. The virus is then referred to as feline infectious peritonitis virus (FIPV).With the assistance of the antibodies that are supposed to protect the cat, white blood cells are infected with the virus, and these cells then transport the virus throughout the cat's body.he effusive form of FIP is characterized by an accumulation of fluid in the abdomen, or less commonly in the chest. Early in the disease, the cat may exhibit similar symptoms to the dry form, including weight loss, fever, loss of appetite, and lethargy.",
"title": ""
},
{
"docid": "4e3a0895431ea8b385a09446e53581bf",
"text": "Fanconi Syndrome In Dogs And Cats Fanconi Syndrome is a genetic kidney condition that is progressive, incurable and is seem more so in dogs than in cats. Fanconi syndrome is a progressive condition that can affect the kidneys of both dogs and cats. However, it’s more likely to appear in dogs.",
"title": ""
},
{
"docid": "7ddd0742881855fe76c0c7234612e662",
"text": "Create an account FCoV causes some cats to develop FIP. FCoV infection is much more common than FIP infection. It’s when the virus mutates within the exposed cat’s body that the virus develops the potential to cause the cat to develop feline infectious peritonitis. Signs of FIP can affect various areas of the cat’s body: Eyes; Abdomen; Chest cavity",
"title": ""
},
{
"docid": "ce41566c5f5885576bf061ac6183a6a5",
"text": "- Any cat that carries any coronavirus is potentially at risk for developing FIP. However, cats with weak immune systems are most likely to develop the disease, including kittens, cats already infected with feline leukemia virus (FeLV), and geriatric cats.he effusive form of FIP is characterized by an accumulation of fluid in the abdomen, or less commonly in the chest. Early in the disease, the cat may exhibit similar symptoms to the dry form, including weight loss, fever, loss of appetite, and lethargy.",
"title": ""
},
{
"docid": "2f58e86bd631f75dd95e6c3e223ecede",
"text": "- Feline infectious peritonitis (FIP) is a viral disease of cats caused by certain strains of a virus called the feline coronavirus.",
"title": ""
},
{
"docid": "3cf616ab59a9a1c49805aa3d185a3877",
"text": "- However, cats with weak immune systems are most likely to develop the disease, including kittens, cats already infected with feline leukemia virus (FeLV), and geriatric cats. Most cats that develop FIP are under two years of age, but cats of any age may develop the disease. FIP is not a highly contagious disease, since by the time the cat develops clinical disease only a small amount of virus is being shed.",
"title": ""
},
{
"docid": "21eb04fec80ce01d7bfac07c3a53ed82",
"text": "- Also known as FIV or cat AIDS, feline immunodeficiency virus is an infectious disease caused by a retrovirus belonging to the lentivirus family.",
"title": ""
},
{
"docid": "2909e06ed9af1303554c5de5032938b7",
"text": "Polyneuropathy in dogs and cats Polyneuropathy in dogs and cats is a collection of peripheral nerve disorders that often are breed-related in these animals. Polyneuropathy indicates that multiple nerves are involved, unlike mononeuropathy. Polyneuropathy usually involves motor nerve dysfunction, also known as lower motor neuron disease. Symptoms include decreased or absent reflexes and muscle tone, weakness, or paralysis. It often occurs in the rear legs and is bilateral.",
"title": ""
},
{
"docid": "033f736f15c4991097dc1067805ad7dd",
"text": "Learn more about these conditions by clicking the links below: Pemphigus foliaceus (PF) is a skin disease of dogs and cats that typically begins in early middle age. It causes pustules and crusting on the skin surface. The skin under these crusts is raw and may be painful. The disease may begin on the face and ears, but often spreads to affect the skin on other parts of the body.",
"title": ""
},
{
"docid": "031e10f2e070571689372163515d816d",
"text": "feline infectious peritonitis Medical Definition of feline infectious peritonitis. : a usually fatal infectious disease of cats that is caused by a coronavirus (species Alphacoronavirus 1 of the genus Alphacoronavirus) and is characterized especially by fever, weight and appetite loss, and ascites with a thick yellow fluid—abbreviation FIP.",
"title": ""
},
{
"docid": "6d2afb34d9a25106e410f74d50ad847a",
"text": "- The largest number of FIP cases occurs in young cats. Kittens are often infected when they are 4 to 6 weeks old, when the antibody protection they received from their mothers through the milk is declining. Kittens usually start showing signs of FIP when they are between 3 months and 2 years of age.",
"title": ""
},
{
"docid": "11281cf917c1b5a65af7862a4b976150",
"text": "Distemper in Cats Feline Panleukopenia Virus in Cats. Feline Panleukopenia virus (FPV), also commonly referred to as feline distemper, is a highly contagious and life-threatening viral disease in the cat population.",
"title": ""
},
{
"docid": "a0925ada1f670c6534d843239b8259f1",
"text": "- In a small percent of infected cats (5 to 10 percent), either by a mutation of the virus or by an aberration of the immune response, the infection progresses into clinical FIP. The virus is then referred to as feline infectious peritonitis virus (FIPV).",
"title": ""
},
{
"docid": "0a71beae6e877fad104ded50a74b239e",
"text": "Feline Immunodeficiency Virus (FIV) Overview of FIV. Some consider feline immunodeficiency virus (FIV) to be the cat equivalent of HIV in humans. FIV causes a highly contagious and potentially fatal retroviral infection that weakens a cat’s immune system, making her susceptible to illness and secondary infection.",
"title": ""
},
{
"docid": "01f44b734d2262f15ec2081e7c52beb1",
"text": "FIV, FIP, FelV FIV is diagnosed with a “snap” test, usually in combination with the Felv test. A positive FIV test almost always indicates active infection. The exception is young kittens born to an FIV positive queen. Young kittens possess antibodies to FIV from mom, but may not actually have the disease. So, if you have an FIV positive kitten, before panicking, have the kitten retested at 6 months of age.",
"title": ""
},
{
"docid": "891d667412280237d4e65dd8094d3c31",
"text": "Panleukopenia in Cats : A.K.A Feline Distemper or Parvovirus Definition of Feline Panleukopenia. Feline panleukopenia, also known as FPL, feline infectious enteritis, feline parvo, or feline distemper, is an acute, severe and highly contagious disease primarily of kittens and unvaccinated older cats. FPL affects all body tissues containing rapidly dividing cells, especially those in the digestive tract.",
"title": ""
}
] |
msmarco_passage
|
4b545c04505816b6a48b42b2a8fbf376
|
what does the ce symbol mean
|
[
{
"docid": "8e4ea2569a15c69d17a4aaba9fe2eab1",
"text": "- CE Marking is the symbol as shown on the top of this page. The letters CE are the abbreviation of French phrase C onformite Onformité e uropeene uropéene which Literally Means. European conformity the term initially USED Was ec mark and it was officially REPLACED By ce marking In the/directive/93 68 eec. in 1993",
"title": ""
}
] |
[
{
"docid": "00a92c080dd88b0ad897507f45276418",
"text": "CE marking The CE marking is required for many products. By placing the CE marking on a product a manufacturer is declaring, on his sole responsibility, conformity with all of the legal requirements to achieve CE marking. The manufacturer is thus ensuring validity for that product to be sold throughout the EEA.",
"title": ""
},
{
"docid": "9dcdb274e5c502f84eca8520e959af93",
"text": "- Lester. A: The CE Mark indicates a product may be legally offered for sale in any country within the European Union. Manufacturers put on the CE Mark on products to show that it complies with essential requirements of relevant European health, safety and environmental protection legislations.",
"title": ""
},
{
"docid": "5f2e9dc09b187d47cc1d132e94b8fb3d",
"text": "\"Controversy over the use of the \"\"CE/BCE\"\" and \"\"AD/BC\"\" dating notation\" That is 1 CE = 1 AD, and 2016 CE = 2016 AD. The word common simply means that it is based on the most frequently used calendar system: the Gregorian Calendar. BCE stands for Before the common era.. BC means Before Christ, or Before the Messiah.. Both measure the number of years before the approximate birthday of Yeshua/Jesus. Designation of a particular year in BC and BCE also have identical values.",
"title": ""
},
{
"docid": "5a712c65c60271429616e3ddf5c911ba",
"text": "What does the CE button on a calculator stand for, and what does it do differently to the C button (Clear)? if you hit c instead of ce you have to start over some calculators also had a ca clear all key which differed from the clear key in that it also cleared any memory m+ registers use of the various combinations of clear keys was not completely standardized between manufacturers and modelsf you hit c instead of ce you have to start over some calculators also had a ca clear all key which differed from the clear key in that it also cleared any memory m+ registers use of the various combinations of clear keys was not completely standardized between manufacturers and models",
"title": ""
},
{
"docid": "0a615034d55e4b656a3f5797abef911e",
"text": "- 1 CE Marking on a product is a manufacturer's declaration that the product complies with the essential requirements of the relevant European health, safety and environmental protection legislations, in practice by many of the so-called Product Directives.*.",
"title": ""
},
{
"docid": "ff7b69ecb61e25c351732ca24d847af0",
"text": "- CE and BCE do NOT mean the same as BC (Before Christ) and AD. CE means ‘Common Era’, and BCE means ‘Before Common Era’. This is nothing to do with Jesus, the bible or religion.",
"title": ""
},
{
"docid": "e85822f105df4f51a6282de8142aa84b",
"text": "- CE stands for Conformité Européenne, which is French for European Conformity.. A product in one of the controlled product categories cannot legally be sold in the EU unless it has passed the tests to receive the CE marking.",
"title": ""
},
{
"docid": "e416f6f68185a37e02d23704224ffe64",
"text": "- The CEL can mean a hundred things. Generally, it is a external warning set by the Engine Computer (DME) or Transmission Computer that something is wrong and the DME stores secondary “codes” that can be read by a mechanic to tell what is wrong. You need to know the secondary codes to know what the cause might be.",
"title": ""
},
{
"docid": "a00aa3580d3043563d503d4316422916",
"text": "What Do Copyright, Trademark Symbols Mean? Generally speaking, they put a stamp on your ownership. Each of these symbols provides notice to the world that you are claiming legal rights in the mark or work. A few may require you to actually register your mark or work with the government. Here's an overview of what each of these symbols mean: 1 Copyright: © .2 When you write a C with a circle around the letter, or use the word copyright, you are giving notice to the public that the work is copyrighted and that you are the owner of the work. Copyright: © . 2 When you write a C with a circle around the letter, or use the word copyright, you are giving notice to the public that the work is copyrighted and that you are the owner of the work.",
"title": ""
},
{
"docid": "a434c8f61efad3e2c67b8d3111d25f22",
"text": "- The CE Mark is an identification mark that indicates that a product has complied with the health and safety requirements as published by European Directives. Products with the CE Mark may be sold throughout countries that belong to the European Union.",
"title": ""
},
{
"docid": "f04ee843c8745d1bf7e0dfe7b3802fe4",
"text": "What is CE mark/CE marking/CE certification? What is CE mark/CE marking/CE certification? Being in CE certification for almost 20 years, I have seen that there are a lot of misunderstandings about CE marking. Many people do not exactly understand its purpose. Many do not know which products must bear the CE mark. There are also many questions about in which countries the CE marking applies.",
"title": ""
},
{
"docid": "7c82cd3055959805f8b647e436760239",
"text": "Common Era For the Queens of the Stone Age album, see Era Vulgaris (album). Common Era or Current Era, abbreviated CE, is a calendar era that is often used as an alternative naming of the Anno Domini era (in the year of the Lord), abbreviated AD. The system uses BCE as an abbreviation for before the Common (or Current) Era and CE as an abbreviation for Common Era.",
"title": ""
},
{
"docid": "815330e2c1d6f189f940e51bb1561ad4",
"text": "The CE Mark â what does it really mean? CE is a mandatory mark for certain product groups in order for them to be sold on the. market – specifically into the EU. The requirements are set out in European Directives (similar to Australia ’s Regulations and Acts) that cover health, safety and environmental protection legislation.",
"title": ""
},
{
"docid": "0af8ff389a2a9817f72f110c6ecdd4c4",
"text": "\"Controversy over the use of the \"\"CE/BCE\"\" and \"\"AD/BC\"\" dating notation\" Overview: CE usually stands for Common Era .. AD is an abbreviation for Anno Domini in Latin or the year of the Lord in English. Both measure the number of years since the approximate birthday of Yeshua of Nazareth (a.k.a. Jesus Christ) a little over two millennia ago.CE and AD have the same value.verview: CE usually stands for Common Era .. AD is an abbreviation for Anno Domini in Latin or the year of the Lord in English. Both measure the number of years since the approximate birthday of Yeshua of Nazareth (a.k.a. Jesus Christ) a little over two millennia ago. CE and AD have the same value.",
"title": ""
},
{
"docid": "d4df8d6b60472d13905e57bc00e9c684",
"text": "- About CE Marking: What is CE marking (CE mark)? The CE marking logo (Free download CE mark logo) Download of the EC Rep symbol/logo; CE Marking (CE mark) EU/EC Declaration of Conformity: definition and required content (template) What is a manufacturer? What are the responsibilities of a manufacturer?",
"title": ""
},
{
"docid": "9caafcc83ec27cf7cc8b3af397a8d7e6",
"text": "CE Mark CE Mark The CE Mark Conformité Européene signifies that a product meets specific European Union conformity assessment regulations. The mark does not endorse the quality or durability of a product, only that it satisfies mandatory technical requirements. The CE Mark is required for sale of products that become subject to European Union directives issued by the Comité Européen de Normalisation (CEN) or the Comité Européen de Normalisation Electrotechnique (CENELEC). See also CCC Mark.",
"title": ""
},
{
"docid": "56a5e3efbd2e3ffc6d8704ca2b392406",
"text": "Copyright symbol Copyright symbol. The copyright symbol, or copyright sign, © (a circled capital letter C for copyright), is the symbol used in copyright notices for works other than sound recordings (which are indicated with the ℗ symbol). The use of the symbol is described in United States copyright law, and, internationally, by the Universal Copyright Convention.",
"title": ""
},
{
"docid": "0ccee2561f8a47be05b57478227e777f",
"text": "What does the 'ce' symbol printed on most manufactured goods mean? The CE mark (officially CE marking) is a mandatory marking on certain products, which is required if they are placed on the market in the European Economic Area (EEA).",
"title": ""
},
{
"docid": "9741f4325eaf4bbaff7623a2d0e9d545",
"text": "What does the CE logo I see on lots of products mean? If your product meets the standards, it can bear a CE marking and be sold in the EU. CE stands for Conformité Européenne, which is French for European Conformity.. A product in one of the controlled product categories cannot legally be sold in the EU unless it has passed the tests to receive the CE marking.",
"title": ""
},
{
"docid": "c5fabc0451be0db743eb9b4bf48ece78",
"text": "List of Latin phrases (full) What does a World War 2 pin that says 'Celer Et Audax' mean? %DETAILS% it literally means sharp and bold/brave It's also the motto of the 6th Field Artillery:http://www.tioh.hqda.pentagon.mil/FA/6FieldArtilleryRegiment.htm The WW 2 pin that you have is known as a D.I., short for Distinctive Insignia.",
"title": ""
},
{
"docid": "a6e3a20c2ecd6bd9902b4eb754319dda",
"text": "Symbols, Signs &Flags This page is about the meaning, origin and characteristic of the symbol, emblem, seal, sign, logo or flag: The Yen Sign. ¥ is a currency sign used by the Chinese yuan (CNY) and the Japanese yen (JPY) currencies.This monetary symbol resembles a Latin letter Y with a double stroke.his page is about the meaning, origin and characteristic of the symbol, emblem, seal, sign, logo or flag: The Yen Sign. ¥ is a currency sign used by the Chinese yuan (CNY) and the Japanese yen (JPY) currencies.",
"title": ""
},
{
"docid": "15d9cd18bf57c93a7e226e1196a64ffd",
"text": "CE marking The CE marking is the manufacturer's declaration that the product meets the requirements of the applicable EC directives. Officially, CE is an abbreviation of Conformite Conformité, europeenne Européenne Meaning. european conformityE marking is mandatory for certain product groups within the European Economic Area (EEA; the 28 member states of the EU plus EFTA countries Iceland, Norway and Liechtenstein) plus Switzerland and Turkey.",
"title": ""
},
{
"docid": "a4f6048061ac5ef9a02c94535fe4098b",
"text": "CE marking Not all products must bear the CE marking. Only those product categories subject to specific directives that provide for the CE marking are required to be CE marked. CE marking does not mean that a product was made in the EEA, but states that the product is assessed before being placed on the market. It means the product satisfies the legislative requirements to be sold there.",
"title": ""
},
{
"docid": "ff652b624efc03842048a9c0c189e863",
"text": "The CE Mark â what does it really mean? The CE Mark – what does it really mean? CE stands for the French phrase Conformité Européene which literally means European Conformity (catching on yet?). CE is a mandatory mark for certain product groups in order for them to be sold on the European market – specifically into the EU. The requirements are set out in European Directives (similar to Australia’s Regulations and Acts) that cover health, safety and environmental protection legislation.",
"title": ""
},
{
"docid": "d2b263cea10dbaf1187a46c425a3e843",
"text": "CE Marking for Industrial Equipment and Products The CE Mark on a product or machine identifies it as complying with all the of safety requirements established by the European Union. The CE Mark is a requirement and not a voluntary process.ACC has helped thousands of manufacturers to meet the CE Certification requirements.We work together with your company at any stage of the CE Marking process.he CE Mark is a requirement and not a voluntary process. ACC has helped thousands of manufacturers to meet the CE Certification requirements. We work together with your company at any stage of the CE Marking process.",
"title": ""
}
] |
msmarco_passage
|
e79bc899217b0592334ea59ac62114d3
|
is squid a fish
|
[
{
"docid": "fa4ae2c40d309fb980cda523af3390b3",
"text": "Squid Squid are cephalopods of the order Teuthida, which comprises around 304 species. Like all other cephalopods, squid have a distinct head, bilateral symmetry, a mantle, and arms. Squid, like cuttlefish, have eight arms arranged in pairs and two, usually longer, tentacles. Squid are strong swimmers and certain species can fly for short distances out of the water.",
"title": ""
}
] |
[
{
"docid": "72adaa852a1242edac33aea78e2ce562",
"text": "Teaching Overseas: Are you Qualified? The answer to your question is.................. The cuttle fish is more Ike the octopus than the squid. 2 people found this useful. Answered by The WikiAnswers® Community. Making the world better, one answer at a time.",
"title": ""
},
{
"docid": "086a055d9a5ab549a7155e39f5f4ee1a",
"text": "squid Definition of squid for English Language Learners. : a sea animal that has a long, thin, soft body and 10 long arms.",
"title": ""
},
{
"docid": "7f5b75ccc72c0d7338ffd5c3a6045fb0",
"text": "- Answer: Calamari is indeed squid. The squid is a mollusk related to the cuttlefish and octopus. It has ten tentacles, and like its cousin, the octopus, it also has a protective mechanism which releases a dark ink into the water when it senses danger.The meat is firm and white with a mild, slightly sweet and almost nutty flavor.quid is available fresh, canned, frozen, dried and pickled. Squid is also known as calamari, its Italian name. Since calamari seems to sound more palatable than squid, you'll most often see squid recipes listed as calamari on restaurant menus.",
"title": ""
},
{
"docid": "ee501f664ee2e1350ac96e01dd118d0a",
"text": "- Historical Examples. 1 The squid is a very small edition of the giant devilfish or octopus. 2 Aboard the Charming Lass the squid “jigging” went on for a couple of hours. 3 Only a salmon or a squid could have been the teachers of that wondrous learning! 4 But squid, squid, everywhere, the most valuable prey of all!",
"title": ""
},
{
"docid": "b2abe4e4c249635636e8de0021e8956c",
"text": "- Like all cephalopods, giant squid use organs called statocysts to sense their orientation and motion in water. The age of a giant squid can be determined by growth rings in the statocyst's statolith, similar to determining the age of a tree by counting its rings.",
"title": ""
},
{
"docid": "d60b6c756917fbde5847dfbc022cc2ce",
"text": "- The squid's diet includes fish, crustaceans and other squid. However, because there are around 300 species of squid in 25 families, individual diets will vary. While the majority of squid are no more than 60 cm long, giant squid have been recorded as reaching 15 meters in length.",
"title": ""
},
{
"docid": "6cf1c4427777576ef54b73adc5af945d",
"text": "Squid as food Fried squid (fried calamari, calamari) is a dish in Mediterranean cuisine. It consists of batter-coated, deep fried squid, fried for less than two minutes to prevent toughness. It is served plain, with salt and lemon on the side. In North America, it is a staple in seafood restaurants.",
"title": ""
},
{
"docid": "8441e796054019c3872611bc6d032b7d",
"text": "- The giant squid IS a mollusk. Because octopuses (or octopus) are mollusks, that makes the squid a mollusk because they are exactly alike except they swim different.Plus it ha … s a calcareous shell which means more pieces like one, two, or three pieces.1 person found this useful.ctopuses and squids are both cephalopods (a type of mollusk) and they have many traits in common. They both have tentacles, both propel themselves by ejecting water from an o … pening specially developed for that purpose, and both have relatively large brains. They both live in saltwater.",
"title": ""
},
{
"docid": "a0bac283cdb98fefbbd716f3c1773fd8",
"text": "- Fried calamari is loaded with calories and fat, masking the subtle flavor of squid. Try our healthy squid recipes that make the most of its flavor without the extra calories. Grilling squid infuses it with a smoky flavor or try it in a seafood stew recipe with other fish and shellfish.",
"title": ""
},
{
"docid": "5578fda85b7cb1d63c4b921a52818051",
"text": "Squid Squid are found abundantly in certain areas, and provide large catches for fisheries. The body can be stuffed whole, cut into flat pieces, or sliced into rings. The arms, tentacles, and ink are also edible; in fact, the only parts not eaten are the beak and gladius (pen).",
"title": ""
},
{
"docid": "12416e50cf48810e1e4c97c3efe4fda5",
"text": "- Yes, I did! — New Leaf. The squid (イカ,, Ika) is a fish that can be found in the ocean between December and mid-August, at any time of the day. Despite it being called a fish in Animal Crossing series, it is in fact a type of mollusc/mollusk, like (but not directly related to) the octopus.quid in Animal Crossing: New Leaf. Add a photo to this gallery Further information A squid in real life. The Japanese Flying Squid as it is often called is a northern Pacific species. It can be found around Japan, the Soviet Union and across the Bering Strait and around parts of Alaska and Canada.",
"title": ""
},
{
"docid": "981d54c0e78e9afc828ae071a8bd3026",
"text": "How intelligent are squid? Squids have shown to be the most social of 4 cephalopod “groups.” They have been known to communicate with one another by manipulating chromatophores under their skin, effectively changing color. Looking below, we see that the skin on the right has a dark color, but the squid on the left’s right half is actually dark as well. Reef Squid are known to be able to communicate with two other squids at once, and change half of the color on its body to fit the situation. The other “major” sign of intelligence even goes beyond this.",
"title": ""
},
{
"docid": "1ef36ecb614078d532df1332fa0da37a",
"text": "Squid and Cholesterol: The Calamari Conundrum That’s the dilemma for many people who enjoy fried squid. Squid is part of the same family as oysters, scallops, and octopus. It is often served fried, which is known as calamari, and the total fat content tends to be very high due to the oil used in the frying process. Whether or not it is high in saturated or trans fats depends on the type of oil chosen for frying.",
"title": ""
},
{
"docid": "8c5e301f306db51bed8e90ff80edbcf4",
"text": "25 Most Intelligent Animals On Earth Squids are said to be among the brainiest invertebrates in the world. Their brain structure is different from other invertebrates in the ocean, as they share complex features similar to the human brain. Like human beings, squids can be very curious about their environment.",
"title": ""
},
{
"docid": "747960f8b02d3921433835e2d38c8300",
"text": "- In all cases when a squid or cuttlefish strike, giving it hard tug to set the hook is a bad idea unlike the execution for setting hook for fish. This is because the flesh of the squid is very soft and tear easily and more often, only small parts of the squid like its tentacles are hooked.",
"title": ""
},
{
"docid": "b2e6fe7b2b2fed4bbe6976637c628376",
"text": "Eating Squid:-Wacky News, Health Benefits and Proper Preparation Simple Squid Dish. A healthy recipe for cooking your properly prepared squid is a brief and simple stir fry. To a hot wok or pan with a little olive oil, pre-cook some diced garlic, and then add the thinly-sliced squid and season with salt and pepper to taste.",
"title": ""
},
{
"docid": "b25941bdb24153f8f40f32e773cb19f3",
"text": "- Squids have some of the largest eyes, in proportion to their body, in the animal kingdom. Some squid body parts include fins, a mantle, tentacles, suckers, two hearts, gills and ink sacs. Complete the worksheets below to learn more about squids. Web Quests 1- 3: General web resources for information on squids",
"title": ""
},
{
"docid": "995ab4947ae59f77752d6eb5af1ed04c",
"text": "Squid Squid, like cuttlefish, have eight arms and two tentacles arranged in pairs. Some species of squid are... The squid is a marine cephalopod similar to the octopus. Like all other cephalopods, squid have a distinct head, bilateral symmetry, a mantle, and arms. Squid, like cuttlefish, have eight arms and two tentacles arranged in pairs. Some species of squid are...",
"title": ""
},
{
"docid": "6572e3d9cd073b3a2bde7abecfdbc649",
"text": "Giant Squid - ( Architeuthis dux) Sperm whales (Physeter catodon) are known to be the major predator of giant squid. Whales stranded on beaches and caught by whaling ships bear circular scars inflicted by the powerful suckers of giant squid. Scientists have used the size of the scars to estimate the size of the squid eaten by the whales. Scars as large as 7.8 inches (20 cm) have been reported and some people believe that it would take a 246-foot (75 m) squid to bear such a sucker! Do not believe it!",
"title": ""
},
{
"docid": "123060035fc65ea323c0f2293ca9e9cf",
"text": "- Answer: Calamari is indeed squid. The squid is a mollusk related to the cuttlefish and octopus. It has ten tentacles, and like its cousin, the octopus, it also has a protective mechanism which releases a dark ink into the water when it senses danger.",
"title": ""
},
{
"docid": "b6c8956143052679a16ed8766799b651",
"text": "- The life history of squid in UK waters is not fully known. They are thought to live mainly in deep water on the Atlantic edge of the continental shelf, and to move inshore seasonally, probably in association with the breeding cycle.",
"title": ""
},
{
"docid": "1fc6f5cdcbc0b3b764845dac971da1e1",
"text": "Squid For the video game, see Squids (video game). Squid are cephalopods of the order Teuthida, which comprises around 304 species. Like all other cephalopods, squid have a distinct head, bilateral symmetry, a mantle, and arms. Squid, like cuttlefish, have eight arms arranged in pairs and two, usually longer, tentacles. Squid are strong swimmers and certain species can fly for short distances out of the water.",
"title": ""
},
{
"docid": "e4ed7cf5589217b3f6f0c7e2cd1a58bb",
"text": "Colossal Squid Human knowledge of the colossal squid is based on very few specimens that have been captured in deep-sea fisheries and on beaks that have been found in the stomachs of this species’ most significant predator, the sperm whale.",
"title": ""
},
{
"docid": "cef7b17e813be2e2ca26bd4967385878",
"text": "Squid Facts ~ Squid FAQ http://squid.tepapa.govt.nz/anatomy/article/colossal-squid-the-inside-story ↩ does a squid have a backbonehow long does a squid livewhere do squids livedo squid spray inkdo squids have beaksmale squid fish have inkdoes a cuttlefish have a backbonewhen squid turns blue is it ok to eathow much do squidsis a squid a fish or a mammal",
"title": ""
},
{
"docid": "2f714c9c172b30b77f4761f0c54d2ce6",
"text": "Squid as food In Britain it can be found in Mediterranean 'calamari' or Asian 'salt and pepper fried squid' forms in all kinds of establishments, often served as a bar snack, street food or starter. Squid can be prepared for consumption in other ways.",
"title": ""
}
] |
msmarco_passage
|
5486d03a631a72752cb2529a9e409786
|
autogenic hypothesis definition
|
[
{
"docid": "9d71f562db020d6a531011a37c163ab7",
"text": "- It has nothing to do with the theory of autogenesis. The autogenic hypothesis postulates that the organelles in eukaryotic cells were formed from the enfolding of the cell membrane in prokaryotes.",
"title": ""
}
] |
[
{
"docid": "a040ddf98a9ff9b3957467d72193ecd2",
"text": "Understanding Polygenic Traits A polygenic trait, is a trait that nonallelic genes control. These traits result from one or more genes contributing to the phenotype. An individual's physical appearance is determined by chromosomal inheritance and genotypic ratio.",
"title": ""
},
{
"docid": "766781f33503b98993cd2b6d890b5896",
"text": "- The Hygiene Hypothesis is a theory that suggests a young child's environment can be too clean to effectively stimulate or challenge the child's immune system to respond to various threats during the time a child's immune system is maturing.he Hygiene Hypothesis is a theory that suggests a young child's environment can be too clean to effectively stimulate or challenge the child's immune system to respond to various threats during the time a child's immune system is maturing.",
"title": ""
},
{
"docid": "1b6924967255fe452a562a7bad057371",
"text": "What Is a Scientific Hypothesis? | Definition of Hypothesis The basic idea of a hypothesis is that there is no pre-determined outcome. For a hypothesis to be termed a scientific hypothesis, it has to be something that can be supported or refuted through carefully crafted experimentation or observation.",
"title": ""
},
{
"docid": "34a3b15c763c7a3eb8346694b86a7764",
"text": "Capacitance The energy stored in a capacitor is found by integrating this equation. Starting with an uncharged capacitance (q = 0) and moving charge from one plate to the other until the plates have charge + Q and − Q requires the work W :",
"title": ""
},
{
"docid": "33fcbbe65d433059d068053753801a3f",
"text": "polygenic inheritance polygenic inheritance. See multifactorial inheritance. polygenic inheritance. or quantitative inheritance a genetical system in which a number of genes (more than two) is involved in the control of a character, the character being described as ‘quantitative’ in that it shows a wide range of variability that can be measured (see HERITABILITY).",
"title": ""
},
{
"docid": "94f6b156d955c5bacbcc698ff7c5d336",
"text": "Also in this Category: Best Answer: http://answers.yahoo.com/question/index?… Not Astronomy & Space. What is the evidence that supports the autogenic hypothesis-The most advantageous feature causes of skin problems their parents are right all loud and outgoing.",
"title": ""
},
{
"docid": "a43b31673b3dc319b8584ef72959bbff",
"text": "Hypothesis A hypothesis (plural hypotheses) is a proposed explanation for a phenomenon. For a hypothesis to be a scientific hypothesis, the scientific method requires that one can test it. Scientists generally base scientific hypotheses on previous observations that cannot satisfactorily be explained with the available scientific theories.",
"title": ""
},
{
"docid": "cbdf586fe1b302bc1d373ec562c48e31",
"text": "Polygenic inheritance Polygenic inheritance. Definition. noun. A non-Mendelian form of inheritance in which a particular trait is produced by the interaction of many genes.Supplement.Polygenic inheritance refers to the kind of inheritance in which the trait is produced from the cumulative effects of many genes in contrast to monogenic inheritance wherein the trait results from the expression of one gene (or one gene pair). non-Mendelian form of inheritance in which a particular trait is produced by the interaction of many genes.",
"title": ""
},
{
"docid": "13303f12d3c7598496f7b1c8e9fff8b3",
"text": "What is a Hypothesis? - Definition & Explanation A hypothesis is a specific, testable prediction. It describes in concrete terms what you expect will happen in a certain circumstance. Your hypothesis may have been, 'If not studying lowers test performance and I do not study, then I will get a low grade on the test.'.",
"title": ""
},
{
"docid": "bfe7a65955732b15ba1093a361e81b70",
"text": "What Is a Scientific Theory? According to the Merriam-Webster Dictionary, a hypothesis is an idea that hasn't been proven yet. If enough evidence accumulates to support a hypothesis, it moves to the next step — known as a theory — in the scientific method and becomes accepted as a valid explanation of a phenomenon. Tanner further explained that a scientific theory is the framework for observations and facts.",
"title": ""
},
{
"docid": "82c044d9fcf142ff3e208dbe2318a62e",
"text": "- Adjective [edit]. iatrogenic (comparative more iatrogenic, superlative most iatrogenic). ( 1 medicine, of a disease, injury, or other bad outcome) Induced by the words or actions of the physician or by medical treatment or diagnostic procedure. 2 2003, Michael L. Raulin, Abnormal Psychology, Pearson Education, Inc. (2003), p. 494,",
"title": ""
},
{
"docid": "1f1e47b92e0dbd87621a78cc40dbd803",
"text": "Polygenic trait A trait that is controlled by a group of nonallelic genes. Supplement. Polygenic traits are controlled by two or more than two genes (usually by many different genes) at different loci on different chromosomes. These genes are described as polygenes.",
"title": ""
},
{
"docid": "b7884f5fd6c07c2bea6dc3909f75c7f0",
"text": "iatrogenic iatrogenic. adjective Referring to a physical or mental condition caused by a physician or health care provider–eg, iatrogenic disease, due to exposure to pathogens, toxins or injurious treatment or procedures.ī′atrōjen′ik, yat-]. Etymology: Gk, iatros, physician, genein, to produce. caused by treatment or diagnostic procedures. An iatrogenic disorder is a condition that is caused by medical personnel or procedures or that develops through exposure to the environment of a health care facility.",
"title": ""
},
{
"docid": "86b683b9f682c3204d71fba8177a9e1a",
"text": "What is the Islamic State in Iraq and the Levant? What is the Islamic State in Iraq and the Levant? An Al Qaeda splinter group that has seized a huge chunk of northern Iraq reportedly commands as many as 10,000 fighters and uses everything from beheadings to terrify opponents to ice cream socials for children to curry favor with local populations under its control.",
"title": ""
},
{
"docid": "0327babdf59b26b779ec5c59b5cdb21e",
"text": "The Importance of Hypothesis Testing in Quality Management Definition of Terms. Hypothesis testing. This is the process of using statistics to determine the probability that a specific hypothesis is true. Hypothesis testing is categorized as parametric test and nonparametric test. The parametric test includes z-test, t-test, f-Test and x2 test.",
"title": ""
},
{
"docid": "711b8ded1953740ee8690981536f1d50",
"text": "Difference Between Abiogenesis and Biogenesis Abiogenesis is an ancient belief about the origin of life. This is also known as the theory of spontaneous generation of life. The theory of abiogenesis stated that the origin of living organism is due to nonliving substances, or it is a spontaneous incident.",
"title": ""
},
{
"docid": "bcc0196d7d04f3389a52f45ddb5f9db6",
"text": "- psychogenic. Definitions: 1. Of mental origin or causation. 2. Relating to emotional and related psychological development or to psychogenesis. The definition information for psychogenic is provided by Stedman's. You can search our medical dictionary here.. Of mental origin or causation. 2. Relating to emotional and related psychological development or to psychogenesis. The definition information for psychogenic is provided by Stedman's.",
"title": ""
},
{
"docid": "40d7cc9abd8335dad18289b7cb8b71b6",
"text": "Abiogenesis Abiogenesis is studied through a combination of paleontology, laboratory experiments and extrapolation from the characteristics of modern organisms, and aims to determine how pre-life chemical reactions gave rise to life on Earth.",
"title": ""
},
{
"docid": "d167396acd3ff82c613511a0fe9ad4e5",
"text": "- Definition of cosmogenic. : produced by the action of cosmic rays cosmogenic carbon 14.",
"title": ""
},
{
"docid": "17ad852c22938b79b38148dce8657cfe",
"text": "Understanding Polygenic Traits slide 1 of 5. A polygenic trait, is a trait that nonallelic genes control. These traits result from one or more genes contributing to the phenotype. An individual's physical appearance is determined by chromosomal inheritance and genotypic ratio. This phenomenon is known as Mendel's Laws of Inheritance.",
"title": ""
},
{
"docid": "8ed0d8a36accf961507c38ad9f54b18a",
"text": "What is 'Hypothesis Testing' What is 'Hypothesis Testing'. Hypothesis testing is an act in statistics whereby an analyst tests an assumption regarding a population parameter. The methodology employed by the analyst depends on the nature of the data used and the reason for the analysis. Hypothesis testing is used to infer the result of a hypothesis performed on sample data from a larger population.",
"title": ""
},
{
"docid": "48e8e3c769e52e3c551b78467273c172",
"text": "iatrogenic iatrogenic [ī′atrōjen′ik, yat-] Etymology: Gk, iatros, physician, genein, to produce. caused by treatment or diagnostic procedures. An iatrogenic disorder is a condition that is caused by medical personnel or procedures or that develops through exposure to the environment of a health care facility. See also nosocomial. iatrogenesis, iatrogeny, n. iatrogenic",
"title": ""
},
{
"docid": "a82db74d3153101b69a07af797d3cfd5",
"text": "hypothesis (in research) a statement derived from a theory that predicts the relationship among variables representing concepts, constructs, or events. Kinds of hypotheses include causal hypothesis, null hypothesis, and predictive hypothesis.",
"title": ""
},
{
"docid": "4bfd2f2acbd2fd8893f3f36e7b4bb8dd",
"text": "Abiogenic petroleum origin Abiogenic petroleum origin. Abiogenic petroleum origin is a term used to describe a number of different hypotheses which propose that petroleum and natural gas are formed by inorganic means rather than by the decomposition of organisms.",
"title": ""
},
{
"docid": "6cf2a8f4d9e5532fbd26ca406c3e5fe0",
"text": "- Autopolyploid definition: (of cells, organisms , etc) having more than two sets of haploid chromosomes inherited... | Meaning, pronunciation, translations and examples English Dictionary | Thesaurus | Translator | Grammar | Scrabble | Blog",
"title": ""
}
] |
msmarco_passage
|
83e6e76d18dfde9cafaaca97c1b484ea
|
what is fremont villas
|
[
{
"docid": "212e30de530bb1a3a6d765c4235680b6",
"text": "- Fremont Villas is located in Las Vegas, Nevada in the 89101 zip code. This apartment community was built in 1998 and has 3 stories with 138 units. Office Hours.",
"title": ""
}
] |
[
{
"docid": "d3778035bf7ed978b1ff707b97711aba",
"text": "- Alameda County jobs in Fremont, CA. Harmony Home Health seeks a Full Time or Per-Diem Registered Nurse to join its dynamic team of healthcare professionals in the Fremont/Alameda County area....",
"title": ""
},
{
"docid": "c687d7142599e32d533f622420e38638",
"text": "The Christopher Kennedy Compound Showhouse Karyn R. Millet. Lush golf courses and azure water inspired the design—and the color palette—of the Christopher Kennedy Compound, a midcentury sanctuary in Palm Springs included in the 2015 Modernism Week Showhouse calendar.",
"title": ""
},
{
"docid": "dab8a9f07bd6e14e6d7496ed6a3b29e2",
"text": "Fremont Street Experience Fremont Street Experience. Location: Located in downtown Vegas, near the Plaza hotel-casino. Enjoy live entertainment, a Viva Vision canopy and light show, zip line tours and people-watching like you've never experienced before in downtown's Fremont Street Experience.",
"title": ""
},
{
"docid": "c9ff93a5a18f67d4b92a5a3451a8fd42",
"text": "- GOLDEN OAKS CONDOS 3000 Golden Oaks Lane Monterey, CA 93940 VIEW MAP LINK VIRTUAL TOUR Located in the heart of Monterey minutes from Carmel and Pacific Grove, Golden Oaks offers the best value in Monterey.Residents can easily stroll to downtown Monterey and take advantage of the shopping and abundant dining opportunities.The project consists of 89 total units, from the efficient 560 SF. one bedroom one bath units to the spacious two bedroom, two bath 1,348 SF units.esidents can easily stroll to downtown Monterey and take advantage of the shopping and abundant dining opportunities. The project consists of 89 total units, from the efficient 560 SF. one bedroom one bath units to the spacious two bedroom, two bath 1,348 SF units.",
"title": ""
},
{
"docid": "1ce35e8b6490c7582e52166c8a1510e1",
"text": "- This property is located at N5190 County Road I, Fremont, WI. N5190 County Road I is in the 54940 ZIP code in Fremont, WI. Communities near N5190 County Road I, Fremont, WI | MLS# 50164621",
"title": ""
},
{
"docid": "a1a7b78c161db4c36798eea4de34d699",
"text": "Fremont Hotel & Casino Get an overview of this hotelSteps from the Fremont Street Experience. Located in the heart of the Fremont Street Experience, this hotel is a 5-minute drive to Las Vegas Premium Outlets and 10 minutes to The Strip. Fremont Hotel & Casino features 5 restaurants and 2 bars/lounges.",
"title": ""
},
{
"docid": "11013246b2c82d6c5f763af5f6361228",
"text": "- BoardWalk Villas are a Disney Vacation Club and Disney Deluxe Villa property with a 1940’s Atlantic City theme, complete with a real boardwalk promenade and midway games.",
"title": ""
},
{
"docid": "bc7c22fc9d9c24c977ae41381c52b47f",
"text": "Fremont, OH Fremont is a city in and the county seat of Sandusky County, Ohio, United States.",
"title": ""
},
{
"docid": "77cc9022930999d5916a4c6723757747",
"text": "Fremont, CA Weather Fremont, CA Weather. The average temperature of Fremont is 59.27°F, which is lower than the California average temperature of 61.17°F and is higher than the national average temperature of 54.45°F.",
"title": ""
},
{
"docid": "2e9467712afa746d2db35e2ce0670e1f",
"text": "- Kapalua Villas Maui offer some of Maui's most desired one to three bedrooms vacation accommodations with oceanfront, ocean view, partial ocean view, and fairway view locations. Gold Villas are Kapalua Villas Maui premium accommodations, furnished with an island aesthetic well suited for gracious living. These are situated bay front, ridgeline, and along the fairways. Oceanfront Villas capture the drama of Oneloa Bay Beach, just steps form the shore.",
"title": ""
},
{
"docid": "a4ac0ad294245a2d28036681abb5cff1",
"text": "- Located in the heart of Seattle's Fremont district, Fremont Foundry is a versatile event venue that is ideal for both lavish and intimate weddings. Preserving the origins of a working foundry, the main atrium has a 20-foot oak ceiling with exposed steel beams, a sky-lit cement wall, surrounding mezz...",
"title": ""
},
{
"docid": "6d98ce64a2e202e9aba81afca2b63827",
"text": "Maps Fremont is located in Silicon Valley, just north of San Jose and to the east of the San Francisco Bay. It's 50 miles from San Francisco, 30 miles from Oakland, 15 miles from San Jose, and is conveniently served by Interstates 680 and 880. Fremont is located within Alameda county. 3300 Capitol Ave.",
"title": ""
},
{
"docid": "d8f843b4452434e89d30386db7d27973",
"text": "- 1 The cost of living in Fremont is 24 % greater than the California average. 2 The cost of living in Fremont is 68.1 % greater than the national average. 3 Each cost of living index is based on a national average of 100.",
"title": ""
},
{
"docid": "ac747277f1939031519a46f70d5b639e",
"text": "The Dreaded Resort Fees Thankfully no resort fees at the decidedly non-resort Fremont Hotel downtown Las Vegas. $9.99 plus tax is the resort fee here. You get up to 1 MB of Wi-Fi bandwidth for up to three devices, Local and 800 calls, in room coffee, fitness center access, shuttle service to The Orleans and the Strip, valet and self parking.",
"title": ""
},
{
"docid": "1091b2060a523e532b1469bf8ac085b5",
"text": "- If you're looking to rent in Fremont NE, check out our extensive list of luxury apartments and townhomes. We make it easy to find your dream home by filtering home types, price and size. Filtering with keyword search is also possible, like waterfront or corner lot homes in Fremont.",
"title": ""
},
{
"docid": "287b717a620ba7988427096b716f79ac",
"text": "Fremont, California Fremont, California. For the unincorporated community in Yolo County, California, see Fremont, Yolo County, California. Fremont (/ˈfriːmɒnt/ FREE-mont) is a city in Alameda County, California, United States. It was incorporated on January 23, 1956, from the merger of five smaller communities: Centerville, Niles, Irvington, Mission San Jose, and Warm Springs. The city is named after American explorer John Charles Frémont.",
"title": ""
},
{
"docid": "cfd1a0c410b95e69c39b0a03a98b807e",
"text": "La Quinta Inns & Suites Not to be confused with La Quinta Resort and Club. La Quinta Inns & Suites (Spanish: La Quinta, the Villa, pronounced 'la KEEN-ta) is a chain of limited service hotels in the United States, Canada, Mexico, and Honduras. La Quinta Holdings Inc first sold shares to the public in April, 2014, and is listed on the New York Stock Exchange under the symbol LQ.",
"title": ""
},
{
"docid": "59ce219917966a862de6bbe73716666d",
"text": "- 1 The cost of living in Fremont is 24 % greater than the California average. 2 The cost of living in Fremont is 68.1 % greater than the national average. 3 Each cost of living index is based on a national average of 100. 4 If the amount is below 100, it is lower than the national average.",
"title": ""
},
{
"docid": "864dbc04b5cab6d4440d45728ed731e3",
"text": "Tesla Factory The Tesla Factory is an automobile manufacturing plant in south Fremont, California, and the principal production facility of Tesla Motors. The facility was formerly known as New United Motor Manufacturing, Inc. (NUMMI), a joint venture between General Motors and Toyota. The plant is located in the East Industrial area of Fremont between Interstates 880 and 680, and employed around 6,000 people in June 2016.",
"title": ""
},
{
"docid": "1a73e4a1f4ade372bd48788cc7d5786b",
"text": "- With a solid location anchoring the Fremont East Entertainment District and near to the dazzling light show of the Fremont Street Experience, affordable room rates and a historical air, the El Cortez is an indispensable part of Las Vegas' exciting downtown area.",
"title": ""
},
{
"docid": "8ee2cf53d3f48f31aa095f87f1318896",
"text": "Best Las Vegas Suites The D Suite at The D Las Vegas. Also located in downtown Las Vegas – right on Fremont Street Experience – The D Las Vegas offers this affordable two-room luxury pad. It features contemporary décor with gaming-themed artwork and spectacular views of the city and surrounding mountains.",
"title": ""
},
{
"docid": "d7d280ac0546f45a1bb4a4b2e0374fb9",
"text": "Tesla Factory Tesla Factory. The Tesla Factory is an automobile manufacturing plant in south Fremont, California, and the principal production facility of Tesla, Inc.. The facility was formerly known as New United Motor Manufacturing, Inc. (NUMMI), a joint venture between General Motors and Toyota.",
"title": ""
},
{
"docid": "4784575c1b540ad4c94c80d0909c5486",
"text": "- With direct access to Fremont Street and a nearby stop for the Strip and Downtown Express bus line, adventures begin just steps outside of the hotel. Whether you're content exploring downtown or if you're seeking out Las Vegas Boulevard, the Fremont Hotel and Casino is a convenient place to call home base.",
"title": ""
},
{
"docid": "5bf9eb9d7fb39c8069613334594e5644",
"text": "Bungalow A ranch bungalow is a bungalow organized so that bedrooms are on one side and public areas (kitchen, living/dining/family rooms) are on the other side. If there is an attached garage, the garage is on the public side of the house so that a direct entrance to the house is possible, when this is allowed by legislation. large fraction of the older houses in Milwaukee, Wisconsin, are bungalows in a similar Arts and Crafts style to those of Chicago, but usually with the gable perpendicular to the street. Also, many Milwaukee bungalows have white stucco on the lower portion of the exterior.",
"title": ""
},
{
"docid": "aff1fe3f4f15e747711d48a035fdc76f",
"text": "Fremont, California Courts: Alameda County Offices - Court Appointed Special Advocates- Fremont Hall Of Jus (39439 Paseo Padre Parkway) (1), Alameda County Offices - Superior Court Of California County Of Alameda- Fremont Hall Of Jus (39439 Paseo Padre Parkway) (2). Display/hide their approximate locations on the map.",
"title": ""
}
] |
msmarco_passage
|
8c58df62b0bf7cbe42133097be410cf9
|
what county is revere, ma in
|
[
{
"docid": "c1834d5768c2ce99939bfcc6fcc26ad7",
"text": "Revere, Massachusetts Revere, Massachusetts. Revere is a city in Suffolk County, Massachusetts, United States, located approximately 5 miles (8.0 km) from downtown Boston. It is named after the American Revolutionary War patriot Paul Revere. As of the 2010 United States Census, the city has a population of 51,755 inhabitants.",
"title": ""
}
] |
[
{
"docid": "4e057760dd2051832552b5141dfda47a",
"text": "Overview Middlesex County is comprised of 54 urban, suburban and rural communities sprawling across 848 square miles west of Boston. Not only is it the largest county in Massachusetts, it is the twenty-second largest county by population in the nation. Middlesex County is a racially, ethnically and economically diverse region that is home to over 320,000 children under the age of eighteen.",
"title": ""
},
{
"docid": "2dc582d63ea154d946b433a1e541806c",
"text": "- Middlesex County, MA Real Estate & Homes for Sale Homes for Sale in Middlesex County, MA have a median listing price of $529,900 and a price per square foot of $272. There are 1,947 active homes for sale in Middlesex County, Massachusetts, which spend an average of 67 days on the market. Some of the hottest neighborhoods near Middlesex County, MA are Downtown Woburn, Maplewood, Highlands, Belvidere. You may also be interested in homes for sale in popular zip codes like 01810, 01844, or in neighboring cities, such as Boston, Nashua, Lowell, Newton, Andover.",
"title": ""
},
{
"docid": "ce42656297944a1e2f92bf9323b7c573",
"text": "- Hanson, Massachusetts. Hanson is a town in Plymouth County, Massachusetts, United States and is one of the inland towns of the South Shore. The population was 10,209 at the 2010 census.",
"title": ""
},
{
"docid": "dced54e146479da1b522806a712887cd",
"text": "District Court of Central Middlesex Concord District Court, 305 Walden Street, Concord, MA 01742-3616. Middlesex County. Court System Type: Civil, General Civil - Unlimited, General Civil - Limited, Small Claims, Complex Commercial, Foreclosures and Liens, Real Estate Title and Boundary, Criminal, Mental Health.",
"title": ""
},
{
"docid": "8a641e76c2c81286c06fca7344db0d2f",
"text": "Amesbury, Massachusetts Amesbury is a city in Essex County, Massachusetts, located on the left bank of the Merrimack River near its mouth, upstream from Salisbury and across the river from Newburyport and West Newbury. The population was 16,283 at the 2010 census. A former farming and mill town, Amesbury is today largely residential. It is one of the two northernmost towns in Massachusetts.",
"title": ""
},
{
"docid": "3fb1735923128655ebcc17de2ec8d8b6",
"text": "Barnstable, Massachusetts Barnstable (/ ˈ b ɑːr n s t ə b əl / BARN-stə-bəl) is a city, referred to as the Town of Barnstable, in the U.S. state of Massachusetts and the county seat of Barnstable County. Barnstable is the largest community, both in land area and population, on Cape Cod. At the 2010 census it had a population of 45,193.",
"title": ""
},
{
"docid": "4dd6563d403bbd223223a4ed8c587dc8",
"text": "Town of Danvers, Massachusetts Tax Assessors' Office The Town of Danvers Town of Danvers - Tax Assessor Office is located in the Danvers Town Hall building in Danvers, Massachusetts. Town of Danvers is a locality in Essex County, Massachusetts. Unlike many other areas where property taxes are collected on a county level, Town of Danvers has its own tax assessor's office. If your property is located in a different Essex County locality, see that page for tax assessor's information.",
"title": ""
},
{
"docid": "93c2416a19a9181ac1551b46d3279c6d",
"text": "- Regional information from state agencies: 1 Boston Metropolitan Planning Organization. 2 District Attorney of Essex County. 3 Hunting, Fishing, Trapping License Vendors. Pioneer Valley Planning 1 Commission. Southern Essex County Registry of Deeds. State Police Troop A.",
"title": ""
},
{
"docid": "d2b4d001260820f0130244dcafccf5b8",
"text": "Strafford County, New Hampshire The county was organized at Dover in 1771. In 1840 the original size of the county was reduced with the creation of Belknap County. Strafford County is included in the Boston-Cambridge-Newton, MA-NH Metropolitan Statistical Area.",
"title": ""
},
{
"docid": "b45e70d9ac4b798aaad275c5bc45aba9",
"text": "Merrimack County, New Hampshire Merrimack County is a county in the U.S. state of New Hampshire which has two cities and twenty-five towns. In 2006 the population was 148,085. Its county seat is Concord. The center of population of New Hampshire is located in Merrimack County, in the town of Pembroke. Merrimack County was organized at Concord in 1823, and is named for the Merrimack River. It was formed by removing towns from northern Hillsborough and Rockingham Counties.",
"title": ""
},
{
"docid": "b45693c9ff549ae97a5abc0a275f6fd6",
"text": "Car & Truck Dealerships, New & Used Car Sales in Revere, Massachusetts Home Automotive Purchasing Car and Truck Dealers Massachusetts Suffolk County Revere Share Tweet Pin It Email Print Car & Truck Dealerships, New & Used Car Sales in Revere, Massachusetts",
"title": ""
},
{
"docid": "8a8b0c9dc7290663e463691a2828a4e6",
"text": "- Berkshire County, Massachusetts (MA) County population in 2014: 128,715 (68% urban, 32% rural); it was 134,953 in 2000. County owner-occupied with a mortgage or a loan houses and condos in 2010: 25,030. County owner-occupied free and clear houses and condos in 2010: 12,740. County owner-occupied houses and condos in 2000: 37,488.",
"title": ""
},
{
"docid": "ae2f209bab6b18a512bf5bb33f7ddcc8",
"text": "Revere, Massachusetts Revere, MA. Sponsored Topics. Revere is a city in Suffolk County, Massachusetts, United States, and located approximately 5 miles (8 km) from downtown Boston. It is named after the American patriot Paul Revere. As of the 2010 census, the city population was 51,755.",
"title": ""
},
{
"docid": "98131ddfe4a28ee85355361251764e87",
"text": "Essex, Massachusetts For the county in which this town is located, see Essex County, Massachusetts. For the county in England, see Essex. For all other uses, see Essex (disambiguation). Essex is a town in Essex County, Massachusetts, 26 miles (42 km) north of Boston. The population was 3,504 at the 2010 census. The central village areas of Essex and South Essex make up the census-designated place of Essex.",
"title": ""
},
{
"docid": "8647f6526de542346f62697881787a0f",
"text": "Belvedere, London Belvedere / ˈ b ɛ l v ə d ɪər / is a town in the London Borough of Bexley, in the historic county of Kent and ceremonial county of Greater London. It lies South of the River Thames, East of Abbey Wood and Thamesmead, West of Erith, and North of Bexleyheath",
"title": ""
},
{
"docid": "c4ff64bbda9da6456c83534f171b4813",
"text": "Gloucester Gloucester /ˈɡlɒstər/ is a city on Cape Ann in Essex County, Massachusetts, in the United States. It is part of Massachusetts' North Shore. The population was 28,789 at the 2010 U.S. Census.",
"title": ""
},
{
"docid": "0811b3c2899f25cba794e5f1f4496399",
"text": "Worcester County, Massachusetts Worcester County is a county located in the U.S. state of Massachusetts. As of the 2010 census, the population was 798,552, making it the second-most populous county in Massachusetts. The largest city and traditional county seat is the city of Worcester.",
"title": ""
},
{
"docid": "a6f9e808161a247d96dd927e82996d04",
"text": "\"NCLB: Becoming a \"\"Highly Qualified Teacher\"\"\" Check with your district to determine your school designation.” Highly qualified” is a specific term defined by No Child Left Behind. The law outlines a list of minimum requirements related to content knowledge and teaching skills that a highly qualified teacher would meet.",
"title": ""
},
{
"docid": "40ee0d8353a7db4185a60cf77b6fbd10",
"text": "Revere, Massachusetts Revere City Hall honoring the country days after September 11. Revere is a city in Suffolk County, Massachusetts, United States, located approximately 5 miles (8.0 km) from downtown Boston. It is named after the American Revolutionary War patriot Paul Revere.",
"title": ""
},
{
"docid": "8c30595ea50616aeb6fdbfe1763210e2",
"text": "Norfolk County, Massachusetts Most of the towns were originally part of Suffolk County, Massachusetts. The towns of Dorchester and Roxbury were part of Norfolk County when it was created but, as Boston annexed each town, they became part of Suffolk County again.t is the third-smallest county in Massachusetts by total area. The county is not completely contiguous; the towns of Brookline and Cohasset are each part of Norfolk County but are separated from the majority of Norfolk County (and each other) by either water or other counties.",
"title": ""
},
{
"docid": "d59238a0dabc220465494916ab96de0d",
"text": "Falmouth, Massachusetts Falmouth, MA. Sponsored Topics. Falmouth is a town in Barnstable County, Massachusetts, United States; Barnstable County is coextensive with Cape Cod. The population was 31,531 at the 2010 census.",
"title": ""
},
{
"docid": "661ca59aa9c41859c883aa7cf98b56bd",
"text": "Waltham, Massachusetts Waltham, MA. Waltham is a city in Middlesex County, Massachusetts, United States, was an early center for the labor movement, and major contributor to the American Industrial Revolution.",
"title": ""
},
{
"docid": "02a6eda4be75f763f191e919c97a1f26",
"text": "- Revere, Minnesota - Demographics. 1 As of the census [2] of 2010, there were 95 people, 34 households, and 23 families residing in the city.",
"title": ""
},
{
"docid": "b5b33bbd33d79d6ac7a535dc29030ca5",
"text": "Wellfleet, Massachusetts For the community in Nebraska, see Wellfleet, Nebraska. Wellfleet is a town in Barnstable County, Massachusetts, United States, and is located halfway between the tip and elbow of Cape Cod. The town had a population of 2,750 at the 2010 census, which swells nearly sixfold during the summer.",
"title": ""
},
{
"docid": "30fb6ffeda56dad038230faa4040208f",
"text": "Therapists in Winthrop, MA Revere, Massachusetts 02151 View Profile Email My mission is to help men and women to find solutions to pressing issues in their lives and to help families to feel more successful, making the world is a safer place for men, women and children to live, thrive and enjoy life in peace and harmony.",
"title": ""
}
] |
msmarco_passage
|
ad847e04d47084d6591dad5ff579a165
|
synergistic, definition
|
[
{
"docid": "856baf2d1c4747668c1e36d05aaf6e64",
"text": "synergistic adjective. The definition of synergistic is the extra energy or benefit of individuals or agents working together to create a better final outcome. An example of synergistic is a work project that was made better by creating a team instead of having only one person do it.",
"title": ""
}
] |
[
{
"docid": "2c95c9f42df7a8a7068a2d7b851b25cd",
"text": "Synergy in Business: Definition & Examples Definition of Synergy. A synergy is where the whole is greater than the sum of its parts. In other words, when two or more people or organizations combine their efforts, they can accomplish more together than they can separately. They can get more done working together than they can working apart.",
"title": ""
},
{
"docid": "6329e6835833617bb129642d21314536",
"text": "- In terms of efficacy, there can be three types of interactions between medications: additive, synergistic, and antagonistic. Additive interaction means the effect of two chemicals is equal to the sum of the effect of the two chemicals taken separately. This is usually due to the two chemicals acting on the body via same or similar mechanism.",
"title": ""
},
{
"docid": "95bae964043145aaaaa07188db5ab994",
"text": "- Definition of synaptic - relating to a synapse or synapses between nerve cells Definition of synaptic - relating to a synapse or synapses between nerve cells dictionary",
"title": ""
},
{
"docid": "6590b0b51c37458a86f1258a9b35f3dd",
"text": "- Synonyms for synergistic: accordant, agreeable, concordant, consensual, cooperative, harmonious, co-active, coincident, combined, concert, concurrent, synchronous, united, interchanging, reciprocating, symbiotic, abutted, wed",
"title": ""
},
{
"docid": "d5462cee71bcb1fef4cf131f40be3783",
"text": "- In general, synergy (pronounced SIN-ur-jee, from Greek sunergia, meaning cooperation, and also sunergos, meaning working together) is the combined working together of two or more parts of a system so that the combined effect is greater than the sum of the efforts of the parts.",
"title": ""
},
{
"docid": "bb20ef33ed52eb6a508c978a0562546a",
"text": "synergy the interaction of elements that when combined produce a total effect that is greater than the sum of the individual elements, contributions, etc.; synergism. 2. Physiology, Medicine/Medical. the cooperative action of two or more muscles, nerves, or the like. 3. Biochemistry, Pharmacology. the cooperative action of two or more stimuli or drugs.",
"title": ""
},
{
"docid": "40665f708943e0a66026319ccc0fc1c4",
"text": "synergistic When something is synergistic, it means various parts are working together to produce an enhanced result. If you’ve just heard a synergistic symphony, the musicians must have played very well together. You’ve probably heard the phrase “more than the sum of its parts.” The prefix syn- means together with or united..",
"title": ""
},
{
"docid": "4a5c70eca5fb6968ff7a4aa5a0bcaac9",
"text": "- Beats 3, 6, 8, 10 and 12 are preceded by both atrial and ventricular pacing spikes — sequential A-V pacing. Beats 2, 4, 5, 7 and 11 are preceded by ventricular pacing spikes only. The absence of atrial pacing spikes suggests that the pacemaker is responding to native supraventriclar impulses.",
"title": ""
},
{
"docid": "9bb2459387085983842082c7641db73a",
"text": "- Synergistic. Definition. adjective. Of, relating to, pertaining to, describing, or characterized by synergism. Supplement. Related term(s): 1 synergist. 2 synergistic effect. 3 synergism.",
"title": ""
},
{
"docid": "07095a6781300b11c3c2fa57e98c61fe",
"text": "- syngeneic: Genetically identical or closely related, so as to allow tissue transplant; immunologically compatible: syngeneic grafts; syngeneic animals.",
"title": ""
},
{
"docid": "d340f0787ecded4c062b927592f3ea27",
"text": "- Definition of SYNERGISM. : interaction of discrete agencies (as industrial firms), agents (as drugs), or conditions such that the total effect is greater than the sum of the individual effects.See synergism defined for kids.ADVERTISEMENT.edical Definition of SYNERGISM. : interaction of discrete agents (as drugs) such that the total effect is greater than the sum of the individual effects—called also synergy; compare antagonism b.",
"title": ""
},
{
"docid": "874097cf9206d4308570bb4c5ef8c49c",
"text": "SYNERGISTIC 1. synergistic-used especially of drugs or muscles that work together so the total effect is greater than the sum of the two (or more). interactive. incompatible, antagonistic-used especially of drugs or muscles that counteract or neutralize each other's effect.",
"title": ""
},
{
"docid": "6534d516adf21b0144d614214a9d51c8",
"text": "synergy Full Definition of SYNERGY. 1. : synergism; broadly: combined action or operation. 2. : a mutually advantageous conjunction or compatibility of distinct business participants or elements (as resources or efforts).See synergy defined for English-language learners. ADVERTISEMENT.ull Definition of SYNERGY. 1. : synergism; broadly: combined action or operation. 2. : a mutually advantageous conjunction or compatibility of distinct business participants or elements (as resources or efforts). See synergy defined for English-language learners.",
"title": ""
},
{
"docid": "e77000fec3ec305aede093d6ca3a8d3a",
"text": "What is 'Synergy' Synergy, or the potential financial benefit achieved through the combining of companies, is often a driving force behind a merger. BREAKING DOWN 'Synergy' Mergers and acquisitions (M&A) are made with the goal of improving the company's financial performance for the shareholders.",
"title": ""
},
{
"docid": "4891fd6c48688ea61679d5aa579f73e9",
"text": "- Always heat cheddar and other cheeses on low settings. Heating cheese too quickly will cause the fats and oils to separate, and it will be much harder to use the melted cheese. For a creamier cheese, or to use in recipes, melt with a roux and milk mixture (bechamel).",
"title": ""
},
{
"docid": "e3e9f67414806308937caf96cf75bf0c",
"text": "intercompany Definition. A term used to describe activities that are conducted between two or more affiliates or business units of the same parent company.",
"title": ""
},
{
"docid": "2986e360fe68f930280681b7f0438330",
"text": "- Synergistic definition: acting together | Meaning, pronunciation, translations and examples English Dictionary | Thesaurus | Translator | Grammar | Scrabble | Blog English",
"title": ""
},
{
"docid": "cc0570dcbb4768505dbeb6ce078d4ef8",
"text": "- Switch to new thesaurus. synergism. natural action, natural process, action, activity - a process existing in or produced by nature (rather than by the intent of human beings); the action of natural forces; volcanic activity. potentiation - (medicine) the synergistic effect of two drugs given simultaneously.",
"title": ""
},
{
"docid": "cff97f4f010d6296bfb1a7d1c88c764d",
"text": "synergism Cooperative interaction between 2+ components in a system, such that the combined effect is greater than the sum of each part Anatomy The combined action of muscle groups, resulting in a force greater than that which could be generated by the individual muscles Pharmacology Pharmacologic synergism An approach to recalcitrant bacterial infections or ...",
"title": ""
},
{
"docid": "58107b355e59102c6d90f5fc343cf552",
"text": "Essential Oils Essential oils can become more powerful therapeutically when blended correctly These blends are known as synergies. A synergy is a mix or blend of essential oils all similar in therapeutic properties and chemical families.",
"title": ""
},
{
"docid": "ecc05b7b6fa335f6459748171847b60b",
"text": "What is 'Synergy' Synergy is a term that is most commonly used in the context of mergers and acquisitions. Synergy, or the potential financial benefit achieved through the combining of companies, is often a driving force behind a merger.",
"title": ""
},
{
"docid": "cb5603611faa885be86f864998ca62b9",
"text": "- Syn- definition, a prefix occurring in loanwords from Greek, having the same function as co- (synthesis; synoptic); used, with the meaning “with,” “together,” in the formation of compound words (synsepalous) or “synthetic” in such compounds (syngas). See more.",
"title": ""
},
{
"docid": "ef9b1af02db514b96f0a38cb239e19d0",
"text": "- 1. the interaction of elements that when combined produce a total effect that is greater than the sum of the individual elements, contributions, etc.; synergism. 2. Physiology, Medicine/Medical. the cooperative action of two or more muscles, nerves, or the like.",
"title": ""
},
{
"docid": "c6a8225c74681681b898daeea68b0a91",
"text": "Will an MBA get me into I-banking? Cost Synergy. What is 'Cost Synergy'. Cost synergy, in the context of mergers, is the savings in operating costs expected after two companies that compliment each other's strengths join. BREAKING DOWN 'Cost Synergy'. The savings in operating costs usually come in the form of laying off employees.",
"title": ""
},
{
"docid": "9cd88c21af8068a6ec842ffde0922e88",
"text": "- “synergy”: synonyms and related words: 1 accompanying. 2 accord. 3 allied. 4 ally. 5 along. 6 alongside. 7 as one man idiom. 8 bosom. 9 en masse. 10 formation. 11 gang. 12 gang up. 13 hand in glove idiom. 14 joint. 15 partnership. 16 put sth together. 17 put their heads together idiom. 18 stand together. 19 swarm. 20 tandem.",
"title": ""
}
] |
msmarco_passage
|
ed5efac7951630923ad8ffc559f6bdce
|
crore definition
|
[
{
"docid": "6b634790ff855c2bf79cbdf45081e2aa",
"text": "- Freebase(0.00 / 0 votes)Rate this definition: Crore. A crore is a unit in the South Asian numbering system equal to ten million, which is written as 1,00,00,000, equal to a hundred lakh. It is widely used in Indian Subcontinent: India, Bangladesh, Pakistan, Nepal and Sri Lanka.",
"title": ""
}
] |
[
{
"docid": "d2f8f869f26b1ce5c0e2dbecfbbfc4ae",
"text": "- Definition of crore. plural. crores. also. crore. : a unit of value equal to ten million rupees or 100 lakhs.",
"title": ""
},
{
"docid": "a261d1a7e43a744bc70de68441d624c3",
"text": "Crore Large amounts of money in India are often written in terms of crores. For example, 150,000,000 (one hundred fifty million) Indian rupees is written as 'fifteen crore rupees' or '₹15 crore' r 'Rs 15 crore'. Trillions of ₹ are often written or spoken of in terms of lakh crore. For example, one trillion rupees is:",
"title": ""
},
{
"docid": "5f3297e337052ef5ad7749f216f94c47",
"text": "- We need to apply two conversion factors to convert one crore Rupees into US Dollars-we need to convert 'crore' into US numerical system and we need to convert Rupees into Dollars. Crore is a unit in Indian numerical system which is equivalent to 10 million. So one crore Rupees is same as 10 million Rupees.",
"title": ""
},
{
"docid": "24726e6bb8b7ed145714e78f915b125a",
"text": "caste The definition of caste is a system of hierarchical social classes, or a specific social class of people. 1 When you are of a high social status, this is an example of your caste. 2 The Brahmins are an example of a caste in the Hindu culture. caste any of the distinct, hereditary Hindu social classes, each traditionally, but no longer officially, excluded from social dealings with the others",
"title": ""
},
{
"docid": "29672c3c3d1dc3577f7ed54d56214bf7",
"text": "caste caste definition: The definition of caste is a system of hierarchical social classes, or a specific social class of people. (noun) When you are of a high social status, this is an example of your caste. The Brahmins are an example of a caste in th...",
"title": ""
},
{
"docid": "10fda49285b452eec1331fb0ad7ce7f3",
"text": "deficit Definition of deficit for English Language Learners. : an amount (such as an amount of money) that is less than the amount that is needed. : the amount by which a person or team is behind in a game or contest.",
"title": ""
},
{
"docid": "a0d5a6b50328391953ef94984fefa8a0",
"text": "- 1 In Nepali, a lakh is called लाख lākh and a crore is called करोड karod. 2 In Odia, a lakh is called ଲକ୍ଷ lakhya and a crore is called କୋଟି koti. 3 In Sinhalese, a lakh is called ලක්ෂ laksha and a crore is called කෝටි koti. 4 In Tamil, a lakh is called லட்சம் latcham and a crore is called கோடி kodi. In Telugu, a lakh is called లక్ష laksha and a crore is called కోటి koti. 2 In Urdu, a lakh is called لاکھ lākh and a crore is called کروڑ karoṛ. 3 Lakh has entered the Swahili language as laki and is in common use.",
"title": ""
},
{
"docid": "b9cdd087d1b369f9d747c793defbb70e",
"text": "- The Indian numbering system is used in India as well as in Bangladesh, Nepal, Pakistan, and Sri Lanka. It is based on the Vedic numbering system in which numbers over 9,999 are written in two-digit groups (or a mix of two-and three-digit groups) rather than the three-digit groups used in most other parts of the world. In Gujarati, a lakh is called લાખ lākh and a crore is called કરોડ karod. 2 A hundred crore is called અબજ abaj. 3 In Kannada, a lakh is called ಲಕ್ಷ laksha and a crore is called ಕೋಟಿ koti.",
"title": ""
},
{
"docid": "7be2f1780aa8778de003e574cf957bcc",
"text": "How much money in US dollars is 1 crore rupees? 80.9k Views. We need to apply two conversion factors to convert one crore Rupees into US Dollars-we need to convert 'crore' into US numerical system and we need to convert Rupees into Dollars. Crore is a unit in Indian numerical system which is equivalent to 10 million.So one crore Rupees is same as 10 million Rupees. This part is fixed and doesn't change with time. Next, we need to convert Rupees into Dollars-and for that we need the currency exchange rate between Rupee and Dollar.o one crore Rupees is same as 10 million Rupees. This part is fixed and doesn't change with time. Next, we need to convert Rupees into Dollars-and for that we need the currency exchange rate between Rupee and Dollar.",
"title": ""
},
{
"docid": "b6e3e34cdab7170bcf234d4775639027",
"text": "- Millionaire definition: A millionaire is a very rich person who has money or property worth at least a million... | Meaning, pronunciation, translations and examples English Dictionary | Thesaurus | Translator | Grammar | Scrabble | Blog",
"title": ""
},
{
"docid": "1491e4a15f73e8e93c6521eea7bb381c",
"text": "Definitions &Translations Wiktionary(0.00 / 0 votes)Rate this definition: 1 reserve(Noun) The act of reserving, or keeping back; reservation; exception. 2 reserve(Noun) That which is reserved, or kept back, as for future use. 3 reserve(Noun) A natural resource known to exist but not currently exploited.",
"title": ""
},
{
"docid": "207b1816726bf205edbc54afaa9aa703",
"text": "crore (in India) the sum of ten million, especially of rupees; one hundred lacs. When the cession took place, each half was estimated at one crore and thirty-three lacs. He was brought to Lahore and had to pay a crore (ten millions) of rupees.",
"title": ""
},
{
"docid": "4d81ad132028d42f3c99cc380124f48d",
"text": "Millionaire In countries that use the short scale number naming system, a billionaire is someone who has at least a thousand times a million dollars, euros, or the currency of the given country (e.g. $1,000,000,000).",
"title": ""
},
{
"docid": "2b2c6af2a7a958c8620dda87efc1de85",
"text": "How Do You Convert Lacs to Rupees? A crore is 100 lacs or 10 million rupees. To designate larger amounts of money, usually only lacs and crores are used as units of measurement. For instance, 1 quadrillion rupees is 1 lac crore of rupees. However, in counting other items, there are more terms for larger amounts. For instance, 1 Arab is 100 crore, or 1 trillion.",
"title": ""
},
{
"docid": "c1ec231de11231f3abea15a2bfdb99b2",
"text": "Crore The word crore is derived from the Prakrit word krodi, denoting ten million in the Indian numbering system, which has separate terms for most powers of ten from 10 0 up to 10 19. The crore is known by various regional names in modern languages.he word crore is derived from the Prakrit word krodi, denoting ten million in the Indian numbering system, which has separate terms for most powers of ten from 10 0 up to 10 19. The crore is known by various regional names in modern languages.",
"title": ""
},
{
"docid": "2c75d434750c7299aa26fbcc4bb85e93",
"text": "- The definition of a sheik is a leader of an Arabian family or village, or an official in the Muslim religion. An example of a sheik is a rich and powerful man who is the leader of an Arab tribe and who everyone in the village listens to and obeys. sheik. sheik.",
"title": ""
},
{
"docid": "875ca0f50d178c7d01a463647910aa15",
"text": "What Constitutes a Millionaire? The answer isn't as straightforward as you might expect. The technical definition of millionaire is a person (or a married couple) with a net worth that's greater than $1 million U.S. dollars. Net worth represents that person's assets, minus their liabilities. Net worth is described as what you own minus what you owe..",
"title": ""
},
{
"docid": "0063fa581190e53fdebf8941418572ac",
"text": "- Together and apart by Science News. Otherwise, the structure of the work has remain unchanged with chapters discussing fundamental concepts related to linear elastic fracture mechanics, elastic-plastic fracture mechanics, and dynamic and time-dependent fracture; fracture mechanisms in metals and.",
"title": ""
},
{
"docid": "694c0b44cda594c83f86f3950075e7b7",
"text": "- The answer may seem obvious, but the use of this word can lead to confusion. In the UK and Ireland the word traditionally meant the number 1,000,000,000,000 (a million millions), which is called a trillion in the United States. A billion in the United States is considerably.Read More ►.English pronunciations of celery from the Cambridge Advanced Learners Dictionary & Thesaurus and from the Cambridge Academic Content Dictionary, both sources © Cambridge University Press).",
"title": ""
},
{
"docid": "412b2269b16ba4b4c593965cb06239f7",
"text": "How many zeros are in a crore? This question is aked to anamika majundar by amitabh bachan the winner of 1 crore in “kaun banega crore pati” season 9 while digital transfering the amount to her account .how many zeros in 1 crore 6 or 7. Its 7 zeros in 1 crore. 1cr = 1,00,00,000 (100 millions)",
"title": ""
},
{
"docid": "049fd70b8a65b98ab261b26942cc64b7",
"text": "Crore Large amounts of money in India are often written in terms of crores. For example, 100,000,000 (one hundred million) Indian rupees is written as 'ten crore rupees ' or ' ₹ 10 crore' or 'Rs 10 crore'.Trillions of ₹ are often written or spoken of in terms of lakh crore.For example, one trillion rupees is:or example, 100,000,000 (one hundred million) Indian rupees is written as 'ten crore rupees ' or ' ₹ 10 crore' or 'Rs 10 crore'. Trillions of ₹ are often written or spoken of in terms of lakh crore. For example, one trillion rupees is:",
"title": ""
},
{
"docid": "947f14f22862c1eceee0b0d40ce0438e",
"text": "expenditure Definition of expenditure for English Language Learners. : an amount of money that is spent on something. : an amount of time, energy, effort, etc., that is used to do something.",
"title": ""
},
{
"docid": "4ee8b202ab37270573e778d45df3302e",
"text": "- (for′fôr). tē. n. pl·for. ties. 1 the cardinal number equal to × 4. 10. 2. forties",
"title": ""
},
{
"docid": "2556131ac9c96e164a3c37ec1021950a",
"text": "charity noun, plural charities. 1. generous actions or donations to aid the poor, ill, or helpless: to devote one's life to charity. 2. something given to a person or persons in need; alms: She asked for work, not charity. 3. a charitable act or work.",
"title": ""
},
{
"docid": "b8250c3c889746d3b0ced54c29022f68",
"text": "lakh lakh. n. Chiefly South Asian. 1. One hundred thousand: created three lakh jobs; worth one lakh fifty thousand rupees.akh. n. Chiefly South Asian. 1. One hundred thousand: created three lakh jobs; worth one lakh fifty thousand rupees.",
"title": ""
}
] |
msmarco_passage
|
45485300a890a41921b176e2c5ea3771
|
what degree do you have to get to a engineer
|
[
{
"docid": "dcc7333246a33ed32fcd1f41282e8256",
"text": "Engineer's degree Engineer's degree. An engineer's degree is an advanced academic degree in engineering that is conferred in Europe, some countries of Latin America, and a few institutions in the United States.",
"title": ""
}
] |
[
{
"docid": "2da241e6122ce108371656ff3fcf21f0",
"text": "- Engineers in the United States need a bachelor's degree in engineering. Engineers who work with the public are also required to become licensed. Licensure requirements include completing an accredited program and passing a series of exams.",
"title": ""
},
{
"docid": "81fcbe3a2241d6e1c955dbaaacdfa02e",
"text": "What degree do you need to become a combat engineer? A BS (bachelor's of science) in Mechanical Engineering. A lot of engineering jobs related to Mechanical can be filled by Civil, Industrial, and some other engineers depending … on the job and your qualifications. You can also get a wide range of graduate degrees after that. 2 people found this useful.",
"title": ""
},
{
"docid": "8ddf057e810aec591c4061bcc0b2a262",
"text": "Mechanical Engineer Education Requirements and Career Info Aspiring mechanical engineers must earn a bachelor's degree in mechanical engineering at minimum, and many pursue graduate degrees in the field. Every state requires that mechanical engineers earn licensure, which calls for education, supervised work experience and several examinations.icensure. Mechanical engineers working in all states must earn licensure as a Professional Engineer (PE). Requirements for PE licensure include a bachelor's degree from a four-year institution accredited by ABET and work experience under the supervision of a licensed engineer.",
"title": ""
},
{
"docid": "48cb190353536a8555a2724762c89c1e",
"text": "How to Become a Mechanical Engineer:Mechanical Engineering Degrees & Careers To use the PE seal, engineers must complete several steps to ensure their competency. 1 Earn a four-year degree in engineering from an accredited engineering program. 2 Pass the Fundamentals of Engineering (FE) exam. 3 Complete four years of progressive engineering experience under a PE. Pass the Principles and Practice of Engineering (PE) exam.",
"title": ""
},
{
"docid": "2a8cd6bb68f81673895ec3577d5b803d",
"text": "- To become an electrical engineer, you would normally need to complete a foundation degree, HNC, HND or degree in electrical or electronic engineering or related subject, for example building services engineering.s an electrical engineer, you would work with high and low voltage equipment in a number of areas, including: 1 transport networks, including rail electrification and signalling. 2 power generation, transmission and distribution. 3 renewable energy sources, such as solar panelling, hydroelectric and wind turbines.",
"title": ""
},
{
"docid": "142a514848d773f11032528ea8a34cf3",
"text": "How to Become an Electronics Engineer According to the BLS, electrical and electronics engineers usually are required to have a bachelor’s degree. Degree programs should be accredited by ABET (formerly the Accreditation Board for Engineering and Technology).",
"title": ""
},
{
"docid": "47e757c7db6ae4614dca8e3fefc144c0",
"text": "Electronics Engineer Education Requirements and Career Information From global positioning systems to portable music players, electronics engineers design and develop a wide array of systems. To become an electronics engineer, you will need to earn a bachelor's degree. The following article details the educational requirements and job outlook for an electronics engineer.",
"title": ""
},
{
"docid": "d4396bf3c703d8f5b6ab8c59fb4bd108",
"text": "- Training. For most mechanical engineering jobs, you’ll need a bachelor’s degree bearing the occupation’s name. Some may be able to snag an entry-level job with an associate degree.Hopeful managers have an even higher educational standard to meet: a master’s degree, in most cases.raining. For most mechanical engineering jobs, you’ll need a bachelor’s degree bearing the occupation’s name. Some may be able to snag an entry-level job with an associate degree. Hopeful managers have an even higher educational standard to meet: a master’s degree, in most cases.",
"title": ""
},
{
"docid": "30a57b6d893b5a597f5531c2d1087288",
"text": "What College Classes Do You Need to Take to Be an Engineer? The bachelor’s degree in engineering is a challenging program that requires a substantial amount of coursework in mathematics and natural sciences in addition to the core and elective engineering classes.",
"title": ""
},
{
"docid": "a8b3ebb2c53e41f3b333fd936fc798f7",
"text": "- 1. You usually need a university degree in mechanical engineering or in a related field of engineering. 2. You may also need a master's degree or doctorate in a related engineering field.",
"title": ""
},
{
"docid": "59069b5781d9c8951a57fc0bd9df15ac",
"text": "How Long Do You Have to Study to Become an Astronaut? To become licensed as a professional engineer, attend an accredited institution to earn an engineering degree to learn advanced mathematics, physics and specialty training. After graduation, you must work for four years to earn experience or intern.",
"title": ""
},
{
"docid": "0c8c7067fe5d9573fc5fabbef9c93e0b",
"text": "Mechanical Engineer Education Requirements and Career Info Aspiring mechanical engineers must earn a bachelor's degree in mechanical engineering at minimum, and many pursue graduate degrees in the field. Every state requires that mechanical engineers earn licensure, which calls for education, supervised work experience and several examinations.",
"title": ""
},
{
"docid": "a433df10ae8b668f0785107e389c07d1",
"text": "Help most wanted: 5 biggest worker shortages If engineering sounds like the right career for you, you'll need a formal education. To land an entry-level position, you typically need a bachelor's degree in engineering, and some jobs require specialized training. To qualify for a management job, you'll likely need a master's degree.",
"title": ""
},
{
"docid": "f415dfd00a64e614ef5de6622633bbff",
"text": "How to Become an Electrical Engineer: Electrical Engineering Degrees & Careers Steps to Becoming an Electrical Engineer. Most employers require that entry-level electrical engineers hold a bachelor-level electrical engineering degree from a program accredited by the Accreditation Board for Engineering and Technology (ABET).",
"title": ""
},
{
"docid": "7a3e1cfea8482090d07f8207ff2afd2a",
"text": "Who is a Technician, Technologist or Engineer? Engineers design equipment and systems. They have B.S., M.S., or Ph.D. in Electrical, Mechanical, Civil or other engineering fields. Many engineers also have degrees in engineering technology such as B.T, B.E.T, or B.S.E.T plus some engineering certification. The main difference between the B.T. graduate and the engineering graduate is that, the B.T. graduate usually takes courses that are more practical and hands-on than engineering courses.",
"title": ""
},
{
"docid": "08b54434ef72f8265461fe79aecc961f",
"text": "What Are the Requirements for Becoming an Engineer in the U.S.? After you earn an undergraduate degree accredited by ABET, you'll then need to complete a 2-part state licensure examination. After passing the first part of the test, you'll need to build some experience through an internship or supervised training. Following that, you may take the second part of the test to become a Professional Engineer (PE).",
"title": ""
},
{
"docid": "3bb01785f4e4a551a7d9b7982f5a6b4e",
"text": "Who is a Technician, Technologist or Engineer? Many engineers also have degrees in engineering technology such as B.T, B.E.T, or B.S.E.T plus some engineering certification. The main difference between the B.T. graduate and the engineering graduate is that, the B.T. graduate usually takes courses that are more practical and hands-on than engineering courses.",
"title": ""
},
{
"docid": "e31dfaa7d2c4558a556dcff97aa2d848",
"text": "What Are the Requirements for Becoming an Engineer in the U.S.? The specific duties of an engineer differ by discipline, but, in general, engineers design, test or build materials, equipment or systems. For instance, electrical engineers may develop or test electrical equipment while civil engineers may oversee the design and construction of bridges, airports or roads.ob Requirements. The requirements to become an engineer typically include a bachelor's degree in an engineering discipline, though a master's degree may be needed for advancement in some fields.",
"title": ""
},
{
"docid": "a8798ce6acbd87cf60084fa412af8aaf",
"text": "How Much Does an Engineer With a Master's Degree Make a Year? Multiple Degree Options. Engineers may hold a master’s degree in engineering or another field, a bachelor's degree in engineering plus an MBA, or a master’s in engineering plus an MBA, according to the American Society of Engineers. The different educational qualifications affected salaries in 2012.",
"title": ""
},
{
"docid": "1ec93a922471600cd69baad1a8e446b4",
"text": "Industrial Engineer Jobs The most common educational requirement for an industrial engineer job is a bachelor's degree in industrial engineering. However, other engineering degrees, such as ones in mechanical engineering and manufacturing engineering, also provide the skills and knowledge necessary to pursue a career as an industrial engineer.",
"title": ""
},
{
"docid": "304c7f731f5f6287a9b13715caa8ce40",
"text": "What Are the Education Requirements to Become a Petroleum Engineer? A petroleum engineer searches for gas and oil, then designs new ways to extract such materials from the Earth and make them into usable fuel for consumers. The majority of petroleum engineers are only required to hold a bachelor's degree in their engineering specialty for entry-level jobs, but some may pursue a graduate degree for advanced research positions. Get more info about the requirements here.",
"title": ""
},
{
"docid": "f599e39e3107446e9fb60d697082c9a7",
"text": "- Making the world better, one answer at a time. Morris Chestnut's height is 5 ft 11.5 in (182 cm) -HisDudeness. Morris Chestnut's height is 5 ft 11.5 in (182 cm) <br /><br /> -HisDudeness<b><br /></b>. Minor edit?",
"title": ""
},
{
"docid": "c4d454804486bd2ddca6db4bc9db6cb5",
"text": "What Education Is Needed to Become a Mechanical Engineer? By law, you'll need a professional engineer (PE) license if you provide public engineering services. The U.S. Bureau of Labor Statistics (BLS, www.bls.gov) indicated that to obtain this license, you'll need to graduate from an accredited engineering program, have four years of experience in engineering, and pass the PE examination.",
"title": ""
},
{
"docid": "f59dd749d3c384c139aa48c30d84442c",
"text": "What Are the Requirements to Be a Petroleum Engineer? All states require self-employed engineers to be licensed, but a license may be optional if you work under a licensed engineer. Requirements vary, but state boards usually require a minimum of a bachelor's degree in engineering from a school accredited by the Accreditation Board for Engineering and Technology.",
"title": ""
},
{
"docid": "3f9a596e67a655b9a5b6cafa3c444ad7",
"text": "What Are the Requirements for Becoming an Engineer in the U.S.? The requirements to become an engineer typically include a bachelor's degree in an engineering discipline, though a master's degree may be needed for advancement in some fields. Engineers who wish to become licensed to work with the public must complete a program that is accredited by ABET (formerly known as the Accreditation Board for Engineering and Technology) and meet the state requirements for licensure.",
"title": ""
}
] |
msmarco_passage
|
a27aa1f76b257c37f2e53e14894268f0
|
define artificial insemination
|
[
{
"docid": "d4baa95881832137b000bcb568880558",
"text": "artificial insemination Artificial Insemination. The process by which a woman is medically impregnated using semen from her husband or from a third-party donor. Artificial insemination is employed in cases of infertility or impotence, or as a means by which an unmarried woman may become pregnant. The procedure, which has been used since the 1940s, involves injecting collected semen into the woman's uterus and is performed under a physician's supervision.",
"title": ""
}
] |
[
{
"docid": "57051fecbee255f03ccdd1d092f07c8f",
"text": "Talk:Artificial selection It is the process of Selective Breeding that produces distinctive breeds of domestic animals and plants. In general, Selective breeding produces a population with a particular trait. Artificial selection produces a population lacking an undesireable trait.",
"title": ""
},
{
"docid": "13612edf638898895e978d7f10a68af7",
"text": "- Definition of artificial insemination noun from the Oxford Advanced Learner's Dictionary",
"title": ""
},
{
"docid": "cbe9bb0411f3ab51287a971ab99e6c90",
"text": "- By Heather Scoville. Definition: Artificial Selction is defined as the choosing of desirable traits by an outside source other than the organism itself. It is usually human interference that creates the chance for artificial selection.",
"title": ""
},
{
"docid": "3a26988f90700bf29d39b68c5951229d",
"text": "Inoculation The terms inoculation, vaccination, immunization and injection are often used synonymously to refer to artificial induction of immunity against various infectious diseases. This is supported by some dictionaries.noculation also has a specific meaning for procedures done in vitro.",
"title": ""
},
{
"docid": "8fd4ee4f41c0eaaea90aef6e413b9112",
"text": "What is the difference between IUI and IVF? Intrauterine insemination (IUI): Uses Risks and Success Rate. Intrauterine insemination (IUI) is a fertility treatment that involves placing sperm inside a woman’s uterus to facilitate fertilization. The goal of IUI is to increase the number of sperm that reach the fallopian tubes and subsequently increase the chance of fertilization. IUI provides the sperm an advantage by giving it a head start, but still requires a sperm to reach and fertilize the egg on its own.",
"title": ""
},
{
"docid": "962460d7fef9366c21ba1379c93fbbe1",
"text": "- 1 The Definition of Selective Breeding Selective breeding, or artificial selection, is the process of breeding animals or plants to get particular traits or characteristics. 2 In the animal world, breeds of animals ….",
"title": ""
},
{
"docid": "1381cd48dd0d9a02d142427bf38582a0",
"text": "artificial insemination Artificial insemination raises a number of legal concerns. Most states' laws provide that a child born as a result of artificial insemination using the husband's sperm, referred to as AIH, is presumed to be the husband's legal child.",
"title": ""
},
{
"docid": "3af96eb68ab9f7315b6be27f4d65e609",
"text": "What is artificial insemination? Once the sperm sample has been acquired, it will be washed to remove any elements of the sperm that could interfere with the fertilization. After a semen sample has been prepared, it is ready for artificial insemination. During IUI (intrauterine insemination) the sperm is put directly into the uterus by use of a fine catheter. The vagina walls are kept open using an instrument known as a speculum, the catheter then enters the uterus through the cervix and the sperm is pushed through the catheter.",
"title": ""
},
{
"docid": "526a9b91cf3654918330abc8d0c4bfb0",
"text": "Artificially acquired passive immunity Definition. noun. A passive immunity that renders short-term immunization by the transfer of antibodies administered by artificial means, such as human or animal blood plasma or pooled human immunoglobulin administered through intravenous or intramuscular route. Supplement",
"title": ""
},
{
"docid": "51017958adb290ca79d0a9409011178e",
"text": "- Sires to add value to cattle production through. improved reproductive management. Cost. The artificial insemination training costs $450. per attendee. A nonrefundable deposit of $225 is required to. be enrolled. Application to the waiting list is free (see the application.",
"title": ""
},
{
"docid": "846fee1a9e1b562bbd0a21c1143ea522",
"text": "Passive Immunization This protection provided by the mother, however, is short-lived. During the first few months of life, maternal antibody levels in the infant fall, and protection fades by about six months of age. Artificial Passive immunity can be induced artificially when antibodies are given as a medication to a nonimmune individual.These antibodies may come from the pooled and purified blood products of immune people or from non-human immune animals, such as horses.his protection provided by the mother, however, is short-lived. During the first few months of life, maternal antibody levels in the infant fall, and protection fades by about six months of age. Artificial Passive immunity can be induced artificially when antibodies are given as a medication to a nonimmune individual.",
"title": ""
},
{
"docid": "207c028f8b213394f0e2359f8f6e24df",
"text": "- Reproductive Anatomy and Physiology of Cattle Successful artificial insemination programs are based on a clear understanding of the anatomy and physiology of reproduction in cattle. Before attempting to inseminate cows, you must develop a mental picture of the anatomical parts that comprise the female reproductive tract. In order to understand",
"title": ""
},
{
"docid": "3ca319bb3dce3630092da01d5444a74e",
"text": "Artificial Insemination If you would like to learn more about the cost or benefits of artificial insemination, or if you would like to arrange a consultation with a fertility specialist, DocShop will make it easy for you. Find an artificial insemination specialist in your area today.rtificial Insemination Using Donor Sperm. Married women can choose to be inseminated with their husbands' sperm (provided the sperm is viable) or with the sperm of a donor from a sperm bank, a process called artificial insemination by donor (AID).",
"title": ""
},
{
"docid": "a1011a8b4b82ccb524249b3bb97a8498",
"text": "artificial selection artificial selection definition. The breeding of plants and animals to produce desirable traits. Organisms with the desired traits, such as size or taste, are artificially mated or cross-pollinated with organisms with similar desired traits. (Compare natural selection.)",
"title": ""
},
{
"docid": "4fbf882f93ad98e5af7aa2dc315dc797",
"text": "Types of surrogacy Straight (or traditional) surrogacy. Straight surrogacy is the simplest and least expensive form of surrogacy and is also known as artificial insemination. The surrogate mother uses an insemination kit to become pregnant using the intended father’s semen. The baby will therefore be conceived using the surrogate’s egg.",
"title": ""
},
{
"docid": "b035dd1cb086d2534973c48d710277c9",
"text": "- To collect semen for artificial insemination there are artificial vaginas. But it's not actually masturbating the stallion. A teaser mare is used to arouse the horse and then … the artificial vagina is put on the penis.",
"title": ""
},
{
"docid": "7c1980a1a8329cb1946c49f675f77f40",
"text": "- Be sure to compare costs before you choose a clinic for artificial insemination. Prices vary greatly from one to another. Make sure the estimate includes the costs of hormones and any other drugs you'll need, as well as the fee for sperm washing.",
"title": ""
},
{
"docid": "d48edd23c63d1a95c1f137d7a30126a2",
"text": "Artificial selection Artificial selection is an artificial mechanism by which evolution can occur. It is most commonly seen with the careful breeding of plants or animals in order to promote traits that suit human preferences. In this case, it is synonymous with the more widely used phrase selective breeding.",
"title": ""
},
{
"docid": "07c90c7020e3c0f5c931bbc8a45bd66e",
"text": "- Artificial insemination is a technique that can help treat certain kinds of infertility in both men and women. In this procedure, sperm are inserted directly into a woman's cervix, fallopian tubes, or uterus.VF is never the first step in the treatment of infertility. Instead, it's reserved for cases in which other methods such as fertility drugs, surgery, and artificial insemination haven't worked. If you think that IVF might make sense for you, carefully assess any treatment center before undergoing the procedure.",
"title": ""
},
{
"docid": "0441ca773694d92e2955e704f60d9756",
"text": "Intracervical Insemination (ICI) Intracervical insemination (ICI) is one of the oldest and most common artificial insemination procedures, dating back as far as the 1880s. Similar to intrauterine insemination (IUI), it involves placing sperm directly into the woman's reproductive tract to improve the chances of pregnancy. The main difference is that the ICI procedure places the sperm sample near the cervix, rather than the uterus as in IUI.",
"title": ""
},
{
"docid": "2a70d2194cca3b3fbf3916e57903bad8",
"text": "Infertility and Artificial Insemination When you and your partner talk to a doctor about getting help for infertility, he may suggest a technique called artificial insemination.. It's a simple procedure with few side effects, and it can help some couples who haven't been able to get pregnant. In artificial insemination, a doctor inserts sperm directly into a woman's cervix, fallopian tubes, or uterus. The most common method is called intrauterine insemination (IUI), when a doctor places the sperm in the uterus.",
"title": ""
},
{
"docid": "fbc56f43285b86ea3f0fd768d11a9d01",
"text": "ARTIFICIAL INSEMINATION • ARTIFICIAL INSEMINATION (noun). The noun ARTIFICIAL INSEMINATION has 1 sense: 1. the introduction of semen into the oviduct or uterus by some means other than sexual intercourse. Familiarity information: ARTIFICIAL INSEMINATION used as a noun is very rare.",
"title": ""
},
{
"docid": "ca9fe80f82db10b031705b3c81a236f9",
"text": "insemination artificial insemination, AI - the introduction of semen into the oviduct or uterus by some means other than sexual intercourse",
"title": ""
},
{
"docid": "44cb97e728abe862ee8a82846386100a",
"text": "Artificial Pancreas Artificial Pancreas. An artificial pancreas uses man made technology to match the way a pancreas works. An artificial pancreas is a man made device that is designed to release insulin in response to changes blood glucose levels in a similar way to a human pancreas.",
"title": ""
},
{
"docid": "a74576b6a817cd8ba1b809632ea97663",
"text": "Artificial selection There are a few ways to distinguish artificial and natural selection. Artificial selection refers to breeding where there is an intentional motive to produce certain breeds of animals and the desired traits are known in advance.",
"title": ""
}
] |
msmarco_passage
|
eb117f091e68cf3145382aa73262747d
|
what are the flood zone categories
|
[
{
"docid": "e346e6be9b2a824efd2f4680995562ca",
"text": "Flood Zones â What you need to know There are 3 flood zones as defined by the EA; Flood Zone 1, 2 and 3. These areas have been defined following a national scale modelling project for the EA and are regularly updated using recorded flood extents and local detailed modelling.",
"title": ""
}
] |
[
{
"docid": "6e478970eb5b6f7eda227cc3cb9387be",
"text": "- This is also called the 100-year flood. Flood zones in the Special Flood Hazard Area begin with V or A. Most mortgage lenders require flood insurance in these zones. Insurance rates are calculated using the Base Flood Elevation (BFE).",
"title": ""
},
{
"docid": "736632ac6dcb932b5c377d240028bef0",
"text": "FEMA Zone Definitions Special Flood Hazard Areas – High Risk. Special Flood Hazard Areas represent the area subject to inundation by 1-percent-annual chance flood. Structures located within the SFHA have a 26-percent chance of flooding during the life of a standard 30-year mortgage. Order a Flood Zone Report and see your FEMA Flood Zone.",
"title": ""
},
{
"docid": "f72d51b84b7c385d352175a76f120567",
"text": "- The following table gives an explanation for the flood zone designations: BFE = Base Flood Zone Elevation. SFHA = Land areas that are at high risk for flooding are called Special Flood Hazard Areas (SFHAs), or floodplains. These areas are indicated on Flood Insurance Rate Maps (FIRMs) Zone.",
"title": ""
},
{
"docid": "0fdaef8742514626bd4129d6d4c4a21a",
"text": "Frequently Asked Questions About Floodplain Maps 1 Zone A are areas that have a 1% probability of flooding every year (also known as the 100-year floodplain), and where predicted flood water elevations have not been established. 2 Properties in Zone A are considered to be at high risk of flooding under the National Flood Insurance Program (NFIP).",
"title": ""
},
{
"docid": "55410555b99093f62e189c948cc73791",
"text": "What do the different flood zones mean? Flood Zone Designations An area inundated by 100 year flooding, for which no BFEs have been established. A99. Zone A99. An area inundated by 100-year flooding, for which no BFEs have been determined. This is an area to be protected from the 100-year flood by a Federal flood protection system under construction. AE. Zone AE. An area inundated by 100-year flooding, for which BFEs have been determined.",
"title": ""
},
{
"docid": "961a9b591df7de860302bd5f7ed6e4d0",
"text": "Glossary Definitions of FEMA Flood Zone Designations. Flood zones are geographic areas that the FEMA has defined according to varying levels of flood risk. These zones are depicted on a community's Flood Insurance Rate Map (FIRM) or Flood Hazard Boundary. Map. Each zone reflects the severity or type of flooding in the area. Moderate to Low Risk Areas. In communities that participate in the NFIP, flood insurance is available to all property owners and.",
"title": ""
},
{
"docid": "653e470bbdc8ae6cb2996f43bddaf2f3",
"text": "- Floodplain zoning is the a soft engineering management strategy whose aim is to reduce flood plain developement. An area or 'zone' of the floodplain is protected against to mi … nimise financial loss via damage to property. This area can naturally flood, without risking damage to people or property.",
"title": ""
},
{
"docid": "74caa9085c4daffc05235196438a6bdc",
"text": "- Zone AR - .An area inundated by flooding, for which BFEs or average depths have been. determined. This is an area that was previously, and will again, be protected from. the 1% annual chance flood by a Federal flood protection system whose.",
"title": ""
},
{
"docid": "e36a619f0a478f855d8819c8526675ec",
"text": "- For regulatory purposes, the floodplain is divided into two areas based on water velocity: the floodway & the flood fringe. The floodway includes the channel & the portion of the adjacent floodplain required to pass the 100-year flood without increasing flood heights.",
"title": ""
},
{
"docid": "fe2f89610868b27a48342a52a07e3857",
"text": "- Flood Insurance Rate Maps (FIRMs): FIRMs outline flood hazards in a community. A FIRM may include flood insurance risk zones, 1% and 0.2% annual chance floodplains, floodways, base flood elevations or depths, roads, streams, and more. They are developed by FEMA.",
"title": ""
},
{
"docid": "4ef65300e20bc700e4df11a808d53805",
"text": "What is BFE, and how to Design for Flood and Wind “V” and “VE” zone: Closest to shore or floodway, and subject to wave action and high-velocity flow and erosion during a 100-year flood. “A” and “AE” zone: Subject to flooding during a 100-year flood, with conditions less severe than the V zone. “X” zone: areas not expected to flood during a 100-year flood. Current A and V zone definitions include the suffix “E” (e.g. AE, or VE), and a numeric value, defining the BFE actual Elevation of risk, above mean sea level. Flood insurance requirements are most stringent in V zones.",
"title": ""
},
{
"docid": "5ce2ec3f9d47190ef0e365e18d2abb73",
"text": "What do the different flood zones mean? Flood Zone Designations Zone BX. An area inundated by 500-year flooding; an area inundated by 100-year flooding with average depths of less than 1 foot or with drainage areas less than 1 square mile; or an area protected by levees from 100-year flooding. C. Zone C. An area that is determined to be outside the 100- and 500-year floodplains. X5. Zone X (500-year). An area inundated by 500-year flooding; an area inundated by 100-year flooding with average depths of less than 1 foot or with drainage areas less than 1 square mile; or an area protected by levees from 100-year flooding.",
"title": ""
},
{
"docid": "d00c67e609fd3a821c3e34e430ec2497",
"text": "- Flood insurance coverage is limited in areas below the lowest elevated floor (including crawlspaces) depending on the flood zone and date of construction (refer to Part III, Section A.8 in your policy) and in basements",
"title": ""
},
{
"docid": "dce9bec1332df598245b7ec4b351b75a",
"text": "- According to FEMA and the National Flood Insurance Program, any building located in an A or V zone is considered to be in a Special Flood Hazard Area, and is lower than the Base Flood Elevation. V zones are the most hazardous of the Special Flood Hazard Areas.",
"title": ""
},
{
"docid": "ebcfd96b5a0bef3948265533b74b46d1",
"text": "- Description: Storm Surge Planning Zones. The description of Storm Surge Planning Zones is as follows: 1 Zone A is at greatest risk for storm surge for Category 1 and higher storms. 2 Zone B is at greatest risk for storm surge for Category 2 and higher storms. 3 Zone C is at greatest risk for storm surge for Category 3 and higher storms. 4 Zone D is at ...",
"title": ""
},
{
"docid": "67bd8a6947a5b6a4dbb9a2b38a57a82f",
"text": "- Flood Zones. The purpose of this page is to define flood zones, a commonly used term in floodplain management. Definition/Description. Flood hazard areas identified on the Flood Insurance Rate Map are identified as a Special Flood Hazard Area (SFHA). SFHA are defined as the area that will be inundated by the flood event having a 1-percent chance of being equaled or exceeded in any given year.",
"title": ""
},
{
"docid": "544b1812afa70cea2f2535fd19a19dc0",
"text": "European debt crisis Land areas that are at high risk for flooding are called Special Flood Hazard Areas (SFHAs), or floodplains. These areas are indicated on Flood Insurance Rate Maps (FIRMs). In high-risk areas, there is at least a 1 in 4 chance of flooding during a 30-year mortgage.",
"title": ""
},
{
"docid": "c9ed0374fb4b44e35c7a13aa567a632d",
"text": "- If so, our team can help. Contact us and one of our Flood Insurance Professionals will help you move forward.) KMRD delivers risk management solutions and human capital solutions to more than 600 clients nationwide. Learn more about us, view our client success stories, or visit our blog. The following table gives an explanation for the flood zone designations: BFE = Base Flood Zone Elevation. SFHA = Land areas that are at high risk for flooding are called Special Flood Hazard Areas (SFHAs), or floodplains.",
"title": ""
},
{
"docid": "8906a48064f599ed31529ebd963d0b3f",
"text": "- The purpose of this page is to define Zone A, a commonly used term in floodplain management.Definition/DescriptionAreas subject to inundation by the 1-percent-annual-chance flood event generally determined using approximate methodologies.",
"title": ""
},
{
"docid": "a133862f3208d44306bd7bacbb3a8200",
"text": "What do the different flood zones mean? Flood Zone Designations Zone AE - An area inundated by 1% annual chance flooding, for which BFEs have been. determined. Zone AH - An area inundated by 1% annual chance flooding (usually an area of ponding), for which BFEs have been determined; flood depths range from 1 to 3 feet.",
"title": ""
},
{
"docid": "11f1c232cfdcca2814729561b6e4cf50",
"text": "âFlood Zonesâ Versus âSpecial Flood Hazard Areasâ Homes located in special flood hazard areas have a 26 percent chance of suffering flood damage during a normal 30-year loan according to FEMA. There are two broad classifications of special flood hazard areas: 1) “A” zones, and 2) “V” zones.",
"title": ""
},
{
"docid": "9700c112b28efca4cb4df4527c7b712f",
"text": "- The purpose of this page is to define Zone A, a commonly used term in floodplain management. To explore other common floodplain management terms access the NFIP Policy Index. Areas subject to inundation by the 1-percent-annual-chance flood event generally determined using approximate methodologies.",
"title": ""
},
{
"docid": "a50aa2e0ed3c1e6ef81b419c538cf839",
"text": "Flood Zone Definitions Zones B,C, and X: These areas have been identified in the community flood insurance study as areas of moderate or minimal hazard from the principal source of flood in the area. However, buildings in these zones could be flooded by severe, concentrated rainfall coupled with inadequate local drainage systems.",
"title": ""
},
{
"docid": "ae1dbc5f90b2085a6119e6eafa741cf1",
"text": "Flood Zone Determination Zone C, Zone X - Areas determined to be outside 500-year floodplain determined to be outside the. 1% and 0.2% annual chance floodplains. Zone B, Zone X500 - Areas of 500-year flood; areas of 100-year flood with average depths of less than 1. foot or with drainage areas less than 1 square mile; and areas protected by levees. from 100-year flood.",
"title": ""
},
{
"docid": "7d44df3aba38f19667fc0686e5b53564",
"text": "Flood Zone Correction (877) 356-6398 A flood zone is a geographical area shown on a flood map (FHBM - Flood Hazard Boundary Map or FIRM - Flood Insurance Rate Map) that reflects the severity or type of flooding that may occur in the area.",
"title": ""
}
] |
msmarco_passage
|
627ff356afc0b1202cd743956a6b7585
|
define carbon copy
|
[
{
"docid": "35f582708e54fa8b2ebed8f84fe4154b",
"text": "carbon copy (cc) In e-mail, a carbon copy (abbreviated cc, and sometimes fcc for first carbon copy) is a copy of a note sent to an addressee other than the main addressee. A blind carbon copy is a copy sent to an addressee that is not visible to the main and carbon copy addressees. For example, you may have a work colleague that acts as a back-up when you're on vacation or not at work. You don't necessarily want the people you correspond with to know that you have a back-up.",
"title": ""
}
] |
[
{
"docid": "bd27a024c9634bea21298a734721abfb",
"text": "carbon carbon. 1 Chemistry. a widely distributed element that forms organic compounds in combination with hydrogen, oxygen, etc., and that occurs in a pure state as diamond and graphite, and in an impure state as charcoal. Symbol: C; atomic weight: 12.011; atomic number: 6; specific gravity: (of diamond) 3.51 at 20°C; (of graphite) 2.26 at 20°C. carbon dioxide or other carbon compounds that are emitted into the atmosphere and cause rising temperatures: the carbon produced by burning fossil fuels. carbon copy. a sheet of carbon paper.",
"title": ""
},
{
"docid": "0dfa35005cb0c252227aeddf118bfc37",
"text": "Symptoms of a Bad or Failing Fuel Pump Relay As the fuel pump relay controls power to the fuel pump, any issues with it can cause issues with the fuel pump, which can cause drivability problems for the vehicle. Usually a bad or failing fuel pump relay will produce a few symptoms that can alert the driver of the issues.",
"title": ""
},
{
"docid": "33adca4544c823da406047eb3f008344",
"text": "How Long Do I Need to Keep My Tax Records? I decided to check the IRS guidelines first. The gist of their guidelines is that you only need to store records for as long as the period of limitations applies. For example, that means that if there is still time for you to amend one of your tax filings, you should keep the records for that tax year. The period of limitations is the period of time in which you can amend your tax return to claim a tax credit or tax refund or that the IRS can assess additional tax.",
"title": ""
},
{
"docid": "714fbca15d268f97976360223a8b41f8",
"text": "What are CC and BCC in Gmail? How do I use them? bcc means blind carbon copy. cc means carbon copy. The abbreviation cc come from a long time ago when if you wanted to make a copy of a letter you were writing you … put a piece of carbon paper followed by another piece of paper behind it and the impressions made when writing or typing the letter caused the carbon paper to duplicate what you wrote on the other piece of paper.",
"title": ""
},
{
"docid": "041aac138cedd0a6347cc088705759f6",
"text": "Cut, copy, and paste The term copy-and-paste refers to the popular, simple method of reproducing text or other data from a source to a destination. It differs from cut and paste in that the original source text or data does not get deleted or removed.",
"title": ""
},
{
"docid": "9ca97e3e5eeb143a14d4520011d58219",
"text": "Carbon Copy Cloner for Mac With Carbon Copy Cloner, your data and the operating system's data are all preserved impeccably on a bootable volume, ready for production at a moment's notice. When disaster strikes, simply boot from your backup and get back to business.",
"title": ""
},
{
"docid": "7f501bebb9c20f3adeb7b38b21107ea5",
"text": "carbon copy A person or thing that closely resembles another, as in Our grandson is a carbon copy of his dad. Originally this term meant a copy of a document made by using carbon paper. The linguistic transfer to other kinds of duplicate survived the demise of carbon paper (replaced by photocopiers, computer printers, and other more sophisticated devices). [ c. 1870 ]",
"title": ""
},
{
"docid": "ef4db754ab550e65ec53161ac782e8e8",
"text": "When sending an email what does Cc and Bcc mean? Cc means Carbon Copy. It sends a copy of your e-mail to more than one person. You can Carbon Copy a bunch of people. Bcc means Blind Carbon Copy. Same thing, but the people you send it to cannot see the other peoples names or e-mail addresses.",
"title": ""
},
{
"docid": "b060f5812e818054e256ce663b35f727",
"text": "What does Cc mean in an email? The CC said that a carbon copy of the letter (a duplicate) was sent to specific people. BCC denotes a Blind Carbon Copy. This is used to send someone a copy of an email without letting the main receiptant (the TO: box name) know that they got one.",
"title": ""
},
{
"docid": "b2bdf26088b1a58c2ac7eca3eae165da",
"text": "BCC - blind carbon copy Short for blind carbon copy, a copy of an e-mail message sent to a recipient without the recipient's address appearing in the message.",
"title": ""
},
{
"docid": "4b52c6687f996cac45e1508c1cbdbbcb",
"text": "How Do You Send a Carbon Copy Letter? In the past, sending a carbon copy letter was a time-consuming process. Today, copy machines and email have made the process much easier. Sending a carbon copy letter, also known as cc'ing someone, simply means that you intend to send the letter to multiple recipients.lectronic Carbon Copy Letters. Email has made carbon copy letters even easier. Most email clients will allow you to send a carbon copy of your email by entering email addresses into the cc: field-usually located above the subject line.",
"title": ""
},
{
"docid": "5c8158cb194cf7c7b3777a7aae7bad80",
"text": "What are carbon sinks? A carbon sink is anything that absorbs more carbon than it releases as carbon dioxide. European forests are currently a net carbon sink as they take in more carbon than they emit. In climate negotiations, this temporary reduction of carbon dioxide in the atmosphere is also known as negative emissions. Forest carbon sinks are not an excuse to delay action in reducing fossil fuel emissions.",
"title": ""
},
{
"docid": "c1cbd03bdbf8048de5b4bb87f55a0be5",
"text": "What are CC and BCC in Gmail? How do I use them? BCC (Blind Carbon Copy): This is almost the same as CC, means sending a copy to someone or a list of people. The only difference between CC and BCC is that in BCC recipients do not have any idea of each other.",
"title": ""
},
{
"docid": "af5fbb06ff8919b1c363a5c2e284d313",
"text": "carbon dioxide carbon dioxide. A colorless, odorless gas, CO 2, that is present in the atmosphere and is formed when any fuel containing carbon is burned. It is breathed out of an animal's lungs during respiration, produced by the decay of organic matter, and used by plants in photosynthesis.",
"title": ""
},
{
"docid": "6e24fef0f3265218865b3e24518c48c2",
"text": "carbon cycle 1. (Biology) the circulation of carbon between living organisms and their surroundings. Carbon dioxide from the atmosphere is synthesized by plants into plant tissue, which is ingested and metabolized by animals and converted to carbon dioxide again during respiration and decay.",
"title": ""
},
{
"docid": "2dbe02df5abb28deeb7655699ce1d9b0",
"text": "carbon copy (cc) LabSlice. In e-mail, a carbon copy (abbreviated cc, and sometimes fcc for first carbon copy) is a copy of a note sent to an addressee other than the main addressee.A blind carbon copy is a copy sent to an addressee that is not visible to the main and carbon copy addressees.abSlice. In e-mail, a carbon copy (abbreviated cc, and sometimes fcc for first carbon copy) is a copy of a note sent to an addressee other than the main addressee.",
"title": ""
},
{
"docid": "54cfd18e81bfd9c7238390fa290f43c9",
"text": "carbon cycle carbon cycle. n. 1. (Biology) the circulation of carbon between living organisms and their surroundings. Carbon dioxide from the atmosphere is synthesized by plants into plant tissue, which is ingested and metabolized by animals and converted to carbon dioxide again during respiration and decay.",
"title": ""
},
{
"docid": "ebf6e3a1ca807a38b29e4280fa944be0",
"text": "- Definition of CARBON CYCLE. 1. : the cycle of carbon in the earth's ecosystems in which carbon dioxide is fixed by photosynthetic organisms to form organic nutrients and is ultimately restored to the inorganic state (as by respiration, protoplasmic decay, or combustion).2.edical Definition of CARBON CYCLE. : the cycle of carbon in living beings in which carbon dioxide is fixed by photosynthesis to form organic nutrients and is ultimately restored to the inorganic state by respiration and protoplasmic decay.",
"title": ""
},
{
"docid": "07afad1d2d64a4050da56a43556c06fc",
"text": "Carbon fixation Carbon fixation or сarbon assimilation is the conversion process of inorganic carbon (carbon dioxide) to organic compounds by living organisms. The most prominent example is photosynthesis, although chemosynthesis is another form of carbon fixation that can take place in the absence of sunlight.",
"title": ""
},
{
"docid": "70409131eea6e2c962a0381a0b4e8871",
"text": "copy copy. 1 an imitation, reproduction, or transcript of an original: a copy of a famous painting. 2 one of the various examples or specimens of the same book, engraving, or the like. 3 written matter intended to be reproduced in printed form: The editor sent the copy for the next issue to the printer.",
"title": ""
},
{
"docid": "123f0e21b7d582e9614df9bf242fe145",
"text": "Anomeric carbon Anomeric carbon. Definition. noun. The carbon at which anomers rotate. Supplement. An example of anomeric carbon is that carbon in a monosaccharide (like glucose) about which rotation occurs. The anomeric carbon can be determined by the carbon (C) attached to two oxygen (O) atoms joined by single bonds.",
"title": ""
},
{
"docid": "574ba915dacd97dec87853aa14627eec",
"text": "- A chiral carbon (from Greek 'hand') is one that is linked to different groups.It is not overlappable with its mirror image because of this. chiral carbon (from Greek 'hand') is one that is linked to different groups.",
"title": ""
},
{
"docid": "080bbf3d6666b88891090e345b7a6aa5",
"text": "Carbon Copy (cc or c.c.) Definition - What does Carbon Copy (cc or c.c.) mean? Carbon copy (cc or c.c.) refers to the process of sending a copy of an email message to one or more recipients. It is used in Internet-based email communication systems to simultaneously broadcast or address multiple email addresses. Carbon copy is also known as first carbon copy (first cc) or courtesy copy (cc).",
"title": ""
},
{
"docid": "f1e621fc25869b3e9cb90bc3cfa2324b",
"text": "Carbon Fixation in Photosynthesis: Definition & Reactions The enzyme the cell needs for carbon fixation is called ribulose-1,5-bisphosphate carboxylase. Ribulose-1,5-bisphosphate carboxylase is quite a mouthful so it's often shortened to RuBisCO (the Ru from RibUlose, the Bis from BISphsophate and the CO from CarbOxylase).",
"title": ""
},
{
"docid": "559a717f56920bf570401c61c7fb9b60",
"text": "duplicate copy - a thing made to be similar or identical to another thing; she made a copy of the designer dress; the clone was a copy of its ancestor. counterpart, similitude, twin - a duplicate copy. match, mate - an exact duplicate; when a match is found an entry is made in the notebook.",
"title": ""
}
] |
msmarco_passage
|
3ebb4cd6c2ea23648932496b07e50183
|
what are all considered dairy
|
[
{
"docid": "1e95b41c66cf0a5bb4cfc4fefd973842",
"text": "What is considered dairy? Only cow's milk? any milk or milk by-products, such as cheeses, ice cream, butter, etc is considered dairy. Soy milk is okay, as is rice milk. Eggs are considered dairy, but as they don't come from a cow, I am not sure that would be included in your excluding dairy--same goes for goat's milk and it's by-products.",
"title": ""
}
] |
[
{
"docid": "752a8d1f5ad1614f31fc3c3b86535b46",
"text": "List of dairy products This is a list of dairy products. A dairy product is food produced from the milk of mammals. A production plant for the processing of milk is called a dairy or a dairy factory.uttermilk powder. Used in the production of ice cream as a source of solids, in processed sliced cheese to increase viscosity, as an emulsifier in chocolate products and in dry mixes such as pancake mix, to add dairy flavor and enhance food browning.",
"title": ""
},
{
"docid": "4b9961d16ee809a9c1232dbae8029fc4",
"text": "Lists of foods Milk products and production relationships. A dairy product or milk product is food produced from the milk of mammals. Dairy products are usually high energy-yielding food products. A production plant for the processing of milk is called a dairy or a dairy factory.Apart from breastfed infants, the human consumption of dairy products is sourced primarily from the milk of cows, water buffaloes, goats, sheep, yaks, horses, camels, domestic buffaloes, and other mammals. production plant for the processing of milk is called a dairy or a dairy factory. Apart from breastfed infants, the human consumption of dairy products is sourced primarily from the milk of cows, water buffaloes, goats, sheep, yaks, horses, camels, domestic buffaloes, and other mammals.",
"title": ""
},
{
"docid": "0c86f64863805c1aafc149787ce0f667",
"text": "Health Benefits of Dairy Health Benefits of Dairy Dairy is packed with nutritional value. Many people know dairy foods are an important source of nutrients for growing children and teens. Milk and other dairy foods, however, are great sources of protein, calcium and vitamins for people in all walks of life, including adults, seniors and athletes. Dairy products are loaded with essential vitamins and minerals, including carbohydrates, protein, calcium, phosphorus, potassium, vitamins A, D, B12, riboflavin and niacin.",
"title": ""
},
{
"docid": "70b6d03ca56f618f09d7f8784543e9eb",
"text": "- Similarly, if butters or margarines are used to make a purchasable product, they’ll have to list these ingredients on their food labels. Butter is curdled and processed milk. 1 Some nutritionists claim that butters are the least harmful form of dairy to those with dairy allergies or lactose processing problems.imilarly, if butters or margarines are used to make a purchasable product, they’ll have to list these ingredients on their food labels. Butter is curdled and processed milk. 1 Some nutritionists claim that butters are the least harmful form of dairy to those with dairy allergies or lactose processing problems.",
"title": ""
},
{
"docid": "a8f287209dd3fcb91088b98a0bce8848",
"text": "What Are the Different Types of Dairy Products? There are several different types of dairy products on the market, which are defined as foods made from the milk of animals. The most popular made from cow’s milk are pasteurized or raw milk, cheese, and butter. Yogurt and ice cream are also considered to be popular dairy products.utter is made from the fat of milk, typically that which comes from cow’s milk. Like cheese, it is a popular staple throughout the world, and many areas are well-known for the type of butter that it produces.",
"title": ""
},
{
"docid": "7360dd4acb81a4325210123ddc6c2fe4",
"text": "Lists of foods Milk products and production relationships. A dairy product or milk product is food produced from the milk of mammals. Dairy products are usually high energy-yielding food products. A production plant for the processing of milk is called a dairy or a dairy factory. Apart from breastfed infants, the human consumption of dairy products is sourced primarily from the milk of cows, water buffaloes, goats, sheep, yaks, horses, camels, domestic buffaloes, and other mammals.",
"title": ""
},
{
"docid": "2d076a085a90c5b0a3f3436142c89be0",
"text": "- Milk products and production relationships. A dairy product or milk product is food produced from the milk of mammals. Dairy products are usually high energy-yielding food products. A production plant for the processing of milk is called a dairy or a dairy factory.Apart from breastfed infants, the human consumption of dairy products is sourced primarily from the milk of cows, water buffaloes, goats, sheep, yaks, horses, camels, domestic buffaloes, and other mammals.dditionally dairy products including cheese, ice cream, milk, butter, and yogurt can contribute significant amounts of cholesterol and saturated fat to the diet. Diets high in fat and especially in saturated fat can increase the risk of heart disease and can cause other serious health problems.",
"title": ""
},
{
"docid": "d175dbc194f2fcb68a9547e868bfaa3a",
"text": "Is almondmilk considered dairy? No..dairy refers to animal sourced milk products only.. almond milk is a vegetable extract.. commonly the procedure is soaking almonds in water then grinding them up resulting in a milky liquid..",
"title": ""
},
{
"docid": "a4fb26c1b37c4c01865d81389221a56d",
"text": "All about the Dairy Group In general, 1 cup of milk, yogurt, or soymilk (soy beverage), 1 ½ ounces of natural cheese, or 2 ounces of processed cheese can be considered as 1 cup from the Dairy Group. The table below lists specific amounts that count as 1 cup in the Dairy Group towards your daily recommended intake. Note: Click on the top row to expand the table. If you are on a mobile device, you may need to turn your phone to see the full table.",
"title": ""
},
{
"docid": "21522ee80aee0435c966c00b8bdfd337",
"text": "All about the Dairy Group All fluid milk products and many foods made from milk are considered part of this food group. Most Dairy Group choices should be fat-free or low-fat. Foods made from milk that retain their calcium content are part of the group. Foods made from milk that have little to no calcium, such as cream cheese, cream, and butter, are not. Calcium-fortified soymilk (soy beverage) is also part of the Dairy Group. The amount of food from the Dairy Group you need to eat depends on age.",
"title": ""
},
{
"docid": "49025bb133bfb87e3eb464654904c1fa",
"text": "Why are low-fat dairy products part of the MyPyramid plan? All fluid milk products and many foods made from milk are considered part of this food group. milk cheese butter yogurt cream. Some examples of dairy products are cheese, milk, yogurt, and butter. Milk and milk products include: * Different varieties of milk such as whole, semi-skimmed or skimmed milk.",
"title": ""
},
{
"docid": "103358d965298347e01a8996b6d3e7e6",
"text": "List of dairy products This is a list of dairy products. A dairy product is food produced from the milk of mammals. A production plant for the processing of milk is called a dairy or a dairy factory.sed in the production of ice cream as a source of solids, in processed sliced cheese to increase viscosity, as an emulsifier in chocolate products and in dry mixes such as pancake mix, to add dairy flavor and enhance food browning. Brunost. Norway. Brown cheese is a caramelised brown Scandinavian whey cheese.",
"title": ""
},
{
"docid": "fcb0a3a13616d8f8c293fdfd980bbe18",
"text": "5 Main Food Groups Dairy. The dairy food group is mostly comprised of dairy products that are high in calcium. All types of yogurt, most cheeses and all liquid milk products are part of the dairy group, as are calcium-rich milk-based desserts such as ice cream and pudding.egetables are one of the five main food groups. The five main food groups are a central component of the dietary recommendations set forth by the U.S. Department of Agriculture.",
"title": ""
},
{
"docid": "2cc8a7979875734142515e7c1763e1b1",
"text": "Meat, Dairy & Pareve DAIRY. All foods derived from, or containing, milk are classified as dairy, including milk, butter, yogurt and all cheese – hard, soft and cream. Even a trace amount of dairy can cause a food to be considered dairy.oods that are neither meat nor dairy are called pareve. Common pareve foods are eggs, fish, fruit, vegetables, grains, unprocessed juices, pasta, soft drinks, coffee and tea and many candies and snacks. Pareve presents fewer kosher complexities than meat or dairy, but certain points must be known:",
"title": ""
},
{
"docid": "45906fa5bf44dc07f80fb6f16036ade9",
"text": "Milk Milk is processed into a variety of dairy products such as cream, butter, yogurt, kefir, ice cream, and cheese. Modern industrial processes use milk to produce casein, whey protein, lactose, condensed milk, powdered milk, and many other food-additives and industrial products.",
"title": ""
},
{
"docid": "32da33d7d07ff5864aebed10b354bbca",
"text": "Meat, Dairy & Pareve Milk and milk products from a kosher animal, including milk, butter, yogurt and all hard, soft and cream cheese are kosher and dairy. A product that contains even a trace amount of dairy is still considered dairy. OK Kosher certified products containing dairy are labeled with an (OK) D (D for dairy) symbol. Dairy products must meet the following criteria in order to be certified kosher: 1 They must come from a kosher animal. All ingredients must be kosher and free of meat derivatives.",
"title": ""
},
{
"docid": "fafe0625b6095d0f8800ba957c8ba12f",
"text": "Separating Meat, Dairy and Pareve Pareve. Foods that are neither meat nor dairy are called pareve. This means that they contain no meat or dairy derivatives, and have not been cooked or mixed with any meat or dairy foods. Eggs, fish, fruit, vegetables, grains, and juices in their natural, unprocessed state are common pareve foods.his includes milk, butter, yogurt and all cheese -- hard, soft and cream. Even a small amount of dairy in a food can cause the food to be considered dairy. All dairy products require kosher certification.",
"title": ""
},
{
"docid": "84d7fbbde38656e3e8a3329d1d3b0b36",
"text": "- Is Soy Milk Considered a Dairy Product? The answer to this question can be a bit tricky, because it depends on what brand of soy milk we are talking about. Technically, soy milk is not a dairy product, and is in fact chosen by vegetarians and vegans as a plant sourced replacement for cows milk. The ingredients in pure soy milk are simply soy beans and water, making the product decidedly non-dairy. However, some manufacturers add powdered milk derived from animal sources as an ingredient in their soy milk in order to improve texture and overall taste.",
"title": ""
},
{
"docid": "55fae7f3bc5df18001a31052234acd62",
"text": "Meat, Dairy & Pareve Dairy. Milk and milk products from a kosher animal, including milk, butter, yogurt and all hard, soft and cream cheese are kosher and dairy. A product that contains even a trace amount of dairy is still considered dairy. OK Kosher certified products containing dairy are labeled with an (OK) D (D for dairy) symbol. Dairy products must meet the following criteria in order to be certified kosher: 1 They must come from a kosher animal. 2 All ingredients must be kosher and free of meat derivatives. ( 3 Many non-kosher cheeses use stabilizers such as rennet or gelatin which are of animal origin.",
"title": ""
},
{
"docid": "673c4ed8aa3e8d722458a2e3a033f9cd",
"text": "Are Eggs Considered Dairy or Poultry? Chicken eggs do not come from a mammal's mammary glands, and this makes them poultry and not dairy. Eggs are an animal byproduct, and while chicken eggs are considered poultry, eggs from other animals may or may not be, depending on the animal. Keep Learning.",
"title": ""
},
{
"docid": "d75fe4fd3fea14a156c52b2e81238fcf",
"text": "Dairy cattle According to the Purebred Dairy Cattle Association, PDCA, there are 7 major dairy breeds in the United States. These are: Holstein, Brown Swiss, Guernsey, Ayrshire, Jersey, Red and White, and Milking Shorthorn.",
"title": ""
},
{
"docid": "565a854d7a87fc47b7b3925f0ccca2ad",
"text": "How Milk and Dairy Products Will Destroy Your Health and Cause Cancer, Heart Disease, Diabetes, Multiple Sclerosis, Allergies, Osteoporosis, and Infection A Vegan Health Article from All-Creatures.org Here are some other facts about dairy products (milk, cheese, butter, ice cream, yogurt, etc.) Most of the world is lactose intolerant. Most of us lose the ability to completely digest lactose by age four. As a result, many milk drinkers develop diarrhea, gas, stomach cramps, bowel inflammation and toxicity.",
"title": ""
},
{
"docid": "7a0b7c16527bcf28bf7eac5cc1693fa7",
"text": "- A dairy product or milk product is food produced from the milk of mammals.Dairy products are usually high energy-yielding food products. dairy product or milk product is food produced from the milk of mammals.",
"title": ""
},
{
"docid": "7302272b052d9eedea9583d73edf8901",
"text": "Housekeeping Housekeeping refers to the management of duties and chores involved in the running of a household, such as cleaning, cooking, home maintenance, shopping, laundry and bill pay. These tasks may be performed by any of the household members, or by other persons hired to perform these tasks. The term is also used to refer to the money allocated for such use. By extension, an office or organization, as well as the maintenance of computer storage systems. A housekeeper is a person employed to manage a",
"title": ""
},
{
"docid": "b686ea93564301627dffc9bac10e632f",
"text": "Is almondmilk considered dairy? Dietary wise, eggs are not dairy. However, eggs are categorized as dairy in the food industry with respect to food purchasing. For example, the same companies that deliver milk also deliver eggs. But, when your doctor tells you not to eat dairy, he/she means no milk based products.",
"title": ""
}
] |
msmarco_passage
|
ebb799a83fb113781a14aa66633ba58a
|
name meanings - donna
|
[
{
"docid": "df91f0507857d7b60277912753046151",
"text": "Donna Latin Meaning: The name Donna is a Latin baby name. In Latin the meaning of the name Donna is: Lady. American Meaning: The name Donna is an American baby name. In American the meaning of the name Donna is: Lady.Italian Meaning: The name Donna is an Italian baby name. In Italian the meaning of the name Donna is: Lady. Respectful title and female equivalent of Don.n American the meaning of the name Donna is: Lady. Italian Meaning: The name Donna is an Italian baby name. In Italian the meaning of the name Donna is: Lady. Respectful title and female equivalent of Don.",
"title": ""
}
] |
[
{
"docid": "3e0c38d3c3effa21ecfb4adb761b3243",
"text": "- The meaning of the name Brenda is Sword. The origin of the name Brenda is Scandinavian. Notes: Feminine form of Brand.4 people found this useful.he meaning of the name Brenda is Sword. The origin of the name Brenda is Scandinavian. Notes: Feminine form of Brand. 4 people found this useful.",
"title": ""
},
{
"docid": "2022f2bf4e98adaeb8371252ab709f54",
"text": "Dona The name Dona is an Italian baby name. In Italian the meaning of the name Dona is: Lady. From the respectful title Donna. Spanish Meaning: The name Dona is a Spanish baby name. In Spanish the meaning of the name Dona is: Lady. Respectful title and female equivalent of the title Don.",
"title": ""
},
{
"docid": "681d94643930dbcf5a85c083dd48f799",
"text": "Barbie American Meaning: The name Barbara is an American baby name. In American the meaning of the name Barbara is: From the Greek barbaros meaning foreign or strange, traveler from a foreign land.merican Meaning: The name Barbara is an American baby name. In American the meaning of the name Barbara is: From the Greek barbaros meaning foreign or strange, traveler from a foreign land.",
"title": ""
},
{
"docid": "9a730ce86df3695767b551ce83295db4",
"text": "- Donnie /don-nie/ [2 sylls.] as a name for girls (also used as boys' name Donnie). Donnie's name origin is Italian, and Donnie means lady. Donnie is a variant transcription of Donna (Italian). Dennie is a common surname.",
"title": ""
},
{
"docid": "92094a4bcac8e94c535ebd8962c7be40",
"text": "Isadora The name Isadora is a baby girl name. The name Isadora is a Greek baby name. In Greek the meaning of the name Isadora is: Gift of Isis (this name is Greek even though Isis is an Egyptian deity). Feminine. Famous Bearer: Dancer Isadora Duncan.",
"title": ""
},
{
"docid": "e87991415626ba13e3a0ed3c02159aad",
"text": "What does Dora mean? Dora /do-ra/ [2 sylls.] as a girls' name is pronounced DOR-ah. It is of Greek origin, and the meaning of Dora is gift. Short form of Dorothy or names like Theodora. Also used as a prefix in blended names. Literary: introduced as an independent name by a character in Charles Dickens's David Copperfield.",
"title": ""
},
{
"docid": "20682133afd2292f7ae89a0e888a4666",
"text": "- Dina's name origins are Hebrew and Old English, and the meaning of Dina is decoration; valley; justified; spear ruler. Dina is a variant transcription of Adena (Hebrew).Dina is also a variant of Dena (Old English): version of Deana and Dina.ina's name origins are Hebrew and Old English, and the meaning of Dina is decoration; valley; justified; spear ruler. Dina is a variant transcription of Adena (Hebrew).",
"title": ""
},
{
"docid": "dd4b9bc4e24a74a2176515e9b37be3f4",
"text": "- Dory /do-ry/ [2 sylls.] as a girls' name (also used as boys' name Dory) is of French origin, and the meaning of Dory is gilded .Short form of Dorothy and Isadora. Related girl names: Adora, Dora, Doria and Doris. Kreatif forms: Diry, Donry, Doryl.ory is an uncommonly occurring first name for women but a very prominent last name for all people (#27802 out of 150436, Top 18%). (2000 U.S. Census).",
"title": ""
},
{
"docid": "61a31d9cb82136463aad19ea2fef28b9",
"text": "- Hebrew Meaning: The name Anita is a Hebrew baby name. In Hebrew the meaning of the name Anita is: Grace. Italian Meaning: The name Anita is an Italian baby name.In Italian the meaning of the name Anita is: Grace.he name Anita is an English baby name. In English the meaning of the name Anita is: Aintroduced to Britain in the 13th century, made popular in the 14th century by the cult of St Anne. The form of the name varies with fashion:.",
"title": ""
},
{
"docid": "bc9afc6c7b8b86e4b33b910718a4d040",
"text": "Given Name MINERVA Meaning & History. Possibly derived from Latin mens meaning intellect, but more likely of Etruscan origin. Minerva was the Roman goddess of wisdom and war, approximately equivalent to the Greek goddess Athena. It has been used as a given name in the English-speaking world since after the Renaissance.",
"title": ""
},
{
"docid": "11669a3f152076fc0527dd6ad55b5175",
"text": "What does Isadora mean? Isadora [isado-ra] as a girls' name is pronounced iz-a-DOR-ah. It is of Latin and Greek origin, and the meaning of Isadora is gift of Isis. Isis was the principal goddess of ancient Egypt. Also feminine form of Isidore, a popular name in ancient Greece. Isadora Duncan, acclaimed American dancer in the 1920s.",
"title": ""
},
{
"docid": "6045000816d0681fa488857262cdb98f",
"text": "- Scottish Meaning: The name Laurie is a Scottish baby name. In Scottish the meaning of the name Laurie is: A: from the place of the laurel leaves. Famous Bearer: Laurie Lee, author of Cider with Rosie.",
"title": ""
},
{
"docid": "883b302fc717fcf7c958470c16642876",
"text": "- Mount Rushmore is named for a New York City attorney who was in the Black Hills in 1885 checking titles to properties,. One day, while riding past the mountain, Rushmore ask…ed guide William W. Challis what the name of the mountain was.",
"title": ""
},
{
"docid": "7ada44677530caf88d47d5c7c1bb7544",
"text": "- Name Nikki generally means Victory of the people, is of English, Indian origin, Name Nikki is a Feminine (or Girl) name.This name is shared across persons, who are either Christian or Hindu by religion.ame Nikki generally means Victory of the people, is of English, Indian origin, Name Nikki is a Feminine (or Girl) name. This name is shared across persons, who are either Christian or Hindu by religion.",
"title": ""
},
{
"docid": "9502ec716707c725e0cf4c01642563bd",
"text": "Find the perfect name with our expert baby name toolsâFree! Meanings and history of the name Belle: | Edit. Southern belle, a refined woman from the southern United States (from the French belle, beautiful). Can be short for Isabel, Isabella, Isobelle, Arabella, Maybelle, Belinda, or any name containing the -bel element.",
"title": ""
},
{
"docid": "6083e0f9e19bc4e217bf23bd122c8ee8",
"text": "Doreen The name Doreen is an English baby name. In English the meaning of the name Doreen is: or Dorothea, meaning Gift of God. The name Doreen is an Irish baby name. In Irish the meaning of the name Doreen is: A, derived from a Celtic word meaning sullen.",
"title": ""
},
{
"docid": "a1311b2cc2f736f0ea45ca9720d81216",
"text": "- Ann. A name meaning Grace in Hebrew, the name of the blessed Mother of Mary who gave birth to Jesus, a common name amongst royalty and the sickest bitch who owns all the boys on the block. name meaning Grace in Hebrew, the name of the blessed Mother of Mary who gave birth to Jesus, a common name amongst royalty and the sickest bitch who owns all the boys on the block.",
"title": ""
},
{
"docid": "471bd0b1f1dc99c1d785f04b4fe83e8d",
"text": "- Meaning of Karen. Greek name. In Greek, the name Karen means-pure. Other origins for the name Karen include-Greek, English, French.The name Karen is most often used as a girl name or female name. Greek Name Meaning-pure.",
"title": ""
},
{
"docid": "6c262468ea6006e007cd35b763c3db59",
"text": "Gender predictor | Shannon - Meaning of the name Shannon Meaning of the name Shannon. The meaning of the name Shannon is God is gracious. Meaning of the name can play a big role in your baby's personality, that is why it is important and also fun to find out the meaning of the name when choosing a baby name for your child.",
"title": ""
},
{
"docid": "851302f085ea2374ec553cc025b7fe35",
"text": "- In Italian, the name Donna means-lady.The name Donna originated as an Italian name. The name Donna is most often used as a girl name or female name. Italian Name Meaning-lady. Origin-Italy.",
"title": ""
},
{
"docid": "de747228ff876001f3da10a8dc43e2ed",
"text": "Carol Gaelic Meaning: 1 The name Carol is a Gaelic baby name. In Gaelic the meaning of the name Carol is: Champion. 2 The name Carol is an American baby name. In American the meaning of the name Carol is: Champion. 3 The name Carol is an English baby name. In English the meaning of the name Carol is: Manly, strong. A; from Carolus, the Latinized form of the name. Famous bearer: Pope John Paul II's real name is Karol Wojtyla. Karol is a variant spelling of Carol used in several European countries.",
"title": ""
},
{
"docid": "db411faadd34f41ff04a2716db0aa71b",
"text": "- Diane /di-ane/ [3 sylls.] as a girls' name. Diane's root is Latin, and the name Diane means divine. Diane is a variant form of Diana (Latin) with the suffix-e.iane /di-ane/ [3 sylls.] as a girls' name. Diane's root is Latin, and the name Diane means divine. Diane is a variant form of Diana (Latin) with the suffix-e.",
"title": ""
},
{
"docid": "36cc89731457d19fd48c6b1a6c7fdb00",
"text": "- Home > Danne. Danne [danne] as a name for girls has its root in Latin, and the meaning of the name Danne is divine. Danne is an alternate spelling of Diana (Latin). VARIANTS Dyanne, Dyann, Dyane, Dyan, Dianne▼, Diann▼, Diane▼, Dian, Deeane, Deann▼, Deane, Dayanne, Dayann.",
"title": ""
},
{
"docid": "cf0d27c70f6e98eef33e5164675c539f",
"text": "- Meaning of Debra. Israeli name. In Israeli, the name Debra means - from the name deborah. Other origins for the name Debra include - Israeli, Hebrew.The name Debra is most often used as a girl name or female name. Israeli Name Meaning - from the name deborah. Origin - Israel.",
"title": ""
},
{
"docid": "73815beb9055dad15390cc8eb682c429",
"text": "- Brenda /bren-da/ [2 sylls.] as a girls' name is pronounced BREN-dah. It is of Old Norse origin, and the meaning of Brenda is sword . Related to the English word brand, meaning to mark by burning.Until the 20th century, the name was used mainly in Scotland and Ireland.2000 U.S. Census). Presented below is the baby name popularity of Brenda for girls. Brenda entered the list in 1930-1939 and reached its apex rank of #18 in the U.S. during 1950-1959, and is at #730 presently.",
"title": ""
}
] |
msmarco_passage
|
08143ce17a3aa6d8fccd892ea3891715
|
can you adjust cell margin in a table
|
[
{
"docid": "471bdd4fe4e58719908214e673f581fb",
"text": "Resize a table, column, or row To add space inside your table, you can adjust cell margins or cell spacing. Cell margins are inside the table cell, like the blue arrow on the top of the graphic. Cell spacing is between the cells, like the orange arrow on the bottom.",
"title": ""
}
] |
[
{
"docid": "24cb4a5081c202d2a65ab5dd82764e14",
"text": "How do I change a single cell size in a spreadsheet When you change the size of a cell, you will necessary change the width of the complete column or the height of the complete row, or both. There is no way to change the size of a cell without affecting other cells. If you want to change the width/height of a single row or column, just right click the row/column header, and select ‘column width’ or ‘row height’ as needed. I don’t think you can set different page sizes in a single document.",
"title": ""
},
{
"docid": "96ca6bf94dcb2a21a805c4b18784b1ed",
"text": "Introduction to Word Starter Use the Insert Table command. You can use the Insert Table command to choose the table dimensions and format before you insert the table into a document. Click where you want to insert a table.On the Insert tab, in the Tables group, click Table, and then click Insert Table.Under Table size, enter the number of columns and rows. Under AutoFit behavior, choose options to adjust the table size.or example, in a list with two words on a line, insert a comma or a tab after the first word to create a two-column table. Select the text that you want to convert. On the Insert tab, in the Tables group, click Table, and then click Convert Text to Table.",
"title": ""
},
{
"docid": "291f708f3394485dc9728a8ee1bddeaf",
"text": "Apply shading to alternate rows in a worksheet On the worksheet, select a range of cells that you want to quickly format as a table. On the Home tab, in the Styles group, click Format as Table. Under Light, Medium, or Dark, click the table style that you want to use. Tip Custom table styles are available under Custom after you create one or more of them.",
"title": ""
},
{
"docid": "2612bbf94e711b9d3314944d5ce7c8c3",
"text": "- To modify table style options: Once you've chosen a table style, you can turn various options on or off to change the appearance of the table. There are six options: Header Row, Total Row, Banded Rows, First Column, Last Column, and Banded Columns. Click anywhere on the table. Click the Design tab on the right side of the Ribbon, then check or uncheck the desired options in the Table Style Options group.",
"title": ""
},
{
"docid": "291f3b006273f44b12da0dd96673a82c",
"text": "Resizing the Column Width of a LabVIEW Table Control during Runtime By default, in LabVIEW, column headers are disabled. Follow these steps to change the column width during runtime: 1 Right-click on the table control and select Properties. 2 Select the Appearance category in the Properties window. 3 Check the Show column headers option. Click OK.",
"title": ""
},
{
"docid": "d7383db5c8c757f43f2fd90ac4a5e17b",
"text": "- @DanielLittle alternatively you can set the table width to 1px; with overflow: visible for tables of dynamic size, as long as the size of the cells is fixed and overflow is visible it doesn't matter if the size of the table itself is bigger or smaller than the actual cells.9. In my table I set the width of the first cell in a column to be 100px. However, when the text in one of the cell in this column is too long, the width of the column becomes more than 100px.",
"title": ""
},
{
"docid": "4bc33f99b9f0f624390ecc758035a468",
"text": "Resizing the Column Width of a LabVIEW Table Control during Runtime You can change the column width of tables with the mouse only when column headers are enabled. By default, in LabVIEW, column headers are disabled. 1 Right-click on the table control and select Properties. 2 Select the Appearance category in the Properties window. 3 Check the Show column headers option. Click OK.",
"title": ""
},
{
"docid": "5340924a039253cb9d1525b81c49cc67",
"text": "- Change the width of cell borders. 1 Select the cell border that you want to change. 2 Right-click the selected cells and pick Format Cells. 3 Click Border. 4 For a continuous line, pick one of these styles. 5 Under Presets, click your existing border type. 6 Click OK.",
"title": ""
},
{
"docid": "ec4b516e482d58b3282133df16629554",
"text": "HTML Table Size â Control and Change the Size of Table and Table Cells , you can directly change the size of table via HTML properties width and height instead of controlling them by CSS styles. The overall size of a table is determined by the width and height of it.For example, to set table width as 400 pixels and table height as 150 pixels: You can also specify a percentage for the table to be adjusted proportionately to the width or height of its container.he CSS way. In the era of XHTML, you have to do all styling and presentational decoration in the CSS way, width and height attributes on table and td are simply unacceptable. The applauded approach is to have the style attribute wherever it needs additional styling such as changing the size of HTML table or table cell:",
"title": ""
},
{
"docid": "1f534bd2b8e3893f2ffc20416e050644",
"text": "Resize a table, column, or row To change the width to a specific measurement, click a cell in the column that you want to resize. On the Layout tab, in the Cell Size group, click in the Table Column Width box, and then specify the options you want. To make the columns in a table automatically fit the contents, click on your table. On the Layout tab, in the Cell Size group, click AutoFit, and then click AutoFit Contents.",
"title": ""
},
{
"docid": "0a0e2b0b83409f63d8b89d3e83d5944f",
"text": "23 things you should know about Excel pivot tables #2 You can use a table for your PivotTable. Tables and PivotTables are a great match. When you use a table as source data for a PivotTable, Excel will automatically expand and shrink the table as you add or remove data, so your PivotTable will always stay in sync with your data.To create a Table, select any cell in the data. Next, click the Table button on the Insert tab of the ribbon.2 You can use a table for your PivotTable. Tables and PivotTables are a great match. When you use a table as source data for a PivotTable, Excel will automatically expand and shrink the table as you add or remove data, so your PivotTable will always stay in sync with your data.",
"title": ""
},
{
"docid": "72ee075c46c06ce860b6d5c23af6cd9a",
"text": "Rounded Corners Make sure you've read and understood the basic tables tutorial first. Now, note that the width is defined both overall and in each table cell, and the border, cellpadding and cellspacing are all set to 0. This is to make sure there is no space between the cell sides and the images you'll be putting into them.",
"title": ""
},
{
"docid": "735c02a38193cfffb2a2d369c6a894aa",
"text": "History of ancient Egypt The Middle Kingdom is the period in the history of ancient Egypt stretching from the 39th regnal year of Mentuhotep II of the Eleventh Dynasty to the end of the Thirteenth Dynasty, roughly between 2030 BC and 1650 BC.",
"title": ""
},
{
"docid": "36bceacabb50e1f0c1658f0fe4754818",
"text": "IS 200 Excel 5-8 To create a table by using the default table style, do this: Select the range of cells you want included in the table. The cells can be empty or can contain data. Click Insert Table. Keyboard shortcut You can also press Ctrl+T or Ctrl+L.",
"title": ""
},
{
"docid": "a8927bbc67806fd2ab9229745988acc2",
"text": "- Tech Tip: Keep Word table rows from breaking/Check Excel formula values/Change a field’s name in Access. Learn how to prevent table rows from breaking between pages, check formula values with Trace Precedents, and change a field's name in a query.",
"title": ""
},
{
"docid": "e2e17c0abd5de044e03d5d0cd45b8ac4",
"text": "- Modifying Columns, Rows, and Cells. In Excel column width can be modified, as can row height and width in Excel. Learn to modify Excel cells in this free Excel 2016 lesson. It's easy to delete any row that you no longer need in your workbook. Select the row(s) you want to delete. In our example, we'll select rows 6-8.",
"title": ""
},
{
"docid": "7fff6b515469d96d4135e63237014084",
"text": "#342 Ten Reasons to Use Excel Tables #342 Ten Reasons to Use Excel Tables. July 26, 2013. Converting your Excel data into a table gives you some very useful ways to work more efficiently and effectively. Here are ten reasons you should consider using a table instead of an ordinary data range in Excel. To create a table, click anywhere inside the data range and click Table in the Tables group on the Insert tab. 1: Easy sorting and filtering. Excel automatically adds filter controls to the header row when you convert a range into a table. 2: Quick formatting. Excel automatically applies a banded row format to new tables. 3: Effortless data entry",
"title": ""
},
{
"docid": "5abb1794a9bfccff0ce98ddac7762f93",
"text": "Table Cells - Width and Height Sets height of the table cell. 1 width=pixels or percentage ~ Using the width attribute in your tags, you can explicitly set the width of your table data cells. 2 This will have the effect of setting not only the width of that particular cell but will also set the width of the entire column in which that cell resides. Example 1 below renders a table that is 500 pixels wide and has two columns. 2 The width of the first table data cell is set to 25% which then sets the width of all the cells in Column 1 at 25% or 125 pixels (25% of 500 = 125). 3 The width of all the cells in Column 2 default to the remainder of table's width (75%):",
"title": ""
},
{
"docid": "bc078fa748d39cdb75ae6e9318577bdf",
"text": "Fixed Table Layouts For good measure, know that you can use the element to set column widths too, because those effect the first row of cells and it's all about that first row of cells setting the basis for the rest of the table.",
"title": ""
},
{
"docid": "368bcc897f5c34dd357a0661a78757f5",
"text": "Best Foods for Kids Oatmeal is a high fiber food that is good for your kids, just like most other whole grain foods. Sunflower seeds are a healthy snack, with a lot of fiber, iron, and many other vitamins and minerals.",
"title": ""
},
{
"docid": "57db8edfec7db1a6d07325df8ff4c50e",
"text": "Table Formula in Excel (Something I didnât Know Till Yesterday) A Table in Excel. A table is a feature in Excel that makes it easier to format and analyze a set of data points in a spreadsheet. Tables were introduced in Excel 2007 as an extension of the ‘Lists’ feature in the earlier versions. In Excel 2007 onwards, you can also use the table formulas to extract data from a table.",
"title": ""
},
{
"docid": "3418e938bef3bb042e9868f547c6d72a",
"text": "Resize a table, column, or row If you don’t want AutoFit to automatically adjust your table or column width, you can turn it off. 1 Select your table. 2 On the Layout tab, in the Cell Size group, click AutoFit. 3 Click Fixed Column Width.",
"title": ""
},
{
"docid": "5d9c89dc2ae14b34e05eea4f4518f39c",
"text": "How to Increase the Values of Cells in Microsoft Excel Although Excel 2013 offers many options for performing calculations in new cells using data from existing cells, sometimes you want to work on data in the original cells. As an example, you might have a list of product costs and want to increase the values to add a profit margin without creating a new column of data.",
"title": ""
},
{
"docid": "ccc7b73c3b3166418d383985703c0a57",
"text": "How to set a table cell margin I think Word SDK cell Padding properties are used to set the cell Margins(Table Properties... -> Cell tab -> Options... which brings up the cell margins form where I can set the margins properties) in Word.",
"title": ""
},
{
"docid": "2a42a86012d6ef50147e594bb16560bb",
"text": "- You can put borders around the cells, change their height and width and change the alignment of text contained within the cells. In this tutorial, you will learn how to format cells of a MS Word table. Task. Download the MS Word file titled “Formatting Table Cells” from the About Tutorials page.",
"title": ""
}
] |
msmarco_passage
|
8e9d653f6294d8a4a603942913437943
|
what county is rockview mo in
|
[
{
"docid": "ce2c72e77b64a1077119dcbca396f37d",
"text": "- Rockview, Missouri is located in Scott County. Zip codes in Rockview, MO include 63740.",
"title": ""
}
] |
[
{
"docid": "3ebebe13158ba0c42b6f2d8ae2a9426c",
"text": "- Rockwall County Land Info. With an estimated population of 90,861, Rockwall County is a large urban county in Texas. It is the 42nd largest county in the state and 254th based on its size (149 square miles). The most common type of land for sale in Rockwall County is farms.",
"title": ""
},
{
"docid": "b05b39b80a2e5495bc9f744c06e8732d",
"text": "- For other uses, see Plainview, Arkansas (disambiguation). Plainview is a city in Yell County, Arkansas, United States. The population was 755 at the 2000 census. It is part of the Russellville Micropolitan Statistical Area.",
"title": ""
},
{
"docid": "ed3cc5cb0590e7cccac2021241fa1e82",
"text": "- The name comes from the many Red Cedar trees around the county. Rockmart is at the end of a state-owned abandoned railroad line to Atlanta. Polk County has over a 15 mile paved section of the Silver Comet Trail. The first section of the trail starts in Paulding County and heads west to Polk County. The second part of the trail runs from Coot's Lake Road to historical Downtown Rockmart.",
"title": ""
},
{
"docid": "820fd50ba9753570b50ba25e089abe5e",
"text": "Nevada, Missouri Nevada /nəˈveɪdə/ is a city and a county seat of Vernon County, Missouri, United States. The population was 8,386 at the 2010 census, and 8,171 in the 2012 estimate. Nevada is the home of Cottey College.",
"title": ""
},
{
"docid": "3d26715ba526f2467a7e6a571f1e7b40",
"text": "- Severe Weather Event - EF2 Tornado in Bourbon, MO and Softball Size Hail in St. Charles County. Weather.gov > St. Louis, MO > Severe Weather Event - EF2 Tornado in Bourbon, MO and Softball Size Hail in St. Charles County. Overview. Several rounds of severe thunderstorms affected parts of Missouri and Illinois on May 11th 2016.",
"title": ""
},
{
"docid": "769d9b015b84d9219238fb5906390850",
"text": "Rockwall County, Texas Rockwall County is part of the Dallas-Fort Worth-Arlington, TX Metropolitan Statistical Area. It was one of the top twenty-five fastest growing counties in the U.S. in 2010.Rockwall County is currently listed as the 6th wealthiest Texas county in Texas locations by per capita income.Its cities include Rockwall, Royse City, Fate, McClendon-Chisolm, Mobile City, and a part of Rowlett.ockwall County is part of the Dallas-Fort Worth-Arlington, TX Metropolitan Statistical Area. It was one of the top twenty-five fastest growing counties in the U.S. in 2010.",
"title": ""
},
{
"docid": "d946d2d5a94568f12616fab509c97148",
"text": "- Posted: April 14, 2017. The Aransas County Independent School District (ACISD) Education Foundation bought copies of A Long Walk to Water by Linda Sue Park for the Rockport-Fulton High School (RFHS) sophomores. And, that was the unintended catalyst for the upcoming Amazi Run at the RFHS track.",
"title": ""
},
{
"docid": "ca4360dcbc3f0a02425298bd27a22284",
"text": "SPRINGFIELD, CONWAY COUNTY, RIVER VALLEY, ARKANSAS LAND FOR SALE: 1 - 7 of 7 listings Looking for rural homes and land for sale in Springfield, Conway County, Arkansas? LandWatch.com has thousands of rural properties in Springfield, Conway County, Arkansas, including hunting & fishing properties, cabins, Land for sale and land auctions. Choose from small acreage lots to massive 500+ acre estates.",
"title": ""
},
{
"docid": "4fe57f2e06ffe884bc0ab6cfc4cb97ee",
"text": "- Rockbridge is a village in Greene County, Illinois, United States. The population was 189 at the 2000 census. Rockbridge is located at 39°16′20″N 90°12′13″W / 39.27222°N 90.20361°W / 39.27222; -90.20361 (39.272262, -90.203540). According to the 2010 census, the village has a total area of 0.74 square miles (1.9 km 2), all land.",
"title": ""
},
{
"docid": "73ed8292503a086c2bf3d6ec6182b327",
"text": "Chillicothe, Missouri Chillicothe, MO. Sponsored Topics. Chillicothe is a city in and the county seat of Livingston County, Missouri, United States. The population was 9,515 at the 2010 census. The name Chillicothe is Shawnee for big town, and was named after their Chillicothe, located since 1774 about a mile from the present-day city.",
"title": ""
},
{
"docid": "81d8f72d4f9e899881f8c473e9f77863",
"text": "Rockford Rockford is a city in Floyd County, Iowa, United States, at the confluence of the Shell Rock and Winnebago Rivers. The population was 907 at the 2000 census. Rockford's longitude and latitude coordinates. in decimal form are 43.052833, -92.949203.",
"title": ""
},
{
"docid": "a23f66a0c9885afd04ba3fbd274fabf7",
"text": "- Rockville is a city located in the central region of Montgomery County, Maryland. It is the county seat and is a major incorporated city of Montgomery County and forms part of the Baltimore-Washington Metropolitan Area.",
"title": ""
},
{
"docid": "82c9d86d6bddc5740c25d8f9557af695",
"text": "- Bonds Center - Bonds quotes, news, screeners and educational information. Loading... US Treasury prices slip ahead of French election U.S. government debt prices were lower on Thursday as investors digested several pieces of data and kept an eye on the French election.",
"title": ""
},
{
"docid": "92a588ab491b2c8f067d9288c098d580",
"text": "Rockwall Rockwall, Texas. Rockwall is a city in Rockwall County, Texas, United States, and a suburb of Dallas and part of the Dallas/Fort Worth Metroplex. It is the county seat of Rockwall County. The population was 37,490 at the 2010 census.",
"title": ""
},
{
"docid": "6ec6d279611aaee9c1fcf2265304b5f7",
"text": "Temperature Control 1 Others have an adjustment designated in degrees to set a precise temperature without trial-and-error adjustments, and still others have one or more preset temperatures you can choose. For normal room temperatures, figure on 100 watts for a 20-gallon, 175 watts for a 55-gallon, and 300 watts for a 100-gallon.",
"title": ""
},
{
"docid": "08ea7fddcdfff2cf84e4d4b26209f459",
"text": "- Freedom Rock (Lyon County), George, Iowa - Picture of George, Iowa - TripAdvisor.",
"title": ""
},
{
"docid": "16416feb199f47fdc1b7679a76cd9fab",
"text": "Rock County, Wisconsin Rock County is a county in the U.S. state of Wisconsin. As of the 2010 census, the population was 160,331. Its county seat is Janesville. Rock County comprises the Janesville-Beloit, WI Metropolitan Statistical Area and is included in the Madison-Janesville-Beloit, WI Combined Statistical Area.",
"title": ""
},
{
"docid": "0371885414c6555ad8930898df0d3e06",
"text": "- As you search for information on homes such as the one located at County Road 2840, Mountain View, MO 65548, you will find a plethora of information including the year it was built, property type, number of bedrooms, number of bathrooms, approximate square footage, and schools that are nearby.",
"title": ""
},
{
"docid": "a6f84c8b1f22f05809264e2c29697ce5",
"text": "Parke County, Indiana Parke County courthouse in Rockville, Indiana. Parke County lies in the western part of the U.S. state of Indiana along the Wabash River. The county was formed in 1821 out of a portion of Vigo County. According to the 2010 census, the population was 17,339, an increase of 0.6% from 17,241 in 2000. The county seat is Rockville. It has a population density of about 39 inhabitants per square mile. The county contains six incorporated towns and many unincorporated communities. It is divided into 13 townships which provide local services. Two U.S",
"title": ""
},
{
"docid": "f4946d6e25610d246839a98eae6caa61",
"text": "- Home > Missouri Cemeteries > Jasper County. Browse Jasper County, Missouri Cemetery Records by county... 1 Cave Springs Cemetery, Sarcoxie. 2 Fairview Cemetery, Joplin. Forest Park Cemetery, Joplin.",
"title": ""
},
{
"docid": "ae69bc067267665b28a0fcb7573af43d",
"text": "- Larry A. Wilson - Chief County Assessor. Rock Island County Office Building (map ) Second Floor - 1504 Third Avenue, Rock Island IL, 61201-8624. Phone: (309) 558-3660 Fax: (309) 558-3658 Hours: 8:00 AM to 4:30 PM - Monday thru Friday.",
"title": ""
},
{
"docid": "42b8f01ba0dc32483ae67bc599aa6f99",
"text": "Moline, Illinois Moline, Illinois. Moline (/moʊˈliːn/ moh-LEEN) is a city located in Rock Island County, Illinois, United States. With a population of 43,977 in 2010, it is the largest city in Rock Island County. Moline is one of the Quad Cities, along with neighboring East Moline and Rock Island in Illinois and the cities of Davenport and Bettendorf in Iowa.",
"title": ""
},
{
"docid": "de46a9680b92fc2167b3433058f8dee6",
"text": "Planting Zones for Ginger Root These edible rhizomes are often incorrectly referred to as roots, and are used in a variety of cuisines. This grasslike plant stands between 2 and 4 feet tall with an equal spread. Ginger plants have tropical origins, but also thrive in a mild, Mediterranean climate when provided the proper growing conditions.",
"title": ""
},
{
"docid": "aff078e2c02d55aca2517975b1f787a5",
"text": "- The Standing Rock Sioux Indian Reservation straddles North and South Dakota and encompasses all of Sioux County in North and all of Corson County, and small parcels in Ziebach and Perkins Counties in South Dakota.",
"title": ""
},
{
"docid": "a0cc1bf47be032d4c053cd92bab3d81b",
"text": "Ozark Sponsored Topics. Ozark, incorporated in 1890, is a city in Christian County, Missouri, United States. The population was 9,665 at the 2000 census. As of 2009 the population has grown 18,458. It is the county seat of Christian County. Ozark is part of the Springfield, Missouri Metropolitan Statistical Area.",
"title": ""
}
] |
msmarco_passage
|
90edd686df7b41bdd2b162c77be71c7a
|
positive chemotaxis definition
|
[
{
"docid": "76223ded22a7ebfc5566cbcb712833bd",
"text": "chemotaxis Positive chemotaxis is movement toward the source of the chemical stimulus (along the chemical concentration gradient in air or water); negative chemotaxis is movement away from the source. The phenomenon is known to exist in a number of microorganisms and invertebrates.",
"title": ""
}
] |
[
{
"docid": "dbd14e194191f3b6fad58699ad5f9a21",
"text": "chemotaxis leukocyte chemotaxis the response of leukocytes to products formed in immunologic reactions, wherein leukocytes are attracted to and accumulate at the site of the reaction; a part of the inflammatory response. See also inflammation.",
"title": ""
},
{
"docid": "b6f3a264a59c4108874ab0e97e18d050",
"text": "Ion gradient Chemiosmosis is the movement of ions across a selectively permeable membrane, down their electrochemical gradient.",
"title": ""
},
{
"docid": "8e3d7678b1a3146b56fc2a23053a5c79",
"text": "TBO-Filgrastim (Granix) In cancer patients, the time to achieve a maximum absolute neutrophil count (ANCmax) was 3 to 5 days following administration of Granix, returning to baseline by 21 days after chemotherapy. Median Tmax of Granix is 4 to 6 hours and median half-life of Granix is 3.2 to 3.8 hours.1,3.",
"title": ""
},
{
"docid": "ccf533004efef42a906d42f51a4ae395",
"text": "- Pr(Y = 1jX1;X2;:::;Xk) = ( 0 + 1X1 + 2X2 + + kXk) I j positive (negative) means that an increase in Xj increases. (decreases) the probability of Y = 1. I j reports how the index changes with a change in X, but the. index is only an input to the CDF.",
"title": ""
},
{
"docid": "8641b9ad728d94f58f5d9231934e8060",
"text": "- In the lymphocytotoxicity assay, patient sera are tested for reactivity with donor lymphocytes. A positive crossmatch is a contraindication to transplantation because of the risk of hyperacute rejection. This is used mainly in kidney transplantation.",
"title": ""
},
{
"docid": "4d2b2d3a84fc873af65f25fc3a61e311",
"text": "HIV HIV-positive having a positive reaction on a test for the human immunodeficiency virus; used to indicate that an individual has been infected with the human immunodeficiency virus but does not yet have AIDS.",
"title": ""
},
{
"docid": "2353ed31bcf7afa7fd035d5513b928fb",
"text": "- n the potential of electromotive force of an electric charge, measured in volts. electromotive force measured in volts. In radiographic equipment it is important that there be no variation in the voltage supplied to the x-ray tube. The voltage supplied to the x-ray tube is controlled by a kilovoltage selector.",
"title": ""
},
{
"docid": "6d790cb35e8a2c6c38f63028102a86bd",
"text": "- Typically, the presence of a single type of bacteria growing at high colony counts is considered a positive urine culture. For clean catch samples that have been properly collected, cultures with greater than 100,000 colony forming units (CFU)/mL of one type of bacteria usually indicate infection.",
"title": ""
},
{
"docid": "356e6f8605c5edc1d7645de620fe526e",
"text": "Chemotaxis Chemotaxis (from chemo- + taxis) is the movement of an organism in response to a chemical stimulus.Somatic cells, bacteria, and other single-cell or multicellular organisms direct their movements according to certain chemicals in their environment.lthough chemotaxis is the most frequently studied form of migration there are several other forms of locomotion in the cellular level. 1 Chemokinesis is also induced by molecules of the liquid phase of the surrounding environment; however, the response elicited is a not vectorial, random taxis.",
"title": ""
},
{
"docid": "63b5096415ee31c9f624a7ebc18938b4",
"text": "How and Why Cells Move This action causes the entire cell to move forward. The cell moves in the direction of the detected signal. If the cell is responding to a chemical signal, it will move in the direction of the highest concentration of signal molecules. This type of movement is known as chemotaxis.",
"title": ""
},
{
"docid": "4e37c29b32f2cca30bf9f92c389646ab",
"text": "Useful For A negative result does not rule out the presence of parietal cell antibodies; the concentration of antibody may be below the detection limit of the assay. A positive result only indicates the presence of antibody to H(+)/K(+) ATPase and does not necessarily indicate the presence of autoimmune disease or other diseases.",
"title": ""
},
{
"docid": "508fe99dee844057f59f7df37d596fbf",
"text": "ANCA/MPO/PR3 Antibodies Negative ANCA tests results mean it is unlikely that a person's symptoms are due to an autoimmune vasculitis. For a positive result on the indirect immunofluorescence microscopy method, several different ANCA patterns may be seen: 1 Perinuclear (pANCA) – most of the fluorescence occurs near the nucleus.ositive ANCA, PR3, and/or MPO tests help to support a diagnosis of systemic autoimmune vasculitis and to distinguish between different types. However, to confirm a diagnosis, a biopsy of an affected site is often required.",
"title": ""
},
{
"docid": "75d76afcf97513fc449a1be057a33c21",
"text": "Antibody-drug conjugate Antibody Drug Conjugates are examples of bioconjugates and immunoconjugates. By combining the unique targeting capabilities of monoclonal antibodies with the cancer-killing ability of cytotoxic drugs, antibody-drug conjugates allow sensitive discrimination between healthy and diseased tissue.his means that, in contrast to traditional chemotherapeutic agents, antibody-drug conjugates target and attack the cancer cell so that healthy cells are less severely affected.",
"title": ""
},
{
"docid": "1cb9db5a5f32e00cca6a9a212a04e1ce",
"text": "- In multicellular organisms, chemotaxis is critical to early development (e.g., movement of sperm towards the egg during fertilization) and subsequent phases of development (e.g., migration of neurons or lymphocytes) as well as in normal function.",
"title": ""
},
{
"docid": "cdd9fefd39151d3873b861b76cbb5149",
"text": "HIV Infection: The Role of Primary Care Patients with HIV infection who have a CD4 cell count of less than 350 cells per mm 3 (350 × 10 9 per L) should undergo genotypic or phenotypic resistance testing before appropriate antiretroviral pharmacotherapy is selected.",
"title": ""
},
{
"docid": "665e4360f4e6d4752435efc24a4dc610",
"text": "Gram-positive cocci Home » Gram-positive cocci. Definition. noun, singular: gram-positive coccus. A group of spherical bacteria that retains the violet stain following gram staining. Supplement. Gram staining is a useful method for the rapid identification of bacterial species, especially those that are causing disease.",
"title": ""
},
{
"docid": "eabae7be24017c3abbb0187f096fe483",
"text": "- 3. ChemoprophylaxisThe administration of a chemical, including antibiotics, to prevent the development of an infection or the progression of an infection to active manifest disease, or to eliminate the carriage of a specific infectious agent to prevent transmission and disease in others.",
"title": ""
},
{
"docid": "509c42fba1fca7ce5faf30b3e169a84b",
"text": "positive offset meaning, positive offset definition | English Cobuild dictionary positive offset meaning, positive offset definition | English Cobuild dictionary. positive. 1 adj If you are positiveabout things, you are hopeful and confident, and think of the good aspects of a situation rather than the bad ones.",
"title": ""
},
{
"docid": "93b7017246d511444d16e17f9e6c6aea",
"text": "Memory Inflation: Continuous Accumulation of Antiviral CD8 +T Cells Over Time In contrast, after infection with Vac89, the peak of the pp89-specific CD8 + T cell response was reached between days 6 and 9 (2% of CD8 + T cells were tetramer positive). By day 28, the frequencies had halved and were maintained at a constant level thereafter (∼0.7% of CD8 + T cells).nfections with herpesviruses are usually controlled by a broad array of immune effector mechanisms. Of these, the antiviral CD8 + T cell response has been shown to be important to limit acute CMV disease and reactivation of latent infection in both humans and mice (2, 3, 4).",
"title": ""
},
{
"docid": "21e35b979b9fa0b5ba507550e3a8c9f7",
"text": "What is Chemoprophylaxis? The doctor’s response is to prescribe antibiotics, even though the student is not sick. The purpose of the antibiotics are to prevent potential development of meningitis, and use of medications for prevention is generally called chemoprophylaxis or sometimes simply prophylaxis.",
"title": ""
},
{
"docid": "e7eea1c35c5d0a4b5de3c16a9911102b",
"text": "Proteus vulgaris Proteus vulgaris is a rod-shaped Gram-negative chemoheterotroph bacterium. The size of individual cells varies from 0.4~0.6μm by 1.2~2.5μm. P. vulgaris possesses peritrichous flagella, making it actively motile. It inhabits the soil, polluted water, raw meat, gastrointestinal tracts of animals, and dust.",
"title": ""
},
{
"docid": "7b37718885d895b761225d3dbd32be19",
"text": "Supported by the totality of evidence for biosimilarity and the expertise of Sandoz, a Novartis Division Patients with Cancer Receiving Myelosuppressive Chemotherapy: to decrease the incidence of infection, as manifested by febrile neutropenia, in patients with nonmyeloid malignancies receiving myelosuppressive anti-cancer drugs associated with a significant incidence of severe neutropenia with fever.",
"title": ""
},
{
"docid": "cd452baa07b0cebc0073046007c5bad4",
"text": "HIV/AIDS Antiretroviral treatment among people with HIV whose CD4 count ≤ 550 cells/µL is a very effective way to prevent HIV infection of their partner (a strategy known as treatment as prevention, or TASP). TASP is associated with a 10 to 20 fold reduction in transmission risk.",
"title": ""
},
{
"docid": "a938248b48702378438b1667957b537d",
"text": "- For the adjuvant treatment of operable node-positive breast cancer, the recommended Docetaxel Injection, USP dose is 75 mg/m2 administered 1 hour after doxorubicin 50 mg/m2 and cyclophosphamide 500 mg/m2 every 3 weeks for 6 courses.",
"title": ""
},
{
"docid": "56cc9aa9d211b4cf4847a4613c6404ed",
"text": "Yew logs Yew logs are logs obtained from cutting yew trees, which requires at least level 60 Woodcutting for players to cut. They give 175 experience when cut with an axe. Players can burn these logs with the Firemaking skill at level 60. They give 202.5 experience when burned. Yew logs can also be made into bows and stocks using the Fletching skill. When the log is cut into a Yew longbow (u) at level 70, it yields 75 experience. Cutting a Yew shortbow (u) at level 65, will give 67.5 experience.",
"title": ""
}
] |
msmarco_passage
|
105d18b0430b10a1596706612ffa7336
|
what degree do you need for investing
|
[
{
"docid": "07e4f7e5e992ec342efebae183f862d3",
"text": "How to Become an Investment Banker Investment bankers are also responsible for buying and selling stocks and securities on behalf of their clients. To become an investment banker, you must have a college degree, preferably in a related discipline. You also typically need professional certifications, as well as government licenses to buy and sell investment products for your clients.",
"title": ""
}
] |
[
{
"docid": "a1e09cb0785a5d69b29212362d78791d",
"text": "How to Become an Investment Banker How long does it take to become an investment banker? One can become an investment banking analyst directly after earning a bachelor’s degree, but it can take two or more years of working experience plus a graduate degree to advance to associate status at an investment bank.",
"title": ""
},
{
"docid": "3d3eb21af3ad9c86a083e26c74a7f2ee",
"text": "- Although employers usually do not require personal financial advisors to have completed a specific course of study, a degree in finance, economics, accounting, business, mathematics, or law is good preparation for this occupation. Courses in investments, taxes, estate planning, and risk management are also helpful.",
"title": ""
},
{
"docid": "028bd0dcbd6a035c02c40c10e506fb73",
"text": "Finance Vs. Economics Which Degree Should You Go For In addition, a solid proportion of economics majors, especially those at the masters in finance or doctorate levels, go into the teaching field, becoming researchers or professors in esteemed institutions in ideal cases. Research and statistical analysis is also a potential career direction for economics majors.",
"title": ""
},
{
"docid": "83826ad9f6fb09bb528665e3544a7e03",
"text": "Requirements for a Licensed Stock Broker: Education and Career Info Stock brokers give advice, manage investments, and purchase securities to best meet the financial needs of their clients. They must hold a bachelor's degree for entry-level positions and a master's degree for more advanced positions. Additionally they'll need on-the-job training as well as state licensure.",
"title": ""
},
{
"docid": "c99e007b3103229a4973a27f7c06336d",
"text": "- With a finance degree, you will be equipped with tools for understanding the function and applications of financial markets and the acquisition and allocation of funds for public and private sectors in domestic and international organizations.",
"title": ""
},
{
"docid": "edac96201297e102f90c9fe9dc6e4102",
"text": "Graduate Certificates in Data Science A financial analyst typically has at least a bachelor's degree in finance, business or a related field, although additional education is common.Additionally, most employers look for candidates with both practical experience and a proven track record of success within this field. financial analyst typically has at least a bachelor's degree in finance, business or a related field, although additional education is common.",
"title": ""
},
{
"docid": "b6450aa01bc6f119a7fd06ff2435392f",
"text": "- Time Logistics, Inc. provides innovative and cost-effective freight management by land, air, or sea. Dependable coordination and on-time delivery of your shipments is our specialty. With Time Logistics you get a partner – a uniquely committed team of management and shipping specialists to guide you through the entire transportation process. Client Testimonials Thank you for your continued excellent service.",
"title": ""
},
{
"docid": "8e163ec2aa5f20c56d941b8a1932a222",
"text": "- Background of Financial Analysts If you are still an undergraduate student who is considering a career as a financial analyst, it is best to take courses in business, economics, accounting and math. Other majors that are looked upon favorably include computer sciences, biology, physics and even engineering.",
"title": ""
},
{
"docid": "c439ff88e87fb8d6bfffb81c2d67ec19",
"text": "Should I Earn a Finance Degree? However, there are some cases in which an associate degree would be sufficient. For example, an individual with a finance degree can often get an entry-level position at many banks and accounting firms. A masters degree or MBA in finance often leads to the best job opportunities.",
"title": ""
},
{
"docid": "db056a1e835612b0a82cd336e3782255",
"text": "How do I become a millionaire from a degree in business management degree? Ideally, you should learn the fundamentals of how to to do that in your classes however most colleges seemed to be focused on churning out middle managers than people who can actually make things happen. Here's what you should learn in a typical business degree program: Financial Accounting - making sure you're tracking income and expenses correctly, being able to read and understand an income statement, balance sheet, and cash flow statement.",
"title": ""
},
{
"docid": "05d62e225c6934484d6ae8c26c183311",
"text": "Investment Manager: Education & Training Requirements Step 1: Gain a Bachelor's Degree. According to the U.S. Bureau of Labor Statistics, investment managers, also commonly known as financial managers or asset managers, most often hold at minimum a bachelor's degree. The degree is most likely held in:",
"title": ""
},
{
"docid": "73ca50e4c174c0f17a480036c65921ca",
"text": "How to land a finance job with a bachelor's degree Tip No. 4 – Learn to Talk the Talk. To get a job in finance, you should ideally pick a business-oriented major like finance or economics. All is not lost for the art history majors, but it is still certainly better to apply for finance jobs with a finance degree. Another great way to learn is to make reading financial news part of your regular routine.",
"title": ""
},
{
"docid": "077aafa152f1c13997eb79f19d1faf55",
"text": "- Bachelors of Finance. In sales, a degree in Finance is king. In sales, you will be designing solutions and proposals that will involve the transfer of money. Having a finance background allows sales professionals to more fully understand the financial impact to both the sales professional's company and the customer's.",
"title": ""
},
{
"docid": "9dfe514631ad593cd3c2e06d350cd638",
"text": "Should You Get A CFA, MBA Or Both? Should You Get A CFA, MBA Or Both? Additional education after college has become a prerequisite for career advancement in many investment fields. For those considering a career in investments, the great debate has been whether to obtain a Master of Business Administration (MBA) or The CFA Institute's Chartered Financial Analyst (CFA) designation.",
"title": ""
},
{
"docid": "e842521839642c8403c4d1ed47314a59",
"text": "What Does it Mean to Study Financial Management? Obtaining a master's degree in finance is commonly done while working full time, as a way to advance your professional credentials and in conjunction with certification as a Certified Public Accountant (CPA), Certified Management Accountant (CMA), or Chartered Financial Analyst (CFA).",
"title": ""
},
{
"docid": "bb558130a37496ec089d11dbf5efbda8",
"text": "What Does a Stock Broker Do? Even though no formal education requirements are needed to become a stock broker, it’s unrealistic to make a career as a stock broker without a college education. And in order to get a college education, such as a bachelor’s degree, a high school diploma will be necessary. 2. Get a bachelor’s degree.",
"title": ""
},
{
"docid": "22b164b37f497d0dc918681c7edf2127",
"text": "- The Investment Foundations ™ Program offers anyone working in financial services a clear understanding of the investment industry and their role and responsibilities within it. Register for the exam",
"title": ""
},
{
"docid": "133b832a6156f959ddbcc81303427e7c",
"text": "- Education Requirements for Financial Managers. The path to becoming a financial manager starts with a bachelor’s degree in a business field such as accounting, economics, business administration or finance.The bachelor’s degree is usually enough just to get you in the door.inancial managers oversee the money for a business, ensuring that a company is on sound financial footing while also making sure it complies with tax and business regulations. SHARE ON: Neil Johnson — November 15, 2012. Financial managers are responsible for all aspects of a company’s money.",
"title": ""
},
{
"docid": "d840307d125bea761bf073c3054cd22a",
"text": "Should I Earn a Finance Degree? An associate degree with a focus on finance can usually be earned in two years or less. A bachelor degree in finance can usually be earned in three to four years. A master's degree in finance can be earned in one to two years or less after completing a bachelor's program.",
"title": ""
},
{
"docid": "407fa73d3b9b5e71a2b1f3edb2edcf02",
"text": "13 Colleges That Have Produced Some Of The World's Best Hedge Fund Managers Julia La Roche for Business Insider. You don't have to graduate from an Ivy League university with a degree in finance or economics to become one of the world's best hedge fund managers. While a bunch of the top fund managers did just that, not everyone follows that path.",
"title": ""
},
{
"docid": "406cfd15292e35a8d48aeca17d9c51c6",
"text": "Graduate Certificates in Data Science A financial analyst typically has at least a bachelor's degree in finance, business or a related field, although additional education is common.Additionally, most employers look for candidates with both practical experience and a proven track record of success within this field.ne of the most important roles for a financial analyst is to fully understand how and where a company has invested its resources, as well as how secure and viable that financial outlay will be going forward.",
"title": ""
},
{
"docid": "31eb573e80284cfce2646a676ea0bdf1",
"text": "- Investment Banking: Salaries. Traders Walking into Credit Suisse, New York Going into 2013, starting salaries for investment banking positions with a bachelors degree (assistant or junior analyst position) should range from $100,000 to $150,000 after bonus. Most of the major banks in NYC are offering a starting salary of around $75,000 plus a $15,000 to $20,000 signing bonus.",
"title": ""
},
{
"docid": "2ad8284dcbe4e1c5138b98c6b11c86db",
"text": "Required Education for Becoming a Financial Consultant Education Requirements for Financial Consultants. Like many other professionals working in the finance and banking industries, financial consultants usually possess at least a bachelor's degree in any subject though most choose majors related to business.",
"title": ""
},
{
"docid": "357ed12a136cbc81d87e93e93bb769f3",
"text": "- Most actuaries hold at minimum a bachelor’s degree in a business field, mathematics, statistics, or accounting. Economics and finance are also appropriate degree options for this career choice. Internships play a large role in the hiring process for a well-paying position.",
"title": ""
},
{
"docid": "5dfbee72e6c6aeea620f53f29b06679f",
"text": "- Oversees the research, evaluation and selection of investment vehicles and makes decisions to align the investment selections with the organization's goals and risk tolerance. Requires a bachelor's degree with at least 15 years of experience in the field. Demonstrates expertise in a variety of the field's concepts, practices, and procedures. Relies on extensive experience and judgment to plan and accomplish goals. Performs a variety of tasks.",
"title": ""
}
] |
msmarco_passage
|
cf04e2f8db944dca7e5409589549825a
|
is a radiopharmaceutical a contrast material
|
[
{
"docid": "fa2a330e65be648c4dad4ed2cd099ad8",
"text": "Nuclear Medicine - Hepatobiliary With ordinary x-ray examinations, an image is made by passing x-rays through the patient's body. In contrast, nuclear medicine procedures use a radioactive material, called a radiopharmaceutical or radiotracer, which is injected into the bloodstream, swallowed or inhaled as a gas.",
"title": ""
}
] |
[
{
"docid": "5b406f713ce9ae610efc251b756f31be",
"text": "MRI (magnetic resonance imaging) and MR angiography Glossary. contrast agent: a liquid (usually iodine or gadolinium) that is injected into your body to make certain tissues show up clearly during diagnostic imaging. gadolinium: a type of contrast agent used during MRI. radiofrequency: radiation used in MRI whose waves are in the frequency range of 300 MHz to 3 kHz.verview. MRI (magnetic resonance imaging) is a noninvasive diagnostic test that takes detailed images of the soft tissues of the body. Unlike X-rays or CT, images are created by using a magnetic field, radio waves, and a computer.",
"title": ""
},
{
"docid": "5fa6a2f51aac456d44bea0a825bf43ce",
"text": "0 100%FREQUENCYRegularly used58 /100 Scintigraphic is an adjective. The adjective is the word that accompanies the noun to determine or qualify it. Nuclear medicine is a medical specialty involving the application of radioactive substances in the diagnosis and treatment of disease. In nuclear medicine procedures, radionuclides are combined with other elements to form chemical compounds, or else combined with existing pharmaceutical compounds, to form radiopharmaceuticals.",
"title": ""
},
{
"docid": "56d5a1c701a5e90e4c9fb19488243d96",
"text": "What medications should I stop before a test with IV contrast material? A Intermountain Healthcare answered. Before a test that uses an intravenous (IV) contrast material, temporarily stop taking certain medications. If you are taking any of the medications below, your healthcare provider will probably tell you to stop taking them:",
"title": ""
},
{
"docid": "21fb219b37628a67d4ff1dd04ee2bf11",
"text": "Liver Blood Tests (Normal, Low, and High Ranges & Results) These enzymes are normally predominantly contained within liver cells and to a lesser degree in the muscle cells. If the liver is injured or damaged, the liver cells spill these enzymes into the blood, raising the AST and ALT enzyme blood levels and signaling liver disease. Other blood tests pertaining to the liver are measurements of some of the other enzymes found the liver. In addition to AST and ALT, alkaline phosphatase, 5' nucleotidase, and gamma-glutamyl transpeptidase (GGT) are a few of the other enzymes located in the liver.",
"title": ""
},
{
"docid": "887f1169c32d9273bf9fbd84164f8f9b",
"text": "Adverse Reactions to Contrast Material: Recognition, Prevention, and Treatment Contrast agents with higher osmolality are more likely to cause adverse reactions of all kinds. Renal toxicity has long been associated with exposure to high-osmolality agents.1 Low-osmolality agents are associated with less discomfort, and fewer cardiovascular and anaphylactic-type reactions.",
"title": ""
},
{
"docid": "1085ee17bfb6b690f073fe8c89168e6e",
"text": "Contrast Materials Contrast materials, also called contrast agents or contrast media, are used to improve pictures of the inside of the body produced by x-rays, computed tomography (CT), magnetic resonance (MR) imaging, and ultrasound.Often, contrast materials allow the radiologist to distinguish normal from abnormal conditions.ontrast materials, also called contrast agents or contrast media, are used to improve pictures of the inside of the body produced by x-rays, computed tomography (CT), magnetic resonance (MR) imaging, and ultrasound. Often, contrast materials allow the radiologist to distinguish normal from abnormal conditions.",
"title": ""
},
{
"docid": "fd3f4b7bae0fdf02546a54fccc2efe0c",
"text": "MRI contrast agent A bottle of Omniscan contrast agent. MRI contrast agents are a group of contrast media used to improve the visibility of internal body structures in magnetic resonance imaging (MRI). The most commonly used compounds for contrast enhancement are gadolinium-based.",
"title": ""
},
{
"docid": "af5212d1c7b9945ab6b91ac726fa4647",
"text": "- Radioactive Drugs in Clinical Medicine by Dr. Seymour Rothchild (Division of Research and Laboratories, IAEA) Radioactive drugs, or radiopharmaceuticals, are used clinically for the diagnosis, investigation and occasionally for the therapy, of many human illnesses. The first radiopharmaceutical to be widely used was the fission product, iodine-131, in the form of the simple salt, sodium iodide, the use of which was established in the late forties as a diagnostic test for certain thyroid disorders. Because the drug could",
"title": ""
},
{
"docid": "1699a0f29b58ca1e105fffa212e1bba8",
"text": "Radiography Contrast radiography uses a radiocontrast agent, a type of contrast medium, to make the structures of interest stand out visually from their background, whereas plain radiography does not. Each type is best suited to certain indications.",
"title": ""
},
{
"docid": "ed00b09c61cf728e2ace5032ab469b24",
"text": "- Browse 107 market data tables with 14 figures spread through 286 pages and in-depth TOC on Contrast Media/Contrast Agents Market By Product (Iodinated, Gadolinium and Barium), By Technique (X-ray, CT, MRI, Cath Lab and Ultrasound) and By Application (Radiology, Interventional Radiology and Interventional Cardiology) -Global Trends and Forecast to ...",
"title": ""
},
{
"docid": "54020e106a19f0869f8a551834a54b73",
"text": "- In situations where patients are allergic to contrast, MRI can be an excellent alternative to CT scan. The contrast used in MRI is different than the CT dyes, and the likelihood of a reaction is even more rare. If the doctor and/or radiologist decides that a contrast scan is necessary, patients must be sure to mention any allergic history (especially to previous dye injections).",
"title": ""
},
{
"docid": "0bacca18f57b275161b751685eee8987",
"text": "Magnetic Resonance Imaging (MRI) - Head Magnetic Resonance Imaging (MRI) - Head. Magnetic resonance imaging (MRI) of the head uses a powerful magnetic field, radio waves and a computer to produce detailed pictures of the brain and other cranial structures that are clearer and more detailed than other imaging methods.or an MRI of the head, a device is positioned around the head. If a contrast material will be used in the MRI exam, a physician, nurse or technologist will insert an intravenous (IV) catheter, also known as an IV line, into a vein in your hand or arm. A saline solution may be used to inject the contrast material.",
"title": ""
},
{
"docid": "c1839d8974c31bf6b4bbec7187d99387",
"text": "Contrast Agents Contrast agents are air or gas-filled microbubbles with a stabilizing shell constituted by macromolecules: carbohydrates, phospholipids, proteins. Ultrasound contrast agents are administered by intravenous injection as a bolus or as a continuous infusion and are confined to the vascular space (blood-pool agent).",
"title": ""
},
{
"docid": "9ed1e353118415aa788e24845745325e",
"text": "Renal Scintigraphy Renal scintigraphy uses small amounts of radioactive materials called radiopharmaceuticals, a special camera and a computer to evaluate your kidneys’ function and anatomy and determine whether they are working properly. It can provide unique information that is often unattainable using other imaging procedures.",
"title": ""
},
{
"docid": "622979474dad206c21f43c7c2b844d13",
"text": "- 1 It may cause rashes in hypersensitive people. Iodine contrast can also cause an allergic reaction. It’s an X-ray radiocontrast agent used for intravenous injections. Contrast dyes containing iodine have been responsible for severe allergy reactions (including deaths) in a limited number of hypersensitive people.",
"title": ""
},
{
"docid": "851823ab3824a6de72ed3a7dca9fbba6",
"text": "Computed Tomography (CT) Scans and Cancer Sometimes, CT involves the use of a contrast (imaging) agent, or “dye.” The dye may be given by mouth, injected into a vein, given by enema, or given in all three ways before the procedure. The contrast dye highlights specific areas inside the body, resulting in clearer pictures.",
"title": ""
},
{
"docid": "3d6481a47a5f4328bcdf016207e3ee67",
"text": "Frequently Asked Questions About Contrast Material Usage 1 Most CT scans of the abdomen and pelvis are timed so that the contrast is in the portal veins. 2 However, trauma studies are timed for the late arterial/early portal venous phase; additionally, excretory phase images are done through the kidneys to detect collecting system injuries.",
"title": ""
},
{
"docid": "e1ae047fcde68f65cf710ab169e4b341",
"text": "- The contrast used in MRI is different than the CT dyes, and the likelihood of a reaction is even more rare. If the doctor and/or radiologist decides that a contrast scan is necessary, patients must be sure to mention any allergic history (especially to previous dye injections). They also should ask if the dye is absolutely necessary and if so, should request a newer, milder dye.",
"title": ""
},
{
"docid": "c640de21ab2c2349054a0680c45a62f5",
"text": "Information About Intravenous and Oral Contrast Used in CT About contrast agents. CT contrast are agents (liquids) and are sometimes referred to as dye. CT contrast is used to make specific organs, blood vessels and/or tissue types stand out with more image contrast to better show the presence of disease or injury. Thus CT contrast highlights specific areas of the resultant CT image or dyes it. imaginis.com.",
"title": ""
},
{
"docid": "12834814a044e1d3f2d200379cc6f963",
"text": "PHARMACEUTICAL radiopharmaceutical - pharmaceutical consisting of a radioactive compound used in radiation therapy. clot buster, thrombolytic, thrombolytic agent - a kind of pharmaceutical that can break up clots blocking the flow of blood to the heart muscle.",
"title": ""
},
{
"docid": "72f1f91cebdf117c5bb1d826689ceca6",
"text": "Iodine Allergy and Contrast Administration Iodine and Contrast Material Reactions. Contrast materials are triiodinated benzoic acid derivatives that, in solution, contain a small amount of free iodide. Adverse reactions to these substances may be classified as idiosyncratic or nonidiosyncratic. The mechanism of idiosyncratic reactions is unknown.",
"title": ""
},
{
"docid": "ef87e57ffdc79a69bccba501c8ee6fb1",
"text": "Anaphylactoid Reaction to Intravenous Contrast A standard protocol CT abdomen and pelvis was done with oral contrast (Hypaque powder in 900 cc water) and 150 cc Ultravist 300, IV. The patient received a standard prep for reported contrast allergy prior to CT scan and no adverse reaction was reported.She also had a chest CT with IV contrast (100 ml Isovue-370) without adverse reactions.Both CT scan were normal.he patient received a standard prep for reported contrast allergy prior to CT scan and no adverse reaction was reported. She also had a chest CT with IV contrast (100 ml Isovue-370) without adverse reactions. Both CT scan were normal.",
"title": ""
},
{
"docid": "f0983e769bce860c826909a01dde998d",
"text": "Frequently Asked Questions About Contrast Material Usage 1 An angiogram is a specific type of CT scan with contrast. 2 In a CT angiogram the contrast is timed so that it will highlight either the arteries or veins (venogram) of interest. 3 For instance, a CT angiogram of the chest to evaluate for PE will have the timing set so the contrast is present in the pulmonary arteries. There are three broad kinds of contrast available: IV, PO, and PR (rectal). 2 IV contrast is either gadolinium for MRI or iodinated contrast for CT. 3 PO contrast for all ER and inpatient CT scans is dilute iodinated contrast (same agent used for IV contrast in CT).",
"title": ""
},
{
"docid": "f8398be3f365b80bd7ba751582862778",
"text": "MRI Some exams require a special dye (contrast). Most of the time, the dye will be given through a vein (IV) in your hand or forearm before the test. The dye helps the radiologist see certain areas more clearly. Small devices, called coils, may be placed around the head, arm, or leg, or other areas to be studied.",
"title": ""
},
{
"docid": "4d81e08180ac28a88cc5f78a3b4b062e",
"text": "- MRI and MRA Contrast Studies. MRI and MRA exams are often performed with the aid of a contrast dye called Gadolinium. Some examples of those studies are Orbits MRI, Neck MRI, most GI MRIs, Kidney and Liver MRIs and many, many more. For most of these initial images are taken without the dye.",
"title": ""
}
] |
msmarco_passage
|
c0b1d6a1f242f19a4c574d516a574189
|
what are two dietary sources of vitamin a
|
[
{
"docid": "0756748fcb02d678326215bf0213fec7",
"text": "Vitamin A You can also contribute to your vitamin A intake by including good sources of beta-carotene in your diet, as this can be converted into vitamin A by the body. The main food sources of beta-carotene are: 1 yellow, red and green (leafy) vegetables, such as spinach, carrots, sweet potatoes and red peppers.",
"title": ""
}
] |
[
{
"docid": "276d541ee441b9197444f6abe81227d3",
"text": "Vitamin A Vitamin A can be found in two principal forms in foods 1 : Retinol, the form of vitamin A absorbed when eating animal food sources, is a yellow, fat-soluble substance. 2 Since the pure alcohol form is unstable, the vitamin is found in tissues in a form of retinyl ester.itamin A can be found in two principal forms in foods 1 : Retinol, the form of vitamin A absorbed when eating animal food sources, is a yellow, fat-soluble substance. 2 Since the pure alcohol form is unstable, the vitamin is found in tissues in a form of retinyl ester.",
"title": ""
},
{
"docid": "cd5ff3fc03b19889c8d427aca3aa4cfd",
"text": "- Besides liver, good sources of vitamin A include sweet potatoes, carrots and dark, leafy greens, as well as eggs, tomatoes and fortified milk.he best food sources are beef and chicken liver, whole milk, cheese, and eggs. You get vitamin A from beta-carotene in carrots, mango, sweet potato, spinach, cantaloupe, kale, apricots, red pepper, broccoli, and fortified foods.",
"title": ""
},
{
"docid": "1f8782b5fec2139e77fb547c3f200c25",
"text": "The Best Dietary Source of Preformed Vitamin A Dietary Forms. You consume vitamin A in one of two forms. Preformed vitamin A, also known as retinoids, is found in animal sources. Provitamin A carotenoids are from plant sources and include beta-carotene, alpha-carotene and beta-cryptoxanthin.Your body doesn’t absorb beta-carotene as efficiently as preformed vitamin A because it must covert the former to retinal or retinol.For example, 12 micrograms of beta-carotene from food is equivalent to 1 microgram of retinol in your body.rovitamin A carotenoids are from plant sources and include beta-carotene, alpha-carotene and beta-cryptoxanthin. Your body doesn’t absorb beta-carotene as efficiently as preformed vitamin A because it must covert the former to retinal or retinol.",
"title": ""
},
{
"docid": "cf87d999a820f4f6965a63ecca07568f",
"text": "- Vitamin A comes from animal sources, such as eggs, meat, fortified milk, cheese, cream, liver, kidney, cod, and halibut fish oil. However, all of these sources -- except for skim milk that has been fortified with Vitamin A -- are high in saturated fat and cholesterol.",
"title": ""
},
{
"docid": "7ef2a4f912497a3cf586ee4330c4c886",
"text": "Vitamin A and Bone Health Beta-carotene is a precursor for vitamin A. The body needs to convert it to retinol or vitamin A for use. Beta-carotene is found naturally in mostly orange and dark green plant foods, such as carrots, sweet potatoes, mangos, and kale. The body stores both retinol and beta-carotene in the liver, drawing on this store whenever more vitamin A is needed.",
"title": ""
},
{
"docid": "c7f3abdcfa4123e3d9f8159ac9438cee",
"text": "4 Foods with More Vitamin A than Carrots There are two types of vitamin A, one of which comes primarily from animal products (retinol), and one of which comes primarily from plant-based foods (beta-carotene). While both types are important, you don't have to rely only on carrots to get your fill. Here are some foods that actually have more vitamin A per serving than a half-cup of raw carrots, which comes in at 10,692 international units (IU) of retinol and 0.534 milligrams of beta-carotene. iStock/Thinkstock.",
"title": ""
},
{
"docid": "159946522e44ae35d261569478503951",
"text": "Vitamin A Vitamin A is a fat-soluble vitamin that is naturally present in many foods. Vitamin A is important for normal vision, the immune system, and reproduction.Vitamin A also helps the heart, lungs, kidneys, and other organs work properly. There are two different types of vitamin A. The first type, preformed vitamin A, is found in meat, poultry, fish, and dairy products.The second type, provitamin A, is found in fruits, vegetables, and other plant-based products. Some types of fish, such as salmon. 2 Green leafy vegetables and other green, orange, and yellow vegetables, such as broccoli, carrots, and squash. 3 Fruits, including cantaloupe, apricots, and mangos. 4 Dairy products, which are among the major sources of vitamin A for Americans. 5 Fortified breakfast cereals.",
"title": ""
},
{
"docid": "b4dab3855d5f70a0c771a82d66b3c4fa",
"text": "Vitamin A Because the body converts all dietary sources of vitamin A into retinol, 1 mcg of physiologically available retinol is equivalent to the following amounts from dietary sources: 1 mcg of retinol, 12 mcg of beta-carotene, and 24 mcg of alpha-carotene or beta-cryptoxanthin.reformed vitamin A is found in foods from animal sources, including dairy products, fish, and meat (especially liver). By far the most important provitamin A carotenoid is beta-carotene; other provitamin A carotenoids are alpha-carotene and beta-cryptoxanthin.",
"title": ""
},
{
"docid": "b32f7ca1e76dee8ecc41431a71842aad",
"text": "- Hello, You can use this plug-in to import .prt files in SolidWorks: http://www.datakit.com/cad-convertors/ug-nx-3d-to-solidworks-3d/12-ug-nx-3d-to-solidworks.html.Here are both of them translated to a parasolids file.ou can export to Pro/ENGINEER parts or assemblies files up to Version 20. You can import from Pro/ENGINEER parts or assemblies files up to Creo Elements/Pro 5.0 (formerly Pro/ENGINEER Wildfire 5.0. Rhino. You can import version 4 of Rhino .3dm files.",
"title": ""
},
{
"docid": "ea2e666134df8f45aae94d56c00cbf05",
"text": "Vitamin A 1 Some types of fish, such as salmon. 2 Green leafy vegetables and other green, orange, and yellow vegetables, such as broccoli, carrots, and squash. 3 Fruits, including cantaloupe, apricots, and mangos. 4 Dairy products, which are among the major sources of vitamin A for Americans.5 Fortified breakfast cereals.itamin A also helps the heart, lungs, kidneys, and other organs work properly. There are two different types of vitamin A. The first type, preformed vitamin A, is found in meat, poultry, fish, and dairy products. The second type, provitamin A, is found in fruits, vegetables, and other plant-based products.",
"title": ""
},
{
"docid": "2b20efccbc8fc026917750db52d0c20c",
"text": "Vitamin A 1 Some types of fish, such as salmon. 2 Green leafy vegetables and other green, orange, and yellow vegetables, such as broccoli, carrots, and squash. 3 Fruits, including cantaloupe, apricots, and mangos. 4 Dairy products, which are among the major sources of vitamin A for Americans.",
"title": ""
},
{
"docid": "484cc483d0a37909acaff7316e807832",
"text": "Vitamin A The top food sources of vitamin A in the U.S. diet include dairy products, liver, fish, and fortified cereals; the top sources of provitamin A include carrots, broccoli, cantaloupe, and squash [ 4, 5 ].ther sources of preformed vitamin A are milk and eggs, which also include some provitamin A [ 2 ]. Most dietary provitamin A comes from leafy green vegetables, orange and yellow vegetables, tomato products, fruits, and some vegetable oils [ 2 ].",
"title": ""
},
{
"docid": "426f0811f61835b1495a381ecb82e127",
"text": "The Best Dietary Source of Preformed Vitamin A This is in the form of retinal activity equivalents to account for the various sources of vitamin A. The best sources of preformed vitamin A are in liver and fish oils. This includes beef, calf, chicken liver and cod liver oil.",
"title": ""
},
{
"docid": "6d55aab0432eaab32a191c3531f81752",
"text": "- Two forms of vitamin A are available in the human diet: preformed vitamin A (retinol and its esterified form, retinyl ester) and provitamin A carotenoids [ 1-5 ]. Preformed vitamin A is found in foods from animal sources, including dairy products, fish, and meat (especially liver).By far the most important provitamin A carotenoid is beta-carotene; other provitamin A carotenoids are alpha-carotene and beta-cryptoxanthin.ecause the body converts all dietary sources of vitamin A into retinol, 1 mcg of physiologically available retinol is equivalent to the following amounts from dietary sources: 1 mcg of retinol, 12 mcg of beta-carotene, and 24 mcg of alpha-carotene or beta-cryptoxanthin.",
"title": ""
},
{
"docid": "005f9dca80fbf6f0538d3dae92dd4437",
"text": "Foods that Contain Vitamin A This chart will help you find foods that are a good source of vitamin A. Both animal and plant foods have vitamin A activity. Retinol, also called preformed vitamin A, is the natural form found in animals. Carotenoids, found in plants, are compounds that the body can convert to vitamin A. Liver is the single best food source of vitamin A. However, many experts recommend eating liver only once or twice a month because of the toxic substances it can contain. Environmental pollutants tend to congregate in an animal's liver.",
"title": ""
},
{
"docid": "d16ceb5b1e95272fdda0f0e65539aad7",
"text": "Vitamin A Other sources of preformed vitamin A are milk and eggs, which also include some provitamin A [ 2 ]. Most dietary provitamin A comes from leafy green vegetables, orange and yellow vegetables, tomato products, fruits, and some vegetable oils [ 2 ].wo forms of vitamin A are available in the human diet: preformed vitamin A (retinol and its esterified form, retinyl ester) and provitamin A carotenoids [ 1-5 ]. Preformed vitamin A is found in foods from animal sources, including dairy products, fish, and meat (especially liver).",
"title": ""
},
{
"docid": "37c6c1650fd3a192a0ee0a58bb674029",
"text": "Vitamin A and Bone Health We get vitamin A from a variety of sources. Two of the most common sources are retinol and beta-carotene. Retinol is sometimes called “true” vitamin A because it is nearly ready for the body to use. Retinol is found in such animal foods as liver, eggs, and fatty fish.It also can be found in many fortified foods, such as breakfast cereals, and in dietary supplements.wo of the most common sources are retinol and beta-carotene. Retinol is sometimes called “true” vitamin A because it is nearly ready for the body to use. Retinol is found in such animal foods as liver, eggs, and fatty fish.",
"title": ""
},
{
"docid": "4332bb4ec5985b1c07e4b5d4457c059a",
"text": "Vitamin A two forms of vitamin a are available in the human diet preformed vitamin a retinol and its esterified form retinyl ester and provitamin a carotenoids 1 5 preformed vitamin a is found in foods from animal sources including dairy products fish and meat especially liverby far the most important provitamin a carotenoid is beta carotene other provitamin a carotenoids are alpha carotene and beta cryptoxanthinreformed vitamin a is found in foods from animal sources including dairy products fish and meat especially liver by far the most important provitamin a carotenoid is beta carotene other provitamin a carotenoids are alpha carotene and beta cryptoxanthin",
"title": ""
},
{
"docid": "d23591e7168885e60aa26feb17fa051b",
"text": "Carrot Nutrition Green leafy vegetables and orange vegetables and fruits supply vitamin A in the form of carotenoids. To easily meet your recommended intakes, the Dietary Guidelines for Americans suggests 3 cups per week of dark leafy green vegetables and 2 cups per week of orange vegetables.hat are the best food sources? Preformed vitamin A (a.k.a. retinol) is found in foods of animal origin, such as liver, eggs, milk fortified with vitamin A, fortified cereals and fish.",
"title": ""
},
{
"docid": "e97b565d0359919d853d7f11fedc70c6",
"text": "Vitamin A (Retinol) Dietary Sources. Vitamin A in the form of retinyl palmitate is found in: 1 Beef, calf, and chicken liver. 2 Eggs. 3 Fish liver oils. 4 Dairy products, including whole milk, whole milk yogurt, whole milk cottage cheese, butter, and other cheeses.verview. Vitamin A is a fat-soluble vitamin that has several important functions in the body. 1 It helps cells reproduce normally, a process called cellular differentiation. 2 It is essential for good vision. 3 The first sign of a vitamin A deficiency is often poor sight at night.",
"title": ""
},
{
"docid": "c08562c2439924cf0ca40d36a04244f0",
"text": "Vitamin A There are two different types of vitamin A. The first type, preformed vitamin A, is found in meat, poultry, fish, and dairy products. The second type, provitamin A, is found in fruits, vegetables, and other plant-based products.here are two different types of vitamin A. The first type, preformed vitamin A, is found in meat, poultry, fish, and dairy products. The second type, provitamin A, is found in fruits, vegetables, and other plant-based products.",
"title": ""
},
{
"docid": "767c492b66f124a0673dc323b4e3ba99",
"text": "Vitamin A There are two different types of vitamin A. The first type, preformed vitamin A, is found in meat, poultry, fish, and dairy products. The second type, provitamin A, is found in fruits, vegetables, and other plant-based products.",
"title": ""
},
{
"docid": "8554ea1027ee93effe577b96a4cfc1ca",
"text": "Vitamin A Vitamin A is a fat-soluble vitamin that is naturally present in many foods. Vitamin A is important for normal vision, the immune system, and reproduction.Vitamin A also helps the heart, lungs, kidneys, and other organs work properly. There are two different types of vitamin A. The first type, preformed vitamin A, is found in meat, poultry, fish, and dairy products.The second type, provitamin A, is found in fruits, vegetables, and other plant-based products.here are two different types of vitamin A. The first type, preformed vitamin A, is found in meat, poultry, fish, and dairy products. The second type, provitamin A, is found in fruits, vegetables, and other plant-based products.",
"title": ""
},
{
"docid": "9e5aefe3d2f7a7f1a42a0e1be4abef84",
"text": "BLUEBERRY Blueberry is also used for improving circulation, and as a laxative. Some women use blueberry for labor pains and as a tonic after miscarriage. The dried fruit and leaves are used for diarrhea. Tea made from the dried leaves is used for sore throat and swelling (inflammation) of the mouth or the skin lining the throat.",
"title": ""
},
{
"docid": "53a936aa165c10a00fda5f7c7d85e958",
"text": "- Two different types of vitamin A are found in the diet. Preformed vitamin A is found in animal products such as meat, fish, poultry and dairy foods.",
"title": ""
}
] |
msmarco_passage
|
d96b2161ff89228de6fccd87e85f8400
|
what does c2l mean in knitting
|
[
{
"docid": "6e6724110afe0189aeaead2dffa368a3",
"text": "How do you do the C2L stitch? The definition in the pattern is C2L = Purl through back loop of 2nd stitch on left-hand needle (behind first stitch), then knit first stitch, slipping both stitches off needle together.",
"title": ""
}
] |
[
{
"docid": "cb7b1f74bb797143dd681dc115951e1d",
"text": "School House to White House FDR attended the Groton School, where he did well in class and participated in sports and other extracurricular activities. He went on to Harvard, where he was secretary of the freshman Glee Club and manager of the baseball team, among many other student activities.",
"title": ""
},
{
"docid": "1a0e3d4a58baca1dbc1f20e05058a8d7",
"text": "- Quantitative Analysis > Inferential Statistics > Chi-squared test for nominal (categorical) data. The c2 test is used to determine whether an association (or relationship) between 2 categorical variables in a sample is likely to reflect a real association between these 2 variables in the population.",
"title": ""
},
{
"docid": "716497eba42cd31f78c72c6d92093440",
"text": "- C2L: With the right needle behind the first st k the second through the front strand, k the first st in the usual way, let both sts slip off the left needle. I found this on a website, don't ask me what it means in actuality. __________________.",
"title": ""
},
{
"docid": "ae790b5dcbb1dc1c85062bc4ff73ceeb",
"text": "What is ribbed jacquard double knit fabric? Ribbed means that it is worked with alternating knit and purl stitches with the knit stitches arranged in columns and the purl stitches in alternating c … olumns. Jacquard means it is a two color pattern, also called Fair Isle.",
"title": ""
},
{
"docid": "78dc84611c2912f53dc6744e9e3ae2c4",
"text": "Combined Knitting Tutorial For the purl stitch in Combined knitting, the key is in the yarn wrap. You wrap the yarn clockwise, so it goes under the right-hand needle and comes up between the two needles. This produces the stitch orientation that will lead the Combined knitter into knitting into the back loop.",
"title": ""
},
{
"docid": "2eca9504146002baa6506c90f49daa17",
"text": "Foundation Single Crochet Here is where some confusion has been generated. The “chain” edge of the foundation is on top and to the left. Working into the “chain” of the previous stitch under two strands means that you insert the hook so that two strands stay on top and to the left. You need those two strands to run across the “chain” edge of the Fsc to form the sturdiest, most elastic foundation. And still there is confusion.",
"title": ""
},
{
"docid": "dc9abdad5c4beac4b8d66b04205539ad",
"text": "Command and control There are several definitions of command and control (C2). According to older versions of U.S. Army FM 3-0, C2 in a military organization is the exercise of authority and direction by a properly designated commanding officer over assigned and attached forces in the accomplishment of the mission. The term may also refer to command and control systems within a military system. The 1988 NATO definition reads: Command and control is the exercise of authority and direction by a properly designated [individual] over assigned [resources] in the accomplishment of a [common goal].",
"title": ""
},
{
"docid": "fcd6b43870b90a36cc16bfe650131bd0",
"text": "ARCHIVED: In Microsoft Word, how can I use the AutoRecover feature to restore a document? In Word 2007, from the Office Button menu, select . Then, from the toolbar on the left, click to configure AutoRecover options. In Word 2003, from the menu, select . In Mac OS X versions of Word, from the menu, select . In the window that opens, click the tab, icon, or list item. If it is unchecked, check , and type a value next to minutes. For example, to save your work every five minutes, type 5. Click to make the change.",
"title": ""
},
{
"docid": "b8653b13ef42b1e51ed1962fca6888f6",
"text": "- DK Weight Knitting Yarn & Wool DK weight (double knit) is the most popular of all yarn weights - perfect for sweaters, pullovers and cardigans, accessories, kidswear and homeware. Usually knit on 4.00mm needles (from 3.75mm - 4.50mm depending on your personal tension) DK yarn is sometimes known as 8-ply or Light Worsted. Sort by Items per page",
"title": ""
},
{
"docid": "d4de7379d3033e42895b16a2b6cfb58b",
"text": "What does k2tog tbl mean? 1 K1 tbl, K1b - Knit stitch through the back loop. 2 k1 f&b - knit 1 stitch in the front, then in the back. 3 kfb - knit 1 stitch in the front, then in the back. k2tog - knit 2 stitches together.",
"title": ""
},
{
"docid": "dc42e08b2c33fdde9e1e8ae844e80998",
"text": "- Tamara has its origins in the Hebrew language, and it is used largely in Czech, Dutch, English, Hebrew, Italian, Polish, Russian, and Slavic.Tamara or Thamar was a successful 12th-century Queen of Georgia in Russia whose fame helped spread the name across the country.amara has its origins in the Hebrew language, and it is used largely in Czech, Dutch, English, Hebrew, Italian, Polish, Russian, and Slavic.",
"title": ""
},
{
"docid": "8dd7d0ecb56c37c4bad6ec7b2ae8a12c",
"text": "DK Weight Knitting Yarn & Wool DK Weight Knitting Yarn & Wool. DK weight (double knit) is the most popular of all yarn weights - perfect for sweaters, pullovers and cardigans, accessories, kidswear and homeware. Usually knit on 4.00mm needles (from 3.75mm - 4.50mm depending on your personal tension) DK yarn is sometimes known as 8-ply or Light Worsted.",
"title": ""
},
{
"docid": "faf1b981cce40718fe5831123fb06647",
"text": "Mastering Tension in Your Knitting Tension is the relative tightness or looseness which you hold the yarn and it can influence your knitting and affect your gauge dramatically. This video offers tips on keeping your knitting even and consistant by being aware of the factors that affect tension.",
"title": ""
},
{
"docid": "1bbfc8a5d739bba125f28d6ba300d32b",
"text": "Working with Double Knit Interlock is a type of double knit fabric made with two layers of jersey. Interlock jersey is in fact a double jersey, with a smooth surface on each side. The wales of the fabric on each side are alternated, with the back loops knitted together. This means both sides of an interlock will look the same.",
"title": ""
},
{
"docid": "1663eea9bd5856647074aa476dbe6cf5",
"text": "knit Knit is defined as to join together interconnecting loops of yarn or thread in rows of stitches into a garment or piece of fabric using a machine or special needles. An example of knit is to use special needles and yarn to create a sweater.",
"title": ""
},
{
"docid": "4317d4d1ca6ac7fe9304056109e7faa1",
"text": "- PUL (Polyurethane Laminate) 1Mil Citron Yellow PUL is a polyester/polyurethane laminated knit fabric with a laminate thickness of 1.00 mil. This fabric is waterproof, durable and ...",
"title": ""
},
{
"docid": "9bb3a769e620ba5a44c6771129bc4fad",
"text": "Lyocell Lyocell is a manmade fiber derived from cellulose, better known in the United States under the brand name Tencel. Though it is related to rayon, another cellulosic fabric, lyocell is created by a solvent spinning technique, and the cellulose undergoes no significant chemical change.yocell is a manmade fiber derived from cellulose, better known in the United States under the brand name Tencel. Though it is related to rayon, another cellulosic fabric, lyocell is created by a solvent spinning technique, and the cellulose undergoes no significant chemical change.",
"title": ""
},
{
"docid": "bd5e02c6d00aad47e2e01ff3a98bd1ab",
"text": "- check15% Off or More1 check30% Off or More1 checkAll Discounted Items5. DK weight yarn is a versatile weight of yarn that is heavier than fingering and sport weight, but lighter than worsted weight.",
"title": ""
},
{
"docid": "0dd8dbd615fd4fdefb336a9e6cd91d35",
"text": "Shop With Confidence on Yes It's OrganicCertified Organic Bedding Certified Organic Clothing Sustainable Bamboo FurnitureCertified Organic Cotton Certified Organic Wool Bamboo Hemp Tencel® (Lyocell) Most everyone is familiar with rayon. Fewer people are familiar with modal and lyocell. All three are called “cellulosic fibers,” since the natural material that makes up the fiber is cellulose, a component of all plants. The cellulose is often derived from wood pulp, which has an average cellulose content of forty percent, and sometimes from bamboo.",
"title": ""
},
{
"docid": "e1168f8283ab56bdc8575960902e330a",
"text": "How to Knit Yarn Forward How to Knit Yarn Forward. Knitting yarn forward is a technique that creates an opening or hole in your hand-knit piece. It's a useful skill for knitting lacy fabrics, buttonholes or eyelets. Because knitting yarn forward adds a stitch, it is often combined with another technique known as a decrease to maintain the piece's stitch count.",
"title": ""
},
{
"docid": "877c33043038744d34fea8b16be19c06",
"text": "- A diamond-shaped knitting pattern is popular on sweaters and vests. The diamond pattern is made by knitting and purling, increasing on each row until you get to the mid-ro…w on the diamond, then working the pattern in reverse to complete the diamond.",
"title": ""
},
{
"docid": "17f0170a9a16a24bfa8aeb618af4701f",
"text": "knit 1 chiefly dialectal : to tie together. 2a : to link firmly or closely knitted my handsb : to cause to grow together time and rest will knit a fractured bonec : to contract into wrinkles knitted her brow. 3 : to form by interlacing yarn or thread in a series of connected loops with needles.",
"title": ""
},
{
"docid": "f10879e2b5ace8a0d45acdfb9b8865f9",
"text": "What does k2tog tbl mean? What is the abbreviation for knit 2 stitches together, through the back loops? knit 2 stitches together, through the back loops can be abbreviated as k2tog tbl. What does k2tog tbl mean? - Definition of k2tog tbl - k2tog tbl stands for knit 2 stitches together, through the back loops.",
"title": ""
},
{
"docid": "ec5a74692c8b9eb4f63cb897d2e62748",
"text": "- Touch the yarn and feel how soft or coarse it is. Wool yarn tends to be much softer than acrylic yarn. Acrylic yarn tends to feel a little coarse. This is easier if you have another yarn that you know is wool or acrylic to use as comparison. The touch test is not very reliable. Many acrylic yarns can feel soft and silky. A soft and silky texture can also indicate silk or rayon, instead of wool.",
"title": ""
},
{
"docid": "5fb09c382d8ff7fbb71d58cf65a71474",
"text": "- Knitting is a method by which yarn is manipulated to create a textile or fabric for use in many types of garments. Knitting creates multiple loops of yarn, called stitches, in a line or tube. Knitting has multiple active stitches on the needle at one time. Knitted fabric consists of a number of consecutive rows of interlocking loops.",
"title": ""
}
] |
msmarco_passage
|
1e2dcf43503b61d45be8d2abbd41d6be
|
is cerebral palsy a disease
|
[
{
"docid": "046dcaa8d61a975e47faf0b8a2900685",
"text": "Cerebral palsy It occurs in about 2.1 per 1,000 live births. Cerebral palsy has been documented throughout history with the first known descriptions occurring in the work of Hippocrates in the 5th century BCE. Extensive study of the condition began in the 19th century by William John Little, after whom it was called Little disease.",
"title": ""
}
] |
[
{
"docid": "8bbaf2c446d1e63a456008884c9cfcb6",
"text": "Caring for a Child with Cerebral Palsy Cerebral palsy information. Cerebral palsy is a condition resulting from damage to the areas of the brain that control movement. It is not a disease. People with cerebral palsy (CP) can have a range of chronic movement and posture disorders.",
"title": ""
},
{
"docid": "eb24b44c803f7eaa45b685ffb89f7218",
"text": "- Cerebral palsy is a chronic disability of the central nervous system characterized by abnormal control of movement and posture.erebral Palsy. Cerebral palsy is a chronic disability of the central nervous system characterized by abnormal control of movement and posture. The symptoms of Cerebral Palsy and their severity are variable.",
"title": ""
},
{
"docid": "0e72d2973b1256a676a04d13a499453d",
"text": "- Cerebral palsy (CP) is a broad term used to describe a group of chronic palsies -- disorders that impair control of movement due to damage to the developing brain.CP usually develops by age 2 or 3 and is a nonprogressive brain disorder, meaning the brain damage does not continue to worsen throughout life.erebral palsy (CP) is a broad term used to describe a group of chronic palsies -- disorders that impair control of movement due to damage to the developing brain.",
"title": ""
},
{
"docid": "58b9f0a442178b5de1c76c801ca6e11e",
"text": "Definition of Cerebral Palsy Cerebral palsy is considered a neurological disorder caused by a non-progressive brain injury or malformation that occurs while the child’s brain is under development. Cerebral palsy primarily affects body movement and muscle coordination.erebral palsy is the result of a brain injury or a brain malformation. Individuals with cerebral palsy were most likely born with the condition, although some acquire it later. It was once thought that cerebral palsy was caused by complications during the birthing process.",
"title": ""
},
{
"docid": "4ceafb31a45a4f34937818b54443014c",
"text": "- Cerebral palsy is a term which encompasses a set of neurological conditions that cause physical disability in human development-they affect the brain and nervous system.erebral palsy is a term which encompasses a set of neurological conditions that cause physical disability in human development-they affect the brain and nervous system.",
"title": ""
},
{
"docid": "ec746679c545651b01536fc5efcf51cb",
"text": "What is Cerebral Palsy (CP)? Cerebral palsy is a term used to describe a group of chronic conditions affecting body movement and muscle coordination. It is caused by damage to one or more specific areas of the brain, usually occurring during fetal development; before, during, or shortly after birth; or during infancy.",
"title": ""
},
{
"docid": "a330bc52339366b669a7b8537ce08f2f",
"text": "- Cerebral palsy is a term that is given to a number of neurological disorders. In general, these conditions will affect an individual's muscle coordination and body movement. The diagnosis is usually given during infancy or early childhood (usually by the time a child reaches three years of age).",
"title": ""
},
{
"docid": "3a61950f8c1b0f5a3ffe23c02b2fafe6",
"text": "Facts About Cerebral Palsy Cerebral palsy (CP) is a group of disorders that affect a person’s ability to move and maintain balance and posture. CP is the most common motor disability in childhood. Cerebral means having to do with the brain. Palsy means weakness or problems with using the muscles.",
"title": ""
},
{
"docid": "e7d06e2d3eee2d28417b34a33394012f",
"text": "What is cerebral palsy? Cerebral palsy (CP) is an umbrella term that refers to a group of disorders affecting a person’s ability to move.It is a permanent life-long condition, but generally does not worsen over time. It is due to damage to the developing brain either during pregnancy or shortly after birth.onate. Cerebral palsy (CP) is an umbrella term that refers to a group of disorders affecting a person’s ability to move. It is a permanent life-long condition, but generally does not worsen over time.",
"title": ""
},
{
"docid": "1d2ff06fb10e82ebb73fa2fb5227c844",
"text": "Cerebral palsy Secondary conditions can include seizures, epilepsy, apraxia, dysarthria or other communication disorders, eating problems, sensory impairments, mental retardation, learning disabilities, and/or behavioral disorders. Speech and language disorders are common in people with Cerebral Palsy.",
"title": ""
},
{
"docid": "86da662484f53784a7e6b498c7a53792",
"text": "Cerebral palsy Cerebral palsy is caused by abnormal development or damage to the parts of the brain that control movement, balance, and posture. Most often the problems occur during pregnancy; however, they may also occur during childbirth, or shortly after birth. Often the cause is unknown.",
"title": ""
},
{
"docid": "d298bd82ea7cc8a0e29444e479b7d9a0",
"text": "- Cerebral palsy (also called CP) is a term for a group of disabilities that affect children in the first few years of life. Children who have CP have trouble controlling their muscles and coordinating body movements. They may have stiff or weak muscles, which can cause them to make unusual muscle movements.",
"title": ""
},
{
"docid": "48ca99c9df9f4938de9d2c408de3d85f",
"text": "Cerebral Palsy Cerebral Palsy. Cerebral palsy is a chronic disability of the central nervous system characterized by abnormal control of movement and posture. The symptoms of Cerebral Palsy and their severity are variable.erebral Palsy. Cerebral palsy is a chronic disability of the central nervous system characterized by abnormal control of movement and posture. The symptoms of Cerebral Palsy and their severity are variable.",
"title": ""
},
{
"docid": "72a94cbf416d1f48d8c0032f08aea403",
"text": "Facts About Cerebral Palsy Cerebral palsy (CP) is a group of disorders that affect a person’s ability to move and maintain balance and posture. CP is the most common motor disability in childhood. Cerebral means having to do with the brain.Palsy means weakness or problems with using the muscles.CP is caused by abnormal brain development or damage to the developing brain that affects a person’s ability to control his or her muscles. The symptoms of CP vary from person to person.alsy means weakness or problems with using the muscles. CP is caused by abnormal brain development or damage to the developing brain that affects a person’s ability to control his or her muscles. The symptoms of CP vary from person to person.",
"title": ""
},
{
"docid": "ee245b4faa8f7d5364a863f2086c3711",
"text": "- The term cerebral palsy refers to a group of neurological disorders that appear in infancy or early childhood and permanently affect body movement, muscle coordination, and balance.CP affects the part of the brain that controls muscle movements.",
"title": ""
},
{
"docid": "505cdb36240a6b39476123e30e2a91d2",
"text": "Cerebral Palsy Cerebral Palsy. Cerebral palsy—also known as CP—is a condition caused by injury to the parts of the brain that control our ability to use our muscles and bodies. Cerebral means having to do with the brain.Palsy means weakness or problems with using the muscles.everal of the causes of cerebral palsy that have been identified through research are: 1 head injury, 2 jaundice, 3 Rh incompatibility, 4 rubella (German measles). 5 conditions relating to premature birth. 6 and stroke (caused by a variety of conditions, some causes unknown).",
"title": ""
},
{
"docid": "b20ba3e62788189cb1a4957bcea5a664",
"text": "Cerebral Palsy What is Cerebral Palsy? Cerebral palsy (CP) is a neurological disorder that affects a child’s movement, motor skills, and muscle tone. In most cases, cerebral palsy is caused by brain damage that develops while the baby is still in utero or during or shortly after birth.",
"title": ""
},
{
"docid": "e3c67bb13eb8962f0317eeeb325e4e37",
"text": "Cerebral Palsy Cerebral palsy (CP) is an umbrella term for a group of disorders affecting body movement, balance, and posture. Loosely translated, cerebral palsy means brain paralysis.. Cerebral palsy is caused by abnormal development or damage in one or more parts of the brain that control muscle tone and motor activity (movement).",
"title": ""
},
{
"docid": "3dbf92c5f48d8ac8d8931518264defa3",
"text": "Neuromuscular Disease The term cerebral palsy refers to any one of a number of neurological disorders that appear in infancy or early childhood and permanently affect body movement and muscle coordination but don’t worsen over time.ven though cerebral palsy affects muscle movement, it isn’t caused by problems in the muscles or nerves. It is caused by abnormalities in parts of the brain that control muscle movements.",
"title": ""
},
{
"docid": "ea42e9d743ef4f858e4818f689d73674",
"text": "- Stroma can refer to: 1) The connective supportive framework of a biological cell, tissue, or organ. 2) The fluid filled area of a chloroplast outside of the thylakoid membranes wherein the light-independent reactions (Calvin Cycle and Carbon fixation) of photosynthesis take place.",
"title": ""
},
{
"docid": "bcdbfb7bc3c886ad9984f963b20602c5",
"text": "Facts About Cerebral Palsy Information For... Causes and Risk Factors of Cerebral Palsy. Cerebral palsy (CP) is caused by abnormal development of the brain or damage to the developing brain that affects a child’s ability to control his or her muscles. There are several possible causes of the abnormal development or damage. People used to think that CP was mainly caused by lack of oxygen during the birth process.",
"title": ""
},
{
"docid": "a3cb5ece3679844ab15df725236f3397",
"text": "Medical Dictionary Cerebral palsy is a group of problems that affect body movement and posture. It is related to a brain injury or to problems with brain development. It is one of the most common causes of lasting disability in children.Cerebral palsy causes reflex movements that a person can't control and muscle tightness that may affect parts or all of the body.These problems can range from mild to severe.erebral palsy is caused by a brain injury or problem that occurs during pregnancy or birth or within the first 2 to 3 years of a child's life. It can be caused by: 1 Problems from being born too early (premature birth). 2 Not getting enough blood, oxygen, or other nutrients before or during birth.",
"title": ""
},
{
"docid": "491c8ef06a0207ae8d4382379530bc26",
"text": "cerebral palsy Etiology. Cerebral palsy is relatively common, affecting 1 in 200 children. This number takes into account the full spectrum of the disorder, including milder cases, a broad definition of age of insult, and more complete case ascertainment.",
"title": ""
},
{
"docid": "cb642be11275814f1527cfa519982f1f",
"text": "cerebral palsy Palsy means paralysis, but may also be used to describe uncontrolled muscle movement. Therefore, cerebral palsy encompasses any disorder of abnormal movement and paralysis caused by abnormal function of the cerebral cortex. In truth, however, CP does not include conditions due to progressive disease or degeneration of the brain.",
"title": ""
},
{
"docid": "c7b73b1ca72600a2c14ea597d89191fb",
"text": "- Cerebral palsy (CP) is a broad term used to describe a group of chronic palsies -- disorders that impair control of movement due to damage to the developing brain. CP usually develops by age 2 or 3 and is a nonprogressive brain disorder, meaning the brain damage does not continue to worsen throughout life.erebral palsy (CP) is a broad term used to describe a group of chronic palsies -- disorders that impair control of movement due to damage to the developing brain. CP usually develops by age 2 or 3 and is a nonprogressive brain disorder, meaning the brain damage does not continue to worsen throughout life.",
"title": ""
}
] |
msmarco_passage
|
e9e1eed3b02097af5beafa59627195ae
|
disable health definition
|
[
{
"docid": "79af68050f751b8591982d4193328f90",
"text": "- Medical Definition of DISABLE. : to deprive of a mental or physical capacity.",
"title": ""
}
] |
[
{
"docid": "0f0e09a347d9461ee601b2988ed6d61a",
"text": "The Mortgage Group ® 1 disability insurance (DI) Insurance that covers individuals who develop a condition that hinders their ability to work. health insurance (HI) Insurance that covers the costs of medical expenses for insured persons.",
"title": ""
},
{
"docid": "16df6b82e264648750e44577c577d2ed",
"text": "- Medical Definition of DISABLE. : to deprive of a mental or physical capacity. Dictionary: Definition of disable.",
"title": ""
},
{
"docid": "687405712652a130109614f1bd81d6f2",
"text": "Disparities in Health and Health Care: Five Key Questions and Answers Health and health care disparities refer to differences in health and health care between population groups. “Health disparity,” generally refers to a higher burden of illness, injury, disability, or mortality experienced by one population group relative to another group.ealth and health care disparities refer to differences in health and health care between population groups. “Health disparity,” generally refers to a higher burden of illness, injury, disability, or mortality experienced by one population group relative to another group.",
"title": ""
},
{
"docid": "68429ac3fb645957af11737e122e0708",
"text": "Temperature Rise and Ovulation The rise in temperature is usually about 0.4 degrees Fahrenheit or 0.2 degrees Celsius, but the rise may be as slight as 0.2 degrees Fahrenheit or 0.1 degrees Celsius or even less in some cases. Great variability is possible. More important than the value of the rise, is the overall pattern of the chart.",
"title": ""
},
{
"docid": "70264df8411a082e234c244ece74d30f",
"text": "Raising awareness. Supporting Families. Working towards a cure DPD Deficiency (Dihydro Pyrimidine Dehydrogenase Deficiency) is a potentially fatal genetic disease that affects young and old. It affects 2-8% of the population in America. DPD is an enzyme essential for regulating the health of the body; most people produce it naturally.People with DPD Deficiency lack the ability to create this enzyme in the amounts they need.For some, this enzyme deficiency is severe, and the disease appears in childhood, resulting in the loss of motor skills, seizures, or premature death.t affects 2-8% of the population in America. DPD is an enzyme essential for regulating the health of the body; most people produce it naturally. People with DPD Deficiency lack the ability to create this enzyme in the amounts they need.",
"title": ""
},
{
"docid": "f0f43f5640dd8effecd8efca7da6b817",
"text": "Impairment, Disability and Handicap The words “impairment,” “disability,” and “handicap,” are often used interchangeably. They have very different meanings, however. The differences in meaning are important for understanding the effects of neurological injury on development. Impairment: any loss or abnormality of psychological, physiological or anatomical structure or function.",
"title": ""
},
{
"docid": "89c9f5e15588996439eab83fac623551",
"text": "- _ Department of Health. The Department of Health (DOH) is the principal health agency in the Philippines. It is responsible for ensuring access to basic public health services to all Filipinos through the provision of quality health care and regulation of providers of health goods and services.",
"title": ""
},
{
"docid": "ec7973a6c67b492e3bb65f83571c7977",
"text": "The health and care system explained About us. The Department of Health (DH) helps people to live better for longer. We lead, shape and fund health and care in England, making sure people have the support, care and treatment they need, with the compassion, respect and dignity they deserve.",
"title": ""
},
{
"docid": "eb79f2ff96b0a620c80f151a6865b40b",
"text": "- models of disablement, the concept of rehabilitation, the biomedical model, and the biopsychosocial model as they are applicable in physiotherapy, and stresses the need for their integration into patient management strategy so as to improve health care delivery. MODELS OF DISABLEMENT Disablement refers to the various impacts of chronic and",
"title": ""
},
{
"docid": "81225f0d63c4d43852788e4fb149c763",
"text": "Impairment, Disability and Handicap As traditionally used, impairment refers to a problem with a structure or organ of the body; disability is a functional limitation with regard to a particular activity; and handicap refers to a disadvantage in filling a role in life relative to a peer group.",
"title": ""
},
{
"docid": "57fb1600fea55e8a1fb94f99f0bf2505",
"text": "What does disabled mean? What does disabled mean? A disability is a physical or mental impairment that prevents an individual from performing actions done by individuals without such limitations. The disability can be physica … l, psychological, cognitive or social.",
"title": ""
},
{
"docid": "9dccf986c06c52149e028cd99c7d5457",
"text": "- The term disability broadly describes an impairment in a person's ability to function, caused by changes in various subsystems of the body, or to mental health. The degree of disability may range from mild to moderate, severe, or profound.",
"title": ""
},
{
"docid": "8011b322594f85a9260d6dc9b6f9f194",
"text": "- See all translations. uk /əˈkluː.ʒən/ us /əˈkluː.ʒən/ specialized. › medical [ C or U ] in medicine, something that blocks a tube or opening in the body, or when something is blocked or closed.",
"title": ""
},
{
"docid": "3e4807165fecebce80f17cb2877f8822",
"text": "disinfectant disinfectant dis·in·fec·tant (dĭs'ĭn-fěk'tənt) n. An agent, such as heat, radiation, or a chemical, that disinfects by destroying, neutralizing, or inhibiting the growth of disease-carrying microorganisms. adj. Serving to disinfect.",
"title": ""
},
{
"docid": "972c54d70007fb8d0242d2989b9d0dbd",
"text": "- Definition: Health. “...[S]tate of complete physical, mental, and social well-being and not merely the absence of disease, or infirmity” (WHO 1946). Health is not an easy term to define.For some it encompasses mental health, for others physical and mental health are compartmentalized.or many adults, the functional component is a critical factor in defining health or illness--in the absence of symptoms, there is no disease. A world view of many cultural groups integrates physical, emotional, and spiritual well-being, and holds that all three are necessary for optimal health.",
"title": ""
},
{
"docid": "be05779bda58d1d3841ead2496f27336",
"text": "Living Wills and Powers of Attorney for Health Care: An Overview Your health care documents take effect if your doctor determines that you lack the ability -- often called the capacity -- to make your own health care decisions. Lacking capacity usually means that: you can't understand the nature and consequences of the health care choices that are available to you, and.",
"title": ""
},
{
"docid": "e67b39372765bf0b43ca099ee9b761ed",
"text": "Definitions of Disability Disability: any restriction or lack (resulting from an impairment) of ability to perform an activity in the manner or within the range considered normal for a human being. Handicap: a disadvantage for a given individual that limits or prevents the fulfillment of a role that is normal.",
"title": ""
},
{
"docid": "a2ad73bf835cbbd11ef70fea3eae77ba",
"text": "Public health concepts Health. 1 State of complete physical, mental,and social well being and not merely the absence of disease or infirmity. Successful defense of the host against forces tending to disturb the body equilibrium. Public health.",
"title": ""
},
{
"docid": "3aea642d12ee80583becb4a6509b20e7",
"text": "Salivary Gland Problems The most common cause of swollen salivary glands, salivary stones are buildups of crystallized saliva deposits. Sometimes salivary stones can block the flow of saliva. When saliva can't exit through the ducts, it backs up into the gland, causing pain and swelling.Pain is usually off and on, is felt in one gland, and gets progressively worse.Unless the blockage is cleared, the gland is likely to become infected.ometimes salivary stones can block the flow of saliva. When saliva can't exit through the ducts, it backs up into the gland, causing pain and swelling. Pain is usually off and on, is felt in one gland, and gets progressively worse. Unless the blockage is cleared, the gland is likely to become infected.",
"title": ""
},
{
"docid": "eeac0078523062ffd273dcca1ed734f6",
"text": "- Illinois requires the health department to design and distribute without charge placards containing approved methods for laymen to safely and effectively remove food lodged in a person's throat. The instructions must be limited to first-aid procedures that do not use instruments or devices.",
"title": ""
},
{
"docid": "d33f1a1ac2150fc2d1d9503cb3d30614",
"text": "- Today, three types of definition of health seem to be possible and are used. The first is that health is the absence of any disease or impairment. The second is that health is a state that allows the individual to adequately cope with all demands of daily life (implying also the absence of disease and impairment).",
"title": ""
},
{
"docid": "9397fbdb5fb4d1e4f3ef6e200b2064df",
"text": "disability 1 : a physical, mental, cognitive, or developmental condition that impairs, interferes with, or limits a person's ability to engage in certain tasks or actions or participate in typical daily activities and interactions Scientists have tentatively linked the reading disability known as dyslexia to a bevy of brain disturbances.",
"title": ""
},
{
"docid": "708e61245cea165aae78df0acdfb27c6",
"text": "Preventive healthcare Preventive healthcare consists of measures taken for disease prevention, as opposed to disease treatment. Just as health encompasses a variety of physical and mental states, so do disease and disability, which are affected by environmental factors, genetic predisposition, disease agents, and lifestyle choices. Health, disease, and disability are dynamic processes which begin before individuals realize they are affected. Disease prevention relies on anticipatory actions that can be categorized as primal, primary, secondary, and tertiary prevention. Each year, millions of people die of preventable deaths.",
"title": ""
},
{
"docid": "277a95822114f6e79b992d74b53ad48b",
"text": "- Full Definition of DISABLED. : incapacitated by illness or injury; also: physically or mentally impaired in a way that substantially limits activity especially in relation to employment or education. See disabled defined for English-language learners. See disabled defined for kids. ADVERTISEMENT.",
"title": ""
},
{
"docid": "24d73c77cd0a44ac9707cd5257831400",
"text": "Defining health promotion The most well-known definition of health promotion is that of the World Health Organization’s Ottawa Charter (1986): Health promotion is the process of enabling people to increase control over, and to improve their health (the full definition is provided on the WHO website). Health promotion is the process of enabling people to increase control over their health and its determinants, and thereby improve their health.",
"title": ""
}
] |
msmarco_passage
|
33f6e05eb24e08cf10144608fa899ef9
|
what is emiesitelist
|
[
{
"docid": "526175e79f249c9b3a8d0615468db50e",
"text": "emiesitelist - Virus that Norton thinks is Google Chrome. Both Symantec and Google should be aware of this. emiesitelist is a folder (complete path below) containing an executable with a randomly generated name (in my case owcdlctobkq.exe). Norton allows this executable, because it believes this is Google Chrome. I believe the executable for Google Chrome is simply chrome.exe.miesitelist is a folder (complete path below) containing an executable with a randomly generated name (in my case owcdlctobkq.exe). Norton allows this executable, because it believes this is Google Chrome.",
"title": ""
}
] |
[
{
"docid": "32fe580bdff07c52114223ef723c2f9b",
"text": "- If you make use of the information, please acknowledge its source. The International Society for Electrophysical Agents in Physical Therapy (ISEAPT) is a formal subgroup of the World Congress Physical Therapy (WCPT) and is the leading International organisation concerned primarily with Electro Physical Agents.",
"title": ""
},
{
"docid": "3fdf2e685a998b4fa95220226b8cd3c5",
"text": "Snow Leopard Facts The snow leopard lives in the Himalayas, the mountains of Central Asia and the Mountains of Southwest China as well as the Tibetan plateau. Their range covers 12 countries – Afghanistan, Bhutan, China, India, Kazakhstan, the Kyrgyz Republic, Mongolia, Nepal, Pakistan, Russia, Tajikistan and Uzbekistan.now Leopards are one of the most beautiful and mystical wild cats. They have a proud bearing and people are drawn to their unusual white/gray color. Snow leopards are also very elusive and few people have seen them in the wild.",
"title": ""
},
{
"docid": "2cb06b0ce8a3bf9f8ef1700e9fa6f20a",
"text": "Natalizumab Natalizumab is a humanized monoclonal antibody against the cell adhesion molecule α4-integrin. Natalizumab is used in the treatment of multiple sclerosis and Crohn's disease. It is co-marketed by Biogen Idec and Élan as Tysabri, and was previously named Antegren. Natalizumab is administered by intravenous infusion every 28 days.",
"title": ""
},
{
"docid": "c2a8c7f96c99ba19c163a4be2210eb41",
"text": "Celexa Celexa is a prescription drug that is used to treat depression in adults. The drug works by balancing the levels of a certain chemical in the brain (serotonin). In addition to reducing the symptoms of depression, Celexa has also been shown to reduce the chances of a relapse.",
"title": ""
},
{
"docid": "b042a5671710afcee077943ce87db58c",
"text": "TYSABRI® (natalizumab) is available only through the TOUCH Prescribing Program, which stands for TYSABRI Outreach: Unified Commitment to Health. TOUCH On-Line is a web-based tool designed to assist TOUCH Prescribing Program participants in fulfilling their TOUCH Prescribing Program Requirements.",
"title": ""
},
{
"docid": "779c9b36c1ac8d7b47557d0b93a08a16",
"text": "Apremilast Apremilast (brand name Otezla, by Celgene) is a drug for the treatment of certain types of psoriasis and psoriatic arthritis. It may also be useful for other immune system related inflammatory diseases.",
"title": ""
},
{
"docid": "947cdec5484744bc45c79b314c26bd76",
"text": "ezetimibe DRUG CLASS AND MECHANISM: Ezetimibe is an oral drug that is used for the treatment of elevated blood cholesterol.",
"title": ""
},
{
"docid": "e87e5d6174de33f097ce307ea279db3b",
"text": "- Gilenya® is a new class of medication called a sphingosine 1-phosphate receptor modulator, which is thought to act by retaining certain white blood cells (lymphocytes) in the lymph nodes, thereby preventing those cells from crossing the blood-brain barrier into the central nervous system (CNS).ilenya was approved by the U.S. Food and Drug Administration (FDA) in 2010 for adults with relapsing forms of MS to reduce the frequency of clinical relapses and to delay the accumulation of physical disability.",
"title": ""
},
{
"docid": "2bca72d872c9f0d48dd4338fa56eb8f2",
"text": "- McAfee Embedded Control* Integrated with the Intel IoT Gateway platform, McAfee Embedded Control maintains system integrity by allowing only authorized code to run (application whitelisting) and only authorized changes to be made (change control).pplication Whitelisting The software automatically creates a dynamic whitelist of the allowed code on the platform. Once the whitelist is created and enabled, the system is locked down to the known good baseline; no program or code outside the authorized set can run, and no unauthorized changes can be made.",
"title": ""
},
{
"docid": "7b494d4158a180b6076219454c5c5313",
"text": "- About This Scholarship. The HomeSecurityList Smart Home Scholarship is intended to cultivate innovation among the next generation of builders, makers, ethical-hackers, product creators and even homeowners interested in the internet of things.",
"title": ""
},
{
"docid": "7b94cd83eabee553ae585a299630b20a",
"text": "- Sertraline is a type of antidepressant called a selective serotonin reuptake inhibitor (SSRI) . Serotonin is a neurotransmitter — a chemical that relays signals between the cells in your brain.ertraline is a type of antidepressant called a selective serotonin reuptake inhibitor (SSRI) . Serotonin is a neurotransmitter — a chemical that relays signals between the cells in your brain.",
"title": ""
},
{
"docid": "da579468a7d1ebe90d15f40af27494e3",
"text": "- Aranesp is a man-made form of the protein human erythropoietin that is given to reduce or avoid the need for red. blood cell transfusions. Aranesp stimulates your bone marrow to make more red blood cells.ranesp is a man-made form of the protein human erythropoietin that is given to reduce or avoid the need for red blood cell transfusions. Aranesp stimulates your bone marrow to make more red blood cells. Having more red blood cells raises your hemoglobin level.",
"title": ""
},
{
"docid": "0ccf2ba349504c7337fc4b9549bd44a5",
"text": "- General Information. Gilenya is a sphingosine 1-phosphate receptor modulator. The exact mechanism is unknown, but Gilenya is thought to work by reducing the immune system's attack on the central nervous system by retaining certain white blood cells (lymphocytes) in the lymph nodes.ilenya is specifically indicated for the treatment of patients with relapsing forms of multiple sclerosis to reduce the frequency of clinical exacerbations and to delay the accumulation of physical disability. Gilenya is supplied as a capsule designed for oral administration.",
"title": ""
},
{
"docid": "f7a4165cec9b1acb3da2ae62f5d8c843",
"text": "- Silvadene is a brand name for silver sulfadiazine, a prescription cream that is primarily used in the treatment of second- and third-degree... Brands containing silver sulfadiazine include Silvadene and Flamazine. ... Shingles Treatment Cream; How to Use Lemon Juice on a Shingles Rash; You...",
"title": ""
},
{
"docid": "fe3638f1e9db355a20e913daefe72d59",
"text": "citalopram (Celexa) What is citalopram (Celexa)? Citalopram is an antidepressant in a group of drugs called selective serotonin reuptake inhibitors (SSRIs). Citalopram is used to treat depression. Citalopram may also be used for purposes not listed in this medication guide.",
"title": ""
},
{
"docid": "a9c6a11a390ef5536f281b2e5f8a079d",
"text": "Avonex treatment report Avonex® is a brand name for the drug interferon beta-1a, used to treat relapsing forms of multiple sclerosis (MS).It is taken as an intramuscular injection and is available in pre-filled syringes. There is no generic for Avonex® currently available.vonex® is a brand name for the drug interferon beta-1a, used to treat relapsing forms of multiple sclerosis (MS).",
"title": ""
},
{
"docid": "e353ad778296fec1ae31ab02c0506366",
"text": "- What is just2easy? j2e is an On-line word processor, desktop publisher, web page creator and form creator, designed for education. Use it for all your word processing needs, for example, homework and worksheets, as well as web publishing.With j2e, all your documents have their own unique www address.hat is just2easy? j2e is an On-line word processor, desktop publisher, web page creator and form creator, designed for education. Use it for all your word processing needs, for example, homework and worksheets, as well as web publishing.",
"title": ""
},
{
"docid": "c668bb8bc5230c1b39640086c5e0e79f",
"text": "Selective serotonin reuptake inhibitor Selective serotonin reuptake inhibitors (SSRIs), also known as serotonin-specific reuptake inhibitors or serotonergic antidepressants,[1] are a class of drugs that are typically used as antidepressants in the treatment of major depressive disorder and anxiety disorders.",
"title": ""
},
{
"docid": "65fb1ff337af5dfc1b9be8b7240748a8",
"text": "Provenge Sipuleucel-T is the generic name for the trade name drug Provenge®. In some cases, health care professionals may use the trade name Provenge® when referring to the generic drug name Sipuleucel-T. Provenge is an autologous cellular immunotherapy. This means that it is a drug made by a person's own blood cells and is meant to be used only for the person whose blood cells were used to create it. Provenge works by stimulating the man's own immune system to fight his prostate cancer.",
"title": ""
},
{
"docid": "404af0bf9e172b22ab00579cb4e02a74",
"text": "Terms and Acronyms An Individualized Family Service Plan (IFSP) documents and guides the early intervention process for children with disabilities and their families. The IFSP is the vehicle through which effective early intervention is implemented in accordance with Part C of the Individuals with Disabilities Education Act (IDEA).",
"title": ""
},
{
"docid": "f73fd3b221ba6fc900b4eb223a674359",
"text": "- Ifluenz is a platform connecting Instagram influencers and brands for product placement campaign on Instagram. With the platform, you can promote brands and their products on your Instagram account and get paid for it. To become an influencer on Ifluenz, you need to have at least 5,000 followers on Instagram.",
"title": ""
},
{
"docid": "3f9793f92e5e0d14c594aec528abde98",
"text": "Etanercept Etanercept (trade name Enbrel) is a biopharmaceutical that treats autoimmune diseases by interfering with tumor necrosis factor (TNF; a soluble inflammatory cytokine) by acting as a TNF inhibitor.",
"title": ""
},
{
"docid": "a4eaab299bd1e00ef8f9c7abe2c85905",
"text": "Generic Aricept â Alzheimerâs And Parkinsonâs medication Aricept or donepezil hcl is the drug to give a longed-for relief. What is Aricept and How It Works. Aricept (donepezil hydrochloride) belongs to the group of drugs called acetylcholinesterase inhibitor. It aims to improve the function of nerve cells by preventing the breakdown of acetylcholine chemical in the brain. Acetylcholine is a neurotransmitter responsible for signals given by your brain to your muscles.",
"title": ""
},
{
"docid": "8bc40f3013b713d16db5806c39efa25f",
"text": "What Is Donepezil Used For? Donepezil (Aricept ®) is a medication that has been licensed to treat the symptoms of dementia due to Alzheimer's disease. It belongs to a group of medications known as acetylcholinesterase inhibitors and is approved to treat mild, moderate, and severe Alzheimer’s dementia.",
"title": ""
},
{
"docid": "58b026e2aa0f8a96e30f9073ce4fc5d5",
"text": "- Bupropion is a unique antidepressant drug. It is the first non-nicotine medication for the treatment of smoking cessation. Ezetimibe is a relatively new cholesterol absorption inhibitor. Its mechanism of action was discovered only recently (2005). Analogue-based drug research is underway.",
"title": ""
}
] |
msmarco_passage
|
787d80221bb0ea7a798e2dfb4a542301
|
what food does a brown bear eat
|
[
{
"docid": "2ff740e4c6a867d980954a90e6c396c4",
"text": "WHAT EATS BEARS? In Asia, a large tiger might sometimes kill and eat a small or medium-size panda or other Asian bear. Anywhere else in the world, the only animal that can eat a full-grown bear is another bear. But bears sometimes do eat other bears. Baby bears have the most to fear from other bears. Large male grizzly bears—also called brown bears—occasionally kill and eat grizzly bear cubs. And large male polar bears sometimes kill and eat small polar bears. In addition, sometimes grizzly bears kill black bears.",
"title": ""
},
{
"docid": "ef062e2f94680223192a770142f5b24c",
"text": "- When a brown bear eats a salmon it does not acquire all the energy contained in the body of the fish. This is because the bear's body is not efficient enough to obtain all of … the energy from what eat eats. When the cells covert the protein of the fish into energy, it looses most of the useful energy in the process (the second law of thermodynamics proves this).",
"title": ""
}
] |
[
{
"docid": "6b9cad0864fd81359f3dfe606fa2163e",
"text": "Polar Bears 1 On occasion, polar bears kill beluga whales and young walruses. When other food is unavailable, polar bears will eat just about any animal they can get, including reindeer, small rodents, seabirds, waterfowl, fish, eggs, vegetation (including kelp), berries, and human garbage.",
"title": ""
},
{
"docid": "f79a6067999e414bb351e1e851977260",
"text": "Polar Bear Facts The polar bear's primary food source is seals. Their diet of meat makes them carnivores. If the food supply is plentiful, they will only eat seal blubber. This high-calorie meal helps the bears build up fat reserves, which keep polar bears healthy between feedings and help maintain their body temperature.he polar bear's primary food source is seals. Their diet of meat makes them carnivores. If the food supply is plentiful, they will only eat seal blubber. This high-calorie meal helps the bears build up fat reserves, which keep polar bears healthy between feedings and help maintain their body temperature.",
"title": ""
},
{
"docid": "89c97caa4bf2ad8bb25778931e6d8b88",
"text": "What do polar bears eat? The polar bear is carnivorous, which means it is a meat eater. The favorite prey of the polar bear are the many variates of ice dwelling seals. Some of their favorite are the Bearded Seal and the Ringed Seal.What a polar bear eats depends on what region of the Arctic lives in.Where available the polar bear will also eat Harp Seals, and they have even been seen successfully hunting beluga whales. Polar bears are opportunistic and would never pass up a carcass such as a Walrus, Bowhead Whale, or Grey Whale.hat a polar bear eats depends on what region of the Arctic lives in. Where available the polar bear will also eat Harp Seals, and they have even been seen successfully hunting beluga whales. Polar bears are opportunistic and would never pass up a carcass such as a Walrus, Bowhead Whale, or Grey Whale.",
"title": ""
},
{
"docid": "8ed6492fee0c14176d1905dffb7ba22b",
"text": "- Although the sloth bear feeds mainly on termites and ants, it is considered omnivorous because it will eat carrion if other food is scarce. Its diet also consists of fruits, berries, grasses, seed pods, flowers, yams, eggs, honey, insect larvae, and other insects. Because the sloth bear's diet is composed of such a large variety of things, there is usually a plentiful supply of food available.",
"title": ""
},
{
"docid": "c1a1d302083b720b461931b37187b4a5",
"text": "Polar Bears Their favorite foods include the ringed and bearded seal which is plentiful in the Arctic. Polar bears will eat sea birds and their eggs if available where they live. Their diet occasionally includes smaller whales (such as the beluga) and the walrus. Their eating habits include scavenging for dead animals including different types of whales and fish. The polar bear is an important part of Arctic food chain.",
"title": ""
},
{
"docid": "e84742d9dd352ffc4179ab8348850c50",
"text": "Brown Bear Frequently Asked Questions In North America, brown bears are generally considered to be those of the species that have access to coastal food resources like salmon. Grizzly bears live further inland and typically do not have access to marine-derived food resources. Besides habitat and diet, there are physical and (arguably) temperamental differences between brown and grizzly bears. Large male brown bears in Katmai can routinely weigh over 1000 pounds (454 kg) in the fall.",
"title": ""
},
{
"docid": "8f3e68cc948e6a3233533b0543665c8f",
"text": "Polar bear diet Polar bears largely eat ringed and bearded seals, but depending upon their location, they may eat harp, hooded and ribbon seal. A 121-pound seal can provide 8 days worth of energy-but the bear needs to eat much more in order to store up reserves.",
"title": ""
},
{
"docid": "2a76bf7c3f84701f5eafb6bbba5aa950",
"text": "- The most commonly eaten plants are the fleshy roots of some plants, fruits, berries, grasses, and forbs. If grizzly bears are on the hunt, their prey can include fish (especially salmon), rodents like ground squirrels, carrion and hoofed animals like moose, elk, caribou, and deer. They are especially good at catching the young of these hoofed wildlife species.",
"title": ""
},
{
"docid": "ba7750096d847046215d605adb7d2288",
"text": "What do polar bears eat? Seals are the preferred diet/prey for Polar Bears. Most of its diet consists of ringed or bearded seals. They are also known to hunt and kill adult Walruses and even Beluga Wh … ales. Mature/Adult bears tend to eat only the calorie rich skin and blubber of the seal, whereas youngsters consume the meat as well.hen other food is unavailable, polar bears sometimes eat muskox, reindeer, small rodents, seabirds, shellfish, fish, eggs, kelp, berries, and human garbage (the garbage dump in Churchill, Canada, had to be closed and moved because of this activity). 1 person found this useful.",
"title": ""
},
{
"docid": "15457eb98cf12fbf8c2f908ad4dcdc8e",
"text": "Julius Plucker German mathematician and physicist who was known for making fundamental contributions to analytical geometry and for being a pioneer in the investigations of cathode rays which led to the electron discovery.",
"title": ""
},
{
"docid": "900d18a3e131bc2d513e86cebd0e7e64",
"text": "- Diet: Grizzly bears are omnivores. The most commonly eaten plants are the fleshy roots of some plants, fruits, berries, grasses, and forbs. If grizzly bears are on the hunt, their prey can include fish (especially salmon), rodents like ground squirrels, carrion and hoofed animals like moose, elk, caribou, and deer.They are especially good at catching the young of these hoofed wildlife species.rizzly bears received their name because their brown fur can be tipped with white. This gives them a “grizzled” look, especially when blacklit by the sun. Size: Grizzly bears weigh upwards of 700 pounds. The males are heavier than the females and can weigh up to 1,700 pounds.",
"title": ""
},
{
"docid": "48aef83d4271d30edd9f8ad5fe6d4cce",
"text": "American black bear Generally, American black bears are largely crepuscular in foraging active, though may actively feed at any time. Up to 85% of the black bear's diet consists of vegetation, though they tend to dig less than brown bears, eating far fewer roots, bulbs, corms and tubers than the latter species.",
"title": ""
},
{
"docid": "c498e417334d2e6a48dbe2a71abaf3ba",
"text": "Bears: Facts Black Bears. 1 98% of a bear's diet is plants. 2 eats lots of insects. 3 captures elk, moose calves, and deer fawns in spring; does not kill larger ungulates. 4 profile of face is straight. 5 no hump between its shoulders. 6 average male weighs 250 pounds (113.4 kg) 7 average height is 3 feet (0.9 m) 8 average length is 4–6 feet (1.6–2.7 m)",
"title": ""
},
{
"docid": "a9f4508cd45dc4944e7772729196cba1",
"text": "Black Bear Bears live primarily in the forest and they have a remarkable way of adapting to people moving in to their territory. Black bears eat berries, nuts, tubers, roots, honey, worms, buds, leaves, fruit, twigs, grubs, fish, insects, and small mammals. In the spring, black bears even eat the inside layer of young trees. They must eat between 11 and 18 pounds of food each day to stay healthy. Black bears hibernate during the winter months.",
"title": ""
},
{
"docid": "d1e20129c5ff985147422b8bc8f9680f",
"text": "The American Black Bear Diet The American Black Bear Diet. Bears are voracious eaters, as they need to be fat in order to live and stay warm during winter’s hibernation. The black bears in the Great Smoky Mountains are omnivores and eat just about anything. Seventy-five to eighty five percent of their diet is made up of vegetation. Among the black bear’s menu items are berries, mast, such as nuts and acorns, honey, fish, herbs, tubers, roots, ants, insects, berries, and plants as well as small animals such as squirrels, marmots, and chipmunks, salamanders, and fawns.",
"title": ""
},
{
"docid": "3f0b7b79897f7e0aefe6d52aab6c2e9e",
"text": "What Do Black Bears Eat | What Do Black Bears Like To Eat What Do Black Bears Eat. Black bears are the opportunistic feeders. Many black bears primarily prey on berries, grasses, roots, and insects. These bears are omnivorous and the bulk of the diet is composed of vegetation (around 85% of vegetation and plants matter). They are known to dig less as compared to brown bears, consuming corns, roots, bulbs, and tubers.",
"title": ""
},
{
"docid": "7dfe038d73a78ee13afe07df81d46800",
"text": "Brown Bear Bears also eat other animals, from rodents to moose. The world's largest brown bears are found in coastal British Columbia and Alaska, and on islands such as Kodiak. Despite their enormous size, brown bears are extremely fast, having been clocked at speeds of 30 miles per hour (48 kilometers per hour).",
"title": ""
},
{
"docid": "b526b1c2c4104346ef2e586d321ccf10",
"text": "What do bears eat? , works at ArcGate. What do Bears eat? Bears are often portrayed in cartoons and movies as bloodthirsty predators, but most actually eat more plants than animals. With the exception of polar bears, every species of bear eats some type of plant, berry or insect daily. In fact, the Giant Panda eats nothing but bamboo!",
"title": ""
},
{
"docid": "124d5926d69e00a8781c4ab2fc974c95",
"text": "Polar bear diet Polar bear with seal carcass. © iStockPhoto / Karel Delvoye. Seals are a particularly energy-rich food source, especially for hungry mothers and their growing cubs. Polar bears can devour huge amounts of fat from seals when this prey is abundant.",
"title": ""
},
{
"docid": "0e173103ee89c31cdd3da21b12e41c3a",
"text": "Polar Bears Polar Bears Dieting & Eating Habits Food Preferences & Resources. Polar bears feed mainly on ringed and bearded seals. Depending upon their location, they also eat harp and hooded seals and scavenge on carcasses of beluga whales, walruses, narwhals, and bowhead whales. This polar bear is stalking a group of walruses that have hauled out onto the ice.",
"title": ""
},
{
"docid": "9e47bfd6da0b29b12ff175b1e55d44c4",
"text": "Black Bears Black bears are omnivores and will eat just about anything. In the wild, the majority of their diet consists of vegetable matter including roots, nuts, berries and grasses.",
"title": ""
},
{
"docid": "549e65d1c73eee5f20ca12867b6e6f81",
"text": "Do polar bears eat penguins? There are many myths about what a Polar Bear will or will not eat in order to survive. It's been said that they will devour fish, penguins, seals and even whales. While it is known that a polar bear will eat just about anything if it's hungry enough, some animals just aren't that easy for a polar bear to catch. Known as the Great White Hunter, polar bears have the reputation of being able to eat nearly 100 pounds of blubber in a single sitting.",
"title": ""
},
{
"docid": "0eba47f867e264ab015821a3087787d6",
"text": "Size, Weight, Diet Bears are called omnivores because they eat both plant and animals. A Florida black bear's diet varies, but usually consists of 80% plants, 15% insects, and 5% animal matter. Black bears eat mainly acorns, nuts, berries, and other vegetation as well as insects.",
"title": ""
},
{
"docid": "dde9f5ff64a84dbd1435983530667565",
"text": "- What non-living elements might. brown bears need to survive? Students should conclude that. sunlight, wind, water, soil, oxygen, temperature and weather. are all important to the brown bears’ survival.",
"title": ""
},
{
"docid": "61fc15e9eff9c08dcd944aea3b1132fd",
"text": "What do bears eat? During the winter, hibernating bears don't eat anything at all. This means that they're starving and often very weak when they wake up in spring. A black bear's favorite foods at this time are young tree shoots and nuts stolen from squirrel caches, which are plentifully available and contain lots of nutrients.",
"title": ""
}
] |
msmarco_passage
|
f9320009996d63685d420a2443c90f32
|
what is acne the drink
|
[
{
"docid": "b3a957cdcb0d2704d226f797a6e9a151",
"text": "Drinking Water and Acne Begin Your Healing Protocol by Nancy Hearn I see acne primarily as a sign that the body chemistry is imbalanced and that the body’s detoxification system is backed up. Thus, the first place to start in healing the body from the inside out is drinking half your body weight in ounces of contaminant-free water daily.",
"title": ""
},
{
"docid": "d74c5cd4afd6ab51e628ae9190086b6e",
"text": "Drinking Tea to Clear Up Acne Rooibos tea can be used in acne treatment as a topical remedy or ingested as a regular tea. There are 2 differences between rooibos tea and other regular teas. These are its lack of caffeine and its low levels of tannins.",
"title": ""
},
{
"docid": "0746e16ef597f32b40d3fdc38bbf59ae",
"text": "Drinking Tea to Clear Up Acne While drinking chamomile tea can reduce the severity of acne breakouts, applying the tea topically can also help relieve acne symptoms. Chamomile tea can be used as a toner and cleanser to wash the area of the skin affected by acne. It provides a deep cleansing action while relaxing the skin and washing off irritants.",
"title": ""
}
] |
[
{
"docid": "c896faf783a527a55d70bfc69b1d5379",
"text": "The Surprise Medical Treatment That Also Clears Up Acne Spironolactone is an oral medication that's been around since the 1960's, but dermatologists have used it to treat acne since at least the 1980's. Since isotretinoin — better known as Accutane — involves abstinence from drinking, requires the use of hormonal birth control, and has been loosely linked to depression, a lot of young women are hesitant to try it out.",
"title": ""
},
{
"docid": "50fc1ea1d74d309c8c23ae1b6ea98ff8",
"text": "Teens and Acne Treatment Types of treatments. Benzoyl peroxide wash, lotion, or gel—the most effective acne treatment you can get without a prescription. It helps kill bacteria in the skin, unplug oil ducts, and heal pimples. There are a lot of different brands and different strengths (2.25% up to 10%).",
"title": ""
},
{
"docid": "64d7a59e72d7e1e8f3da5a8d0683c303",
"text": "What you need to know about acne Acne, medically known as Acne Vulgaris, is a skin disease that involves the oil glands at the base of hair follicles. It commonly occurs during puberty when the sebaceous (oil) glands come to life-the glands are stimulated by male hormones produced by the adrenal glands of both males and females.",
"title": ""
},
{
"docid": "5d910baeb36b7ecb399155b02ad70748",
"text": "Milk and Acne: Does Milk Cause Acne? If you eat milk, cheese, ice cream, or any other kind of dairy, and you have acne, this blog post could be the most important thing you read all week. In fact – and I’m not exaggerating here – removing milk and dairy products from your diet is probably the absolute, honest-to-goodness most effective thing you can do to clear up your skin.",
"title": ""
},
{
"docid": "b6d5c8f309b3208bca16a23d38511343",
"text": "- Acne typically develops when the oil glands come to life around puberty and are stimulated by male hormones that are produced in the adrenal glands of both boys and girls. Treatments include keeping the skin clean and avoiding irritating soaps, foods, drinks, and cosmetics.",
"title": ""
},
{
"docid": "f63c85f5b10f525beb06f452ca4f1b30",
"text": "Will Drinking More Water Cure My Acne? 1 Dry skin is a major problem in acne care. Dry skin keeps pores tight and increase the number of small, red pimples. 2 Drinking water, however, does not moisturize the skin. The skin is like a brick wall defending the body. Skin cells are like bricks, and fatty substances around them are like mortar.",
"title": ""
},
{
"docid": "64ed11db43cff418222a448ba8cdd503",
"text": "- 3 months ago I decided to see what drinking Kombucha daily would do for my skin and its been AMAZING. I'd say 70% of my acne on my chin, back and jawline has all been cleared. Around my period I'll notice that I will have a flare up or maybe 1 or 2 breakouts but nothing like it was before.",
"title": ""
},
{
"docid": "771353d8c586d0d248a83f7570a71c8e",
"text": "MediBac Clearing mediBac clearing™. Most products and treatments for acne are designed for teenage skin, making them too harsh and irritating for adult acne sufferers. The MediBac Clearing system addresses the four main factors that contribute to acne development (overactive sebaceous glands, cell accumulation, bacteria and inflammation) all while addressing the needs of adult skin.",
"title": ""
},
{
"docid": "b847303f211ec182e611293572f1f547",
"text": "- Acne is a disorder of the hair follicles and sebaceous glands that affects almost everyone at some time or another. Although the exact cause of acne is unknown, four factors are believed to be involved: hormones, sebum, abnormal keratinization within the hair follicle, and the bacterium Propioni-bacterium acnes.",
"title": ""
},
{
"docid": "1eb8d4e974952c43d1f653bda0368107",
"text": "Canned Tuna Reviews: American Tuna & Wild Planet A can of tuna from Starkist or Chicken of the Sea is under $2 (sometimes under $1), but a can of higher quality USA tuna is $4-$5. Yeah, that’s a big difference! Americans have become so used to cheap food, but they don’t bother to think about the reason as to WHY it’s so cheap.",
"title": ""
},
{
"docid": "c10e39a9496e3b581797524f5afcd851",
"text": "What is the difference between acne and pimples? Acne is a broader term than pimples. Acne refers to the skin disease involving sebum (skin oil), keratinization (shedding dead skin cells), and bacteria. It can range from very mild acne consisting of mostly blackheads, to severe cystic acne. Somewhere in the middle, but leaning towards more severe acne is what most would call pimples.",
"title": ""
},
{
"docid": "0a4b014009d65248ea219e79069d6f05",
"text": "Everything you need to know about cystic acne Cystic acne is a skin condition in which the pores in the skin become blocked, leading to infection and inflammation in some cases. The skin conditions mainly affects the face, but also often affects the upper trunk and upper arms.cne, including cystic acne, is not caused by: 1 Chocolate, nuts, or greasy foods. 2 Most other dietary choices-research has found an association between intake of milk products and acne, as well as a high glycemic index diet and acne. 3 Poor hygiene or inadequate face washing.",
"title": ""
},
{
"docid": "cf0f2ffeb815663af07d565a08cce770",
"text": "- Acne is a disorder resulting from the action of hormones and other substances on the skin’s oil glands (sebaceous glands) and hair follicles. These factors lead to plugged pores and outbreaks of lesions commonly called pimples or zits.",
"title": ""
},
{
"docid": "3f31288a9a0d34c233470bc43dcc5a35",
"text": "Green Tea and Acne: Does Green Tea Really Help Acne? Turns out that drinking green tea can make your skin produce less sebum, reduce your inflammation levels, and boost your immune system. That’s a powerful trio of effects for acne-busting, and we’ll go into them in a minute.",
"title": ""
},
{
"docid": "40b304411e8a8473e76092340b3961f2",
"text": "Acne Acne vulgaris (or simply acne) is a long-term skin condition characterized by areas of blackheads, whiteheads, pimples, greasy skin, and possibly scarring. The resulting appearance may lead to anxiety, reduced self-esteem, and in extreme cases, depression or thoughts of suicide.",
"title": ""
},
{
"docid": "04af785bc32b6720e634ad35ffed97cf",
"text": "- Short-Term Fixes. 1 1. Apply witch hazel to help with the redness and the swelling. Witch hazel is a plant that's often used as an astringent, meaning that is temporarily tones the skin. 2 2. Use an ice cube. This short-term method helps if your acne is red and or painful. 3 3. Use a soaked tea bag to cover the area.",
"title": ""
},
{
"docid": "a2bc836e5c735c98410914cce626dfa3",
"text": "- 1 Cystic acne is the most severe form of acne. 2 While acne is very common, cystic acne is relatively uncommon. 3 Cystic acne is. 4 caused by chocolate, nuts or greasy foods, nor by poor hygiene or masturbation.",
"title": ""
},
{
"docid": "a985e7a464fecf5f57c6a22df8005052",
"text": "Differin Acne is a distressing and painful skin condition and has always been one of the most difficult and popular skin ailments. It is caused due to excessive oil generation and build-up of dirt and grime in the skin. But it does not only plague those with oily skin.",
"title": ""
},
{
"docid": "c5d63b8417d78d61e2dd9295f43589fc",
"text": "- 1 Some products list ingredients that justify a higher price that actually make acne worse. 2 Alcohol and menthol dry out the skin and clog pores. 3 Alpha-hydroxy acids and beta-hydroxy acids don’t work if the solution containing them has been neutralized to make it alkaline. Willow bark can be used to scrub (and bruise) your skin, while salicylic acid can peel away dead skin even if you don’t scrub. 2 This article offers you an A to Z listing of the five most commonly purchased skin care products that make acne worse.",
"title": ""
},
{
"docid": "a5dccea7339d8c99cfc8f99c17a2fdae",
"text": "Alcoholic drink Cider or cyder (/ˈsaɪdər/ SY-dər) is a fermented alcoholic beverage made from any fruit juice; apple juice (traditional and most common), peaches, pears (Perry cider) or other fruit. Cider alcohol content varies from 1.2% ABV to 8.5% or more in traditional English ciders.t is usually expressed as a measure of beer, wine, or spirits. One standard drink always contains the same amount of alcohol regardless of serving size or the type of alcoholic beverage. The standard drink varies significantly from country to country.",
"title": ""
},
{
"docid": "4e41e8e9253f10ebcbd28cc602dd7ddb",
"text": "Does Drinking Water Help Acne? The truth about water and acne: Drinking plenty of water benefits your body in many ways, and one in particular is healthy skin. While water is not the cure-all to your acne problems, a steady flow of H20 will help your fight against breakouts.",
"title": ""
},
{
"docid": "a650e2e81ca6110987e01a058513222c",
"text": "- Another AHA, malic acid, can be helpful in decreasing breakouts because it has antimicrobial properties. By targeting acne causing bacteria on the skin, malic acid in apple cider vinegar acne treatments can help your body fight off skin infections associated with acne.",
"title": ""
},
{
"docid": "061bf6090f927d7f342503ab09eaeb3e",
"text": "- Drinkaware is an independent UK alcohol awareness charity that provides consumers with information about the effects of alcohol on their lives and lifestyles, allowing them to make informed decisions about their drinking.",
"title": ""
},
{
"docid": "9e6e9b93a2d4c12fcd86720c6def1858",
"text": "Acne: Are Milk and Sugar the Causes? As our sugar and dairy consumption has increased over the last 100 years so has the number of people with acne. We now have over 17 million acne sufferers, costing our health care system $1 billion a year, and 80-90 percent of teenagers suffer acne to varying degrees.",
"title": ""
},
{
"docid": "5a1e3b37a7293d17e208706b39129f4c",
"text": "5 Myths About Food and your Skin Or try goat and sheep dairy cheeses instead of cow dairy, which some say has less of an effect on skin. MYTH: Caffeine leads to breakouts. FACT: The claim that caffeine causes acne and breakouts may have more bark than bite. Some experts say it doesn’t directly cause acne, but may aggravate existing conditions.",
"title": ""
}
] |
msmarco_passage
|
155230fcd75a519b184cd112305cbe03
|
distance between tahquamenon falls munising
|
[
{
"docid": "af98522cd94d75636e636375d0953d07",
"text": "- 38 mins. Distance from Tahquamenon Falls State Park, Paradise, MI to Munising, MI is 82Miles or 131 Km. You can get this distance about 1 hour 26 mins. If you want to planning travel with plane for 66 Miles or 106 Km, You can get this distance about 38 mins .",
"title": ""
}
] |
[
{
"docid": "8bb689abac05a03851b0d9094490d06f",
"text": "- From various sources I gathered that the minimum fall (slope) is 1cm fall over 1m distance. Converted that is 0.125 (1 eighth) inch fall over 1 foot distance. The maximum that should not be exceeded is 1cm fall over 20cm distance. Converted that is 0.25 (1 quarter) inch fall over 4 foot distance.",
"title": ""
},
{
"docid": "359f989e63a320ec6163f3efb6f8b6bf",
"text": "- As the crow flies, about 150 miles. By car, taking I-90 to I-290 to I-190 (if you're going to the Falls from Syracuse), you're talking about 160+ miles. About a 3 hour drive.",
"title": ""
},
{
"docid": "1f0f2d25153eda37239d1fc7e9051a2d",
"text": "Reconstruction (1865â1877) Although Johnson vetoed Congress’s attempt to renew the charter of the Freedmen’s Bureau in. 1866, Congress was successful in overriding Johnson’s veto on its second try, and the bureau’s charter. was renewed.",
"title": ""
},
{
"docid": "e66522922bb1f85f40471e9874199e68",
"text": "- Distance, Gas Consumption and Emission Notes. Distance from Youngstown, OH to Cuyahoga Falls, OH is 53Miles or 85 Km. You can get this distance about 51 mins. If you want to planning travel with plane for 44 Miles or 71 Km, You can get this distance about 35 mins .",
"title": ""
},
{
"docid": "e48352a706b1ae3a766ca7f283d89286",
"text": "Tew's Falls Tews Falls can be reached from Webster's falls via a 30 minute hike along the Bruce Trail, or by a 5 minute drive down Harvest Road to the Tews Falls parking area.From Toronto you can go West on Dundas Street (Highway #5) until you turn south on Brock Street (To Greensville), left on Harvest road.ocated at the Spencer Gorge / Webster's Falls Conservation Area in Greensville, its source is Logie's Creek. It is a short walking distance away from Webster's Falls. Also known as Hopkin's Falls and Tunis's Falls. Best viewed in the springtime as it tends to dry up in the summer months.",
"title": ""
},
{
"docid": "75ff22281595822799229c623eaeebcf",
"text": "Horsetooth Falls - 2.35 miles Horsetooth Falls - 2.35 Miles Round-Trip. Horsetooth Mountain Open Space Park spans the Culver, Soderberg, and Hughey Open Spaces. This 2886 acre park is located on the west side of Horsetooth Reservoir, 4 miles west of Fort Collins and 12 miles northwest of Loveland. Horsetooth Mountain Open Space Park features 29 miles of multipurpose trails through native grasslands, ponderosa woodlands and rugged montane forests.",
"title": ""
},
{
"docid": "9576c9d59ee0976848c3b72d7b7e819c",
"text": "- Cramtons Gap to Harpers Ferry on the Applachian Trail is a 9.4 mile moderately trafficked point-to-point trail located near Middletown, Maryland that features beautiful wild flowers and is rated as moderate. The trail offers a number of activity options and is best used from March until October.",
"title": ""
},
{
"docid": "e9331e610dcbc89285f24790403db2cb",
"text": "- If you want to meet halfway between Anoka, MN and Rogers, MN or just make a stop in the middle of your trip, the exact coordinates of the halfway point of this route are 45.135502 and -93.451416, or 45º 8' 7.8072 N, 93º 27' 5.0976 W. This location is 7.88 miles away from Anoka, MN and Rogers, MN and it would take approximately 11 minutes to reach the halfway point from both locations.",
"title": ""
},
{
"docid": "de2016276fe319a7bf39228a97dbea44",
"text": "Franconia Falls Trail Franconia Falls Trail. White Mountain National Forest. Franconia Falls Trail is a 6.8 mile moderately trafficked out and back trail located near Lincoln, New Hampshire that features a waterfall and is good for all skill levels. The trail offers a number of activity options and is best used from April until October.",
"title": ""
},
{
"docid": "274ddeab7bed96d7f6213c45de769d33",
"text": "- The Mist Trail. Distance: 3 miles (4.8 km) round trip to Vernal Fall, 7 miles (11 km) round trip to Nevada Fall. The Mist Trail. You’ll find an excellent view of Vernal Fall from the footbridge at 0.75 miles (1.3 km). Beyond the bridge, at 0.2 miles, the Mist Trail and the John Muir Trail diverge. You can also take the John Muir Trail to the top of Vernal Fall (via the Clark Point cutoff) and the top of Nevada Fall, or combine the Mist Trail and John Muir Trail into a loop.",
"title": ""
},
{
"docid": "ecb3a98083ce05e840d40600a8fc8ebf",
"text": "Niagara Falls Canada | Niagara Falls Hotels | Niagra Falls | Niagara on the Lake The falls are located 17 miles (27 km) north-northwest of Buffalo, New York and 75 miles (121 km) south-southeast of Toronto, between the twin cities of Niagara Falls, Ontario, and Niagara Falls, New York.he larger Horseshoe Falls are about 2,600 feet (790 m) wide, while the American Falls are 1,060 feet (320 m) wide. The distance between the American extremity of the Niagara Falls and the Canadian extremity is 3,409 feet (1,039 m).",
"title": ""
},
{
"docid": "322c03215384af100053d8dd1bf5bee9",
"text": "- Best Answer: It is about 140 km between the two. Your best bet to get from one to the other is a car, but you can do it on busses. You can get on a GO transit bus from Canada's Wonderland to Toronto's Union Station then take a Greyhound bus to Niagara Falls. Source(s):",
"title": ""
},
{
"docid": "369a6ed65a4f06d43f0132ad82f8ef61",
"text": "- The convenience of learning about the distance between Pictured Rocks to Tahquamenon Falls State Park is very helpful while traveling, which is, 1h 40m (150 km 866 mtrs) Read more Read more. Along with this, we become aware of the Travel Time from Pictured Rocks to Tahquamenon Falls State Park is 1h 40m; without much hassle.",
"title": ""
},
{
"docid": "2d41ee1f02b59a45244bb72f3774eecd",
"text": "- The total driving distance from Idaho Falls, ID to Jackson, WY is 91 miles or 146 kilometers. Your trip begins in Idaho Falls, Idaho. It ends in Jackson, Wyoming.",
"title": ""
},
{
"docid": "de03f4b73ae18cc3bfa8ad4b2fec34d5",
"text": "- Driving distance from Fergus Falls, MN to Alexandria, MN. The total driving distance from Fergus Falls, MN to Alexandria, MN is 50 miles or 80 kilometers. Your trip begins in Fergus Falls, Minnesota. It ends in Alexandria, Minnesota.",
"title": ""
},
{
"docid": "f645c9bce66b9e0175cec8150d6bde3d",
"text": "New York City Driving distance from New York, NY to Niagara Falls, NY. The total driving distance from New York, NY to Niagara Falls, NY is 409 miles or 658 kilometers. Your trip begins in New York, New York. It ends in Niagara Falls, New York.",
"title": ""
},
{
"docid": "3d3796a658c37cdd1fe8b67307a38223",
"text": "- Driving distance from PWM to Millinocket, ME. The total driving distance from PWM to Millinocket, ME is 203 miles or 327 kilometers. Your trip begins at Portland International Jetport in Portland, Maine. It ends in Millinocket, Maine.",
"title": ""
},
{
"docid": "f992966b2c6b4cf6054f6f4b6822bece",
"text": "Michigan UP 4cc Michigan UP Lake Superior Circle Tour Travel Planner. Munising, Grand Marais to Tahquamenon Falls, Michigan. Michigan Upper Peninsula Travel. Grand Marais beach with the Grand Sable Dunes in the background.",
"title": ""
},
{
"docid": "6b4f44fbef14fca37839df26f6f95bd2",
"text": "Victoria Falls 1 Second Gorge : (spanned by the Victoria Falls Bridge), 250 m south of falls, 2.15 km long (270 yd south, 2350 yd long). 2 Third Gorge: 600 m south, 1.95 km long (650 yd south, 2100 yd long), containing the Victoria Falls Power Station.",
"title": ""
},
{
"docid": "a2ec239c2cbf20b19fd703390a48e501",
"text": "Distance Mileage Calculator - Measuring the Distance from Wichita Falls Texas to Dallas Texas Travel thoughts for your from Wichita Falls to Dallas. Driving By Car: If you were in a car and maintained an average speed of 60mph (96 kmh) over the course of your it would take you around 2.46 hours to get from Wichita Falls to Dallas.",
"title": ""
},
{
"docid": "0dfcab54d6c83feaad55bf4d37f66392",
"text": "Rio Grande Gorge The gorge depth is 800 feet (240 m) just south of the Rio Grande Gorge Bridge, which spans the gorge 10 miles (16 km) northwest of Taos.",
"title": ""
},
{
"docid": "4ca01d11048fb4db2b523bbabbae1d10",
"text": "- The closest town to the halfway point is Satsop, WA, situated 133.04 miles from Beaverton, OR and 124.13 miles from Forks, WA. It would take 2 hours 46 mins to go from Beaverton to Satsop and 2 hours 53 mins to go from Forks to Satsop. Major Cities Along the Route. Some major cities along the route include Vancouver, WA, and Portland, OR.",
"title": ""
},
{
"docid": "a9f0d60f26c8e7c76f2a6504a3834fb9",
"text": "Tews Falls Tews Falls is in the Spencer Gorge/Webster's Falls Conservation Area. This is another of the many waterfalls found along the Niagara Escarpment, and is one of the highest. Tews Falls is the runner up for The Most Improved Falls of 2003.In July of 2002 it was a thin trickle, barely even worth a picture.But in June of 2003, it was a beauty. Tews Falls can be reached from Webster's falls via a 30 minute hike along the Bruce Trail, or by a 5 minute drive down Harvest Road to the Tews Falls parking area. See Webster Falls for directions.There is a view area at the top of the falls that can be easily reached from the parking area.n July of 2002 it was a thin trickle, barely even worth a picture. But in June of 2003, it was a beauty. Tews Falls can be reached from Webster's falls via a 30 minute hike along the Bruce Trail, or by a 5 minute drive down Harvest Road to the Tews Falls parking area. See Webster Falls for directions.",
"title": ""
},
{
"docid": "0168c99dc8f6db48e1d765cd1f641dff",
"text": "Traveler photo of Troutdale by CynthiaJuly 5, 2017Lock in a great price for McMenamins Edgefield â rated 8.9 by recent guests!Enter datesto get started. McMenamins Edgefield is 6 minutes’ drive from Lewis and Clark State Recreation Site and 2 minutes’ drive from the Columbia Gorge Premium Outlets. Portland is 14.3 miles away. This property also has one of the top-rated locations in Troutdale! Guests are happier about it compared to other properties in the area.",
"title": ""
},
{
"docid": "67524fbc33847dc8d9379d0a68824494",
"text": "Niagara Falls About 10,900 years ago, the Niagara Falls was located between present-day Queenston, Ontario, and Lewiston, New York, but erosion of their crest has caused the waterfalls to retreat approximately 6.8 miles (10.9 km) southward.he larger Horseshoe Falls are about 2,600 feet (790 m) wide, while the American Falls are 1,060 feet (320 m) wide. The distance between the American extremity of the Niagara Falls and the Canadian extremity is 3,409 feet (1,039 m).",
"title": ""
}
] |
msmarco_passage
|
2c52c8654e44330ec4a7f8e386da8487
|
what is a polecat
|
[
{
"docid": "9ebf7d1af2774044dea9cac01c0bb813",
"text": "Is polecat another name for a skunk or is it a different animal? Polecat is the common name for mammals in the order Carnivora and subfamily Mustelinae. Polecats do not form a single taxonomic rank; the name is applied to several species broadly similar to European polecats, the only species living natively on the British Isles.",
"title": ""
}
] |
[
{
"docid": "b12df04fad92ab3526f600f4c29b6304",
"text": "Polestar Polestar, also spelled pole star, also called (Northern Hemisphere) North Star, the brightest star that appears nearest to either celestial pole at any particular time. Owing to the precession of the equinoxes, the position of each pole describes a small circle in the sky over a period of 25,772 years.",
"title": ""
},
{
"docid": "d5da02297eeaba226eb23a193cf9d9d8",
"text": "- The domestic cat (Latin: Felis catus) or the feral cat (Latin: Felis silvestris catus) is a small, typically furry, carnivorous mammal. They are often called house cats when kept as indoor pets or simply cats when there is no need to distinguish them from other felids and felines.",
"title": ""
},
{
"docid": "3dc137c83d6d0df6d462e989f620779c",
"text": "the pole vault Definition of the pole vault. : an athletic event in which people compete by using a pole to jump over a bar that is high above the ground.",
"title": ""
},
{
"docid": "cee4c2873cbea5bf90572d427e214f47",
"text": "Apache Tomcat Apache Tomcat, often referred to as Tomcat, is an open-source web server and servlet container developed by the Apache Software Foundation (ASF).",
"title": ""
},
{
"docid": "eda95c3b4cb2ae66c74bb5f9b6956724",
"text": "- Apache Tomcat, often referred to as Tomcat, is an open-source web server developed by the Apache Software Foundation (ASF).",
"title": ""
},
{
"docid": "66b26e44434043d9b248a74bba0238fb",
"text": "- The domestic cat (Felis catus or Felis silvestris catus) is a small, usually furry, domesticated, and carnivorous mammal. They are often called housecats when kept as indoor pets or simply cats when there is no need to distinguish them from other felids and felines.he domestic cat (Felis catus or Felis silvestris catus) is a small, usually furry, domesticated, and carnivorous mammal. They are often called housecats when kept as indoor pets or simply cats when there is no need to distinguish them from other felids and felines.",
"title": ""
},
{
"docid": "31e3512843eab1c463ff9bb486c0da96",
"text": "Specifications & Options Bobcat is a Doosan company. Doosan is a global leader in construction equipment, power and water solutions, engines, and engineering, proudly serving customers and communities for more than a century.",
"title": ""
},
{
"docid": "a75b5f00a1323ebb83c008ba936fe876",
"text": "- 3. Ferret. The word ferret has multiple meanings, the earliest of which is a weasellike, usually albino mammal (Mustela putorius furo) related to the polecat and often trained to hunt rats or rabbits.. The word comes from the Vulgar Latinfurittus, diminutive of Latin fur, thief..",
"title": ""
},
{
"docid": "baccdb5aed2ec8d44e09039aa45f2e70",
"text": "Bobcat The bobcat (Lynx rufus) is a North American cat that appeared during the Irvingtonian stage of around 1.8 million years ago (AEO). Containing 12 recognized subspecies, it ranges from southern Canada to central Mexico, including most of the contiguous United States. The bobcat is an adaptable predator that inhabits wooded areas, as well as semidesert, urban edge, forest edge, and swampland environments.",
"title": ""
},
{
"docid": "810dc244dae96556ca651f414318277b",
"text": "Bobcat The bobcat is a North American cat that appeared during the Irvingtonian stage of around 1.8 million years ago. Containing 12 recognized subspecies, it ranges from southern Canada to central Mexico, including most of the contiguous United States. The bobcat is an adaptable predator that inhabits wooded areas, as well as semidesert, urban edge, forest edge, and swampland environments. It remains in some of its original range, but populations are vulnerable to local extinction by coyotes and domes",
"title": ""
},
{
"docid": "edab6a28972d209d9f9df0970fd1196e",
"text": "Bobcat The bobcat (Lynx rufus) is a North American mammal of the cat family Felidae that appeared during the Irvingtonian stage of around 1.8 million years ago (AEO).Containing 12 recognized subspecies, it ranges from southern Canada to central Mexico, including most of the continental United States.ne study in Kansas found resident males to have ranges of roughly 8 sq mi (21 km 2), and females less than half that area. Transient bobcats were found to have both larger (roughly 22 sq mi (57 km 2)) and less well-defined home ranges. Kittens had the smallest range at about 3 sq mi (7.8 km 2).",
"title": ""
},
{
"docid": "492dca0ac73ddc5d49050035ab87a1be",
"text": "- Although the European polecat (Mustela putorius) is thought to be its primary ancestor, other species likely contributed to the lineage of the modern pet ferret, including the Steppe polecat (Mustela eversmanii) of Central and Eastern Europe, and Central Asia.",
"title": ""
},
{
"docid": "f84a1fc05a8281947d19f54379192615",
"text": "What is pole dancing? Pole Dancing, in which a single dancer performs sensual, graceful, and acrobatic moves using a floor-to-ceiling metal pole as a support, began as an exotic dance performed in burlesque shows and strip clubs.ole Dancing, in which a single dancer performs sensual, graceful, and acrobatic moves using a floor-to-ceiling metal pole as a support, began as an exotic dance performed in burlesque shows and strip clubs.",
"title": ""
},
{
"docid": "3ac9063be97607f447999284e2e74019",
"text": "- Fitch fur is the fur of the European Polecat, a member of the weasel family. Its texture is similar to mink, however its coloration differs from mink. While mink underfur is generally a single color with dark guard hair tips, fitch fur shows natural stripes and other color variations. add a comment.",
"title": ""
},
{
"docid": "6f11119fcaf02d53941c5eb16af58c71",
"text": "polemic A polemic is something that stirs up controversy by having a negative opinion, usually aimed at a particular group. A piece of writing can be a polemic, as long as it gets someone's goat. Polemic comes from the Greek polemikos meaning warlike, belligerent.. It's like challenging someone to a duel of ideas. These days a polemic is usually a piece of writing, such as if the Grinch published a powerful polemic against Christmas.",
"title": ""
},
{
"docid": "952ea08023c7ee99e028bfe62964b900",
"text": "Bobcat The bobcat (Lynx rufus) is a North American cat that appeared during the Irvingtonian stage of around 1.8 million years ago (AEO). Containing 12 recognized subspecies, it ranges from southern Canada to central Mexico, including most of the contiguous United States.",
"title": ""
},
{
"docid": "f67a42d74b0f62661ff2c7a26d25175f",
"text": "- The bobcat (Lynx rufus), also called bay lynx or wildcat, is a bobtailed North American cat of the family Felidae. The animal is found from southern Canada to southern Mexico. The bobcat is a close relative of the somewhat larger Canada lynx (Lynx canadensis), also found in North America.",
"title": ""
},
{
"docid": "a0b284bf52d5107c3bd07aafebcf70e2",
"text": "Pole weapon A selection of polearms, mostly halberds. A pole weapon or polearm is a close combat weapon in which the main fighting part of the weapon is fitted to the end of a long shaft, typically of wood, thereby extending the user's effective range. Glaives, poleaxes, halberds, and naginata are all varieties of polearms.",
"title": ""
},
{
"docid": "cbae25afdf08e6f7613bdcd234e3fa02",
"text": "What is Polenta or Italian Porridge? Polenta, pronounced poh-LEHN-tah, is a cornmeal mush or porridge that originated in Northern Italy as a peasant food. It may not be particularly popular in the United States, but it's a staple that many Italian Americans enjoy as a part of their heritage.",
"title": ""
},
{
"docid": "c9c024873ffe31e4e221a2089ecc6055",
"text": "What is WorldCat? What is WorldCat? WorldCat is the world's largest network of library content and services. WorldCat libraries are dedicated to providing access to their resources on the Web, where most people start their search for information. WorldCat.org lets you search the collections of libraries in your community and thousands more around the world.",
"title": ""
},
{
"docid": "458bfc0ec070b398ecb3f2537b3c8696",
"text": "- Commonly referred to as polecats, striped skunk are about the size of domestic house cats, measuring 21-28 inches in total length and weighing from 3-11 pounds.",
"title": ""
},
{
"docid": "f32e953a73820cacde648a3a5bab6299",
"text": "Polecat The polecat used to be called a 'foul mart' because of its strong smell. The name polecat is said to be from the French poule chat,'the chicken cat' and it will kill chickens given the chance! Distribution: mainly in Wales but spreading.",
"title": ""
},
{
"docid": "1561c92a5c72d9f3329386e5c3a95276",
"text": "Bobcat The bobcat (Lynx rufus) is a North American mammal of the cat family Felidae that appeared during the Irvingtonian stage of around 1.8 million years ago (AEO).Containing 12 recognized subspecies, it ranges from southern Canada to central Mexico, including most of the continental United States.he bobcat's range does not seem to be limited by human populations, as long as it can find a suitable habitat; only large, intensively cultivated tracts are unsuitable for the species. The animal may appear in back yards in urban edge environments, where human development intersects with natural habitats.",
"title": ""
},
{
"docid": "a378bc3fa0d74e7076e45e448e9a49dd",
"text": "Main definitions of pole in US English: Definition of pole in US English - a long, slender, rounded piece of wood or metal, typically used with one end placed in the ground as a support for somet Definition of pole in US English - a long, slender, rounded piece of wood or metal, typically used with one end placed in the ground as a support for somet dictionary thesaurus",
"title": ""
},
{
"docid": "15aa216b62b11797685ff6224f37c5d9",
"text": "- The answer is sorta. Germany does have an indigenous animal that is in the ferret family. Though many will argue that a pole cat is a ferret, it is not the same as the dom…estic ferret. Much like the American Black Footed Ferret is similar to the domestic ferret, it is not in the same category.",
"title": ""
}
] |
msmarco_passage
|
b7808ae94ae8d8a4d86d68fe5b91ed71
|
what is a tutti in music
|
[
{
"docid": "0900e50cfb42763498e485aa1db815cc",
"text": "Tutti Tutti is an Italian word literally meaning all or together and is used as a musical term, for the whole orchestra as opposed to the soloist. It is applied similarly to choral music, where the whole section or choir is called to sing. Music examination boards may instruct candidates to play in tuttis, indicating that the candidate should play both the solo and the tutti sections.",
"title": ""
}
] |
[
{
"docid": "fa7749dc16bd746e8955a2c027309d7d",
"text": "Definitions &Translations Vibrato. Vibrato is a musical effect consisting of a regular, pulsating change of pitch. It is used to add expression to vocal and instrumental music. Vibrato is typically characterised in terms of two factors: the amount of pitch variation and the speed with which the pitch is varied. In singing it occurs spontaneously through a nervous tremor in diaphragm or larynx.",
"title": ""
},
{
"docid": "9d0193731aa5902088e36adc36059bb4",
"text": "- extended composition for instrumental soloist and orchestra, usually in three movements, and usually with a fast/slow/fast tempo scheme. Compositional form usually used in the baroque Concerto Grosso, in which the tutti plays a ritornello, or refrain, alternating with one or more soloists playing new material.",
"title": ""
},
{
"docid": "f3eb85b7a3ea0be3e598406a6cd2c03f",
"text": "- In a Nutshell: In 2010, the New York Times called Tutti Frutti one of the detonating blasts of the '50s rock 'n' roll explosion.. The song was certainly a detonating blast, and not just because it was a rock and roll original that inspired generations.",
"title": ""
},
{
"docid": "0f2ac964488942a3d90c561f0f3b24d1",
"text": "- Tutti Frutti (1990 TV series) From Wikipedia, the free encyclopedia. Tutti Frutti was the German version of the Italian game show Colpo Grosso (Big Score). It was aired from 21 January 1990 through to 21 February 1993 on RTL plus for three seasons, totaling approximately 140 episodes.",
"title": ""
},
{
"docid": "a3e5b25fdc0a98091c530ca8dfa6677b",
"text": "Tutti The tutti piston seen over the organ pedalboard. Tutti is an Italian word literally meaning all or together and is used as a musical term, for the whole orchestra as opposed to the soloist.It is applied similarly to choral music, where the whole section or choir is called to sing.he tutti piston seen over the organ pedalboard. Tutti is an Italian word literally meaning all or together and is used as a musical term, for the whole orchestra as opposed to the soloist. It is applied similarly to choral music, where the whole section or choir is called to sing.",
"title": ""
},
{
"docid": "a346c2fc4c55354441d4c9b6ea87159d",
"text": "Italian Musical Terms usually in choral music: a piacere : at pleasure: The performer is not bound to follow the given rhythm exactly. accelerando (accel.) gradually getting faster: An increase in the speed of the music. accento : accented; emphasised : ad libitum (ad lib.) at choice; freely: 1) A passage may be performed freely. 2) An instrument in a score may be omitted. adagietto",
"title": ""
},
{
"docid": "473e145a893872ed261cee1494c476dd",
"text": "Tempo rubato Tempo rubato [ˈtɛmpo ruˈbaːto] (free in the presentation, Italian for: stolen time) is a musical term referring to expressive and rhythmic freedom by a slight speeding up and then slowing down of the tempo of a piece at the discretion of the soloist or the conductor. Rubato is an expressive shaping of music that is a part of phrasing.",
"title": ""
},
{
"docid": "5949b0fbd5961e14d1e8a918bf6f6d62",
"text": "Tempo rubato Tempo rubato [ˈtɛmpo ruˈbaːto] (free in the presentation, Italian for: stolen time) is a musical term referring to expressive and rhythmic freedom by a slight speeding up and then slowing down of the tempo of a piece at the discretion of the soloist or the conductor.t is amusing to note that even some serious persons express the idea that in tempo rubato the right hand may use a certain freedom while the left hand must keep strict time..",
"title": ""
},
{
"docid": "b5636351a1f73ec0b88a146aefeb89b3",
"text": "melody Melody is “the most essential aspect of music” (S. S. Prokofiev), its simplest and primary form, and its main element, which incorporates the expressive effects of many other elements. The term has a number of basic meanings. It refers to a succession of musical tones forming an entity.",
"title": ""
},
{
"docid": "588efd90285c4992d619c7233a7dad85",
"text": "Little Richard With slightly cleaned-up lyrics, Tutti Frutti was the record that gave birth to Little Richard as he is now known -- the gleeful woo!s, the furious piano playing, the sax-driven, pedal-to-the-metal rhythm section.",
"title": ""
},
{
"docid": "585247b5ab1a1c8a092659cda216cb4a",
"text": "composition pastiche - a musical composition consisting of a series of songs or other musical pieces from various sources. medley, potpourri. musical composition, opus, piece of music, composition, piece - a musical work that has been created; the composition is written in four movements. work of art - art that is a product of one of the fine arts (especially a painting or sculpture of artistic merit)",
"title": ""
},
{
"docid": "0ba0bea8f4c182a83e8ca2cfcb239580",
"text": "Music 1010 Two identical pitches played one after the other are referred to as a/an. Unison. The interval between two notes (one higher than the other) of the same name that have a similar sound because the upper has exactly double the sound vibrations per second of the lower is called a/an. Octave. In music, the term resolution generally refers to.",
"title": ""
},
{
"docid": "5b303ae5c3bab73dddd4ca60e740328f",
"text": "Ostinato In music, an ostinato [ostiˈnaːto] (derived from Italian: stubborn, compare English: 'obstinate') is a motif or phrase that persistently repeats in the same musical voice, usually at the same pitch. The best-known ostinato-based piece may be Ravel 's Bolero boléro Or Giorgio 'moroder S I Feel. love",
"title": ""
},
{
"docid": "56189fe5dfae0860d19bd9bb7cd07a7a",
"text": "Fugue A fugue is a piece of music written for a certain number of parts (voices). The word “fugue“ comes from the Italian “fuga“ meaning “flight“. A fugue is based on one particular tune. This tune is called the subject. Each part has an equal share in playing the subject.",
"title": ""
},
{
"docid": "468f4272fa5fcb115bf4c6635427d892",
"text": "Tessitura Tessitura, (Italian: “texture”), in music, the general range of pitches found in a melody or vocal part. It differs from the compass of a piece to the extent that it does not take into account the extremes of the piece’s range but is concerned with the way in which the vocal line is arranged or situated.",
"title": ""
},
{
"docid": "4bc342f773d233071705e790ad141a6e",
"text": "Incidental music An overture is incidental music that is played usually at the beginning of a film, play, opera, etc., before the action begins. It may be a complete work of music in itself or just a simple tune.",
"title": ""
},
{
"docid": "8689e6a948bd78afa8d1cc50f434ea02",
"text": "Austedo: Package Insert and Label Information (Page 4 of 5) Although naltrexone is not used to help patients stop smoking, a certain brand of medicine that contains bupropion is approved for this use. Serious mental or mood problems, including depression and suicidal thoughts or actions, have been reported in some patients using bupropion to help them stop smoking.",
"title": ""
},
{
"docid": "9d0c2efe689a1740b9708b98bb951d0a",
"text": "- With multiple couples, the tarantella is a circle dance alternating from clockwise to counter-clockwise and back as the music progresses, picking up speed as it goes. As with much southern Italian music, there are frequent alternations of major and minor keys.The lyrics are recited by a central singer/speaker.here are countless applications of the rapid tarantella rhythm in popular music, including the Fairy Godmother's song Bibbidi-Bobbidi-Boo from Disney's 1950 film, Cinderella. Also, some poetry has the same ONE-two-three rhythm to it (called dactylic meter).",
"title": ""
},
{
"docid": "8bada412339fb3905caead860ac444db",
"text": "Futurism (music) Filippo Tommaso Marinetti initiated the movement with his Manifesto of Futurism, published in February 1909. Futurist music rejected tradition and introduced experimental sounds inspired by machinery, and would go on to influence several 20th-century composers.uturism was an early 20th-century art movement which encompassed painting, sculpture, poetry, theatre, music, architecture and gastronomy.",
"title": ""
},
{
"docid": "9701aa1e42d9f5fd6710a997a2adb94f",
"text": "- A leitmotif or leitmotiv / ˌ l aɪ t m oʊ ˈ t iː f / is a short, constantly recurring musical phrase associated with a particular person, place, or idea. It is closely related to the musical concepts of idée fixe or motto-theme.",
"title": ""
},
{
"docid": "dbf8e70f52bd860cd0ef35ada6fcc572",
"text": "- -Sudden alternations between loud and soft.- -The most characteristic feature of baroque music is its use of basso continuo. -Basso continuo: is a bass part together with numbers (figures) that specified chords to be played above it.ACRED MUSIC: The two main Forms of sacred Renaissance Music are the mass and the motet The Motet is a polyphonic choral work set to a sacred Latin text other than the ordinary of the mass. Josquin Desprez: -He spent most of his life in Italy-Josquin Desprez was a contemporary of Christopher Columbus.",
"title": ""
},
{
"docid": "f7713a8df8f76763a5fe88b5249fa4bc",
"text": "Definitions &Translations Cantabile. Cantabile is a musical term meaning literally singable or songlike. It has several meanings in different contexts. In instrumental music, it indicates a particular style of playing designed to imitate the human voice. For 18th century composers, the term is often used synonymously with cantando, and indicates a measured tempo and flexible, legato playing. For later composers, particularly in piano music, cantabile indicates the drawing out of one particular musical line against the accompaniment.",
"title": ""
},
{
"docid": "9563e9231b1ff1f3929046b4c15debcd",
"text": "Leitmotif A leitmotif or leitmotiv /ˌlaɪtmoʊˈtiːf/ is a short, constantly recurring musical phrase associated with a particular person, place, or idea. It is closely related to the musical concepts of idée fixe or motto-theme. The spelling leitmotif is an anglicisation of the German Leitmotiv, literally meaning leading motif, or perhaps more accurately, guiding motif. A musical motif has been defined as a short musical idea... melodic, harmonic, or rhythmic, or all three, a salient ...",
"title": ""
},
{
"docid": "4de642f387f703855d2889894fcf6cd0",
"text": "The term tempo rubato, associated with Chopin's music, means that the performer should:? Answers. Best Answer: Tempo rubato (Italian: stolen time) is a musical term referring to expressive and rhythmic freedom by a slight speeding up or slowing down of the tempo of a piece at the discretion of the soloist.nswers. Best Answer: Tempo rubato (Italian: stolen time) is a musical term referring to expressive and rhythmic freedom by a slight speeding up or slowing down of the tempo of a piece at the discretion of the soloist.",
"title": ""
},
{
"docid": "434551b277d8a108c3a298a9e8fc6234",
"text": "Characteristics of the Musically Gifted Melody and Harmony. Melody and harmony are the basis for all music. Melody is the horizontal aspect of music often referred to as a tune or song. Harmony is the vertical aspect of music and deals with chords and chord progressions. Those that are musically gifted can easily memorize and recall melodies and harmonies.",
"title": ""
}
] |
msmarco_passage
|
ddfd478ba42e7edf22ad731f049e10a7
|
what is crustaceans
|
[
{
"docid": "0ebef8d9e7d2c9c4a71bbb464ea7f6e8",
"text": "Definitions &Translations Princeton's WordNet(0.00 / 0 votes)Rate this definition: 1 crustacean(adj) any mainly aquatic arthropod usually having a segmented body and chitinous exoskeleton. 2 crustaceous, crustacean(adj) of or belonging to the class Crustacea.",
"title": ""
}
] |
[
{
"docid": "0f94606a75decf81ace651cce9d7da4c",
"text": "Arthropoda - Crustaceans, Insects This phylum includes insects like butterflies and beetles, crustaceans like crabs and lobsters, and chelicerates like spiders and scorpions. Arthropods are found in all parts of the world in a wide variety of environments, from the deep sea to the frozen arctic regions.his phylum includes insects like butterflies and beetles, crustaceans like crabs and lobsters, and chelicerates like spiders and scorpions. Arthropods are found in all parts of the world in a wide variety of environments, from the deep sea to the frozen arctic regions.",
"title": ""
},
{
"docid": "77d61a84aaec202f145d9748373407f3",
"text": "Story: Crabs, crayfish and other crustaceans Page 1 – Crustaceans – bugs of the sea. Crabs and crayfish are crustaceans, a subdivision of arthropods – the large group of animals without backbones (invertebrates) that includes insects, spiders, mites, scorpions and springtails.Arthropods have jointed legs and a hard outer shell that acts as a skeleton.rabs and crayfish are crustaceans, a subdivision of arthropods – the large group of animals without backbones (invertebrates) that includes insects, spiders, mites, scorpions and springtails.",
"title": ""
},
{
"docid": "04b79ccbcc53717d6bd6f2d454f21c85",
"text": "arthropod any invertebrate of the phylum that includes insects, arachnids, crustaceans, and myriapods with jointed legs. — arthropod, arthropodal, arthropodan, arthropodous, adj.. any invertebrate of the phylum Arthropoda, having a segmented body, jointed limbs, and a mineralized chitinous shell covering and including insects, spiders and other arachnids, crustaceans, and myriapods. 2. Also, ar•throp•o•dal (ɑrˈθrɒp ə dl) ar•throp•o•dan (ɑrˈθrɒp ə dn) belonging or pertaining to the Arthropoda.",
"title": ""
},
{
"docid": "bd28a706a36209ffc4282236bc09d5ef",
"text": "- A shed carapace of a lady crab, part of the hard exoskeleton. Body structure of a typical crustacean – krill. The body of a crustacean is composed of body segments, which are grouped into three regions: the cephalon or head, the thorax, and the pleon or abdomen. shed carapace of a lady crab, part of the hard exoskeleton. Body structure of a typical crustacean – krill. The body of a crustacean is composed of body segments, which are grouped into three regions: the cephalon or head, the thorax, and the pleon or abdomen.",
"title": ""
},
{
"docid": "4c06875be8bf4654b6080cb9b1a93e08",
"text": "Difference Between Arachnids and Crustaceans • Most arachnids are terrestrial, and few are secondarily aquatic, whereas crustaceans are exclusively aquatic. • Examples for arachnids include scorpions, spiders, mites, and ticks. Examples of crustaceans are prawns, lobsters, shrimps, barnacles, and crabs.• The respiratory organs of arachnids are book lungs or trachea, whereas that of crustaceans are gills.• Unlike the arachnids, crustaceans possess stalked compound eyes. Most arachnids are terrestrial, and few are secondarily aquatic, whereas crustaceans are exclusively aquatic. • Examples for arachnids include scorpions, spiders, mites, and ticks. Examples of crustaceans are prawns, lobsters, shrimps, barnacles, and crabs.",
"title": ""
},
{
"docid": "309f5cb1ddecefca7e7f1c93df198138",
"text": "- Severe Weather. U.S. Severe Weather Map; Europe Severe Weather Map; Hurricane & Tropical Cyclones; Convective Outlook; Preparedness; Email Alerts; News & Blogs. Category 6; Blog Archive; Recent News Stories; Weather Infographics; Weather Posters; Photos & Video. WunderPhotos; Webcams; Videos; WUTV; Activities. Ski & Snow Reports; Marine Weather; Aviation; Buy a Weather Station",
"title": ""
},
{
"docid": "40009cde98703d7ac72386b8debe9332",
"text": "crustacea 1. capitalized: a large class of mostly aquatic arthropods that have a chitinous or calcareous and chitinous exoskeleton, a pair of often much modified appendages on each segment, and two pairs of antennae and that include the lobsters, shrimps, crabs, wood lice, water fleas, and barnacles.2.efinition of CRUSTACEA. : arthropods that are crustaceans. ADVERTISEMENT.",
"title": ""
},
{
"docid": "235ab57b9b8e30e0b2f8d5341b8ad8a9",
"text": "Crustacea Malacostraca, subclass Malacostraca - largest subclass of Crustacea including most of the well-known marine, freshwater, and terrestrial crustaceans: crabs; lobsters; shrimps; sow bugs; beach flies. order Stomatopoda, Stomatopoda - mantis shrimps.",
"title": ""
},
{
"docid": "0175cbe0be346e0285a0848dca482472",
"text": "- Phylum arthropoda (the arthropods) contain organisms with segmented bodies, an exoskeleton made from chitin, and joint appendages. Examples are hexapods including insects; the millipedes, crustaceans like lobsters, crabs and shrimp; the arachnids including spiders, and many others.hylum arthropoda (the arthropods) contain organisms with segmented bodies, an exoskeleton made from chitin, and joint appendages. Examples are hexapods including insects; the millipedes, crustaceans like lobsters, crabs and shrimp; the arachnids including spiders, and many others.",
"title": ""
},
{
"docid": "12bc8a4a63eaf7c341dd98cbe7f1e181",
"text": "- Copepods are small aquatic crustaceans that are one of the most abundant multicellular animals on Earth. Copepods may even outnumber insects, although insects Menu 0",
"title": ""
},
{
"docid": "3be3b29520a837040d9b775043156df6",
"text": "Chitin : any of a large class (Crustacea) of mostly aquatic mandibulate arthropods that have a chitinous or calcareous and chitinous exoskeleton, a pair of often much modified appendages on each segment, and two pairs of antennae and that include the lobsters, shrimps, crabs, wood lice, water fleas, and barnacles.efinition of CRUSTACEAN for Kids. : any of a large group of mostly water animals (as crabs, lobsters, and shrimps) with a body made of segments, a tough outer shell, two pairs of antennae, and limbs that are jointed.",
"title": ""
},
{
"docid": "e7ac4b91970d610337af8bc1a17fc16b",
"text": "Are Crabs Arachnids? Crabs are not arachnids; they are crustaceans. Arachnids are animals such as spiders. Arachnids, insects and crustaceans all belong to the family group arthropod. Arthropods are animals with exoskeletons, segmented bodies and jointed legs.They are the largest group of animals on Earth.Most crustaceans such as the crab are aquatic animals living in either marine or fresh water environments.rachnids, insects and crustaceans all belong to the family group arthropod. Arthropods are animals with exoskeletons, segmented bodies and jointed legs. They are the largest group of animals on Earth. Most crustaceans such as the crab are aquatic animals living in either marine or fresh water environments.",
"title": ""
},
{
"docid": "f642482ca2cf798465df83fe5007e710",
"text": "Shellfish Shellfish is a culinary and fisheries term for exoskeleton-bearing aquatic invertebrates used as food, including various species of molluscs, crustaceans, and echinoderms.Although most kinds of shellfish are harvested from saltwater environments, some kinds are found in freshwater.ome crustaceans commonly eaten are shrimp, lobster, crayfish, and crabs. Echinoderms are not as frequently harvested for food as molluscs and crustaceans; however, sea urchin roe is quite popular in many parts of the world. Most shellfish eat a diet composed primarily of phytoplankton and zooplankton.",
"title": ""
},
{
"docid": "3030398673f247d28fa6d08ae570396d",
"text": "Are you what you eat? There are six classes of crustaceans. The malacostraca is the largest. Examples of animals in this class include: porcelain crabs, terrestrial crayfish and mantis shrimp.",
"title": ""
},
{
"docid": "54696efab211a0c30fdc1027dd22926e",
"text": "Shellfish Shellfish, any aquatic invertebrate animal having a shell and belonging to the phylum Mollusca, the class Crustacea (phylum Arthropoda), or the phylum Echinodermata. The term is often used for the edible species of the groups, especially those that are fished or raised commercially. Bivalve mollusks, including oysters, mussels, scallops, and clams, rank among the most commercially important shellfish throughout the world. Certain gastropod mollusks, such as abalone, whelk, and conch, are also marketed.",
"title": ""
},
{
"docid": "8a71bb4be0dc1e83f68cc3c1bb8e8431",
"text": "arthropod n. ( 1 Zoology) any invertebrate of the phylum Arthropoda, having jointed limbs, a segmented body, and an exoskeleton made of chitin. The group includes the crustaceans, insects, arachnids, and centipedes.",
"title": ""
},
{
"docid": "32f2d8cf44dea3287e1f3bf916010f54",
"text": "Carapace In crustaceans, the carapace is a part of the exoskeleton that covers the cephalothorax. The carapace functions as a protective cover over the cephalothorax. Where it projects forward beyond the eyes, this projection is called a rostrum. The carapace is calcified to varying degrees in different crustaceans.",
"title": ""
},
{
"docid": "fa423440c6290d125c741e3bbc7e7308",
"text": "Shellfish Shellfish is a culinary and fisheries term for exoskeleton-bearing aquatic invertebrates used as food, including various species of molluscs, crustaceans, and echinoderms. Although most kinds of shellfish are harvested from saltwater environments, some kinds are found in freshwater.",
"title": ""
},
{
"docid": "15acb0b915fab80c4d8eddca44c2c305",
"text": "Lobster The lobster is a large crustacean and like the crab is similar to shrimp and prawns. The lobster is one of the largest types of crustacean with some lobster species known to get to weigh over 20 kg.Lobsters live on rocky, sandy, or muddy bottoms close to the... The lobster is a large crustacean and like the crab is similar to shrimp and prawns.",
"title": ""
},
{
"docid": "64abcd5137fca41515cd3648b4b4c6b3",
"text": "5 Characteristics of an Arthropod Arthropods are invertebrates, which means their bodies do not have internal bones for support. To compensate for this, they produce a hard exoskeleton made of chitin, a mixture of lipids, carbohydrates and protein, which covers and protects their bodies like a suit of armor. lobster's exoskeleton, segmented body and jointed appendages are clearly visible. Stockbyte/Stockbyte/Getty Images. Arthropods, members of the phylum Arthropoda, are a diverse group of animals including insects, crustaceans, spiders, scorpions and centipedes.",
"title": ""
},
{
"docid": "dd3a3ddb25e9d7ce57a9dc5d4ef3fb92",
"text": "- The crustacean belongs to the same major division of the animal world as spiders, lobsters, shrimp and water flies. Take this quiz and learn more about how multi-faceted this group of creatures is.",
"title": ""
},
{
"docid": "50401ac38dd91756ef29b60f2e5cd67b",
"text": "- Definition of CRUSTACEAN for Kids. : any of a large group of mostly water animals (as crabs, lobsters, and shrimps) with a body made of segments, a tough outer shell, two pairs of antennae, and limbs that are jointed.efinition of CRUSTACEAN for Kids. : any of a large group of mostly water animals (as crabs, lobsters, and shrimps) with a body made of segments, a tough outer shell, two pairs of antennae, and limbs that are jointed.",
"title": ""
},
{
"docid": "34a950b7fe714d9968c7b3fa7512cbc3",
"text": "Philosophy of Science History Roger Grosseteste and Roger Bacon, in the 13th century, further refined the scientific method, but the history of the philosophy of science began to take shape with the meticulous and innovative work of Francis Bacon.",
"title": ""
},
{
"docid": "77371c0956bc85b602053e523402c309",
"text": "What Do Lobsters Do? Crustaceans are distinguished by a five-segmented head (cephalon), followed by a long trunk typically regionalized into a thorax and abdomen. “Baby teeth.” Most crustaceans in their early larval stages chew their food with a unique structure called a naupliar arthrite, which is on the second antenna. This chewing tool is lost later in development, and chewing is taken over by the mandibular gnathobase.",
"title": ""
},
{
"docid": "9d4037b642192ba0ce0be805b1c543b3",
"text": "Arthropod An arthropod is any member of the phylum Arthropoda, which includes the centipedes, crustaceans, insects, millipedes, mites, scorpions, spiders, ticks, and other related forms.",
"title": ""
}
] |
msmarco_passage
|
27812d7c9bcbb9f4e28ffdb0d6bd2853
|
lexus india price
|
[
{
"docid": "6f771ead6d6dc9915929e33e144432f9",
"text": "Lexus Cars Lexus Cars. Currently 2 Lexus cars are available for sale in India. The lowest price Lexus model is the ES at Rs 55.27 Lakh and the highest price model is the RX at Rs 1.1 Cr. Upcoming Lexus car launches include LX.",
"title": ""
}
] |
[
{
"docid": "fe67e7751122a5ba4030467213f8aef2",
"text": "- Tata Tiago Price (Rs. 3.26 to 5.85 lakhs) in India. Find Tata Tiago Reviews, Features, Colors, Images at CarTrade. Get on road price for Tiago in your city.",
"title": ""
},
{
"docid": "4ad32e55c652e62aa27c5f20ec3bb657",
"text": "- April 7, 2017: Hyundai has launched the updated Creta SUV. Prices for the Creta start at Rs 9.29 lakh for the entry-level E petrol variant and go all the way up to Rs 14.64 lakh for the SX+ AT variant (both prices, ex-showroom Delhi). Variants across the Creta's portfolio receive a price hike of around Rs 2,000.",
"title": ""
},
{
"docid": "fefa5f77080e3f620d5d605aee9f0f5e",
"text": "2014 Lexus IS 250 Rebates and Incentives *Not all features are standard on all models. Some optional upgrades for the 2014 Lexus models includes, a remote engine start, a Navigation package, and wheel locks. The 2014 Lexus IS 250 is a new car under $40,000 with a starting price of $35,950.014 Lexus IS 250 ReviewsThe 2014 Lexus IS 250 is a 4-door, 5-passenger new sedan that is carried over from 2013. The 2014 Lexus IS 250 is available in one model, the Base.",
"title": ""
},
{
"docid": "77468b509b4a0b4e16ce350e2c44ebcd",
"text": "Overview about Wagon R Prices in India The price of a new Wagon R in India is highly dependent on the location it is being purchased in. The ex- showroom cost of the vehicle ranges between Rs.3, 70, 675 and Rs.5, 33, 037 and the on – road cost of the vehicle ranges between Rs.4, 05, 983 and Rs.6, 24, 960.",
"title": ""
},
{
"docid": "6a81bfdf6fb66c9935d0d5a050e19798",
"text": "- The Lexus RX 350 has one of the lower base prices in the luxury midsize SUV segment, with a starting price of $43,120. The performance-oriented F Sport trim starts at $49,020. All-wheel-drive is available as a $1,400 option in both trims.",
"title": ""
},
{
"docid": "9cb2fa2bd68a0c8905d5f97140c5b4fe",
"text": "- Lexus History. New Lexus car prices vary across models from $33,020 starting for the IS 250 to $77,780 for the LX 570 SUV.",
"title": ""
},
{
"docid": "fc79348cb73003689b4b324b9f21452b",
"text": "- Toyota launches new Land Cruiser Prado in India for Rs 84.87 lakh. 05 Dec 2013 by Venkat Desirazu. Toyota has launched a new Land Cruiser Prado premium SUV for the Indian market and has priced it at Rs 84.87 lakh (ex-showroom Delhi).The new Land Cruiser Prado gets...lick on a Land Cruiser Prado version name to know on-road price in your city, specifications and features. 1 All Versions. 2 Petrol. 3 Diesel.",
"title": ""
},
{
"docid": "ace133a643122b1e9326890e120f694a",
"text": "Lexus Announces Pricing for All-New 2013 GS 350 (Dec. 21, 2011) – Lexus today announced a zero increase on the Manufacturer’s Suggested Retail Prices (MSRP) for the all-new 2013 GS 350, which will arrive at dealerships in early February with bold, dynamic styling, precise handling, innovative technology and a spacious interior.With all of the enhancements to the all-new GS, the base price remains the same at $46,900,” said Mark Templin, group vice president and general manager, Lexus Division.",
"title": ""
},
{
"docid": "ded20676e065b6e67648f21800515a0b",
"text": "India Gasoline prices, liter India Gasoline prices, liter Gasoline prices: We show prices for India from 23-Oct-2017 to 29-Jan-2018. The average value for India during that period was 73.23 Indian Rupee with a minimum of 71.69 Indian Rupee on 23-Oct-2017 and a maximum of 76.16 Indian Rupee on 29-Jan-2018. For comparison, the average price of gasoline in the world for this period is 96.97 Indian Rupee.",
"title": ""
},
{
"docid": "2d64108e325cb8e4625e483a63ce120e",
"text": "New and Used Lexus Prices Lexus Prices and Value: Lexus was founded in 1989 as the luxury division of Japanese car maker Toyota.Lexus produces cars and SUVs that are stylish and elegant. Lexus is also the first luxury car maker to produce a luxury hybrid SUV.exus Prices and Value: Lexus was founded in 1989 as the luxury division of Japanese car maker Toyota.",
"title": ""
},
{
"docid": "8d3460476a1c205c346b8eff2f228061",
"text": "- 4.91 - 8.16 lakh. Ex-Showroom Price. Ex-Showroom Price is the average of ex-showroom prices of a car in various cities it's being sold. This price is indicative. This price does not include Insurance, road tax or any other charges levied. Check on-road price in your city to know final price of the car.",
"title": ""
},
{
"docid": "0f4fb3f20f5cdd2f8dc9633d9bc77035",
"text": "- Mercedes-Benz Cars. Currently 17 Mercedes-Benz cars are available for sale in India. The lowest price Mercedes-Benz model is the A-Class at Rs 27.45 Lakh and the highest price model is the S-Class Cabriolet at Rs 2.25 Cr. Mercedes-Benz Cars Model.",
"title": ""
},
{
"docid": "cd04724da735aeb6ccd5a2737995e1e2",
"text": "2017 Toyota Corolla Altis Facelift Launched at Rs. 15.88 lakh 15.88 lakh. Toyota has launched the Corolla facelift in India. The new model Corolla Altis features cosmetic upgrades to the nose and changes to the interiors as well. Toyota has cut down on the number of variants on offer. Prices of the New Toyota Corolla Altis 2017 start at Rs. 15.88 lakh (Ex-showroom Delhi).",
"title": ""
},
{
"docid": "9880508e1dd9df472258355999b4d3d7",
"text": "New and Used Lexus Prices Lexus Prices and Value: Lexus was founded in 1989 as the luxury division of Japanese car maker Toyota. Lexus produces cars and SUVs that are stylish and elegant. Lexus is also the first luxury car maker to produce a luxury hybrid SUV. Lexus is one of the top luxury brands associated with quality and reliability and continues to evolve with changing consumer needs while remaining dedicated to extreme comfort and reliability. See Lexus prices below or browse Lexus deals.",
"title": ""
},
{
"docid": "2e5274be920ab4d446c122feff828990",
"text": "- Nokia is officially releasing its new smartphone on May 2015. Nokia Lumia 540 will be available at the price of Rs 9,500/- (approx.) in India. Nokia Lumia 540 is Low Budget Smartphone which is loaded with many best Features and Specifications.",
"title": ""
},
{
"docid": "a50c1a22be0adc04003db6ba52e57a1e",
"text": "- Latest Apple IPhone X Price at Rs 89,000. Compare Apple IPhone X Price in India, Specifications, Features. Best Buy online Price in Flipkart and Amazon",
"title": ""
},
{
"docid": "4ddaef32786e94ba7d32f55d2f9b17b4",
"text": "- 7.50 - 11.24 lakh. Ex-Showroom Price. Ex-Showroom Price is the average of ex-showroom prices of a car in various cities it's being sold. This price is indicative. This price does not include Insurance, road tax or any other charges levied. Check on-road price in your city to know final price of the car.",
"title": ""
},
{
"docid": "d7b35494e5cd372ebefea466085b5107",
"text": "BlackBerry Priv BlackBerry Priv smartphone was launched in October 2015. The phone comes with a 5.40-inch touchscreen display with a resolution of 1440 pixels by 2560 pixels at a PPI of 540 pixels per inch. BlackBerry Priv price in India starts from Rs. 31,999. The BlackBerry Priv is powered by 1.44GHz hexa-core Qualcomm Snapdragon 808 processor and it comes with 3GB of RAM.",
"title": ""
},
{
"docid": "6cf7cb4c1d728358ae13bf82e230968b",
"text": "Lenovo Android Mobile Phones under Rs. 7000 (Showing 6 Products) 7000 in India updated on 2015 Oct 14th. Prices of all Lenovo Android Mobile Phones are compiled and compared from Leading Online Shops. We have listed the best selling Lenovo Android phones under Rs. 7000 in this page.",
"title": ""
},
{
"docid": "3fe5e0ccd8def8dbdd7ac2815688daaf",
"text": "- According to the reply by Minister of State for Petroleum RPN Singh, one litre of petrol costs Rs48.64 in Pakistan, Rs52.42 in Bangladesh and Rs61.38 in Sri Lanka. In India, the fuel costs Rs66.42, despite oil marketing companies reducing prices Nov 16. Even in the US, petrol costs much less -- at Rs44.88 a litre. However, the fuel costs much more in the UK, with a litre of petrol going for Rs104.60. The government has always been criticised for the skewed tax structure on petrol and diesel.",
"title": ""
},
{
"docid": "a81edb938c54a13689e4cccc67770ca5",
"text": "- New Lexus car prices vary across models from $33,020 starting for the IS 250 to $77,780 for the LX 570 SUV.",
"title": ""
},
{
"docid": "0e767dc135be6d5d08ffca173f63437b",
"text": "New and Used Lexus Prices Lexus Prices and Value: Lexus was founded in 1989 as the luxury division of Japanese car maker Toyota. Lexus produces cars and SUVs that are stylish and elegant. Lexus is also the first luxury car maker to produce a luxury hybrid SUV.",
"title": ""
},
{
"docid": "b5316c06686c89a7f3fb1647408dd75e",
"text": "- Taking its ticket to the mass market segment, Mahindra Two-Wheelers has launched its newest offering the ‘Gusto’ 110cc scooter in the country priced at introductory Rs. 43,000/- for the DX variant and Rs. 47,000/- for the VX variant (ex-showroom, Delhi). Mahindra will hike prices of the scooter post the festive season.",
"title": ""
},
{
"docid": "7b8dfaab29ed0a03450caa8cb31af7d0",
"text": "- Lexus History. New Lexus car prices vary across models from $33,020 starting for the IS 250 to $77,780 for the LX 570 SUV.Lexus models represent America's best-selling line of luxury motor vehicles.exus History. New Lexus car prices vary across models from $33,020 starting for the IS 250 to $77,780 for the LX 570 SUV.",
"title": ""
},
{
"docid": "45f9a3bc4b9171a3adef8a64decc9ba0",
"text": "Samsung Galaxy J7 (2016) Apple iPhone X The market price of Apple iPhone X is Rs. 132,000 in Pakistan also find Apple iPhone X full specification & features like front and back camera, battery life, internal and external memory ram mobile color and other features, also read Apple iPhone X mobile expert and user submitted 44 reviews, watch video and large front and back images.",
"title": ""
}
] |
msmarco_passage
|
bed8d7c178f9f0aa3b978b8a52b5ec64
|
what does chlorella do
|
[
{
"docid": "1f71b163a7e6ffa43e56c019472c3a6c",
"text": "Chlorella Chlorella is a type of algae that grows in fresh water. The whole plant is used to make nutritional supplements and medicine. Most of the chlorella that is available in the U.S. is grown in Japan or Taiwan.It is processed and made into tablets and liquid extracts.hlorella contains large amounts of vitamin K. Vitamin K is used by the body to help blood clot. Warfarin (Coumadin) is used to slow blood clotting. By helping the blood clot, chlorella might decrease the effectiveness of warfarin (Coumadin).",
"title": ""
}
] |
[
{
"docid": "571dede4434de6a33435aeeceb62f03a",
"text": "Species of Chlorella Species of Chlorella. Chlorella is a natural plant including more than 20 species, and each species is different in its production method. Well-known common species of Chlorella include C. vulgaris, C. ellipsoidea, C. saccharophila, C. pyrenoidosa, and C. regularis.These species are used for food. Under the species, there are strains.pecies of Chlorella. Chlorella is a natural plant including more than 20 species, and each species is different in its production method. Well-known common species of Chlorella include C. vulgaris, C. ellipsoidea, C. saccharophila, C. pyrenoidosa, and C. regularis.",
"title": ""
},
{
"docid": "bb94c60739746071dcf26c659cdb9d26",
"text": "Chlorella Protocol This is because the Chlorella will then be waiting in the small intestine to capture and bind toxins as the gallbladder releases bile. If you do coffee enemas, the same 30 minute head-start will benefit you in the same manner and goes a long way to prevent Herxheimer reaction.",
"title": ""
},
{
"docid": "91bba9dfc09ef0697b40a2a8bcb4252d",
"text": "- Potatoes are a high-GI food but again the GI is highly variable. Baked white potatoes with the skin have a GI of 69, peeled their GI is 98. Yams have GI of 35 to 77 depending on how they are prepared, sweet potatoes of 44 to 94 (source). With some foods the GI varies strongly with ripeness.",
"title": ""
},
{
"docid": "8b3d682d6b24f3bf5778143b6158cd1a",
"text": "- Elsewhere you will find a complete review of Chlorella a green algae produced in Japan. This natural food is an excellent source of many natural vitamins, enzymes and minerals like Vitamin B-12 and beta-carotene. Indeed it has 300 times the concentration of beta-carotene that is in a carrot! If you want a natural source of beta-carotene we recommend you read the article on chlorella and if you are thinking of buying this product you may wish to see what ournaturalselection has to offer. Beta-Carotene. Beta-carotene is a member of the Carotenoids family.",
"title": ""
},
{
"docid": "cfca041259c59d1a69c2e7466462d5e6",
"text": "7 Proven Chlorella Benefits (#2 is Best) Studies have shown that chlorella benefits the entire body by supporting healthy hormonal function, promoting cardiovascular health, helping to negate the effects of chemotherapy and radiation, lowering blood pressure and cholesterol, and aiding in the detoxification of our bodies.",
"title": ""
},
{
"docid": "7704a4a173d23f0f460cfd0647ad254d",
"text": "- Chlorella supplies high levels of Beta-Carotene, Vitamin B-12, iron, RNA and DNA, and protein. The cell wall in Now Foods Chlorella has been broken down mechanically to aid digestibility and has been screened to produce clean, high-quality Chlorella.",
"title": ""
},
{
"docid": "71229bb58a4659057501cb729ae93ab2",
"text": "Chlorella In this article. Chlorella is a type of freshwater seaweed (green algae). It contains protein, iron, vitamins B and C, and other antioxidants. It may contain substances that fight bacteria, fungi, tumors, and viruses.ome evidence suggests chlorella may: 1 Help people with certain tumors better tolerate chemotherapy and radiation. 2 Raise white blood cell count in people with HIV or cancer, which helps your body fight infections. 3 Protect against cell damage from radiation and toxic metals, such as lead.",
"title": ""
},
{
"docid": "78b8c6dc8bff1197350de4086c8c1183",
"text": "- Chlorella is a green algae that grows in fresh water. It emerged over 2 billion years ago, and was the first form of a plant with a well-defined nucleus. Each Chlorella microorganism is composed of a nucleus, starch grains, chloroplasts and mitochondria surrounded by a cell wall composed mainly of cellulose.",
"title": ""
},
{
"docid": "fb8ffc2e9da6c215e4f975d5b3886f63",
"text": "Chlorella Chlorella is a type of algae that grows in fresh water. The whole plant is used to make nutritional supplements and medicine. Most of the chlorella that is available in the U.S. is grown in Japan or Taiwan.It is processed and made into tablets and liquid extracts.hlorella contains large amounts of vitamin K. Vitamin K is used by the body to help blood clot. Warfarin (Coumadin) is used to slow blood clotting. By helping the blood clot, chlorella might decrease the effectiveness of warfarin (Coumadin). Be sure to have your blood checked regularly.",
"title": ""
},
{
"docid": "35f105531caab661c5c4be3e437fab8c",
"text": "Chlorella Chlorella is a type of algae that grows in fresh water. The whole plant is used to make nutritional supplements and medicine. Most of the chlorella that is available in the U.S. is grown in Japan or Taiwan. It is processed and made into tablets and liquid extracts.hlorella contains large amounts of vitamin K. Vitamin K is used by the body to help blood clot. Warfarin (Coumadin) is used to slow blood clotting. By helping the blood clot, chlorella might decrease the effectiveness of warfarin (Coumadin). Be sure to have your blood checked regularly.",
"title": ""
},
{
"docid": "70b5911acf1c21a0692ad9d1ac83cf22",
"text": "Chlorella Chlorella, A Potent Super Food. Chlorella is a single cell fresh water green microalgae that is loaded with nutrients. It contains more nucleic acids (RNA/DNA) than any other food which gives it a lot of energy-producing potential.It is a helpful supplement to boost any diet lacking in green vegetables.hlorella, A Potent Super Food. Chlorella is a single cell fresh water green microalgae that is loaded with nutrients. It contains more nucleic acids (RNA/DNA) than any other food which gives it a lot of energy-producing potential.",
"title": ""
},
{
"docid": "d5f8ac7912de91a66c15f9b2524e2334",
"text": "Medical Dictionary Chlorella is POSSIBLY SAFE when taken by mouth, short-term (up to 2 months). The most common side effects include diarrhea, nausea, gas (flatulence), green discoloration of the stools, and stomach cramping, especially in the first week of use.hlorella is POSSIBLY SAFE when taken by mouth, short-term (up to 2 months). The most common side effects include diarrhea, nausea, gas (flatulence), green discoloration of the stools, and stomach cramping, especially in the first week of use.",
"title": ""
},
{
"docid": "ffdada669c957f35afaca501b2e53802",
"text": "- Chlorella is an edible micro alga, which was first discovered in the late 1800s by a Dutch biologist, Martinus Willem Beijerinck. Because chlorella contains over 50% protein, … German scientists during World Wars I and II studied it very closely as a possible way to alleviate food shortages.hlorella is an edible micro alga, which was first discovered in the late 1800s by a Dutch biologist, Martinus Willem Beijerinck. Because chlorella contains over 50% protein, … German scientists during World Wars I and II studied it very closely as a possible way to alleviate food shortages.",
"title": ""
},
{
"docid": "ea90601bef5a2a66e1629b5f45a1a19c",
"text": "Chlorella â Your Friend in Detoxification Chlorella, algae, is a green food, full of a balance of nature made nutrients. On top of that it acts as a sponge to absorb toxins. Wow, nutrition and detox in one simple food. Chlorella comes in powder, tablet or capsule form depending on the manufacturer.hlorella – Your Friend in Detoxification. Chlorella may be your best friend in your detoxification process. Interest in detoxifying the body grows daily. That’s great. Finally people realize the toxic accumulation in their bodies and want to do something about.",
"title": ""
},
{
"docid": "ffcbb852220e86d29619a947796caa71",
"text": "Epididymitis The most common cause of epididymitis is an STI, specifically gonorrhea and chlamydia. However, epididymitis can also be caused by a nonsexually transmitted infection, such as a urinary tract infection (UTI) or prostate infection. You may be at a higher risk for epididymitis if you: are uncircumcised; have unprotected sex",
"title": ""
},
{
"docid": "eb3080c5bfdb61119644e94e5b8d8ae4",
"text": "Chlorella and Spirulina - Superfoods That Enrich The Body Most high-protein diets also lack magnesium, potassium and many trace minerals. Chlorella and spirulina can reverse mineral imbalances in the body and provide a rich and natural source of nutrients and Essential Fatty Acids.Essential Fatty Acids are those important healthy fats that are responsible for keeping the heart, the nervous system and the brain in the ultimate condition.hlorella and spirulina can reverse mineral imbalances in the body and provide a rich and natural source of nutrients and Essential Fatty Acids. Essential Fatty Acids are those important healthy fats that are responsible for keeping the heart, the nervous system and the brain in the ultimate condition.",
"title": ""
},
{
"docid": "7989c2495c3595c88e53ece404fd49fc",
"text": "Spirulina Benefits: 7 Reasons to Try It (& 1 Major Caution) Structure: Chlorella is a single-cell algae with a nucleus, while Spirulina is a multi-celled plant with no nucleus. For this reason, chlorella is much smaller and acts differently in the body. Color: Spirulina is a cyanobacteria, a blue-green type of algae, while Chlorella is a green algae. Amount of Nucleic Acids: Both are a good source of nucleic acids, though Chlorella has almost twice as much per gram. Nucleic acids are important factors for DNA and RNA in the body.",
"title": ""
},
{
"docid": "784498bf3061ebcd7932873925fff904",
"text": "What is Chlorella Good For? Chlorella is something you want to be taking every day… You need to be getting at least 4 grams each day of chlorella to get the benefits that it provides.. I recommend starting with a lower dose and slowly work your way up to 4 grams. Taking it with food can help alleviate nausea.Mild diarrhea may also occur.hlorella is something you want to be taking every day… You need to be getting at least 4 grams each day of chlorella to get the benefits that it provides.. Preferably, you'll want to take it in the morning.",
"title": ""
},
{
"docid": "43d10a3701fc3c962dfa57770845b079",
"text": "How Much Chlorella Should You Take Per Day For Mercury Detoxification? 3 grams per day is a good maintenance dosage of Chlorella for a person to take. With this amount, you will not notice significant changes, however, your body will get many of the nutrients it must have to function properly such amino acids (protein), vital minerals, vitamins, carbohydrates and enzymes.",
"title": ""
},
{
"docid": "8d2076ac3aaace4c664babd642b8151b",
"text": "Chlorella 101: What you need to know about this nourishing superfood The cleansing of toxins from the body may give you gas, nausea, stomach cramps, diarrhea, etc. For this reason, its good to start taking chlorella on a weekend, when you can stay close to home. If the side-effects of detoxing are too much for you, ease up on your consumption, adding it in slowly.The symptoms will pass in a couple of days.he cleansing of toxins from the body may give you gas, nausea, stomach cramps, diarrhea, etc. For this reason, its good to start taking chlorella on a weekend, when you can stay close to home. If the side-effects of detoxing are too much for you, ease up on your consumption, adding it in slowly.",
"title": ""
},
{
"docid": "0009c7eb6c9820f1c7808885249d32f9",
"text": "What is Chlorella Good For? Story at-a-glance 1 +. Exposures to heavy metals and other toxins are now so widespread, regular detoxing is more or less an essential part of life, especially if you’re planning a pregnancy. 2 Chlorella is a potent detox agent for mercury and other heavy metals.hlorella, single-celled fresh water algae, is often referred to as a near-perfect food, with a wide range of health benefits. A recent study investigated the effects of chlorella on methylmercury transfer to fetuses during pregnancy.",
"title": ""
},
{
"docid": "9956721a73a9323187af1ed41f58e99e",
"text": "- Chlorella Improves Patients with Fatty Liver. Inappropriate accumulation of fat in the liver is a major metabolic problem that truly impairs metabolism as well as liver health. It typically gets worse as one’s waistline expands. A randomized clinical trial with 76 fatty liver patients shows that chlorella helps numerous aspects of this problem. The patients who took 1,200 mg of chlorella for three months improved their liver enzymes (AST and ALT). This indicated that liver inflammation had been reduced. The amount of fat in their triglyceride fat in their blood decreased, predicting less fat buildup in the liver.",
"title": ""
},
{
"docid": "5674708f82230db2d947e94eadae4832",
"text": "- Chlorella supplement health benefit and side effects, review of medical uses and influence on immune system by Ray Sahelian, M.D. December 28 2016. Chlorella is a green algae that grows in fresh water. It emerged over 2 billion years ago, and was the first form of a plant with a well-defined nucleus.",
"title": ""
},
{
"docid": "eac4659e1b6c3ecde1c74b823169cde6",
"text": "Chlorella 101: What you need to know about this nourishing superfood It contains all of the B vitamins, vitamin C, vitamin E, beta-carotene, amino acids, magnesium, iron, trace minerals, carbohydrates and a higher amount of protein (more than 50%) than meat, per grams of weight (http://www.naturalnews.com).ou can find chlorella in pill form or powder form, to add to smoothies. The herb cilantro is also known for its ability to leech mercury out of the body. It combines nicely with chlorella as a superfood and detoxifying combo (http://www.naturalnews.com/035177_chlorella_cilantro_detox.html).",
"title": ""
},
{
"docid": "f89bcdee8be50f027d02cab5ed3dc4de",
"text": "- Both our Chlorella and our spirulina are very particular strains of algae. Our Chlorella is a strain of algae known as Chlorella Pyrensoida. From a single pure source, this algae has been reproduced for thousands of generations. This insures the integrity of the strain's purity will stay intact without degenerating.hlorella Tablets. The name Chlorella derives from two Latin words meaning 'leaf' (green) and 'small', referring to the unusually high content of chlorophyll (the highest of any known plant) which gives Chlorella its characteristic deep emerald-green color.",
"title": ""
}
] |
msmarco_passage
|
4ba63f74c9d14a6547699e1fbf52642f
|
what drugs are used to treat heparin induced thrombocytopenia
|
[
{
"docid": "2f1b66dfe0097a1a7728d1868c55458a",
"text": "- Chlorpropamide. Ranitidine. Rifampin. Vancomycin. Drug-induced thrombocytopenia occurs typically when a drug bound to the platelet creates a new and “foreign” antigen, causing an immune reaction. This disorder is indistinguishable from ITP except for the history of drug ingestion.",
"title": ""
}
] |
[
{
"docid": "6a51adc3a24decd369f27280979b0c32",
"text": "Essential thrombocythemia The treatment of essential thrombocythemia is based in reducing the platelet count to avoid complications. The most common medication include hydroxyurea, interferon-alpha, Phosphorus 32, anagrelide.",
"title": ""
},
{
"docid": "7b62e00bd134ec4eeb6e0e9f83ee01e3",
"text": "What Is Heparin? 23 Reviews. Heparin is an injectable drug used to prevent and treat blood clots in the veins, arteries, or lungs. The medicine is in a class of drugs known as anticoagulants (blood thinners). It works by decreasing the blood's ability to clot.Heparin is often given to people with atrial fibrillation, deep vein thrombosis (DVT), pulmonary emboli, certain blood clotting disorders, and to bed-or wheelchair-bound people.It's used during dialysis, blood transfusions, and blood sampling.It's also given before surgery to reduce the risk of blood clots. Heparin was approved by the Food and Drug Administration (FDA) in 1939.t's used during dialysis, blood transfusions, and blood sampling. It's also given before surgery to reduce the risk of blood clots. Heparin was approved by the Food and Drug Administration (FDA) in 1939.",
"title": ""
},
{
"docid": "1d9b1af2f118e14cc54ae6099d78d7f8",
"text": "- Thrombolysis mainly involves the use of thrombolytic drugs, which dissolve blood clots. These drugs are either derived from Streptococcus species, or, more recently, using recombinant biotechnology whereby tPA is manufactured by bacteria, resulting in a recombinant tissue plasminogen activator or rtPA. recent multicenter randomized trial (DUET) compared standard catheter-directed thrombolysis (CDT) versus ultrasound-accelerated thrombolysis (USAT, EKOS Corporation) for the treatment of acute peripheral arterial thrombotic occlusions.",
"title": ""
},
{
"docid": "66f690db670755406b4124e823927bce",
"text": "Treatment for Deep Vein Thrombosis (DVT) Blood Thinners. These drugs, also called anticoagulants, are the most common treatment for DVT. They can keep a clot from growing or breaking off, and they prevent new clots from forming. But they can't thin your blood, despite their name, or dissolve an existing clot. Blood thinners include: 1 Apixaban (Eliquis). 2 Dabigatran (Pradaxa). 3 Edoxaban (Savaysa). 4 Fondaparinux (Arixtra). 5 Heparin. 6 Rivaroxaban (Xarelto).",
"title": ""
},
{
"docid": "ff2fe6df93e9b7c54d08685c758341b9",
"text": "Heparin-Induced Thrombocytopenia Another therapy for heparin-induced thrombocytopenia is danaparoid (a mixture of heparan sulfate and dermatan sulfate), which, like heparin, catalyzes antithrombin-mediated inhibition of activated factor X. Danaparoid is not available in the United States, but it is used in Canada, Europe, and Australia.",
"title": ""
},
{
"docid": "a5c8082f9081232726660dc00de4e3c8",
"text": "Aspirin May Equal Pricier Drug for Preventing Clots To prevent them, doctors usually prescribe blood-thinning (anticoagulant) medications, such as low-molecular-weight heparin, which is given by injection, or the newer drug, rivaroxaban (brand name Xarelto), a pill. But that old medicine-cabinet standby, aspirin, also has blood-thinning properties. And the Canadian researchers wondered if this simple, inexpensive drug could also prevent blood clots after a major surgery. They compared the drugs for four weeks, following 10 days of treatment with heparin immediately post-surgery.",
"title": ""
},
{
"docid": "c5e21907dd68b0d20deb552d4016ac4c",
"text": "- The onset of heparin-induced thrombocytopenia may be rapid or delayed. The platelet count in patients with pre-existing heparin-PF4 antibodies from a previous exposure and sensitization to heparin may decrease within the first 3 days or even hours after re-exposure to heparin (rapid-onset HIT) [23].",
"title": ""
},
{
"docid": "0601115d2bee4033aed4d115a1db16ec",
"text": "FDA Underlines Risk of Spinal Procedures on LMW Heparins These new timing recommendations, which can decrease the risk of epidural or spinal hematoma, will be added to the labels of anticoagulant drugs known as low molecular weight heparins, including Lovenox and generic enoxaparin products and similar products, the FDA said in the safety announcement.",
"title": ""
},
{
"docid": "54bb32320cdc7fab9e66aa40cfafd8ae",
"text": "- Heparin-induced thrombocytopenia (HIT) is a life-threatening complication of exposure to heparin (ie, unfractionated heparin, low molecular weight [LMW] heparin) that occurs in up to 5 percent of patients exposed, regardless of the dose, schedule, or route of administration.",
"title": ""
},
{
"docid": "8bdc0c48e8d41893378f3990df8af271",
"text": "Hyperacute Therapy of Ischemic Stroke: Intravenous Thrombolysis Intravenous recombinant tissue plasminogen activator (t-PA) is now approved by the Food and Drug Administration (FDA) for the treatment of acute ischemic stroke within 3 hours of symptom onset.22 In this article we review the clinical trials in hyperacute intravenous thrombolytic therapy of ischemic stroke.",
"title": ""
},
{
"docid": "a55f78b6aaeb34c26e657d751eaf8dd8",
"text": "Drug Induced Thrombocytopenia Last Update On : 2013-01-12. Drug induced thrombocytopenia can be caused by dozens of different medications and should be suspected in any patient who presents with acute thrombocytopenia of unknown origin.",
"title": ""
},
{
"docid": "0be0e1e1584b3557db3195cc498c1fe8",
"text": "- Treating Thrombocytopenia Medically. 1 1. Talk to your doctor about the medications you're taking. 2 2. Boost platelet levels via medication. 3 3. Receive steroid treatment. 4. Undergo plasma exchange or 1 plasmapheresis. 5. Remove the spleen. 6. Get a platelet 1 transfusion. 7. Do nothing.",
"title": ""
},
{
"docid": "cb238677fec343a0d643bb6171b375f3",
"text": "- Heparin-induced thrombocytopenia: Low blood platelet count as a result of the medication heparin. HIT (Heparin induced thrombocytopenia) is caused by the body forming antibodies to Heparin when it is bound to platelet factor4 (PF4) - a protein in the blood.",
"title": ""
},
{
"docid": "30996417055615e00301b758fd1e48d6",
"text": "antiplatelet antiplatelet drugs. the prevention of thromboembolic disorders in animals is limited mainly to the treatment of cats with arterial thromboembolism and dogs with heartworms. Platelet aggregation may be impeded by treatment with aspirin, dipyrimadole, sulfinpyrazone or propranolol.",
"title": ""
},
{
"docid": "55222fa4d4fdae6a5a611e0168920d2c",
"text": "- Direct acting oral anticoagulants for the treatment of suspected heparin-induced thrombocytopenia. Eur J Haematol 2017; 99:332. Walenga JM, Prechel M, Jeske WP, et al. Rivaroxaban--an oral, direct Factor Xa inhibitor--has potential for the management of patients with heparin-induced thrombocytopenia.",
"title": ""
},
{
"docid": "4b1dede229654dfacddab21698016ca9",
"text": "- Romiplostim is a man-made form of a protein that increases production of platelets (blood-clotting cells) in your body. Romiplostim is used to prevent bleeding episodes in people with chronic immune thrombocytopenic purpura (ITP), a bleeding condition caused by a lack of platelets in the blood.",
"title": ""
},
{
"docid": "5fe4210203cc3752a23ba82f4e1873c3",
"text": "- Blood thinners: Warfarin, heparin, Novel Oral Anticoagulant Drugs (NOAC) Warfarin and heparin are anticoagulant medications, often referred to as blood thinners. These help prevent clots from forming in the blood. Anticoagulants are used in the treatment of some types of heart disease and to prevent dangerous blood clots. Warfarin.",
"title": ""
},
{
"docid": "327a7fd7c0e8d08956513dc940c7c5d2",
"text": "Heparin Use in Deep Venous Thrombosis Heparin products used in the treatment of deep venous thrombosis (DVT) include unfractionated heparin and low molecular weight heparin (LMWH) The efficacy and safety of low-molecular-weight heparin (LMWH) for the initial treatment of DVT have been well established in several trials.",
"title": ""
},
{
"docid": "77d98f5c1d54f914a0179edae3432734",
"text": "blood (iv) platelets & hemostasis 1. heparin = blocks thrombin formation to stop clot 2. warfarin/coumadin = blocks vitamin K in clotting factor production at the level of the liver to block the formation of prothrombin 3. aspirin (acetylsalycylic acid) = prevent platelets clumping so you won't get platelet factor.",
"title": ""
},
{
"docid": "ca97d3c9fd2207234a23d98311508633",
"text": "Anticoagulants Venous thrombosis and pulmonary embolism. -Often administered with oral anticoagulants. (warfarin)--get patients under control with heparin then phase over to warfarin. -The patient is initiated on heparin and then the dose of oral anticoagulants is adjusted.",
"title": ""
},
{
"docid": "45c7cb5a3267ed51e3d8eb2feaab6760",
"text": "- Everything You Need to Know About the RNC Roll Call Vote. 1 Trump won't let Obamacare 'implode,' health secretary says. 2 Trump's new chief of staff needs to 'protect' Russia probe, Democrat says. 3 Russia's retaliation to US actions 'long, long overdue,' Kremlin says. 4 US tests missile-defense system over Pacific Ocean.",
"title": ""
},
{
"docid": "565111a652c863f8709ac840f8853231",
"text": "- A dose limiting toxicity of transient, asymptomatic thrombocytopenia was observed at the 3. Treatment with CB7630 was found to be well tolerated at doses up to 500 mg/day and no dose limiting toxicity has been observed in the trial to date.",
"title": ""
},
{
"docid": "e2f7b2a8804037167be57662b6bc1cbb",
"text": "- ANTIPLATELET DRUGS. NSAIDs: neuraxial techniques probably OK. by themselves, probably no significant added risk for spinal hematoma. in combination with other anticoagulants (e.g. oral anticoagulants, standard heparin, and LMWH) data are lacking. however, the risk of bleeding complications may be increased.",
"title": ""
},
{
"docid": "154709fb59e09655425135f73fb79f68",
"text": "Heparin Heparin is a widely used injectable blood thinner. It is used to treat and prevent deep vein thrombosis and pulmonary embolism (collectively known as venous thromboembolism) and is also used as part of the treatment of myocardial infarction and unstable angina. Heparin is used on the inside surfaces of various devices such as test tubes and kidney dialysis machines. Common side effects include bleeding, pain at the injection site, and low blood platelets. Serious side effects include heparin induced thrombocytopenia.",
"title": ""
},
{
"docid": "5c388e9165fe24beea60b6cb2c1c6a31",
"text": "Diagnosis After that, the goal becomes reducing your chances of deep vein thrombosis happening again. Deep vein thrombosis treatment options include: Blood thinners. Medications used to treat deep vein thrombosis include the use of anticoagulants, also sometimes called blood thinners, whenever possible. These are drugs that decrease your blood's ability to clot.",
"title": ""
}
] |
msmarco_passage
|
e1f512aa7dead63c64e24b0f270f1742
|
social work what is the miracle question
|
[
{
"docid": "d8ed579b2e021ffdd3740732931f92bf",
"text": "The Miracle Question The Miracle Question The miracle question is well known as an exercise used in solution focused therapy (also known as brief therapy) where a focus is placed on imagining what your preferred future would be like and trying to work towards that future in a step-by-step way.",
"title": ""
}
] |
[
{
"docid": "06f05c1e2296beba01856d5ac1e4192a",
"text": "Helen Keller The Miracle Worker is a cycle of 20th century dramatic works derived from Helen Keller 's autobiography The Story of My Life.",
"title": ""
},
{
"docid": "8189ac686362ee4424d98985afe14bd3",
"text": "The Role of a Medical Social Worker Medical social workers, also referred to as hospital social workers, play an important role in the healthcare team. Doctors and nurses care for the patient’s physical needs but are not trained to deal with other issues. That is where a medical social worker can come in. Hospitalization and dealing with a medical condition creates unique needs among patients. In some situations, patients may already have issues, such as homelessness or addiction, and a medical condition only complicates ...",
"title": ""
},
{
"docid": "008150de7a0dad759389695f4951272c",
"text": "- The first half of the test is all scenario questions and what you would do in that situation. You have to think like Walmart and not what you would do, but what would Walmart … do. The second half is supervisory skills, but you have to answer those with either strongly agree or strongly disagree not anything in between or you will fail and you cant take it again for six months.",
"title": ""
},
{
"docid": "d61c2ce479fda87b1cd204549a54aa6d",
"text": "- Home > Medicaid > Section 1115 Demonstrations. Section 1115 of the Social Security Act gives the Secretary of Health and Human Services authority to approve experimental, pilot, or demonstration projects that promote the objectives of the Medicaid and Children’s Health Insurance Program (CHIP) programs.",
"title": ""
},
{
"docid": "3ec5124a67dab6bef47d174f99d78e05",
"text": "All I Need Is a Miracle All I Need Is a Miracle. All I Need Is a Miracle is a song performed by Mike + The Mechanics. Written by guitarist Mike Rutherford and producer Christopher Neil, it was first included on their 1985 self-titled debut album, and later released as a single in early 1986 in the USA, where it reached number 5 on the Billboard Hot 100.",
"title": ""
},
{
"docid": "fa410a1b59cbba3d77b0ccdb8e3c7a5a",
"text": "The Real Poop In order for the hospice social worker to provide the best possible service to the patient and family, the social worker must first determine their respective needs. They perform a preliminary assessment that helps them identify the patient's and family's strengths and coping abilities.",
"title": ""
},
{
"docid": "80e797a11731f7a5e5133d42580d7383",
"text": "- Questions about phenomena can relate to any aspect of clinical practice, such as physical examination, taking a health history or barriers to successful participation in health care. Such questions usually involve a population (P) and an outcome (O) but not an intervention or comparator.",
"title": ""
},
{
"docid": "b65160d842482a5e33dfad30642018d2",
"text": "- Most compulsive shoplifters will answer yes to at least seven (7) of these questions, C.A.S.A. & professional counseling is. recommend for compulsive shoplifters. Click here to download the Word version of this test.",
"title": ""
},
{
"docid": "7bb3fd79cee3808ac40a4fa964f3e426",
"text": "Miracles of Jesus The miracles of Jesus are the supernatural deeds attributed to Jesus in Christian and Islamic texts. The majority are faith healing, exorcisms, resurrection of the dead and control over nature.In the Synoptic Gospels (Mark, Matthew, and Luke), Jesus refuses to give a miraculous sign to prove his authority.hristian authors also view the miracles of Jesus not merely as acts of power and omnipotence, but as works of love and mercy, performed not with a view to awe by omnipotence, but to show compassion for sinful and suffering humanity. And each miracle involves specific teachings.",
"title": ""
},
{
"docid": "f41e6a8647a02e9e052d76f90b9fe692",
"text": "- Helen Schucman, Ph.D. (14 July 1909 – 9 February 1981) was a research psychologist from New York City, most famous for her work in producing A Course in Miracles.From 1958 through 1976 she was a professor of medical psychology at Columbia University in New York. Helen Schucman (1976), in interview by David Hammond August 1976 in Belvedere, California. 2 Quoted in: The Voice: A Historical Moment with Helen at acim.org. 3 Accessed May 21, 2014. 4 Also online ar merelyacim.wikispaces.com.",
"title": ""
},
{
"docid": "07afcd2247611a7d65426afe4fcea949",
"text": "- The Miracle Worker (TV Movie 2000). Drama. 1 2 3 4 5 6 7 8 9 10 7.2/10 X. A television remake of William Gibson's classic play about Annie Sullivan's efforts to draw Helen Keller from her world of darkness, blindness, deafness and silence.",
"title": ""
},
{
"docid": "ba2e1022aec44fc2d43d6f606eede1e0",
"text": "- There are many areas of social work practice. I have been a social worker for 11 years and have worked with all ages, starting with child protective services, then in a nursing facility, and now with hospice. A nice word to use for a social worker is advocate. A social worker is the voice for those who may not be heard.",
"title": ""
},
{
"docid": "55b97559d60cdac7281ffd73b2cdcbd7",
"text": "- It is a reflection on how incredible life is. It is amazing that life exists, how it exists and how new life is created. It can be in terms of human and animal life, or extend… into broader areas of nature. Many people think that life is a miracle, and so they use the phrase.",
"title": ""
},
{
"docid": "02a0f72a9b0d7ac512266e7131007973",
"text": "- You survive, that’s a miracle indeed. I do believe miracle happens. It is the power of hope and power of our sub-conscious mind which bring unusual thinks happen in human’s life. Subconscious mind inspired by our thoughts impulses, create burning desires and that burning desires backed by faith makes miracle.iracles do happen everyday…but more than everything, it is our believe in the miracles that make them come to pass. For me, even thee fact that I’m alive and typing this comment is a miracle! Thanks for sharing this supercharged post and inspiring your readers about miracles.",
"title": ""
},
{
"docid": "bd7ffbb663f250973bfb52dc48205f8f",
"text": "- All rights reserved. About the HCS-O Certification Practice Questions for the Homecare Clinical Specialist – OASIS (HCS-O) Certification Examination These practice questions are provided to help you get acquainted with the types of questions that will be asked on the HCS-O certification examination.ll rights reserved. About the HCS-O Certification c. 2 - Problems found during review d. NA-Patient is not taking any medications [Go to M2040] 5. Your patient Mrs. Olsen has just been admitted to your agency for care for an exacerbation of COPD.",
"title": ""
},
{
"docid": "c28660c37fc0612d362d8ee83b5c1a8d",
"text": "Plan your day at Walt Disney World's Epcot World Showcase is where you'll find the International Gateway, Epcot's back entrance, located between the United Kingdom and France pavilions. If you're coming in from Disney's Hollywood Studios, the Swan/Dolphin, Yacht/Beach Clubs, or BoardWalk, you can walk or take the ferry to Epcot and enter here.",
"title": ""
},
{
"docid": "0f7050b020918729681a3ec535335147",
"text": "Social Work vs Psychology Before you begin your career, whether you choose social work or psychology, you need to earn the appropriate degree. The primary difference in degrees for social work and psychology occurs at the graduate level. Those who are interested in working in social work pursue a Master of Social Work (MSW) or a Licensed Clinical Social Worker (LCSW), while those interested in a psychology career typically pursue a doctoral degree, such as a Doctor of Philosophy (Ph.D.), Doctor of Psychology (Psy.D.) or Doctor of Education (Ed.D.).",
"title": ""
},
{
"docid": "31109a508ee0bda717300a0caa0a116d",
"text": "What is YOUR Primary Motivation? A guest post by Arvind Devalia of Make It Happen and author of Get the Life you Love. Do you believe that life is miraculous? Are you waiting for a miracle to happen in your life? Just imagine what it would be like to live your life as if everything is a miracle. “There are only two ways to live your life. One is as though nothing is a miracle. The other is as if everything is.” ~ Albert Einstein. Sometimes people look for some kind of miracle when their life is in a fix. Other times, people may pray for a miracle when a loved one is seriously ill or when they face a life threatening challenge.",
"title": ""
},
{
"docid": "2525287c2134adf5a3e4eb22463a9b1f",
"text": "What is YOUR Primary Motivation? Through the miracle of our love, we can indeed transform the world – even a hug, a loving touch or just a smile can cause the miracle of healing others. There are so many simple things we can all do on a daily basis to bring more love into our lives. Together we can all make this an even more beautiful and miraculous world than it already is.",
"title": ""
},
{
"docid": "81c732ed1cbbfd5c2e15147d6a05bb35",
"text": "The Rebel Sell The simple fact of the matter is, if you need a financial miracle you will never be able to faith IN what you refuse to faith OUT. It s going to take a seed planted. Nothing is going to happen until you use your faith in this manner.You have a part to play.Ecclesiastes 10:19). Faith is the coin of the spiritual realm. If you are willing to sow a financial seed towards your need for a financial miracle in the physical realm and to do it by faith, expecting a miracle return, you will receive your financial miracle. So there you have it.",
"title": ""
},
{
"docid": "6276a0ef1b30a1cadebf97c00d83bbc4",
"text": "The Miracle Worker (1962 film) The Miracle Worker (1962 film). From Wikipedia, the free encyclopedia. The Miracle Worker is a 1962 American biographical film directed by Arthur Penn. The screenplay by William Gibson is based on his 1959 play of the same title, which originated as a 1957 broadcast of the television anthology series Playhouse 90.",
"title": ""
},
{
"docid": "a96cfbe13598fc6c4c1ea7ca071cf381",
"text": "- The Social Workers will assist you in identifying if you qualify for prescription assistance and in completing applications for free or nearly free medicines. They will work with our pharmacists in updating medication lists and identifying resources for patients that do not qualify for prescription assistance.",
"title": ""
},
{
"docid": "fefa4a579fa59eacb201c557c264d2dc",
"text": "- But whatever solutions have been proposed to increase the social care workforceand bolster social work as a profession, some cold, hard facts remain – thatthis is a sector where long hours and relatively low pay are the norm.",
"title": ""
},
{
"docid": "4fcb1ebbbc83b4029d5063e8bf552d1d",
"text": "- This is commonly known as begging the question, or petitio principii. The nature of this fallacy is obvious in the following form: P1: Fairies Exist Therefore C2: Fairies Exist It's clear that the form of the argument above could be used to 'prove' anything.",
"title": ""
},
{
"docid": "6a98162f00c4a064067fc27898ac7ccc",
"text": "What Is Critical Thinking in Social Work? Social workers offer many valuable services to people in need. They provide mental health services, such as diagnosis and counseling, advocate for clients who are unable to do so themselves, provide direct care services, such as housing assistance and help clients obtain social services benefits.",
"title": ""
}
] |
msmarco_passage
|
8fa4251a5de0aa5b14ec8678957cecaa
|
what degree does a dancer
|
[
{
"docid": "3324c37285caafc6917687f78173c6d9",
"text": "Dance Degree Program and Course Information The BLS reported that dancers earned a median hourly wage of $14.44 that year. The median annual wage for dancers was unknown, as most dancers do not work typical year-round, full-time schedules. By earning an undergraduate or a graduate degree in dance, students improve both their technical abilities and their knowledge of the art form.",
"title": ""
}
] |
[
{
"docid": "d520d70aeae3c313c3f540a47034eed1",
"text": "Salary of Dancers and Choreographers Most dancers stop performing by their late 30s. According to the Bureau of Labor Statistics, as of May 2010, dancers earned a mean hourly wage of $16.55, with a low of $7.79 per hour and a high of $30.43 per hour. Because work is sporadic, average annual wages could not be totaled.",
"title": ""
},
{
"docid": "c6177b999a45215b8509d8f3b1ba523c",
"text": "Careers Choreographed by Beth Freiman, dancer featured Lauren Chopski. A degree in Theatre & Dance from UM-Flint can help prepare you for many career opportunities in professional live theater production and/or performance as well as other related careers in the diverse artistic and entertainment industries.",
"title": ""
},
{
"docid": "48d0c0b2ed4a065dd4f45fe8720001ad",
"text": "Dancing Career Information: Becoming a Professional Dancer Most dancers start their training before adolescence and audition for full-time work by the age of 18. Even after a dancer finds employment, training must continue throughout the dancer's entire career. Many students attend dance training programs in their teens. dancer's job is physically demanding and requires long and irregular hours. Dancers typically must stay in top physical condition through regular exercise and training. Dancing is extremely taxing on the body, and dancers may spend eight hours a day or more in class or practicing.",
"title": ""
},
{
"docid": "52531c9e6d8f6e5f801a78636c1a5045",
"text": "Dance Major Students who major in dance are creative, imaginative and expressive. These students are able to express their artistic abilities by drawing, painting, movement, and performance. These students enjoy hobbies that include attendance at live performance or art exhibits.",
"title": ""
},
{
"docid": "fe3da1547b4e9042405c8ede90094bf9",
"text": "- If you are a beginner, improver or an experienced dancer, you will find dance tuition suitable for your needs. We have dance classes for any age group, from your first fun steps on the dance-floor to intensive training in variety of styles like Ballroom, Latin-American, Ballet, Jazz etc. MORE >>. News And Events.",
"title": ""
},
{
"docid": "8da43417e8f84801255c761d55b19d24",
"text": "How Much Money Does a High School Dance Teacher Make? Entry-level salaries for dance teachers are in the range of $25,000 to $35,000. According to the U.S. Bureau of Labor Statistics, the top 10 percent of teachers earned more than $83,000, proving that a good salary can be earned with experience. The average was $53,230 in May 2010. Some teachers supplement this income with additional private tutoring or by earning more money as performers themselves. Teaching full-time as well as running a small studio could earn a dance teacher over $100,000.",
"title": ""
},
{
"docid": "cdf3fe7d34502bd3c78c69aa1830afcf",
"text": "Nurses Salary Dancer Salary. (United States). The average pay for a Dancer is $30,395 per year. Most people move on to other jobs if they have more than 20 years' experience in this field. Total Pay combines base annual salary or hourly wage, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job. It does not include equity (stock) compensation, cash value of retirement benefits, or the value of other non-cash benefits (e.g. healthcare).",
"title": ""
},
{
"docid": "b8cd4f36d4c95fc78fcd1a58309efe62",
"text": "BALLET ballet - a theatrical representation of a story that is performed to music by trained dancers. concert dance. pas - (ballet) a step in dancing (especially in classical ballet) pirouette - (ballet) a rapid spin of the body (especially on the toes as in ballet)",
"title": ""
},
{
"docid": "4134a0de7721cbe58bbb2255648647dc",
"text": "Salary of Dancers and Choreographers The next biggest employers were the amusement and recreation industries, with mean wages of $10.93 per hour, and drinking establishments, with pay at $10.56 per hour. The highest salaries for dancers are in colleges, universities and professional schools, with hourly pay of $23.36 per hour.Ranking second for wages is travel arrangement and reservation services, with average pay of $21.79 per hour.Related Reading: How to Calculate Bi-Weekly Salary to Hourly.horeographer Employers. More than 80 percent of all choreographers work for dance schools and other alternative educational institutions, according to the BLS, where they earned $20 per hour, or $41,590 per year, as of May 2010.",
"title": ""
},
{
"docid": "9fb93ca760a3689938943852fe9231e4",
"text": "Ballet FAQs Students begin at about age 7. Beginning ballet usually consists of 1-2 ballet technique classes a week. As the student gets older, around 14, they are heavily involved in about 10-15 classes a week made up of ballet technique, pointe (for women), jazz, modern, partnering, and more.",
"title": ""
},
{
"docid": "7a913baa01b951c4bcb19feba683eb5e",
"text": "professional dancer dancer, terpsichorean. 1 ballet dancer - a trained dancer who is a member of a ballet company. 2 ballet master - a man who directs and teaches and rehearses dancers for a ballet company. 3 ballet mistress - a woman who directs and teaches and rehearses dancers for a ballet company.",
"title": ""
},
{
"docid": "5a8ee68a1941d9480a8dd658617f6a40",
"text": "Professional Dancer: Career Profile, Occupational Outlook, and Education Prerequisites Professional Dancer: Career Profile, Occupational Outlook, and Education Prerequisites. Research what it takes to become a professional dancer. Learn about training requirements, job outlook and salary to find out if this is the career for you. Schools offering Acting degrees can also be found in these popular choices. Little girls may dream of one day being a ballerina.",
"title": ""
},
{
"docid": "3106c87353c964d2ead27547e3aec0ea",
"text": "Course GuidesPerforming Arts Degrees Universities may offer dedicated degrees for each of the main three branches of performing arts – music, dance and drama. You may also be able to specialize in a more obscure art form during your degree (read the ‘specializations’ tab for more information).",
"title": ""
},
{
"docid": "c5810f2657029cba931986634537a2fb",
"text": "Dance Teacher Salary For more accurate salary details please enter your location above. The average yearly salary for Dance Teacher is $39,100. If you are just beginning to work a new job as a Dance Teacher, you could expect a starting pay rate of $32,200 annually. As is true for most jobs and careers, you can expect your hourly pay rate or salary to increase as you gain experience and the longer you are employed with the same employer.",
"title": ""
},
{
"docid": "e56d293f033f79d7e923274c14ff18f8",
"text": "Dancers and Choreographers Choreographers typically do the following: 1 Put together moves in a sequence to create dances or interpretations of existing dances. 2 Choose the music that will accompany a dance routine. 3 Audition dancers for a role in a show or within a dance company. 4 Assist with costume design, lighting, and other artistic aspects of a show.",
"title": ""
},
{
"docid": "965c5e0b7ba445805273237959604050",
"text": "Dancers and Choreographers Dancers typically do the following: Audition for a part in a show or for a job with a dance company. Learn complex dance movements that entertain an audience. Spend several hours each day in rehearsals to prepare for their performance. Study new and emerging types of dance.",
"title": ""
},
{
"docid": "4e9f44c57c83bfdff40fd9a29acd13db",
"text": "Dancer What you'll do. You’ll usually follow a choreographer's steps, although you might also improvise movements. You’ll specialise in a form of dance, like: classical ballet. contemporary dance. modern stage dance, like jazz, tap, and musical theatre. African or Asian dance. street dance.",
"title": ""
},
{
"docid": "40d676f8f6365f7f8ecd3c8889c4d1be",
"text": "Rochelle Aytes Rochelle Aytes. Rochelle Aytes was born in New York City. She attended LaGuardia High School and graduated with a Bachelor's of Fine Arts degree in Dance from SUNY Purchase College Conservatory for Dance in 1998.",
"title": ""
},
{
"docid": "68ec254cfb27d6f869349fb478b5bc36",
"text": "Dancers and Choreographers What Dancers and Choreographers Do. Dancers and choreographers use dance performances to express ideas and stories. There are many types of dance, such as ballet, tango, modern dance, tap, and jazz. Work Environment. About one-third of dancers worked in performing arts companies in 2016, and approximately 1 in 4 were self-employed.",
"title": ""
},
{
"docid": "28222d77aff378c94d6734dabd8fbf7c",
"text": "What Are the Educational Requirements for Professional Dancers? Professional dance can range from classical ballet, jazz or ballroom dancing to modern, tap or folk performances. You might focus your training in one genre of dance or choose to learn a variety of styles.Dancing is a physically demanding profession that requires years of training and extensive practice.ducational Requirements. Becoming a professional dancer doesn't necessarily require formal education or an academic degree, though several colleges and universities offer undergraduate and graduate programs in dance.",
"title": ""
},
{
"docid": "33d9403d07e6a31dc4c0c384205a3450",
"text": "- She is a classically trained dancer. Still only 25, she has been compared to the greatest dancer of all time. An understanding of human anatomy is important to a dancer. She is predominantly a dancer, but she also sings. I've got no sense of rhythm, so I'm a terrible dancer.",
"title": ""
},
{
"docid": "73633bd19dd035bb26b927a0f19c7adb",
"text": "Major: Dance Is dance your favorite way to express yourself? As a dance major, prepare not only to develop your physical skills, but also to explore the history, theory, and science of your art. Get ready for a tough schedule of technique and choreography classes, long evenings in rehearsal, and academic classes.",
"title": ""
},
{
"docid": "25e24d513678e7fcd25f64ee83c3c7e7",
"text": "Salary and Career Info for Dance Instructors It is likely that this information relates to dance instructors as well, whose duties and experience may overlap with those two roles. As of May 2015, the BLS reported that self-enrichment teachers, including dance teachers, earned a median annual salary of $36,680. According to PayScale.com, the annual salary for dance instructors with less than one year of experience in 2016 was as much as $49,579. In 2015, the BLS predicted that jobs for self-enrichment teachers in general would expand by 15% through 2024.",
"title": ""
},
{
"docid": "9b8d4c5f0a88e852cd053e1efc0db737",
"text": "Salary of Dancers and Choreographers Choreographer Employers. More than 80 percent of all choreographers work for dance schools and other alternative educational institutions, according to the BLS, where they earned $20 per hour, or $41,590 per year, as of May 2010.",
"title": ""
},
{
"docid": "75d4690ff1ef9161490dac1a96832757",
"text": "Dance wants all students to graduate bilingual Nothing will replace excellent teachers.. Dance wants to start foreign language instruction in elementary school, rather than middle school. Those language skills will help students find better jobs and earn more income for the rest of their lives, he said.n a foreign language class, you don't just learn about the language. You learn about the customs and culture, she said. Duvall Howard, a senior at Woodlawn High, said technology could help teens feel more connected with their classes.",
"title": ""
}
] |
msmarco_passage
|
78dfee67068855d44986723b87b5d68e
|
the meaning of the name dedrick
|
[
{
"docid": "d45dfc1fb7b5dc7ea27f08feeaa1fe5c",
"text": "Dedrick Teutonic Meaning: The name Dedrick is a Teutonic baby name. In Teutonic the meaning of the name Dedrick is: Rules the people. American Meaning: The name Dedrick is an American baby name. In American the meaning of the name Dedrick is: Rules the people. Dutch Meaning: The name Dedrick is a Dutch baby name.In Dutch the meaning of the name Dedrick is: Gifted ruler.n American the meaning of the name Dedrick is: Rules the people. Dutch Meaning: The name Dedrick is a Dutch baby name. In Dutch the meaning of the name Dedrick is: Gifted ruler.",
"title": ""
}
] |
[
{
"docid": "2ca469606f0e5ba90237f888b88f09fa",
"text": "Zeke Hebrew Meaning: The name Zeke is a Hebrew baby name. In Hebrew the meaning of the name Zeke is: God strengthens, or may God strengthen.",
"title": ""
},
{
"docid": "00b155f75fe5b4da195562edb44f8ec1",
"text": "- With (sometimes significant) variations according to region, industry and credit rating, the average annual interest rates on small business loans are: 1 For Business Installment Loans, 5 percent to 9 percent. 2 For Business Lines of Credit, Prime plus 1 percent to 8 percent.",
"title": ""
},
{
"docid": "9df76841f312785e8ba9f8886ed326d0",
"text": "Rubisco Rubisco, however, seems to be rigid as a rock, with each of the active sites acting independently of one another. In fact, photosynthetic bacteria build a smaller rubisco (shown on the right, taken from PDB entry 9rub ) composed of only two chains, which performs its catalytic task just as well.",
"title": ""
},
{
"docid": "9826751cdb4fc4200f8bac3bb3cf42c7",
"text": "Freeman The name Freeman is an American baby name. In American the meaning of the name Freeman is: Free man. The name Freeman is an English baby name. In English the meaning of the name Freeman is: Free man; a man freed from bound servitude to an overlord. Surname.",
"title": ""
},
{
"docid": "1395981561535af45e3e30cdb672e289",
"text": "Damien In American the meaning of the name Damien is: Tame. French Meaning: The name Damien is a French baby name. In French the meaning of the name Damien is: one who tames; subdues.' The Belgian priest Father Damien gave his life helping the Hawaiian lepers of Molokai.",
"title": ""
},
{
"docid": "fa63908774733b50ef73022419a2d8e0",
"text": "Hendrick Instead, we recommend that you pay a greater attention to the origin and meaning of the name Hendrick. Read our baby name articles for useful tips regarding baby names and naming your baby. If you are thinking of giving your baby the beautiful name Hendrick, spread the love and share this with your friends.he meaning of Hendrick is “Home ruler”. Keep in mind that many names may have different meanings in other countries and languages, so be careful that the name that you choose doesn’t mean something bad or unpleasant.",
"title": ""
},
{
"docid": "c4b7f8541b3f96e51dfb1faefce20d15",
"text": "- In American the meaning of the name Edwin is: Valued. English Meaning: The name Edwin is an English baby name. In English the meaning of the name Edwin is: Rich in friendship.From the Old English name Eadwine, meaning rich or happy, and friend. Famous bearers: the hero of Charles Dickens' last novel, 'Edwin Drood'.n American the meaning of the name Edwin is: Valued. English Meaning: The name Edwin is an English baby name. In English the meaning of the name Edwin is: Rich in friendship.",
"title": ""
},
{
"docid": "01e695c46a03e455ed95546a52131f46",
"text": "- The name Reggie is a German baby name. In German the meaning of the name Reggie is: Powerful ruler. American Meaning: The name Reggie is an American baby name. In American the meaning of the name Reggie is: Powerful ruler.",
"title": ""
},
{
"docid": "76d792b0d4ab3f6417c0b3f95e7a2d2e",
"text": "Bryce The name Bryce is an American baby name. In American the meaning of the name Bryce is: Son of a nobleman. Celtic Meaning: The name Bryce is a Celtic baby name. In Celtic the meaning of the name Bryce is: Swift. Famous bearer: St Brice, sometimes called St. Britius, was a 5th century Bishop of Tours.Scottish Meaning: The name Bryce is a Scottish baby name.n American the meaning of the name Bryce is: Son of a nobleman. Celtic Meaning: The name Bryce is a Celtic baby name. In Celtic the meaning of the name Bryce is: Swift. Famous bearer: St Brice, sometimes called St. Britius, was a 5th century Bishop of Tours.",
"title": ""
},
{
"docid": "532c23d5160ed037c141e7f2340f12fb",
"text": "- German Meaning: The name Adel is a German baby name. In German the meaning of the name Adel is: noble. Teutonic Meaning: The name Adel is a Teutonic baby name.In Teutonic the meaning of the name Adel is: noble. SoulUrge Number: 6. Expression Number: 4. People with this name have a deep inner desire for a stable, loving family or community, and a need to work with others and to be appreciated.n Teutonic the meaning of the name Adel is: noble. SoulUrge Number: 6. Expression Number: 4. People with this name have a deep inner desire for a stable, loving family or community, and a need to work with others and to be appreciated.",
"title": ""
},
{
"docid": "d31955ae1aa2bdd02f5c76cc1350453f",
"text": "What does Rafe mean? Rafe /rafe/ [1 syll.] as a boys' name is pronounced rayf. It is of Old German origin, and the meaning of Rafe is counsel of the wolf.From Raedwulf.afe is an uncommonly occurring first name for men. Rafe is an equivalently uncommon surname too for both adults and children.",
"title": ""
},
{
"docid": "518a9c4371af3aaa803acf009bdc3d22",
"text": "- Hebrew Meaning: The name Daniela is a Hebrew baby name. In Hebrew the meaning of the name Daniela is: God is my judge. American Meaning: The name Daniela is an American baby name. In American the meaning of the name Daniela is: God is my judge.",
"title": ""
},
{
"docid": "a636e66111dad913885d7a8b58ff724e",
"text": "- English Meaning: The name Jody is an English baby name. In English the meaning of the name Jody is: Nickname for Joseph and Jude. American Meaning: The name Jody is an American baby name. In American the meaning of the name Jody is: Nickname for Joseph and Jude.he name Jody is an English baby name. In English the meaning of the name Jody is: Nickname for Joseph and Jude.",
"title": ""
},
{
"docid": "9ffa3c8f57d03f416ae750f51ee63f63",
"text": "- German Meaning: The name Reggie is a German baby name. In German the meaning of the name Reggie is: Powerful ruler. American Meaning: The name Reggie is an American baby name. In American the meaning of the name Reggie is: Powerful ruler.",
"title": ""
},
{
"docid": "4aa6c95349443611af0092c229605766",
"text": "- The name Damien is a Greek baby name. In Greek the meaning of the name Damien is: Tame. American Meaning: The name Damien is an American baby name. In American the meaning of the name Damien is: Tame. French Meaning: The name Damien is a French baby name.",
"title": ""
},
{
"docid": "b9c3f8f6c4963b91b4d6d866310288d0",
"text": "- Theodore is a form of the name Theodoros. The name Theodore derives from the French form of the Greek name Theodoros. It is composed of the elements theos meaning G-d and doron meaning gift.It was a name borne by several saints.Variants of the name Theodore include Theadore.hat does Theodore mean, popularity, numerology and more. The name Theodore is of Greek origin. The meaning of Theodore is G-d's gift. It is also of English and French origin, where its meaning is gift of G-d.",
"title": ""
},
{
"docid": "d191d2a8de117b95a97e0bb8ffdcb8bd",
"text": "Reginald The name Reginald is a German baby name. In German the meaning of the name Reginald is: Powerful ruler. American Meaning: The name Reginald is an American baby name.In American the meaning of the name Reginald is: Powerful ruler.Teutonic Meaning: The name Reginald is a Teutonic baby name.In Teutonic the meaning of the name Reginald is: Strong judgment. English Meaning: The name Reginald is an English baby name.In English the meaning of the name Reginald is: Mighty counselor-ruler.he name Reginald is an American baby name. In American the meaning of the name Reginald is: Powerful ruler. Teutonic Meaning: The name Reginald is a Teutonic baby name.",
"title": ""
},
{
"docid": "85aa60cbbf50723b46075063830ba916",
"text": "Jaivyn Meaning The name Jaivyn is of African origin. The meaning of Jaivyn is light spirit. Jaivyn is generally used as a boy's name. It consists of 6 letters and 2 syllables and is pronounced Jai-vyn.",
"title": ""
},
{
"docid": "9751c3b02f96f3febbdb43e5c51d4528",
"text": "- The name Hendrik is a Teutonic baby name. In Teutonic the meaning of the name Hendrik is: Rules an estate. Swedish Meaning: The name Hendrik is a Swedish baby name.In Swedish the meaning of the name Hendrik is: rules the home'. SoulUrge Number: 5. Expression Number: 6. People with this name have a deep inner desire for travel and adventure, and want to set their own pace in life without being governed by tradition.he name Hendrik is a Swedish baby name. In Swedish the meaning of the name Hendrik is: rules the home'. SoulUrge Number: 5. Expression Number: 6. People with this name have a deep inner desire for travel and adventure, and want to set their own pace in life without being governed by tradition.",
"title": ""
},
{
"docid": "ad314ea8a3d780ac525527290ef8d601",
"text": "Bryce The name Bryce is an American baby name. In American the meaning of the name Bryce is: Son of a nobleman. The name Bryce is a Celtic baby name. In Celtic the meaning of the name Bryce is: Swift. Famous bearer: St Brice, sometimes called St. Britius, was a 5th century Bishop of Tours. The name Bryce is a Scottish baby name.",
"title": ""
},
{
"docid": "384dc106e7c09c4adb72cd8700856517",
"text": "Damien The name Damien is a Greek baby name. In Greek the meaning of the name Damien is: Tame. American Meaning: The name Damien is an American baby name. In American the meaning of the name Damien is: Tame.French Meaning: The name Damien is a French baby name. In French the meaning of the name Damien is: one who tames; subdues.' The Belgian priest Father Damien gave his life helping the Hawaiian lepers of Molokai. 3rd Century St. Damian is patron of physicians.he name Damien is a French baby name. In French the meaning of the name Damien is: one who tames; subdues.' The Belgian priest Father Damien gave his life helping the Hawaiian lepers of Molokai.",
"title": ""
},
{
"docid": "7e058dbe5b5faea84980f22e62702826",
"text": "Conner Irish Meaning: The name Conner is an Irish baby name. In Irish the meaning of the name Conner is: Hound lover. Full of desire; much desire. American Meaning: The name Conner is an American baby name. In American the meaning of the name Conner is: Hound lover. Full of desire; much desire.",
"title": ""
},
{
"docid": "326f8f92e00a61fab815476723ca649c",
"text": "Damien The name Damien is a Greek baby name. In Greek the meaning of the name Damien is: Tame. American Meaning: The name Damien is an American baby name. In American the meaning of the name Damien is: Tame.",
"title": ""
},
{
"docid": "9e8748f6ed50567981edc686ac4658f9",
"text": "- Baby names meanings search results: The name Bryce is a baby boy name. The name Bryce comes from the Celtic origin. In Celtic The meaning of the name Bryce is: Swift.Famous bearer: St Brice, sometimes called St. Britius, was a 5th century Bishop of Tours.aby names meanings search results: The name Bryce is a baby boy name. The name Bryce comes from the Celtic origin. In Celtic The meaning of the name Bryce is: Swift.",
"title": ""
},
{
"docid": "d1e96b35f3b6eed879273b16141d4974",
"text": "Damien The name Damien is a Greek baby name. In Greek the meaning of the name Damien is: Tame. American Meaning: The name Damien is an American baby name. In American the meaning of the name Damien is: Tame.French Meaning: The name Damien is a French baby name.In French the meaning of the name Damien is: one who tames; subdues.' The Belgian priest Father Damien gave his life helping the Hawaiian lepers of Molokai. 3rd Century St. Damian is patron of physicians.n Greek the meaning of the name Damien is: Tame. American Meaning: The name Damien is an American baby name. In American the meaning of the name Damien is: Tame.",
"title": ""
}
] |
msmarco_passage
|
c1cf6c145f207d5dd18bad29a1e2d1aa
|
phone number to irs refund
|
[
{
"docid": "c57086142a07bcb2fea47fec23ca2909",
"text": "- Services cover Tax Line [new]Employer Identification Numbers (EINs), 94x returns, 1041, 1065, 1120S, Excise Returns, Estate and Gift Returns, as well as issues related to Federal tax deposits. 800-829-1954 For 1040-type Individual and Joint Filers who need to check the status of their current year refund.",
"title": ""
}
] |
[
{
"docid": "3dcaaf049d0ae005509f623d4b4da112",
"text": "Linda Hogan Powered by imdb. Linda Hogan was born on August 24, 1959 in Miami, Florida, USA as Linda Marie Claridge. She is an actress and executive, known for Hogan Knows Best (2005), WrestleMania 21 (2005) and Couples Therapy (2012). She was previously married to Hulk Hogan.",
"title": ""
},
{
"docid": "935ab89649759737dd128a36d3fecba8",
"text": "- The IRS provides toll free numbers for individuals and businesses who have questions or need assistance with their tax return or refund. For Federal filing requirements provided by the IRS, click here. 1-800-829-1954.",
"title": ""
},
{
"docid": "7a77f645e6a368ccf53c4a5389c6217d",
"text": "How Can I Actually Speak to a Real Person or Agent at the IRS â Phone Numbers That Work 160 people found this helpful. Call the IRS: 1-800-829-1040 hours 7 AM - 7 PM local time Monday-Friday. When calling the IRS do NOT choose the first option re: Refund, or it will send you to an automated phone line. So after first choosing your language, then do NOT choose Option 1 (refund info). Choose option 2 for personal income tax instead. Then press 1 for form, tax history, or payment.",
"title": ""
},
{
"docid": "96265f416cd79559a0dbd118d9b85b27",
"text": "- This IRS phone number is ranked #7 out of 10 because 881,844 IRS customers tried our tools and information and gave us feedback after they called. The reason customers call 800-829-0582 is to reach the IRS Customer Service department for problems like Refund Issue, Filing Issue, Tax Issue, Payment Issue, Transcripts Issue.",
"title": ""
},
{
"docid": "793cc74801fed0f1a5b899fb5333fbaf",
"text": "- 800-829-4477 For individuals who need to check the status of their current year refund or who want to use the Tele-Tax System want to listen to recorded tax information. Available 24 hours a day, seven days a week.",
"title": ""
},
{
"docid": "89a423cb2640e0b6237d704f6ea1d27a",
"text": "What are the contact phone numbers for the IRS? As of November 2015, the contact phone number for individuals to receive tax assistance is 800-829-1040, and the contact phone number for businesses is 800-829-4933, reports the Internal Revenue Service.",
"title": ""
},
{
"docid": "7d521777934d57a8f52f86a7301d5a57",
"text": "- To contact the IRS, call: Customer service — 800-829-1040; Lost IRS check — 800-829-1954; Refund status — 800-829-4477; Forms and publications — 800-829-3676; Questions about refunds and offsets to IRS liabilities — 800-829-1954; Taxpayer advocate service — 877-777-4778; To pay tax by credit card — Call any of these numbers: 888-972-9829",
"title": ""
},
{
"docid": "65a353a4e89e2c84cf3d375e8c3d1d0c",
"text": "IRS Toll Free Main Number: 1-800-829-1040 Main Tax Assistance: 1-800-829-1040 - Tax assistance for Taxpayers. this is the IRS main number give i gave you above. TeleTax: 1-800-829-4477 - Has recorded tax information and automated refund information. call this number if you just want to hear information and not talk to a person. IRS Business Assistance: 1-800-829-4933 - Call this number if you want to talk to an agent about your business, not your personal taxes.",
"title": ""
},
{
"docid": "0c4b763f9dbcf678f8a01ac18b8ce46e",
"text": "- People looking for their refunds have a new toll-free number: 1-800-829-1954. Individuals who filed a 1040 series return can check on the status of their current year tax refund with this toll-free number. 800-829-1040. IRS Tax Help Line for Individuals. For individual and joint filers who need procedural or tax law information and/ or help to file their 1040-type individual returns (including Schedules C and E); and, general account information for Form 1040 Filers.",
"title": ""
},
{
"docid": "3c1c57da369d7641950c81baf8eaa9af",
"text": "- The customer support phone number of Irs Connecticut is +1-(800)-829-1040 / (203) 384-5818 (Click phone number to call).",
"title": ""
},
{
"docid": "589adcb199b0a4ae47334318578f7ca5",
"text": "Telephone Tax Refund Questions and Answers for Individuals Call the IRS customer service line at 1-800-829-1040. If you press 7, you will get a recording that explains how to request the telephone excise tax refund; or press 8 if you want to continue in Spanish. If you want to talk with a tax assistor, call the customer service line and follow these menu prompts.",
"title": ""
},
{
"docid": "6621008c1272fdf15ded3b7baa687123",
"text": "- *Please note: In order to check the status of your income tax refund, your return must have been accepted by the IRS at least 5 days prior to calling this number. 1-800-829-1040. IRS help line for individuals. This number is for filers who need procedural or tax law information or help to file.",
"title": ""
},
{
"docid": "c364b51412473869032c43668b759099",
"text": "- You may also call 1-800-829-4477 to check on the status of your federal income tax refund. *In order to find out your expected refund date, you must have the following information: The primary Social Security Number on the return. The filing status used on the return. The whole dollar amount of the refund.",
"title": ""
},
{
"docid": "57de5de3741557aeffc3b453300744da",
"text": "How to Request a Tax Return Transcript, 2014-15 Telephone Request. Available from the IRS by calling 1-800-908-9946. Tax filers must follow prompts to enter their social security number and the numbers in their street address. Generally, this will be numbers of the street address that was listed on the latest tax return filed.",
"title": ""
},
{
"docid": "b32c68a731f422b7aaf0ef9fbe1be737",
"text": "US IRS Phone Number The “other questions” approach. Call the IRS: 1-800-829-1040 hours 7 AM – 7 PM local time Monday-Friday. When calling the IRS do NOT choose the first option re: “Refund”, or it will send you to an automated phone line. So after first choosing your language, then do NOT choose Option 1 (refund info). Choose option 2 for “personal income tax” instead.",
"title": ""
},
{
"docid": "f3ea280a7a5b829f860692b74c54af28",
"text": "- *Please note: In order to check the status of your income tax refund, your return must have been accepted by the IRS at least 5 days prior to calling this number. 1-800-829-1040. IRS help line for individuals. This number is for filers who need procedural or tax law information or help to file. 1-800-829-3676. Forms and Publications. This number is for individuals, businesses and tax practitioners who need IRS tax forms, instructions and related materials and tax publications.",
"title": ""
},
{
"docid": "b9712c7a9230526f7599c62e1ced6a46",
"text": "- Loyola University Chicago chooses students who will become physicians that care about standards of service, excellence, and dedicated patient care. Stritch students become good physicians not only because of what they have learned, but also because of who they are. Our application process allows students to express their personality, interests and abilities, as well as demonstrate their academic accomplishments.",
"title": ""
},
{
"docid": "4a82f4625b5e4e4c216cda3f6d808392",
"text": "Canadian Revenue Agency Telephone Numbers (Revenue Canada) Telerefund - Information About Refunds - 1-800-959-1956 - Automated Service. Call this phone number to find out when you should expect your refund to be processed. Individual Income Tax Inquiries - 1-800-959-8281. This is the number to call in order to ask actual questions to actual people.",
"title": ""
},
{
"docid": "d96afc8fab6bec889ad41131253a37ee",
"text": "- Below is a list of phone numbers for the Internal Revenue Service. IRS Tax Help Line for Individuals: (800) 829-1040. Hours: Monday–Friday, 7:00 a.m.–7:00 p.m., local time. Welcome to the Internal Revenue Service, you can also visit us at www.irs.gov. To continue in English press 1.",
"title": ""
},
{
"docid": "eed20d34dc03d42c4cb1eb793d9fd3f7",
"text": "How to Check A Prior Year Tax Refund Status You can call 1-800-829-1040 and follow the prompts for a live representative. The person that you speak with will have direct access to your tax return and be able to provide you with a status update. Tip: Request a tracking number when mailing your return.",
"title": ""
},
{
"docid": "c461d707eead6a8533cba4f62f8cbfe1",
"text": "- The taped messages are available 24 hours a day. Refund information is generally available from 7:00 a.m. to 11:30 p.m. weekdays. Taxpayers without touch-tone phones may use both services weekdays from 7:30 a.m. to 5:30 p.m. The toll-free number is 1-800-829-4477.",
"title": ""
},
{
"docid": "e8d881d7fde364cb829a825ca519dee6",
"text": "Tax Phone Numbers and Addresses Tax Phone Numbers and Addresses. TeleTax is the IRS toll-free telephone service that provides both recorded tax information and automated refund information. Recorded Tax Information consists of approximately 150 recorded topics that provide basic tax information. This Touch-Tone service is available 24 hours a day, 7 days a week. Select, by number, the topic you want to hear, and then call 1-800-829-4477. You can also use the online version here: http://www.irs.gov/taxtopics/.",
"title": ""
},
{
"docid": "9e12392d5f8a91af3e4c1c4df44f9462",
"text": "How Can I Actually Speak to a Real Person or Agent at the IRS â Phone Numbers That Work 160 people found this helpful. Call the IRS: 1-800-829-1040 hours 7 AM - 7 PM local time Monday-Friday. When calling the IRS do NOT choose the first option re: Refund, or it will send you to an automated phone line. So after first choosing your language, then do NOT choose Option 1 (refund info). Choose option 2 for personal income tax instead.",
"title": ""
},
{
"docid": "2693de09334011c612ba7a6e6deeb3fd",
"text": "- Call the IRS at 800-829-1040 to check the status of a regular or amended IRS tax return. The refund tools mentioned earlier do not work for taxpayers with amended tax returns who anticipate a refund.You’ll need to speak with an agent to check the status of your IRS tax return.sing the same information as the Where’s My Refund tool, you can check the status of your IRS tax return directly from your smartphone. Step 3. Call the IRS Refund Hotline at 800-829-1954. You need your tax ID, filing status and anticipated refund amount.",
"title": ""
},
{
"docid": "6e475d57787e668288c62f38c8aa9703",
"text": "Publication 1544 - Main Content Toll-Free, 1-800-829-1954. For refund information, have a copy of your current tax return, your social security number, filing status from the front of your return, and the exact whole dollar amount of your refund. IRS Taxpayer Advocate.",
"title": ""
}
] |
msmarco_passage
|
313abc74a198faec49aa55235bb9d2fe
|
what did caesar wear
|
[
{
"docid": "2e102e328e96994f0d3459af94950c5d",
"text": "What did Caesar wear? Answers. Best Answer: You're not allowed to do that, since you cannot bring swords or other such weapons to school. Caesar would have worn a toga in civil life. For additional drawings, consult a copy of Scudder's Second Year Latin, perhaps used by your school. There is a great deal of information therein about Roman life.",
"title": ""
}
] |
[
{
"docid": "442abbdf4a0faf74dc38114a5aa73284",
"text": "Julius Caesar (100BC - 44BC) Caesar followed him and became romantically involved with the Egyptian queen, Cleopatra. Caesar was now master of Rome and made himself consul and dictator. He used his power to carry out much-needed reform, relieving debt, enlarging the senate, building the Forum Iulium and revising the calendar. Dictatorship was always regarded a temporary position but in 44 BC, Caesar took it for life.",
"title": ""
},
{
"docid": "03ae6ed51383bea44be4a7badef0c4cb",
"text": "When did Alaska Become a State When did Alaska Become a State. 16 Mar, 2013 when did 0. Alaska is one of two states (the other is Hawaii) not connected to the remaining 48 states of the United States of America.It is located in the northwest of the North American continent and borders Canada (to the east), as well as the Arctic Ocean and Pacific Ocean. It is separated from Russia via the Bering Strait.ath to statehood. As a part of the United States, Alaska officially became The Department of Alaska from 1867 to 1884 and was controlled by various institutions during this time. In 1884 the region was organized and became the District of Alaska.",
"title": ""
},
{
"docid": "42bdb9045e415b8fea1fe7307a52cfc4",
"text": "- title details and video sharing options. now playing Cleopatra (1934) -- (Movie Clip) Ides of March Turns out Cleopatra (Claudette Colbert) was dressing for her wedding to Caesar (Warren William) when he was assassinated, Arthur Hohl as Brutus, in Cecil B. De Mille's version of Roman history, in Cleopatra, 1934. View the TCMDb entry for Cleopatra (1934)",
"title": ""
},
{
"docid": "c9ae4ef7d8a3907d38924c23b64f477f",
"text": "- PHILADELPHIA — Allen Iverson wore a plain black shirt, baseball cap turned to the back, a large gold chain draped across his chest and a leather hooded jacket Wednesday at his retirement press conference.",
"title": ""
},
{
"docid": "05a3d8f16d72244ac18f9f3a5fc85d3e",
"text": "'Scandal' Fashion Credits: All the Details on What the Stars Wore 'Scandal' Fashion Credits: All the Details on What the Stars Wore. ABC/John Fleenor) 1. Season 5, Episode 4: Crown Jewel Shirt and J Brand Jeans In the episode, titled Dog-Whistle Politics, Olivia kept her wardrobe on the casual side while still holed up at home, wearing a simple gray tee from Crown Jewel, J Brand jeans, and Burberry boots.",
"title": ""
},
{
"docid": "7799ae860a904546ba733edb957cfcf8",
"text": "The Emperorâs New Suit People should see that they were busy to finish the emperor’s new suit. The emperor and all his barons then came to the hall; the swindlers held their arms up as if they held something in their hands and said: “These are the trousers!” “This is the coat!” and “Here is the cloak!” and so on.",
"title": ""
},
{
"docid": "b97f3b67b4de2cbb9b476896b08e21a7",
"text": "- The clothing worn by men and women was made of linen, were simple in design, and lightweight for the hot climate. All men, from the tomb worker to the pharaoh, wore a kind of kilt or apron that varied in length over the years, from halfway above the knee, to halfway below it. It was tied at the front, folded in at the side, or in two knots at the hips. A sleeved, shirt-like garment also became fashionable.",
"title": ""
},
{
"docid": "f3c68b18ea4e56e21e6796132b81a91b",
"text": "Doric Chiton Doric Chiton. The Doric chiton (KYE-ten) was one of the most common garments worn by both men and women in Greece during the sixth and early fifth centuries b.c.e. The Dorians were a people who had invaded Greece in the twelfth century b.c.e., and the Doric style was a simple, classic design found in much Greek art and fashion. The chiton was a kind of tunic formed by folding and wrapping a single rectangular piece of fabric around the body.",
"title": ""
},
{
"docid": "c89ace958ee19745a36f72905af27d85",
"text": "What does Caesar mean? Caesar /cae-sar/ [2 sylls.] as a boys' name is pronounced SEE-zer. It is of Latin origin, and the meaning of Caesar is head of hair. Clan name of obscure meaning, possibly from caesaries. The most famous bearer was Julius Caesar (104-44 BC).",
"title": ""
},
{
"docid": "ae5434a2187a0fe4421ee77c2511a0ff",
"text": "- In previous auctions with the same company, a wig worn by Reeve in Superman III fetched $1,250 in 2014, and a pinstripe suit worn by the actor in Superman: The Movie fetched $5,539. In 2014, another Batsuit worn by Keaton, this time in 1989’s Batman, went for $37,500.",
"title": ""
},
{
"docid": "337b7393583fb186081d12716db546e0",
"text": "Ancient Greek and Roman Clothing Clothing for both women and men consisted of two main garments—a tunic (either a peplos or chiton) and a cloak (himation). Both women and men wore sandals, slippers, soft shoes, or boots, although at home they usually went barefoot. Tunics, Togas, and Mantles. Roman togas were white woolen strips of cloth about six feet wide and 12 feet long.",
"title": ""
},
{
"docid": "567d07efbbc4a0df1e79172bd395d98c",
"text": "Wearing the Pants The pantsuit is Clinton's uniform. Hers is a mix-and-match world, a grown-up land of Garanimals: black pants with gray jacket, tan jacket with black pants, tan jacket with tan pants.There are a host of reasons to explain Clinton's attachment to pantsuits. They are comfortable.omen have come a long way from the time when wearing a pair of pants was considered borrowing from the boys.. So it would be highly regressive to suggest that the candidate is using trousers to heighten the perception that she can be as tough as a man.",
"title": ""
},
{
"docid": "7a6802d7d7d35b1173c163736208a84c",
"text": "- The Redcoats are coming!The red uniforms were made of a hat, shirt, waistcoat, white breeches (short pants), gaiters (leggings), boots, and a red coat. British grenadiers wore bearskin hats and coats.",
"title": ""
},
{
"docid": "df99795e80594559a8191f39e1d1add0",
"text": "- Similar to Roman men, the basic item of clothing was the tunic (tunica), though women's tunics were fuller and longer, usually extending to the feet. There were two basic styles of tunic, both similar to tunics worn by Greek women.",
"title": ""
},
{
"docid": "e2437494671ed341ded928efe9245f7c",
"text": "Caleb (given name) Caleb is a Hebrew masculine given name. The Hebrew spelling of the name Caleb - כלב - is identical with the spelling of the word dog - kelev.The composing of the Bible antedates by thousands of years the introduction of the Niqqud system of diacritical signs which modern Hebrew uses to represent vowels.he Hebrew spelling of the name Caleb - כלב - is identical with the spelling of the word dog - kelev. The composing of the Bible antedates by thousands of years the introduction of the Niqqud system of diacritical signs which modern Hebrew uses to represent vowels.",
"title": ""
},
{
"docid": "d2a0c04b74d69e94ded9ea737739af2d",
"text": "- A: The ancient Spartans often wore simple, understated clothing like tunics, boots and cloaks. Since the Spartans were warriors, they usually wore clothes that were a dark crimson color as this color would hide blood from wounds received in battle.",
"title": ""
},
{
"docid": "7bad0d1068fe48eebb86aed7d4a47d48",
"text": "Toga Statue of the Emperor Tiberius showing the draped toga of the 1st century AD. The toga, a distinctive garment of Ancient Rome, was a roughly semicircular cloth, between 12 and 20 feet in length, draped over the shoulders and around the body. It was usually woven from white wool, and was worn over a tunic.",
"title": ""
},
{
"docid": "c0803826504ddd7c7a708c0699cf20e2",
"text": "- Roman slaves dressed the same as anyone else -- they wore a tunic and cloak, shoes outdoors and sandals/slippers indoors.f you were an important slave you wore the same as your master. How well dressed you were showed how wealthy your master or mistress was. Many slaves who worked building the temples and monuments, worked in the quarries or mines wore no clothes at all. 9 people found this useful.",
"title": ""
},
{
"docid": "5cc61d03c9eaceb6d0450cd857ec9f07",
"text": "What did Greek gods wear? When not in human form, they are depicted as wearing white Togas - Greek honorary garb. Hmmmmm Togas you say? I beg to differ. The Romans may have worn togas, but the Greeks wore Chitons Chitons or togas. Maybe both Blargh. The Greeks didn't have togas. Chitons were worn for important or momentus occasions. They probably wore whatever everyone else was wearing, to blend in. and this is pretty much what they wore !! When not in human form, they are depicted as wearing white Togas - Greek honorary garb.",
"title": ""
},
{
"docid": "4fad9aa7e02a4555f34bfa02c0e63fb0",
"text": "What did Caesar wear? I am dressing up like Caesar for bonus points in my lit class. I want to know every accessory that Caesar would wear. Such as rings or belts. If u have any ideas or know what roman nobles wear that would b great.",
"title": ""
},
{
"docid": "0ee75e7e1bed69ce2aaf0efb6a8eea42",
"text": "Why Do British Royals Wear Military Uniforms? Why Do British Royals Wear Military Uniforms? During the queen mum's funeral Tuesday, many of the British royals donned full military uniforms. Prince Charles wore the dress uniform of a rear admiral, Prince Andrew the uniform of a royal naval commander, and even Princess Anne the trousers of a rear admiral. Why do British royals wear military uniforms? Advertisement.",
"title": ""
},
{
"docid": "176dd3d5d10ceca9ef347497dae7ae66",
"text": "Whatâs Your Favorite Princess Leia Outfit? Alderaan Gown. In Star Wars Episode IV: A New Hope, Princess Leia wears a traditional princess gown of Alderaan. Like a wedding dress, the white symbolizes her purity. But she’s also wearing a good pair of boots for all the running around the Death Star.",
"title": ""
},
{
"docid": "713d053326edbad534e6a616bdf2741a",
"text": "- Quick Answer. According to the Smithsonian, Abraham Lincoln wore a tall hat to protect himself against inclement weather while traveling and to store important documents. Lincoln traveled frequently on foot, by horse and by carriage, which left him completely exposed to the elements.",
"title": ""
},
{
"docid": "a09350dd23d53fb746b1ca3959275298",
"text": "Ancient Rome Women's Clothing in Ancient Rome. 1 Tunic-The most common form of clothing for women was the tunic. 2 It was the primary garment worn by peasants and unmarried women. 3 The women's tunic was typically longer than the men's.ost of the clothing worn in Ancient Rome was made of wool. Wool was made throughout Italy and much of the Roman Empire both in the home and commercially. Sometimes clothes were made from rare materials such as linen from Egypt, cotton from India, and silk from China.",
"title": ""
},
{
"docid": "2bb8e20ada8e80694e0d162c9c212aa1",
"text": "- Greek clothing changed little over time. Long pieces of fabric were used to make the Greek clothes. The main item of clothing was a tunic, called a chiton. A chiton was made of a two sheets of light drapery and worn directly over the body. A belt, usually under the breast (high-girded) or around the waist (low-girded) helped contain it. Double-girded were also fashionable.",
"title": ""
}
] |
msmarco_passage
|
0359fe40f935558ccd02ddd521e8d3c4
|
what are the three shields on the buick insig
|
[
{
"docid": "dba28277f8de7ebfe336569bc91c1b94",
"text": "Revised Tri-Shield Insignia Introduces New Face of Buick The tri-shield insignia with distinctive, diagonally arranged red, white and blue shields, was widely introduced in 1960 and was featured front-and-center in the grilles of the LeSabre, Electra and Invicta models. The three-model lineup inspired the three shields in the new design. Each carried over the stag head and gold cross cues from the previous single-shield design. As with the original shield design, the tri-shield design evolved. By the early 1970s, a ring motif surrounded the shields and the white color of one of the shields changed to silver. By the late 1970s, the tri-shield was used primarily on hood ornaments on some models, while the symbol of a hawk on the Buick name was used as the official logo, particularly in print and television advertising.",
"title": ""
}
] |
[
{
"docid": "cb7dce242a6b8708f7a38d1998049e98",
"text": "2008 Accessories & Performance Parts Get amazing extras for your mid-size family sedan with 2008 Buick LaCrosse accessories from AutoAnything. Whether you own a CXL or the Super trim level, we stock a complete array of floor mats & liners in the 2008 LaCrosse parts section that fit the floor pan of your Buick.",
"title": ""
},
{
"docid": "702a958a08ce859799c013d7031e4e46",
"text": "BUICK TOUCH UP PAINTS PERFECTLY MATCHED TO YOUR VEHICLE'S ORIGINAL FACTORY FINISH For larger jobs including complete vehicle overhauls, or restoring the factory finish on entire sections of your Buick, AutomotiveTouchup provides Ready To Spray pints, quarts, and gallons as well as 12 oz. aerosol pro-grade spray canisters.",
"title": ""
},
{
"docid": "17560de5d8900f8a4d881955d94cfb42",
"text": "- As such, it is only natural that the Buick Avenir 2017 will come with up-to-the-minute driver-assistance systems that will keep both the driver and passengers safe without jeopardizing performance. A perfect score of five out of five star rating for overall crash impact protection should be forthcoming.",
"title": ""
},
{
"docid": "70ec61313444bedd072b81f83ab28626",
"text": "Costco Wholesale Certified Pharmacy Technician Interview Questions The process took 2 weeks. I interviewed at Costco Wholesale (San Diego, CA) in June 2016. Interview. I summited my application on June 1, 2016. I immediately contacted the pharmacy manager to let them know I dropped in my resume, and I am really interested in the position. Gave them 2 weeks and called to check on them on the June 14, 2016.",
"title": ""
},
{
"docid": "badaabc8f7f60c3c1066c0473793a55a",
"text": "Buick Blackhawk Pasteiners enthusiasm for the Blackhawk matches Dobles. This is the ultimate Buick custom car, Pasteiner said. We used the 1939 grille because it is one of the most significant in Buick history. Those vertical bars are hints of the grilles that became Buick icons in the 40s and early 50s.",
"title": ""
},
{
"docid": "70763537c15b1a4a4078774c9754c295",
"text": "- For this reason, EMI protection is best if foil shields are used in combination with braided (better conductors) shields. Foil shields, since they are usually aluminum, are necessarily crimped, though some are combined with a drain wire, which makes contact with the foil and may be soldered.",
"title": ""
},
{
"docid": "1ee24541691cec9cae71e0bfdaa94cf7",
"text": "- Exterior Protection. Protect your investment from harmful elements like oxidation and pollutants that can make your car look older than it is. Zurich Shield® will protect your vehicle and keep it looking as good as the day you bought it.",
"title": ""
},
{
"docid": "b4f0b9199d3105f6a4d5bc68426fd663",
"text": "- Climate Control – Buick Encore. This video walks you through the climate control system. It starts with the controls including the temperature control, fan speed control, air delivery mode buttons. Then the video discusses the use of the air re-circulation button, rear window defogger button and front defogger.",
"title": ""
},
{
"docid": "3a2ebfa5c80175a43a24204c76c9907c",
"text": "Chevrolet Impala Based on the Impala LT, it adds the following: 1 FE3 Sport Suspension (replaces the FE1 Touring Suspension) 2 Four-wheel ABS. 3 Eighteen-inch alloy wheels (replaces 16-inch wheels) 4 Rear spoiler. 5 50th Anniversary Impala badge on the C-pillar. 6 Two-tone, leather-trimmed seats and 50th logo embroidered on the front headrests.",
"title": ""
},
{
"docid": "e0784faf53b6da995d6ae9cde655fe36",
"text": "2014Buick Encore What’s New for 2014. The 2014 Buick Encore is now available with rear cross traffic alert and side blind zone alert safety features. IntelliLink has also been upgraded with text message support and Siri Eyes Free which makes many iPhone features available through voice command such as making call and getting directions. You’ll Like.",
"title": ""
},
{
"docid": "62e492b916821f7c46b904b5f9563f22",
"text": "Car Directory / Buick / Buick Skylark / History The Buick Skylark was manufactured in Iran from 1975 until 1987, under the brand name of Buick Iran.. The first generation was known as B2 and the second and last generation was known as the B3. This car was equipped with a 5.7L engine and full option package (power door locks, power steering, automatic transmission).",
"title": ""
},
{
"docid": "c7b11cd16628ad859f60b344d5d1c1be",
"text": "remove instrument cluster from dash on 2004 Buick Le Sabre. Thanks. 1 Remove the IP cluster trim panel. 2 Release the 4 IP cluster pins. 3 Pull the cluster rearward. 4 Depress the steering column closeout shroud in order to gain enough clearance in order to remove the IP cluster.",
"title": ""
},
{
"docid": "9bb54a7b40b236b331acb48e71078c74",
"text": "- Although some units of the AL were involved in the action, the lack of tanks, armoured cars and heavy calibre weapons meant their role made little impact upon the outcome. Bor-Komorowski s hope that the AK could take and hold Warsaw for the return of the Government in Exile was politically ill conceived.",
"title": ""
},
{
"docid": "48eaf2a16e25674578f826042e2a657b",
"text": "- The panels leave a T-shaped structural brace in the roof center, thus name T-roof. Targa roofs, like on today's Corvette, are similar, except they are only one (often opaque) panel and leave no cross brace. Removable panel options are sporty open air options and can cost as much as $1500 as a factory option.",
"title": ""
},
{
"docid": "e855550f8d577133b6ea924b5b4ed7dd",
"text": "- Popular Searches. 1 Buick Enclave Tail Lights. 2 2011 Buick Enclave Cheap Body Parts. 3 Water Proof 2011 Buick Enclave Covers Price. 4 2011 Buick Enclave Wiring Harness Parts. 5 2011 Buick Enclave Stainless Steel Exhaust Systems.6 2011 Buick Enclave Mirror Accessories Website. 7 2011 Buick Enclave Chrome Window Visors.opular Searches. 1 Buick Enclave Tail Lights. 2 2011 Buick Enclave Cheap Body Parts. 3 Water Proof 2011 Buick Enclave Covers Price. 4 2011 Buick Enclave Wiring Harness Parts. 5 2011 Buick Enclave Stainless Steel Exhaust Systems.",
"title": ""
},
{
"docid": "0d8067d56690840fa5b62e559e794d61",
"text": "- Part of Buick’s new Avenir sub-brand, the 2018 Buick Enclave Avenir is an extension of the standard Enclave. This is a luxury trim available for the 2018 Enclave, including upgraded features like an 8-inch Buick Infotainment System with Navigation, wireless charging, and wood accents.",
"title": ""
},
{
"docid": "58bf883a3b956f54913ec98cabfaf1dc",
"text": "Buick Lucerne The Buick Lucerne is a full-size upscale sedan sold by Buick from 2006 to 2011. Introduced at the 2005 Chicago Auto Show, the Lucerne replaced both the Park Avenue and the LeSabre for the 2006 model year.eatures Edit. The Lucerne was introduced with the standard Buick 3800 V6, with a Cadillac Northstar V8 and Corvette 's active suspension Magnetic Ride Control available as options. All General Motors 3.8 Liter Buick V6 powered cars become the first SULEV-compliant vehicles.",
"title": ""
},
{
"docid": "a8c9772c27d514728fd9bad8ac9b4553",
"text": "Latest Model 2018 Buick Enclave For 2016 the Buick Enclave 3-row SUV now includes OnStar 4G LTE with built-in Wi-Fi, allowing it to be a hub for wireless devices. Available on the two upper trims is the Enclave Tuscan Edition that includes a bronze-tone grille, bronze accents and 20-inch chrome wheels.",
"title": ""
},
{
"docid": "de45d18c3836f9265494aae958df8751",
"text": "Buick Blackhawk Buick Blackhawk. By Alan • Send This To A Friend. At their 2009 Scottsdale Auction, Barrett-Jackson sold the sole Blackhawk Concept as part of the GM Heritage Collection. It was described as “The Buick Blackhawk is a hand-built custom 2+2 convertible developed to celebrate Buick’s 100 year anniversary in 2003.",
"title": ""
},
{
"docid": "4e718b342b723779365fbbadcbe73a47",
"text": "George Stephenson: Inventor of the Steam Locomotive Engine Stephenson's engine hauled eight loaded coal wagons weighing thirty tons, at a speed of about four miles an hour. This was the first steam-powered locomotive to run on a railroad as well as the most successful working steam engine that had ever been constructed up to this period. The achievement encouraged the inventor to try further experiments. In all, Stephenson built sixteen different engines.",
"title": ""
},
{
"docid": "6fd74ec15f296ecd246ca1c482073462",
"text": "SEL-487B Low-Impedance Bus Differential Protection—Provide flexible low-impedance bus differential protection for various busbar topologies and sizes. Protect systems with up to 21 three-phase bus terminals by using three relays to provide 6 three-phase differential bus zones and 3 independent check zones. Patented open CT detection algorithms block potential misoperations due to open or shorted CT conditions.",
"title": ""
},
{
"docid": "63f5a52c6377da4af7d981bfce9aecb6",
"text": "Revised Tri-Shield Insignia Introduces New Face of Buick LOS ANGELES – Buick’s tri-shield insignia, one of the most recognizable in the global auto industry, is receiving a makeover that advances the brand’s identity while retaining Buick’s instantly identifiable symbol.",
"title": ""
},
{
"docid": "636accf19b140474187a5fb385605fea",
"text": "- 2017 Buick Avenir Exterior Spy Pictures. From the Concept, the Avenir’s length stands at 204.5 inches, and 76.0 inches wide. These details cannot be ascertained by the heavily camouflaged models our spy photographers have been trolling throughout Europe.",
"title": ""
},
{
"docid": "e2d1409666fa7128369233e04e9e1f34",
"text": "- BUICK 444077H101555. Commonly referred to as the VIN NUMBER, this series of numbers and letters is stamped on a plate attached to the left front door hinge pillar, and stamped on the engine block.FIRST DIGIT: Identifies the GM Division (4=Buick).ommonly referred to as the VIN NUMBER, this series of numbers and letters is stamped on a plate attached to the left front door hinge pillar, and stamped on the engine block.",
"title": ""
},
{
"docid": "0554213ec7381ab5912a4d35f6b9b437",
"text": "- Locate the plastic battery shield, which is located in the wheel well toward the front of the vehicle adjacent to the fender. Turn the plastic retainer screws of the battery shield a quarter turn counterclockwise and gently remove them.",
"title": ""
}
] |
msmarco_passage
|
22c1ab2228d2cb3bea39b813183a2f4f
|
how to turn off windows speech recognition in windows 8
|
[
{
"docid": "a71c50aca9aadf3b14ca1c11c26e3cac",
"text": "How to Turn on and Turn off Windows 8/8.1 Speech Recognition Two methods to turn off Windows 8/8.1 Speech Recognition. Method 1: Choose the close button on the Speech Recognition window to turn it off. Method 2: Use the composite key of Alt+F4 to close it. Now, you can feel free to experience the function of Speech Recognition in your Windows 8/8.1 PC.hree ways to turn on Windows 8/8.1 Speech Recognition: Way 1: Turn it on from Control Panel. Step 1: Open the Quick Access Menu with Windows key+X, and then choose Control Panel in it.",
"title": ""
}
] |
[
{
"docid": "e663f9812af0380aa2d0137c5ae1b6cc",
"text": "How to Turn On Input Indicator in Windows 8/8.1 Step 3: Restart the computer. To make a summary, you can turn on Input Indicator to display the input method icon on the Taskbar in accordance with the method above. Related Articles: 1 How to Turn on and Turn off Windows 8/8.1 Speech Recognition. 2 How to Change Language on Windows 8/8.1 Computer.3 How to Add and Remove Language in Windows 8 and 8.1.tep 3: Restart the computer. To make a summary, you can turn on Input Indicator to display the input method icon on the Taskbar in accordance with the method above. Related Articles: 1 How to Turn on and Turn off Windows 8/8.1 Speech Recognition. 2 How to Change Language on Windows 8/8.1 Computer.",
"title": ""
},
{
"docid": "5896cc0d24c41e742157db3f1148f041",
"text": "- 1 Click Start, click Control Panel, and then double-click Speech. 2 On the Text-to-Speech tab, the name displayed in the Voice selection drop-down list is the active voice. 3 Click the active voice inside the drop-down list, or use the arrow to display a list of available voices.4 Click a new voice to select it.o Change the Text-to-Speech Volume. 1 Click Start, click Control Panel, and then double-click Speech. 2 On the Text-to-Speech tab, click Audio Output, and then click Volume. 3 A volume control mixer will be displayed. 4 Adjust the appropriate device to the required level.",
"title": ""
},
{
"docid": "2a50a869b8b822cc5ffc1dba25821edf",
"text": "- Follow the steps below in order to enable AHCI in Windows 8: 1 HKEY_LOCAL_MACHINE \\\\ SYSTEM \\\\ CurrentControlSet\\\\Services\\\\storahci. 2 In the right hand pane, make sure the value of “Start” key is set to 0.",
"title": ""
},
{
"docid": "28620cb6474a5ddde6d2a4cb4e459cc7",
"text": "- 1 To do that, go to the Start Menu and right click on it. 2 You will get the Start Context Menu. 3 On the menu click on Programs and Features. 4 Find the Software Protection service program(Windows 8 Consumer preview ISO images) and click on it.",
"title": ""
},
{
"docid": "f8875a8fd141dac53adfa4ed527d51d2",
"text": "Q: How do I sync my android phone calendar to the windows 8 calendar? Turn the camera off for apps in Windows 8.1. 1 Swipe in from the right edge of the screen, tap Settings, and then tap Change PC settings. (If you're using a mouse, point to the lower-right corner of the screen, move the mouse pointer up, click Settings, and then click Change PC settings.) 2 Select Privacy > Webcam.",
"title": ""
},
{
"docid": "a4ce2de9c4b2411bab511c138b953f6e",
"text": "- For Windows 8 users. 1 Move the mouse pointer to the bottom right of your screen to activate Win8 side menu. 2 Go to Settings > Control Panel > Uninstall a program. 3 Find out where HP System Event Utility is in the program list. Right click on the program name, click Uninstall option to activate the default uninstaller.",
"title": ""
},
{
"docid": "7872420c3ed57c4b4d7f7f3bb2771617",
"text": "- To dictate text. , 1 clicking All Programs, clicking Accessories, clicking Ease of Access, and then clicking Windows Speech Recognition. 2 Say start listening or click the Microphone button to start the listening mode. 3 Open the program you want to use or select the text box you want to dictate text into. Say the text that you want dictate.",
"title": ""
},
{
"docid": "251ec949af9197878c434bcd7f2f89a8",
"text": "- Loading... In this tutorial I will show you how to enable or disable touch screen gesture inside your Windows 8 tablet, desktop PC, laptop or any other Windows 8 device.nable touch screen gesture in Windows 8. Step 1: On your keyboard press Win+Q and inside search field type control panel. Step 2: Inside left panel lunch Control Panel icon. Step 3: When Control Panel window opens up click on Hardware and Sound. Step 4: Now click on Pen and Touch option.",
"title": ""
},
{
"docid": "260ad40d50a4afb343135b68111f3ddc",
"text": "How To Set Up Speech Recognition On Windows 7 or 8 After this – you can click the start speech recognition and the built in toolbar will pop up with a microphone and the word “off” beside it. Once you click the “off” button it will activate “listening mode” and the system will begin actively listening for your voice commands.",
"title": ""
},
{
"docid": "6fcf66e4369a44e46778124346d9009d",
"text": "- Page 1 of 17. Margin Handbook. Margin can be an important part of your investment strategy. The Margin Handbook is designed to help you understand what margin. accounts are and how they work. For specific questions about your margin. account, we encourage you to contact a Client Services representative. Page 2 of 17.",
"title": ""
},
{
"docid": "cf7d0a38b2718b61a4eece2f6c784980",
"text": "How to Turn Off the Continuous Scroll Feature in Internet Explorer 8 Smooth scrolling is enabled by default in Internet Explorer 8, but it can be turned off by disabling the option in the browser's settings. 1 1. Launch Internet Explorer 8 by double-clicking on its desktop icon or by clicking the Start button and navigating to the browser. 2. Click Tools on the overhead menu and then scroll down to Internet Options.. In the Internet Options window, click the Advanced tab. 3. Scroll down to the end of the Browsing section. Uncheck Use smooth scrolling and click OK..",
"title": ""
},
{
"docid": "3b0619af49c2ccab17a35a732be2bcab",
"text": "- 1 Move the mouse pointer to the bottom right of your screen to activate Win8 side menu. 2 Go to Settings > Control Panel > Uninstall a program. 3 Find out where DbVisualizer is in the program list. Right click on the program name, click Uninstall option to activate the default uninstaller.",
"title": ""
},
{
"docid": "7270ab81caccd84196e3f4cdfbb5b3af",
"text": "- If you wish to turn off TouchPad, click Disable. Button clicking using a TouchPad or ClickPad in Windows 8. The TouchPad has dedicated left-and right-click buttons give you the same functionality as the buttons on an external pointing device.f you want the TouchPad to function like a standard notebook mouse that does not use gestures, you can turn off these features. To turn all gestures off: From the desktop screen, right-click the Synaptics Pointing Device icon, or other pointing device icon in the Windows system tray. Select Disable Gestures.",
"title": ""
},
{
"docid": "f1b1edaa1c09fc2bea3a8fe195674298",
"text": "- Guide to downgrade Windows 8.1 Enterprise to Professional:1. Open regedit.exe and navigate to HKLM\\Software\\Microsoft\\Windows NT\\CurrentVersion2. Change ProductName to Windows 8.1 Professional3. Change EditionID to Professional4.",
"title": ""
},
{
"docid": "61e58e2de1f7e8f45b110a027a32d020",
"text": "- 1 When you find the program Microsoft Server Speech Platform Runtime (x64) , click it, and then do one of the following: 2 Windows Vista/7/8: Click Uninstall. 3 Windows XP: Click the Remove or Change/Remove tab (to the right of the program). 4 Follow the prompts.",
"title": ""
},
{
"docid": "d2080234f749b1c08dfe84b0f43f3088",
"text": "How To Change Cortana's Language On A Windows 10 PC, Notebook Or Tablet Then, click or tap on it again and select Options. On the Language options screen, download the Speech files available for the new language. Now wait for Windows 10 to download and install the Speech files. When the Speech files are ready to use, click or tap on their Settings button. This action will take you to the Speech section of the Settings app.",
"title": ""
},
{
"docid": "b118864d090ab234b04b616e3a5fd504",
"text": "- I found a place on the computer that asked if you want a woman's or a man's voice, and to vary the speed of the voice, but it didn't give an option there to turn it off. I turned off the computer sounds, thinking that might do it, but it didn't. It's a Dell 8250 desktop with Windows XP and I keep it updated.hanks Mark, for your suggestion. I didn't have any luck in Accessibility Options. In the Speech Properties folder there is a Text To Speech tab where Microsoft Sam and Microsoft Anna reside. You select one or the other, preview the voice and speed it up or slow it down. I couldn't find any way to turn it off.",
"title": ""
},
{
"docid": "903d862451b0bf3b0da93ed300f900cd",
"text": "- How to disable digital signature enforcement on Windows 8 drivers Windows 7 procedure at page 5 1. Move the mouse to right-top or right-bottom corner of screen, click Settings 2. Click “Change PC Settings”. 3. Click General, and then find and click Restart now under Advanced.",
"title": ""
},
{
"docid": "5099d44923ce706647f03231158999b8",
"text": "How to Turn on and Turn off Windows 8/8.1 Speech Recognition 1. Way 1: Turn it on from Control Panel. Step 1: Open the Quick Access Menu with Windows key+X, and then choose Control Panel in it. Step 2: In Control Panel, select Ease of Access to enter it. Step 3: As the Ease of Access window opens, choose Start speech recognition under Speech Recognition option.hree ways to turn on Windows 8/8.1 Speech Recognition: Way 1: Turn it on from Control Panel. Step 1: Open the Quick Access Menu with Windows key+X, and then choose Control Panel in it.",
"title": ""
},
{
"docid": "38b5dc6f33c7741205f5aa226c264dfe",
"text": "- 1 You can add your company name and other words to the speech recognition dictionary. 2 To do this, click Speech Tools on the Language bar, and then click Add/Delete Word(s) . 3 I installed speech recognition and ran Microphone Wizard.",
"title": ""
},
{
"docid": "9aa4e1021d4ff205838bd43e546f4684",
"text": "- Disabling Toaster Notifications. Disabling the toaster notifications in Windows 8 is done through the charms menu, so press the Win+C keyboard combination and click on Settings. At the bottom of the sidebar, you will see the Notifications Icon. Simply click on it to disable all application notifications.ow To Disable Toaster Notifications In Windows 8. The toaster notifications in Windows 8 are a nice addition, however they can be annoying at times and you may wish to disable them temporarily, or maybe even permanently, here’s how.",
"title": ""
},
{
"docid": "dd4bb28ab9f6e9b8e04cf2c190e3f990",
"text": "How to Get Started With Speech Recognition on Windows 7 or 8 You’ll want to train speech recognition so it can better understand you. To do this, click the Train your computer to better understand you option in the Speech Recognition control panel. This isn’t mandatory, but some training will allow the computer to better understand your voice. This training feature is clever.",
"title": ""
},
{
"docid": "0e01635924f0a9dbc9167d85a8cfed88",
"text": "- You can change the language of the operating system by installing a language pack from Windows Update. If you install the language pack of a supported Windows Speech Recognition language, you can then use Windows Speech Recognition for that language if that is also the language of the operating system.",
"title": ""
},
{
"docid": "cacd2b47c5ed55c90facbf7c5ecf7c39",
"text": "How to Get Started With Speech Recognition on Windows 7 or 8 Train Speech Recognition. You’ll want to train speech recognition so it can better understand you. To do this, click the Train your computer to better understand you option in the Speech Recognition control panel.",
"title": ""
},
{
"docid": "40e6b86bc12263141eeac4896373a0f0",
"text": "- The strength program can. be followed 2 to 3 times a week. 3 sets of 10 to 15 repetitions can be done for each. exercise. You can follow the principles of PRE and RM as outlined in the next section to. know when to increase weights in programs where the goal is to increase strength.",
"title": ""
}
] |
msmarco_passage
|
1d99451597c0f6b8000f44139680323c
|
distance from tucumcari to flagstaff
|
[
{
"docid": "4a073b7b91b5d390795e3356cc9bc2ab",
"text": "- Driving distance from Tucumcari, NM to Flagstaff, AZ. The total driving distance from Tucumcari, NM to Flagstaff, AZ is 496 miles or 798 kilometers. Your trip begins in Tucumcari, New Mexico. It ends in Flagstaff, Arizona. If you are planning a road trip, you might also want to calculate the total driving time from Tucumcari, NM to Flagstaff, AZ so you can see when you'll arrive at your destination.",
"title": ""
}
] |
[
{
"docid": "543450879fc1f0e5f9be65b12cc92e9d",
"text": "- Distance: 91.7 miles • Elevation Change: Prescott 5400 ft.-Flagstaff 6907 ft. The road from Prescott to Flagstaff on Arizona Route 89A is among the most scenic drives in America. It is also a very dramatic transition from Arizona’s central mountains to the Colorado Plateau. 89A begins five miles north of Prescott and climbs to the top of Mingus Mountain. From there the highway descends to Jerome and the Verde Valley. To follow the original route of 89A, continue straight at the roundabout between Jerome and Clarkdale. This will take you through Clarkdale and old town Cottonwood.",
"title": ""
},
{
"docid": "27993b78f855c1558d60f6705ed56ec4",
"text": "- Flagstaff Pulliam Airport (FLG) Flagstaff Airport is the closest small commercial airport to Sedona, just a 40-minute scenic drive away through Oak Creek Canyon. Fly US Airways/America West Airlines exclusively from or connecting through Phoenix Sky Harbor Airport (PHX). Or, fly a private/charter aircraft into Flagstaff Pulliam Airport. 25.3 miles; 40 minutes drive from Flagstaff to Sedona.",
"title": ""
},
{
"docid": "f2284b566de7ec8880b1bcc73fd49a98",
"text": "- From Flagstaff: 1 Take I-40 east to Winslow. 2 From I-40, take the first Winslow exit 252, Hipkoe Road and turn right. 3 This will take you to a four-way stop. Turn right (south)and head south on Highway 1 87. Approximately three miles on the right (west side) is the prison.",
"title": ""
},
{
"docid": "4bd3d369359ad32f37cdadd36bccf2e9",
"text": "Distance Mileage Calculator - Measuring the Distance from Barstow California to Flagstaff Arizona If you were driving a bigger vehicle that averaged 20 miles per gallon and were paying 3.54 per gallon for your gas then the cost for a road trip from Barstow to Flagstaff in gas would be around $64.57 USD.",
"title": ""
},
{
"docid": "ee20632110df37dfde039fc3adc4b150",
"text": "Driving from Phoenix to Moab The drive to Flagstaff takes about 2 and a half hours from the Phoenix area, and to get there you drive straight up the I-17 freeway. Super simple. Above: Flagstaff coffee. Once we arrived in Flagstaff we drove straight over to Firecreek Coffee Company because I had wanted to visit for a long time.",
"title": ""
},
{
"docid": "10646d5fb0cc00b2a69fc805202fe5c9",
"text": "- 1,307 miles taking this route: Take I-17 NORTH from Phoenix to I-40 EAST to ALBUQUERQUE at EXIT 340A in FLAGSTAFF.Take I-40 EAST (briefly) to U.S. 89 NORTH to PAGE at EXIT 201 … (2nd exit past I-17).Follow U.S. 89 NORTH towards PAGE to I-15 via UTAH STATE ROUTE 20 - WEST in UTAH.",
"title": ""
},
{
"docid": "6dd6196e656bc770e09df7a22047f762",
"text": "- The total driving distance from PHX to Tusayan, AZ is 227 miles or 365 kilometers. Your trip begins at Phoenix Sky Harbor International Airport in Phoenix, Arizona. It ends in Tusayan, Arizona. If you are planning a road trip, you might also want to calculate the total driving time from PHX to Tusayan, AZ so you can see when you'll arrive at your destination. You can also calculate the cost of driving from PHX to Tusayan, AZ based on current local fuel prices and an estimate of your car's best gas mileage. If you're meeting a friend, you might be interested in finding the city that is halfway between PHX and Tusayan, AZ.",
"title": ""
},
{
"docid": "127b95b4caa17d5fd535ee72b964bcc8",
"text": "- Flagstaff, the seat of Bernalillo County, has a latitude of 35°11'53.82N and a longitude of 111°39'4.69W or 35.198284 and -111.651302 respectively. Based on population, the area is ranked #499 in the United States.",
"title": ""
},
{
"docid": "0838524dfc41862abf7f35d9cbd2a582",
"text": "- Flagstaff Pulliam Airport. Flagstaff Pulliam Airport is located approximately 6,9 kilometers (4,3 miles) south of Flagstaff and about 85,5 kilometers (53,1 miles) northeast of Prescott Valley. Flagstaff Pulliam Airport IATA code is FLG.",
"title": ""
},
{
"docid": "b8cb205009bddff7aea56efa7df4b8ff",
"text": "whistle fipple flute - The same as a recorder or flageolet—a flute blown from one end like a whistle. pistol - Derives from a Czechoslovakian word meaning whistle, and evolved into the name of the firearm because of a resemblance in shape. lanyard - The cord holding a whistle.",
"title": ""
},
{
"docid": "a9ff103e661b012cca0ef8722251acc9",
"text": "Getting To The Grand Canyon South RIm From Flagstaff AZ. There are three routes. Each is about 80 miles or slightly less. 1. I-40 Interstate West to Williams, AZ. Then Highway 64 North to the South Main Entrance to Grand Canyon Village. 2. Highway 180 West to Valle. Then Highway 64 North to the Main Gate. 3. Highway 89 North to Cameron. Then Highway 64 to Desert View East Gate. From Williams AZ. 63 Miles. Highway 64 to the South Rim Main Entrance. From Sedona AZ. About 120 Miles. Highway 89A up Oak Reek Canyon to Flagstaff. Then choose one of three options from Flagstaff, Arizona.",
"title": ""
},
{
"docid": "26e4926db34f91b89d3c89b8f377ef5c",
"text": "- Our goal: explore the 150-mile stretch of Interstate 40 from Kingman to Flagstaff. For this trip, we chose to stay at the Grand Canyon Railway Hotel and Resort in Williams, 35 miles west of Flagstaff, where a two-night stay in a standard room totaled about $245.",
"title": ""
},
{
"docid": "acc9da9e45bf13aada04578c91015b0e",
"text": "Location The area is easy to get to via Interstate roadways. However, Grand Canyon Country is a remote part of the United States. The closest major metro area is Phoenix, about 180 miles away, or a 2.5-hour drive from Phoenix to Williams. Las Vegas is about a 3.5-hour drive from Williams (233 miles). If you’re coming from the Los Angeles area, plan about 7.5 hours to drive to Williams. Take Interstate 15 north to Barstow, then Interstate 40 east all the way to Williams. If you’re traveling from Phoenix, take Interstate 17 North to Flagstaff.",
"title": ""
},
{
"docid": "a950eee249d1bc3ca3974abc25d35536",
"text": "- The spectacular 154km drive from Arequipa to Chivay, the main village of Colca Canyon, makes a half circle around the city’s two sentinel volcanoes, El Misti (5,822m) and Chachani (6,075m), before traversing the high plains of the vast, barren Salinas and Aguada Blanca National Reserve.",
"title": ""
},
{
"docid": "69f5af5989a82eb537e0729284d23328",
"text": "Distance Mileage Calculator - Measuring the Distance from Flagstaff Arizona to Tucumcari New Mexico Gas cost estimates for this Flagstaff to Tucumcari trip. If you were travelling in a vehicle that averaged 35 MPG and were paying $3.54 per gallon for your gas then the cost for a trip based upon an estimated distance of 538.8 drive miles from Flagstaff to Tucumcari * in gas would be in the region of $54.5 USD.",
"title": ""
},
{
"docid": "e9241051e4b38be1efcf661c37ced2a4",
"text": "- The total driving distance from Flagstaff, AZ to Sedona, AZ is 29 miles or 47 kilometers. Your trip begins in Flagstaff, Arizona. It ends in Sedona, Arizona. If you are planning a road trip, you might also want to calculate the total driving time from Flagstaff, AZ to Sedona, AZ so you can see when you'll arrive at your destination.",
"title": ""
},
{
"docid": "58a711607287618bf3ad4ec3fd50ed1b",
"text": "The 10 Best Vacation Spots Within Driving Distance of Phoenix Distance from Phoenix: 144 miles north; two-hour drive. Why it made our list: Flagstaff is home to Humphreys Peak, the highest point in AZ and one of the few places to ski or snowboard in the state. Yes, it snows in Arizona. The High Country gets about 110-inches of the white stuff each year.",
"title": ""
},
{
"docid": "d627f2c1b47a6f7271c14a52067a24ce",
"text": "Phoenix to Flagstaff? Jul 06, 2005, 9:33 AM. Thanks for all the tips! It looks like the car rental will be the best bet on my arrival day. By the way, Navi-Hopi tours is no longer - the company is now called Open Road Tours. $39 one-way Phoenix to Flagstaff but their time table won't work for me. Thanks 'Middle Aged Man' I can't wait to see the sights in between - unfortunately I won't have time to stop much - I only have 2-3 hours to get to Flagstaff.",
"title": ""
},
{
"docid": "0c25fba4f3892419213c044a7b364e68",
"text": "What is the Closest City to the Grand Canyon Near the Grand Canyon South Rim, you will find the cities of Tusayan, Williams and Flagstaff. Tusayan is very small and about 7 miles from Grand Canyon Village and 2 miles from the main southern entrance to the canyon. Williams is approximately 60 miles south of the Grand Canyon.Located about 80 miles southeast of Grand Canyon National Park, Flagstaff is the nearest major city with over 60,000 residents.Traveling about 80 miles northwest of the North Rim, you will find Kanab, Utah, while Page, Arizona, is approximately 120 miles northeast.ocated about 80 miles southeast of Grand Canyon National Park, Flagstaff is the nearest major city with over 60,000 residents. Traveling about 80 miles northwest of the North Rim, you will find Kanab, Utah, while Page, Arizona, is approximately 120 miles northeast.",
"title": ""
},
{
"docid": "ac2b2e0bb94701bbb1fb9303498297b8",
"text": "- The driving distance between Flagstaff, AZ and Los Angeles, Ca is approximately 465 miles. The driving time would be approximately 7 hours 30 minutes if you were to travel non … -stop in good driving conditions.",
"title": ""
},
{
"docid": "848ff1635da3dc153439b21590271aca",
"text": "What is the Closest City to the Grand Canyon The Grand Canyon sits in Northern Arizona in an area filled with cities and small towns. Near the Grand Canyon South Rim, you will find the cities of Tusayan, Williams and Flagstaff. Tusayan is very small and about 7 miles from Grand Canyon Village and 2 miles from the main southern entrance to the canyon. Williams is approximately 60 miles south of the Grand Canyon. Located about 80 miles southeast of Grand Canyon National Park, Flagstaff is the nearest major city with over 60,000 residents. Traveling about 80 miles northwest of the North Rim, you will find Kanab, Utah, while Page, Arizona, is approximately 120 miles northeast.",
"title": ""
},
{
"docid": "6c7e6b7ecb78c07370c6882e70bc48f2",
"text": "- If you’re not pressed for time, take the scenic route from Phoenix to Las Vegas. This route is about 802 miles long and requires at least one overnight stay. Take Interstate 17 north from Phoenix to Flagstaff.",
"title": ""
},
{
"docid": "40f3f82164c7b749a856f5081107950a",
"text": "Golden Retriever Golden Retriever. The Golden Retriever is one of the most popular dog breeds in the U.S. The breed's friendly, tolerant attitude makes him a fabulous family pet, and his intelligence makes him a highly capable working dog.",
"title": ""
},
{
"docid": "69dd2fda478322a2e701a610259acc5c",
"text": "- Directions from Sedona to Flagstaff (there are two ways you can get to Flagstaff from Sedona and vice versa) OPTION 1 – (This route is via Highway 89A through Oak Creek Canyon recommended for its beauty and short distance. Take it in good weather and daylight.) Take Highway 89A north 25 miles through Oak Creek Canyon. OPTION 2 – (If it is snowing, use this route.) Take Highway 179 south 15 miles through the Village of Oak Creek. Take I-17 north to Flagstaff about 41 miles. This route takes about an hour from Sedona to Flagstaff.",
"title": ""
},
{
"docid": "74bd6412c74e5fea5c503a45ebd4bab6",
"text": "- Your ending point United States, Kingman is located at (35.2481, -113.764). Total distance from Flagstaff to Kingman is 192.01 kms. 192.01 kms equals to 119.31 miles and 103.61 nautical miles. Latest Searched Country Distances: Jordan and Turkey | United States and Bahrain | Hungary and Italy | Belgium and Sweden | Estonia and United States |.",
"title": ""
}
] |
msmarco_passage
|
24f02f08e0025842ade7ea84a4b96d93
|
what is a substrate in organic chemistry
|
[
{
"docid": "f63fb528a9d01035600255a915111042",
"text": "Substrate A substrate is the substance upon which an enzyme acts in an enzymatic reaction. Enzymes are biological catalysts that increase the rate of chemical reactions by decreasing the activation energy required for that reaction. An enzyme catalyzes a chemical reaction converting a substrate reactant to a product. An individual enzyme generally has more than one substrate and may be specific to several reaction intermediates that are part of an over-all reaction.",
"title": ""
}
] |
[
{
"docid": "d41e6a92fa0835688dbd62937854a682",
"text": "Enzymes substrate: A reactant in a chemical reaction is called a substrate when acted upon by an enzyme. induced fit: Proposes that the initial interaction between enzyme and substrate is relatively weak, but that these weak interactions rapidly induce conformational changes in the enzyme that strengthen binding.",
"title": ""
},
{
"docid": "d445d9688555f2f7a32bca934252b8df",
"text": "Enzyme Enzymes /ˈɛnzaɪmz/ are macromolecular biological catalysts. Enzymes accelerate, or catalyze, chemical reactions. The molecules at the beginning of the process are called substrates and the enzyme converts these into different molecules, called products. Almost all metabolic processes in the cell need enzymes in order to occur at rates fast enough to sustain life.",
"title": ""
},
{
"docid": "ddae2d02d4a14341a7bd873969b4db67",
"text": "- Enzymes are catalytic proteins that speed up chemical reactions. Without enzymes, biological reactions would occur at a much slower rate or not at all. Like other proteins, enzymes are made of long chains of amino acids held together by peptide bonds. Enzyme Substrate Complex. Unlike inorganic catalysts such as acids, bases and metals, enzymes are very specific. Each type of enzyme can interact with one particular compound, its substrate. Article Summary: A cell's ability to carry out essential chemical reactions separates the animate from inanimate.",
"title": ""
},
{
"docid": "11420e02d45cdc08303f4f0c62dbf0bc",
"text": "Enzyme-substrate Complex Enzyme-substrate Complex. In a chemical reaction, the step wherein a substrate binds to the active site of an enzyme is called an enzyme-substrate complex. The activity of an enzyme is influenced by certain aspects such as temperature, pH, co-factors, activators, and inhibitors.Advertisement.n a chemical reaction, the step wherein a substrate binds to the active site of an enzyme is called an enzyme-substrate complex. The activity of an enzyme is influenced by certain aspects such as temperature, pH, co-factors, activators, and inhibitors. Advertisement.",
"title": ""
},
{
"docid": "604d5f1dc8d3e2436ed9b03cac72ee7f",
"text": "Substrate (biochemistry) In biochemistry, a substrate is the molecule acted on by an enzyme to produce a product. p37. The general equation for an enzyme reaction is:An example: Sucrase, 400 times the size of its substrate sucrose, splits the sucrose into its constituent sugars, which are glucose and fructose. Enzymes increase the rate of reaction up to 10 billion-fold and are effective in tiny amounts. 2 One enzyme molecule may convert 1000 molecules of substrate a minute, and some are known to convert 3 million in a minute. 3 p39.",
"title": ""
},
{
"docid": "dfa86184a394dc6936ff0ecababf1523",
"text": "Organic chemistry Organic chemistry is a chemistry subdiscipline involving the scientific study of the structure, properties, and reactions of organic compounds and organic materials, i.e., matter in its various forms that contain carbon atoms.eutral organic compounds tend to be hydrophobic; that is, they are less soluble in water than in organic solvents. Exceptions include organic compounds that contain ionizable(which can be converted in ions) groups as well as low molecular weight alcohols, amines, and carboxylic acids where hydrogen bonding occurs.",
"title": ""
},
{
"docid": "f347f5aaa00c9bd9722a696e3faf8763",
"text": "- In an enzyme activity, the substrate must bind with the enzyme to become a catalyst of a chemical reaction. And most enzymes are highly specific particularly to the nature of the substrate they bind to. Substrate specificity is one of the most essential distinctive features of enzymes.",
"title": ""
},
{
"docid": "1c7a45335ef7a335d2bc2353d1a407ca",
"text": "Nsb Notes The role of the enzyme is to reduce the activation energy, by bringing specific molecules together, rather than relying on random collisions) Action on specific Substrates. Enzymes are substrate specific, meaning only one particular substrate molecule can work with one particular enzyme. This is due to the reciprocally shaped active site. Since the enzyme is never chemically alter by a reaction, it can be reused in subsequent reactions – enzyme controlled reactions are always reversible.",
"title": ""
},
{
"docid": "2ae33ddb5d598f06d70d7dc7d7a6fefa",
"text": "repressible enzyme Enzymes are very specific; few molecules closely fit the binding site. Each enzyme catalyzes a specific type of chemical reaction between a few closely related compounds, which are called substrates of the enzyme. Enzymes are given names ending in -ase.",
"title": ""
},
{
"docid": "abe852ab73c0f02736873803adf78802",
"text": "Substrate (biology) In biology, a substrate is the surface on which a plant or animal lives.A substrate can include biotic or abiotic materials and animals. For example, encrusting algae that lives on a rock (its substrate) can be itself a substrate for another animal that lives on top of the algae. substrate can include biotic or abiotic materials and animals. For example, encrusting algae that lives on a rock (its substrate) can be itself a substrate for another animal that lives on top of the algae.",
"title": ""
},
{
"docid": "a1ec01f60c2ac2abcc28e222edaf4284",
"text": "Structural Biochemistry/Enzyme/Affinity Labels (reactive substrate analogs) Definition [edit]. Affinity label or reactive substrate analog are molecules that have a similar structure to the substrate allowing them to covalently bind to the active site of the enzyme.They react with the substrate, inhibiting the enzyme.ubstrate analogs that bind to active sites of enzymes to form product of covalent bond that is stable on binding site to inhibit chemical reaction; irreversible enzyme inhibitor that react with functional group of enzyme and has more specificity for enzyme.",
"title": ""
},
{
"docid": "fcf495fb9451217ad1bc6c269d802552",
"text": "Enzyme Enzyme, a substance that acts as a catalyst in living organisms, regulating the rate at which chemical reactions proceed without itself being altered in the process. In the induced-fit theory of enzyme-substrate binding, a substrate approaches the surface of an ….",
"title": ""
},
{
"docid": "d2ac8c2b68d3baf9619d50abaceae6d9",
"text": "Co-receptor A co-receptor is a cell surface receptor that binds a signalling molecule in addition to a primary receptor in order to facilitate ligand recognition and initiate biological processes, such as entry of a pathogen into a host cell.erhaps the most famous and well-studied of the CCR family is CCR5 (and its near-homologue CXCR4) which acts as the primary co-receptor for HIV viral infection. The HIV envelope glycoprotein GP120 binds to CD4 as its primary receptor, CCR5 then forms a complex with CD4 and HIV, allowing viral entry into the cell.",
"title": ""
},
{
"docid": "8f388f357c86521237d83b69ae0e059a",
"text": "Structural Biochemistry/Enzyme/Active Site An active site is the part of an enzyme that directly binds to a substrate and carries a reaction. It contains catalytic groups which are amino acids that promote formation and degradation of bonds. The inhibitor has an affinity for the active site of an enzyme where the substrate also binds to. 2 This type of inhibition can be overcome by increasing the concentrations of substrate, out-competing the inhibitor. 3 Competitive inhibitors are often similar in structure to the real substrate.",
"title": ""
},
{
"docid": "b0ccb00e13782e96b12ec393548ba9b9",
"text": "How to Safely Drop Large Trees with a Chainsaw Then, you make the felling cut, leaving a hinge. The hinge holds the tree to the stump during most of the tree’s fall, and it guides the tree in the intended direction. The length of the hinge should be 80 percent of the diameter of the tree. For example, on a 20-inch diameter tree, the hinge should be 20 inches x 80% = 16 inches. The thickness of the hinge should be 10 percent of the diameter of the tree.",
"title": ""
},
{
"docid": "093ac8ed400dd60144a5597b3d46c28c",
"text": "Energy, Enzymes, and Catalysis Problem Set Enzymes are biological catalysts. Catalysts lower the activation energy for reactions. The lower the activation energy for a reaction, the faster the rate. Thus enzymes speed up reactions by lowering activation energy. Many enzymes change shape when substrates bind. This is termed induced fit, meaning that the precise orientation of the enzyme required for catalytic activity can be induced by the binding of the substrate. Enzymes have active sites.",
"title": ""
},
{
"docid": "8ca69d68ca5b504c517ea1ccba311be3",
"text": "- A catalyst for an organic chemistry reaction would be any substance that speeds up the reaction. This would include metals such as platinum, palladium, mercury, zinc, and even … certain acids.It must be noted that the catalyst varies for every reaction. catalyst is a chemical that controls the rate of a reaction, but is itself not used up in the process. Reactions that are accelerated due … to the presence of enzymes are known as enzyme-catalyzed reactions. Answered.",
"title": ""
},
{
"docid": "64b1a10447fac0c1a8bf91204df69c91",
"text": "Dizziness Call 911, or go to an emergency department if dizziness is associated with the following symptoms: 1 Chest pain, palpitations, shortness of breath, or history of heart disease. 2 Loss of consciousness, fainting, or nearly fainting. 3 Facial droop, slurred speech, weakness on one side of the body, or inability to walk straight.",
"title": ""
},
{
"docid": "86981d6593f67f85f3614eeac9bb2274",
"text": "- The substrate is the molecule or molecules that the enzyme converts into product. In this investigation, you will be studying cellobiase. Cellobiase is involved in the last step of the process of breaking down cellulose, a molecule made up of long chains of glucose that are found in plant cell walls, into glucose.",
"title": ""
},
{
"docid": "1690c2e964a184bd59d810d0d549b915",
"text": "Home Remedies For Toenail Fungus Tea tree oil is reckoned as one of the top effective home remedies for toenail fungus with anti-bacterial features aiding in confronting the fungus. Therefore, this oil is a good ingredient for how to treat toenail fungus, and also beneficial for treatment of numerous skin-related ailments, such as ringworm. Dissolve the same amount of drops of tea tree oil in one teaspoon of olive oil or coconut oil. Rub the solution on your affected skin by a cotton swab.",
"title": ""
},
{
"docid": "2b3b6122cb39431e74f284fdaddc1339",
"text": "Structural Biochemistry/Enzyme/Cofactors Structural Biochemistry/Enzyme/Cofactors - Coenzyme. 1 A coenzyme is a small, organic, non-protein molecules that carries chemical groups between enzymes. It is the cofactor for the enzyme and does not form a permanent part in the enzyme's structure. Sometimes, they are called cosubstrates and are considered substrates that are loosely bound to the enzyme.",
"title": ""
},
{
"docid": "39aae8762cbb30df71ed4bc660a8904a",
"text": "- Enzymes /ˈɛnzaɪmz/ are macromolecular biological catalysts. Enzymes accelerate, or catalyze, chemical reactions. The molecules at the beginning of the process upon which enzymes may act are called substrates and the enzyme converts these into different molecules, called products.",
"title": ""
},
{
"docid": "4c642c0235b228ed10a5852e64995314",
"text": "Enzyme Biochemistry - What Enzymes Are and How They Work Definition of an Enzyme An enzyme is defined as a macromolecule that catalyzes a biochemical reaction. In this type of chemical reaction, the starting molecules are called substrates. The enzyme interacts with a substrate, converting it into a new product. Most enzymes are named by combining the name of the substrate with the -ase suffix (e.g., protease, urease).",
"title": ""
},
{
"docid": "b3c1d2c38fb425e5f4b415da72df2869",
"text": "- From Wikipedia, the free encyclopedia. In chemistry, a precursor is a compound that participates in the chemical reaction that produces another compound. In biochemistry, the term precursor is used more specifically to refer to a chemical compound preceding another in a metabolic pathway.n chemistry, a precursor is a compound that participates in the chemical reaction that produces another compound.",
"title": ""
},
{
"docid": "769dc2e0372b5b76e9edca3901153a35",
"text": "- PHYSIOLOGY AND MAINTENANCE – Vol. II – Enzymes: The Biological Catalysts of Life - Pekka Mäntsälä and Jarmo Niemi. ©Encyclopedia of Life Support Systems (EOLSS) The active site is often a pocket or a cleft formed by the amino acids that participate in. substrate binding and catalysis.",
"title": ""
}
] |
msmarco_passage
|
6598e0b2fccf6b97c03a355b62b92442
|
what degree does a marine biologist need to get
|
[
{
"docid": "0a21437ca330961154f2030467498ba8",
"text": "What is a Marine Biologist? A bachelor's or master's degree is typically required for entry-level marine biology research jobs, such as those at private research organizations and biotechnology companies. Doctoral degrees are usually required for faculty positions and other jobs that allow you to follow your own research interests.",
"title": ""
}
] |
[
{
"docid": "560b33bcd44ab3a0b9926d7f8979ba3b",
"text": "What Is It Like to Be a Marine Biologist? To become a marine biologist, you will likely need at least a bachelor's degree, and possibly graduate work, such as a master's or Ph.D.degree. Since marine biology jobs are competitive, it will usually be easier to get a position if you have gained relevant experience during high school or college.o become a marine biologist, you will likely need at least a bachelor's degree, and possibly graduate work, such as a master's or Ph.D.",
"title": ""
},
{
"docid": "51a1a2964d357c476ec27d5bc26b5ce6",
"text": "How Long Do You Have to Go to School for Marine Biology? For example, the College of Charleston's graduate program in marine biology requires students to enroll in a minimum of 30 semester hours of classes in subjects such as marine life, physical oceanography and biometry.Normally, full-time students can finish a master’s degree program in two to three years.or example, the College of Charleston's graduate program in marine biology requires students to enroll in a minimum of 30 semester hours of classes in subjects such as marine life, physical oceanography and biometry. Normally, full-time students can finish a master’s degree program in two to three years.",
"title": ""
},
{
"docid": "2f3a8a8811caa70d972fa8df172125a8",
"text": "What Training Is Necessary for a Career As a Marine Biologist? You can actually begin your training in marine biology very early. Summer camps at marine biology and marine study centers are open to kids as young as 12 years old. There are also summer programs for high school students that teach things like sailing, SCUBA, and marine exploration. Another option is to do volunteer work at a local aquarium.",
"title": ""
},
{
"docid": "039d43fbd72e700bf68503422c391cfa",
"text": "- There is no license or certification to become a marine biologist; usually a BS and/or MS degree in biology, specializing in marine science or marine biology, wiht the a … ppropriate field experience, would suffice as credentials. There are several marine biology websites. There is no license or certification to become a marine biologist; usually a BS and/or MS degree in biology, specializing in marine science or marine biology, wiht the a … ppropriate field experience, would suffice as credentials. There are several marine biology websites.",
"title": ""
},
{
"docid": "a7614e06bf99060091a3ce6ac8ee699e",
"text": "Personality Traits & Skills of a Marine Biologist Marine biologist must also be familiar with various research boats and ships, and may need scuba diving skills and underwater camera and video skills. Marine biologists also frequently require robotic skills, such as for using Remotely Operated Vehicles, or ROVs, which are used in place of manned submersibles.",
"title": ""
},
{
"docid": "84a79a3d4c7a7617a2c2cb9492b80d23",
"text": "- Many marine biology positions will require bachelor's, masters, or Ph.D. degrees. Many marine biologists also do post-graduate work, which all amounts to years of schooling.",
"title": ""
},
{
"docid": "24b498b82115ce46a6d3df47021e145f",
"text": "Marine biologists Droves of people want to become marine biologists. 'Marine biology is one of those odd subjects that seem quite sexy,' says Dr Simon Boxall, school liaison officer and lecturer in Oceanography at the Southampton Oceanography Centre. The standard route in is a degree in marine biology or a related science. Graduates who want to do a PhD in an area of marine life or win a place as a research assistant face tough competition. Marine biologists need to be passionate to get on in the field as there are so few grants, jobs and research posts available.",
"title": ""
},
{
"docid": "bd2966992a2ff418e72fa1850aaa7b06",
"text": "- Degrees in Marine Biology. Bachelor Degrees. To get into most colleges for marine biology, students need a 4-year bachelor's degree. The undergraduate level is a good time to begin volunteering at local labs, connecting with established scientists, and participating in internships. Evolution. - Statistics. Some marine biology students enter the workforce after getting a bachelor's degree. It's not the most competitive option, but there are jobs out there for bachelor degree-holders. Aquaculture, for instance-fish farming and management-is growing at the international level.",
"title": ""
},
{
"docid": "7c37ffc04f4e4a6d02beece7f7ba1bae",
"text": "How to Become a Marine Biologist: Education and Career Roadmap In order to conduct most independent research and teach at the postsecondary level in the field of marine biology, you must have a Ph.D. Doctoral programs require a certain number of credit hours after a bachelor's degree program is completed.Sometimes credits from a master's degree can count toward the requirements.t least a bachelor's degree for entry-level jobs; a master's degree for higher-paying consulting, teaching or research jobs; a Ph.D. for teaching at the postsecondary level and for most research jobs. Degree Fields. Marine biology or other biological sciences (e.g. ecology, molecular biology, zoology). Experience.",
"title": ""
},
{
"docid": "41edb3d670f41d800cbcf0989a94a1d0",
"text": "Careers in Marine Biology The Biology Department grants three B.S. degrees: Biology, Marine Biology, and Molecular Biology (we also offer a B.A. in Biology). Marine Biology majors are required to take the following biological courses: Oceanography, Biology of Fishes, Invertebrate Zoology, and General Ecology.",
"title": ""
},
{
"docid": "1f7df65d98e3021f484edd84d259ad3b",
"text": "How Long Do You Have to Go to School for Marine Biology? Marine biology is an exciting field that focuses on biological life in the ocean. From microscopic algae to the 200-ton blue whale, marine biologists are concerned with all matters of oceanic matter. Colleges and universities offer several degree types in marine biology that lead to careers in the industry.",
"title": ""
},
{
"docid": "3f042095c9a4e5bbe7cb0703d5773480",
"text": "College Requirements For a Marine Biologist To become a marine biologist, students must select a major in marine biology or an equivalent. To achieve a bachelor of science in marine biology, students study physics, genetics, oceanography, chemistry and general marine biology.",
"title": ""
},
{
"docid": "e23ff3460d89f88c492175cbcce318fe",
"text": "Marine Biology Education Marine Biology Education. When you are pursuing a career in marine biology or marine sciences, take some time to learn about the basic marine biologist education requirements. Marine biologists typically have at least a master's degree or a doctorate degree in the field.Their position is very research-intensive and a bachelor's degree isn't enough to fulfill the standard marine biology education requirements.tudents applying for marine biology positions need to fulfill the following marine biologist education requirements: 1 High school diploma or GED. 2 Bachelor's degree in biology or related sciences. 3 Internship or externship in the field.",
"title": ""
},
{
"docid": "d6785e879268397890f2ad67862ac31e",
"text": "What Does a Marine Biologist Do? A marine biologist should have a minimum of a bachelor's degree in a biological or marine science; degree programs may be focused on marine biology, marine science, oceanography, zoology or fisheries technology.",
"title": ""
},
{
"docid": "b90310ce9557e20a2f8d772b5e0cf273",
"text": "- The U.S. Bureau of Labor Statistics shows that in May 2008, biochemists earned a median salary of $82,840. Microbiologists earned $64,350. Zoologists and wildlife biologists who would deal with marine mammals earned a median salary of $55,290.According to the website Sea Grant Marine Careers, a fisheries ecologist would earn a median salary of $32,500 in 2009.Education in the field of marine biology ranges from a bachelor's degree to a doctorate.The more education, the higher the pay. According to the Bureau of Labor Statistics, beginning salary offers for marine biologists with bachelor's degrees in 2009 was $33,254.According to the website PhD Program, a biochemist with a PhD can earn between $110,000 and $150,000 a year.oologists and wildlife biologists who would deal with marine mammals earned a median salary of $55,290. According to the website Sea Grant Marine Careers, a fisheries ecologist would earn a median salary of $32,500 in 2009. Education in the field of marine biology ranges from a bachelor's degree to a doctorate.",
"title": ""
},
{
"docid": "0b77cbdb8505ca380ba250635dd18546",
"text": "How Long Do You Have to Go to School for Marine Biology? Bachelor's Degree. A Bachelor of Science degree in marine biology takes four years of education. A B.S. teaches students the biological principles and skills needed to master labs, exams and classroom and field courses within the marine biology core curriculum. A typical B.S. requires four years. Bachelor of Science degree in marine biology takes four years of education. A B.S. teaches students the biological principles and skills needed to master labs, exams and classroom and field courses within the marine biology core curriculum. A typical B.S. requires four years.",
"title": ""
},
{
"docid": "e105c0b7d245a2e97314ea0d2af32c25",
"text": "Dream Job: Marine Biologist Typically, a biologist for the organization will have a degree in biology, agriculture, natural resource management, or chemistry. Often, would-be marine biologists major in biology at college, then get master's degrees or PhDs in marine biology. People who want to be marine biologists have fun studying small creatures, said Chute.",
"title": ""
},
{
"docid": "66e4f7f5d8ddfb5fa8d904fb4ac8d158",
"text": "IN Russian: СÑаÑÑ Ð¼Ð¾ÑÑким биологом If you want to become a marine biologist you will have to learn about science. Ask your teachers for projects to do with living creatures. Don't think that you only need to know biology.Marine creatures are made of chemicals and they are physical things, just like plastic toys and wooden chairs.f you truly wanted to do research on marine mammals you could enter this field through one of two routes. First, you could become a biology major in college, taking courses in vertebrate biology, physiology and evolution.",
"title": ""
},
{
"docid": "0288b742ceb84d0115a4d05f39823ee1",
"text": "How to Become a Marine Biologist: Education and Career Roadmap Bachelor's degree programs specifically in marine biology usually have required courses in general biology, cell biology, ecology and evolution. Elective courses allow students to concentrate on specific areas of interest.tep 3: Get a Ph.D. in Marine Biology. In order to conduct most independent research and teach at the postsecondary level in the field of marine biology, you must have a Ph.D. Doctoral programs require a certain number of credit hours after a bachelor's degree program is completed.",
"title": ""
},
{
"docid": "25f8f7e5c33f50c2fe1211ec9674606d",
"text": "What Is It Like to Be a Marine Biologist? To become a marine biologist, you will likely need at least a bachelor's degree, and possibly graduate work, such as a master's or Ph.D. degree. Since marine biology jobs are competitive, it will usually be easier to get a position if you have gained relevant experience during high school or college.",
"title": ""
},
{
"docid": "fe5a07046f9d639a31f92b4e665e6cb0",
"text": "What are the qualifications to become a biologist that performs research on the environment? Many universities offer these programs. You will need to research these in your area. Not all universities offer graduate programs, so ask about that, too. Your undergraduate degree will likely need to be either in Biology, Chemistry, Environmental Science, or Public Policy.Environmental Science is a very hot field right now, and prospects are good for employment. marine biologist needs to be able to work with other people such as scientists. They also needs to have a bachelors degree to be able to work in the field, most marine bios … have better luck in finding a job when they receive their PhD.",
"title": ""
},
{
"docid": "106f15195daf1877665050fea923d63e",
"text": "- 1 This type of oceanographer would typically get their Bachelor's degree in chemistry. Biological oceanographers study how marine animals, plants, and organisms interact with their environment. This type of oceanographer would typically get their Bachelor's degree in biology.",
"title": ""
},
{
"docid": "735a3e91bdb28491b0b2cee333e89fcd",
"text": "What type of schooling do you need to become a Marine Biologist? Rating Newest Oldest. Best Answer: There is two major components to a career in marine biology; schooling and experience. You will need at least a Bachelors degree to find a job in this field, this means that you will have to go to school for an absolute minimum of 4 years in the US (3 in the UK).However obtaining a Masters course or even a Phd. (a Doctorate) is highly recommended as it will dramatically increase job opportunities.his Site Might Help You. RE: What type of schooling do you need to become a Marine Biologist? I am really really really interested in Marine Biology and was curious what schooling you need to go through to become one.",
"title": ""
},
{
"docid": "d82e54579e9286237b8762c127c39ef7",
"text": "Major: Marine Biology Within that vast space, the oceans are filled with a huge range of microscopic organisms, animals, and plant life. If you major in marine biology, you’ll learn how this life thrives in the oceans. You’ll study such subjects as the chemical makeup of water, the ocean’s geology, marine mammals, fish, plants, and biological habitats. Marine biology majors study the creatures that live in the oceans.",
"title": ""
},
{
"docid": "ae702da15cd61de2e3439ffd29b26f25",
"text": "How to Become a Marine Biologist: Education and Career Roadmap Learn how to become a marine biologist. Research the education and career requirements, training information, and experience required for starting a career in marine biology.n order to conduct most independent research and teach at the postsecondary level in the field of marine biology, you must have a Ph.D. Doctoral programs require a certain number of credit hours after a bachelor's degree program is completed.",
"title": ""
}
] |
msmarco_passage
|
98281e2b88a054f64b79a409d4fb873c
|
what happens when a fetus dies
|
[
{
"docid": "2063bf932b2bd7b0df97bb7c273d3644",
"text": "- When your baby dies before birth. About this information. Being told that your baby has died before birth is devastating. The grief experienced by parents, and by. close relatives and friends, is also extremely distressing. You and your family will be given considerable. support by your midwives and doctors; however, it can be hard to take in all the information given to you.",
"title": ""
}
] |
[
{
"docid": "3a1e442d13c0ca926ac480479fd8d66a",
"text": "Feticide Essay - The conceptions standard which was... The main element in deciding whether the act was either feticide or abortion falls on the consent that is given by the mother (2009). The born-alive standard recognizes that the killing of a fetus cannot be seen as a homicide unless if it had been born alive (U.S. Legal, 2012).",
"title": ""
},
{
"docid": "0d972e5af3c3b8dc772880ebbb220dda",
"text": "Miscarriage A miscarriage is the spontaneous loss of a fetus before the 20th week of pregnancy. (Pregnancy losses after the 20th week are called stillbirths.). A miscarriage may also be called a spontaneous abortion.. This refers to naturally occurring events, not to medical abortions or surgical abortions.",
"title": ""
},
{
"docid": "c2240c97baff1fe72a811f8195ebfda3",
"text": "- Stillbirth is when a baby is born dead after 24 weeks of pregnancy. The loss of a baby before the 24th week of pregnancy is called a miscarriage. Stillbirth is surprisingly common affecting around 1 in 200 pregnancies in the UK. The reasons for a stillbirth are not always known.",
"title": ""
},
{
"docid": "a7e8fbdf6b4f991c951e3b59fb852a35",
"text": "- What Happens When Someone Dies. When death comes suddenly, there is little time to prepare. On the other hand, watching an older person become increasingly frail may mean that it's hard to know when the end of life begins because changes can happen so slowly.ust as each life is unique, so is each death. But, there are some common experiences very near the end: 1 Shortness of breath, known as dyspnea. 2 Depression. 3 Anxiety. 4 Tiredness and sleepiness. 5 Mental confusion. 6 Constipation or incontinence. 7 Nausea. 8 Refusal to eat or drink.",
"title": ""
},
{
"docid": "218f82f161675c948a8c2f279f498c14",
"text": "What happens during the death and dying process? Natural death and dying is a process in which a person gradually transitions from one state to the other. Just as no two people are born in the same way, no two deaths are alike, either. The physiological changes that happen during the dying process are common, but each person's death is their own. A person’s death and dying transition may last weeks, days, or even just hours. During that time, their mind and body move through a systematic shut down; however, each person is on their own timeline.",
"title": ""
},
{
"docid": "050c8478d960cb04663cf596b64e3027",
"text": "Placental expulsion For the video game expansion, see The Binding of Isaac: Afterbirth. Placental expulsion (also called afterbirth) occurs when the placenta comes out of the birth canal after childbirth. The period from just after the baby is expelled until just after the placenta is expelled is called the third stage of labor.",
"title": ""
},
{
"docid": "0e53dd82138ae5af567b674d670c9e92",
"text": "Blood Circulation in the Fetus and Newborn Carbon dioxide and waste products are released into the mother's circulatory system, and oxygen and nutrients from the mother's blood are released into the fetus' blood. At birth, the umbilical cord is clamped and the baby no longer receives oxygen and nutrients from the mother.",
"title": ""
},
{
"docid": "b7a09e23efe37bd2a2bbc7b6cb993269",
"text": "- The most serious consequence of medical malpractice during childbirth is that the baby will be stillborn. This article looks at stillbirth and key legal issues in a medical malpractice case involving errors during the childbirth process. Medical Definition of Stillbirth Stillbirth is a term for the delivery of a fetus that shows no signs of life. Other terms for stillbirth include fetal death and fetal demise. It's important to distinguish stillbirths from miscarriages, which occur earlier in gestation.",
"title": ""
},
{
"docid": "9f01c3951cd5208fd71edeb8162a734d",
"text": "What happens if your unborn baby dies What happens after a stillbirth. After a stillbirth, most parents want to see and hold their baby. This is entirely up to you. You'll be given some quiet time with your baby if this is what you want.",
"title": ""
},
{
"docid": "5b457f260c72d446d422019b666472b0",
"text": "What happens during the dying process? During the dying process, the body's systems shut down. The dying person has less energy and begins to sleep more and more. The body is conserving the little energy it has, and as a result, needs less nourishment and sustenance. In the days (or sometimes weeks) before death, people eat and drink less.he dying person has less energy and begins to sleep more and more. The body is conserving the little energy it has, and as a result, needs less nourishment and sustenance. In the days (or sometimes weeks) before death, people eat and drink less.",
"title": ""
},
{
"docid": "882a5e390327dfd7197d5e3b16f19db2",
"text": "- According to WebMD, a fetus excretes waste through the umbilical cord while it is in the womb. On rare occasions, a fetus may excrete waste while still inside the uterus, as stated by the National Institute of Health. If this happens, the baby runs the risk of meconium aspiration syndrome.",
"title": ""
},
{
"docid": "58fe1c810f65a91a44e19e7fb629b963",
"text": "Miscarriage Other terms for the early loss of pregnancy include: 1 Complete abortion: All of the products (tissue) of conception leave the body. 2 Incomplete abortion: Only some of the products of conception leave the body. Inevitable abortion: Symptoms cannot be stopped and a miscarriage will happen.",
"title": ""
},
{
"docid": "52afed5ac146b8bff96976c47de06647",
"text": "WATCH: This Is Exactly What Happens When You Die Within seconds of death, your body's supply of oxygen will be depleted, and your brain activity surges. This might sound a little counter-intuitive, seeing as dead people don't have thoughts, but you can think of this activity as the last dying bursts of activity from neurons that are no longer supported by oxygen and hormone production.",
"title": ""
},
{
"docid": "eef5bf7923590e8fb9218a6cdde1a8e6",
"text": "What really happens when you die? The brainstem is the part of the brain where the body's vital functions are controlled - the breathing, the heart, the brain itself; it is the computer room of the body. If that bit of the brain is dead, then the person is essentially dead. You can still have reflex actions, so you may twitch after death.",
"title": ""
},
{
"docid": "a02c58181b34d17d26557eb10f7819be",
"text": "What Happens To Your Body When You Drown? Clinical death occurs when vital functions cease and the brain stops receiving oxygen. Clinical death occurs when vital functions cease and the brain stops receiving oxygen. As blood circulation halts, the body turns pale, a condition called pallor mortis.",
"title": ""
},
{
"docid": "26fc696942f01fed57a5780908d848ed",
"text": "5 weird things that happen after you die Calcium makes your muscles contract. We've all heard of rigor mortis, in which a dead body becomes stiff and hard to move. Rigor mortis generally sets in about three to four hours after death, peaks at 12 hours, and dissipates after 48 hours.",
"title": ""
},
{
"docid": "77a23fba9ce0e1b2c6f38e65071ede2b",
"text": "What Happens When a Person Dies Without a Will? If the person who dies without a will has no children, then the estate goes to his or her parents. If the parents are deceased, the estate is split among siblings. State laws vary far more widely if a person dies without a will and leaves behind a spouse or domestic partner, children and other relatives.",
"title": ""
},
{
"docid": "35549368951f598a51de00c10badeab7",
"text": "Preterm labor and birth What could happen if my baby is premature? Preterm birth can cause serious health problems or even be fatal for a baby, particularly if it happens very early. In general, the more mature a baby is at birth, the better his chances of surviving and being healthy. Some preterm babies may have problems breathing. Prematurity also puts a baby at a greater risk for brain hemorrhage. The nervous system, gastrointestinal tract, and other organs may be affected too.",
"title": ""
},
{
"docid": "ad637ea0dd92a7e058c46af1eed5c87f",
"text": "What Happens When a Person Dies Without a Will? If the person who dies without a will is single with or without children, the process is generally easier than if the deceased is married or has a domestic partner. If a person who is not married dies without a will, the person’s estate goes to his or her child or is split evenly between multiple children. If the person who dies without a will has no children, then the estate goes to his or her parents. If the parents are deceased, the estate is split among siblings.",
"title": ""
},
{
"docid": "43536a085d2ef7869368eb1999cf4adf",
"text": "- Once oxygen is deprived, cells/tissue death starts to occur. The doctors were saying that after 45 minutes, enough brain tissue death would have occurred that your mother, while possibly able to be alive, would have no higher brain functions left. No one knows 100% for sure if there could ever be recovery.",
"title": ""
},
{
"docid": "97cdc186e8adeb165b9debfd76819fab",
"text": "Facts about Stillbirth A stillbirth is the death or loss of a baby before or during delivery. Both miscarriage and stillbirth describe pregnancy loss, but they differ according to when the loss occurs. In the United States, a miscarriage is usually defined as loss of a baby before the 20th week of pregnancy, and a stillbirth is loss of a baby after 20 weeks of pregnancy.",
"title": ""
},
{
"docid": "0188dcff8d15dd2cdafa2f5b6c9faeff",
"text": "What happens to the placenta after a baby is born ? During the labor process, the placenta detaches from the wall of the womb. After giving birth to the baby, the placenta must also be delivered. This is what is commonly referred to as afterbirth. Animals frequently eat the placenta. It is full of nutrients, and these nutrients are exactly the type that the mother will need to help in milk production.",
"title": ""
},
{
"docid": "30359cf7ee61e1ef2eeeb42b76fbb2ab",
"text": "\"When is a fetus Considered \"\"Alive?\"\"\" Considering the idea that there is a precise time when a fetus acquires the right to live sounds strange, however, many state abortion laws ban abortion after a certain point in pregnancy.These laws are based on the viability of the fetus.mplantation. 'Quickening'. This is when the fetus first moves in the womb--about 16 to 17 weeks after fertilization. The idea came from a now abandoned Christian theory that this was the moment that the fetus acquired its soul.",
"title": ""
},
{
"docid": "0ed435a760869518ec8a4f5f13833506",
"text": "Baby Girl Delivered After Mom Dies From Gunshot; What Happens To Fetus After Mother Dies? Fetuses can survive for surprisingly long after their mothers pass away, depending on the state of the body. For example, if there is no more circulation in the mother, then she can no longer carry oxygen to the umbilical cord and the fetus will soon die.",
"title": ""
},
{
"docid": "0c6a67e88e30756918ce13d3f18a9486",
"text": "'While he still had a heartbeat I was never going to give up: Mother, 20, who was repeatedly told to abort baby lost him 19 minutes after birth and sat with his body for three days A mother who chose to give birth to her baby despite being advised to abort him every fortnight throughout her pregnancy, sat beside his body for three days after he died just 19 minutes old. The baby, who was named Charlie, suffered with Potter's Syndrome, a rare condition that affects the growth of the kidneys.",
"title": ""
}
] |
msmarco_passage
|
0f2928725c612aaba422602e137d7840
|
how many dogs are owned in uk
|
[
{
"docid": "f780e140fa27dc0e019a77f88221fc51",
"text": "Pet Population 2013 Every year the PFMA commissions the well respected Pet Population report, which looks in detail at pet ownership trends. In 2013 it is estimated that 13 million (45% of) households have pets. The pet population has increased by 4 million to almost 71 million – including fish.Below is a list of the top ten UK pets in 2013.On the right hand side of the page you can find links to Pet Population Abroad (EU and USA) and under Historical Pet Population you can find figures on Regional Pet Ownership and Cats and Dogs by Breed. Top Ten Pets for 2013 (based on running totals over two years).n 2013 it is estimated that 13 million (45% of) households have pets. The pet population has increased by 4 million to almost 71 million – including fish. Below is a list of the top ten UK pets in 2013.",
"title": ""
}
] |
[
{
"docid": "abc1855b0c89612453274b814474f202",
"text": "Become a Pet-Sitter or Dog-Walker In fact, the outlook for pet sitters and dog walkers has never been better. Some estimates put the number of bonded and insured pet-sitter businesses nationwide at 10,000 (regrettably, there are no stats on the number of dog walkers). Just a few decades ago, these two professions didn't even exist.",
"title": ""
},
{
"docid": "afc8669cd1855dcda917be0802ed218e",
"text": "Pet insurance According to NAPHIA, there are 12 major pet insurance companies in North America. Sixty-five percent of U.S. households, or about 79.7 million families, own a pet, according to the 2015-2016 National Pet Owners Survey conducted by the American Pet Products Association (APPA). This is up from 56 percent of U.S. households in 1988, the first year the survey was conducted.",
"title": ""
},
{
"docid": "78ef95b152e33e3fed0ccefbe52cecd4",
"text": "Qld Dog Ownership Laws Mosts areas I know of allow 2 dogs with a permit and up to 4 or 5 dogs with a permit. I don't think there are many (or any) places in QLD where you can have an 'unlimited' number of dogs, breeder or not (unless you have a kennel licence which are difficult and expensive to obtain).In my council, we are allowed up to 4 dogs with a permit. don't think there are many (or any) places in QLD where you can have an 'unlimited' number of dogs, breeder or not (unless you have a kennel licence which are difficult and expensive to obtain).",
"title": ""
},
{
"docid": "d462e7c57d8d8689e331439096053c3e",
"text": "The Kennel Club 1 We run the Petlog database, which is the UK's biggest reunification service for microchipped animals. 2 We are accredited by UKAS to certify members of the Kennel Club Assured Breeder Scheme, which is the only scheme in the UK that monitors breeders in order to protect the welfare of puppies and breeding bitches.",
"title": ""
},
{
"docid": "9b14b30ac5735afafa2e18e60c031771",
"text": "- Types of animals. British law protects vertebrate animals such as mammals, fish and birds and these are the animals which are counted by government every year. Most research animals are rodents, followed by fish and birds. Dogs, cats and monkeys together represent two in every 1000 animals used in UK research.Invertebrate animals such as fruit flies and worms are used in large numbers in research but are not protected by the law or counted.Numbers relate to procedures on animals in Great Britain in 2013: 1 Rats, mice and other rodents, all purpose-bred laboratory species 84.5%. 2 Fish, amphibians, reptiles and birds 16.3%.ost research animals are rodents, followed by fish and birds. Dogs, cats and monkeys together represent two in every 1000 animals used in UK research. Invertebrate animals such as fruit flies and worms are used in large numbers in research but are not protected by the law or counted.",
"title": ""
},
{
"docid": "4fdfe269d78d54547977ffaa490b0bd7",
"text": "Is A Cockapoo Right For You? 53 Useful Facts The Kennel Clubs do not recognize the Cockapoo as a breed in its own right. 6. It’s difficult to estimate how many Cockapoos exist but Google data shows that in the UK 146,480 people search for “Cockapoo” every month compared with 112,360 searches from the USA and 4,570 searches in Australia. I think we can deduce that the UK has the highest demand for Cockapoos in the world!",
"title": ""
},
{
"docid": "6f536d9f4bcc8cd8b211c744a480dbcd",
"text": "Dog Breed Registration Statistics of AKC Breeds Have you ever wondered how many dogs the AKC registered per year and the stats of that increase? Learn more about the top spot and how little dogs are hot! The AKC registered approximately one million dogs per year. They compile registration stasticis each year and represent registrations from Jan. 1- December 31 of the previous year. Previous Top Dog Breeds AKC registration statistics were compiled approximately every five years from 1915-1940, however, the Boston Terrier Club of America's records show that between 1905 and 1935 the Boston Terrier held the number one or two position consistently",
"title": ""
},
{
"docid": "b9a695143b52cd2dc82b221088028cd2",
"text": "- There are approximately 10 million dogs kept in the UK and owning or caring for a dog can be great fun and very rewarding and a positive member of any household. Dogs have complex welfare needs and looking after them can be challenging so you need to think carefully about whether you can do it properly.",
"title": ""
},
{
"docid": "39dc54ca604ae56b3f3ab0f7dd4d32d9",
"text": "Companion Animals Fact Sheet At 66%, Australia has the highest incidence of pet ownership in the world. 65% of American homes have pets while only 51% of English homes do. There are no accurate statistics on companion animals in Australia and estimates vary widely.",
"title": ""
},
{
"docid": "a7f30b8e86c298c0c7cac3f0e9bfa06a",
"text": "- How many dogs are sold each year in the US? Approximately 7-9 million dogs are acquired in the US each year. This includes selling from breeders, pet stores, and shelter adoptions.",
"title": ""
},
{
"docid": "a85ca8e45bc924a5d410a381c4cebbd2",
"text": "Home Alone 2: Lost in New York The movie was filmed in Winnetka, Illinois, O'Hare International Airport in Chicago, Miami, and New York City (which was star Culkin's hometown at the time). The exterior of Duncan's Toy Chest in New York City was filmed outside of the Rookery Building in downtown Chicago.",
"title": ""
},
{
"docid": "3444808e043f414bd488d4e8ff954096",
"text": "How many breeds of dogs exist? Technically, Cindy is correct. All dog breeds are still placed in the same species Canis lupus familiaris, which means they are a subspecies of wolf. That's right, wolves and dogs are the same species. There are currently 36 species of wild dog. Then there is the domestic dog with dozens of breeds. However, the terminology may be outdated and incorrect. This paper says that dogs, genetically, are now 4 clades.",
"title": ""
},
{
"docid": "9dcbebc5d1999d947fd1c5736ddc2d5e",
"text": "- Lifetime cost perception of keeping pet dogs in the United Kingdom (UK) 2013. Owner-estimated lifetime cost perception of keeping a pet dog in the United Kingdom (UK) in 2013, by cost in GBP.n 2012, a total of about 78 million dogs lived in households in the United States as pets. In comparison, some 68 million dogs were owned in the United States in 2000.",
"title": ""
},
{
"docid": "7a5c9d7e8b721556d82f5c1830a7d88e",
"text": "- Latest taxi and private hire vehicle statistics for England. At the end of March 2015: 1 the total number of licensed taxi and private hire vehicles in England increased by 9.3% to 242,200 between 2013 and 2015.",
"title": ""
},
{
"docid": "e0a687025e77230a094ddbd3ac71b886",
"text": "Number of Dogs & Cats in Households Worldwide The U.S. is a pet-friendly country. According to the Humane Society of the United States, there are 86.4 million cats and 78.2 million dogs in homes around the U.S. More people own dogs dogs than cats, but the number of cats is higher because cats owners tend to have two or more felines sharing their home.",
"title": ""
},
{
"docid": "6ebba52d0d3c6725df17e258c3b4b15d",
"text": "Global GSD population - How many GSDs are there in the world? In the USA alone there are about 78.2 million dogs, and about 4.6% of all AKC registered dogs are German Shepherds. This gives over 3.5 million German Shepherd dogs in the USA alone!",
"title": ""
},
{
"docid": "c5473f849c974c5ef115952ae81eb4f7",
"text": "The Truth about Cats and Dogsâby the Numbers While the number of owned male and female dogs is approximately even, estimates are that between 65 and 80% of owned cats are female. Both dog and cat owners seem to have strong feelings about their pets and report that they are considered to be part of the family (79% of dog owners and 63% of cat owners). Nonetheless, less than 1% of households cover their animals with pet insurance.",
"title": ""
},
{
"docid": "0aa721c76bae7aa5b38cbeff74997548",
"text": "The Top Ten Most Popular Registered Dog Breeds In The Uk So the dogs that make up the list might not be fully representative of their true popularity against all of the other dogs in UK, but establishing the top ten most popular pedigree dog breeds by birth numbers is certainly a good place to start!",
"title": ""
},
{
"docid": "83e9225f6721fa7538b8d6a3ae1b2a85",
"text": "Vital statistics At year-end 2011, 56.0 percent of households owned pets, down from 57.4 percent at year-end 2006. More households owned dogs than cats in 2011, but cat-owning households had a mean of 2.1 cats while dog-owning households had a mean of 1.6 dogs.",
"title": ""
},
{
"docid": "40684e0010bfa96a96417ba69acac199",
"text": "- Dog Fancy carries a full page advertisement from United Action for Animals that claims 15 million stray dogs and cats born each year - so send us money. Various organizations claim five million, 10 million, 12 million healthy animals killed in shelters annually for lack of homes - so send us money and support breeder restrictions.",
"title": ""
},
{
"docid": "fccc74a794f08d6e7c97cd10b972fc6c",
"text": "European Pet Travel by Train Your pet can travel with you on most trains in Europe including France, Germany and Italy. England: Pets are accepted on trains operated by National Rail. Dogs and cats with owners can travel by train in the UK with no seating restrictions and usually free of charge.Dogs and cats can also travel on buses, subject to a fare being paid, but with no seating restrictions.For other lines in the United Kingdom, check with the railway as some do not allow pets.ogs in a carrier may travel at a minimal cost, depending on the country. A small domestic animal in a carrier can travel free of charge. Dogs accompanied disabled passengers travel free of charge. Dogs are allowed on trains as long as the other passengers sharing the car/compartment agree to it.",
"title": ""
},
{
"docid": "7d9c3763fa8b41b2e4587f9d0751fc04",
"text": "- According to the AVMA (1), there are more than 72 million pet dogs in the U.S. and nearly 82 million pet cats. Ownership. A little more than 43 million households own dogs and nearly 37.5 million households own cats.9% of U.S. households own at least one dog. 63% of dog owners own one dog. 25% of dog owners own two dogs. 12% of dog owners own three or more dogs. On average, owners have almost two dogs (1.7). CATS. In the U.S. there are roughly 88.3 million owned cats.",
"title": ""
},
{
"docid": "3fb836b5a5843b332df73fc3162b6d0d",
"text": "How many types of dogs are there? their are 157 but their may be more because of 2 different breeds might breed so you can never tell. There are many hundreds, if not thousands of breeds and mixed breeds in the world. While there are over 300 dog breeds in the world, there are over 150 breeds registered with the American Kennel Club and 210 breed registered with The Kennel Club. The 25 most popular breeds, in order of popularity, as shown by registration with the AKC are:",
"title": ""
},
{
"docid": "c046459c2271b39f0d8050b43906f861",
"text": "Trains The dog policies vary amongst the 28 train companies. operating in the UK, but all must adhere to the National Rail Conditions of Carriage which states that a passenger may take up to two dogs free of charge, either on a lead or in a carrier up to 60x60x85cm.A summary of guidance supplied by the individual train companies is shown below. Arriva Trains Wales.perating in the UK, but all must adhere to the National Rail Conditions of Carriage which states that a passenger may take up to two dogs free of charge, either on a lead or in a carrier up to 60x60x85cm. A summary of guidance supplied by the individual train companies is shown below.",
"title": ""
},
{
"docid": "80e04f880ad4fbe0ade85c9bc8c12832",
"text": "About Puppy Mills Puppy Mill Statistics. 1 An estimated 167,388 breeding dogs are currently living in United States Department of Agriculture (USDA)-licensed commercial facilities for breeding purposes this very moment.*. 2 There are an estimated 10,000 puppy mills in the United States (this includes both licensed and unlicensed facilities).",
"title": ""
}
] |
msmarco_passage
|
3c3d14f718974197e1492a1824ef24be
|
was captain phillips really a hero
|
[
{
"docid": "860499f7c3a7067f8bfd8cb2075a221a",
"text": "Captain Phillips (2013) It should be noted that Captain Phillips himself has said that he doesn't consider himself a hero, despite the media portraying him that way, his book being promoted that way, and the movie falsely depicting him offering himself up for his crew.",
"title": ""
},
{
"docid": "400db2086049c24a7e5a45dea94b8ec5",
"text": "The Real Captain Phillips Crew Has A Big Issue With Him Being Called A Hero Namely that they’re really uncomfortable with the portrayal of Captain Richard Phillips as a hero. A crew member spoke to the New York Post on the condition of anonymity and said: “Phillips wasn’t the big leader like he is in the movie. No one wants to sail with him.”. According to this man, Captain Phillips has a reputation for being sullen and self-righteous. And more than that, instead of putting his life and safety on the line to protect his crew, as Tom Hanks depicts him in the movie, this crew member alleges that his behavior actually put the ship and its crew in more danger.",
"title": ""
}
] |
[
{
"docid": "c43cc4c701a02b530f30da8b3656b3c3",
"text": "Captain Phillips (2013) In the Captain Phillips movie, Tom Hanks's character tries to tell the pirates that they had pushed the ship too hard and that it was broken. The Captain Phillips true story reveals that the real-life captain did in fact try to pretend that the ship was broken in order to delay the progress of the Somali pirates.",
"title": ""
},
{
"docid": "5763c451083016567065c1e121c830ad",
"text": "- Died September 27, 1950 in Korea. Corporal Phillips was a member of the 1st Battalion, 7th Marines, 1st Marine Division. He was Killed in Action while engaged with the enemy in Korea on September 27, 1950.Corporal Phillips is buried in Section 15 of Arlington National Cemetery. Robert William Phillips, Second Lieutenant, United States Marine Corps (24 October 1928-31 July 1951) is buried with him.here is no record of Lieutenant Phillips being killed in the Korean War. Research continues. --------------------------------------------------------------------------------. PHILLIPS, RICHARD HENRY. CPL USMC. VETERAN SERVICE DATES: Unknown. DATE OF BIRTH: 09/09/1931. DATE OF DEATH: 09/27/1950.",
"title": ""
},
{
"docid": "f682fe93cac9a8c2527475590b2940fc",
"text": "Captain Phillips (2013) When pitting the Captain Phillips true story vs. the movie, it was confirmed that four Somali pirates were involved in the hijacking of the Maersk Alabama, the same number shown in the movie.",
"title": ""
},
{
"docid": "ed845612d41906a853c8231ddf16825c",
"text": "- Jonny Phillips enlists the help of a professional locksmith to find out if it is possible to crack a safe using just a doctor's stethoscope—just like in all those caper movies!1 I Didn't Know That.2 1. 3 28.4 3:01.5 Documentary.onny Phillips enlists the help of a professional locksmith to find out if it is possible to crack a safe using just a doctor's stethoscope—just like in all those caper movies! 1 I Didn't Know That. 2 1. 3 28. 4 3:01. 5 Documentary.",
"title": ""
},
{
"docid": "cf125515a83dc1c10afcbc86f5dae054",
"text": "Captain Kangaroo a Marine? Hereâs the REAL Story Dear Sir: I was told that Captain Kangaroo was a decorated Marine who was tough as nails. Could you tell me if that is true? – Mike, via e-mail. Dear Mike: You know, my first clue about this was the memorable episode where the Captain made Mister Moose get a buzzsaw haircut.",
"title": ""
},
{
"docid": "16a5dcc392b97ea7adaeded883e745b8",
"text": "Captain Phillips (film) Captain Phillips is a 2013 American biographical survival thriller film directed by Paul Greengrass and starring Tom Hanks and Barkhad Abdi.",
"title": ""
},
{
"docid": "dd1b468b04a340cbfb6e6ba481df6fd3",
"text": "- Though he admits the most difficult aspect of the job is paying for it all. More Cornelia Marie: Captain Josh Harris | Captain Casey McManus | Travis Lofland | Jake Jolibois | Tim Pennington | Jason Shaw | Scotty Hillstrand | DJ The Kid Campbell | Cornelia Marie (Boat) | All Cornelia Marie Bios.hough he admits the most difficult aspect of the job is paying for it all. More Cornelia Marie: Captain Josh Harris | Captain Casey McManus | Travis Lofland | Jake Jolibois | Tim Pennington | Jason Shaw | Scotty Hillstrand | DJ The Kid Campbell | Cornelia Marie (Boat) | All Cornelia Marie Bios.",
"title": ""
},
{
"docid": "91b54acd36f59cfc851b0b7c54bd5804",
"text": "Oil and Gas industry Oil and Gas industry. Overview. Trinidad and Tobago has been involved in the petroleum sector for over one hundred years undertaking considerable oil and gas exploration activity on land and in shallow water with cumulative production totaling over three (3) billion barrels of oil.",
"title": ""
},
{
"docid": "12efe351117402e347546cb8525b370e",
"text": "- Briefly, there were many American heroes on land in the Revolutionary war, but John Paul Jones was America's first hero at sea. A natural sailor, Jones served on merchant ship…s before the war. Although the Continental Navy was no match for the British Navy, Jones compensated with skill and daring.",
"title": ""
},
{
"docid": "389d96c344ecc579e25283a7bf5c76c0",
"text": "- The book MAX. Best friend. Hero. Marine. By Boaz Yakin, is a great book. I would recommend it to people who like a intense story. Just from seeing the movie trailers, the first third of the book is already known or predictable.It did not stop me from reading it though. The suspicion of the story s...ero. Marine. By Boaz Yakin, is a great book. I would recommend it to people who like a intense story. Just from seeing the movie trailers, the first third of the book is already known or predictable. It did not stop me from reading it though. The suspicion of the story s...",
"title": ""
},
{
"docid": "e16fb4a3cc231d18154125b7e2b4050d",
"text": "Keith Richards He modeled a large part of Jack Sparrow after Keith Richards, saying that Pirates were the rock stars of their day.. Captain Jack Sparrow's famous look was a collaboration in the first film between costume designer Penny Rose, key makeup artist Ve Neill, key hairstylist Martin Samuel, and Johnny Depp himself.",
"title": ""
},
{
"docid": "ceeb79de3c1c52affc4cb481d886e5f3",
"text": "The A-Team At the end of their stint in Viet Nam, Col. John Hannibal Smith and his team were framed for robbing the Bank of Hanoi (which they had done, but under orders), and sent to a US military prison. They escaped and went on the run, pursued first by Col. Lynch and later by Col. Decker. While on the lam, they became heroes for hire, working as good-guy vigilantes around the US or the world. Hannibal was their leader and an expert at disguises. Face was the team's con artist and ladies man. BA (officially Bad Attitude) was their mechanic, but also took care of mayhem and intimidation.",
"title": ""
},
{
"docid": "53be5c2b3a9d44883b56578af2970e5d",
"text": "An Officer and a Gentleman An Officer and a Gentleman is a 1982 American romantic drama film[3] starring Richard Gere, Debra Winger and Louis Gossett, Jr., who won the Academy Award for Best Supporting Actor for the film. It tells the story of Zack (Gere), a U.S. Navy Aviation Officer Candidate who is beginning his training at Aviation Officer Candidate School.",
"title": ""
},
{
"docid": "b13c1c9c5e85121c61144639af82110b",
"text": "- Nelson Mandela was a great hero of not only south Africa but around the world. Nelson Mandela is a hero because he believed that one day that the whole south Africa will s … it together eat together drink and live together as one no matter what color your skin is.elson Mandela was a great hero of not only south Africa but around the world. Nelson Mandela is a hero because he believed that one day that the whole south Africa will s … it together eat together drink and live together as one no matter what color your skin is.",
"title": ""
},
{
"docid": "40a77daa62de0d7e0399acfd60adc942",
"text": "Captain Jack Sparrow Captain Jack Sparrow is a fictional character and the main protagonist in the Pirates of the Caribbean film series. The character was created by screenwriters Ted Elliott and Terry Rossio, and is portrayed by Johnny Depp, who based his characterization on Rolling Stones guitarist Keith Richards and cartoon character Pepé Le Pew.",
"title": ""
},
{
"docid": "82ff9a22e5b7af19fdbe2dad7eaf3239",
"text": "Guion Bluford, first African-American in space, is an Eagle Scout STS-8 was full of former Scouts. Commander Richard Truly is an Eagle Scout. Mission specialists Dale Gardner and William Thornton were First Class and Second Class Scouts, respectively. Truly went on to head up NASA for nearly three years, and Bluford changed the space program forever.",
"title": ""
},
{
"docid": "a94dfaa8ea73d850ab4398246a7457a4",
"text": "Captain Jack Sparrow Captain Jack Sparrow is one of the main heroes in the Pirates of the Caribbean film series by Disney - though he is more accurately described as a true anti-hero since he embodies the ideals of a true pirate, doing what he deems necessary to keep himself out of trouble, though usually failing at doing so.",
"title": ""
},
{
"docid": "1e2f3c30926e936d94847def24f0214d",
"text": "- Yet another prominent (and unnecessary) dilution of the meaning of the term hero. Wendell Berry may be a great guy. He may be talented and dedicated. But nothing described in this article is heroic. Sully Sulenberger may have saved a lot of passenger lives when he put his disabled aircraft in the Hudson River.",
"title": ""
},
{
"docid": "82f57f0930205479158115aaba369fce",
"text": "- ‘Pirates Of Somalia’ Cast Interview Evan Peters talks his new drama “The Pirates Of Somalia” base don’t the true story of a rookie journalist who immersed himself in the Somali pirate community with the men who planned the hijacking of a boat – the same on from the Tom Hanks movie “Captain Phillips”.",
"title": ""
},
{
"docid": "d2d46644d6bd8437901109219e506953",
"text": "John Phillips (musician) Phillips married Susan Adams of a wealthy Virginia family in 1959. They had a son, Jeffrey, and a daughter, Laura Mackenzie (known as Mackenzie) Phillips.",
"title": ""
},
{
"docid": "2898b1563dfce8fcc78b2cd25d8dfbf2",
"text": "An Officer and a Gentleman An Officer and a Gentleman is a 1982 American romantic drama film starring Richard Gere, Debra Winger and Louis Gossett Jr., who won the Academy Award for Best Supporting Actor for the film. It tells the story of Zack (Gere), a U.S. Navy Aviation Officer Candidate who is beginning his training at Aviation Officer Candidate School.",
"title": ""
},
{
"docid": "99b18b596d3769470edbf0531015f011",
"text": "Deepwater Horizon survivors give new film mixed reviews Deepwater Horizon survivors give new film mixed reviews. BP bashes disaster flick, calling it inaccurate. Mark Wahlberg stars as oil rig worker Mike Williams in Deepwater Horizon, which opens in September. Mark Wahlberg stars as oil rig worker Mike Williams in Deepwater... The film Deepwater Horizon could change public memory of one of U.S. history's largest oil disasters, and it comes at a hard time for BP, which has spent billions of dollars and years rehabilitating its image.",
"title": ""
},
{
"docid": "10cdae383d776c6d59abc8e3161890ab",
"text": "'Saved by the Bell's' Mark-Paul Gosselaar calls co-star 'negative' (CNN) -- Sorry, Screech, but Zack thinks you are wrong. Mark-Paul Gosselaar, who played Zack Morris on the cult classic '90s TV show Saved by the Bell, doesn't agree with former co-star Dustin Diamond's portrayal of their time together. Diamond -- who played super nerdy Samuel Screech Powers -- put out a book years ago titled Behind the Bell.. Now there's a Lifetime TV movie, The Unauthorized Saved by the Bell Story, which purports to show the less-than-glamorous side of life on the show, complete with fights, jealousy and other drama.",
"title": ""
},
{
"docid": "4af60ecabb291eef47c8d79ba72f6e7a",
"text": "Man Charged In Death Of 'American Sniper' Author Chris Kyle was a hero for his courageous efforts protecting our country as a U.S. Navy SEAL during four tours of combat. Moreover, he was a hero for his efforts stateside when he helped develop the FITCO Cares Foundation.",
"title": ""
},
{
"docid": "010df303b1d913ad06d8b4c3a7fab076",
"text": "Captain Thomas Philips - Of Equal Value This asset is exceptional or useful. Even some of those involved in the slave trade were willing to admit that raciest views were wrong and that a person should not be judged on their colour. The profits however meant that despite this acknowledgement they often continued trading. This is the view of Captain Thomas Phillips:",
"title": ""
}
] |
msmarco_passage
|
5c5665d90349dbe3d48fc2a33770ec79
|
meaning of antidisestablishmentarianism
|
[
{
"docid": "a57185ea949af9cafc0fd52dae6acfc8",
"text": "10 Perfectly Cromulent Words Antidisestablishmentarianism is a splendid example of a word that people enjoy for some reason other than its ostensibly intended use; they like it because it is a very long word. Merriam-Webster does not define the word, on the grounds that very few people (if any) ever use it, except as an example of a long word.",
"title": ""
}
] |
[
{
"docid": "1bce4a8b9c18ab31bd0a714a1afe2ddc",
"text": "NCI Dictionary of Cancer Terms 1 Antisepsis: a process of killing or reducing growth of microbes on living tissue. 2 Chemotherapy: process of treating a disease with chemicals inside the host. 3 Bacteriocidal: a substance that kills bacteria. Bacteriostatic: a substance that kills the growth of bacteria.",
"title": ""
},
{
"docid": "00e7726ced33a30e4668767a6b35227f",
"text": "Iron Curtain Analogous terms. 1 An analogue of the Iron Curtain, the Bamboo Curtain, surrounded the People's Republic of China. As the standoff between the West and the countries of the Iron and Bamboo curtains eased with the end of the Cold War, the term fell out of any but historical usage.",
"title": ""
},
{
"docid": "60d2f4d88cd79bfac9996c0dbc42da1f",
"text": "Definitions &Translations Antiseptic(s) (from Greek ἀντί anti, against and σηπτικός sēptikos, putrefactive) are antimicrobial substances that are applied to living tissue/skin to reduce the possibility of infection, sepsis, or putrefaction.",
"title": ""
},
{
"docid": "1b2d5adc9d781a2cb1ce2bc6bfbca0d3",
"text": "- As with most theological positions, there is a spectrum of belief ranging from Semi-Pelagianism to Eradicationism. Dr. John Miley, D.D. (1813-1895) presents an excellent discussion of Wesleyan-Arminian theology in this Systematic Theology (Hunt & Easton, New York, 1893). Wesleyan-Arminianism is the next step in the direction of conservatism from Fundamentalism and Evangelicalism.",
"title": ""
},
{
"docid": "2abb69cc51b183703f5d6d6d2e00caf4",
"text": "Anti-Americanism Anti-Americanism, anti-American sentiment, or sometimes Americanophobia, is dislike of or opposition to the governmental policies of the United States, especially regarding the foreign policy, or the American people in general. Political scientist Brendon O'Connor of the United States Studies Centre suggests that anti-Americanism cannot be isolated as a consistent phenomenon and that the term originated as a rough composite of stereotypes, prejudices and criticisms evolving to more politically b",
"title": ""
},
{
"docid": "b4316090c178ba26e17f62ff4aaaff25",
"text": "Definition of 'adversarial' If you describe something as adversarial, you mean that it involves two or more people or organizations who are opposing each other. In our country there is an adversarial relationship between government and business.",
"title": ""
},
{
"docid": "569c2971d4e1667b738e15cf6aafc87a",
"text": "- Antisepsis: Prevention of infection by inhibiting or arresting the growth and multiplication of germs (infectious agents).Antisepsis implies scrupulously clean and free of all living microorganisms. From the Greek roots anti-meaning against + sepsis against putrefaction = literally, against putrefaction.ntisepsis: Prevention of infection by inhibiting or arresting the growth and multiplication of germs (infectious agents).",
"title": ""
},
{
"docid": "c2c6539e44d0e445ca84e1c6f41997f9",
"text": "- © 2013 Anti-Defamation League www.adl.org/education-outreach 1 A BRIEF HISTORY OF ANTI-SEMITISM Definition of Anti-Semitism Anti-Semitism refers to prejudice and/or discrimination against Jews as individuals and as a group.",
"title": ""
},
{
"docid": "b2906b40a185e035731a0f9e12996ddd",
"text": "Antisemitism in Russia Antisemitism in Russia refers to acts of hostility against Jews in Russia and the promotion of antisemitic views in the country since the end of the Soviet Union.Contents.uring the 1990s anti-Semitism was an enduring undercurrent and source of anxiety, its presence affirmed by easily accessible anti-Semitic newspapers and other publications, street or popular anti-Semitism.",
"title": ""
},
{
"docid": "a0d7b2d3ef6eb84620ba269c3f49dfbe",
"text": "Antiterrorism and Effective Death Penalty Act of 1996 (AEDPA) Antiterrorism and Effective Death Penalty Act of 1996 (AEDPA). Major mid-1990s reform of habeas corpus as used to challenge criminal convictions. Among other provisions, the law limits both the procedural and substantive scope of the writ. Procedurally, it bans successive petitions by the same person, requiring defendants to put all of their claims into one appeal.",
"title": ""
},
{
"docid": "8245822bb06e596ef6290590a3b89155",
"text": "Translations for anti-semitism Antisemitism is prejudice, hatred of, or discrimination against Jews as a national, ethnic, religious or racial group. A person who holds such positions is called an antisemite. As Jews are an ethnoreligious group, antisemitism is generally considered a form of racism.",
"title": ""
},
{
"docid": "ab005f27e0173e7a0862fd76dd895871",
"text": "Antinomianism Antinomianism comes from the Greek meaning lawless. In Christian theology it is a pejorative term for the teaching that Christians are under no obligation to obey the laws of ethics or morality.",
"title": ""
},
{
"docid": "66c34025923d147ef7cde6bfedc459f5",
"text": "Antinomianism Today I will speak on the subject of antinomianism. Antinomianism comes from two Greek words: anti means against and nomos means law. So antinomianism means against the law, against God s moral law.",
"title": ""
},
{
"docid": "b1560e89359e8f4dde1a6e401af2fc41",
"text": "Anti-establishment Not to be confused with antidisestablishmentarianism or Anti-Establishment (band) . An anti-establishment view or belief is one which stands in opposition to the conventional social, political, and economic principles of a society.",
"title": ""
},
{
"docid": "615e080e79fa9761f0a8d8f4ccf78fe2",
"text": "- In the anticipatory threat literature, the repression-. sensitization distinction is paradigmatic of the approach-. avoidance dimension of individual difference: Repression. involves an avoidance of anxiety-arousing stimuli and. their consequences and is a general orientation away from. threat.",
"title": ""
},
{
"docid": "0dccf4c7c9ead68e146317bd9f7ae406",
"text": "Binary opposition Binary opposition is an important concept of structuralism, which sees such distinctions as fundamental to all language and thought. In structuralism, a binary opposition is seen as a fundamental organizer of human philosophy, culture, and language.",
"title": ""
},
{
"docid": "70ae9928d43023a9182dee07b22cc075",
"text": "ANTIMONOPOLY • ANTIMONOPOLY (adjective). The adjective ANTIMONOPOLY has 1 sense: 1. of laws and regulations; designed to protect trade and commerce from unfair business practices. Familiarity information: ANTIMONOPOLY used as an adjective is very rare.",
"title": ""
},
{
"docid": "779ee2cdbccb9959c924a4d7c6ff91aa",
"text": "Disability Discrimination Act 1995 The Disability Discrimination Act 1995 (c 50) (informally, and hereafter, the DDA) is an Act of the Parliament of the United Kingdom which has now been repealed and replaced by the Equality Act 2010, except in Northern Ireland where the Act still applies.he DDA 1995 departed from the fundamental principles of older UK discrimination law (the Sex Discrimination Act 1975 and the Race Relations Act 1976).",
"title": ""
},
{
"docid": "976f140b7d5067bbe53672d4849d4cdc",
"text": "Anti-imperialism Appalled by American imperialism, the Anti-Imperialist League, which included famous citizens such as Andrew Carnegie, Henry James, William James, and Mark Twain, formed a platform which stated We hold that the policy known as imperialism is hostile to liberty and tends toward militarism, an evil from which it has been our glory to be free.",
"title": ""
},
{
"docid": "f2a09862c97e92c6818874bd4e2e48f5",
"text": "ANTI-SEMITISM • ANTI-SEMITISM (noun). The noun ANTI-SEMITISM has 1 sense: 1. the intense dislike for and prejudice against Jewish people. Familiarity information: ANTI-SEMITISM used as a noun is very rare. ANTI-SEMITISM (noun). The noun ANTI-SEMITISM has 1 sense: 1. the intense dislike for and prejudice against Jewish people. Familiarity information: ANTI-SEMITISM used as a noun is very rare.",
"title": ""
},
{
"docid": "607269ca82cb07686bcda14a9c05fd19",
"text": "Defining Anti-Semitism Defining Anti-Semitism. Anti-Semitism is a certain perception of Jews, which may be expressed as hatred toward Jews. Contemporary Examples of Anti-Semitism. Calling for, aiding, or justifying the killing or harming of Jews (often in the name of a radical ideology or an extremist view of religion).",
"title": ""
},
{
"docid": "4e5979054d547cda44b698b16d7c0fc0",
"text": "- Cultural and racial theorist George Lipsitz outlined this concept of cultural appropriation in his seminal term strategic anti-essentialism. Strategic anti-essentialism is defined as the calculated use of a cultural form, outside of your own, to define yourself or your group.ultural appropriation can involve the use of ideas, symbols and artifacts, or other aspects of human-made visual or non-visual culture.",
"title": ""
},
{
"docid": "02ec4eab40af3028d732a3157fe896cc",
"text": "- Define antisepsis. antisepsis synonyms, antisepsis pronunciation, antisepsis translation, English dictionary definition of antisepsis. n. Destruction of disease-causing microorganisms to prevent infection. n 1. destruction of undesirable microorganisms, such as those that cause disease or...",
"title": ""
},
{
"docid": "8a8c6f602dc0f03f2562daac5cfec106",
"text": "- Antisemitism is not hostility towards 'Semites' (ethnic and cultural groups associated by their common language features such as speakers of Arabic, Aramaic, or Hebrew). It is the term used specifically to describe hatred against Jews. The term anti-Semite was made famous in 1873 by a German journalist wilhelm marr who wrote an anti-jewish pamphlet called, The Victory of Jewry over Germandom Since then the term 'Anti Semite' has been associated specifically with jews and has come to mean anti-jew.",
"title": ""
},
{
"docid": "935f9fc472f7cc028b497b2716463351",
"text": "- Radical Abolition of Slavery. Definition: Radical abolitionism is the belief that all forms of slavery should be stopped immediately, with full emancipation granted to slaves. Gradual Emancipation. Definition: Gradual Emancipation was the form of an anti-slavery movement that allowed for the step-by-step liberation of African-American slaves. Tactics of Radical Abolition/Garrisonians: The Rise of Radicalism",
"title": ""
}
] |
msmarco_passage
|
8a24b1bd59aea1222d7e89324d0d8d25
|
representative democracy definition and examples
|
[
{
"docid": "bfab101bfbdcbde23604ee006f3cec3f",
"text": "Definitions &Translations Representative democracy Representative democracy is a variety of democracy founded on the principle of elected officials representing a group of people, as opposed to direct democracy. All modern Western style democracies are various types of representative democracies, for example the United Kingdom is a constitutional monarchy and Poland is a parliamentary republic.",
"title": ""
}
] |
[
{
"docid": "2fdb47c8da92a1dbb80f8f4277639bd7",
"text": "- Representative democracy is often presented as the most efficient form of democracy possible in mass societies. It arguably allows for efficient ruling by a sufficiently small number of people on behalf of the larger number.",
"title": ""
},
{
"docid": "4163b001304b0bce945a3fc301bd394f",
"text": "- Representative democracy is often presented as the only form of democracy possible in mass societies. It arguably allows for efficient ruling by a sufficiently small number of people on behalf of the larger number.dolf Gasser stated the following requirements for a representative democracy in order to remain stable, unaffected by the Iron Law of Oligarchy: 1 Society has to be built up from bottom to top. 2 These free people join or form local communities. 3 Local communities join together into a higher unit e.g. a canton. 4 There is no hierarchical bureaucracy. 5 T",
"title": ""
},
{
"docid": "0266a6bd3389c6ae07fa9eb981483b62",
"text": "- Using both historical and modern examples of direct democracy in action, this interactive combination quiz/worksheet will test your knowledge of how it differs from representative democracy. You will be tested on the definition of the two types of government, and the pros and cons of both.",
"title": ""
},
{
"docid": "980e1ea696a62d90888b003989c74818",
"text": "- Direct democracy is a type of democracy wherein citizens or people of a particular country or community make the actual decisions regarding the laws and policies applicable to them.In a direct democracy, the people themselves will cast their votes for or against a certain rule or policy.n a direct democracy, no such representatives are chosen to take care of laws and policies. The people themselves have a direct contribution into how things are done in a particular country or community.",
"title": ""
},
{
"docid": "f189e1b8af539564c96ca6ab8e4e9c39",
"text": "- Representative democracy is often presented as the most efficient form of democracy possible in mass societies. It arguably allows for efficient ruling by a sufficiently small number of people on behalf of the larger number. Government efficiency can be judged based on metric of cost effectiveness and time effectiveness.",
"title": ""
},
{
"docid": "439e5e4eeb5839404265a9826404a499",
"text": "US Government This is where the people elect representatives to run the government. Another name for this type of democracy is a democratic republic. The United States is a representative democracy. The citizens elect representatives such as the president, members of congress, and senators to run the government.",
"title": ""
},
{
"docid": "11ef8a2288653ba1f0d2a19933d5185e",
"text": "What is the Difference Between a Representative Democracy and a Participatory Democracy? In a representative democracy, certain people is established as eligible voters based on their age or other qualifications. Eligible voters then elect representatives to serve as government officials, such as members of a chamber, senate or parliament.",
"title": ""
},
{
"docid": "8055b77a7b3ecb4272cd9c2f900dd451",
"text": "United States A representative democracy is a government in which the will of the majority of the governed dictates legislation to its legislators or representatives.t is a representative democracy. In a direct democracy, citizens vote directly on issues concerning the community, while in a representative democracy, the citizens vote on p … eople to represent them in making the decisions.",
"title": ""
},
{
"docid": "05d1e85ecfb37ce8661c3603c31af566",
"text": "- Question and answer. When citizens vote on major issues that are put on the ballot, this is an example of a(n) Answer representative democracy. oligarchy. parliamentary system. republic. direct democracy. When citizens vote on major issues that are put on the ballot, this is an example of a direct democracy.",
"title": ""
},
{
"docid": "9f61b3716edb4be10fdcb9e18469c155",
"text": "Representative democracy Representatives are elected by the public, as in national elections for the national legislature. Elected representatives may hold the power to select other representatives, presidents, or other officers of government or of the legislature, as the Prime Minister in the latter case. (indirect representation).",
"title": ""
},
{
"docid": "32b1c51e8ac62e256d355834841577ef",
"text": "What is Representative Democracy? - Definition, Examples, Pros & Cons Simply put, a representative democracy is a system of government in which all eligible citizens vote on representatives to pass laws for them.A perfect example is the U.S., where we elect a president and members of the Congress. We also elect local and state officials.irect democracy is a system of governance that started in ancient Athens, around 508 BC. In it, all eligible citizens vote on decisions for the government rather than relying on representatives. A representative democracy, by contrast, is one where voters select representatives who vote on their behalf.",
"title": ""
},
{
"docid": "59e3047c55d7a326e07ddbf1c6a58d8b",
"text": "How is a direct democracy different from a representative democracy? In a direct democracy, every single member of the group has an equal say in every single decision. This is not workable on a day to day basis for large groups. In a representative democracy, people elect representatives, who vote on the issues. Representative democracy is the basis of constitutional democracy. Representatives are chosen by the people to act in their best interest, not necessarily to vote the way the people want them to in every circumstance.",
"title": ""
},
{
"docid": "ea3a7321b0e06a15aff400fd4c71c2ec",
"text": "- With that said, the U.S. does have some elements of direct democracy, such as referendums and initiatives. Other countries that use indirect democracies include Great Britain, France, Australia, Canada, and a bunch more. common term that is used interchangeably with indirect democracy is representative democracy. Indirect democracy is usually contrasted with direct democracy. In direct democracy, people directly vote on whether a law will be passed.",
"title": ""
},
{
"docid": "2a7cc90bb99d6ebc40af51983b9758bb",
"text": "What is Representative Democracy? - Definition, Examples, Pros & Cons Simply put, a representative democracy is a system of government in which all eligible citizens vote on representatives to pass laws for them. A perfect example is the U.S., where we elect a president and members of the Congress. We also elect local and state officials.",
"title": ""
},
{
"docid": "ecfc6e53c5d9a63613a99593a57f0bc2",
"text": "- Direct democracy (also known as pure democracy) is a form of democracy in which people decide (e.g. vote on, form consensus on) policy initiatives directly. This differs from the majority of modern Western-style democracies, which are indirect democracies.",
"title": ""
},
{
"docid": "353f0bdf8f4b37a9e663354898c6ae8c",
"text": "US Government Each citizen has a say (or vote) in how the government is run. This is different from a monarchy or dictatorship where one person (the king or dictator) has all the power. Types of Democracy. There are two main types of democracies: direct and representative. Direct-A direct democracy is one in which every citizen votes on all important decisions. One of the first direct democracies was in Athens, Greece. All of the citizens would gather to vote in the main square on major issues.",
"title": ""
},
{
"docid": "4e8d125f52f69de9fe79e71d07328321",
"text": "Democracy While representative democracy is sometimes equated with the republican form of government, the term republic classically has encompassed both democracies and aristocracies. Many democracies are constitutional monarchies, such as the United Kingdom.arliamentary democracy is a representative democracy where government is appointed by, or can be dismissed by, representatives as opposed to a presidential rule wherein the president is both head of state and the head of government and is elected by the voters.",
"title": ""
},
{
"docid": "0c0210115a584fd57eda5d326da1d791",
"text": "What is a Representative Democracy? Both have people voted in to serve as representatives. However, in a direct democracy, the citizens themselves draft bills and push them toward being a voting matter. In a representative democracy, though, the representatives take care of these processes for the citizens.",
"title": ""
},
{
"docid": "1fd6f1d7751de4224d0cdc1515d596f8",
"text": "Direct Democracy vs Representative Democracy A type of Democracy government in which the individuals who decide in assemblies and committees are selected by a lot rather than by elected representatives. When eligible members rule a system of government through elected representatives it is called as a Representative democracy.",
"title": ""
},
{
"docid": "02b179527c66cc4fbdce81869970f02c",
"text": "Democracy Liberal democracy is a common form of representative democracy. According to the principles of liberal democracy, elections should be free and fair, with the presence of multiple and distinct political parties. Liberal democracies also usually have universal suffrage, granting all adult citizens the right to vote.",
"title": ""
},
{
"docid": "3b7a46cacaea6c0c95cc2c705a4c7ea6",
"text": "- Direct Democracy makes every citizen respon … sible for every political decision. For example, in a direct democracy, every citizen would be voting on tax rates, immigration policy, etc. In a parliamentary democracy, districts of people vote for a person or party to represent them in a legislative forum.",
"title": ""
},
{
"docid": "15e84835c08f31327f5939b915b31f0f",
"text": "Democracy Parliamentary democracy is a representative democracy where government is appointed by, or can be dismissed by, representatives as opposed to a presidential rule wherein the president is both head of state and the head of government and is elected by the voters.emocracy contrasts with forms of government where power is either held by an individual, as in an absolute monarchy, or where power is held by a small number of individuals, as in an oligarchy.",
"title": ""
},
{
"docid": "964cb636a3a143f68fd70ff2c99a0405",
"text": "Elba Island Airport Elba Island Airport. If you’re flying from or into Elba Island airport or simply collecting someone from their flight to Elba Island, discover all the latest information you need from Elba Island airport. Find directions, airport information and local weather for Elba Island airport and details of airlines that fly to and from Elba Island. Make use of our handy maps or videos to ensure you’ll easily find your way to Elba Island airport, whatever you need, Skyscanner’s got it covered.",
"title": ""
},
{
"docid": "b20132a2c2a7c625cc7e681e6ac1dcd5",
"text": "What is Representative Democracy? - Definition, Examples, Pros & Cons Simply put, a representative democracy is a system of government in which all eligible citizens vote on representatives to pass laws for them.A perfect example is the U.S., where we elect a president and members of the Congress.We also elect local and state officials.irect democracy is a system of governance that started in ancient Athens, around 508 BC. In it, all eligible citizens vote on decisions for the government rather than relying on representatives. A representative democracy, by contrast, is one where voters select representatives who vote on their behalf.",
"title": ""
},
{
"docid": "e1a65355b10d68f9dfa282673c59505d",
"text": "What type of democracy is the United States? The United States is a hybrid Representative Democracy and Constitutional Republic. It is not a direct democracy. As a Representative Democracy, the United States has elected officials (Senators, Congressmen, President, etc.,) who represent the people.he United States, according to a strict textbook definition, is a REPRESENTATIVE DEMOCRACY. In a representative democracy, we elect officials to pass and deliberate on legislation on our behalf.",
"title": ""
}
] |
msmarco_passage
|
dce60cb053e123964754d1918fa54a1b
|
what causes your foot to tingle
|
[
{
"docid": "17b465eee305d1742d3e14a7b494e8f0",
"text": "- Tingling in one foot can have a number of causes, including an injury, sitting in one position for a long period of time, or a circulation problem that impairs blood flow to the feet. Tingling in one foot can also be caused by nerve damage from extreme heat or cold or from toxic substances. Alternatively, tingling in one foot may be caused by peripheral neuropathy, a disorder in which the peripheral nerves that relay signals between the body and the brain and spinal cord lose function. Peripheral neuropathy can be due to a number of specific diseases and disorders, including diabetes and alcoholism.",
"title": ""
}
] |
[
{
"docid": "9470692ace1e1c1aebdc2f8c98f282f6",
"text": "Why You Need to Take Estrogen During Your IVF Cycle If you and your partner are about to undergo in vitro fertilization (IVF), chances are your doctor has prescribed estrogen to help you conceive. If you have polycystic ovarian syndrome (PCOS), a condition which makes you estrogen dominant, an estrogen prescription may come as a surprise. Why Doctors Prescribe Estrogen",
"title": ""
},
{
"docid": "3e6e224a5ea076a14c6c1d41d1df433e",
"text": "- Overview. Numbness and tingling of your extremities (hands and feet) is called peripheral neuropathy and is caused by damage to the nerves between the extremities and the central nervous system (CNS). Some chemotherapy drugs can cause peripheral neuropathy.",
"title": ""
},
{
"docid": "69150dacb3cd599a1b942fd320a1b884",
"text": "Slideshow: What Your Feet Say About Your Health A burning sensation in the feet is common among diabetics with peripheral nerve damage. It can also be caused by a vitamin B deficiency, athlete’s foot, chronic kidney disease, poor circulation in the legs and feet (peripheral arterial disease), or hypothyroidism.",
"title": ""
},
{
"docid": "461c3ce464eabb708fd5db8658053a74",
"text": "\"What does the designation \"\"F.A.C.S.\"\" stand for alongside an MD?\" Trending Now. Answers. The letters FACS (Fellow, American College of Surgeons) after a surgeon's name mean that a surgeon must be board certified in his or her specialty, have practiced a minimum of one year after board certification, and passed a review of clinical work, academic work and ethics in running his or her practice.",
"title": ""
},
{
"docid": "2031150aaf6e22af70274c9871a97578",
"text": "Tingling in hands and feet Causes of tingling in the hands and feet. In the UK, diabetes is the most common causes of peripheral neuropathy. Between 10% and 20% of people recently diagnosed with diabetes will have a peripheral neuropathy, called peripheral polyneuropathy.",
"title": ""
},
{
"docid": "a35e82351c41f69fb8974e9e26b05e2a",
"text": "Causes of Foot Numbness & Pain Burning and tingling sensations may also manifest in the feet. Foot pain accompanied by numbness or other abnormal sensations often signals an underlying condition that requires intervention by a qualified health care professional.urning and tingling sensations may also manifest in the feet. Foot pain accompanied by numbness or other abnormal sensations often signals an underlying condition that requires intervention by a qualified health care professional.",
"title": ""
},
{
"docid": "41d235d01b13df2f2d63da84ae2070bf",
"text": "Tingling in Hands and Feet Tingling hands, feet, or both is an extremely common and bothersome symptom. Such tingling can sometimes be benign and temporary. For example, it could result from pressure on nerves when your arm is crooked under your head as you fall asleep. Or it could be from pressure on nerves when you cross your legs too long. In either case, the pins and needles effect -- which is usually painless -- is soon relieved by removing the pressure that caused it. In many cases, however, tingling in the hands, feet, or both can be severe, episodic, or chronic.",
"title": ""
},
{
"docid": "0db6c4a618d429bb8e06cd1e4e934b5a",
"text": "- In the meantime, here's a look at seven of the most common causes of tingling in the hands and feet. 1. A pinched nerve in your neck or back",
"title": ""
},
{
"docid": "b8af96a23b8a8e5e5f25983527dbb8db",
"text": "Ureter and Urinary Bladder Anatomy The fundus of the bladder is the base of the bladder, formed by the posterior wall. It is lymphatically drained by the external iliac lymph nodes. The peritoneum lies superior to the fundus.",
"title": ""
},
{
"docid": "f01ae2123757819a8a9f42e38d0143ec",
"text": "- Alternatively, tingling in both feet may be caused by peripheral neuropathy, a disorder in which the peripheral nerves that relay signals between the body and the brain and spinal cord lose function. Peripheral neuropathy can be due to a number of specific diseases and disorders, including diabetes and alcoholism.",
"title": ""
},
{
"docid": "5af310bb70c37128194b51a0ab26f20c",
"text": "Causes of Tingling in the Hands and Legs Multiple sclerosis. Numbness and tingling in the hands or feet is one of the first symptoms that people who have multiple sclerosis experience. This disease can also cause burning sensations and increased sensitivity to touch. These symptoms are caused by insufficient blood flow in the affected areas and problems in the central nervous system.",
"title": ""
},
{
"docid": "6df200c4184021ae8a90f75f3dbb65d3",
"text": "Tingling in Hands and Feet: Symptoms & Signs Peripheral neuropathy has a number of causes and varies in severity among affected people. Vitamin deficiency, diabetes, and kidney failure are among the medical causes of tingling in the hands and feet due to nerve damage. Taking certain medications can also cause tingling in the hands and feet. Other potential causes of peripheral neuropathy include autoimmune diseases, toxins, alcoholism, and infections.",
"title": ""
},
{
"docid": "414ef509cbe95714763ef0af50cfd1d5",
"text": "Tingling in Toes â Sign of Neuropathy or Poor Circulation? But, there are other causes of bad circulation in the toes and feet as well. One common cause of tingling in toes that is very much associated with diabetes in many cases is peripheral neuropathy. This condition is characterized by nerve damage, according to Mayo Clinic. Since various nerves are affected by the condition, symptoms can be different from person to person.",
"title": ""
},
{
"docid": "5bd45b14650ee72073b14b72391c7b9d",
"text": "Causes of Burning and Tingling Feet A host of metabolic conditions can lead to burning and tingling in the feet. Diabetes is among the most frequent causes. People with diabetes who have peripheral neuropathy are prone to foot injuries, ulcers and infections.",
"title": ""
},
{
"docid": "7ef9b1c81ff901e0b3dc1d3ddc9ba940",
"text": "- There are many reasons for numbness and tingling in the feet. Sometimes the cause originates in the feet and other times it a systemic cause meaning there is a disease process in the body that manifests in the feet. The number one cause of burning/numbness/tingling/pins and needles sensation in the foot in the US is diabetes.",
"title": ""
},
{
"docid": "4d687a29595f48ab23fe755f2e5cdc65",
"text": "Leg Numbness, Tingling and Pain: Causes and Treatment These things compress the posterior tibial nerve, causing pain on the foot, a tingling or burning sensation surrounding the inner ankle or sole, and leg numbness. Resting could relieve these symptoms partially. Unknown Causes. There are cases of leg numbness, tingling feet and toes where the cause cannot be determined.",
"title": ""
},
{
"docid": "bc57c230a2b37e836705f84938651693",
"text": "Tingling in hands and feet Tingling in hands and feet Tingling in the hands or feet is common and can be a long-term or temporary symptom. In many cases, the pins and needles feeling can be caused by a sitting or sleeping position and is nothing to worry about.",
"title": ""
},
{
"docid": "750fbc7c8dd9b180cae78c49f7dc6a40",
"text": "Causes of Burning and Tingling Feet Burning and tingling in the feet usually signals nerve irritation that may be due to injury, infection or other medical disorders. Chronic nerve damage, known as peripheral neuropathy, commonly causes a pins-and-needles sensation in the feet that can make it tough to walk.",
"title": ""
},
{
"docid": "98636f53f19e5e5f4583f3d5021af5b7",
"text": "Why You Should Consider Investing in Merger Arbitrage Funds That means now is the time for investors to seek ways of reducing their portfolios' volatility, both in equities and fixed income. One way is merger arbitrage funds, such as the Merger Fund (MERFX) and the Arbitrage Fund (ARBFX). Both of them practice what's known as merger arbitrage, betting that shares of the acquired company will rise while those of the acquirer fall.",
"title": ""
},
{
"docid": "89b986ed9f6999f34b2e2f037b4de21c",
"text": "What is Foot Drop? Some people experience tingling or numbness in the foot and ankle. This may be caused by the particular way of walking, or could be linked to the underlying cause of the condition. The feet and legs may also feel weak. Foot drop can affect both feet, but it is more common to experience it in only one.",
"title": ""
},
{
"docid": "4cfe41b425af6d0a606168d73003096b",
"text": "3 Major Causes Behind Those Suddenly Tingling Feet To complete the picture, tingling in the legs or feet can be added, although not all women experience this particular sensation. While tingling could be a result of poor circulation, which can sometimes be a cause for concern, it more often than not is due to the growing baby making more and more room for itself.",
"title": ""
},
{
"docid": "fb2ba08e5bbe066c15161892cd5857d6",
"text": "Causes of My Feet Being Numb and Tingly Many issues can cause numbness in the feet. Foot numbness can be described as tingling or feeling as though the foot has fallen asleep. Reasons for tingling in the feet can range from a simple muscle issue to a far more serious metabolic issue or from nutrition to physical compression on the nerve. Nerve Entrapment.",
"title": ""
},
{
"docid": "9a1ccfa89f377b3984618a03ada8cf15",
"text": "Tingling Feet - An Unusual Anxiety Symptom Tingling feet - and related sensations - may not seem to be related to anxiety. That's because for many, they're a symptom of a symptom. When you struggle with anxiety, you become far more prone to hyperventilation. Hyperventilation is known to cause tingling in the hands and feet.",
"title": ""
},
{
"docid": "49d1f46fe35196b8cadd894b5603e244",
"text": "- Common causes of tingling feet include: 1 Peripheral neuropathy (nerve damage). 2 Nerve dysfunction, such as a pinched nerve. 3 Nerve entrapment. 4 Poor blood circulation. 5 Medication (tingling could be a side effect). 6 Systemic diseases, such as hypothyroidism or multiple sclerosis. 7 Trauma or injury to a nerve, such as with a broken foot.",
"title": ""
},
{
"docid": "0647a06be68f9398f80e23ad4a766a8a",
"text": "Causes and Treatment for Tingling of the Feet Tingling feet—the “pins and needles” sensation also known as paresthesia—is a very common symptom that can be mild or severe, temporary or chronic. Often tingling feet are caused by pressure on the nerves, which in turn can be caused by crossing your legs or sitting on your foot for too long.This kind of tingling goes away soon after the pressure is relieved.ften tingling feet are caused by pressure on the nerves, which in turn can be caused by crossing your legs or sitting on your foot for too long. This kind of tingling goes away soon after the pressure is relieved.",
"title": ""
}
] |
msmarco_passage
|
3e0a7c541d6762a39436258aa02b7c6b
|
What is considered a business expense on a business trip?
|
[
{
"docid": "c11d1781a910fe53b160db6f0ac43cb5",
"text": "The IRS Guidance pertaining to the subject. In general the best I can say is your business expense may be deductible. But it depends on the circumstances and what it is you want to deduct. Travel Taxpayers who travel away from home on business may deduct related expenses, including the cost of reaching their destination, the cost of lodging and meals and other ordinary and necessary expenses. Taxpayers are considered “traveling away from home” if their duties require them to be away from home substantially longer than an ordinary day’s work and they need to sleep or rest to meet the demands of their work. The actual cost of meals and incidental expenses may be deducted or the taxpayer may use a standard meal allowance and reduced record keeping requirements. Regardless of the method used, meal deductions are generally limited to 50 percent as stated earlier. Only actual costs for lodging may be claimed as an expense and receipts must be kept for documentation. Expenses must be reasonable and appropriate; deductions for extravagant expenses are not allowable. More information is available in Publication 463, Travel, Entertainment, Gift, and Car Expenses. Entertainment Expenses for entertaining clients, customers or employees may be deducted if they are both ordinary and necessary and meet one of the following tests: Directly-related test: The main purpose of the entertainment activity is the conduct of business, business was actually conducted during the activity and the taxpayer had more than a general expectation of getting income or some other specific business benefit at some future time. Associated test: The entertainment was associated with the active conduct of the taxpayer’s trade or business and occurred directly before or after a substantial business discussion. Publication 463 provides more extensive explanation of these tests as well as other limitations and requirements for deducting entertainment expenses. Gifts Taxpayers may deduct some or all of the cost of gifts given in the course of their trade or business. In general, the deduction is limited to $25 for gifts given directly or indirectly to any one person during the tax year. More discussion of the rules and limitations can be found in Publication 463. If your LLC reimburses you for expenses outside of this guidance it should be treated as Income for tax purposes. Edit for Meal Expenses: Amount of standard meal allowance. The standard meal allowance is the federal M&IE rate. For travel in 2010, the rate for most small localities in the United States is $46 a day. Source IRS P463 Alternately you could reimburse at a per diem rate",
"title": ""
}
] |
[
{
"docid": "221c2facfbbbc27225c5f7d9f28af460",
"text": "You don't say what country you live in. If it's the U.S., the IRS has very specific rules for business use of a car. See, for starters at least, http://www.irs.gov/publications/p463/ch04.html. The gist of it is: If you use the car 100% for business purposes, you NEVER use it to drive to the grocery store or to your friend's house, etc, then it is a deductible business expense. If you use a car party for business use and partly for personal use, than you can deduct the portion of the expense of the car that is for business use, but not the portion that is for personal use. So basically, if you use the car 75% for business purposes and 25% for personal use, you can deduct 75% of the cost and expenses. You can calculate the business use by, (a) Keeping careful records of how much you spent on gas, oil, repairs, etc, tracking the percentage of business use versus percentage of personal use, and then multiplying the cost by the percentage business use and that is the amount you can deduct; or (b) Use the standard mileage allowance, so many cents per mile, which changes every year. Note that the fact that you paid for the car from a business account has absolutely nothing to do with it. (If it did, then everyone could create a small business, open a business account, pay all their bills from there, and all their personal expenses would magically become business expenses.) Just by the way: If you are going to try to stretch the rules on your taxes, business use of a car or personal computer or expenses for a home office are the worst place to do it. The IRS knows that cars and computers are things that can easily be used for either personal or business purposes and so they keep a special eye out on these.",
"title": ""
},
{
"docid": "bff69f709bf2f7bdb5f225d3e2e59824",
"text": "\"Suppose that I work from home, but do not qualify for a business use of home deduction. As I understand it, this means I cannot deduct trips from home to another work location (e.g., going to a client's home or office to do work there). I do not think this is true. You cannot deduct trips to your main business location, i.e.: you cannot deduct trips to your office or client's location if this is your main client and you routinely work on-site. However, if you only visit your clients on occasion for specific events while doing your routine work at home - you can definitely deduct those trips. The deduction of the home usage itself has nothing to do with it. However, there's a different reason they refer to pub 587. Your home must qualify as principal place of business (even if it doesn't qualify for deduction). The qualifications of \"\"principal place of business\"\" are described in pub 587. \"\"if for some personal reason you do not go directly from one location to the other, you cannot deduct more than the amount it would have cost you to go directly from the first location to the second.\"\" What is not clear to me is what exactly is deductible if there are significant time gaps (within a single day) between trips to different clients. You got it right. What this quote means is that if you have client A and client B, and you drive from A to B - you can only deduct the travel between A and B, nothing else. I.e.: if you have 2 hours to kill and you take a trip to the mall - you cannot deduct the mileage attributable to that trip. You only deduct the actual distance between A and B as it would be had you driven from A to B directly. The example you cite re first client being considered as the place of business is for the case where your home doesn't qualify as principal place of business. In this case you start counting miles from your first client, and only for direct trips from client to client. If you only have 1 client in that day, tough luck, nothing to deduct. Also, it's not clear whether stopoffs between clients would really be \"\"personal reasons\"\", since the appointment times are often set by the client, so it's not as if the delay between A and B was just because I felt like it; there was never the option of going directly from A to B. That's what is called \"\"facts and circumstances\"\". You can argue that you had enough time between meetings to go back to your home office to continue working. The IRS agent auditing you (and you're likely to get audited) will consider that. Maybe will accept it. Maybe not. If I had a gap like that described above, I could save on my taxes by going to the park or a hamburger stand instead of going home between A and B But then you wouldn't be at home, so why would it be \"\"principal place of business\"\" if you're not there? Boom, lost deduction for the trip to the first client. I suggest you talk to a licensed tax adviser (EA/CPA licensed in your State). You're dealing with deductions that are considered \"\"red flags\"\" for the IRS. I.e.: many people believe that these deductions (business use of your home/car) trigger audits. To substantiate business use of your car you need to keep very good track of your travels (literally travel log, they sell them at Staples), and make sure to distinguish between personal travel and business travel, keep proofs that the meetings took place (although keeping a log is a requirement, it can be backdated/faked, so if audited - the IRS will want to see more than your own documentation). A good tax adviser will educate you on all these rules, and also clarify the complexities you were asking about here. I'm not a tax adviser, so don't rely on this answer when you're preparing your tax return or responding to the IRS audit. In your edit you ask this: Specifically, what I'm wondering is whether it is possible for a home to qualify as a \"\"principal place of business\"\" for purposes of deducting car expenses but not for the home office deduction. The answer is yes. Deductibility is determined by exclusivity of use, among other things. But the fact that you manage your business from your kitchen doesn't make your kitchen any less of a principal place of business. It is non-deductible because you also cook your dinners there, but it is still, nonetheless, your principal place of business. The Pub 587 which I linked to has these qualifications: Your home office will qualify as your principal place of business if you meet the following requirements. You use it exclusively and regularly for administrative or management activities of your trade or business. You have no other fixed location where you conduct substantial administrative or management activities of your trade or business. As you see, exclusivity of the usage of your home area is not a requirement here. The \"\"exclusively and regularly\"\" in the quote refers to your business not using any other location, and managing it from home regularly. I.e.: if you manage your business a day in a year - that's not enough for it to be considered principal. If you manage your business from your office and your home - you cannot consider home as principal.\"",
"title": ""
},
{
"docid": "c2e80c349518ee93dd52768ec917fa84",
"text": "I would take each of these items and any others and consider how you would count it as an expense in the other direction. If you have an account for parking expenses or general transportation funds, credit that account for a refund on your parking. If you have an account for expenses on technology purchases, you would credit that account if you sell a piece of equipment as you replace it with an upgrade. If you lost money (perhaps in a jacket) how would you account for the cash that is lost? Whatever account would would subtract from put a credit for cash found.",
"title": ""
},
{
"docid": "bacbe17f21b09d058f277e0c87cc31a0",
"text": "Keep this rather corny acronym in mind. Business expenses must be CORN: As other posters have already pointed out, certain expenses that are capital items (computers, furniture, etc.) must be depreciated over several years, but you have a certain amount of capital items that you can write off in the current tax year.",
"title": ""
},
{
"docid": "baafc7faa6bfbfcb4e5e51674043a1bd",
"text": "Assuming your country is the United States there is. See schedule C line 9 and the corresponding instructions. There are many rules associated with this, in some cases the entire purchase can be written off but typically if the truck is only used for business. Most people write off partial usage in the form of credits for mileage. You are best to consult with a CPA once your business earns a profit. Good luck.",
"title": ""
},
{
"docid": "ce475229839fec15efb664cd7ad7ac50",
"text": "Your home doesn't belong to the partnership, it belongs to you. So you can (if qualified) deduct home office usage as a business expense on your individual tax return. Same goes to your partner. Similarly any other unreimbursed expense.",
"title": ""
},
{
"docid": "1ba79cc552d47f900a08881f2c79d879",
"text": "You can deduct this if the main purpose of the trip is to attend the seminar. Travel expenses relating to the attendance at conferences, seminars and other work-related events are deductible to the extent that they relate to your income-producing activities. You will need to apportion your travel expenses where you undertake both work-related and private activities. Travel costs to and from the location of the work-related event will only be deductible where the primary purpose of the travel was to attend the event. Accommodation, food and other incidental costs must be apportioned between work-related and private activities taking into account the types of activities that you did on the day you incurred the cost. You might like to consider in advance what you would tell them if they questioned this - for instance you might say (if they are true):",
"title": ""
},
{
"docid": "c93f3024d8d4bde48399c1dabe42032b",
"text": "\"I've done various side work over the years -- computer consulting, writing, and I briefly had a video game company -- so I've gone through most of this. Disclaimer: I have never been audited, which may mean that everything I put on my tax forms looked plausible to the IRS and so is probably at least generally right, but it also means that the IRS has never put their stamp of approval on my tax forms. So that said ... 1: You do not need to form an LLC to be able to claim business expenses. Whether you have any expenses or not, you will have to complete a schedule C. On this form are places for expenses in various categories. Note that the categories are the most common type of expenses, there's an \"\"other\"\" space if you have something different. If you have any property that is used both for the business and also for personal use, you must calculate a business use percentage. For example if you bought a new printer and 60% of the time you use it for the business and 40% of the time you use it for personal stuff, then 60% of the cost is tax deductible. In general the IRS expects you to calculate the percentage based on amount of time used for business versus personal, though you are allowed to use other allocation formulas. Like for a printer I think you'd get away with number of pages printed for each. But if the business use is not 100%, you must keep records to justify the percentage. You can't just say, \"\"Oh, I think business use must have been about 3/4 of the time.\"\" You have to have a log where you write down every time you use it and whether it was business or personal. Also, the IRS is very suspicious of business use of cars and computers, because these are things that are readily used for personal purposes. If you own a copper mine and you buy a mine-boring machine, odds are you aren't going to take that home to dig shafts in your backyard. But a computer can easily be used to play video games or send emails to friends and relatives and lots of things that have nothing to do with a business. So if you're going to claim a computer or a car, be prepared to justify it. You can claim office use of your home if you have one or more rooms or designated parts of a room that are used \"\"regularly and exclusively\"\" for business purposes. That is, if you turn the family room into an office, you can claim home office expenses. But if, like me, you sit on the couch to work but at other times you sit on the couch to watch TV, then the space is not used \"\"exclusively\"\" for business purposes. Also, the IRS is very suspicious of home office deductions. I've never tried to claim it. It's legal, just make sure you have all your ducks in a row if you claim it. Skip 2 for the moment. 3: Yes, you must pay taxes on your business income. If you have not created an LLC or a corporation, then your business income is added to your wage income to calculate your taxes. That is, if you made, say, $50,000 salary working for somebody else and $10,000 on your side business, then your total income is $60,000 and that's what you pay taxes on. The total amount you pay in income taxes will be the same regardless of whether 90% came from salary and 10% from the side business or the other way around. The rates are the same, it's just one total number. If the withholding on your regular paycheck is not enough to cover the total taxes that you will have to pay, then you are required by law to pay estimated taxes quarterly to make up the difference. If you don't, you will be required to pay penalties, so you don't want to skip on this. Basically you are supposed to be withholding from yourself and sending this in to the government. It's POSSIBLE that this won't be an issue. If you're used to getting a big refund, and the refund is more than what the tax on your side business will come to, then you might end up still getting a refund, just a smaller one. But you don't want to guess about this. Get the tax forms and figure out the numbers. I think -- and please don't rely on this, check on it -- that the law says that you don't pay a penalty if the total tax that was withheld from your paycheck plus the amount you paid in estimated payments is more than the tax you owed last year. So like lets say that this year -- just to make up some numbers -- your employer withheld $4,000 from your paychecks. At the end of the year you did your taxes and they came to $3,000, so you got a $1,000 refund. This year your employer again withholds $4,000 and you paid $0 in estimated payments. Your total tax on your salary plus your side business comes to $4,500. You owe $500, but you won't have to pay a penalty, because the $4,000 withheld is more than the $3,000 that you owed last year. But if next year you again don't make estimated payment, so you again have $4,000 withheld plus $0 estimated and then you owe $5,000 in taxes, you will have to pay a penalty, because your withholding was less than what you owed last year. To you had paid $500 in estimated payments, you'd be okay. You'd still owe $500, but you wouldn't owe a penalty, because your total payments were more than the previous year's liability. Clear as mud? Don't forget that you probably will also owe state income tax. If you have a local income tax, you'll owe that too. Scott-McP mentioned self-employment tax. You'll owe that, too. Note that self-employment tax is different from income tax. Self employment tax is just social security tax on self-employed people. You're probably used to seeing the 7-whatever-percent it is these days withheld from your paycheck. That's really only half your social security tax, the other half is not shown on your pay stub because it is not subtracted from your salary. If you're self-employed, you have to pay both halves, or about 15%. You file a form SE with your income taxes to declare it. 4: If you pay your quarterly estimated taxes, well the point of \"\"estimated\"\" taxes is that it's supposed to be close to the amount that you will actually owe next April 15. So if you get it at least close, then you shouldn't owe a lot of money in April. (I usually try to arrange my taxes so that I get a modest refund -- don't loan the government a lot of money, but don't owe anything April 15 either.) Once you take care of any business expenses and taxes, what you do with the rest of the money is up to you, right? Though if you're unsure of how to spend it, let me know and I'll send you the address of my kids' colleges and you can donate it to their tuition fund. I think this would be a very worthy and productive use of your money. :-) Back to #2. I just recently acquired a financial advisor. I can't say what a good process for finding one is. This guy is someone who goes to my church and who hijacked me after Bible study one day to make his sales pitch. But I did talk to him about his fees, and what he told me was this: If I have enough money in an investment account, then he gets a commission from the investment company for bringing the business to them, and that's the total compensation he gets from me. That commission comes out of the management fees they charge, and those management fees are in the same ballpark as the fees I was paying for private investment accounts, so basically he is not costing me anything. He's getting his money from the kickbacks. He said that if I had not had enough accumulated assets, he would have had to charge me an hourly fee. I didn't ask how much that was. Whew, hadn't meant to write such a long answer!\"",
"title": ""
},
{
"docid": "f81ad22890ccc28b8d5635a494d7570b",
"text": "\"The government thought of that a long time ago, and has any loophole there plugged. Like if you set up a company to buy a car and then allow you to use it ... You can use the car for company business, like driving to a customer's office to make a sales call or delivery, and the cost of the car is then tax deductible. But the company must either prohibit personal use of the car, or keep a log of personal versus business use and the personal use becomes taxable income to you. So at best you'd get to deduct an expense here and then you'd have to add it back there for a net change in taxable income of zero. In general the IRS is very careful about personal use of business property and makes it tough to get away with a free ride. I'm sure there are people who lie about it and get away with it because they're never audited, but even if that causes you no ethical qualms, it's very risky. I don't doubt that there are people with very smart lawyers who have found loopholes in the rules. But it's not as simple as, \"\"I call myself a business and now all my personal expenses become tax deductible business expenses.\"\" If you could do that, everybody would do it and no one would pay taxes. Which might be a good thing, but the IRS doesn't see it that way.\"",
"title": ""
},
{
"docid": "8be85e6de45b64fe19db102bc76f2858",
"text": "\"The piece is a little misguided at best and poor journalism at worst. The problem lies in the difference between what's deductible for individuals and what's deductible for corporations. The short version of the story is that corporations can deduct a hell of a lot more things than individuals can. Individual deductions are spelled out in the Internal Revenue Code. Stuff like medical expenses (above 7.5% of your AGI), certain educational things, etc. For corporations, the basic rule is that they can deduct any \"\"ordinary and necessary\"\" business expenses. That includes operating, travel, interest, employee, etc. I wish that the article had cited specific sections of the Code if this was some kind of loophole or something, but alas, it appears that they didn't. That leads me to believe that these companies are deducting the portion not paid to the government as a business expense. ~~For what it's worth, I don't believe that a company can deduct those expenses for tax purposes unless it's to \"\"protect their business interests.\"\" My assumption (I don't have the time or desire to search case law right now) is that settlements with the US Government are considered to fall under that definition.~~ **EDIT** - See my comment [here](http://www.reddit.com/r/business/comments/11dbzu/federal_regulators_have_lauded_a_series_of/c6ll7ez) for the relevant Treasury Regulation dealing with this.\"",
"title": ""
},
{
"docid": "94f593b5521152a87c5459a25f4a9088",
"text": "\"In the US you are not required to have a corporation to use business expenses to offset your income. The technical term you need is \"\"deducting business expenses\"\", and in matters of taxes it's usually best to go straight to the horse's mouth: the IRS's explanations Deducting Business Expenses Business expenses are the cost of carrying on a trade or business. These expenses are usually deductible if the business operates to make a profit. What Can I Deduct? Cost of Goods Sold, Capital Expenses, Personal versus Business Expenses, Business Use of Your Home, Business Use of Your Car, Other Types of Business Expenses None of this requires any special incorporation or tax arrangements, and are a normal part of operating a business. However, there is a bit of a problem with your scenario. You said you \"\"invested\"\" into a business, but you mentioned buying specific things for the business which is not generally how one accounts for investment. If you are not an owner/operator of the business, then the scenario is not so straight-forward, as you can't simply claim someone else's business expenses as your own because you invested in it. Investments are taxed differently than expenses, and based upon your word choices I'm concerned that you could be getting yourself into a bit of a pickle. I would strongly advise you to speak with a professional, such as a Certified Public Accountant (CPA), to go over your current arrangement and advise you on how you should be structuring your ongoing investment into this shared business. If you are investing you should be receiving equity to reflect your ownership (or stock in the company, etc), and investments of this sort generally cannot be deducted as an expense on your taxes - it's just an investment, the same as buying stock or CDs. If you are just buying things for someone else's benefit, it's possible that this could be looked upon as a personal gift, and you may be in a precarious legal position as well (where the money is, indeed, just a gift). And gifts of this sort aren't deductible, either. Depending on how this is all structured, it's possible that you should both consider a different form of legal organization, such as a formal corporation or at least an official business partnership. A CPA and an appropriate business attorney should be able to advise you for a nominal (few hundred dollars, at most) fee. If a new legal structure is advisable, you can potentially do the work yourself for a few hundred dollars, or pay to have it done (especially if the situation is more complex) for a few hundred to a few thousand. That's a lot less than you'd be on the hook for if this business is being accounted for improperly, or if either of your tax returns are being reported improperly!\"",
"title": ""
},
{
"docid": "26934933debfc980c3627ccfc5be78e7",
"text": "\"Worksheets/ Documentation: (From my experience filing my business deductions through several tax preparers.) Keep all your calculations, but only submit the calculations and worksheets requested by the tax form. Most travel deductions are just a category total. If the IRS wants more info, it will ask for it. Information from the book Home Business Tax Deductions (from Nolo) (2012): Traveling with kids: In chapter 9 (\"\"Leaving Town: Business Travel\"\"), in the section \"\"Taking People With You\"\", it specifically discusses your situation. Paraphrasing, it says that you can deduct the amount any eligible expenses would have cost you if you were traveling without your kids. So, you can deduct the cost the smaller hotel room that you and your wife would have normally rented if you were alone. How your side trips affect your business deductions: According to the book, since you spent 50% or more of your time on business activities while traveling in the U.S.: Deducting meals shared with your kids: You can deduct meals as either entertainment or travel expenses. I would recommend you buy one of Nolo's books on deductions, as it goes into much more detail than I do here.\"",
"title": ""
},
{
"docid": "ba1ad496da75fa89e0e779d75eb78141",
"text": "\"Yes, your business needs to be in the business of making money in order for you to deduct the expenses associated with it. I suppose in theory this could mean that if you take in $10,000 and spend $30,000 every year, you not only don't get a net deduction of $20,000 (your loss) but you have to pay tax on $10,000 (your revenue). However this is super fixable. Just only deduct $9500 of your expenses. Tada! Small profit.For all the gory details, including how they consider whether you have an expectation of profits, see http://www.cra-arc.gc.ca/E/pub/gl/p-176r/p-176r-e.html This \"\"expectation of profit\"\" rule appears to apply to things like \"\"I sell home décor items (or home decorating advice) and therefore need to take several multi week trips to exotic vacation destinations every year and deduct them as business expenses.\"\" If you're doing woodworking or knitting in your home and selling on Etsy you don't particularly have any expenses. It's hard to imagine a scenario where you consistently sell for less than the cost of materials and then end up dinged on paying tax on revenue.\"",
"title": ""
},
{
"docid": "22e3750962b1dcc273e770bbe1ba72f9",
"text": "Not authoritative, but according to TurboTax: If your new cell phone acts as both your business and personal phone, you are only allowed to deduct the portion used for business from your taxable income. It’s important for you to hang on to your itemized phone bill and receipts to ensure that you’re deducting the right amounts and to keep records of your deduction. Since the usage you're describing sounds like a very small amount of the overall usage, it will probably be difficult to justify a business expense deduction.",
"title": ""
},
{
"docid": "c6dba7fc748b0af0e57a483470ae31a5",
"text": "\"It's hard to know what to tell you without knowing income, age, marital status, etc., so I'll give some general comments. ETFs come in all varieties. Some have more volatility than others. It all depends on what types of assets are in the fund. Right now it's tough to outpace inflation in an investment that's \"\"safe\"\" (CDs for example). Online savings accounts pay 1% or less now. Invest only in what you understand, and only after everything else is taken care of (debt, living expenses, college costs, etc.) A bank account is just fine. You're investing in US Dollars. Accumulating cash isn't a bad thing to do.\"",
"title": ""
}
] |
fiqa
|
d660d717a109dc59d1a7e06066083c7c
|
Business Expense - Car Insurance Deductible For Accident That Occurred During a Business Trip
|
[
{
"docid": "19a5eaff889e256c24b4d030e13e7d2c",
"text": "As a general rule, you must choose between a mileage deduction or an actual expenses deduction. The idea is that the mileage deduction is supposed to cover all costs of using the car. Exceptions include parking fees and tolls, which can be deducted separately under either method. You explicitly cannot deduct insurance costs if you claim a mileage deduction. Separately, you probably won't be able to deduct the deductible for your car as a casualty loss. You first subtract $100 from the deductible and then divide it by your Adjusted Gross Income (AGI) from your tax return. If your deductible is over 10% of your AGI, you can deduct it. Note that even with a $1500 deductible, you won't be able to deduct anything if you made more than $14,000 for the year. For most people, the insurance deductible just isn't large enough relative to income to be tax deductible. Source",
"title": ""
}
] |
[
{
"docid": "5abf3aeec6c19bec0614fea89f34cc6f",
"text": "Business expenses reduce business income. The SE tax is paid on business income. The credit for 1/2 the SE tax is based on the amount of SE tax paid. So:",
"title": ""
},
{
"docid": "255ced4517b0b7d6b04e2db97cfaec4c",
"text": "The answer on the Canadian Government's website is pretty clear: Most employees cannot claim employment expenses. You cannot deduct the cost of travel to and from work, or other expenses, such as most tools and clothing. However, that is most likely related to a personal vehicle. There is a deduction related to Public Transportation: You can claim cost of monthly public transit passes or passes of longer duration such as an annual pass for travel within Canada on public transit for 2016. The second sleeping residence is hard to justify as the individual is choosing to work in this town and this individual is choosing to spent the night there - it is not currently a work requirement. As always, please consult a certified tax professional in your country for any final determinations on personal (and corporate) tax laws and filings.",
"title": ""
},
{
"docid": "4c0eb18c326e5065204d4fe2fa83bc4c",
"text": "I can make that claim because I've dealt with negotiating with taxi insurance before. This doesn't have anything to do with the courts. This comes down to the driver and their insurance. Your regular car insurance doesn't cover commercial use. If you're using your vehicle for work, you have to tell your insurance company and then they adjust your policy. If you tell them you are running a cab service, they will straight up cancel your policy because there is an entirely separate insurance industry for cab companies. So, please, tell me more about the industry I worked in for 8 years.",
"title": ""
},
{
"docid": "7bf8250ba25bc7f34249ea8c31d7d2bb",
"text": "As an individual, I am not aware of any insurance you can buy that will cover legal costs for any event that may occur (whether criminal or civil)... I imagine this is because the risk is too difficult to measure and the moral hazard too great. I do notice you mention rental property/small business needs. If your concern is truly for costs relating to some legal issue that arises out of your professional operations, then Professional liability insurance may be what you are looking for (oftentimes referred to as errors and omissions, or E&O for short). This insurance is specific to whatever business you engage in, however will typically protect you against legal claims (including defense costs) as a result of your business operations. Note however that what is actually covered will be specific to your policy. As duffbeer703 mentioned, the purpose of insurance is for covering specific losses, i.e., protecting you from legal claims that may arise during the course of business. If you are looking for a solution that will, e.g., provide you a standard set of legal documents (maybe a lease agreement) then you are not in fact looking for insurance, but instead legal services at a fixed rate. Why would an insurance company pay for services both you and it already know you need?",
"title": ""
},
{
"docid": "316710461de83750af605d1897addf25",
"text": "Chris, since you own your own company, nobody can stop you from charging your personal expenses to your business account. IRS is not a huge fan of mixing business and personal expenses and this practice might indicate to them that you are not treating your business seriously, and it should classify your business as a hobby. IRS defines deductible business expense as being both: ordinary AND necessary. Meditation is not an ordinary expense (other S-corps do not incur such expense.) It is not a necessary expense either. Therefore, you cannot deduct this expense. http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Deducting-Business-Expenses",
"title": ""
},
{
"docid": "e31d8c3f836d3ec8d604107df90b5081",
"text": "For the purpose of personal finance, treating $500 as Interest Expense is sufficient. For business accounting, it involves making the $500 a contra-liability and amortizing it as interest expense over the course of life of the loan.",
"title": ""
},
{
"docid": "e1fe3430b8aac8f8a2d492cd2caaff94",
"text": "Basically a company who provides health insurance for their employees provides it as part of the employee's salary package. This is an expense by the company in its pursuit of making income. In general, tax deductions are available on any expense incurred in deriving income (the exception is when social policy allows deductions for other types of expenses). If you pay for your own health insurance individually, then this expense is not an expense for you to derive your income, and as such is not tax deductible.",
"title": ""
},
{
"docid": "7348a5a39e5d09a5d84942986787e34e",
"text": "\"Disclaimer: This should go without saying, but this answer is definitely an opinion. (I'm pretty sure my current accountant would agree with this answer, and I'm also pretty sure that one of my past accountants would disagree.) When I started my own small business over 10 years ago I asked this very same question for pretty much every purchase I made that would be used by both the business and me personally. I was young(er) and naive then and I just assumed everything was deductible until my accountant could prove otherwise. At some point you need to come up with some rules of thumb to help make sense of it, or else you'll drive yourself and your accountant bonkers. Here is one of the rules I like to use in this scenario: If you never would have made the purchase for personal use, and if you must purchase it for business use, and if using it for personal use does not increase the expense to the business, it can be fully deducted by the business even if you sometimes use it personally too. Here are some example implementations of this rule: Note about partial expenses: I didn't mention partial deductions above because I don't feel it applies when the criteria of my \"\"rule of thumb\"\" is met. Note that the IRS states: Personal versus Business Expenses Generally, you cannot deduct personal, living, or family expenses. However, if you have an expense for something that is used partly for business and partly for personal purposes, divide the total cost between the business and personal parts. You can deduct the business part. At first read that makes it sound like some of my examples above would need to be split into partial calulations, however, I think the key distinction is that you would never have made the purchase for personal use, and that the cost to the business does not increase because of allowing personal use. Partial deductions come into play when you have a shared car, or office, or something where the business cost is increased due to shared use. In general, I try to avoid anything that would be a partial expense, though I do allow my business to reimburse me for mileage when I lend it my personal car for business use.\"",
"title": ""
},
{
"docid": "a2f90aea0d5c4bccafa3f3047a28797e",
"text": "\"Assuming its in the US: No, it is not, and such things are usually treated as \"\"red flags\"\" for audit (and no, golf club memberships are not deductible either). The food expenses are not deductible in their entirety as well, only up to 50% of the actual expense, and only if it is directly business related. From what you've described, it sounds like if you have an audit coming you'll be in trouble. The purposes and activities of a club, not its name, will determine whether or not you can deduct the dues. You cannot deduct dues paid to: Country clubs, Golf and athletic clubs, Airline clubs, Hotel clubs, and Clubs operated to provide meals under circumstances generally considered to be conducive to business discussions.\"",
"title": ""
},
{
"docid": "4369868410d906a8c2a6ee3fc23dc638",
"text": "It depends on the business entity. If the entity is a sole proprietorship or a general partnership, the individual are considered to be the business. There are no shares, and so yes, the owner would have to take on 75% of the expenses. For example, in the event of a lawsuit, if the claimant were awarded $1,000,000, the 75% partner would be personally liable for $750,000. In the event of a corporation, there are shares, so the responsibility is on the management of the company, not the owners, to come up with money for the expenses of the business. That money can come from the business' capital, which is the money owners have put in. Basically, for a corporate entity, the owner is not responsible for 75% of expenses, for a partnership, yes, they are.",
"title": ""
},
{
"docid": "fbe3c32df23d6bab65850a0504a96d0d",
"text": "Very generally speaking if you have a loan, in which something is used as collateral, the leader will likely require you to insure that collateral. In your case that would be a car. Yes certainly a lender will require you to insure the vehicle that they finance (Toyota or otherwise). Of course, if you purchase a vehicle for cash (which is advisable anyway), then the insurance option is somewhat yours. Some states may require that a certain amount of coverage is carried on a registered vehicle. However, you may be able to drop the collision, rental car, and other options from your policy saving you some money. So you buy a new car for cash ($25K or so) and store the thing. What happens if the car suffers damage during storage? Are you willing to save a few dollars to have the loss of an asset? You will have to insure the thing in some way and I bet if you buy the proper policy the amount save will be very minimal. Sure you could drop the road side assistance, rental car, and some other options, during your storage time but that probably will not amount to a lot of money.",
"title": ""
},
{
"docid": "ade1f187fc1c0403179210d8806b6971",
"text": "Yes, you will be able to claim it as an expense on your taxes, but not all in the current year. It is split into three categories: Current Expenses - Assets purchased such as inventory would be able to be claimed in the current year. Assets - Vehicles, Buildings, and equipment can be depreciated over time based on the value you purchased them for and the CCA class. Goodwill - In tax terms this is the value of the business purchase that is not eligible in 1 or 2 and is called Eligible Capital Property. This can be expensed over time. From info at CRA website: http://www.cra-arc.gc.ca/tx/bsnss/tpcs/lf-vnts/byng/menu-eng.html",
"title": ""
},
{
"docid": "081f555c38ac6fb2c9bc41996fc7ad5a",
"text": "\"Disclaimer: My answer is based on US tax law, but I assume Australian situation would be similar. The IRS would not be likely to believe your statement that \"\"I wouldn't have gone to the country if it wasn't for the conference.\"\" A two-week vacation, with a two-day conference in there, certainly looks like you threw in the conference in order to deduct vacation expenses. At the very least, you would need a good reason why this conference is necessary to your business. If you can give that reason, it would then depend on the specifics of Australian law. The vacation is clearly not just incidental to the trip. The registration for the conference is always claimable as a business expense.\"",
"title": ""
},
{
"docid": "be257fcb0ae0253e58681c0f96f3d63a",
"text": "\"The answer is \"\"Yes\"\", You can deduct them. As long as you showed that you put in effort to make a profit then you can deduct business expenses.\"",
"title": ""
},
{
"docid": "71bd8b7bb71148feb7f19174d08ae7fa",
"text": "\"When I have a question about my income taxes, the first place I look is generally the Giant Book of Income Tax Information, Publication 17 (officially called \"\"Your Federal Income Tax\"\"). This looks to be covered in Chapter 26 on \"\"Car Expenses and Other Employee Business Expenses\"\". It's possible that there's something in there that applies to you if you need to temporarily commute to a place that isn't your normal workplace for a legitimate business reason or other business-related travel. But for your normal commute from your home to your normal workplace it has this to say: Commuting expenses. You cannot deduct the costs of taking a bus, trolley, subway, or taxi, or of driving a car between your home and your main or regular place of work. These costs are personal commuting expenses. You cannot deduct commuting expenses no matter how far your home is from your regular place of work. You cannot deduct commuting expenses even if you work during the commuting trip.\"",
"title": ""
}
] |
fiqa
|
7e77480d7a7df720e5369648e731fae8
|
Starting a new online business
|
[
{
"docid": "7a0f5ae5d21bde5bfb381e841ac88197",
"text": "Most US states have rules that go something like this: You will almost certainly have to pay some registration fees, as noted above. Depending on how you organize, you may or may not need to file a separate tax return for the business. (If you're sole proprietor for tax purposes, then you file on Schedule C on your personal Form 1040.) Whether or not you pay taxes depends on whether you have net income. It's possible that some losses might also be deductible. (Note that you may have to file a return even if you don't have net income - Filing and needing to pay are not the same since your return may indicate no tax due.) In addition, at the state level, you may have to pay additional fees or taxes beyond income tax depending on what you sell and how you sell it. (Sales tax, for example, might come into play as might franchise taxes.) You'll need to check your own state law for that. As always, it could be wise to get professional tax and accounting advice that's tailored to your situation and your state. This is just an outline of some things that you'll need to consider.",
"title": ""
}
] |
[
{
"docid": "1a949988273831ba706baa2e52f20924",
"text": "You're gonna start a business but you can't choose your own name? C'mon man, that's the fun part.. Have you researched the demand? In a dying industry like hard copy games, what sets you aside from big players like GameStop? What's gonna set you apart from all the rest? Sorry to say but right now you don't even have a name, my friend. My advice is to write out a detailed business plan & come up with ways to keep yourself afloat. Either way, like I said, you're entering a dying industry that may have something like 10 years at the max considering digital copies are becoming the majority. Personally, i'd rethink your business concept because you may be calling it Game Over before you even push start.. Good Luck",
"title": ""
},
{
"docid": "34d5a488129484a5a5d253c3815c3209",
"text": "First of all $1k is not enough money to start a web business. You're probably going to lose all your money, your business and your friendship. Second of all you need to retain a lawyer. I really can't emphasize this enough. If a lawyer is too expensive for you, then THIS BUSINESS IS TOO EXPENSIVE FOR YOU. If you don't have the money, then you don't have the time. When you say it's his idea - did he come to you with a fully written business plan? Even if he did, that's not really worth 20% of the equity. I would insist on 50/50 if the capital is 50/50, and salary to whoever is working on it. You're not going to have profits in the first year. Let me repeat that. YOU'RE NOT GOING TO HAVE PROFITS IN THE FIRST YEAR. Things never, ever, EVER work that way. Or ok they do but it's like 1%. It's not going to happen to you.",
"title": ""
},
{
"docid": "55cab6c8c047f51ea5f0380b2fb3c27b",
"text": "\"Watch out for PO financing. A lot of those contracts have nasty terms like \"\"I agree that SCAM CAPITAL will be my sole source of credit for the next 2 years.\"\" that can get in the way of using bank debt or credit cards. They may even tell you otherwise to get you to sign, but they are the payday lenders of the business world. It can be great when it works, but there are a lot of shark men. While you can grow your company on po financing, understand that those companies exist to suck all the profit out of small, non-innovative companies, who needed a hand and their terms reflect that. If your business is that good maybe you can get someone to buy in instead? The second benefit to this is that if things go tits-up, then you don't have any personal guarantee. You will likely have to guarantee PO financing in most parts of the country.\"",
"title": ""
},
{
"docid": "c0d157b54df2e9a51e6e0fff91b6bbd7",
"text": "**http://www.newpa.com/business/growing-business/download-guide** You want practical? This is nuts and bolts and geared to someone starting their own business from scratch. It is put out by the Commonwealth of Pennsylvania so it is very Pennsylvania oriented. You might want to check and see what kinds of similar business publications your state, province, or territory has for free. Do not discount this kind of information. The price is right.",
"title": ""
},
{
"docid": "576c253d76c272420c7130eb8ad5afa3",
"text": "On the web have a major scale business website, for example, Amazon, eBay, shopclues etc. When your business website additionally connected the web index like yahoo, google, and bing through the internet this is known as the Business to business directory. You can list your business in global trade connect business directory and get a huge buyer from all over the world. Else you are really missing a huge opportunity to find the online searcher.",
"title": ""
},
{
"docid": "8c4898f903f252efd310e0f149accf0c",
"text": "If you have a new company and you want to attract investors, such as venture capitalists and private equity, incorporating in Delaware LLC probably makes sense. There are actually many investors who will only invest in a Delaware Online incorporation, so starting off by creating a Delaware corporation from the beginning may save a lot of money and stress down the road. You can also choose to form an LLC in Delaware, to begin with, then convert it to a C corporation later.",
"title": ""
},
{
"docid": "83ccfe7a14924f2312a884665c1db75d",
"text": "\"For practical purposes, I would strongly suggest that you do create a separate account for each business you may have that is used only for business purposes, and use it for all of your business income and expenses. This will allow you to get an accurate picture of whether you are making money or not, what your full expenses really are, how much of your personal money you have put into the business, and is an easy way to keep business taxes separate. You will also be able to get a fairly quick read on what your profits are without doing much accounting by looking at the account balance less future taxes and expenses, and less any personal money you've put into the account. Check out this thread from Paypal about setting up a \"\"child\"\" account that is linked to your personal account and can be set up to autosweep payments into your main account, should you like. You will still be able to see transactions for each child account. NOTE: Do be careful to make sure you are reserving the proper amount out of any profits your startup may have for taxes - you don't want to mix this with personal money and then later find out that you owe taxes and have to scramble to come up with the money if you have already spent it This is one of the main reasons to segregate your startup's revenues and profits in the business account. For those using \"\"brick and mortar\"\" banking services rather than a service like Paypal: You likely do not need a business checking account if you are a startup. Most likely, you can simply open a second personal account with your bank in your name, and name it \"\"John Doe DBA Company Name\"\" (DBA = Doing Business As). This way, you can pay expenses and accept payments in the name of your startup. Check with your banker for additional details (localized information).\"",
"title": ""
},
{
"docid": "c58daa07acae659b5335af1ae1dfa254",
"text": "Keep in mind a good lawyer will have the contract cover the five D's: Its really best to lay these things out ahead of time. I watched, first hand, two friends start a business. When they were broke and struggling the worked very well together. Then the money started rolling in. Despite exceeding their dreams they were constantly at each other's throats fighting and bickering over stupid stuff. In the end, because they had decent legal docs, they both were able to pull money out of the business. Had that not been worked out they would have destroyed the business so that no one would have profited.",
"title": ""
},
{
"docid": "8d1793d8dad93f2b5d895f0241e47e9b",
"text": "If you do go the online route (there's TONS of information out there on how to launch an e-store) make sure you're aware of the caveats. Amazon sellers for example can be shafted pretty hard on returns, as policy generally dictates that you eat the costs. If you don't have a lot of capital this could be back-breaking. Don't let that discourage you, though! You could make a decent business essentially just setting up an online storefront and drop shipping items from elsewhere, which could fund the capital needed to open a brick and mortar shop. To answer your question directly, what everyone else has said is definitely important and correct but don't ignore the smaller things like the fact that you could have a page that presents the items better and makes things look more appealing/luxurious, and the fact that not everyone punches every item they're considering buying into Google to compare. Decent marketing can go a long way (depending on what you're selling, at least)",
"title": ""
},
{
"docid": "f01f96df1cf05cedc0e666c3927043dd",
"text": "\"This question is really general to answer. That's like asking \"\"Is it easier to be a dog or a cat?\"\" Your answer is going to be defined by your circumstances and approach, which are going to come somewhere from the following: - How much capital do you have to start stuff? - Can you get a loan? If so, how much is it? - Do you already have a business model? Is it going to effectively compete against existing, successful businesses? - Do you have a unique advertising gimmick? - Is this a technical business? Does it require a patent? Is that patent already secured? - Do you already have a new idea or technology? - Where will you find talent? - Do you have any experience with investment? How aggressive are you going to be investing? - Do you have any experience with business? Just remember, the overwhelming majority of businesses fail. I know several business owners (some successful, some unsuccessful). The list goes on, and honestly I don't think Reddit is a good place to start.\"",
"title": ""
},
{
"docid": "f1f2772f286afe2073551bb026368900",
"text": "Yes. I'm not a coder by trade, but learned on my own as a hobby and then launched a barebones version in 2015 and then a full-fledged version just a few months ago. I'm a lawyer by training and I had been thinking for 12+ years that there needed to be a more efficient way for professionals to get clients and for clients to know the level of expertise of a professional through the power of the Internet. I had tried to hire outside web developers on my own about 10 years ago, but got burned but learned some valuable life lessons - if you are passionate about something, learn to do it yourself - you almost always will be better off. The result today is Hire.Bid and I'm happy to say we are kicking ass. If Reddit has taught me anything, it is to chase your dreams and make shit happen yourself. You'll regret not doing so. Make it happen. If it is a hobby and something you are passionate about first, you'll have a much better chance of success in the long run. Just my $0.02.",
"title": ""
},
{
"docid": "eb389b09b7bb394c4430165a6c427d6f",
"text": "Now today all small and big business depends on the internet. So businessman should be those business lists in the multiple online directories. In the USA maximum user buy product through the web. If you have a business, then you can list your business globaltradeconnect's Business directory online. Where you can get more customer, product information, business location and direction. It's awesome to list a business on other online website like Google, Facebook, Bing.",
"title": ""
},
{
"docid": "2c7280ef2f9b1af1a1f051cf8bd8c9ac",
"text": "A good idea is try use your weekends to develop your business/plans at first. Most business startups don't boom overnight, it takes time to build. Dont quit your job, that is revenue you can build your business with. The most important thing is to have a sound business plan, not too ambitious, not too realistic.",
"title": ""
},
{
"docid": "359ae73ca6999b03de77b0dbf6ff2063",
"text": "Well I was trying to describe it very generally because I think if other people heard the idea especially on an business thread the idea would be taken easily. And the idea came to me about a month ago and I guess I didn't explain well but I was wondering what kind of homework I need to research. My intention was for people to give me an idea of where to start. I've already started to write out a business plan I just didn't know if there were places to go to find people to invest into it or not. And I'm totally fine with criticism and what not but the way he came out was actually humorous to me, to call someone's idea bad when you don't know what it is is just silly. Snapchat seemed like a stupid idea in my opinion. Why would I only want to see someone's picture for 10 seconds and it goes away forever? But hey that turned into gold. So you never know what can be successful and not these days and how are you supposed to find out without taking the risks and going for it. So I guess a specific question is, if I write a business plan, what is my next step, who do I show it to?",
"title": ""
},
{
"docid": "2d63890e6541973a8b8c3136391aa5f1",
"text": "Become your own boss web business can be easily done with great fortune. The bonus are apparent to running your own kind of business particularly online, however, what you require to attain those bonus might not be so apparent. There’re various elements, however, the 3 most essential elements are mindset, proper training and education and posting yourself as a leader.",
"title": ""
}
] |
fiqa
|
d5053afdacf3773674f1cf4928bfd1b3
|
“Business day” and “due date” for bills
|
[
{
"docid": "0fe8ad531b8303ea06ea6b21256025fe",
"text": "I don't believe Saturday is a business day either. When I deposit a check at a bank's drive-in after 4pm Friday, the receipt tells me it will credit as if I deposited on Monday. If a business' computer doesn't adjust their billing to have a weekday due date, they are supposed to accept the payment on the next business day, else, as you discovered, a Sunday due date is really the prior Friday. In which case they may be running afoul of the rules that require X number of days from the time they mail a bill to the time it's due. The flip side to all of this, is to pick and choose your battles in life. Just pay the bill 2 days early. The interest on a few hundred dollars is a few cents per week. You save that by not using a stamp, just charge it on their site on the Friday. Keep in mind, you can be right, but their computer still dings you. So you call and spend your valuable time when ever the due date is over a weekend, getting an agent to reverse the late fee. The cost of 'right' is wasting ten minutes, which is worth far more than just avoiding the issue altogether. But - if you are in the US (you didn't give your country), we have regulations for everything. HR 627, aka The CARD act of 2009, offers - ‘‘(2) WEEKEND OR HOLIDAY DUE DATES.—If the payment due date for a credit card account under an open end consumer credit plan is a day on which the creditor does not receive or accept payments by mail (including weekends and holidays), the creditor may not treat a payment received on the next business day as late for any purpose.’’. So, if you really want to pursue this, you have the power of our illustrious congress on your side.",
"title": ""
},
{
"docid": "639cc7a31d1d784762a35b44780f1a2c",
"text": "You definitely have an argument for getting them to reverse the late fee, especially if it hasn't happened very often. (If you are late every month they may be less likely to forgive.) As for why this happens, it's not actually about business days, but instead it's based on when they know that you paid. In general, there are 2 ways for a company to mark a bill as paid: Late Fees: Some systems automatically assign late fees at the start of the day after the due date if money has not been received. In your case, if your bill was due on the 24th, the late fee was probably assessed at midnight of the 25th, and the payment arrived after that during the day of the 25th. You may have been able to initiate the payment on the company's website at 11:59pm on the 24th and not have received a late fee (or whatever their cutoff time is). Suggestion: as a rule of thumb, for utility bills whose due date and amount can vary slightly from month to month, you're usually better off setting up your payments on the company website to pull from your bank account, instead of setting up your bank account to push the payment to the company. This will ensure that you always get the bill paid on time and for the correct amount. If you still would rather push the payment from your bank account, then consider setting up the payment to arrive about 5 days early, to account for holidays and weekends.",
"title": ""
},
{
"docid": "300207fb417715762863a5b3d7fa6275",
"text": "It's likely that your bill always shows the 24th as the due date. Their system is programmed to maintain that consistency regardless of the day of the week that falls on. When the 24th isn't a business day it is good to error on the side of caution and use the business day prior. It would have accepted using their system with a CC payment on the 24th because that goes through their automated system. I would hazard a guess that because your payment was submitted through your bank and arrived on the 23rd it wasn't credited because a live person would have needed to be there to do it and their live people probably don't work weekends. I do much of my bill paying online and have found it easiest to just build a couple days of fluff into the schedule to avoid problems like this. That said, if you call them and explain the situation it is likely that they will credit the late charge back to you.",
"title": ""
}
] |
[
{
"docid": "133464c876056ea6f006d3b68d5352cd",
"text": "In the US there is no set date. If all goes well there are multiple dates of importance. If it doesn't go well the budget process also may include continuing resolutions, shutdowns, and sequestrations.",
"title": ""
},
{
"docid": "f2001e382087977d58faadeb8485548a",
"text": "I'm not familiar with Gnucash, but I can discuss double-entry bookkeeping in general. I think the typical solution to something like this is to create an Asset account for what this other person owes you. This represents the money that he owes you. It's an Accounts Receivable. Method 1: Do you have/need separate accounts for each company that you are paying for this person? Do you need to record where the money is going? If not, then all you need is: When you pay a bill, you credit (subtract from) Checking and debit (add to) Friend Account. When he pays you, you credit (subtract from) Friend Account and debit (add to) Checking. That is, when you pay a bill for your friend you are turning one asset, cash, into a different kind of asset, receivable. When he pays you, you are doing the reverse. There's no need to create a new account each time you pay a bill. Just keep a rolling balance on this My Friend account. It's like a credit card: you don't get a new card each time you make a purchase, you just add to the balance. When you make a payment, you subtract from the balance. Method 2: If you need to record where the money is going, then you'd have to create accounts for each of the companies that you pay bills to. These would be Expense accounts. Then you'd need to create two accounts for your friend: An Asset account for the money he owes you, and an Income account for the stream of money coming in. So when you pay a bill, you'd credit Checking, debit My Friend Owes Me, credit the company expense account, and debit the Money from My Friend income account. When he repays you, you'd credit My Friend Owes Me and debit Checking. You don't change the income or expense accounts. Method 3: You could enter bills when they're received as a liability and then eliminate the liability when you pay them. This is probably more work than you want to go to.",
"title": ""
},
{
"docid": "c7925c388a4ae383d3f58c8a67ecb5e9",
"text": "Maybe it's just because of the foundation date. If I start a company on August 1st, I would like its FY starts on that date too, in order to track my first whole year. Would be quite useless to finish my year on December, after just five months. I want to have data of my first year after a twelve months activity.",
"title": ""
},
{
"docid": "cfbb547b620fea17de7b1d8d8b42af06",
"text": "it means that 20% of my closing balance each day will be added up over the course of a month and then given once the month is over. Yes apart from the typo 0.20% of every day balance. The rate itself is quoted for a year, so for a day it will be (Px0.20)/(100x365). Where P = The principal amount of every day. The credits will be every month-end. For leap year will be 366. Check with your Bank quite a few Banks still use the old convention of 360 days in year.",
"title": ""
},
{
"docid": "c522e1e5a10c5380d40f06148f473874",
"text": "In addition to the company-specific annual business cycle reasons and company-specific historical reasons mentioned in the other answers, there is another reason. Accounting firms tend to be very busy during January (and February and March) when most companies are closing and auditing their calendar-year books. If a company chooses its fiscal year to end at a different time of year, the accounting firms are more available, and the auditing costs might be lower.",
"title": ""
},
{
"docid": "af8082def21f44a1b9f418f3c16c3302",
"text": "\"Trying to figure out how much money you have available each day sounds like you're making this more complicated than it needs to be. Unless you're extremely tight and you're trying to squeeze by day by day, asking \"\"do I have enough cash to buy food for today?\"\" and so on, you're doing too much work. Here's what I do. I make a list of all my bills. Some are a fixed amount every month, like the mortgage and insurance premiums. Others are variable, like electric and heating bills, but still pretty predictable. Most bills are monthly, but I have a few that come less frequently, like water bills in my area come every 3 months and I have to pay property taxes twice a year. For these you have to calculate how much they cost each month. Like for the water bill, it's once every 3 months so I divide a typical bill by 3. Always round up or estimate a little high to be safe. Groceries are a little tricky because I don't buy groceries on any regular schedule, and sometimes I buy a whole bunch at once and other times just a few things. When groceries were a bigger share of my income, I kept track of what I spent for a couple of months to figure out an average per month. (Today I'm a little richer and I just think of groceries as coming from my spending money.) I allocate a percentage of my income for contributions to church and charities and count this just like bills. It's a good idea to put aside something for savings and/or paying down any outstanding loans every month. Then I add these up to say okay, here's how much I need each month to pay the bills. Subtract that from my monthly income and that's what I have for spending money. I get paid twice a month so I generally pay bills when I get paid. For most bills the due date is far enough ahead that I can wait the maximum half a month to pay it. (Worst case the bill comes the day after I pay the bills from this paycheck.) Then I keep enough money in my checking account to, (a) Cover any bills until the next paycheck and allow for the particularly large bills; and (b) provide some cushion in case I make a mistake -- forget to record a check or make an arithmetic error or whatever; and (c) provide some cushion for short-term unexpected expenses. To be safe, (a) should be the total of your bills for a month, or as close to that as you can manage. (b) should be a couple of hundred dollars if you can manage it, more if you make a lot of mistakes. If you've calculated your expenses properly and only spend the difference, keeping enough money in the bank should fall out naturally. I think it's a lot easier to try to manage your money on a monthly basis than on a daily basis. Most of us don't spend money every day, and we spend wildly different amounts from day to day. Most days I probably spend zero, but then one day I'll buy a new TV or computer and spend hundreds. Update in response to question What I do in real life is this: To calculate my available cash to spend, I simply take the balance in my checking account -- assuming that all checks and electronic payments have cleared. My mortgage is deducted from my checking every month so I post that to my checking a month in advance. I pay a lot of things with automatic charges to a credit card these days, so my credit card bills are large and can't be ignored. So subtract my credit card balances. Subtract my reserve amount. What's left is how much I can afford to spend. So for example: Say I look at the balance in my checkbook today and it's, say, $3000. That's the balance after any checks and other transactions have cleared, and after subtracting my next mortgage payment. Then I subtract what I owe on credit cards. Let's say that was $1,200. So that leaves $1,800. I try to keep a reserve of $1,500. That's plenty to pay my routine monthly bills and leave a healthy reserve. So subtract another $1,500 leaves $300. That's how much I can spend. I could keep track of this with a spreadsheet or a database but what would that gain? The amount in my checking account is actual money. Any spreadsheet could accumulate errors and get farther and farther from accurate values. I use a spreadsheet to figure out how much spending money I should have each month, but that's just to use as a guideline. If it came to, say, $100, I wouldn't make grandiose plans about buying a new Mercedes. If it came to $5,000 a month than buying a fancy new car might be realistic. It also tells me how much I can spend without having to carefully check balances and add it up. These days I have a fair amount of spending money so when, for example, I recently decided I wanted to buy some software that cost $100 I just bought it with barely a second thought. When my spending money was more like $100 a month, lunch at a fast food place was a big event that I planned weeks in advance. (Obviously, I hope, don't get stupid about \"\"small amounts\"\". If you can easily afford $100 for an impulse purchase, that doesn't mean that you can afford $100 five times a day every day.) Two caveats: 1. It helps to have a limited number of credit cards so you can keep the balances under control. I have two credit cards I use for almost everything, so I only have two balances to keep track of. I used to have more and it got confusing, it was easy to lose track of how much I really owed, which is a set up for getting in trouble.\"",
"title": ""
},
{
"docid": "117688752ea927341f36a9f0a79df182",
"text": "A debt is created when the service is rendered or the goods are sold to you. The bill is simply a way of recording the debt and alerting you to it.",
"title": ""
},
{
"docid": "4f1b1c566e68e180bc8d2edd76e7676a",
"text": "\"But I have been having a little difficulty to include the expenditure in my monthly budget as the billing cycle is from the 16th to 15th of the next month and my income comes in at the end of the month. Many companies will let you change the statement date if you want, so one way to do this would be to request your bank to have statements due at the end of the month or first of month. You can call and ask, this might resolve your problem entirely. How can I efficiently add the credit card expenditure to my monthly budget? We do this using YNAB, which then means our monthly budget is separate from our actual bank accounts. When we spend, we enter the transaction into YNAB and it's \"\"spent.\"\" Additionally, we just pay whatever our credit card balance is a day before the end of the month so it is at $0 when we do our budget discussion at the end of each month.\"",
"title": ""
},
{
"docid": "4fd0d70975a9e25e6f4df9b653ffceee",
"text": "\"I cannot answer the original question, but since there is a good deal of discussion about whether it's credible at all, here's an answer that I got from Bank of America. Note the fine difference between \"\"your account\"\" and \"\"our account\"\", which does not seem to be a typo: The payment method is determined automatically by our system. One of the main factors is the method by which pay to recipients prefer to receive payments. If a payment can be issued electronically, we attempt to do so because it is the most efficient method. Payment methods include: *Electronic: Payment is sent electronically prior to the \"\"Deliver By\"\" date. The funds for the payment are deducted from your account on the \"\"Deliver By\"\" date. *Corporate Check: This is a check drawn on our account and is mailed to the pay to recipient a few days before the \"\"Deliver By\"\" date. The funds to cover the payment are deducted from your account on the \"\"Deliver By\"\" date. *Laser Draft Check: This is a check drawn on your account and mailed to the pay to recipient a few days before the \"\"Deliver By\"\" date. The funds for the payment are deducted from your account when the pay to recipient cashes the check, just as if you wrote the check yourself. To determine how your payment was sent, click the \"\"Payments\"\" button in your Bill Pay service. Select the \"\"view payment\"\" link next to the payment. Payment information is then displayed. \"\"Transmitted electronically\"\" means the payment was sent electronically. \"\"Payment transaction number\"\" means the payment was sent via a check drawn from our account. \"\"Check number\"\" means the payment was sent as a laser draft check. Each payment request is evaluated individually and may change each time a payment processes. A payment may switch from one payment method to another for a number of reasons. The merchant may have temporarily switched the payment method to paper, while they update processing information. Recent changes or re-issuance of your payee account number could alter the payment method. In my case, the web site reads a little different: Payment check # 12345678 (8 digits) was sent to Company on 10/27/2015 and delivered on 10/30/2015. Funds were withdrawn from your (named) account on 10/30/2015. for one due on 10/30/2015; this must be the \"\"corporate check\"\". And for another, earlier one, due on 10/01/2015, this must be the laser draft check: Check # 1234 (4 digits) from your (named) account was mailed to Company on 09/28/2015. Funds for this payment are withdrawn from your account when the Pay To account cashes the check. Both payments were made based on the same recurring bill pay payment that I set up manually (knowing little more of the company than its address).\"",
"title": ""
},
{
"docid": "f76bbbe3bdcffd70db05c0c0aa87e869",
"text": "How about the fact that when a stranger calls me at 3pm on a Tuesday it means only a few things: * I've forgotten to pay a bill * Someone I know is in the hospital * Someone wants my opinion on something I don't care about At 3pm on a Tuesday (like nearly every other weekday afternoon) I'm busy. I answer the phone to ensure it isn't a forgotten bill or someone in the hospital, but it's usually someone trying to sell me stuff or ask for my opinions. I always decline. BECAUSE I'M BUSY, LIKE EVERY OTHER WORKING ADULT WITH A FAMILY!",
"title": ""
},
{
"docid": "e3d56be34cfc8de0abbc03ac42ee8256",
"text": "As with most things accounting/tax related it depends. In general though yes. As an example, if the client were to buy equipment on credit before fiscal year end, in lets say December, but did not pay until the next year started in January, then under cash basis they would not have the purchase accounted for until they made payment. That means they could not claim any deductions from the purchase. Under accrual, the purchase would have been put on the books in December, when the equipment was installed, and they would have been able to claim any deductions.",
"title": ""
},
{
"docid": "845b0104a1698b092c1d865f1661ebdc",
"text": "A loan is most generally a liability, a part of the balance sheet. Expenses & income are part of the income statement. Income is the net of revenues after expenses. The interest is an expense on the income statement, but the loan itself does not reside there unless if it is defaulted and forgiven. Then it would become a revenue or contra-expense, depending on the methodology. The original purpose of the income statement is to show the net inflows of short term operational accruals which would exclude new borrowing and repaid loans. The cash flow statement will better show each cash event such as borrowing debt, repaying debt, or paying off a bill. To show how a loan may have funded a bill, which in theory it directly did not because an entity, be it a person or business, is like a single tank of water with multiple pipes filling and multiple pipes extracting, so it is impossible to know which exact inflow funded which exact outflow unless if there is only one inflow per period and one outflow per the same period. That being said, with a cash flow statement, the new loan will show a cash inflow when booked under the financing portion, and paying a bill will show a cash outflow when booked under the operating portion. With only those two transactions booked and an empty balance sheet beforehand, it could be determined that a new loan funded a bill payment.",
"title": ""
},
{
"docid": "b288f4246d6d89e0c58cf716df4993bd",
"text": "\"$500, this is called \"\"cash basis\"\" accounting. A large company might handle it otherwise, counting shipments/billings as revenue. Not you. Yet.\"",
"title": ""
},
{
"docid": "5f4c85a0ec524834a22e73607839809b",
"text": "I wrote a small Excel-based bookkeeping system that handles three things: income, expenses, and tax (including VAT, which you Americans can rename GST). Download it here.",
"title": ""
},
{
"docid": "9f62569be9b7c332637d6eeed835ddb2",
"text": "It depends on the bank and network. Banks are to provide outgoing data at the certain time for the processing by the central clearing house (the Federal Reserve system, for ACH), which then distributes incoming data back to the banks. All this has to be done between the closing of the business day and the opening of the next one. If the transaction hasn't completed the full path during that time - it will wait at the position it was stuck at until the next cycle - next night. That's why sometimes ACH transactions take more than 1 day to complete (if, for example, multiple Fed banks have to be involved).",
"title": ""
}
] |
fiqa
|
c6f6f8f6bb1c3f2a5f297cddb97389c3
|
New business owner - How do taxes work for the business vs individual?
|
[
{
"docid": "300c2b236171618b127627cb296130ad",
"text": "Through your question and then clarification through the comments, it looks like you have a U.S. LLC with at least two members. If you did not elect some other tax treatment, your LLC will be treated as a partnership by the IRS. The partnership should file a tax return on Form 1065. Then each partner will get a Schedule K-1 from the partnership, which the partner should use to include their respective shares of the partnership income and expenses on their personal Forms 1040. You can also elect to be taxed as an S-Corp or a C-Corp instead of a partnership, but that requires you to file a form explicitly making such election. If you go S-Corp, then you will file a different form for the company, but the procedure is roughly the same - Income gets passed through to the owners via a Schedule K-1. If you go C-Corp, then the owners will pay no tax on their own Form 1040, but the C-Corp itself will pay income tax. As far as whether you should try to spend the money as business expense to avoid paying extra tax - That's highly dependent on your specific situation. I'd think you'd want to get tailored advice for that.",
"title": ""
}
] |
[
{
"docid": "dc55d2f06ed16eb2a0e502d86f342e03",
"text": "\"So the main reason that you aren't getting answers is that the question is not really answerable on this site without putting a lot of details about the expenses of your company online. Even then you will need someone who specializes in Canadian taxes to go through those details to be sure. Most of those people feel like they should be paid a decent amount per hour to go through the details. That being said, I dealt with a similar question for my contract work company by just taking a couple weekends and calculating the taxes myself on estimated numbers. It was time consuming but not really that hard. I thought I might have to buy software, but all I needed was a small calculator. Along the way I learned a few details that helped me lower my overall tax exposure. I found that Neil was generally correct that you are \"\"taxed on profits\"\" but it is worth doing the taxes yourself because the details can really matter.\"",
"title": ""
},
{
"docid": "bd1ea9e7005d801f8ae1f194260d983f",
"text": "As far as accounting goes, if you speak with a CPA, you may be able to reduce the business tax liability. So... the company buys the truck, deducts it, and the adjusted gross income drops, so he'd pay less tax. Or something. You said anything helps, hope you meant it!",
"title": ""
},
{
"docid": "547b4e9e1520ac085e0ddc41d12abe56",
"text": "It sounds like something is getting lost in translation here. A business owner should not have to pay personal income tax on business expenses, with the caveat that they are truly business expenses. Here's an example where what you described could happen: Suppose a business has $200K in revenue, and $150K in legitimate business expenses (wages and owner salaries, taxes, services, products/goods, etc.) The profit for this example business is $50K. Depending on how the business is structured (sole proprietor, llc, s-corp, etc), the business owner(s) may have to pay personal income tax on the $50K in profit. If the owner then decided to have the business purchase a new vehicle solely for personal use with, say, $25K of that profit, then the owner may think he could avoid paying income tax on $25K of the $50K. However, this would not be considered a legitimate business expense, and therefore would have to be reclassified as personal income and would be taxed as if the $25K was paid to the owner. If the vehicle truly was used for legitimate business purposes then the business expenses would end up being $175K, with $25K left as profit which is taxable to the owners. Note: this is an oversimplification as it's oftentimes the case that vehicles are partially used for business instead of all or nothing. In fact, large items such as vehicles are typically depreciated so the full purchase price could not be deducted in a single year. If many of the purchases are depreciated items instead of deductions, then this could explain why it appears that the business expenses are being taxed. It's not a tax on the expense, but on the income that hasn't been reduced by expenses, since only a portion of the big ticket item can be treated as an expense in a single year.",
"title": ""
},
{
"docid": "18aa3fdbbe9aca96da6f7a89dc764210",
"text": "If you sell through an intermediate who sets up the shop for you, odds are they collect and pay the sales tax for you. My experience is with publishing books through Amazon, where they definitely handle this for you. If you can find a retailer that will handle the tax implications, that might be a good reason to use them. It looks like Etsy uses a different model where you yourself are responsible for the sales tax, which requires you to register with your state (looks like this is the information for New York) and pay the taxes yourself on a regular basis; see this link for a simple guide. If you're doing this, you'll need to keep track of how much tax you owe from your sales each month, quarter, or year (depending on the state laws). You can usually be a sole proprietor, which is the easiest business structure to set up; if you want to limit your legal liability, or work with a partner, you may want to look into other forms of business structure, but for most craftspeople a sole proprietorship is fine to start out with. If you do a sole proprietorship, you can probably file the income on a 1040 Schedule C when you do your personal taxes each year.",
"title": ""
},
{
"docid": "f44b20011b4c0ef83ce99bfe19e6e1ca",
"text": "It's not quite clear what you are asking, so I'll answer a few possible interpretations. Businesses pay taxes on their profits. So if your business took a million pounds in revenue (e.g. sold a million pounds worth of stuff) then you would subtract (roughly speaking) everything the business spent on making and selling that stuff, and pay taxes only on the profit. VAT however is a different matter, and you would have to pay VAT on all of that income (technically the VAT portion isn't even income - it's tax you are forced to collect on behalf of the government). If your business made a million pounds pounds profit, it would pay tax on all of that million (subject to what a tax accountant can do to reduce that, which ought to be considerable). You can't subtract your personal living expenses like that. However the company can pay you a salary, which counts as an expense and the company doesn't pay tax on that. You might also take some money from the company as dividends. Both salary and dividends count as personal income to yourself, and you will need to pay personal income tax on them. As for the Ferrari, it depends on whether you can justify it as a business expense. A lot of companies provide cars for their employees so that they can use them for business - however you have to be able to show that IS for business, otherwise they are taxed like salary. The rules for company cars are quite complicated, and you would need an accountant. If this is a real rather than hypothetical situation, definitely get a tax accountant involved.",
"title": ""
},
{
"docid": "ece04d2bd05cd3126ea8db90f178fe7e",
"text": "\"It's not possible to determine whether you can \"\"expect a refund\"\" or whether you are claiming the right number of exemptions from the information given. If your wife were not working and you did not do independent contracting, then the answer would be much simpler. However, in this case, we must also factor in how much your contracting brings in (since you must pay income tax on that, as well as Medicare and, probably, Social Security), whether you are filing jointly or separately, and your wife's income from her business. There are also other factors such as whether you'll be claiming certain child care expenses, and certain tax credits which may phase out depending on your income. If you can accurately estimate your total household income for the year, and separate that into income from wages, contracting, and your wife's business, as well as your expenses for things like state and local income and property taxes, then you can make a very reasonable estimate about your total tax burden (including the self-employment taxes on your non-wage income) and then determine whether you are having enough tax withheld from your paycheck. Some people may find that they should have additional tax withheld to compensate for these expenses (see IRS W-4 Line #6).\"",
"title": ""
},
{
"docid": "a87cca5fbc1756efd03f929a1e73182a",
"text": "The short answer is yes, losses get passed through to members. Limits/percentages do apply, primarily based on your share in the business. Check out the final post in this thread: http://community2.business.gov/t5/Other-Business-Issues/Paying-oneself-in-a-LLC/td-p/16060 It's not a bad little summary of the profit/loss pass-through. Regarding your 60K/60K example: the amount of money you earn in your day job will impact how much loss you can claim. Unfortunately I can't find anything more recent at the IRS or business.gov, but see this from 2004 - 40K was the limit before the amount you could claim against started to be mitigated: http://en.allexperts.com/q/Tax-Law-Questions-932/tax-loss-pass.htm HTH",
"title": ""
},
{
"docid": "f0e35b50511df8a0a78fcdf833adddd5",
"text": "Compliance issues vary from country to country and, in the US, state to state as well. There'll be a number of levels, though: Bear in mind that it is not that these taxes and responsibilities don't apply to sole traders or unregistered businesses, it's just that being registered signals your existence and introduces the bureaucracy to you all at once. Update: Your accountant should manage your company and consumer tax calculations and submissions on your behalf (and a good one will complete all the paperwork on time plus let you know well in advance what your liability is, as well as offer advice on reducing and restructuring these liabilities). You're probably on your own for local taxes unless your accountant deals with these and is local to even know what they are.",
"title": ""
},
{
"docid": "c37c859d76ab2b25b7c9ce489d4b5c82",
"text": "There is more than one kind of tax. It is a little confusing because in reality the tax revenues collected by the Government aren't earmarked to a particular usage based on where they came from, usually. Well, the Gov't often CLAIMS they do, but for all practical matters it all goes in a big bucket. So just because a business or individual isn't paying income taxes doesn't mean they aren't paying anything for the use of Government furnished infrastructure/services. You are limiting the scope of your question to Income Taxes, which are taxes paid on profits to a business or individual. It makes perfect sense that you wouldn't pay a tax on something you didn't get. However, you aren't considering taxes that ARE being paid even by a company that isn't profitable. For example consumption taxes, employment taxes, and other fees. That same company paid sales tax on all the supplies it purchased, and probably collected/paid sales taxes on anything it sold. To take one of your examples, it paid for its share of using the roads through Government imposed taxes on fuel. Don't worry about the Government. They know how to get theirs. They might not pull it from your right pocket, but they will make sure to get it from the left.",
"title": ""
},
{
"docid": "718905db40990ac18df585bab389f3f1",
"text": "Your argument with elvendude happened because your comment makes it appear that you think that if a business has less cash at the end of a year than at the beginning, the business does not need to pay taxes. elvendude is trying to show you that this isn't true.",
"title": ""
},
{
"docid": "7691b04c045df57a892e781356f4004f",
"text": "Washington State doesn't have a state income tax for individuals, so unless you've got a business there's nothing to file. Find out more on their website.",
"title": ""
},
{
"docid": "f358501a7f9abf6f372a1afd9f0f7be5",
"text": "except that most companies are small companies and most business owners end up as families at some point. I'm starting a business abroad and will be taxed at 35% in the USA even if I don't live there. There's ways to get around it, but I'm not sure exactly how to do it yet nor am I making enough money yet to justify the up front expense of doing this",
"title": ""
},
{
"docid": "7ea1758db9e303c44c12f3fd0ebcf923",
"text": "\"I pay taxes on revenue. You do have the ability to deduct expenses, though it's not as comprehensive as what companies can do: These figures apply to everybody, so those that earn more get taxed more on thee additional income in each bracket (meaning the first $100,000 of taxable income is taxed the same for everybody at one rate, the next $100,000 at a different rate, etc.) So you do get to deduct personal expenses and get taxed on \"\"profit\"\" - but since the vast majority of people don't keep detailed records of what they spend, it's much simpler just to use blanket deduction amounts for everyone. Companies have much more detailed systems in place to track and categorize expenses, so it's easier to just tax on net profit. Plus, the corporate tax rate is much higher than the average individual tax rate - would you trade more deductions for a higher tax rate?\"",
"title": ""
},
{
"docid": "5b287fe3e5c18c67590e241a102689ff",
"text": "\"1 - in most cases, the difference between filing joint or married filing single is close to zero. When there is a difference you're better off filing joint. 2 - The way the W4 works is based on how many allowances you claim. Unfortunately, even in the day of computers, it does not allow for a simple \"\"well my deduction are $xxx, don't tax that money.\"\" Each allowance is equal to one exemption, same as you get for being you, same as the wife gets, same as each kid. 3 people X $3800 = $11,400 you are telling the employer to take off the top before calculating your tax. She does this by using Circular E and is able to calculate your tax as you request. If one is in the 15% bracket, one more exemption changes the tax withheld by $570. So if you were going to owe $400 in April, one few exemption will have you overpay $170. i.e. in this 15% bracket, each exemption changes annual withholding by that $570. For most people, running the W4 numbers will get them very close, and only if they are getting back or owing over $500, will they even think of adjusting. 3 - My recently published Last Minute Tax Moves offers a number of interesting ideas to address this. The concept of grouping deductions in odd years is worth noting. 4 - I'm not sure what this means, 2 accounts each worth $5000 should grow at the same rate if invested the same. The time it makes sense to load one person's account first is if they have better matching. You say you are not sure what percent your wife's company matches. You need to change this. For both of your retirement plans you need to know every detail, exact way to maximize matching, expense ratios for the investments you choose, any other fees, etc. Knowledge is power, and all that. In What is an appropriate level of 401k fees or expenses in a typical plan? I go on to preach about how fees can wipe out any tax benefit over time. For any new investor, my first warning is always to understand what you are getting into. If you can't explain it to a friend, you shouldn't be in it. Edit - you first need to understand what choices are within the accounts. The 4% and 6% are in hindsight, right? These are not fixed returns. You should look at the choices and more heavily fund the account with the better selection. Deposit to her account at least to grab the match. As far as the longer term goals, see how the house purchase goes. Life has a way of sending you two kids and forcing you to tighten the budget. You may have other ideas in three years. (I have no P2P lending experience, by the way.) Last - many advise that separate finances are a bad path for a couple. It depends. Jane and I have separate check books, and every paycheck just keep enough to write small checks without worry, most of the money goes to the house account. Whatever works for you is what you should do. We've been happily married for most of the 17 years we've been married.\"",
"title": ""
},
{
"docid": "829ff126b899af4b65aa225ce89badc3",
"text": "Lets just get to the point...Ordinary income (gains) earned from S-Corp operations (i.e. income earned after all expenses for providing services or selling products) is passed through to the owners/shareholders and taxed at the owner's personal tax rate. Separately, if an S-Corp earns capital gains (i.e. the S-Corp buys and sells stock, earns dividends from investments, etc), those gains are passed through to the owners and taxed at a capital gains rate Capital gains are not the same as ordinary income (gains). Don't get the two confused, they are as different for S-Corp taxation as they are for personal taxation. In some cases an exception occurs, but only when the S-Corp was formally a C-Corp and the C-Corp had non-distributed earnings or losses. This is a separate issue whereas the undistributed C-Corp gains/losses are treated differently than the S-Corp gains/losses. It takes years of college coursework and work experience to grasp the vast arena of tax. It should not be so complex, but it is this complex. It is not within the scope of the non-tax professional to make sense of this stuff. The CPA exams, although very difficult and thorough, only scrape the surface of tax and accounting. I hope this provides some perspective on any questions regarding business tax for S-Corps and any other entity type. Hire a good CPA... if you can find one.",
"title": ""
}
] |
fiqa
|
70c2e3744d2a0b41ec097ee751e8dafe
|
Hobby vs. Business
|
[
{
"docid": "475ff0dce200c39f9e5720194d86cca2",
"text": "Miscellaneous income -- same category used for hobbies.",
"title": ""
},
{
"docid": "0e0ae1e5e3f2fc011f870fc4b608327e",
"text": "\"You can list it as other income reported on line 21 of form 1040. In TurboTax, enter at: - Federal Taxes tab (Personal in Home & Business) - Wages & Income -“I’ll choose what I work on” Button Scroll down to: -Less Common Income -Misc Income, 1099-A, 1099-C. -The next screen will give you several choices. Choose \"\"Other reportable Income\"\". You will reach a screen where you can type a description of the income and the amount. Type in the amount of income and categorize as Tutoring.\"",
"title": ""
}
] |
[
{
"docid": "2fca1facc06f3225c3ebc700424e3432",
"text": "Colloquially, there's no difference except for the level of risk (which is an estimate anyway). Classically, investment is creating wealth through improvement or production. Purchasing a house with the intent to renovate and sell it for a profit would be an investment, as the house is worth more when you sell than when you bought it. Speculation, on the other hand, is when you hope to make a profit through changes in the market itself. Purchasing a house, letting it sit for 6 months, and selling it for a profit would be speculation.",
"title": ""
},
{
"docid": "033b3dc786aabf615ad1a76442c0e644",
"text": "\"There are moral distinctions that can be drawn between gambling and investing in stocks. First and I think most important, in gambling you are trying to get money for nothing. You put $100 down on the roulette wheel and you hope to get $200 back. In investing you are not trying to get something for nothing. You are buying a piece of a hopefully profit-making company. You are giving this company the use of your money, and in exchange you get a share of the profits. That is, you are quite definitely giving something: the use of your money for a period of time. You invest $100 of your money, and you hope to see that grow by maybe $5 or $10 a year typically. You may get a sudden windfall, of course. You may buy a stock for $100 today and tomorrow it jumps to $200. But that's not the normal expectation. Second, gambling is a zero sum game. If I gamble and win $100, then someone else had to lose $100. Investing is not a zero sum game. If I buy $100 worth of stock in a company and that grows to $200, I have in a sense \"\"won\"\" $100. But no one has lost $100 to give me that money. The money is the result of the profit that the company made by selling a valuable product or service to customers. When I go to the grocery store and buy a dozen eggs for $2, some percentage of that goes to the stockholders in the grocery store, say 5 cents. So did I lose 5 cents by buying those eggs? No. To me, a dozen eggs are worth at least $2, or I wouldn't have bought them. I got exactly what I paid for. I didn't lose anything. Carrying that thought further, investing in the stock market puts money into businesses. It enables businesses to get started and to grow and expand. Assuming these are legitimate businesses, they then provide useful products and services to customers. Gambling does not provide useful products and services to anyone -- except to the extent that people enjoy the process of gambling, in which case you could say that it is equivalent to playing a video game or watching a movie. Third -- and these are all really related -- the whole goal of gambling is to take something from another person while giving him nothing in return. Again, if I buy a dozen eggs, I give the store my $2 (or whatever amount) and I get a dozen eggs in exchange. I got something of value and the store got something of value. We both walk away happy. But in gambling, my goal is that I will take your money and give you nothing in return. It is certainly true that buying stocks involves risk, and we sometimes use the word \"\"gamble\"\" to describe any risk. But if it is a sin to take a risk, then almost everything you do in life is a sin. When you cross the street, there is a risk that you will be hit by a car you didn't see. When you drink a glass of water, there is the risk that it is contaminated and will poison you. When you get married, there is a risk that your spouse will divorce you and break your heart. Etc. We are all sinners, we all sin every day, but we don't sin quite THAT much. :-) (BTW I don't think that gambling is a sin. Nothing in the Bible says that gambling is a sin. But I can comprehend the argument for it. I think gambling is foolish and I don't do it. My daughter works for a casino and she has often said how seeing people lose money in the casino regularly reminds her why it is stupid to gamble. Like she once commented on people who stand between two slot machines, feed them both coins and then pull the levers down at the same time, \"\"so that\"\", she said, \"\"they can lose their money twice as fast\"\".)\"",
"title": ""
},
{
"docid": "814386e466e2fcb8282aa0e2612cbcea",
"text": "\"I am a healthcare compliance consultant making good money. I understand the logic behind ROI and education. I was trying to raise the point that choosing what to study is more than what you make when you're done with college or what the \"\"value\"\" of your degree is. Can't we value education intrinsically? Why does it have to be tied to ROI? Maybe the business sub isnt the best place for this debate, but I think its important.\"",
"title": ""
},
{
"docid": "186949c06eb488b98bb884fff413d4d4",
"text": "Renting a house out using a management company is mostly passive income. Earning affiliate income from companies that pay on a recurring basis is closer to passive income.",
"title": ""
},
{
"docid": "f2eb9fcac14a964a1438a708467f2e8b",
"text": "Why is one person more succesfull than another? At the end of the day I think it simply comes down to personal choices, some people will choose to invest their time in profitable indevours and some will not. This of course assumes people have a reasonable access to a mean of improvement (free education, vocational training, etc.)",
"title": ""
},
{
"docid": "58f5c3b4f9fa26b9553a047ba094966b",
"text": "Agreed. If you create a small sustainable biz for yourself, you create the freedom to pursue the hobby project ideas as well. You have a strong base which protects you. A software biz like ours is WAY more tolerant than a job. Like when I got sick for 3 mos and couldn't work at ALL, we didn't grow, but we didn't collapse either. It pretty much coasted. That means we have way more free time than we think we do.",
"title": ""
},
{
"docid": "6adac1714e527948fccc024674e5b61a",
"text": "\"I appreciate your taking the time to shoot some holes in this oft repeated statistic. However, I do disagree on some points. > Nor is there anything wrong with the person then ENDING that \"\"business\"\" and moving on... to another (different name, different field) business... or taking a job with some company There may not be anything shameful about doing that, but that scenario is, indeed, a business failure. People do not shutter a profitable (successful) business and then go to work for someone else. I believe a key contributor to the confusion is talking about the self-employed and business owners in the same breath. Someone who's self-employed basically owns a job. His income will always be directly proportional to the amount of time spent working and the company does not exist apart from himself. A business owner, on the other hand, has processes/equipment/staff/IP in place that generates income whether or not she gets out of bed in the morning. These are different people with different goals and cannot be lumped into the same demographic block.\"",
"title": ""
},
{
"docid": "f06119600d3aea07f3eb0978ad02434e",
"text": "You would report it as business income on Schedule C. You may be able to take deductions against that income as well (home office, your computer, an android device, any advertising or promotional expenses, etc.) but you'll want to consult an accountant about that. Generally you can only take those kinds of deductions if you use the space or equipment exclusively for business use (not likely if it's just a hobby). The IRS is pretty picky about that stuff.",
"title": ""
},
{
"docid": "15f8fe31dafe995883d263bca748b91e",
"text": "I know. It's crazy, if you step back and look at it. The issue is that startup media is really tabloid media. It focuses only on the big, unlikely wins, which appeals to our base instincts. We want to believe that we are Cinderella dressed up in Ruby on Rails. But the fact is, the more you read about extraordinary things, the more likely you are to think it will happen regularly, and happen to you. That's a basic cognitive bias, the availability heuristic. That, and the cooing of venture capitalists, is what leads people to believe that their hobbies or fun non-profit projects could and should make them rich.",
"title": ""
},
{
"docid": "70959a94ab8dc442e876159289f59fd4",
"text": "\"? You quoted an oft cited oft disproven false factoid. It's extremely biased. Like you seem to be. Most of those \"\"self made\"\", notice those quotes, people came from money. Their business is \"\"self made\"\", with family money. Like the article implies.\"",
"title": ""
},
{
"docid": "691ed606e941985e1cf97265ec9495c9",
"text": "You could say the same thing but replace money with pacman and it would be true for the guys who are really good at pacman. Making money can be no different than any other hobby. The only difference is that you can engage in direct exchange after the fact instead of barter exchange. But make no mistake enjoying it does not make warren any more insane than the pacman guys (or more seriously most academics).",
"title": ""
},
{
"docid": "277aeb456c68a74536054f63adc22af7",
"text": "These 'issues' don't exclusively relate to the 'sharing economy', the challenge of uncertainty would exist for any small business / independent contractor. It's not as if people didn't work as independent contractors in these industries before, it's just now the industries are being enhanced and overhead lowered, from technology. For example: Uber driver vs Medallion [Leasing] Taxi Driver AirBNB landlord vs Apartment landlord, vacation rental landlord, or traditional bed & breakfast owner. PostMates messenger vs traditional bike messenger",
"title": ""
},
{
"docid": "84ab27a123f3a72dbaf250f4d0c4b850",
"text": "One owns bar/restaurants and is a millionaire, but claims he never used anything he learned from the degree. He is more of a COO so in a way he doesn't need to think about the economics of the business. He just needs to operate/maintain. The other, lost his job so parents bought him a gas station. These people never really went the corporate route so they aren't the best examples, imo.",
"title": ""
},
{
"docid": "a4753cca35c315b3f8d6cff278a55bfe",
"text": "By simplifying my hobbies, I have more time for money-saving activities such as researching deals, creating an effective coupon-clipping system, and making more foods from scratch (which doubles as entertainment since I enjoy it). When I run frantically from activity to activity, I tend to mindlessly throw away more money, too. By living more intentionally, I think about my purchases more as well. On the simplifying note, never underestimate the power of less stuff in terms of being able to fit into a smaller home. That leads to less space to heat and cool, which leads to savings. Everyone has their comfort level with less, of course, and some people love space. There are just trade-offs to more stuff.",
"title": ""
},
{
"docid": "a0df265d0fc10366cd384ff52dbfec00",
"text": "Possible alternative: In my case, the part-time locksmithing is a small enough portion of my I come that I just submit it as hobby income, rather than trying to track it as a separate entity.",
"title": ""
}
] |
fiqa
|
ffe34df1c7976a15d0ba31ae23ecb3de
|
Personal checks instead of business ones
|
[
{
"docid": "a1c74729f1dca762dfb8b1500a304afd",
"text": "I'll assume you are asking about a check for some kind of work or service that you provided them, that they hired your company to do. No large business will do that. In their records they have a contract with your company to provide services. If they write you a personal check it won't match with the contract, and when the auditors see that they will scream blue murder. Whoever wrote the check will have to prove that you are legitimately the same thing as the company (that doesn't mean taking your word for it). They may also have to show they weren't conspiring with you to commit tax fraud ( that wasn't your intention of course, was it?) .",
"title": ""
}
] |
[
{
"docid": "17609ed5dd1c22d3b7733a7358c9a2a2",
"text": "\"I expect the company wanted to pay you for a product (on a purchase order) rather than as a contract laborer. Whatever. Would they be willing to re-issue the check to you as a sole proprietor of a business named ABC Consulting (or anything like that)? You can register your sole proprietor business with the state using a \"\"Doing Business As\"\" (DBA, or fictitious name), and then open the bank account for your business using the check provided by the customer as the first deposit. (There is likely a smaller registration fee for the DBA.) If they won't re-issue the check and you have to go the LLC route... Scrounge up $125 doing odd jobs or borrowing from a friend or parents. Seriously, anyone can earn that amount of money in a week or two. Besides the filing fee for the LLC, your bank may require you to provide an Operating Agreement (which is not required by the State). The Operating Agreement can be simple, or more complex if you have a partner (even if it's a spouse). If you do have a partner, it is essential to have such an agreement because it would specify the responsibilities and benefits allocated to each partner, particularly in the event of equity distributions (taking money out of the business, or liquidating and ending the LLC). There are websites that will provide you a boilerplate form for Operating Agreements. But if your business is anything more than just single member LLC, you should pay an attorney to draw one up for you so the wording is right. It's a safeguard against potential future lawsuits. And, while we're at it, don't forget to obtain a EIN (equivalent to a SSN) from the IRS for your LLC. There's no cost, but you'll have to have it to file taxes as a business for every year the LLC exists and has income. Good luck!\"",
"title": ""
},
{
"docid": "3c9b91c35eb318ee1c0c35dfe4d2df3d",
"text": "If you're a sole proprietor there's no reason to have a separate business account, as long as you keep adequate records, as you are one and the same for tax purposes. My husband and I already have 5 accounts and a mortgage with one bank. I don't see the need to open up yet another account. As a contracted accountant, I don't need to write business checks, and my expenses are minimal. As long as I have an present my assumed business name certificate and ID, there's no reason for a bank not to deposit into my personal account.",
"title": ""
},
{
"docid": "dcf7b6129f6a8a9145f65dc426f9870e",
"text": "PocketSmith is another tool you might like to consider. No personal banking details are required, but you can upload your transactions in a variety of formats. Pocketsmith is interesting because it really focus on your future cash flow, and the main feature of the interface is around having a calendar(s) where you easily enter one off or repetitive expenses/income. http://www.pocketsmith.com/",
"title": ""
},
{
"docid": "46691bddaf9882f2bfd4e34befd3fefa",
"text": "You can't cash the check silly. How can you go off on a rant when you can't even tell the difference between a real check and a promotional tool. If you don't want to call in an get info throw it away....simple. This thread made me laugh. Thanks for that. Good day.",
"title": ""
},
{
"docid": "9e647855ce80fa9aaed40fc2b7b5c1b3",
"text": "\"I know of one practical difference between business checks (8\"\" check) and personal checks (6\"\" check) dealing with the paper check conversion rule to electronic debit. The National ACH Association, created a rule that allows receivers of checks without an \"\"Auxiliary On-Us\"\" field, to convert your check into an electronic debit via the ACH network. By default, 6\"\" checks (personal checks) do NOT have the AUX ON-US field, and are eligible to be converted to ACH debit. If you do not want your paper checks converted to ACH debits, then start using business checks with the AUX ON-US field populated. You can use business checks for business or personal checking accounts. More information can be found below: http://www.deluxe.com/miscfiles/pdf/AuxOnUsField.pdf http://www.achrulesonline.org/\"",
"title": ""
},
{
"docid": "6aa022f401826c82028f3335f5cd8c4d",
"text": "I'm going to give the checkmark to Joe, but I wanted to convey my personal experience. I bank with TD in New Jersey and was informed by the teller that I simply needed to endorse the check myself and indicate Parent of Minor. I cannot attest if other banks will accept this, but it at least works for TD and my situation in particular.",
"title": ""
},
{
"docid": "d3b115181031954eaaccb2a341b09b63",
"text": "While you can print that on the check, it isn't considered legally binding. If you are concerned about a check not being deposited in a timely manner, consider purchasing a cashier's check instead. This doesn't solve the problem per se, but it transfers responsibility of tracking that check from you to the bank.",
"title": ""
},
{
"docid": "32d72da103ae8a43c1c999c9c204cb7e",
"text": "I feel the change should not be to remove the stigma from personal default. It should be to add it, in very large amounts, to corporate default. Every member of a defaulting corporation should be ashamed to be seen in public. The have let their culture down and should be mortified. So if you defaulted on your mortgage, yeah, that's not great. If you're Donald Trump, that filed 11 a couple times, he can go fuck himself.",
"title": ""
},
{
"docid": "da1a151451e9fea0a7fda6d5b8185a0f",
"text": "It's not the legitimate checks or bounced checks that are the problem, it's phony checks issued against real accounts with actual money in them. All the security measures on the check don't amount to crap if someone can print up some legitimate looking checks with bogus amounts on them, or even just steal some printed checks and sign something resembling the authorized signature.",
"title": ""
},
{
"docid": "f1b045c543a90f25c4cfb615618dd4e6",
"text": "I don't know, ask the various companies I'm forced to do business with why in the hell they want me to stop by their office so I can drop a check off vs just using some means of digital payment. I would fucking LOVE to ditch paper checks.",
"title": ""
},
{
"docid": "51fb633f62e19dd495c87a1636237e4e",
"text": "\"To put a positive spin on the whole thing, maybe it's a small family shop, and having the check made out to \"\"cash\"\" means that your barber can hand it to someone else without the need to countersign. Or maybe his last name is \"\"Cash\"\" - there was a pretty famous singer who fit that description. Either way, it's not your place to nanny his finances.\"",
"title": ""
},
{
"docid": "8f414572f1273861b9e4d36c3ad3e02a",
"text": "As I replied to someone else who said that: I'm often having to send stuff with the check. Paperwork, a bill etc. While that would work to a person who knows me, it's usually not going to work with a business or government who needs to know why I'm sending this check.",
"title": ""
},
{
"docid": "a6a8bc7193252f2ccfec889fe8110dcb",
"text": "No, most check deposits are processed that way. Banks transmit the pictures of the checks between themselves, and allow business customers to deposit scans for quite some time now. I see no reason for you to be concerned of a check being in a dusty drawer, it's been deposited, cannot be deposited again. If you're concerned of forgery - well, nothing new there.",
"title": ""
},
{
"docid": "df87670ac7382775987c809f727ed906",
"text": "\"A.1 and B.1 are properly balanced, but \"\"Business Expense\"\" is an expense, not an asset. The T entries should be timestamped. The time should be equal to the time on the credit card receipts. This will make audit and balancing easier. A or B can be used, but if the the business is to be reimbursed for personal expenses, the accounts should be renamed to reflect that fact. More explicit account names could be \"\"Business expense - stationary\"\" and \"\"Personal expense - lunch\"\" or even better \"\"Personal expense - cammil - lunch\"\". With a consistent format, the account names can be computer parsed for higher resolution and organization, but when tallying these high resolution accounts, debits & credits should always be used. When it comes time to collect from employees, only accounts with \"\"Personal expense\"\" need be referenced. When it comes time to collect from \"\"cammil\"\", only net accounts of \"\"Personal expense - cammil\"\" need be referenced. An example of higher resolution, to determine what \"\"cammil\"\" owes, would be to copy the main books, reverse any account beginning with \"\"Personal expense - cammil\"\", and then take the balance. Using the entries in the question as an example, here's the account to determine \"\"cammil\"\"'s balance: Now, after all such balancing entries are performed, the net credit \"\"Personal expense - cammil\"\" is what \"\"cammil\"\" owes to the business. The scheme for account names should be from left to right, general to specific.\"",
"title": ""
},
{
"docid": "0b765d68528c6fdf490f9af8dd659d99",
"text": "\"Checks sold as \"\"business checks\"\" are larger than checks sold as \"\"personal checks\"\". Personal checks are usually 6\"\" x 2 1/2\"\" while business checks are 8 1/2 \"\" x 3 to 4 \"\". Also, business checks typically have a tear-off stub where you can write who the check was made out to and what it was for. In this computer age that seems pretty obsolete to me, I enter the check into the computer, not write it on a stub, but I suppose there are still very small businesses out there that doesn't use a computerized record-keeping system. These days business checks are often printed on 8 1/2 by 11\"\" paper -- either one per sheet with a big tear-off or 3 per sheet with no tear off -- so you can feed them through a computer printer easily. Nothing requires you to use \"\"business checks\"\" for a business account. At least, I've always used personal checks for my business account with no problem. These days I make almost all payments electronically, I think I write like one paper check a year, so it's become a trivial issue. Oh, and I've never had any problem getting a check printer to put my business name on the checks or anything like that.\"",
"title": ""
}
] |
fiqa
|
dd908777fad5cc590a58b74074e50132
|
Does U.S. tax code call for small business owners to count business purchases as personal income?
|
[
{
"docid": "d55b27429ba53a663bc7257aa958fc75",
"text": "\"I am going to keep things very simple and explain the common-sense reason why the accountant is right: Also, my sister in law owns a small restaurant, where they claim their accountant informed them of the same thing, where a portion of their business purchases had to be counted as taxable personal income. In this case, they said their actual income for the year (through their paychecks) was around 40-50K, but because of this detail, their taxable income came out to be around 180K, causing them to owe a huge amount of tax (30K ish). Consider them and a similarly situated couple that didn't make these purchases. Your sister in law is better off in that she has the benefit of these purchases (increasing the value of her business and her expected future income), but she's worse off because she got less pay. Presumably, she thought this was a fair trade, otherwise she wouldn't have made those purchases. So why should she pay any less in taxes? There's no reason making fair trades should reduce anyone's tax burden. Now, as the items she purchased lose value, that will be a business loss called \"\"depreciation\"\". That will be deductible. But the purchases themselves are not, and the income that generated the money to make those purchases is taxable. Generally speaking, business gains are taxable, regardless of what you do with the money (whether you pay yourself, invest it, leave it in the business, or whatever). Generally speaking, only business losses or expenses are deductible. A purchase is an even exchange of income for valuable property -- even exchanges are not deductions because the gain of the thing purchased already fairly compensates you for the cost. You don't specify the exact tax status of the business, but there are really only two types of possibilities. It can be separately taxed as a corporation or it can be treated essentially as if it didn't exist. In the former case, corporate income tax would be due on the revenue that was used to pay for the purchases. There would be no personal income tax due. But it's very unlikely this situation applies as it means all profits taken out of the business are taxed twice and so small businesses are rarely organized this way. In the latter case, which is almost certainly the one that applies, business income is treated as self-employment income. In this case, the income that paid for the purchases is taxable, self-employment income. Since a purchase is not a deductible expense, there is no deduction to offset this income. So, again, the key points are: How much she paid herself doesn't matter. Business income is taxable regardless of what you do with it. When a business pays an expense, it has a loss that is deductible against profits. But when a business makes a purchase, it has neither a gain nor a loss. If a restaurant buys a new stove, it trades some money for a stove, presumably a fair trade. It has had no profit and no loss, so this transaction has no immediate effect on the taxes. (There are some exceptions, but presumably the accountant determined that those don't apply.) When the property of a business loses value, that is usually a deductible loss. So over time, a newly-purchased stove will lose value. That is a loss that is deductible. The important thing to understand is that as far as the IRS is concerned, whether you pay yourself the money or not doesn't matter, business income is taxable and only business losses or expenses are deductible. Investments or purchases of capital assets are neither losses nor expenses. There are ways you can opt to have the business taxed separately so only what you pay yourself shows up on your personal taxes. But unless the business is losing money or needs to hold large profits against future expenses, this is generally a worse deal because money you take out of the business is taxed twice -- once as business income and again as personal income. Update: Does the business eventually, over the course of the depreciation schedule, end up getting all of the original $2,000 tax burden back? Possibly. Ultimately, the entire cost of the item is deductible. That won't necessarily translate into getting the taxes back. But that's really not the right way to think about it. The tax burden was on the income earned. Upon immediate replacement, hypothetically with the exact same model, same cost, same 'value', isn't it correct that the \"\"value\"\" of the business only went up by the amount the original item had depreciated? Yes. If you dispose of or sell a capital asset, you will have a gain or loss based on the difference between your remaining basis in the asset and whatever you got for the asset. Wouldn't the tax burden then only be $400? Approximately, yes. The disposal of the original asset would cause a loss of the difference between your remaining basis in the asset and what you got for it (which might be zero). The new asset would then begin depreciating. You are making things a bit more difficult to understand though by focusing on the amount of taxes due rather than the amount of taxable gain or loss you have. They don't always correlate directly (because tax rates can vary).\"",
"title": ""
},
{
"docid": "547b4e9e1520ac085e0ddc41d12abe56",
"text": "It sounds like something is getting lost in translation here. A business owner should not have to pay personal income tax on business expenses, with the caveat that they are truly business expenses. Here's an example where what you described could happen: Suppose a business has $200K in revenue, and $150K in legitimate business expenses (wages and owner salaries, taxes, services, products/goods, etc.) The profit for this example business is $50K. Depending on how the business is structured (sole proprietor, llc, s-corp, etc), the business owner(s) may have to pay personal income tax on the $50K in profit. If the owner then decided to have the business purchase a new vehicle solely for personal use with, say, $25K of that profit, then the owner may think he could avoid paying income tax on $25K of the $50K. However, this would not be considered a legitimate business expense, and therefore would have to be reclassified as personal income and would be taxed as if the $25K was paid to the owner. If the vehicle truly was used for legitimate business purposes then the business expenses would end up being $175K, with $25K left as profit which is taxable to the owners. Note: this is an oversimplification as it's oftentimes the case that vehicles are partially used for business instead of all or nothing. In fact, large items such as vehicles are typically depreciated so the full purchase price could not be deducted in a single year. If many of the purchases are depreciated items instead of deductions, then this could explain why it appears that the business expenses are being taxed. It's not a tax on the expense, but on the income that hasn't been reduced by expenses, since only a portion of the big ticket item can be treated as an expense in a single year.",
"title": ""
},
{
"docid": "61de18f1f7c5f12ef51739de5e6f5d9a",
"text": "Expenses are where the catch is found. Not all expenditures are considered expenses for tax purposes. Good CPAs make a comfortable living untangling this sort of thing. Advice for both of your family members' businesses...consult with a CPA before making big purchases. They may need to adjust the way they buy, or the timing of it, or simply to set aside capital to pay the taxes for the profit used to purchase those items. CPA can help find the best path. That 10k in unallocated income can be used to redecorate your office, but there's still 3k in taxes due on it. Bottom Line: Can't label business income as profit until the taxes have been paid.",
"title": ""
}
] |
[
{
"docid": "ae96ebf7c42b5aa8611e7c1b9890c299",
"text": "First - get a professional tax consultation with a NY-licensed CPA or EA. At what point do I need to worry about collecting sales taxes for the city and state of New York? Generally, from the beginning. See here for more information on NYS sales tax. At what point do I need to worry about record-keeping to report the income on my own taxes? From the beginning. Even before that, since you need the records to calculate the costs of production and expenses. I suggest starting recording everything, as soon as possible. What sort of business structures should I research if I want to formalize this as less of a hobby and more of a business? You don't have to have a business structure, you can do it as a sole proprietor. If you're doing it for-profit - I suggest treating it as a business, and reporting it on your taxes as a business (Schedule C), so that you could deduct the initial losses. But the tax authorities don't like business that keep losing money, so if you're not expecting any profit in the next 3-4 years - keep it reported as a hobby (Misc income). Talk to a licensed tax professional about the differences in tax treatment and reporting. You will still be taxed on your income, and will still be liable for sales tax, whether you treat it as a hobby or as a business. Official business (for-profit activity) will require additional licenses and fees, hobby (not-for-profit activity) might not. Check with the local authorities (city/county/State).",
"title": ""
},
{
"docid": "b54f359812447b459ce484e396958a5f",
"text": "Alright, IRS Publication 463: Travel, Entertainment, Gift, and Car Expenses Business and personal use. If you use your car for both business and personal purposes, you must divide your expenses between business and personal use. You can divide your expense based on the miles driven for each purpose. Example. You are a sales representative for a clothing firm and drive your car 20,000 miles during the year: 12,000 miles for business and 8,000 miles for personal use. You can claim only 60% (12,000 ÷ 20,000) of the cost of operating your car as a business expense Obviously nothing helpful in the code. So I would use option 1, weight the maintenance-related mileage by the proportion of business use. Although if you use your car for business a lot (and perhaps have a spouse with a car), an argument could be made for 3. So I would consider my odds of being audited (even lower this year due to IRS budget cuts) and choose 1 or 3. And of course never throw anything away until you're room temperature.",
"title": ""
},
{
"docid": "20ddde4441bb0e5a4d7ee4f81e44300d",
"text": "According to the Illinois Department of Revenue, you don't have to file any taxes that are specific to a LLC, only your personal taxes. LLC on Federal level is disregarded, instead you submit all your business income/expenses on Schedule C. On the state level - it seems to be the same (only individual tax return). Consult your state certified tax specialist. That is not the case in other states, for example in California LLC has to file its own tax return and pay its own taxes, in additional to the individual taxes.",
"title": ""
},
{
"docid": "ceeecc34e00810972aa028a778fd4c31",
"text": "The LLC will file its own business taxes which may or may not have business level income and expenses. At the end, the LLC will issue Schedule K-1 tax forms to the members, that based on their percentage ownership, will reflect the percentage share of the income/losses. From an individual standpoint, the members need only worry about the K-1 form they receive. This has quite a few pass-through categories from the LLC, but the Income/Loss may be the only used one. The individual will likely include the K-1 by filing a Schedule-E along with their 1040 form. The 1040 Schedule-E has some ability to deduct expenses as an individual. Generally it's best not to commingle expenses. Additional schedule-E expense reporting is generally for non-reimbursed, but related business expenses. If a member paid certain fees for the LLC, it is better for the LLC to reimburse him and then deduct the expense properly. Schedule-E is on a non-LLC, personal level.",
"title": ""
},
{
"docid": "1be25d189c6efb019fd87a53bad1e3a2",
"text": "\"Before filing your first business tax return, you will need to choose a taxation method, either corporation or partnership. If you choose a partnership, then it's moot - your business income flows through to your personal taxes via form K-1. Also, regardless of your taxation method, you should consult a legal expert, since having your business pay off your personal debt would almost always be counted as income to you, and may cause you to lose the personal liability protections provided by the LLC (aka \"\"piercing the corporate veil\"\"). Having a single-member LLC with no employees, you have to be very careful how you manage the finances of the business. Any commingling of personal and business could jeopardize your protections.\"",
"title": ""
},
{
"docid": "b15d163a90235fed85ed81ab71d178ac",
"text": "\"Do I understand correctly, that we still can file as \"\"Married filing jointly\"\", just add Schedule C and Schedule SE for her? Yes. Business registration information letter she got once registered mentions that her due date for filing tax return is January 31, 2016. Does this prevent us from filing jointly (as far as I understand, I can't file my income before that date)? IRS sends no such letters. IRS also doesn't require any registration. Be careful, you might be a victim to a phishing attack here. In any case, sole proprietor files a regular individual tax return with the regular April 15th deadline. Do I understand correctly that we do not qualify as \"\"Family partnership\"\" (I do not participate in her business in any way other than giving her money for initial tools/materials purchase)? Yes. Do I understand correctly that she did not have to do regular estimated tax payments as business was not expected to generate income this year? You're asking or saying? How would we know what she expected? In any case, you can use your withholding (adjust the W4) to compensate.\"",
"title": ""
},
{
"docid": "eb6a63bb1abd8ee6d5c4b1cde0087a9f",
"text": "I took littleadv's advice and talked to an accountant today. Regardless of method of payment, my US LLC does not have to withhold taxes or report the payment as payments to contractors (1099/1042(S)) to the IRS; it is simply a business expense. He said this gets more complicated if the recipient is working in the US (regardless of nationality), but that is not my case",
"title": ""
},
{
"docid": "3d7f9fe5894143a3984af1d6e43a76a0",
"text": "\"If you have a single member LLC there is no need to separate expenses in this way since it is simply treated as part of the owner's normal tax returns. This is the way I've been operating. Owner of Single-Member LLC If a single-member LLC does not elect to be treated as a corporation, the LLC is a \"\"disregarded entity,\"\" and the LLC's activities should be reflected on its owner's federal tax return. If the owner is an individual, the activities of the LLC will generally be reflected on: Form 1040 Schedule C, Profit or Loss from Business (Sole Proprietorship) (PDF) Form 1040 Schedule E, Supplemental Income or Loss (PDF) Form 1040 Schedule F, Profit or Loss from Farming (PDF) An individual owner of a single-member LLC that operates a trade or business is subject to the tax on net earnings from self employment in the same manner as a sole proprietorship. If the single-member LLC is owned by a corporation or partnership, the LLC should be reflected on its owner's federal tax return as a division of the corporation or partnership. https://www.irs.gov/businesses/small-businesses-self-employed/single-member-limited-liability-companies\"",
"title": ""
},
{
"docid": "316710461de83750af605d1897addf25",
"text": "Chris, since you own your own company, nobody can stop you from charging your personal expenses to your business account. IRS is not a huge fan of mixing business and personal expenses and this practice might indicate to them that you are not treating your business seriously, and it should classify your business as a hobby. IRS defines deductible business expense as being both: ordinary AND necessary. Meditation is not an ordinary expense (other S-corps do not incur such expense.) It is not a necessary expense either. Therefore, you cannot deduct this expense. http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Deducting-Business-Expenses",
"title": ""
},
{
"docid": "819197acdc0e88afc44350dcccd999eb",
"text": "\"I believe you have to file a tax return, because state tax refund is considered income effectively connected with US trade or business, and the 1040NR instructions section \"\"Who Must File\"\" includes people who were engaged in trade or business in the US and had a gross income. You won't end up having to pay any taxes as the income is less than your personal exemption of $4050.\"",
"title": ""
},
{
"docid": "8ba0fc654895d48fb795dea7fe3b64af",
"text": "Yes, use a separate Form 8829 for each home used for business during the year. The top of 8829 includes that exact instruction.",
"title": ""
},
{
"docid": "5d86ebab266bf0a5d9f55be7a5222389",
"text": "I am assuming this is USA. While it is a bit of a pain, you are best off to have separate accounts for your business and personal. This way, if it comes to audit, you hand the IRS statements for your business account(s) and they match your return. As a further precaution I would have the card(s) you use for business expenses look different then the ones you use for personal so you don't mess another one up.",
"title": ""
},
{
"docid": "32637ccc9962c2adcab62d05df912a25",
"text": "The short answer is you are not required to. The longer answer depends on whether you are referring to your organization as a sole proprietorship in your state, or for federal taxation. For federal tax purposes, I would suggest filing each side job as a separate Sch C though. The IRS uses the information you provide about your sole proprietorship to determine whether or not your categorization of expenses makes sense for the type of business you are. This information is used by the IRS to help them determine who to audit. So, if you are a service based business, but you are reporting cost of goods sold, you are likely to be audited.",
"title": ""
},
{
"docid": "f06119600d3aea07f3eb0978ad02434e",
"text": "You would report it as business income on Schedule C. You may be able to take deductions against that income as well (home office, your computer, an android device, any advertising or promotional expenses, etc.) but you'll want to consult an accountant about that. Generally you can only take those kinds of deductions if you use the space or equipment exclusively for business use (not likely if it's just a hobby). The IRS is pretty picky about that stuff.",
"title": ""
},
{
"docid": "621d30c4812c6b44ec2e8bab6810ce01",
"text": "This depends on the nature of the income. Please consult a professional CPA for specific advise.",
"title": ""
}
] |
fiqa
|
2ddba64498dc5c3bf98d792e5fda7eb0
|
How can I register a UK business without providing a business address?
|
[
{
"docid": "7105af373db635e924f9f01e352fc7d4",
"text": "You don't have to provide your personal home address per se. You can provide a legal address where Companies house can send across paper correspondence to. Companies house legally requires an address because directors are liable to their shareholders(even if you are the only shareholder) and to stop them from disappearing just like that with shareholder's money. Moreover your birth date will also be visible on websites which provide comapnies information. You can ask these websites to stop sharing your personal information. Every company must have a registered office within the UK which is the official legal address of the company. It must be a physical address (i.e. not a PO Box without a physical location) as Companies House will use this address to send correspondence to. To incorporate a private limited company you need at least one director, who has to be over 16 years of age. You may also have a secretary, but this is optional. The information you will need to supply for each officer includes: You may also have officers that are companies or firms, and for these you will need to supply the company or firm name, its registered office address, details of the legal form of the company, where it is registered and if applicable its registration number.",
"title": ""
}
] |
[
{
"docid": "2722f69315341259b6dfc8053db89d61",
"text": "Normal high street accounts certainly are available to non-residents. I have several, and I haven't been resident in the UK for fourteen years. However you do need to open them before you leave. They need identification. Once you have one open, the same bank should be able to open other accounts by mail. The disadvantage of course is that you will pay tax on your earnings, and while you can claim it back that's an unnecessary piece of work if you don't have other UK earnings. I would take the risk of an offshore account, assuming it's with a big reputable bank - the kind that are going to be bailed out if there is another collapse. An alternative might be a fixed term deposit. You lock up your money for three years, and you get it back plus a single interest payment at the end of three years. You would pay nothing in tax while you were gone, but the whole interest amount would be taxable when you got back.",
"title": ""
},
{
"docid": "fe02dac238961f9255895e609c881f91",
"text": "Banks has to complete KYC. In case you want to open a bank account, most will ask for proof of address. I also feel it is difficult for bank to encash a cheque payable to a business in your account. Opening a bank account in the name of your business or alternatively obtaining a cheque payable to your personal name seems the only alternatives to me.",
"title": ""
},
{
"docid": "85c6ec404d0a5d71afa21f1097d00d83",
"text": "You need to file foreign qualification in any State you have physical presence in (warehouses, offices, etc). Including the State from which you personally operate (if it is not Nevada). You don't need to register in States to which you ship products.",
"title": ""
},
{
"docid": "2cd770682f25805fc6be5eea23b57d81",
"text": "I see no reason why a US ID would be mandatory anywhere in the UK. I'm sure they have their own tax IDs in the UK. However, if the gallery requires US persons to submit US W-9 - then yes, you're covered under that requirement.",
"title": ""
},
{
"docid": "035e03018aa1d2da9746f0c75cd7ad7f",
"text": "Seems like it's more dependent on who you want to be your supplier. The times I've been involved in requesting this, each company had its own application form. They usually need proof of business activity, which gets back to SpecKK's answer.",
"title": ""
},
{
"docid": "7a0f5ae5d21bde5bfb381e841ac88197",
"text": "Most US states have rules that go something like this: You will almost certainly have to pay some registration fees, as noted above. Depending on how you organize, you may or may not need to file a separate tax return for the business. (If you're sole proprietor for tax purposes, then you file on Schedule C on your personal Form 1040.) Whether or not you pay taxes depends on whether you have net income. It's possible that some losses might also be deductible. (Note that you may have to file a return even if you don't have net income - Filing and needing to pay are not the same since your return may indicate no tax due.) In addition, at the state level, you may have to pay additional fees or taxes beyond income tax depending on what you sell and how you sell it. (Sales tax, for example, might come into play as might franchise taxes.) You'll need to check your own state law for that. As always, it could be wise to get professional tax and accounting advice that's tailored to your situation and your state. This is just an outline of some things that you'll need to consider.",
"title": ""
},
{
"docid": "7548affc097d12684b115ced5528491e",
"text": "\"If you have a business web site, using firstname.lastname@businessdomain.*x* would be the best choice. Using an @gmail address should be a second choice. If gmail is your only option, though, I would strongly recommend avoiding the aka.username portion. If firstname.lastname@gmail.com isn't available (and, for most people, it no longer is), using something such as FirstinitialLastname.businessname@gmail.com would be a much better option (for example, John Smith with Example Enterprises would be JSmith.ExampleEnterprises@gmail.com). If you're looking for an email address to use for purposes such as a resume / CV or similar documents, then I would suggest to try to find a variation that includes your first name and last name on gmail. You can use your middle initial, as well, if necessary. John Curtis Smith could have any combination such as jcsmith, john.c.smith, johnathan.smith, johnathan.c.smith, j.curtis.smith (though that last one will imply that John prefers to be called Curtis), and similar. Also, and I say this as honest advice from someone who has been in charge of hiring people in the past, if you're concerned about professionalism, you'll want to ensure your grammar and spelling are impeccable. A quick glance at your posting history makes me think you're a Brit, or are currently living in England, so working on your English skills will be important. People will find it difficult to take someone seriously, otherwise, and a poor first impression via text or email can easily cost you whatever it is you're trying to establish, *especially* if you aren't the only person attempting to establish yourself for that position. You have several errors in your post (\"\"I just a question,\"\" \"\"approriate,\"\" \"\"buisness,\"\" and a lack of sentence structure and punctuation in general). It may seem silly to concern yourself with typing properly in a post on Reddit, but think of it as practice in a medium (text and typing) where repetition is key. If you're used to typing poorly, it'll take a lot more effort to type well when it counts, and you're more likely to miss an error that could cost you a job or client. Good luck to you! ^^^In ^^^before ^^^mentioning ^^^spelling ^^^/ ^^^grammar ^^^and ^^^missing ^^^something ^^^in ^^^my ^^^own ^^^text.\"",
"title": ""
},
{
"docid": "553ba551de833464c003df753f98f022",
"text": "Not sure about the UK, but if it were in the US you need to realize the expenses can be claimed as much as the income. After having a mild heart attack when I did my business taxes the first time many years ago, a Small Business Administration adviser pointed it out. You are running the site from a computer? Deductible on an amortization schedule. Do you work from home? Electricity can be deducted. Do you drive at all? Did you pay yourself a wage? Any paperwork, fax communications, bank fees that you had to endure as work expenses? I am not an accountant, but chances are you legally lost quite a bit more than you made in a new web venture. Discuss it with an accountant for the details and more importantly the laws in your country. I could be off my rocker.",
"title": ""
},
{
"docid": "0239db99a14304f9c2d2c4e5f0e8cc2e",
"text": "\"We use Cater Allen for our business banking (recommended/introduced by our accountants so we've saved the standard \"\"minimum funds per month\"\" limit) which was set up all remotely - our accountants sent us the forms (which you can get from Cater Allen's site), we photocopied the identity documents (driving licence etc) and sent them off. Within a couple of weeks we had the account open. Cater Allen hasn't got any physical branches, so that's \"\"one way\"\" of working around the \"\"come into a branch\"\" solution - pick a bank without branches! Girobank (which became Alliance and Leicester Business Banking and then became part of Santander) used to allow all account creations remotely - but that was back in the 90s and I've got no idea if Santander still do. Since you've setup an Ltd company, you are probably looking for an accountant too (even if it just to do your year end or payroll) - ask them for their recommendations.\"",
"title": ""
},
{
"docid": "51cab5507bc350b41e38fe645194961c",
"text": "Surprised that no one has mentioned **Dun & Bradstreet** yet. A lot of small businesses require a D&B number for various reasons (getting an extended verification SSL cert, applying for government contracts, etc). D&B numbers are *free*, but the D&B sales guys will lie and threaten you about expensive up-sells over the course of many phone calls before you can actually get it. Then once you have the number, they send this bullshit spam saying that your credit report has changed, but you got to pay to know what they're saying about you. Sorry for the rant, just D&B is the scummiest company I've dealt with in a long time.",
"title": ""
},
{
"docid": "a279ca195fb059cdc40775cca8a0e5d3",
"text": "As an LLC you are required to have a separate bank account (so you can't have one account and mix personal and business finances together as you could if you were a sole trader) - but there's no requirement for it to be a business bank account. However, the terms and conditions of most high street bank personal current accounts specifically exclude business banking, so unless you could find one that would allow it, you'd have to open a business bank account.",
"title": ""
},
{
"docid": "ed623c193cfc05a8c04cb3925bf45a18",
"text": "If you mostly do work for businesses/individuals who are VAT registered it's a no-brainer to become VAT registered yourself... Although you will have to charge your customers VAT (and pass this on to HMRC) because they are VAT-registered they will reclaim the amount so it won't actually 'cost' them anything. At the same time, you can reclaim all the VAT you're currently being charged on your business expenditure (business equipment, tickets to business events, business software, accountancy/other business services you pay for, web hosting etc etc etc) However, if most of your clients are not VAT-registered it's not worth you registering. You would have to charge your customers an extra 20% (and they wouldn't be able to claim it back!) and you would have to pass this on to HMRC. Although you could still claim for goods and services you purchase for business use, essentially you'd just be another tax collector for HMRC. That said, at the end of the day it's up to you! VAT returns are quarterly and dead simple. Just keep a spreadsheet with your invoices (output tax) and receipts (input tax) and then do some basic maths to submit the final numbers to HMRC. No accountant required!",
"title": ""
},
{
"docid": "5cbb996244fc60be4ce51aa99ccabc02",
"text": "The short Answer is NO, HMRC do not like disguised employment which is what this is as you fall under IR35 you can bill them via an umbrella company and you should be charging the contractor rate not a permie rate. http://www.contractoruk.com/",
"title": ""
},
{
"docid": "9757bb5c63f8eaefdd7cb9c62f6da0b4",
"text": "\"The HMRC has a dedicated self-help/learning site that is helpful here: It's important to tell HMRC that you are self-employed as soon as possible. If you don't, you may have to pay a penalty. You don't want to pay more to HMRC than you have to as it is a waste of your money. Your business has started when you start to advertise or you have a customer to buy your goods or services. It is at this point that your business is 'trading'. You cannot register before you start trading. For example, if you advertise your business in the local newspaper on 15 January but do not get your first customer until 29 March; in this case, you have been trading since 15 January. You must tell HMRC within six months of the end of the tax year in which you start self-employment. You must therefore register by 5 October. But it's best to register well before this so that you do not forget to do so. The HMRC also has a YouTube channel with help videos, and \"\"Am I Trading or Not?\"\" might be of particular interest to you. Most of the registration is based around the concept of starting to work with the intent to make a profit. By the letter of law and regulations, you should register within six months of the end of the tax year you started to avoid any potential penalty. However note that the situation is different based upon your intent. If you begin making/putting up videos online as a hobby with the hope that you can make something to help you defray the basic costs involved, and the total amount you make is relatively small (say, less than 500 pounds), you will not be classified as \"\"trading\"\" and likely have no need to register with HMRC. As soon as you begin to get in regular payments, maybe a single payment of a significant size, or multiple payments for a similar service/item, you are vastly more likely to need to register. From my reading you would likely be safe to begin putting up videos without registration, but if you begin spending a large portion of your time over an extended period (multiple months) and/or begin getting payments of any notable size then you should likely register with the appropriate services (HMRC, etc). As is the case in both the USA and UK, simple registration is pretty cheap and the costs of little/no income are usually pretty minor. Also note that the HMRC trading and self-employment regulations are unusual compared to many US laws/institutions, in that you are explicitly permitted to begin doing something and only register later. So if you start doing videos for an entire tax year + 5 months and make nothing significant, you'd seemingly be fine to never register at all.\"",
"title": ""
},
{
"docid": "43840c5ebf587837d68e03a94f9ef63f",
"text": "Work under UK umbrella company. By this you are thinking of creating a new legal entity in UK, then its not a very great idea. There will be lot of paperwork, additional taxes in UK and not much benefit. Ask UK company to remit money to Indian savings bank account Ask UK company to remit money to Indian business bank account Both are same from tax point of view. Opening a business bank account needs some more paper work and can be avoided. Note as an independent contractor you are still liable to pay taxes in India. Please pay periodically and in advance and do not wait till year end. You can claim some benefits as work related expenses [for example a laptop / mobile purchase, certain other expenses] and reduce from the total income the UK company is paying",
"title": ""
}
] |
fiqa
|
3db0a7f9a497e0d28291892cac498064
|
What are 'business fundamentals'?
|
[
{
"docid": "8e31f9a452a967f889442863ca55440f",
"text": "From http://financial-dictionary.thefreedictionary.com/Business+Fundamentals The facts that affect a company's underlying value. Examples of business fundamentals include debt, cash flow, supply of and demand for the company's products, and so forth. For instance, if a company does not have a sufficient supply of products, it will fail. Likewise, demand for the product must remain at a certain level in order for it to be successful. Strong business fundamentals are considered essential for long-term success and stability. See also: Value Investing, Fundamental Analysis. For a stock the basic fundamentals are the second column of numbers you see on the google finance summary page, P/E ratio, div/yeild, EPS, shares, beta. For the company itself it's generally the stuff on the 'financials' link (e.g. things in the quarterly and annual report, debt, liabilities, assets, earnings, profit etc.",
"title": ""
}
] |
[
{
"docid": "ed8ac5cafaa4a0d9cf5ad7b74ff04938",
"text": "\"As other people have posted starting with \"\"fictional money\"\" is the best way to test a strategy, learn about the platform you are using, etc. That being said I would about how Fundamental Analysis works . Fundamental Analysis is the very basis of learning about an assets true value is priced. However in my humble opinion, I personally just stick with Index funds. In layman's terms Index Funds are essentially computer programs that buy or sell the underlying assets based on the Index they are associated with in the portion of the underlying index. Therefore you will usually be doing as good or as bad as the market. I personally have the background, education, and skillsets to build very complex models to do fundamental analysis but even I invest primarily in index funds because a well made and well researched stock model could take 8 hours or more and Modern Portfolio Theory would suggest that most investors will inevitably have a regression to the mean and have gains equal to the market rate or return over time. Which is what an index fund already does but without the hours of work and transaction cost.\"",
"title": ""
},
{
"docid": "c273003dc6bb4bc0fda17ca3b38d53b0",
"text": "\"Your comment is more related to economics rather than finance. You're right that with conventional, everyday goods that \"\"value\"\" is an entirely subjective thing. Economists formalize this idea with the notion that people's preferences determine market prices. In finance, though, \"\"fundamental value\"\" relates to the value of the cash-flows produced by a financial asset. In Marxian terms, we're talking about exchange value - what can I get if I take this bond/stock and sell it. The value I get should be equivalent to the monetary value of the cashflows produced by that asset over time, discounting for uncertainty, etc. So, \"\"fundamental value\"\" is a bit more objective in finance since these things produce something quasi-objective - cash.\"",
"title": ""
},
{
"docid": "56815446ee85684b1e933f6502565d5f",
"text": "Triple Bottom Line places a special focus on preserving a wide technical skill set, while retaining an exceptional level of technical expertise, which enables the company to fulfill its mission. Triple Bottom Line offers our clients a broad spectrum of mobile application development services. We have team of dedicated developers specializing in Android , iPhone, Symbian, iPad, tablets, Blackberry, JQuery, Titanium, C+, Javascript, html5, Facebook Apps, Twitter Apps, Palm, Android TV apps, Apple's iTV, and Web design and development. We can also put your app in the Barnes and Nobles' Nook, Amazon's and other bookstore's Kindle, AT&T's U-verse TV with our approved developer accounts. We are specialists in various API and SDK integration including AT&T, Facebook, Twitter, Amazon, Paypal, among many more. Our services create affordable development for corporate clients and development firms. We provide solutions at an affordable price with superior quality. Contact us for a quote to see how affordable it will be to complete your mobile application needs with alacrity. Visit our website @ http://tbldevelopmentfirm.com/",
"title": ""
},
{
"docid": "4e0be7ab0b5c4a8ad8dee1636aa05953",
"text": "\"Synergy is when a relationship makes its members stronger. \"\"Relationships\"\" doesn't cut it. Results and [ROI](http://www.investopedia.com/terms/r/returnoninvestment.asp) are very different. If a subordinate brings an insignificant problem to their manager, \"\"be realistic\"\" doesn't have quite the kick that \"\"deal with it\"\" does, IMO, but I'll give it to you. I'm not sure what you're getting at with \"\"Expectations? Goals?\"\", but managing expectations is conveyed in neither. Your terms do not suffice, and your lack of understanding leads me to believe that you're either really junior or not in business at all.\"",
"title": ""
},
{
"docid": "a3d0faea96982b5a5ffaa1971f1df44c",
"text": "No. The information you are describing is technical data about a stock's market price and trading volume, only. There is nothing implied in that data about a company's financial fundamentals (earnings/profitability, outstanding shares, market capitalization, dividends, balance sheet assets and liabilities, etc.) All you can infer is positive or negative momentum in the trading of the stock. If you want to understand if a company is performing well, then you need fundamental data about the company such as you would get from a company's annual and quarterly reports.",
"title": ""
},
{
"docid": "a39b37febb386d8d25976b32ed6e7097",
"text": "all of these examples are great if you actually believe in fundamentals, but who believes in fundamentals alone any more? Stock prices are driven by earnings, news, and public perception. For instance, a pharma company named Eyetech has their new macular degeneration drug approved by the FDA, and yet their stock price plummeted. Typically when a small pharma company gets a drug approved, it's off to the races. But, Genetech came out said their macular degeneration drug was going to be far more effective, and that they were well on track for approval.",
"title": ""
},
{
"docid": "68ad2d6cc4afb29c1b2f1b4a8f0d38f1",
"text": "All you have to do is ask Warren Buffet that question and you'll have your answer! (grin) He is the very definition of someone who relies on the fundamentals as a major part of his investment decisions. Investors who rely on analysis of fundamentals tend to be more long-term strategic planners than most other investors, who seem more focused on momentum-based thinking. There are some industries which have historically low P/E ratios, such as utilities, but I don't think that implies poor growth prospects. How often does a utility go out of business? I think oftentimes if you really look into the numbers, there are companies reporting higher earnings and earnings growth, but is that top-line growth, or is it the result of cost-cutting and other measures which artificially imply a healthy and growing company? A healthy company is one which shows year-over-year organic growth in revenues and earnings from sales, not one which has to continually make new acquisitions or use accounting tricks to dress up the bottom line. Is it possible to do well by investing in companies with solid fundamentals? Absolutely. You may not realize the same rate of short-term returns as others who use momentum-based trading strategies, but over the long haul I'm willing to bet you'll see a better overall average return than they do.",
"title": ""
},
{
"docid": "20f359098fd69ea33661b6f8f5533514",
"text": "Google Portfolio does the job: https://www.google.com/finance/portfolio You can add transaction data, view fundamentals and much more.",
"title": ""
},
{
"docid": "f0526e7431f71287e6672e599e85d48e",
"text": "\"Is english not your first language? I'm not trying to be rude i just want to understand if the difficulty in communicating with you comes from a language barrier or something else. Finance and accounting knowledge are things people go to university for years for, just to learn the basics to get in the door. What you're asking requires years of experience and earned expertise. The expectation that you can just post here with some questions and suddenly have enough of a grasp to become a decision maker with respect to these situations is borderline offensive to professionals like myself. Either you need this knowledge for a practical application, or an academic pursuit. It seems to be the latter given your previous message. There are textbooks dedicated to what you're asking about, if you are really serious about learning then go pick them up and put in the hours necessary just like anyone else. Otherwise stop wasting peoples time on here. If you have one or two small questions to help clarify something you've been self studying that's fine, but honestly coming on here and asking \"\"how can a company issue bonds and what are bonds is it like a mortgage\"\" is absolutely a waste of time and reeks of laziness on your part.\"",
"title": ""
},
{
"docid": "444b5c847964ff77552b194814e3ac68",
"text": "\"Spoken like a true non-business person. I'm an engineer that now has an MBA. It's not \"\"fluff\"\", far from it. In fact, I'm doing more quantitative work now than I did as an engineer. I use MATLAB and Excel more than I ever did before. And I'm in marketing, one of the less quantitative MBA jobs.\"",
"title": ""
},
{
"docid": "374e6710563e24b0d8106fb204e53dd2",
"text": "Not sure why people are suggesting CFP or CFA to someone who hasn't graduated with a BS yet. With that said, CFA had a claritas (fundamentals course) with like 20-20 page chapters going over basic finance and investment info. Pretty sure you can still get those pdfs for free. Investopedia is also great for general concepts for banking and investments. CFA is very expensive and I wouldn't touch it until you've taken general business classes and really built up your foundation.",
"title": ""
},
{
"docid": "ba5bf7b67849af2a301c29a925ef0c59",
"text": "The technical skills (excel, matlab, econometrics) others posted are absolutely essential, but I have seen a ton of world class number crunchers who could not put anything in context. My advice: - Read any annual report for any company you find somewhat interesting, aim for reading 2 or 3 a week. This is the best way to learn real world macro economics and get a very strong grasp on financial accounting - Practice writing about what you learn.",
"title": ""
},
{
"docid": "6f223dd9cf545da0fdadcbc3847f769e",
"text": "Basically you'd take all the companies in a given universe (like the S&P 500 or the Russell 3000) and instead of weighting them by market cap as they are currently done, you would weight by an alternative measure. Right now, if you're invested in an index that is market cap weighted, you're effectively momentum chasing. If a stock runs up, you're going to have a higher weight in your portfolio because of it (but only after the increase). An alternative that OppenheimerFunds has come up with is using revenue-weighting. That way you're using company fundamentals and only when the fundamentals are improving do you increase the weight in your portfolio. I haven't yet seen any research that explores weighting by other fundamentals. I would think that revenues aren't perfect either and that you might want to weight by Net Income. Or to go several steps further, by year over year Free Cash Flow growth. It could be a seminal paper if you are the one who empirically identifies a better weighting methodology and then have everyone else fight over the theoretical underpinnings. This is effectively what goes into Smart Beta investing: http://www.investopedia.com/terms/s/smart-beta.asp",
"title": ""
},
{
"docid": "b2e056bfcd6c9499ce4401c581de7df5",
"text": "\"Definition: Fundamental analysis involves analyzing financial statements and health, management and competitive advantages, and competitors and markets. Books are a great way to learn fundamental analysis but can be time consuming for something that really isn't very difficult. So the internet might be a better way to get started. When using fundamental analysis all you are doing is trying to figure out how much a company is worth. The vocabulary and huge range of acronyms can be intimidating but really its a fairly simple task. You can use (investopedia) for definitions and simple examples when you do not fully understand something. IE: (PEG) You can search for definitions using the search bar on the top right (google also is a good source to look for additional definitions). I recommend starting out by doing an independent analysis on a well known name such as Proctor & Gamble or Mcdonald's. Then you can compare your analysis to a professionals and see how they stack up. Books and Resources: Getting Started in Fundamental Analysis Fundamental Analysis For Dummies Fundamental analysis Wiki What Is Fundamental Analysis? - Video tut from Investopedia Fundamental Analysis: Introduction Step by Step example of fundamental analysis - It's a pretty in depth forum post. Side Notes: Personally when I first began using fundamental analysis I found it difficult to understand why something is considered undervalued or overvalued. I couldn't figure out who was the \"\"authority\"\" on saying this. Well in short the \"\"authority\"\" basically is the market. You can say you believe XYZ is undervalued but you are only proven correct if the market agrees with you over long period of time. Some key facts you should know: Many times a stock can be \"\"broken\"\" for many reasons. The price can go far beyond what would be considered a \"\"normal valuation\"\" (this is considered a bubble, e.g. the tech bubble of 1999-2000). It can also go far below a \"\"normal valuation\"\". In most cases these types of valuations are short lived and in the end a stock should return to \"\"normal valuation\"\" or at least this is the theory behind fundamental analysis.\"",
"title": ""
},
{
"docid": "d97e266ba12f00578992bb56628866ea",
"text": "The thing about business is, it isn't engineering, medicine, or law. What value does inventing a whole other language add? When it's a shortcut, fine, but too often these phrases sprout up because MBAs want everyone to think they know something arcane and precious, and that's when cliches are a symptom of obfuscation, something engineers, doctors, and lawyers are certainly guilty of, albeit with more justification.",
"title": ""
}
] |
fiqa
|
35174df57ee02ebd4998b3981da51463
|
Business Investment Loss from prior year
|
[
{
"docid": "bf0330082ac65d66aa4934120480a8fe",
"text": "You need to give specific dates! In the United States, you have three years to file an amended tax return. https://www.irs.gov/uac/Newsroom/Ten-Facts-about-Amended-Tax-Returns Did the restaurant fail in 2012? If so, that's probably the year to take the loss. If you need to amend your 2012 return, which you filed in 2013, you should have until 2016 to file this. The exact date may be based on when you filed 2012 taxes!",
"title": ""
}
] |
[
{
"docid": "ade1f187fc1c0403179210d8806b6971",
"text": "Yes, you will be able to claim it as an expense on your taxes, but not all in the current year. It is split into three categories: Current Expenses - Assets purchased such as inventory would be able to be claimed in the current year. Assets - Vehicles, Buildings, and equipment can be depreciated over time based on the value you purchased them for and the CCA class. Goodwill - In tax terms this is the value of the business purchase that is not eligible in 1 or 2 and is called Eligible Capital Property. This can be expensed over time. From info at CRA website: http://www.cra-arc.gc.ca/tx/bsnss/tpcs/lf-vnts/byng/menu-eng.html",
"title": ""
},
{
"docid": "5d814567aa5f5a1eaf61596718a3f55d",
"text": "If you didn't receive the money in 2012 or have constructive receipt you really can't claim the income. If the company is going to give you a 1099 for the work they aren't going to give you one until next year and if you claim it this year you will have a hard time explaining the income difference. On the other hand if this isn't miscellaneous income, but rather self employment income and expenses you should be able to claim the expenses in 2012 and if you have a loss that would carry over to 2013. Note it is possible to use an accrual basis if you are running a business (which would allow you to do this), but it is more complex than the cash accounting individual tax payers use.",
"title": ""
},
{
"docid": "dc95981f0c9cdf734451c8280615c376",
"text": "The business and investment would be shown on separate parts of the tax return. (An exception to this is where an investment is related and part of your business, such as futures trading on business products) On the business side of it, you would show the transfer to the stocks as a draw from the business, the amount transferred would then be the cost base of the investment. For taxes, you only have to report gains or losses on investments.",
"title": ""
},
{
"docid": "d7a167abd6c63e3410c1c6b5d9916b05",
"text": "It just had less cash. That doesn't necessarily mean that the company had a net loss for the year. Just like having more cash doesn't mean the company made a profit. What if a company had revenue of $1 million, expenses of $2 million, and took out a loan of $5 million? They had a net loss of $1 million, but they have $4 million more in cash.",
"title": ""
},
{
"docid": "1169f9db654b7e89de8d8bc0a26b24e1",
"text": "The preparation for starting up of the company has lasted already more than 2 years. Let's say the company starts officially in January next year. So, in January 2014... 8 million USD is invested to purchase the equipments and the company will start selling their prdocuts right away. Imagine the company will be selling the same amount of products each year at the same price for 5 years. After 5 years it will sell the equipments for 6 million USD and cease to exist. The depreciation of equipments is divided into those 5 years. So, each year the depreciation of equipments is 400.000 USD. In despite of this, the company will make 500.000 USD per year as a profit before tax. So, the equipments are bought in Januardy 2014 (first month of the existence of the company) and sold in December 2018 (last month of the existence of the company). This is the NPV that I calculated. Is it correct?",
"title": ""
},
{
"docid": "e3cd89c0d64142d65db6089237dac981",
"text": "How do I account for this in the bookkeeping? Here is an example below: This is how you would accurately depict contributions made by an owner for a business. If you would want to remove money from your company, or pay yourself back, this would be called withdrawals. It would be the inverse of the first journal entry with cash on the credit side and withdrawals on the debited side (as it is an expense). You and your business are not the same thing. You are two different entities. This is why you are taxed as two different entities. When you (the owner) make contributions, it is considered to be the cash of the business. From here you will make these expenses against the business and not yourself. Good luck,",
"title": ""
},
{
"docid": "7c9402e6b60744e382aaead94dae4f43",
"text": "make assume should be make assumptions*. I feel like there are other reasons that the 5% in year 2 could have cost less than the 5% in year 1 besides a falling stock price (this is what I'm trying to figure out). In your opinion, how do you think the investment is performing.",
"title": ""
},
{
"docid": "2e3fd15a04772d1e2dee131172b03474",
"text": "See this spread sheet I worked up for fun. https://docs.google.com/spreadsheets/d/1ZhI-Rls4FpwpdpEYgdn20lWmcqkIEhB-2AH0fQ7G2wY/edit?usp=sharing If you are really crazy you can do what I did and model the rates (modified normal) and expenses (large items like the roofing being replaced on exponential) distribution and run a monte carlo simulation to get maximum likely losses by years and ranges of final values. P.S. As a side note, this spreadsheet makes a lot of assumptions and I would consider it absolutely necessary to be able to build a sheet like this and understand all the assumptions and play with it to see how quickly this can turn into a losing investment before making any business investments.",
"title": ""
},
{
"docid": "937e178303c71f9a48e8980a920490ce",
"text": "This loss would be unrealized and, assuming you're a cash-basis tax-payer, you would not be able to take a loss on your 2014 tax return. This is similar to if you held a stock that lost 50% of its value. You wouldn't be able to claim this loss until you finally sold it. The link that User58220 posted may come into play if you converted your UAH back to USD.",
"title": ""
},
{
"docid": "d52ea9db44206476ac686502ec2c2d92",
"text": "\"You have a sequence of questions here, so a sequence of answers: If you stopped at the point where you had multiple wins with a net profit of $72, then you would pay regular income tax on that $72. It's a short term capital gain, which does not get special tax treatment, and the fact that you made it on multiple transactions does not matter. When you enter your next transaction that takes the hypothetical loss the question gets more complicated. In either case, you are paying a percentage on net gains. If you took a two year view in the second case and you don't have anything to offset your loss in the second year, then I guess you could say that you paid more tax than you won in the total sequence of trades over the two years. Although you picked a sequence of trades where it does not appear to play, if you're going to pursue this type of strategy then you are likely at some point to run into a case where the \"\"wash sale\"\" rules apply, so you should be aware of that. You can find information on this elsewhere on this site and also, for example, here: http://www.marketwatch.com/story/understanding-the-wash-sale-rules-2015-03-02 Basically these rules require you to defer recording a loss under some circumstances where you have rapid wins and losses on \"\"substantially identical\"\" securities. EDIT A slight correction, you can take part of your losses in the second year even if you have no off-setting gain. From the IRS: If your capital losses exceed your capital gains, the amount of the excess loss that you can claim on line 13 of Form 1040 to lower your income is the lesser of $3,000, ($1,500 if you are married filing separately)\"",
"title": ""
},
{
"docid": "aa4741c68677d146703292d52bc6bff0",
"text": "You are not the person or entity against whom the crime was committed, so the Casualty Loss (theft) deduction doesn't apply here. You should report this as a Capital Loss, the same way all of the Enron shareholders did in their 2001 tax returns. Your cost basis is whatever you originally paid for the shares. The final value is presumably zero. You can declare a maximum capital loss of $3000, so if your net capital loss for the year is greater than that, you'll have to carry over the remainder to the following years. IRS publication 547 states: Decline in market value of stock. You can't deduct as a theft loss the decline in market value of stock acquired on the open market for investment if the decline is caused by disclosure of accounting fraud or other illegal misconduct by the officers or directors of the corporation that issued the stock. However, you can deduct as a capital loss the loss you sustain when you sell or exchange the stock or the stock becomes completely worthless. You report a capital loss on Schedule D (Form 1040). For more information about stock sales, worthless stock, and capital losses, see chapter 4 of Pub. 550.",
"title": ""
},
{
"docid": "a440dc953dc925288491d3b524bca32d",
"text": "You can always reduce the income by the direct expenses required to earn it, and figure out whether it is ultimately a net profit or loss. The net profit is taxable income. The loss may be tax deductible if the underlying thing is tax deductible. For the book, the $50 revenue required a $100 expense, so that's a $50 net loss. You don't owe any income tax since it's a loss. You could take the loss as a tax deduction if you have a business trading books, or if buying the book would be tax deductible for some reason. Note that in the latter case you can only deduct the $50 not the $100. For the airline ticket, it is to compensate you for the losses you took as a result if the delayed flight. So you tally up the $22 meal you had in the airport waiting for news, the $110 on the motel room you rented or forfeited, any other way you can peg a cash value to any losses you took. Total them up, again, a net loss is only deductible if the travel is already deductible. Note that if the actual expenses (book, flight) were tax deductible for some reason, the cash-back reduces the amount of your tax deduction, so it has the same effect as the sale/gift being taxable income.",
"title": ""
},
{
"docid": "14f144db69e3441a4aad7a98c912dc3d",
"text": "\"In the US tax system, you cannot \"\"write-off\"\" capital assets. You have to depreciate them, with very specific exceptions. So while you may be purchasing $4500 of equipment, your deduction may be significantly less. For example, computers are depreciated over the period of 5 years, so if you bought a $1000 computer - you write off $200/year until it is completely depreciated, not $1000 at once. There are exceptions however, for example - IRC Sec. 179 is one of them. But you should talk to a tax adviser (EA/CPA licensed in your State) about whether it is applicable to the specific expense you want to \"\"write off\"\" and to what extent. Also, keep in mind that State laws may not conform to the Federal IRC. While you may be able to use Sec. 179 or other exceptions and deduct your expenses on your Federal return, you may end up with a whole different set of deductions on your State return. And last but not least: equipment that you depreciated or otherwise \"\"wrote off\"\" that is later sold - is income to you, since depreciation/deduction reduces basis. Ah, and keep in mind - the IRS frowns upon Schedule C business that consistently show losses. If you have losses for more than 3 in the last 5 years - your business may be classified as \"\"hobby\"\", and deductions may be disallowed. But the bottom line is that yes, it is possible to end up with 0 tax liability with business income offset by business deductions. However, not for prolonged periods of time (not for years consistently, but first year may fly). Again - you should talk to a licensed tax adviser (EA/CPA licensed in your State). It is well worth the money. Do not rely on answers on free Internet forums as a tax advice - it is not.\"",
"title": ""
},
{
"docid": "d5a1458ae217b838333d1a4d8690a177",
"text": "You need to submit an updated return. The problem is that once three years have passed you can't update the return to get any kind of refund, but if they are going after you for the sale price of the stocks, not knowing the cost, your goal is to show them there was no gain, and in fact you'd have had the loss if you were aware of the account. This is less than ten years back, so the broker should be able to give you the statements pretty easily.",
"title": ""
},
{
"docid": "6f35493317b0fa9767a0827ede4a4505",
"text": "I appreciate it. I didn't operate under selling the asset year five but other than that I followed this example. I appreciate the help. These assignments are just poorly laid out. Financial management also plays on different calculation interactions so it is difficult for me to easily identify the intent at times. Thanks again.",
"title": ""
}
] |
fiqa
|
9499932f491f88e92601b5760ffba402
|
How can I estimate business taxes / filing fees for a business that has $0 income?
|
[
{
"docid": "e8c6bd900f8d5b7b20accdc0347b2060",
"text": "Is the business an S-Corp, LLC or Sole Prop? I am going to guess based on the question that it is an LLC that you never closed with the state and you live in a state (NY) that charges a fee for having an LLC in the state in which case you owe those fees to the state. I am not aware of any taxes on the mere existence of a business by the IRS. I think you are going to find out that the are no taxes owed to the IRS for this nonexistent activity.",
"title": ""
},
{
"docid": "cecc860897423d6c529366fcac3bc914",
"text": "\"You need to hire a tax professional and have them sort it out for you properly and advise you on how to proceed next. Don't do it yourself, you're way past the stage when you could. You're out of compliance, and you're right - there are penalties that a professional might know how to mitigate, and maybe even negotiate a waiver with the IRS, depending on the circumstances of the case. Be careful of answers like \"\"you don't need to pay anything\"\" that are based on nothing of facts. Based on what you said in the question and in the comments, it actually sounds like you do have to pay something, and you're in trouble with the IRS already. It might be that you misunderstood something in the past (e.g.: you said the business had filed taxes before, but in fact that might never happened and you're confusing \"\"business filed taxes\"\" with \"\"I filed schedule C\"\") or it might be the actual factual representation of things (you did in fact filed a tax return for your business with the IRS, either form 1120 of some kind or 1065). In any case a good licensed (CPA or EA) professional will help you sort it out and educate you on what you need to do in the future.\"",
"title": ""
}
] |
[
{
"docid": "7691b04c045df57a892e781356f4004f",
"text": "Washington State doesn't have a state income tax for individuals, so unless you've got a business there's nothing to file. Find out more on their website.",
"title": ""
},
{
"docid": "6f4290ed479d97b76cb8e3e8ecc89e8f",
"text": "Starting and running a business in the US is actually a lot less complicated than most people think. You mention incorporation, but a corporation (or even an S-Corp) isn't generally the best entity to start a business with . Most likely you are going to want to form an LLC instead this will provide you with liability protection while minimizing your paperwork and taxes. The cost for maintaining an LLC is relatively cheap $50-$1000 a year depending on your state and you can file the paperwork to form it yourself or pay an attorney to do it for you. Generally I would avoid the snake oil salesman that pitch specific out of state LLCs (Nevada, Delaware etc..) unless you have a specific reason or intend on doing business in the state. With the LLC or a Corporation you need to make sure you maintain separate finances. If you use the LLC funds to pay personal expenses you run the risk of loosing the liability protection afforded by the LLC (piercing the corporate veil). With a single member LLC you can file as a pass through entity and your LLC income would pass through to your federal return and taxes aren't any more complicated than putting your business income on your personal return like you do now. If you have employees things get more complex and it is really easiest to use a payroll service to process state and federal tax with holding. Once your business picks up you will want to file quarterly tax payments in order to avoid an under payment penalty. Generally, most taxpayers will avoid the under payment penalty if they owe less than $1,000 in tax after subtracting their withholdings and credits, or if they paid at least 90% of the tax for the current year, or 100% of the tax shown on the return for the prior year, whichever is smaller. Even if you get hit by the penalty it is only 10% of the amount of tax you didn't pay in time. If you are selling a service such writing one off projects you should be able to avoid having to collect and remit sales tax, but this is going to be very state specific. If you are selling software you will have to deal with sales tax assuming your state has a sales tax. One more thing to look at is some cities require a business license in order to operate a business within city limits so it would also be a good idea to check with your city to find out if you need a business license.",
"title": ""
},
{
"docid": "7bd542cb4e6e88dd0fb8aa378fa34d0a",
"text": "\"You can make a custom category for \"\"Website expenses\"\" under Other Expenses as well. If the domain name only costs a very small amount, like $10, I think expensing it would be reasonable. Mariette IRS Circular 230 Notice: Please note that any tax advice contained in this communication is not intended to be used, and cannot be used, by anyone to avoid penalties that may be imposed under federal tax law.\"",
"title": ""
},
{
"docid": "18cd8234a214ff8a7f311bcf36715bc1",
"text": "If you need to shop coins, you could do your personal improvement, however, this may be tricky because of even easy documentation errors fee extra. For many little employer proprietors, the high-quality picks the use of a business enterprise company, which is a fee-powerful preference to make sure your documentation is accurate and filed right away with conditions. If you're concerned in Delaware LLC with as little quotes as viable, begin with the aid of considering conditions wherein you'll include. You do no longer require work within the state you select, however it may be more reasonable for pick out your home circumstance.",
"title": ""
},
{
"docid": "d5a7e6714172567de547d1bb7a74903d",
"text": "\"What is the right way to handle this? Did you check the forms? Did the form state $0 tax due on the FTB LLC/Corp form (I'm guessing you operate as LLC/Corp, since you're dealing with the Franchise Tax)? The responsibility is ultimately yours. You should cross check all the numbers and verify that they're correct. That said, if the CPA filled the forms incorrectly based on your correct data - then she made a mistake and can be held liable. CPA filing forms from a jurisdiction on the other end of the country without proper research and knowledge may be held negligent if she made a grave mistake. You can file a law suit against the CPA (which will probably trigger her E&O insurance carrier who'll try to settle if there's a good chance for your lawsuit to not be thrown away outright), or complain to the State regulatory agency overseeing CPAs in the State of her license. Or both. Am I wrong for expecting the CPA should have properly filled out and filed my taxes? No, but it doesn't shift the responsibility from you. How can I find out if the CPA has missed anything else? Same as with doctors and lawyers - get a second opinion. Preferably from a CPA licensed in California. You and only you are responsible for your taxes. You may try to pin the penalties and interest on the CPA if she really made a mistake. California is notorious for very high LLC/Corp franchise tax (cost of registering to do business in the State). It's $800 a year. You should have read the forms and the instructions carefully, it is very prominent. It is also very well discussed all over the Internet, any search engine would pop it up for you with a simple \"\"California Franchise Tax for LLC/Corp\"\" search. CA FTB is also very aggressive in assessing and collecting the fee, and the rules of establishing nexus in CA are very broad. From your description it sounds like you were liable for the Franchise tax in CA, since you had a storage facility in CA. You may also be liable for sales taxes for that period.\"",
"title": ""
},
{
"docid": "e7ccac55c68e68fb150691852e53e0c9",
"text": "Havoc P's answer is good (+1). Also don't forget the other aspects of business income: state filing fees, county/city filing fees, business licenses, etc. Are there any taxes you have to collect from your customers? If you expect to make more this year, then you should make estimated quarterly tax payments. The first one for 2011 is due around the same time as your federal income tax filing.",
"title": ""
},
{
"docid": "7b171a55ca69f689ee46c4199f8dc686",
"text": "If thinking about it like a business you normally only pay taxes on Net income, not gross. So Gross being all the money that comes in. People giving you cash, checks, whatever get deposited into your account. You then pay that out to other people for services, advertisement. At the end of the day what is left would be your 'profit' and you would be expected to pay income tax on that. If you are just an individual and don't have an LLC set up or any business structure you would usually just have an extra page to fill out on your taxes with this info. I think it's a schedule C but not 100%",
"title": ""
},
{
"docid": "05575c7ecd138f1d959b8ffd50b5d3d2",
"text": "I have researched this question extensively in previous years as we have notoriously high taxes in California, while neighboring a state that has zero corporate income tax and personal income tax. Many have attempted pull a fast one on the California taxation authorities, the Franchise Tax Board, by incorporating in Nevada or attempting to declare full-year residence in the Silver State. This is basically just asking for an audit, however. California religiously examines taxpayers with any evidence of having presence in California. If they deem you to be a resident in California, and they likely will based on the fact that you live in California (physical presence), you will be subject to taxation on your worldwide income. You could incorporate in Nevada or Bangladesh, and California will still levy its taxation on any business income (Single Member LLCs are disregarded as separate corporate entities, but still taxed at ordinary income rates on the personal income tax basis). To make things worse, if California examines your Single Member LLC and finds that it is doing business in California, based on the fact that its sole owner is based in California all year long, you could feasibly end up with additional penalties for having neglected to file your LLC in California (California LLCs are considered domestic, and only file in California unless they wish to do business in other states; Nevada LLCs are considered foreign to California, requiring the owner to file a domestic LLC organization in Nevada and then a foreign LLC organization in California, which still gets hit with the minimum $800 franchise fee because it is a foreign LLC doing business in California). Evading any filing responsibility in California is not advisable. FTB consistently researches LLCs, S-Corporations and the like to determine whether they've been organized out-of-state but still principally operated in California, thus having a tax nexus with California and the subsequent requirement to be filed in California and taxed by California. No one likes paying taxes, and no one wants to get hit with franchise fees, especially when one is starting a new venture and that minimum $800 assessment seems excessive (in other words, you could have a company that earns nothing, zero, zip, nada, and still has to pay the $800 minimum fee), but the consequences of shirking tax laws and filing requirements will make the franchise fee seem trivial in comparison. If you're committed to living in California and desire to organize an LLC or S-Corp, you must file with the state of California, either as a domestic corporation/LLC or foreign corporation/LLC doing business in California. The only alternatives are being a sole proprietor (unincorporated), or leaving the state of California altogether. Not what you wanted to hear I'm sure, but that's the law.",
"title": ""
},
{
"docid": "86f371260e89d31a0477118e8f490e2c",
"text": "\"Actually, calculating taxes isn't that difficult. You will pay a percentage of your gross sales to state and local sales tax, and as a single-owner LLC your profits (after sales taxes) should pass through to your individual tax tax return (according to this IRS article. They are not cumulative since they have different bases (gross sales versus net profit). That said, when determining if your future business is profitable, you need to ask \"\"what aspects of the business can I control\"\"? Can you control how much each item sells for? Increasing your prices will increase your gross margins, which should be higher than your fixed and variable costs. If your margins do not exceed your costs, then you will note be profitable. Note that as a vendor you are at a slight disadvantage to a retailer, since tax has to be baked in to your prices. A retailer can advertise the pre-tax price, and pass-through sales tax at the point of sale. However, people expect to pay more at a vending machine, so the disadvantage is very small (you aren't directly competing with retailers anyways).\"",
"title": ""
},
{
"docid": "43b87ab9579364ecb540986c555633c2",
"text": "Normally you could either head down to the office supply store and pick up a copy of a tax program, or you could head over to the IRS office and pick up the instructions and forms. However, in your case you should be talking to a tax lawyer. The unfiled taxes are bad enough but you own a business outside the USA and most likely have bank accounts also. That brings you into the realm of FATCA.",
"title": ""
},
{
"docid": "0ddf5935ce37f66c96defd0182a0c28d",
"text": "\"This may be closed as not quite PF, but really \"\"startup\"\" as it's a business question. In general, you should talk to a professional if you have this type of question, specifics like this regarding your tax code. I would expect that as a business, you will use a proper paper trail to show that money, say 1000 units of currency, came in and 900 went out. This is a service, no goods involved. The transaction nets you 100, and you track all of this. In the end you have the gross profit, and then business expenses. The gross amount, 1000, should not be the amount taxed, only the final profit.\"",
"title": ""
},
{
"docid": "d402dc885d5d6ef6afda8b49de969880",
"text": "You're doing business in the US and derive income from the US, so I'd say that yes, you should file a non-resident tax return in the US. And in Connecticut, as well, since that's where you're conducting business (via your domestic LLC registered there). Since you paid more than $600 to your contractor, you're probably also supposed to send a 1099 to him on that account on behalf of your LLC (which is you, essentially, if you're the only member).",
"title": ""
},
{
"docid": "ac8916af592d24f229674bf1f89c93c2",
"text": "If this is something you plan to continue doing it would make sense to create it as it's own business entity and then to get non-profit status eg: 501c3. Otherwise I'm pretty sure you have to think of it as YOU receiving the money as a sole proprietor - and file a couple more tax forms at the end of the year. I think it's a Schedule C. So essentially if you bring in $10,000, then you spend that $10,000 as legit business expenses for your venture your schedule C would show no profit and wouldn't pay taxes on it. BUT, you do have to file that form. Operating this way could have legal implications should something happen and you get sued. Having the proper business entity setup could help in that situation.",
"title": ""
},
{
"docid": "f9a15d4ecc758b477a3b68fb24dd21a4",
"text": "\"You can hire a good CPA for a really low price. They can advise you on how to do exactly what you said and many other aspects of your business. Mine does this as a courtesy with the filing of my taxes. And the filing of my taxes is not all that much. It is great value for the money. Recently I had to make a decision that is a potential audit situation and can go badly if not properly documented. It was not hard to document (with the CPA's help), but now that it is so I don't lose mental energy on if I am going to get \"\"caught\"\" by the IRS. Let them come, I have the necessary documentation. Beyond the IRS, I really like the documentation that you are trying to put behind this loan. Having this in writing helps smooth this potentially bad situation between you and the BIL. I would go above and beyond writing conditions and contingencies down in order to keep this relationship happy. With these kinds of things, cover the applicable 5 \"\"Ds\"\" of partnership agreements: However, I would add another: Boom. What happens if your business takes off? Perhaps there should be a clause to retire the loan prior to you expanding beyond a certain level. Please understand I am not suggesting that any of these bad things are going to happen to you (except the Boom, I really hope that happens to you), but it is a way to communicate contingent actions if one of the risks of small business materializes. Having agreements ahead of time helps avoid crisis.\"",
"title": ""
},
{
"docid": "75546585b13b415f40ba7b912437fc1a",
"text": "\"Depending on the nature of the expenses, you will enter them under Deductions, on lines 9 through 20. Did you rent an office? Add the rental expense to line 13. Fee for a business license? Line 14. Everything else that doesn't fall into any specific category goes on line 20 (You'll need to attach a small statement that breaks out the expense categories, e.g. office supplies, phone, legal fees, etc.) Expenses that are entered in the Income section are costs directly related to sales, such as merchant fees that you pay to a bank if you take payments by credit card. Since you said the partnership has \"\"zero money coming in,\"\" I assume that it currently has no revenues, so all the fields in the Income section would be zero.\"",
"title": ""
}
] |
fiqa
|
39d2b85be30a97c3fdc27a0f5d3b72d3
|
Would the purchase of a car for a business through the use of a business loan be considered a business expense?
|
[
{
"docid": "221c2facfbbbc27225c5f7d9f28af460",
"text": "You don't say what country you live in. If it's the U.S., the IRS has very specific rules for business use of a car. See, for starters at least, http://www.irs.gov/publications/p463/ch04.html. The gist of it is: If you use the car 100% for business purposes, you NEVER use it to drive to the grocery store or to your friend's house, etc, then it is a deductible business expense. If you use a car party for business use and partly for personal use, than you can deduct the portion of the expense of the car that is for business use, but not the portion that is for personal use. So basically, if you use the car 75% for business purposes and 25% for personal use, you can deduct 75% of the cost and expenses. You can calculate the business use by, (a) Keeping careful records of how much you spent on gas, oil, repairs, etc, tracking the percentage of business use versus percentage of personal use, and then multiplying the cost by the percentage business use and that is the amount you can deduct; or (b) Use the standard mileage allowance, so many cents per mile, which changes every year. Note that the fact that you paid for the car from a business account has absolutely nothing to do with it. (If it did, then everyone could create a small business, open a business account, pay all their bills from there, and all their personal expenses would magically become business expenses.) Just by the way: If you are going to try to stretch the rules on your taxes, business use of a car or personal computer or expenses for a home office are the worst place to do it. The IRS knows that cars and computers are things that can easily be used for either personal or business purposes and so they keep a special eye out on these.",
"title": ""
}
] |
[
{
"docid": "85110d666ba177dfbde6ed4aae613120",
"text": "Yes, truckloads of cash. /s It's exactly the same as your example, when people say to pay for a car in cash, they don't meany physical bills, but rather the idea that you aren't getting a loan. In most acquisitions, the buyer will usually pay with their own stock, pay in cash, or a combination of both.",
"title": ""
},
{
"docid": "a2f90aea0d5c4bccafa3f3047a28797e",
"text": "\"Assuming its in the US: No, it is not, and such things are usually treated as \"\"red flags\"\" for audit (and no, golf club memberships are not deductible either). The food expenses are not deductible in their entirety as well, only up to 50% of the actual expense, and only if it is directly business related. From what you've described, it sounds like if you have an audit coming you'll be in trouble. The purposes and activities of a club, not its name, will determine whether or not you can deduct the dues. You cannot deduct dues paid to: Country clubs, Golf and athletic clubs, Airline clubs, Hotel clubs, and Clubs operated to provide meals under circumstances generally considered to be conducive to business discussions.\"",
"title": ""
},
{
"docid": "3cef4b15724a32fdbb940c05a10463e0",
"text": "I don't think there's much you can do. Losses from the sale of personal-use automobiles (used for pleasure, commuting, etc) are not deductible as capital losses. See IRS Tax Topic 409, end of the first paragraph. The expenses you incurred in owning and operating the car (insurance, fuel, maintenance, service plans, etc) are not deductible either. If you used it partly for business, then some of your expenses might be deductible; see IRS Tax Topic 510. This includes depreciation (decline in value), but only according to a standard schedule; you don't generally just get to deduct the difference between your buying and selling price. Also, you'd need to have records to verify your business use. But anyway, these deductions would apply (or not) regardless of whether you sell the car. You don't get your sales tax refunded when you resell the vehicle. That's why it's a sales tax, not a value-added tax. Note, however, that if you do sell it, the sales tax on this new transaction will be the buyer's responsibility, not yours. You do have the option on your federal income tax return to deduct the state sales tax you paid when you bought the car; in fact, you can deduct all the sales taxes you paid in that year. (If you have already filed your taxes for that year, you can go back and amend them.) However, this takes the place of your state income tax deduction for the year; you can't deduct both. See Tax Topic 503. So this is only useful if your sales taxes for that year exceeded the state income tax you paid in that year. Also, note that state taxes are not deductible on your state income tax return. Again, this deduction applies whether you sell the car or not.",
"title": ""
},
{
"docid": "ca816def6c13f526c18f1951bde048f8",
"text": "lets sat If I buy a house on company's name, It will declared as expense and will deduct from profit. but I am not sure If I can rent it out as a IT LTD company. that's my questions. Buying a house is not an expense, it is a transfer of assets. The house itself, is an asset. So if you have $100,000 in cash, buy a house for $35,000, your total assets will remain the same ($100,000), but your asset mix will be different (instead of $100,000 in cash, you now have $65,000 in cash, and $35,000 in property). You can expense the costs associated with buying the house (e.g. taxes, interest, legal fees), but the house itself stays on the asset side of your balance sheet. To refine the example above, if you buy the house for $35,000, and pay $5,000 in misc fees related to purchasing the house, your assets are now $95,000 ($60,000 in cash, $35,000 in house): the $5,000 reduction is from the actual fees associated with the purchase. It is these fees that lower your profit. Being not familiar with UK rules, in Canada and the US, and likely the UK, you would then depreciate the house over its useful life. The depreciation expense is deducted from your annual net income. If you rent out the house, what you can do is expense any maintenance fees, taxes, etc., on the house itself. This expense will count as a negative towards the rental income, lowering your effective taxable income from the rental. E.g. rent out a flat at $1,000/month, but your property taxes are $3,500/year, so your net income for tax purposes (i.e. your taxable income in this case) is $12,000-$3,500=$8,500.",
"title": ""
},
{
"docid": "0cc576b5888470d7003f4abf92ab4d38",
"text": "No. Net profit is calculated after taxes. Loan interest is an expense, so it will result in the company paying less taxes (it acts as a tax shield), so net profit should still be positive. How much will depend on tax and interest rate. Only the portion of the $1.000.000 that correspond to interest is an expense. Principal payments are not.",
"title": ""
},
{
"docid": "fb32ab169c1794b67f1a1ee65fd22d70",
"text": "If you buy a car using a loan, the dealer gets benefited by the financing institution by the way of referring fee paid to the dealer by the institution, and that too if the dealer has helped in financing the purchase. Otherwise for the dealer it doesn't matter if one pays in full or through financing. The dealer is paid in full in either cases. Hence the dealer may slightly get disappointed that you are not taking a loan.",
"title": ""
},
{
"docid": "f44b20011b4c0ef83ce99bfe19e6e1ca",
"text": "It's not quite clear what you are asking, so I'll answer a few possible interpretations. Businesses pay taxes on their profits. So if your business took a million pounds in revenue (e.g. sold a million pounds worth of stuff) then you would subtract (roughly speaking) everything the business spent on making and selling that stuff, and pay taxes only on the profit. VAT however is a different matter, and you would have to pay VAT on all of that income (technically the VAT portion isn't even income - it's tax you are forced to collect on behalf of the government). If your business made a million pounds pounds profit, it would pay tax on all of that million (subject to what a tax accountant can do to reduce that, which ought to be considerable). You can't subtract your personal living expenses like that. However the company can pay you a salary, which counts as an expense and the company doesn't pay tax on that. You might also take some money from the company as dividends. Both salary and dividends count as personal income to yourself, and you will need to pay personal income tax on them. As for the Ferrari, it depends on whether you can justify it as a business expense. A lot of companies provide cars for their employees so that they can use them for business - however you have to be able to show that IS for business, otherwise they are taxed like salary. The rules for company cars are quite complicated, and you would need an accountant. If this is a real rather than hypothetical situation, definitely get a tax accountant involved.",
"title": ""
},
{
"docid": "7348a5a39e5d09a5d84942986787e34e",
"text": "\"Disclaimer: This should go without saying, but this answer is definitely an opinion. (I'm pretty sure my current accountant would agree with this answer, and I'm also pretty sure that one of my past accountants would disagree.) When I started my own small business over 10 years ago I asked this very same question for pretty much every purchase I made that would be used by both the business and me personally. I was young(er) and naive then and I just assumed everything was deductible until my accountant could prove otherwise. At some point you need to come up with some rules of thumb to help make sense of it, or else you'll drive yourself and your accountant bonkers. Here is one of the rules I like to use in this scenario: If you never would have made the purchase for personal use, and if you must purchase it for business use, and if using it for personal use does not increase the expense to the business, it can be fully deducted by the business even if you sometimes use it personally too. Here are some example implementations of this rule: Note about partial expenses: I didn't mention partial deductions above because I don't feel it applies when the criteria of my \"\"rule of thumb\"\" is met. Note that the IRS states: Personal versus Business Expenses Generally, you cannot deduct personal, living, or family expenses. However, if you have an expense for something that is used partly for business and partly for personal purposes, divide the total cost between the business and personal parts. You can deduct the business part. At first read that makes it sound like some of my examples above would need to be split into partial calulations, however, I think the key distinction is that you would never have made the purchase for personal use, and that the cost to the business does not increase because of allowing personal use. Partial deductions come into play when you have a shared car, or office, or something where the business cost is increased due to shared use. In general, I try to avoid anything that would be a partial expense, though I do allow my business to reimburse me for mileage when I lend it my personal car for business use.\"",
"title": ""
},
{
"docid": "53a20d80b0a4b1fc95cd358082d398ce",
"text": "No, you can't claim personal expenses as business expenses. What is the alternative to paying someone to do your chores? Letting the chores go undone. How does it affect your business if your household chores go undone? It doesn't; it only affects your personal life--that's why they are personal expenses.",
"title": ""
},
{
"docid": "4e41f2d5ccac706564bf5b0af4e17ff6",
"text": "Unless you own a business and the car is used in that business you can't write off your auto repairs. If you start a sole-proprietorship in your own name there are all sorts of things you can write off as long as there is a reasonable expectation of profit. This includes a portion of your car repairs, a portion of your home expenses (assuming it's a home-based business), any tools used in the business, all kinds of stuff. The portion of your auto is based on total miles driven in the year vs. total miles driven for business purposes. Eligible auto expenses include repairs, gas/oil, insurance, parking, and interest on the auto loan. There are some things to remember: I'm no expert on California business law. Talk to a lawyer and an accountant if you wish to go this way. Many offer a half-hour free session for new clients.",
"title": ""
},
{
"docid": "c6c5338768d8d4a1502efcaa15ed74fd",
"text": "Sounds like a trick question. If it's hired for a limited time, equivalent to an operating lease, then you only pay a running cost as it's used, and it's neither an asset or a liability, but just a running cost like salaries. If it's hired in a way that fulfils the criteria for a financial lease, i.e. you treat it like it's being purchased, then it's both a liability and an asset. It goes on both sides of the balance sheet. Just like when you buy something on credit and recognize the liability to pay as a debt, and the item owned as an asset. edit: presuming the relevant company is the one paying.",
"title": ""
},
{
"docid": "aec159d832b416596b4ba5e39324d200",
"text": "An expense is an expense. You can deduct your lease payment subject to some limitations, but you don't make out by having more expenses. Higher expenses mean lower profit. Is leasing better than owning? It depends on the car you'd buy. If your business doesn't benefit from flashiness of your car, then buying a quality used car (a few years old at most) would probably be a wiser decision financially. I'd think hard about whether you really need an up-to-date car.",
"title": ""
},
{
"docid": "b54f359812447b459ce484e396958a5f",
"text": "Alright, IRS Publication 463: Travel, Entertainment, Gift, and Car Expenses Business and personal use. If you use your car for both business and personal purposes, you must divide your expenses between business and personal use. You can divide your expense based on the miles driven for each purpose. Example. You are a sales representative for a clothing firm and drive your car 20,000 miles during the year: 12,000 miles for business and 8,000 miles for personal use. You can claim only 60% (12,000 ÷ 20,000) of the cost of operating your car as a business expense Obviously nothing helpful in the code. So I would use option 1, weight the maintenance-related mileage by the proportion of business use. Although if you use your car for business a lot (and perhaps have a spouse with a car), an argument could be made for 3. So I would consider my odds of being audited (even lower this year due to IRS budget cuts) and choose 1 or 3. And of course never throw anything away until you're room temperature.",
"title": ""
},
{
"docid": "c6dbd951582b3e30962e024dba0282d1",
"text": "\"The answer to your question is...it depends. Depending on the state you, your friend, and the LLC are located in, it can be very easy to run afoul of state banking laws, or to somehow violate some other statute pertaining to the legal activities an LLC may undertake by doing something like a loan. It is not unusual (or illegal) for officers or employees of a business entity to be loaned money by the company they work for, so something of this nature wouldn't be an issue with regulatory agencies. Having your LLC loan money to a friend who isn't an employee or officer of your LLC just might not be kosher though. The best advice I can give is that you should call the state banking commission or similar agency in your state and ask them whether what you want to do is alright. The LAST thing you want is to end up with auditors or regulators sniffing around your business, even if you haven't done anything wrong, and you certainly don't want to run the risk of accidentally \"\"piercing the corporate veil\"\", as someone else here astutely pointed out. Good luck!\"",
"title": ""
},
{
"docid": "beea3f671766c0cef4427097bdc05788",
"text": "Funds earned and spent before opening a dedicated business account should be classified according to their origination. For example, if your business received income, where did that money go? If you took the money personally, it would be considered either a 'distribution' or a 'loan' to you. It is up to you which of the two options you choose. On the flip side, if your business had an expense that you paid personally, that would be considered either a 'contribution of capital' or a 'loan' from you. If you choose to record these transactions as loans, you can offset them together, so you don't need two separate accounts, loan to you and loan from you. When the bank account was opened, the initial deposit came from where? If it came from your personal funds, then it is either a 'contribution of capital' or a 'loan' from you. From the sound of your question, you deposited what remained after the preceding income/expenses. This would, in effect, return the 'loan' account back to zero, if choosing that route. The above would also be how to record any expenses you may pay personally for the business (if any) in the future. Because these transactions were not through a dedicated business bank account, you can't record them in Quickbooks as checks and deposits. Instead, you can use Journal Entries. For any income received, you would debit your capital/loan account and credit your income account. For any expenses, you would debit the appropriate expense account and credit your distribution/loan account. Also, if setting up a loan account, you should choose either Current Asset or Current Liability type. The capital contribution and distribution account should be Equity type. Hope this helps!",
"title": ""
}
] |
fiqa
|
25f47551752996a5875b20e7cd14578a
|
Deducting last years (undocumented) side business loss
|
[
{
"docid": "65e937ed3f126133a62b0b7452a1af51",
"text": "You should speak to a good tax adviser. The less documentation you have the more problems IRS are going to cause you. Generally you can deduct business losses (in the year they occurred, which is 2011), but you have to show that that was a valid business, not just a way to reduce your tax bill with personal expenses. Thus lack of documentation reduces your ability to prove that you're entitled to the deduction. The burden of proof is generally on you. You can not deduct it from 2012 taxes, but you can still amend 2011. Keep in mind though that amended returns have higher chance of audit, and a significant business loss on a business that only existed that year is a major red flag which will raise the probability of an audit to very high percentage. Theoretically, if the business was real and just failed - you can definitely deduct this. But practically, lack of documentation may cause too big a problem, and a tax adviser might suggest you giving it up if he doesn't think you have a real chance to convince the IRS. Definitely don't do that without a professional advice. It is worth fighting for, its quite a loss, but don't do it on your own as you will definitely lose.",
"title": ""
}
] |
[
{
"docid": "f7613eabc169fad3fafc9d947392f98d",
"text": "The IRS' primary reference Pub 519 Tax Guide for Aliens -- current year online (current and previous years downloadable in PDF from the Forms&Pubs section of the website) says NO: Students and business apprentices from India. A special rule applies .... You can claim the standard deduction .... Use Worksheet 5-1 to figure your standard deduction. If you are married and your spouse files a return and itemizes deductions, you cannot take the standard deduction. Note the last sentence, which is clearly an exception to the 'India rule', which is already an exception to the general rule that nonresident filers never get the standard deduction. Of course this is the IRS' interpretation of the law (which is defined to include ratified treaties); if you think they are wrong, you could claim the deduction anyway and when they assess the additional tax (and demand payment) take it to US Tax Court -- but I suspect the legal fees will cost you more than the marginal tax on $6300, even under Tax Court's simplified procedures for small cases.",
"title": ""
},
{
"docid": "2c471849f109297f8aa0872aaa94b4cd",
"text": "I am not an accountant, but I have a light accounting background, despite being primarily an engineer. I also have a tiny schedule C business which has both better and worse years. I am also in the United States and pay US taxes. I assume you are referring to the US Form 1040 tax return, with the attached Schedule C. However little I know about US taxes, I know nothing about foreign taxes. You are a cash-basis taxpayer, so the transactions that happen in each tax year are based on the cash paid and cash received in that year. You were paid last year, you computed your schedule C based on last year's actual transactions, and you paid taxes on that income. You can not recompute last years schedule C based on the warranty claim. You might want to switch to an accrual accounting method, where you can book allowances for warranty claims. It is more complex, and if your business is spotty and low volume, it may be more trouble than it is worth. At this point, you have two months to look for ways to shift expenses into next year or being income into this year, both of which help offset this loss. Perhaps a really aggressive accountant would advise otherwise (and remember, I am not an accountant), but I would take the lumps and move on. This article on LegalZoom (link here) discusses how to apply a significant net operating loss (NOL) in this year to the previous two years, and potentially carry it forward to the next two years. This does involve filing amended returns for the prior two years, showing this year's NOL. For this to be relevant, your schedule C loss this year must exceed your other W2 and self-employment income this year, with other tests also applied. Perhaps a really aggressive accountant would advise otherwise (and remember, I am not an accountant), but I would take the lumps and move on.",
"title": ""
},
{
"docid": "9797c3ae43e312e7a4e29c26a0f28f57",
"text": "If i am not wrong, any business activities such should be declared on Year End Tax filing. If your friend is going to own that website either it is commercial or nonprofit, he has to declare in the year end taxation.",
"title": ""
},
{
"docid": "30dbc27585a5e7c1e53bbaec9a1a710e",
"text": "Generally speaking, if a business loses money for whatever reason, then that reduces the profits of the business which reduces the tax payable. However if you were holding the assets on a personal basis prior to incorporating the business, the position may become more complicated. For that kind of money some professional advice may be worthwhile.",
"title": ""
},
{
"docid": "d658c3ec1d9279c81cc4cf3a58c86168",
"text": "\"Short answer: Yes. For Federal income tax purposes, you are taxed on your total income, adding up positives and negatives. If business A made, say, $100,000 while business B lost $20,000, then your total income is $80,000, and that's what you'll be taxed on. As @littleadv says, of course any business losses you claim must qualify as business losses under IRS rules. And yes, there are special rules about losses that the IRS considers \"\"passive\"\". If you have wage income in addition to business income, business losses don't offset wage income for social security and medicare tax purposes. You can't get a refund of the social security tax deducted from your paycheck. I don't know if this is relevant to you, but: If you have businesses in different states, each is taxed by that state. For example I have two tiny side businesses, one in Michigan and one in Ohio. Last year the Michigan business made money while the Ohio business lost money. So my federal income was Michigan minus Ohio. My Ohio income was negative so I owed no Ohio income tax. But I couldn't subtract my Ohio losses from my Michigan income for Michigan income tax purposes. Thus, having, say, $10,000 income in Michigan and $10,000 in Ohio would result in lower taxes than $30,000 income in Michigan and a $10,000 loss in Ohio, even though the total income in both cases is the same. And this would be true even if the tax rates in both states were identical.\"",
"title": ""
},
{
"docid": "dddc066c97185591206de8eeb5c95863",
"text": "\"I have done several days of additional research on this and found out that it appears I can deduct the cost of the books against a single year's royalty income by claiming a Section 179 deduction. The steps are as follows: (1) Write the maximum amount of property you can claim under section 179 on line 1 of Form 4562. (2) Add up the total cost of section 179 property you began using during the tax year, including books, and record the amount on line 2. (3) Write the limit of your deductions on line 3. (4) Subtract the amount on line 2 from the amount on line 3 and record it on line 4. If line 3 is larger than line 2, simply write \"\"0\"\" on line 4, then subtract the amount on line 4 from the amount on line 1 and record on line 5. Step 5 (5) Describe the property and books on line 6 and record the cost of each in section b. Write the amount of the expense you are claiming for each item in section c of line 6. You can claim the entire cost of the books. (6) Add the amount in line 6 c to any amounts on line 7 and write the total on line 8. Write either the amount on line 8 or the amount on 5 on line 9, depending on which is smaller. (7) Write the amount of your Schedule C income on line 11, unless it is greater than $500,000. On line 12, write the amount of your deduction, which is the total of line 9 plus any carry-over you may have had from the previous year. (8) Record the amount of your deduction for section 179 books and property on line 13 of your Schedule C, not line 22. Include form 4562 when you hand in your tax return. source: \"\"How to Deduct Books for Self-Employed\"\" by Emily Weller\"",
"title": ""
},
{
"docid": "ae579dcb50cc14bc3da84900f50b83ed",
"text": "I'm no tax expert by any means. I do know that a disreagarded entity is considered a sole proprietor for federal tax purposes. My understanding is that this means your personal tax year and your business tax year must be one and the same. Nevertheless, it is technically possible to have a non-calendar fiscal year as an individual. This is so rare that I'm unable to find a an IRS reference to this. The best reference I could find was this article written by two CPAs. If you really want to persue this, you basically need to talk with an accountant, since this is complicated, and required keeping propper accounting records for your personal life, in addition to your business. A ledger creqated after-the-fact by an accountant has been ruled insufficent. You really need to live by the fiscal year you choose.",
"title": ""
},
{
"docid": "937e178303c71f9a48e8980a920490ce",
"text": "This loss would be unrealized and, assuming you're a cash-basis tax-payer, you would not be able to take a loss on your 2014 tax return. This is similar to if you held a stock that lost 50% of its value. You wouldn't be able to claim this loss until you finally sold it. The link that User58220 posted may come into play if you converted your UAH back to USD.",
"title": ""
},
{
"docid": "2b3eb961fe4796f80757fdd694888379",
"text": "IRS Publication 463 is a great resource to help you understand what you can and can't deduct. It's not a yes/no question, it depends on the exact company use, other use, and contemporaneous record keeping.",
"title": ""
},
{
"docid": "1525ae32cf52879d47052ec31a67d930",
"text": "A non-resident alien is only allowed for deductions connected to producing a US-sourced income (See IRC Sec. 873). Thus you can only deduct things that qualify as business expenses, and State taxes on your wages. In addition you can deduct a bunch of stuff explicitly allowed (like tax preparation, charitable contributions, casualty losses, etc) but sales tax is not in that list.",
"title": ""
},
{
"docid": "4feb648016f073df68bca025da36bfd5",
"text": "\"Hobby expenses are not tax deductible. Business expenses are, but only if it's a bona fide business. First they look at profitability: if you reported a net profit (i.e. paid taxes) in your first 3 years, they will believe you rant on Youtube for a living. Remember, by the time they get around to auditing you, you'll likely be well into, or through, your third year. There is an exception for farms. Other than that, if you lose money year after year, you better be able to show that you look, walk and quack like a business; and one with a reasonable business reason for delayed profitability. For instance Netflix's old business model of mailing DVDs had very high fixed infrastructure expense that took years to turn profitable, but was a very sensible model. They're fine with that. Pets.com swandived into oblivion but they earnestly tried. They're fine with that too. You can't mix all your activities. If you're an electrician specializing in IoT and smart homes, can you deduct a trip to the CES trade show, you bet. Blackhat conference, arguable. SES? No way. Now if you had a second business of a product-reco site which profited by ads and affiliate links, then SES would be fine to deduct from that business. But if this second business loses money every year, it's a hobby and not deductible at all. That person would want separate accounting books for the electrician and webmaster businesses. That's a basic \"\"duck test\"\" of a business vs. a hobby. You need to be able to show how each business gets income and pays expense separate from every other business and your personal life. It's a best-practice to give each business a separate checking account and checkbook. You don't need to risk tax penalties on a business-larva that may never pupate. You can amend your taxes up to 3 years after the proper filing date. I save my expense reciepts for each tax year, and if a business becomes justifiable, I go back and amend past years' tax forms, taking those deductions. IRS gives me a refund check, with interest!\"",
"title": ""
},
{
"docid": "36fcccad5602fec5364f2c1f4e6d3235",
"text": "Generally stock trades will require an additional Capital Gains and Losses form included with a 1040, known as Schedule D (summary) and Schedule D-1 (itemized). That year I believe the maximum declarable Capital loss was $3000--the rest could carry over to future years. The purchase date/year only matters insofar as to rank the lot as short term or long term(a position held 365 days or longer), short term typically but depends on actual asset taxed then at 25%, long term 15%. The year a position was closed(eg. sold) tells you which year's filing it belongs in. The tiny $16.08 interest earned probably goes into Schedule B, typically a short form. The IRS actually has a hotline 800-829-1040 (Individuals) for quick questions such as advising which previous-year filing forms they'd expect from you. Be sure to explain the custodial situation and that it all recently came to your awareness etc. Disclaimer: I am no specialist. You'd need to verify everything I wrote; it was just from personal experience with the IRS and taxes.",
"title": ""
},
{
"docid": "9a79e4ac789b44b448e0340713d810a9",
"text": "You can only deduct (with the 2% AGI threshold) expenses that: You've actually incurred. I.e.: you actually paid for equipment or services provided and can show receipts for the payment. At the request of the employer. I.e.: you didn't just decide on your own to buy a new book or take a class, your employer told you to. With business necessity. I.e.: it was in order for you to do your job. And you were not reimbursed by your employer. I.e.: you went somewhere and spent your after tax money on something employer explicitly told you to pay for, and you didn't get reimbursed for that. From your story - these conditions don't hold for you. As I said in the comments - I strongly suggest you talk to a lawyer. Your story just doesn't make any sense, and I suspect your employer is doing something very fishy here.",
"title": ""
},
{
"docid": "d55b27429ba53a663bc7257aa958fc75",
"text": "\"I am going to keep things very simple and explain the common-sense reason why the accountant is right: Also, my sister in law owns a small restaurant, where they claim their accountant informed them of the same thing, where a portion of their business purchases had to be counted as taxable personal income. In this case, they said their actual income for the year (through their paychecks) was around 40-50K, but because of this detail, their taxable income came out to be around 180K, causing them to owe a huge amount of tax (30K ish). Consider them and a similarly situated couple that didn't make these purchases. Your sister in law is better off in that she has the benefit of these purchases (increasing the value of her business and her expected future income), but she's worse off because she got less pay. Presumably, she thought this was a fair trade, otherwise she wouldn't have made those purchases. So why should she pay any less in taxes? There's no reason making fair trades should reduce anyone's tax burden. Now, as the items she purchased lose value, that will be a business loss called \"\"depreciation\"\". That will be deductible. But the purchases themselves are not, and the income that generated the money to make those purchases is taxable. Generally speaking, business gains are taxable, regardless of what you do with the money (whether you pay yourself, invest it, leave it in the business, or whatever). Generally speaking, only business losses or expenses are deductible. A purchase is an even exchange of income for valuable property -- even exchanges are not deductions because the gain of the thing purchased already fairly compensates you for the cost. You don't specify the exact tax status of the business, but there are really only two types of possibilities. It can be separately taxed as a corporation or it can be treated essentially as if it didn't exist. In the former case, corporate income tax would be due on the revenue that was used to pay for the purchases. There would be no personal income tax due. But it's very unlikely this situation applies as it means all profits taken out of the business are taxed twice and so small businesses are rarely organized this way. In the latter case, which is almost certainly the one that applies, business income is treated as self-employment income. In this case, the income that paid for the purchases is taxable, self-employment income. Since a purchase is not a deductible expense, there is no deduction to offset this income. So, again, the key points are: How much she paid herself doesn't matter. Business income is taxable regardless of what you do with it. When a business pays an expense, it has a loss that is deductible against profits. But when a business makes a purchase, it has neither a gain nor a loss. If a restaurant buys a new stove, it trades some money for a stove, presumably a fair trade. It has had no profit and no loss, so this transaction has no immediate effect on the taxes. (There are some exceptions, but presumably the accountant determined that those don't apply.) When the property of a business loses value, that is usually a deductible loss. So over time, a newly-purchased stove will lose value. That is a loss that is deductible. The important thing to understand is that as far as the IRS is concerned, whether you pay yourself the money or not doesn't matter, business income is taxable and only business losses or expenses are deductible. Investments or purchases of capital assets are neither losses nor expenses. There are ways you can opt to have the business taxed separately so only what you pay yourself shows up on your personal taxes. But unless the business is losing money or needs to hold large profits against future expenses, this is generally a worse deal because money you take out of the business is taxed twice -- once as business income and again as personal income. Update: Does the business eventually, over the course of the depreciation schedule, end up getting all of the original $2,000 tax burden back? Possibly. Ultimately, the entire cost of the item is deductible. That won't necessarily translate into getting the taxes back. But that's really not the right way to think about it. The tax burden was on the income earned. Upon immediate replacement, hypothetically with the exact same model, same cost, same 'value', isn't it correct that the \"\"value\"\" of the business only went up by the amount the original item had depreciated? Yes. If you dispose of or sell a capital asset, you will have a gain or loss based on the difference between your remaining basis in the asset and whatever you got for the asset. Wouldn't the tax burden then only be $400? Approximately, yes. The disposal of the original asset would cause a loss of the difference between your remaining basis in the asset and what you got for it (which might be zero). The new asset would then begin depreciating. You are making things a bit more difficult to understand though by focusing on the amount of taxes due rather than the amount of taxable gain or loss you have. They don't always correlate directly (because tax rates can vary).\"",
"title": ""
},
{
"docid": "f8985859319a850622a66372ac3ac946",
"text": "I don't see a tag for United States, so I'm having to assume this is US taxes. It doesn't matter what app you use, IRS trades are all calculated the same. First, you have to report each trade on a 8949 and from that the totals go into a schedule D. Short term trades are stocks that you've kept exactly one year or less, long term trades are for 1 year + 1 day or more. Trades where you sold a stock for a loss, then bought that stock back again under 30 days don't get to count as a loss. This only affects realized capital gains and losses, you don't count fees. First, take all of your short term gains then offset them by all of your short term losses. Do the same for long term gains and losses. Short and long term gains are taxed at different rates. You can deduct losses from short term to your long term and vice versa. Then you can deduct the total losses up to $3000 (household, $1500 married, filing separately) per year on your regular income taxes or other dividend taxes. If you have over $3000 in losses, then you need to carry that over to subsequent years. Edited per Dave's comments: thanks Dave",
"title": ""
}
] |
fiqa
|
f9e4e829155c6ec88867db4ecf32fbb7
|
30% share in business
|
[
{
"docid": "c58daa07acae659b5335af1ae1dfa254",
"text": "Keep in mind a good lawyer will have the contract cover the five D's: Its really best to lay these things out ahead of time. I watched, first hand, two friends start a business. When they were broke and struggling the worked very well together. Then the money started rolling in. Despite exceeding their dreams they were constantly at each other's throats fighting and bickering over stupid stuff. In the end, because they had decent legal docs, they both were able to pull money out of the business. Had that not been worked out they would have destroyed the business so that no one would have profited.",
"title": ""
},
{
"docid": "ac5f6d63f5ddfbe95132e9cb560a5580",
"text": "Get involved a lawyer and Accountant. Without it you may not be sure what you are getting. What exactly will 30% mean for me? It will mean exactly what gets written in contract. It can mean you are owner of 30% of the company. If this is structured as partnership, it would also mean you are party to 30% loss. It can mean by current valuation, you get x fixed shares. In future if the directors creates more shares, your % ownership can get diluted. Or anything else. It all depends on what is written in contract and how the contract is structured. Is there anything I should I be aware of before agreeing? Get a draft and talk to a Lawyer and Accountant, they should be able to tell you exactly what it means and you can then decide if you agree to it or not; or need this contract worded differently.",
"title": ""
}
] |
[
{
"docid": "cc91ea4c757c7222136a6d2fab185128",
"text": "Typically, preferred shares come with one or both different benefits - a disproportionate share of votes, say 10 votes per share vs the normal 1, or a preferred dividend. The vote preference is great for the owner(s) looking to go public, but not lose control of the company. Say, I am a Walton (of Walmart fame) and when I went public, I sold 80% of the (1000 share total) company. But, in creating the share structure, 20% of shares were assigned 10 votes each. 800 shares now trade with 800 votes, 200 shares have 10 votes each or 2000 votes. So, there are still the 1000 shares but 2800 votes. The 20% of shares now have 2000/2800 or 71% of the total votes. So, my shares are just less than half ownership, but over 78% of votes. Preferred dividend is as simple as that, buy Stock A for ownership, or (same company) Stock A preferred shares which have ownership and $1/yr dividend. Edited to show a bit more math. I use a simple example to call out a total 1000 shares. The percentages would be the same for a million or billion shares if 20% were a 10 vote preferred.",
"title": ""
},
{
"docid": "83a2cd1d21f6b2b537b411e87e0e262d",
"text": "As part of this acquisition 96% of the shareholders accepted an offer for their shares This means that most of the shareholder agreed for the sale. If this was less than specified percentage, the deal would not have gone through. To make it easier, there were 2 options present to shareholder, full exchange of shares of Infinera or part shares and part cash. I failed to do so as I was unwell at the time So you cannot now choose the option. There will be a default option of getting the equivalent shares in Infinera. What options are available to me now? Contact Infinera investor relations and ask them.",
"title": ""
},
{
"docid": "a9137d9de66cb03137718ed663e40f0a",
"text": "Isn't this absolute bullshit? You're basically giving him 8% interest plus 30% stake in the company for nothing other than putting up the initial shareholder capital ... which he's basically treating like a loan because he wants the money back and guaranteed dividend on the stake he's buying with it. Essentially, he's hedging himself against this not being a long continuing concern. So much for trust eh? I have absolutely no idea how the VC world evaluates things so this may be normal practice for them ... but it seems like short changing which will come back to bite you if the business takes off.",
"title": ""
},
{
"docid": "e3cb4bef3b410bfdf6c5f591b47e88eb",
"text": "A private company say has 100 shares with single owner Mr X, now it needs say 10,000/- to run the company, if they can get a price of say 1000 per share, then they just need to issue 10 additional shares, so now the total shares is 110 [100 older plus 10]. So now the owner's share in the company is around 91%. However if they can get a price of only Rs 200 per share, they need to create 50 more shares. So now the total shares is 150 [100 older plus 50]. So now Mr X's equity in his own company is down to 66%. While this may still be OK, if it continues and goes below 50%, there is chances that he [Original owner] will be thrown out",
"title": ""
},
{
"docid": "da781e6cc464fae224f7616998e5d61b",
"text": "Imagine that I own 10% of a company, and yesterday my portion was valued at $1 Million, therefore the company is valued at $10 Million. Today the company accepts an offer to sell 1% of the company for $500 Thousand: now my portion is worth $5 Million, and company is worth $50 Million. The latest stock price sets the value of the company. If next week the news is all bad and the new investor sells their shares to somebody else for pennies on the dollar, the value of the company will drop accordingly.",
"title": ""
},
{
"docid": "a1931fcfb31aace0fe69344184134370",
"text": "\"Simply paying him back the 50K to reduce \"\"his equity\"\" back to 30% doesn't necessarily mean that he still doesn't have a higher liq pref upon a liquidation event. You don't need the legal language to know...I deal with term sheets all the time, I don't deal in the legal language, we cut the deal with the term sheet and leave the legal language to the lawyers.\"",
"title": ""
},
{
"docid": "75d0ef524784e39bf4b944ea1d459050",
"text": "number of shares is finite Yes it is I would assume that the repurchase numbers exceed the numbers of created shares Number of shares repurchased by company would never exceed in theory the total number of shares. It can become Zero, however its unlikely as it would run on its own and its not possible. In practise company generally repurchase a small percentage say 5% - 10% of the outstanding shares. The number of shares additional created is irrelevant. Its the total shares that is relevant. Edit: A company starts with say 100 shares, over the period it creates new shares [via various mechanisms, Rights issue, split, Additional shares, etc] say to the extent of 50. So now the company has total shares of 150. This lets say is held by 15 entities. The company can buy back say 15 shares in a year, and keep doing this, next year another 10 etc. However a company if it purchased all 150 of its own shares is unlikely as the Majority shareholders will not like this to happen and loose control. There are 2 different things, buying out of minority shareholders, typically different percentage of the shares are held by non-promoters and available for trade can range from 10% to 70% ... there are also listing norms. Quite a few stock-exchange need atleast 10% shares to be available for trade [held by non-promotors]. In case a company has a small number of shares held by non-promoters, it can buy back the shares and delist the company from the exchange.",
"title": ""
},
{
"docid": "0781346fa724fd4cdd54d85a61f25b62",
"text": "I almost agree. I am not completely sure about the ownership of stock, but to have the majority ownership of any company you must own more than 50% of a company's outstanding shares. Although a board in majority, could out vote a majority shareholder in most cases depending on the company policy regarding shareholders and the general law of the country, and to how the company is managed.",
"title": ""
},
{
"docid": "c12ee0e61851a3b1e3a942a83af67044",
"text": "\"I think your question might be coming from a misunderstanding of how corporate structures work - specifically, that a corporation is a legal entity (sort of like a person) that can have its own assets and debts. To make it clear, let's look at your example. We have two founders, Albert and Brian, and they start a corporation called CorpTech. When they start the company, it has no assets - just like you would if you owned nothing and had no bank account. In order to do anything, CorpTech is going to need some money. So Albert and Brian give it some. They can give it as much as they want - they can give it property if they want, too. Usually, people don't just put money into a corporation without some sort of agreement in place, though. In most cases, the agreement says something like \"\"Each member will own a fraction of the company that is in proportion to this initial investment.\"\" The way that is done varies depending on the type of corporation, but in general, if Albert ends up owning 75% and Brian ends up owning 25%, then they probably valued their contributions at 75% and 25% of the total value. These contributions don't have to be money or property, though. They could just be general \"\"know-how,\"\" or \"\"connections,\"\" or \"\"an expectation that they will do some work.\"\" The important thing is that they agree on the value of these contributions and assign ownership of the company according to that agreement. If they don't have an agreement, then the laws of the state that the company is registered in will say how the ownership is assigned. Now, what \"\"ownership\"\" means can be different depending on the context. When it comes to decision-making, you could \"\"own\"\" one percentage of the company in terms of votes, but when it comes to shares of future profits, you could own a different amount. This is why you can have voting and non-voting versions of a company's stock, for example. So this is a critical point - the ownership of a company is independent of the individual contributions to the company. The next part of your question is related to this: what happens when CorpTech sees an opportunity to make an investment? If it has enough cash on hand (because of the initial investment, or through financing, or reinvested profits), then the decision to make the investment is made according to Albert and Brian's ownership agreement, and they spend it. The money doesn't belong to them individually anymore, it belongs to CorpTech, and so CorpTech is spending it. They are just making the decision for CorpTech to spend it. This is why people say the owners are not financially liable beyond their initial investment. If the deal is bad, and they lose the money, the most they can lose is what they initially put in. On the other hand, if CorpTech doesn't have the money, then they have to figure out a way to get it. They might decide to each put in an amount in proportion to their ownership, so that their stake doesn't change. Or, Albert might agree to finance the deal 100% in exchange for a larger share of ownership. Or, he could agree to fund all of it without a larger stake, because Brian is the one who set the deal up. Or, they might take out a loan, and not need to invest any new money. Or, they might find an investor who agrees to put in the needed money in exchange for a a 51% share, in which case Albert and Brian will have to figure out how to split the remaining 49% if they agree to the deal. The details of how all of this would work depend on the structure (LLC, LLP, C-corp, S-corp, etc), but in general, the idea is that the company has assets and debts, and the owners can have voting rights, equity rights, and rights to future profits in any type of split that they want, regardless of what the companies assets and debts are, or what their initial investment was.\"",
"title": ""
},
{
"docid": "00d21b3746e0c66b39ff8538ccd42fcd",
"text": "\"Owning more than 50% of a company's stock normally gives you the right to elect a majority, or even all of a company's (board of) directors. Once you have your directors in place, you can tell them who to hire and fire among managers. There are some things that may stand in the way of your doing this. First, there may be a company bylaw that says that the directors can be replaced only one \"\"class\"\" at a time, with three or four \"\"classes.\"\" Then it could take you two or three years to get control of the company. Second, there may be different classes of shares with different voting rights, so if e.g. \"\"A\"\" shares controlled by the founding family gives them ten votes, and \"\"B\"\" shares owned by the other shareholders, you may have a majority of total shares and be outvoted by the \"\"A\"\" shares.\"",
"title": ""
},
{
"docid": "4369868410d906a8c2a6ee3fc23dc638",
"text": "It depends on the business entity. If the entity is a sole proprietorship or a general partnership, the individual are considered to be the business. There are no shares, and so yes, the owner would have to take on 75% of the expenses. For example, in the event of a lawsuit, if the claimant were awarded $1,000,000, the 75% partner would be personally liable for $750,000. In the event of a corporation, there are shares, so the responsibility is on the management of the company, not the owners, to come up with money for the expenses of the business. That money can come from the business' capital, which is the money owners have put in. Basically, for a corporate entity, the owner is not responsible for 75% of expenses, for a partnership, yes, they are.",
"title": ""
},
{
"docid": "4a7cb335aa2cfc013f8504d25232875e",
"text": "\"It is not clear when you mean \"\"company's directors\"\" are they also majority owners. There are several reasons for Buy; Similarly there are enough reasons for sell; Quite often the exact reasons for Buy or Sell are not known and hence blindly following that strategy is not useful. It can be one of the inputs to make a decision.\"",
"title": ""
},
{
"docid": "67d7dfb2f82a21b6f3921d03126aca1a",
"text": "The power of selling skills. Jonathan convinced him that at 100% it was not truly in the investors best interest because he would lose what made the company grow, him... Example at 100% equity (A buyout) the company would lose its CEO the driving force behind the product. Maybe because of this it only makes a million in sales and value. But at 35% plus 4% in sales Jonathan will continue to put his heart, soul and passion into the company and in the long term maybe the company becomes worth 10 million. And at 35% this deal is worth 3.5 million to the investor, all because he was convinced of Jonathan's tenacity. A truly beautiful display of knowing your stuff and sticking to your guns.",
"title": ""
},
{
"docid": "1bf921ce7872ac844b4b36aba18cec4d",
"text": "From my memory of CFA Level 2 accounting: * If Company A buys 50% or more of company B, they must consolidate 100% of Company B on their financial statements. The % of the business they don't own is multiplied by net income every year, and the resulting number is added to minority interest on the balance sheet. * If Company A buys more than 20% but less than 50%, use the equity method of accounting. This involves creating an asset for the purchase price paid for the stake in Company B. The asset increases in value by dividends received, that's it. * If Company A buys 20% or less, the investment is held in Marketable securities or something similar on the balance, and is marked-to-market.",
"title": ""
},
{
"docid": "e0654e7730a0c6596f36a97d8f2e0cc7",
"text": "You actually have a few options. First, you can do a share split and then sell an equal number of shares from both you and your wife to maintain parity. Second, you can have the company issue additional shares/convert shares and then have the company sell the appropriate percentage to the third party while the rest is distributed to you and your wife. Third, you can have the company issue a separate class of stock. For example there are companies that have voting stock and non-voting stock. Depending on your goal, you could just issue non-voting stock and sell that. Best bet is to contact a lawyer who specializes in this type of work and have them recommend a course of action. One caveat that has not been mentioned is that what/how you do this will also depend on the type of corporation that you have created.",
"title": ""
}
] |
fiqa
|
5932b56d8fba8f68c176ff7c8a6ee180
|
Claiming business expense from personal credit card
|
[
{
"docid": "983b96518395d2dd077ddb166149f582",
"text": "or just input it in my accounting software along with receipts, and then when I'm doing taxes this would go under the investment or loses (is it somewhere along that line)? Yes, this. Generally, for the long term you should have a separate bank account and charge card for your business. I started my business (LLC) by filing online, and paying a fee for a registration, and that makes it a business cost right? Startup cost. There are special rules about this. Talk to your tax adviser. For the amounts in question you could probably expense it, but verify.",
"title": ""
},
{
"docid": "e9164010a7447a8720e8f28be4b6652e",
"text": "There is no law that requires you to have a separate bank account for your business, or to pay all expenses from a business bank account. It is a GOOD IDEA to have a separate bank account and pay all business expenses from that account and all personal expenses from your personal account, because that makes sorting out what is what much simpler, both in case of an audit and for your own accounting. Whether a particular expenditure is a deductible business expense has nothing to do with what account you pay it from. If you pay advertising expenses for your business from your personal account, that's still (almost certainly) a deductible business expense. If you buy groceries from your business account, that's almost certainly not a deductible business expense. In your case, there are all kinds of rules about when and how much travel is deductible.",
"title": ""
}
] |
[
{
"docid": "dbfa5b84cb673235e5bac207e7538d3e",
"text": "As I understand it... Generally housing can't be considered a business expense unless taken at your employer's explicit direction, for the good of the business rather than the employee. Temporary assignment far enough from you home office that commuting or occasional hotel nights are impractical, maybe. In other words, if they wouldn't be (at least theoretically) willing to let you put it on an expense account, you probably can't claim it here.",
"title": ""
},
{
"docid": "806e9a3ed65f7aa9a2cea31e6a32d23f",
"text": "\"I don't know what you mean by \"\"claim for taxes,\"\" I think you mean pay taxes. I'm not sure how corps function in Canada but in the US single owner limited liability entities typically pass the net income through to the owner to be included in their personal tax return. So it seems all of this is more or less moot, because really you should probably already be including your income sourced from this project on your personal taxes and that's not really likely to change if you formed something more formal. The formal business arrangements really exist to limit the liability of the business spilling over in to the owner's assets. Or trouble in the owner's life spilling over to interrupt the business operation. I don't know what kind of business this is, but it may make sense to set up one of the limited liability arrangements to ensure that business liability doesn't automatically mean personal liability. A sole proprietorship or in the US we have DBA (doing business as) paperwork will get you a separate tax id number, which may be beneficial if you ever have to provide a tax ID and don't want to use your individual ID; but this won't limit your liability the way incorporating does.\"",
"title": ""
},
{
"docid": "ac59ace4d85551d12cfedf3a65cd4df0",
"text": "\"Your corporation would file a corporate income tax return on an annual basis. One single month of no revenue doesn't mean much in that annual scheme of things. Total annual revenue and total annual expenses are what impact the results. In other words, yes, your corporation can book revenues in (say) 11 of 12 months of the year but still incur expenses in all months. Many seasonal businesses operate this way and it is perfectly normal. You could even just have, say, one super-awesome month and spend money the rest of the year. Heck, you could even have zero revenue but still incur expenses—startups often work like that at first. (You'd need investment funding, personal credit, a loan, or retained earnings from earlier profitable periods to do that, of course.) As long as your corporation has a reasonable expectation of a profit and the expenses your corporation incurs are valid business expenses, then yes, you ought to be able to deduct those expenses from your revenue when figuring taxes owed, regardless of whether the expenses were incurred at the same approximate time as revenue was booked—as long as the expense wasn't the acquisition of a depreciable asset. Some things your company would buy—such as the computer in your example—would not be fully deductible in the year the expense is incurred. Depreciable property expenses are deducted over time according to a schedule for the kind of property. The amount of depreciation expense you can claim for such property each year is known as Capital Cost Allowance. A qualified professional accountant can help you understand this. One last thing: You wrote \"\"write off\"\". That is not the same as \"\"deduct\"\". However, you are forgiven, because many people say \"\"write off\"\" when they actually mean \"\"deduct\"\" (for tax purposes). \"\"Write off\"\", rather, is a different accounting term, meaning where you mark down the value of an asset (e.g. a bad loan that will never be repaid) to zero; in effect, you are recognizing it is now a worthless asset. There can be a tax benefit to a write-off, but what you are asking about are clearly expense deductions and not write-offs. They are not the same thing, and the next time you hear somebody using \"\"write off\"\" when they mean \"\"deduction\"\", please correct them.\"",
"title": ""
},
{
"docid": "e74a34907bbd9a96c944e1b07530a98a",
"text": "\"I disagree with BrenBran, I don't think this is qualified as unreimbursed employee expense. For it to qualify, it has to be ordinary and necessary, and specifically - necessary for your employer. This is not the case for you, as there's no such necessity. From employer's perspective, you can work from your home just as well. In fact, the expense is your personal, as it is your choice, not \"\"unreimbursed employee expense\"\" since your employer didn't even ask you to do it. You should clarify this with a licensed tax adviser (EA/CPA licensed in New York).\"",
"title": ""
},
{
"docid": "e78b35365288cf3823c4ae0b5e8b957f",
"text": "\"It's pretty easy. In the Interview Setup for Ufile, check the box for \"\"Self-employment business income\"\". Then during the process of filling everything out, you'll get a Self-Employment screen. It'll ask for the name of your business, but just put your own name since you don't have one. For the 6-digit classification code, click the ? button and look through the list for the industry that best matches the one for whom you wrote the technical report. Or you can go with 711500: Independent artists, writers and performers. It doesn't really matter that much so don't worry if it's a poor match. It will also ask you for your income and expenses. I don't know exactly what costs you might have incurred to write your report, but you can likely claim a very tiny amount of \"\"home office\"\" expenses. Costs like rent (or mortgage interest + property tax), utilities, and home insurance can be claimed, but they have to be pro-rated for the time you were actually doing the work, and are based on the amount of space you used for the work. For example, if you paid $1000 rent and $200 utilities for the month in which the work was done, and it took you 20 of the 31 days in that month to actually do the work, and you used a room that makes up about 10% of the square footage of your home, then you can claim: $1200 * 20/31 * 0.1 = $77.42 for your home office expenses. If you also used that room for non-business purposes during that time, then you reduce it even further. Say, if the room was also used for playing video games 50% of the time, then you'd only claim $38.71\"",
"title": ""
},
{
"docid": "5d86ebab266bf0a5d9f55be7a5222389",
"text": "I am assuming this is USA. While it is a bit of a pain, you are best off to have separate accounts for your business and personal. This way, if it comes to audit, you hand the IRS statements for your business account(s) and they match your return. As a further precaution I would have the card(s) you use for business expenses look different then the ones you use for personal so you don't mess another one up.",
"title": ""
},
{
"docid": "473b89d88dbe46c26fc30c3a059e5370",
"text": "In no ways. Both will be reported to the members on their K1 in the respective categories (or if it is a single member LLC - directly to the individual tax return). The capital gains will flow to your personal Schedule D, and the business loss to your personal Schedule C. On your individual tax return you can deduct up to 3K of capital losses from any other income. Business loss is included in the income if it is active business, for passive businesses (like rental) there are limitations.",
"title": ""
},
{
"docid": "58348661c55700b23bf1552586d40b29",
"text": "Assuming that it's not inventory that is sold in the following year or a depreciable asset, you can deduct it when you make the purchase. The courts have ruled that credit cards balances are considered debt. It's treated the same way as if you went to the bank, got a loan, and used cash or a check to purchase the items. On your accounting books, you would debit the expense account and credit the credit card liability account. This is only for credit cards, which are considered loans. If you use a store charge card, then you cannot deduct it until you pay. Those are considered accounts payable. I'm an IRS agent and a CPA.",
"title": ""
},
{
"docid": "69c0b762b3bcc88cf243d2bc0f4f0195",
"text": "What I would prefer is top open a new category charges under dispute and park the amount there. It can be made as an account as well in place of a income or expenses category. This way your account will reconcile and also you will be able to track the disputes.",
"title": ""
},
{
"docid": "d6a720487b2ba826b237a83dc0981618",
"text": "I would suggest at least getting a personal card that you only use for business expenses, even if you don't opt for a business card. It makes it very clear that expenses on that card are business expenses, and is just more professional. The same goes for a checking account, if you have one of those. It makes it easier to defend if you are ever audited, and if you use an accountant or tax preparer.",
"title": ""
},
{
"docid": "a9c23ac395d4ece655d32c1d7c7bcaaf",
"text": "\"No, your business cannot deduct your non-business expenses. You can only deduct from your business income those reasonable expenses you paid in order to earn income for the business. Moreover, for there to be a tax benefit, your business generally has to have income (but I expect there are exceptions; HST input tax credits come to mind.) The employment income from your full-time job wouldn't count as business income for your corporation. The corporation has nothing to do with that income – it's earned personally, by you. With respect to restaurant bills: These fall under a category known as \"\"meals & entertainment\"\". Even if the expense can be considered reasonable and business-related (e.g. meeting customers or vendors) the Canada Revenue Agency decided that a business can only deduct half of those kinds of expenses for tax purposes. With respect to gasoline bills: You would need to keep a mileage and expense log. Only the portion of your automobile expenses that relate to the business can be deducted. Driving to and from your full-time job doesn't count. Of course, I'm not a tax professional. If you're going to have a corporation or side-business, you ought to consult with a tax professional. (A point on terminology: A business doesn't write off eligible business expenses — it deducts them from business income. Write off is an accounting term meaning to reduce the value of an asset to zero. e.g. If you damaged your car beyond repair, one could say \"\"the car is a write-off.\"\")\"",
"title": ""
},
{
"docid": "c11d1781a910fe53b160db6f0ac43cb5",
"text": "The IRS Guidance pertaining to the subject. In general the best I can say is your business expense may be deductible. But it depends on the circumstances and what it is you want to deduct. Travel Taxpayers who travel away from home on business may deduct related expenses, including the cost of reaching their destination, the cost of lodging and meals and other ordinary and necessary expenses. Taxpayers are considered “traveling away from home” if their duties require them to be away from home substantially longer than an ordinary day’s work and they need to sleep or rest to meet the demands of their work. The actual cost of meals and incidental expenses may be deducted or the taxpayer may use a standard meal allowance and reduced record keeping requirements. Regardless of the method used, meal deductions are generally limited to 50 percent as stated earlier. Only actual costs for lodging may be claimed as an expense and receipts must be kept for documentation. Expenses must be reasonable and appropriate; deductions for extravagant expenses are not allowable. More information is available in Publication 463, Travel, Entertainment, Gift, and Car Expenses. Entertainment Expenses for entertaining clients, customers or employees may be deducted if they are both ordinary and necessary and meet one of the following tests: Directly-related test: The main purpose of the entertainment activity is the conduct of business, business was actually conducted during the activity and the taxpayer had more than a general expectation of getting income or some other specific business benefit at some future time. Associated test: The entertainment was associated with the active conduct of the taxpayer’s trade or business and occurred directly before or after a substantial business discussion. Publication 463 provides more extensive explanation of these tests as well as other limitations and requirements for deducting entertainment expenses. Gifts Taxpayers may deduct some or all of the cost of gifts given in the course of their trade or business. In general, the deduction is limited to $25 for gifts given directly or indirectly to any one person during the tax year. More discussion of the rules and limitations can be found in Publication 463. If your LLC reimburses you for expenses outside of this guidance it should be treated as Income for tax purposes. Edit for Meal Expenses: Amount of standard meal allowance. The standard meal allowance is the federal M&IE rate. For travel in 2010, the rate for most small localities in the United States is $46 a day. Source IRS P463 Alternately you could reimburse at a per diem rate",
"title": ""
},
{
"docid": "ed6909b1d2486a0cd9e6aaf638528c16",
"text": "\"For a newly registered business, you'll be using your \"\"personal\"\" credit score to get the credit. You will need to sign for the credit card personally so that if your business goes under, they still get paid. Your idea of opening a business card to increase your credit score is not a sound one. Business plastic might not show up on your personal credit history. While some issuers report business accounts on a consumer's personal credit history, others don't. This cuts both ways. Some entrepreneurs want business cards on their personal reports, believing those nice high limits and good payment histories will boost their scores. Other small business owners, especially those who keep high running balances, know that including that credit line could potentially lower their personal credit scores even if they pay off the cards in full every month. There is one instance in which the card will show up on your personal credit history: if you go into default. You're not entitled to a positive mark, \"\"but if you get a negative mark, it will go on your personal report,\"\" Frank says. And some further information related to evaluating a business for a credit card: If an issuer is evaluating you for a business card, the company should be asking about your business, says Frank. In addition, there \"\"should be something on the application that indicates it's for business use,\"\" he says. Bottom line: If it's a business card, expect that the issuer will want at least some information pertaining to your business. There is additional underwriting for small business cards, says Alfonso. In addition to personal salary and credit scores, business owners \"\"can share financials with us, and we evaluate the entire business financial background in order to give them larger lines,\"\" she says. Anticipate that the issuer will check your personal credit, too. \"\"The vast majority of business cards are based on a personal credit score,\"\" says Frank. In addition, many issuers ask entrepreneurs to personally guarantee the accounts. That means even if the businesses go bust, the owners promise to repay the debts. Source\"",
"title": ""
},
{
"docid": "e066e481ce1dc4ba46306df1ed00eb97",
"text": "I'm a CPA and former IRS agent and manager. Whether you are a cash or accrual basis taxpayer, you get to deduct the expense when your card is charged. Think of it this way: You are borrowing from the credit card company or bank that issued the credit card. You take that money to make a purchase of a product or service. You now have an expense and a liability to a third party. When you pay off the liability, you do not get to take a deduction. Your deduction is when you pay for the expense. Depending on what you purchased, you may have to capitalize it.",
"title": ""
},
{
"docid": "221c2facfbbbc27225c5f7d9f28af460",
"text": "You don't say what country you live in. If it's the U.S., the IRS has very specific rules for business use of a car. See, for starters at least, http://www.irs.gov/publications/p463/ch04.html. The gist of it is: If you use the car 100% for business purposes, you NEVER use it to drive to the grocery store or to your friend's house, etc, then it is a deductible business expense. If you use a car party for business use and partly for personal use, than you can deduct the portion of the expense of the car that is for business use, but not the portion that is for personal use. So basically, if you use the car 75% for business purposes and 25% for personal use, you can deduct 75% of the cost and expenses. You can calculate the business use by, (a) Keeping careful records of how much you spent on gas, oil, repairs, etc, tracking the percentage of business use versus percentage of personal use, and then multiplying the cost by the percentage business use and that is the amount you can deduct; or (b) Use the standard mileage allowance, so many cents per mile, which changes every year. Note that the fact that you paid for the car from a business account has absolutely nothing to do with it. (If it did, then everyone could create a small business, open a business account, pay all their bills from there, and all their personal expenses would magically become business expenses.) Just by the way: If you are going to try to stretch the rules on your taxes, business use of a car or personal computer or expenses for a home office are the worst place to do it. The IRS knows that cars and computers are things that can easily be used for either personal or business purposes and so they keep a special eye out on these.",
"title": ""
}
] |
fiqa
|
549010c3ced5bbf797d3b74d7032ebd3
|
Using business check to pay at retail
|
[
{
"docid": "26380e834a3f492cf088ecc635f89079",
"text": "You can just buy the items personally and then submit an expense report to the company to get reimbursed. Keep all the receipts. Paying with a company check is also fine, but you might run into problems with stores not accepting checks.",
"title": ""
}
] |
[
{
"docid": "eb1508ea931882b83665fb6c454f4549",
"text": "For an individual its not automatic. One needs to ask the Bank, return the check. For Corporate Customer depending on how big the relationship is, many a times this is given as a service and there is an automatic return",
"title": ""
},
{
"docid": "51fb633f62e19dd495c87a1636237e4e",
"text": "\"To put a positive spin on the whole thing, maybe it's a small family shop, and having the check made out to \"\"cash\"\" means that your barber can hand it to someone else without the need to countersign. Or maybe his last name is \"\"Cash\"\" - there was a pretty famous singer who fit that description. Either way, it's not your place to nanny his finances.\"",
"title": ""
},
{
"docid": "06fd20bef0c8c90a7bd03c63416a8f8e",
"text": "They sure can. They are two different legal entities, so why not? You can even write a check to yourself, and then deposit it back into your own account. (Not very useful, but you can). The tax implications are a very different question, as this might constitute taking money out of the company. Edit: In some countries, when the business hires someone to work for them, it is forbidden by law to do that, unless he/she is explicitly allowed to do it in his contract. The business owner himself however, can always 'allow' himself to do that.",
"title": ""
},
{
"docid": "2776b9b713efad071e2df5b19058b5d5",
"text": "According to the TN DOL FAQ, the employer can choose how to pay wages. Other options include checks and cash. However, it is the employer's choice, not the employees, on how to pay the wages. In case of direct deposit, the employee can choose the bank at which to receive the money. Why would opening an account be unpractical is beyond me. You can also use services like AMEX Serve, NetSpend, or even Walmart's MoneyCard.",
"title": ""
},
{
"docid": "5abd0f2e06b8bb729315dc0610738cf5",
"text": "Generally it goes by when they receive the check, not when they cash the check. Though if the check was received prior to midnight on December 31st, but after the bank closes, they would probably let the tax payer decide to count it for the next year. Of course if the check is from person A to person B then the only issue is gift tax, or annual limit calculations. If it is company to person then income tax could be involved. The IRS calls this Constructive receipt Income Under the cash method, include in your gross income all items of income you actually or constructively receive during your tax year. If you receive property or services, you must include their fair market value in income. Example. On December 30, 2011, Mrs. Sycamore sent you a check for interior decorating services you provided to her. You received the check on January 2, 2012. You must include the amount of the check in income for 2012. Constructive receipt. You have constructive receipt of income when an amount is credited to your account or made available to you without restriction. You do not need to have possession of it. If you authorize someone to be your agent and receive income for you, you are treated as having received it when your agent received it. Example. Interest is credited to your bank account in December 2012. You do not withdraw it or enter it into your passbook until 2013. You must include it in your gross income for 2012. Delaying receipt of income. You cannot hold checks or postpone taking possession of similar property from one tax year to another to avoid paying tax on the income. You must report the income in the year the property is received or made available to you without restriction. Example. Frances Jones, a service contractor, was entitled to receive a $10,000 payment on a contract in December 2012. She was told in December that her payment was available. At her request, she was not paid until January 2013. She must include this payment in her 2012 income because it was constructively received in 2012. Checks. Receipt of a valid check by the end of the tax year is constructive receipt of income in that year, even if you cannot cash or deposit the check until the following year. Example. Dr. Redd received a check for $500 on December 31, 2012, from a patient. She could not deposit the check in her business account until January 2, 2013. She must include this fee in her income for 2012. In general it is best not to cut it close. If the check is to be counted as an January event it is best to send it in January. If it is to be December event it is best to send it early enough to be able to say with confidence that the check arrived at the destination before the end of the year.",
"title": ""
},
{
"docid": "20f1faf11e9fc76bc2216ed86c83a0e7",
"text": "\"I know this an old thread, but one that caught my interest as I just moved to the USA from Australia. As per the OP I had never written a check in my whole life, and upon arriving in the US I was surprised as to their proliference. In Australia pretty much all bills you receive can be paid in a number of ways: For small amounts between friends cash is probably used most, but for larger amounts direct transfer is popular. Your friend/landlord will give you their bank account number and BSB number, which identifies their bank, and then you transfer the money in. We don't have a SSN like some other countries. Cheques are still used by some however, esp by the older generations. Now that I'm in the US initially I had tried to set up direct transfer to pay my rent however the bank has a $1000 daily transfer limit. I contacted the bank to get this increased however I was informed that this limit applies to ALL accounts at the bank. I asked how do people pay their rents with this low limit and was told that most people used cheques. (This explains the strange look I got from my landlord when I asked for their bank account details so I could pay the rent!) I now have some bills to pay here and I use online banking. You enter the biller's name and address and then the bank actually prints off a cheque and posts it to the biller on your behalf! My first couple of pays here were also cheques, which were the first actual \"\"paychecks\"\" I had ever received.\"",
"title": ""
},
{
"docid": "166d9d8c192fb1848d9c77fa7c96305e",
"text": "\"There are benefits associated with a cash only business (the link states a few). However checks made out to \"\"cash\"\" don't reap those benefits listed. For anyone on SE to say your barber hides revenue from the IRS would just be speculation. With that said there are a great number of disadvantages for a cash only business. And from my experience, a business that goes out of their way to take cash only can be a little suspicious. Luckily you are not committing any crimes or fraud by paying her cash.\"",
"title": ""
},
{
"docid": "d0ba3a3f52735f9f8f5be47d45351fa7",
"text": "\"If you wish to lend them the money, make the check payable to the order of \"\"loan\"\", not directly to your son or daughter.\"",
"title": ""
},
{
"docid": "a7e80a491ca2b9845cca45332bc34640",
"text": "\"If you sign the check \"\"For Deposit Only\"\", the bank will put it in your account. You may need to set up a \"\"payable name\"\" on the account matching your DBA alias. However, having counted offerings for a church on several occasions, I know that banks simply have no choice but to be lax about the \"\"Pay to the Order Of\"\" line on checks. Say the church's \"\"legal name\"\" for which the operating funds account was opened is \"\"Saint Barnabas Episcopal Church of Red Bluff\"\". You'll get offering checks made out to \"\"Saint Barnabas\"\", \"\"Saint B's\"\", \"\"Episcopal Church of Red Bluff\"\", \"\"Red Bluff Episcopal\"\", \"\"Youth Group Fund\"\", \"\"Pastor Frank\"\", etc. The bank will take em all; just gotta stamp em with the endorsement for the church. Sometimes the money will be \"\"earmarked\"\" based on the payable line; any attempt to pay the pastor directly will go into his \"\"discretionary fund\"\", and anything payable to a specific subgroup of the church will go into their asset account line, but really all the cash goes directly to the same bank account anyway. For-profit operations are similar; an apartment complex may get checks payable to the apartment name, the management company name, even the landlord. I expect that your freelance work will be no different.\"",
"title": ""
},
{
"docid": "7ef100bc0d7e435fdc5fbb103eef4366",
"text": "\"It's a scam. The cashier's check will be forged. Craigslist has a warning about it here (item #3). What kind of payment do you think is not fakable? Or at least not likely to be used in scams? When on craigslist - deal only locally and in person. You can ask to see the person's ID if you're being paid by check When being paid by check, how can seeing his/her ID help? In case the check isn't cashable, I can find that person by keeping record of his/her ID? If you're paid by check, the payers details should be printed on the check. By checking the ID you can verify that the details match (name/address), so you can find the payer later. Of course the ID can be faked too, but there's so much you can do to protect yourself. You'll get better protection (including verified escrow service) by selling on eBay. Is being paid by cash the safest way currently, although cash can be faked too, but it is the least common thing that is faked currently? Do you recommend to first deposit the cash into a bank (so that let the bank verify if the cash is faked), before delivering the good? For Craigslist, use cash and meet locally. That rules out most scams as a seller. What payment methods do you think are relatively safe currently? Then getting checks must be the least favorite way of being paid. Do you think cash is better than money order or cashier order? You should only accept cash. If it is a large transaction, you can meet them at your bank, have them get cash, and you receive the cash from the bank. Back to the quoted scam, how will they later manipulate me? Are they interested in my stuffs on moving sale, or in my money? They will probably \"\"accidentally\"\" overpay you and ask for a refund of some portion of the overpayment. In that case you will be out the entire amount that you send back to them and possibly some fees from your bank for cashing a bad check.\"",
"title": ""
},
{
"docid": "2ecef843666d67bbc24fc04bf1cc0d6d",
"text": "\"I really have to use the business card for personal expenses, please assume that in your answer. This is very hard to believe. You must do that? Why not just have the company pay you $1600 each month? Then you can use that money for whatever you want. Why can't you do this? (I cannot think of a legitimate reason...) How to integrate the personal expenses in company? Anyway, to answer your question, what I've done when I accidentally used my corporate card for a personal expense is to code the expense as a payment to me similar to if a check had been written to me. If you aren't ever paying yourself, then you should just pay the company back the $1600 every month. As a side note, I highly recommend you don't do this. By doing this on a regular basis you are opening the door for piercing the corporate veil. This means that the financial protections provided by the LLC could potentially be stripped away since personal and corporate funds are being mixed. The unfortunate end result is that personal assets could end up being fair game too in a judgement against the company. Even if you aren't an owner, your relative could be considered to be \"\"using business money for personal expenses\"\", namely, letting a relative spend business funds for personal use. How to show more expenses and lessen the profit? If you're referring to the personal expenses, then you absolutely do not want to do this! That's illegal and worthy of stiff penalties, which possibly include jail time for tax evasion. Better to just have the company pay you and then the entire payment is deductible and reduces the profit of the company.\"",
"title": ""
},
{
"docid": "bd2b03ed3cd4d1e068eb182200ec4848",
"text": "\"What they are doing is wrong. The IRS and the state might not be happy with what they are doing. One thing you can ask for them to do is to give you a credit card for business and travel expenses. You will still have to submit receipts for expenses, but it will also make it clear to the IRS that these checks are not income. Keep the pay stubs for the year, or the pdf files if they don't give you a physical stub. Pay attention to the YTD numbers on each stub to make sure they aren't sneaking in the expenses as income. If they continue to do this, ask about ownership of the items purchased, since you will be paying the tax shouldn't you own it? You can in the future tell them \"\"I was going to buy X like the customer wanted, but I just bought a new washer at home and their wasn't enough room on the credit card. Maybe next month\"\"\"",
"title": ""
},
{
"docid": "3d585003ac8bc7e31dd82558e215bafb",
"text": "There is no bank that I know of offering such a feature and I'm not sure what the point of it would be (other than to annoy their customers). If you've been subjected to a fraudulent check your best bet is to either choose to write checks only to trusted parties and/or use your banks BillPay service (they usually issue checks on another account while transferring the money from your account). The drawbacks of your current plan, bounced legitimate checks and high maintenance nature, outweigh the potential benefits of catching a fraudulent check since you're not legally obligated to pay checks you haven't written.",
"title": ""
},
{
"docid": "8cb2a9643708b5505e3ebd3fc591d30f",
"text": "\"Technically it doesn't matter what size the check is. In fact, it doesn't even have to be written on paper. While writing it on a cow may not always fly, almost any object actually will. That said, more to the question asked - you can definitely use the smaller \"\"personal\"\"-sized checks for a business account. The larger checks formatted to the \"\"letter\"\" page size: if you cut it into three equal pieces with a tiny bit left for the binder holes - you'll get exactly three check-sized pieces. This is convenient for those printing checks, keeping carbon-copy records etc. Regarding the MICR line: I just checked my business check book, which is of a smaller \"\"personal\"\" size (that I got for free from the bank) - the check number is at the end.\"",
"title": ""
},
{
"docid": "f037e925896d678b10bbe59832cb7e56",
"text": "\"If you want to deposit checks or conduct business at a window, you should look at a local savings bank or credit union. Generally, you can find one that will offer \"\"free\"\" checking in exchange for direct deposit or a minimum balance. Some are totally free, but those banks pay zippo for interest. If you don't care about location, I would look at Charles Schwab Bank. I've been using them for a couple of years and have been really satisfied with them. They provide free checking, ATM fee reimbursement, free checks and pre-paid deposit envelopes. You also can easily move money between Schwab brokerage or savings accounts. Other brokers offer similar services as well.\"",
"title": ""
}
] |
fiqa
|
b6be89874a61fd5a01cda3b90b2f0d7d
|
Tax whilst starting a business in full time employment
|
[
{
"docid": "c414ddf19d92a996247a16664983c33f",
"text": "With a limited company, you'll have to pay yourself a salary through PAYE. With income from your other job taking you over the higher-rate threshold, you should inform HMRC of this and get a tax code of DO for the second job, meaning 40% tax (and also both employer's and employee's National Insurance) will be deducted from the whole amount of the salary. See here. Dividends should be like any other dividend -- you won't pay extra tax when you receive them, but will have to declare them on your tax return and pay the tax later. See the official information here. You'll get a £5,000 tax allowance for dividends, but they'll still count as income for purposes of hitting the higher-rate threshold. I think in practice this means the first £5,000 will be tax-free, and the rest will be taxed at 32.5%. But note that you have to pay yourself at least the minimum wage as salary, not as dividend. I can't see IR35 being an issue. However, I'm not a professional, and this situation is complicated enough to need professional advice. Talk to an accountant or a tax advisor.",
"title": ""
}
] |
[
{
"docid": "b573d3167787931ca68ccd809c08eea9",
"text": "PSB taxed at higher rates. PSB is taxed at 39.5% in Ontario, as the article mentioned. But if you pay all the net income to yourself as salary, you expense it and zero it out on the corporate level. So who cares what tax rate it is if the taxable income is zero? No-one. Same goes for the US, by the way. Personal Service Corporations are taxed at flat 35% Federal tax rate. But if you pour all the income into your salary - its moot, because there's no net income to pay tax of. If it's too complicated to figure out, maybe it would be wise to hire a tax accountant to provide counsel to you before you make decisions about your business.",
"title": ""
},
{
"docid": "5c23d8861855e3bcf784c3306729087a",
"text": "If this will be your sole income for the year, going self-employed is the best way to do this: So, here's how to go at it: Total cash in: £2000 Total Tax paid: £0 Admin overhead: approx 3 hours. Legit: 100% :) Edit: Can you tell me that in my case what are the required fields on the invoice? If you're non-VAT registered, there are no legal requirements as to what information you need to put on the invoice -it literally can be a couple of numbers on a napkin, and still be legit. With that said, to make a professional appearance, my invoices are usually structured as follows: Left side: ( Sidenote: why client-specific incremental numbering? Why, so they can't make educated guesses to the number of clients I have at any given time :) ) Right side: Center table: And so far, none of my clients missed any fields, so this should have everything they need to :) Hope this helps, but keep in mind, all of the above is synthetic sugar on the top -ultimately, the relationship you share with your Clients is the thing you will (or will not) get paid for! Edit#2: The voices in my head just pointed out, that I've totally omitted National Insurance contributions in the above. However, and I quote HMRC: If your profits are expected to be less than £5,315 you may not have to pay Class 2 National Insurance contributions. Hence, this won't change the numbers above, either -just make sure to point this out during your registration in the office.",
"title": ""
},
{
"docid": "1d7d8e8d7d26758e0fa9d7e3531f56cc",
"text": "In some circumstances losses from self-employment can be offset against total income and/or capital gains. If this applies to you may be able to claim back some of the tax taken by PAYE from your day job. You can also to some extent carry the loss backwards into previous tax years or forward into the next one if you can't use it fully this year. HMRC have some information available on the current rules: When you can claim losses You can claim: But You can’t claim:",
"title": ""
},
{
"docid": "553ba551de833464c003df753f98f022",
"text": "Not sure about the UK, but if it were in the US you need to realize the expenses can be claimed as much as the income. After having a mild heart attack when I did my business taxes the first time many years ago, a Small Business Administration adviser pointed it out. You are running the site from a computer? Deductible on an amortization schedule. Do you work from home? Electricity can be deducted. Do you drive at all? Did you pay yourself a wage? Any paperwork, fax communications, bank fees that you had to endure as work expenses? I am not an accountant, but chances are you legally lost quite a bit more than you made in a new web venture. Discuss it with an accountant for the details and more importantly the laws in your country. I could be off my rocker.",
"title": ""
},
{
"docid": "25c3c0fedb487bda03a9b386cba5a700",
"text": "As 'anonymous' already mentioned, I think the correct answer is to go see an accountant. That said, if you are already have to fill in a tax return anyway (ie, you're already a high rate taxpayer) then I don't see why it should be an issue if you just told HMRC of your additional profit via your tax return. I never was in the situation of being employed with a side business in the UK, only either/or, but my understanding is that registering as self employed is probably more suitable for someone who doesn't PAYE already. I might be wrong on this as I haven't lived in the UK for a couple of years but an accountant would know the answer. Of course in either case, make sure that you keep each an every scrap of paper to do with your side business.",
"title": ""
},
{
"docid": "094dc968198d3380a7c3aa6a75e77ac5",
"text": "\"A tax return is a document you sign and file with the government to self-report your tax obligations. A tax refund is the payment you receive from the government if your payments into the tax system exceeded your obligations. As others have mentioned, if an extra $2K in income generated $5K in taxes, chances are your return was prepared incorrectly. The selection of an appropriate entity type for your business depends a lot on what you expect to see over the next several years in terms of income and expenses, and the extent to which you want or need to pay for fringe benefits or make pretax retirement contributions from your business income. There are four basic flavors of entity which are available to you: Sole proprietorship. This is the simplest option in terms of tax reporting and paperwork required for ongoing operations. Your net (gross minus expenses) income is added to your wage income and you'll pay tax on the total. If your wage income is less than approximately $100K, you'll also owe self-employment tax of approximately 15% in addition to income tax on your business income. If your business runs at a loss, you can deduct the loss from your other income in calculating your taxable income, though you won't be able to run at a loss indefinitely. You are liable for all of the debts and obligations of the business to the extent of all of your personal assets. Partnership. You will need at least two participants (humans or entities) to form a partnership. Individual items of income and expense are identified on a partnership tax return, and each partner's proportionate share is then reported on the individual partners' tax returns. General partners (who actively participate in the business) also must pay self-employment tax on their earnings below approximately $100K. Each general partner is responsible for all of the debts and obligations of the business to the extent of their personal assets. A general partnership can be created informally or with an oral agreement although that's not a good idea. Corporation. Business entities can be taxed as \"\"S\"\" or \"\"C\"\" corporations. Either way, the corporation is created by filing articles of incorporation with a state government (doesn't have to be the state where you live) and corporations are typically required to file yearly entity statements with the state where they were formed as well as all states where they do business. Shareholders are only liable for the debts and obligations of the corporation to the extent of their investment in the corporation. An \"\"S\"\" corporation files an information-only return similar to a partnership which reports items of income and expense, but those items are actually taken into account on the individual tax returns of the shareholders. If an \"\"S\"\" corporation runs at a loss, the losses are deductible against the shareholders' other income. A \"\"C\"\" corporation files a tax return more similar to an individual's. A C corporation calculates and pays its own tax at the corporate level. Payments from the C corporation to individuals are typically taxable as wages (from a tax point of view, it's the same as having a second job) or as dividends, depending on how and why the payments are made. (If they're in exchange for effort and work, they're probably wages - if they're payments of business profits to the business owners, they're probably dividends.) If a C corporation runs at a loss, the loss is not deductible against the shareholders' other income. Fringe benefits such as health insurance for business owners are not deductible as business expenses on the business returns for S corps, partnerships, or sole proprietorships. C corporations can deduct expenses for providing fringe benefits. LLCs don't have a predefined tax treatment - the members or managers of the LLC choose, when the LLC is formed, if they would like to be taxed as a partnership, an S corporation, or as a C corporation. If an LLC is owned by a single person, it can be considered a \"\"disregarded entity\"\" and treated for tax purposes as a sole proprietorship. This option is not available if the LLC has multiple owners. The asset protection provided by the use of an entity depends quite a bit on the source of the claim. If a creditor/plaintiff has a claim based on a contract signed on behalf of the entity, then they likely will not be able to \"\"pierce the veil\"\" and collect the entity's debts from the individual owners. On the other hand, if a creditor/plaintiff has a claim based on negligence or another tort-like action (such as sexual harassment), then it's very likely that the individual(s) involved will also be sued as individuals, which takes away a lot of the effectiveness of the purported asset protection. The entity-based asset protection is also often unavailable even for contract claims because sophisticated creditors (like banks and landlords) will often insist the the business owners sign a personal guarantee putting their own assets at risk in the event that the business fails to honor its obligations. There's no particular type of entity which will allow you to entirely avoid tax. Most tax planning revolves around characterizing income and expense items in the most favorable ways possible, or around controlling the timing of the appearance of those items on the tax return.\"",
"title": ""
},
{
"docid": "2cb5e43eba512b55cfa5d13bc941d656",
"text": "In Australia, any income you earn is taxable despite where it came from. Using your example your taxable income is $70,000. Keep in mind that with a business even as a sole trader any business expenses that contribute to the earning of your business income is deductible, reducing the final amount of tax you'll have to pay. The ATO website has lots of good information and examples to look at including tax rates. If your total income is pushing into a higher tax bracket over 30c tax per $1 earned, it may be worth looking at shifting your business to operate under a company structure that just has a fixed tax rate around 30c per $1. That said, for me, I don't want the paperwork overhead of a company yet so I'm running my side business as a sole trader too. I'd rather do that and keep it easy for now while my business gets profitable that waste time on admin structures for tax reasons even if in the shortterm it may mean slightly higher tax. In the end, you only pay tax on profit (income minus expenses) as opposed to raw/gross income. For more info there are good books in the bookshops or local library (to read free) on starting a business on the side while still working. They discuss these issues too.",
"title": ""
},
{
"docid": "8d031287980a46fd870886fd6610e129",
"text": "Yes. You must register for GST as well, if you will be making over the threshold (currently $60,000). That's probably a bonus for you, as your home office expenses will mostly include GST, but your income will most likely be zero-rated. Check with an accountant or with the IRD directly. Just be certain to put aside enough money from each payment to cover income tax, GST and ACC. You will get a very large bill in your second year of business.",
"title": ""
},
{
"docid": "9c19f9ceaab748d179323a7f07b6ec39",
"text": "It is a great advice. I would suggest going to the Companies House (it's in London somewhere), picking up all of their leaflets regarding requirements for different forms of corporate entity, and deciding if you want to have that burden. It is not a lot of work, you can essentially claim VAT on all business purchases (the way roughly it works, is that your company invoices your client, your client has to pay the fee + VAT (usually that VAT is then deducted by your client from it's VAT, so no loss there), and you pay the VAT on the difference between the service sales price, and your costs (computers etc.) ) You have to be careful to avoid excessive double taxation (paying income tax on both corporate income, and then your personal income off said company), but it usually comes off in your favor. Essentially, if you're making more than 50% of your income from services rendered, it is to your advantage to render such services as a business entity.",
"title": ""
},
{
"docid": "5ea83557af9a5d48e3d8b1794e9161bd",
"text": "If this is a business expense - then this is what is called reimbursement. Reimbursement is usually not considered as income since it is money paid back to you for an expense you covered for your employer with your after-tax money. However, for reimbursement to be considered properly executed, from income tax stand point, there are some requirements. I'm not familiar with the UK income tax law specifics, but I reason the requirements would not differ much from places I'm familiar with: before an expense is reimbursed to you, you should usually do this: Show that the expense is a valid business expense for the employer benefit and by the employer's request. Submit the receipt for reimbursement and follow the employer's procedure on its approval. When income tax agent looks at your data, he actually will ask about the £1500 tab. You and you'll employer will have to do some explaining about the business activity that caused it. If the revenue agent is not satisfied, the £750 that is paid to you will be declared as your income. If the required procedures for proper reimbursement were not followed - the £750 may be declared as your income regardless of the business need. Have your employer verify it with his tax accountant.",
"title": ""
},
{
"docid": "806e9a3ed65f7aa9a2cea31e6a32d23f",
"text": "\"I don't know what you mean by \"\"claim for taxes,\"\" I think you mean pay taxes. I'm not sure how corps function in Canada but in the US single owner limited liability entities typically pass the net income through to the owner to be included in their personal tax return. So it seems all of this is more or less moot, because really you should probably already be including your income sourced from this project on your personal taxes and that's not really likely to change if you formed something more formal. The formal business arrangements really exist to limit the liability of the business spilling over in to the owner's assets. Or trouble in the owner's life spilling over to interrupt the business operation. I don't know what kind of business this is, but it may make sense to set up one of the limited liability arrangements to ensure that business liability doesn't automatically mean personal liability. A sole proprietorship or in the US we have DBA (doing business as) paperwork will get you a separate tax id number, which may be beneficial if you ever have to provide a tax ID and don't want to use your individual ID; but this won't limit your liability the way incorporating does.\"",
"title": ""
},
{
"docid": "719c0a7c4a90b1bc43da880d1d4a1584",
"text": "There are quite a few questions as to how you are recording your income and expenses. If you are running the bakery as a Sole Proprietor, with all the income and expense in a business account; then things are easy. You just have to pay tax on the profit [as per the standard tax bracket]. If you running it as individual, you are still only liable to pay tax on profit and not turnover, however you need to keep a proper book of accounts showing income and expense. Get a Accountant to do this for you there are some thing your can claim as expense, some you can't.",
"title": ""
},
{
"docid": "f0e35b50511df8a0a78fcdf833adddd5",
"text": "Compliance issues vary from country to country and, in the US, state to state as well. There'll be a number of levels, though: Bear in mind that it is not that these taxes and responsibilities don't apply to sole traders or unregistered businesses, it's just that being registered signals your existence and introduces the bureaucracy to you all at once. Update: Your accountant should manage your company and consumer tax calculations and submissions on your behalf (and a good one will complete all the paperwork on time plus let you know well in advance what your liability is, as well as offer advice on reducing and restructuring these liabilities). You're probably on your own for local taxes unless your accountant deals with these and is local to even know what they are.",
"title": ""
},
{
"docid": "18aa3fdbbe9aca96da6f7a89dc764210",
"text": "If you sell through an intermediate who sets up the shop for you, odds are they collect and pay the sales tax for you. My experience is with publishing books through Amazon, where they definitely handle this for you. If you can find a retailer that will handle the tax implications, that might be a good reason to use them. It looks like Etsy uses a different model where you yourself are responsible for the sales tax, which requires you to register with your state (looks like this is the information for New York) and pay the taxes yourself on a regular basis; see this link for a simple guide. If you're doing this, you'll need to keep track of how much tax you owe from your sales each month, quarter, or year (depending on the state laws). You can usually be a sole proprietor, which is the easiest business structure to set up; if you want to limit your legal liability, or work with a partner, you may want to look into other forms of business structure, but for most craftspeople a sole proprietorship is fine to start out with. If you do a sole proprietorship, you can probably file the income on a 1040 Schedule C when you do your personal taxes each year.",
"title": ""
},
{
"docid": "0226b7567718747b0c30a8e2c96cdcd7",
"text": "There are two totally different things: There is your limited company, and there is yourself. Your limited company will absolutely have to pay 20% corporation tax on all its profits. The profits are the income of the limited company (you say it's £5,000 a year) minus all expenses. Usually you would pay yourself a salary, which immediately reduces your profits. And of course the payment to the accountant will reduce the profits. If the limited company is your only source of income, the usual method is to pay yourself £10,600 salary a year, possible pay money into a pension for yourself which is tax free and reduces the company's profits, pay 20% corporation on the rest, and pay yourself a dividend twice a year. Unless you have another job where you make a lot of money, you should have paid all that money to yourself as income and paid zero corporation tax. And may I say that if you made £5,000 a year, then there is most likely not enough going on to justify that an accountant charges you £600. You should be able to find someone doing it cheaper; I cannot imagine that he or she had to do a lot of work for this.",
"title": ""
}
] |
fiqa
|
d1696ee61fe532526dd7321e766d93a5
|
Can I pay off my credit card balance to free up available credit?
|
[
{
"docid": "055d64e9212902773d010efb3a9dc787",
"text": "Is it possible to pay off my balance more than once in a payment period in order to increase the amount I can spend in a payment period? Yes you can pay off the balance more than once even if its not due. This will get applied to outstanding and you will be able to spend again. If so, is there a reason not to do this? There is no harm. However note that it generally takes 2-3 days for the credit to be applied to the card. Hence factor this in before you make new purchases. I just got a credit card to start rebuilding my credit. Spending close to you credit limit does not help much; compared to spending less than 10% of your credit limit. So the sooner you get your limit on card increased the better.",
"title": ""
},
{
"docid": "e87963dd9db9ade93d95922c402a5976",
"text": "Banks only send your balance to credit bureaus once a month; usually a few days after your statement date. Thus, as long as your usage is below 10% in that date range, you're ok. Regarding paying it off early: sure. Every Sunday night, I pay our cards' charges from the previous week. (The internet makes this too easy.)",
"title": ""
},
{
"docid": "c542659b600028132d55a74bad21e011",
"text": "Is it possible to pay off my balance more than once in a payment period in order to increase the amount I can spend in a payment period? Yes, but you should only do that if you expect an expense that is larger than your limit allows. Then, provide an extra payment before your expense occurs since it will take longer for the issuer to apply it to the outstanding balance. For instance, when going on holiday you could deposit additional money to increase your balance temporarily. That said if your goal is to improve your credit score I would recommend using the card, staying within your limit and pay it off every month. The 2 largest factors going into calculating your credit score are: By paying off the balance each month you After 6-9 months you can probably get a bigger limit, to improve your score. I wouldn't change to a different card or get a second one, as some issuers will run a check on your creditscore that lowers it temporarily. Also: you're entitled to a free credit report each year. I'd recommend asking for one every year so you can keep track on how your credit score improves. It also gives you the opportunity to check for mistakes on your report. Check here for more information: http://www.myfico.com/crediteducation/whatsinyourscore.aspx",
"title": ""
},
{
"docid": "e06d6bd51690e4af9b4c793e5175d161",
"text": "The card you have is one where you had to deposit an amount equivelent to your card limit -a secured limit credit card. Capital One is one if the primary cards of this type. The typical rules of credit card usage and building your credit, do not apply. So, yes, you want to use the card as much as possible and pay off your balance as often as is necessary to keep your limit freed up. You can actually pay the full balance plus 10%, and gain a little extra limit. Use your card as much as possible and call them and ask for a limit increase every three months. usually about 4 - 5 months in, they will increase your limit and do so without asking for a corresponding security deposit. This is really cool, because it means you are becoming credit-worthy. I know so much about this because I applied for this card for my son and am helping him in his attempt to repair his credit. His score increased by almost 200 points last year.",
"title": ""
}
] |
[
{
"docid": "3214ebb04e28fd0dda794aa50304dcb3",
"text": "There are a number of ways to get out of debt. First, stop spending on that card. You could apply for a 0% APR credit card and if you qualify with a credit limit equal (or higher) than what you have now, then you could transfer the balance and start on paying that down. You could also work out a payment plan with Chase - they would rather have some of the money vs. none of it. But you need to reach out sooner rather than later to avoid having it sent to collections. Since your cash flow is terrible, you could also pick up a second or third part time job - deliver pizzas, work at the mall, whatever, to help increase your cash flow and use that money to pay down your debts. The Federal Trade Commission has some resources on how to cope with debt.",
"title": ""
},
{
"docid": "3852438eadf70d4f64b7605211bd9ba7",
"text": "\"Stop spending on the CC with the revolving balance. After the discussion below I feel I should clarify that what I am advocating is that you make your \"\"prepayment\"\" (though I disagree with calling it that) to the existing CC. Then, rather than spending on that card, spend somewhere else so you won't accrue any interest related to your spending. At the end of the month, send any excess to the account that has a balance. This question is no different than I have $X of cash, should I let it sit in a savings account or should I send it to my CC balance? Yes, 100%, you should send this $750 to your CC balance. Then, stop spending on that CC and move your daily spending to cash or some other place that won't accrue interest at all. The first step to paying off debt is to stop adding to the balance that accrues interest. It's not worth the energy to determine the change in the velocity of paydown by paying more frequently when you could simply spend on a separate card that doesn't accrue any interest because you pay the entire balance every month. The reason something like this may be advisable on a HELOC but not a CC is the interest rate. A HELOC might run you 4% or 5% while your CC is probably closer to 17%. In one situation your monthly interest is 0.4% and in the other your monthly interest is 1.4%. The velocity of interest accrual at CC rates is just too high to justify ever putting regular spending on top of an existing revolving balance. Additionally, I doubt there is anyone who is advocating for anyone to charge their HELOC for daily spending. You would move daily spending to somewhere that isn't accruing interest no matter what. You would use a HELOC to pay down your CC debt in a lump or make a large purchase in a lump. Your morning coffee should never be spent in a way that will accrue interest immediately, ever. Stop spending on the CC(s) that are carrying a balance. (period) Generally credit cards have a grace period before interest is charged. As long as a balance isn't carried from one statement period to the next you maintain your grace period. If you spend $100 in the first month you have your card, say the period is January 1 to January 31, you'll get a statement saying you owe $100 for January and payment is due by Feb 28. If you pay your $100 statement balance before February 28 you won't pay any interest, even if you charged an additional $500 on February 15; you'll simply get your February statement indicating your statement balance is $500 and payment is due by March 31, still no interest. BUT. If you pay $99 for January, leaving just a single dollar to roll over, you now owe interest on your entire average daily balance. So now you'll receive your February statement indicating $501 + interest on approximately $233.14 of average daily balance ($1 carried + $500 charged on Feb 15) due by March 31. That $1 you let roll over just cost you $3.26 in interest ($233.14 * 0.014). AND. Now that balance is continuing to accrue interest in the month of March until the day you make a payment. It typically takes two consecutive months of payment-in-full before the grace period is restored. There is no sense in continuing to spend on a CC that is carrying a balance and accruing interest even if you intend to pay all of your current month spending entirely. You can avoid 100% of the interest related to your regular spending by simply using a different card, and no rewards will beat the interest you're charged.\"",
"title": ""
},
{
"docid": "28598daeb092fe76f9e27383470837c4",
"text": "Note: the question is tagged united kingdom, this is a UK focussed answer practices elsewhere may be different). A balance transfer moves your debt from one credit card to another. This can be a good way to get a debt onto a lower (often zero) interest rate. There will usually be a transfer fee but with a good balance transfer deal the effective interest rate even after taking the fee into account can be very good and there are even some deals with 0% interest and no fee. Indeed if you keep on top of things credit cards are often the cheapest way to borrow. Normally a balance transfer is done to a new card that is applied for specifically for the purpose but sometimes it can make sense to transfer a balance to an existing card. However to take advantage of this you need discipline. You need to make absoloutely sure that you fully comply with the rules of the deal and in particular that you pay at least the minimum payment on time. You should also be aware that the rate will usually jump up at the end of the interest free period, you could do another balance transfer but assuming you will be able to do that is risky as it depends on what market conditions and your credit rating look like at the time. Ideally you should have a plan for paying off the card before the interest free period expires. In general you should be aiming to pay down your debts. Living beyond your means is very bad and carrying debt long term should only be done if you have an extremely good reason. You should regard the balance transfer as a tool to help you clear your debts quicker, not as a way to avoid paying them. If you go on a spending spree after your balance transfer you will just have dug yourself deeper in debt. See http://www.moneysavingexpert.com/credit-cards/balance-transfer-credit-cards for more on the techniques and the current best cards.",
"title": ""
},
{
"docid": "399b94cafae1981298f8c7b2e307857e",
"text": "I am like you with not acknowledging balances in my accounts, so I pay my credit card early and often. Much more than once a month. With my banks bill pay, I can send money to the credit card for free and at any time. I pay it every two weeks (when I get paid), and I will put other extra payments on there if I bought a large item. It helps me keep my balances based in reality in Quicken. For example, I saved the cash for my trip, put the trip on my credit card, then paid it all off the day after I got home. I used the card because I didn't want to carry the cash, I wanted the rewards cash back, I wanted the automatic protection on the car rental, and I couldn't pay for a hotel with cash. There are many good reasons to use credit cards, but only if you can avoid carrying a balance.",
"title": ""
},
{
"docid": "31c61107cbb1960483b060f69ec90c1f",
"text": "\"As far as I agree to everyone saying that \"\"you should stop borrowing\"\" & etc, I see a lot of sense of getting balance transfer cards if you are actually paying it off. Considering a scenario, you have a CC with balance of $5000 on each at roughly ~24% interest which results in ~$1200 interest per year. Your minimum due is ~$110, where you are paying $100 / mo for only interest and ~$10 / mo to cover your balance. If minimum is all you can pay with your current cash flow - yes, pleease do a balance transfer. Assuming your transfer cost is 3% and 0% interest for 21 months ( as many CCs do now ) your cost will be $150, but paying off $110 / month for 21 months you will pay off roughly $2000 off your balance, instead of ~$210 if you were paying only your minimum due. After 21 months - you'll have a balance of ~$3000 ( instead of $4800 ) and then you can repeat. If your cash flow gets better - please make as many more / bigger payments any time you can to reduce the balance and you'll pay off sooner.\"",
"title": ""
},
{
"docid": "de2025b241f8fe7e14defc87ce78a3fd",
"text": "\"One key point that other answers haven't covered is that many credit cards have a provision where if you pay it off every month, you get a grace period on the interest. Interest doesn't accrue at all unless you rollover a non-zero balance. But if you do, you pay interest on the average balance, not the rolled-over balance, for the entire month. You have to ask yourself what you are trying to accomplish with your credit history? Are you trying to maximize your \"\"buying power\"\" (really, leverage)? Or are you trying to make sure that you get the best terms on a moderately sized loan (house mortgage, car note)? As JohnFx and losthorse already noted, it's in the banker's best interest to maximize the profit they make off of you. Of course, that is not in your best interest. Keeping a credit card balance from month to month definitely feeds the greedy nature of the financing beast. And makes them willing to take more risks, because the returns are also higher. But those returns cost you. If you are planning to get sensible loans in the future, that you can comfortably afford, you won't need a maxed credit score. You won't get the largest loan amounts, but because you are doing the sensible thing and making a large down payment, the risk is also very low and you'll find lenders willing to give you a low interest rate. Because even though the reward is lower than the compulsive purchaser who pays an order of magnitude more in financing fees, the return/risk ratio is still very favorable to the bank. Don't play the game that maximizes their return. That happens when you have a loan of maximum size, high interest rate, and struggle to make payments, end up missing a couple and paying late fees, or request forbearance which compounds the interest. Play to minimize risk.\"",
"title": ""
},
{
"docid": "e6e3bd403ff62470cfd7ae67cf18581d",
"text": "\"Using the card but paying it off entirely at each billing cycle is the only \"\"Good\"\" way to use a credit card. If you feel like you will be tempted to buy more than you can pay back don't use credit. As far as furnishing the apartment, the best thing to do would be to save and pay cash, but if you want to use credit the credit available at stores would be a far better deal than carrying it on a card.\"",
"title": ""
},
{
"docid": "e15014b08ba4abe3f2756ff8658de847",
"text": "If you want to ensure that you stop paying interest, the best thing to do is to not use the card for a full billing cycle. Calculating credit card interest with precision ahead of time is difficult, as how you use the card both in terms of how much and when is critical.",
"title": ""
},
{
"docid": "b1ec5b1cd6585ec8dbb45a4727ef590f",
"text": "First, before we talk about anything having to do with the credit score, we need the disclaimer that the exact credit score formulas are proprietary secrets that have not been revealed. Therefore, all we have to go on are broad generalities that FICO has given us. That having been said, the credit card debt utilization portion of your score generally has at least two components: an overall utilization, and a per-card utilization. Your overall utilization is taken by adding up all your credit card debt and all your credit limits and dividing. Using your numbers above, you are sitting at about 95%. The per-card utilization is the individual utilization of each card. Your five cards range in utilization from 69% to 100%. Paying one card over another has no affect on your overall utilization, but obviously will change the per-card utilization of the one you pay first. So, to your question: Is it better on the credit score to have one low-util card and one high-util card, or to have two medium-util cards? I haven't read anything that definitively answers this question. Here is my advice to you: The big problem you have is the debt, not the credit score. Your credit card debt should be treated like an emergency that needs to be taken care of as quickly as you possibly can. Instead of trying to optimize your credit score, you should be trying to minimize the number of days until all of your credit cards are completely paid off. The credit score will take care of itself once you get your financial situation back on track. There is debate about the order in which one should pay off their debts, but the fact of the matter is that the order is not as significant as the intensity at which you pay them all off. Dedicate yourself to getting rid of the debts as fast as possible, and it won't matter much which order they get paid off in. Finally, to answer your question, I recommend that you attack the card debt one at a time instead of trying to pay them off evenly. Not because it will optimize your credit score, but because it will help you focus your debt-reduction energy as you work on resolving your debt emergency. Fortunately, the credit utilization portion of the credit score has no history, so once you pay all of these off, the utilization portion of your score will get better immediately, and the path you took to get there will be irrelevant. After the credit cards are completely paid off, and you have resolved never to spend money that you don't have again, it is time to work on the student loans....",
"title": ""
},
{
"docid": "088bc40143b1fd1c3a082150fd2b9a91",
"text": "Credit cards are meant to be used so generally it doesn't hurt your credit score to use them. To top it off you even get an interest grace period so you don't have to rush home and pay balances as soon as they're charged. In general you accrue charges during your statement period, we'll call it September 1 through September 30. The statement due date is something like 20 days after the close of the statement period, so we'll call it October 20. As long as you habitually pay your entire statement balance by the due date you will never pay interest. You charge your laptop on September 3, it shows up on your statement as $1,300, you pay $1,300 on October 18, you pay no interest. However, if you pay $1,000 on October 18 leaving a $300 balance to be carried in to the next statement period (a carried balance) you will pay interest. Generally interest is calculated based on your average daily balance during the statement period, which is now be the October 1 to October 31 period. You'll notice that you didn't pay anything until the October 18, that means the entire $1,300 will be included in your average daily balance up to the 18th of the month. Add to that, anything else you charge on the card now will be included in your average daily balance for interest charge calculation purposes. The moral of the story is, use your card, and pay your entire statement balance before the due date. Now how much will this impact your credit score? It's tough to say. Utilization is not a bad thing until it's a big number. I've read that 70% utilization and over is really the point at which lenders will raise an eyebrow and under 30% is considered excellent. If you have one card and $1,300 is a significant portion of your available limit, then yes you should probably pay it down quickly. Spend six or so months using the card and paying it, then call your bank and ask for a credit line increase.",
"title": ""
},
{
"docid": "902d883dc904b70b034cc564964afb21",
"text": "\"Credit Cards typically charge interest on money you borrow from them. They work in one of two ways. Most cards will not charge you any interest if you pay the balance in full each month. You typically have around 25 days (the \"\"grace period\"\") to pay that off. If that's the case, then you will use your credit card without any cost to yourself. However, if you do not pay it in full by that point, then you will owe 19.9% interest on the balance, typically from the day you charged the payment (so, retroactively). You'll also immediately begin owing interest on anything else you charge - typically, even if you do then pay the next month the entire balance on time. It's typically a \"\"daily\"\" rate, which means that the annual rate (APR) is divided into its daily rate (think the APR divided by 365 - though it's a bit different than that, since it's the rate which would be 19.9% annualized when you realize interest is paid on interest). Say in your case it's 0.05% daily - that means, each day, 0.05% is added to your balance due. If you charged $1000 on day one and never made a payment (but never had to - ignore penalties here), you'd owe $1199 at the end of the year, paying $199 interest (19.9*1000). Note that your interest is calculated on the daily balance, not on your actual credit limit - if you only charge $100, you'd owe $19.90 interest, not $199. Also note that this simplifies what they're actually doing. They often use things like \"\"average daily balance\"\" calculations and such to work out actual interest charged; they tend to be similar to what I'm describing, but usually favor the bank a bit (or, are simpler to calculate). Finally: some credit cards do not have a grace period. In the US, most do, but not all; in other countries it may be less common. Some simply charge you interest from day one. As far as \"\"Standard Purchases\"\", that means buying services or goods. Using your credit card for cash advances (i.e., receiving cash from an ATM), using those checks they mail you, or for cash-like purchases (for example, at a casino), are often under a different scheme; they may have the same rate, or a different rate. They likely incur interest from the moment cash is produced (no grace period), and they may involve additional fees. Never use cash advances unless you absolutely cannot avoid it.\"",
"title": ""
},
{
"docid": "d905851f6af654a18f454d523e3f11ce",
"text": "If we're including psychological considerations, then the question becomes much more complicated: will having a higher available credit increase the temptation to spend? Will eliminating 100% of a small debt provide more positive reinforcement than paying off 15% of a larger debt? Etc. If we're looking at the pure financial impact, the question is simpler. The only advantage I see to prioritizing the lower interest card is the float: when you buy something on a credit card, interest is often calculated for that purchase starting at the beginning of the next billing cycle, rather than immediately from the purchase date. I'm not clear on what policies credit card companies have on giving float for credit cards with a carried balance, so you should look into what your card's policy is. Other than than, paying off the higher interest rate card is better than paying off the lower interest rate. On top of that, you should look into whether you qualify for any of the following options (presented from best to worst):",
"title": ""
},
{
"docid": "50c75465204744c58de6b39d0835eca9",
"text": "\"To expand on @JoeTaxpayer's answer, the devil is actually in the fine print. All the \"\"credit-card checks\"\" that I have ever received in the mail explicitly says that the checks cannot be used to pay off (or pay down) the balance on any other credit card issued by the same bank, whether the card is branded with the bank logo or is branded with a department-store or airline logo etc. The checks can be used to pay utilities, or even taxes, without paying the \"\"service fee\"\" that is charged for using a credit card for such payments. The payee is paid the face amount of the check, in contrast to charges on a credit card from a merchant who gets to collect only about 95%-98% of the amount on the \"\"charge slip\"\". Generally speaking, balance transfer offers are a bad deal regardless of whether you pay only the minimum amount due each month or whether you pay each month's statement balance in full by the due date or anything in between. The rest of this answer is an explanation in support of the above assertion. Feel free to TL;DR it if you like. If you make only the minimum payment due each month and some parts of the balance that you are carrying has different interest rates applicable than other parts, then your payment can be applied to any part of the balance at the bank's discretion. It need hardly be said that the bank invariably chooses to apply it to pay off the lowest-rate portion. By law (CARD Act of 2009), anything above the minimum payment due must be applied to pay off the highest-rate part (and then the next highest rate part, etc), but minimum payment or less is at the bank's discretion. As an illustration, suppose that you are not using your credit cards any more and are conscientiously paying down the balances due by making the minimum payment due each month. Suppose also that you have a balance of $1000 carrying 12% APR on Card A, and pay off the entire balance of $500 on Card B, transferring the amount at 0% APR to Card A for which you are billed a 2% fee. Your next minimum payment will be likely be $35; computed as $10 (interest on $1000) + $10 transfer fee + $15 (1% of balance of $1500). If you make only the minimum payment due, that payment will go towards paying off the $500, and so for next month, your balance will be $1500 of which $1035 will be charged 1% interest, and $465 will be charged 0% interest. In the months that follow, the balance on which you owe 1% interest per month will grow and the 0% balance will shrink. You have to pay more than the minimum amount due to reduce the amount that you owe. In this example, in the absence of the balance transfer, the minimum payment would have been $20 = $10 (interest on $1000 at 1% per month) + $10 (1% of balance) and would have left you with $990 due for next month. To be at the same point with the balance transfer offer, you would need to pay $30 more than the minimum payment of $35 due. This extra $30 will pay off the interest and transfer fee ($20) and the rest will be applied to the $1000 balance to reduce it to $990. There would be no balance transfer fee in future months and so the extra that you need to pay will be a little bit smaller etc. If you avoid paying interest charges on credit cards by never taking any cash advances and by paying off the monthly balance (consisting only of purchases made within the past month) in full by the due date, then the only way to avoid paying interest on the purchases made during the month of the balance transfer offer is to pay off that month's statement in full (including the balance just transferred over and the balance transfer fee) by the due date. So, depending on when in the billing cycle the transfer occurs, you are getting a loan of the balance transfer amount for 25 to 55 days and being charged 2% or 3% for the privilege. If you are getting offers of 2% balance transfer fees instead of 3%, you are probably among those who pay their balances in full each month, and the bank is trying to tempt you into doing a balance transfer by offering a lower fee. (It is unlikely that they will make a no-transfer-fee offer.) They would prefer laughing all the way to themselves by collecting a 2% transfer fee from you (and possibly interest too if you fail to read the fine print) than having you decline such offers at 3% as being too expensive. Can you make a balance transfer offer work in your favor? Sure. Don't make any purchases on the card in the month of the balance transfer or during the entire time that the 0% APR is being offered. In the month of the transfer, pay the minimum balance due plus the balance transfer fee. In succeeding months, pay the minimum balance due (typically 1% of the balance owed) each month. All of it will go to reducing the 0% APR balance because that is the only amount owing. Just before the 0% APR expires (anywhere from 6 to 24 months), pay off the remaining balance in full. But remember that you are losing the use of this card for this whole period of time. Put it away in a locked trunk in the attic because using the card to make a purchase will mean paying interest on charges from the day they post, something that might be totally alien to you.\"",
"title": ""
},
{
"docid": "021ab4e60a9013fa5bf1683fee77c014",
"text": "\"If you look around online and read about credit scores, you'll find all kinds of information about what you should do to maximize your credit score. However, in my opinion, it just isn't worth rearranging your life just to try to achieve some arbitrary score. If you pay your bills on time and are regularly using a credit card, your score will take care of itself. Yes, you can cut up the card you don't like and keep the credit card account open. The bank may close your account at some point in the future because of a lack of activity, but if they do, don't worry about it. You have other accounts that you are using. Personally, I don't like having open credit accounts that I'm not using; I close accounts when I'm done with them. I realize that it goes against everything that you will read, but my score is very high and my oldest open credit card account is 2 years old. Don't let them scare you into credit activity that you don't want just to try to \"\"win\"\" at the credit score.\"",
"title": ""
},
{
"docid": "49d00cb08b23d1d2103174fcafd21f4c",
"text": "If you are refering to company's financial reports and offerings, the required source for companies to disclose the information is the SGX website (www.sgx.com) under the Company Disclosure tab. This includes annual statements for the last 5 years, prospectus for any shares/debentures/buy back/etc which is being offered, IPO offers and shareholders meetings. You may also find it useful to check the Research section of the SGX website where some of the public listed companies have voluntarily allowed independent research firms to monitor their company for a couple of years and produce a research report. If you are referring to filings under the Companies Act, these can be found at the Accounting and Regulatory Authority (ACRA) website (www.acra.gov.sg) and you can also purchase extracts of specific filings under the ACRA iShop. To understand the Singapore public listing system and the steps to public listing, you may find it useful to purchase one of the resource documents available for Singapore law, finance, tax and corporate secretaryship which are sold by CCH (www.cch.com.sg). Specifically for public listing the Singapore Annotated Listing Manual may help. It is common practice for companies here to employ law firms and research firms to do the majority of this research instead of doing it themselves which I one of the reasons this information is online but perhaps not so visible. I hope I have understood your question correctly!",
"title": ""
}
] |
fiqa
|
e05f28875cd91bf8ed8341ca37ada0be
|
Starting a side business slowly
|
[
{
"docid": "b24c2f47bab3406acbccee0f70ab1d59",
"text": "\"This is a great question! I've been an entrepreneur and small business owner for 20+ years and have started small businesses in 3 states that grew into nice income streams for me. I've lived off these businesses for 20+ years, so I know it can be done! First let me start by saying that the rules, regulations, requirements and laws for operating a business (small or large) legally, for the most part, are local laws and regulations. Depending on what your business does, you may have some federal rules to follow, but for the most part, it will be your locality (state, county, city) that determines what you'll have to do to comply and be \"\"legal\"\". Also, though it might be better in some cases to incorporate (and even required in some circumstances), you don't always have to. There are many small businesses (think landscapers, housekeepers, babysitters, etc.) that get income from their \"\"business operations\"\" and do so as \"\"individuals\"\". Of course, everyone has to pay taxes - so as long as you property record your income (and expenses) and properly file your tax returns every year, you are \"\"income tax legal\"\". I won't try to answer the income tax question here, though, as that can be a big question. Also, though you certainly can start a business on your own without hiring lawyers or other professionals (more on that below), when it comes to taxes, I definitely recommend you indeed plan to hire a tax professional (even if it's something like H&R Block or Jackson Hewitt, etc). In some cities, there might even be \"\"free\"\" tax preparation services by certain organizations that want to help the community and these are often available even to small businesses. In general, income taxes can be complicated and the rules are always changing. I've found that most small business owners that try to file their own taxes generally end up paying a lot more taxes than they're required to, in essence, they are overpaying! Running a business (and making a profit) can be hard enough, so on to of that, you don't need to be paying more than you are required to! Also, I am going to assume that since it sounds like it would be a business of one (you), that you won't have a Payroll. That is another area that can be complicated for sure. Ok, with those generics out of the way, let me tackle your questions related to starting and operating a business, since you have the \"\"idea for your business\"\" pretty figured out. Will you have to pay any substantial amount of money to attorneys or advisors or accountants or to register with the government? Not necessarily. Since the rules for operating a business legally vary by your operating location (where you will be providing the service or performing your work), you can certainly research this on your own. It might take a little time, but it's doable if you stick with it. Some resources: The state of Florida (where I live) has an excellent page at: http://www.myflorida.com/taxonomy/business/starting%20a%20business%20in%20florida/ You might not be in Florida, but almost every state will have something similar. What all do I need to do to remain on the right side of the law and the smart side of business? All of the answers above still apply to this question, but here are a few more items to consider: You will want to keep good records of all expenses directly related to the business. If you license some content (stock images) for example, you'll want to document receipts. These are easy usually as you know \"\"directly\"\". If you subscribe to the Apple Developer program (which you'll need to if you intend to sell Apps in the Apple App Stores), the subscription is an expense against your business income, etc. You will want to keep good records of indirect costs. These are not so easy to \"\"figure out\"\" (and where a good accountant will help you when this becomes significant) but these are important and a lot of business owners hurt themselves by not considering these. What do I mean? Well, you need an \"\"office\"\" in order to produce your work, right? You might need a computer, a phone, internet, electricity, heat, etc. all of which allow you to create a \"\"working environment\"\" that allows you to \"\"produce your product\"\". The IRS (and state tax authorities) all provide ways for you to quantify these and \"\"count them\"\" as legitimate business expenses. No, you can't use 100% of your electric bill (since your office might be inside your home, and the entire bill is not \"\"just\"\" for your business) but you are certainly entitled to some part of that bill to count as a business expense. Again, I don't want to get too far down the INCOME TAX rabbit hole, but you still need to keep track of what you spend! You must keep good record of ALL your income. This is especially important when you have money coming in from various sources (a payroll, gifts from friends, business income from clients and/or the App Stores, etc.) Do not just assume that copies of your bank deposits tell the whole story. Bank statements might tell you the amount and date of a deposit, but you don't really know \"\"where\"\" that money came from unless you are tracking it! The good news is that the above record keeping can be quite easy with something like Quicken or QuickBooks (or many many other such popular programs.) You will want to ensure you have the needed licenses (not necessarily required at all for a lot of small businesses, especially home based businesses.) Depending on your business activity, you might want to consider business liability insurance. Again, this will depend on your clients and/or other business entities you'll be dealing with. Some might require you to have some insurance. Will be efforts even be considered a business initially until some amount of money actually starts coming in? This might be a legal / accountant question as to the very specific answer from the POV of the law and taxing authorities. However, consider that not all businesses make any money at all, for a long time, and they definitely \"\"are a business\"\". For instance, Twitter was losing money for a long time (years) and no one would argue they were not a business. Again, deferring to the attorneys/cpas here for the legal answer, the practical answer is that you're performing \"\"some\"\" business activity when you start creating a product and working hard to make it happen! I would consider \"\"acting as\"\" a business regardless! What things do I need to do up-front and what things can I defer to later, especially in light of the fact that it might be several months to a couple years before any substantial income starts coming in? This question's answer could be quite long. There are potentially many items you can defer. However, one I can say is that you might consider deferring incorporation. An individual can perform a business activity and draw income from it legally in a lot of situations. (For tax purposes, this is sometimes referred to as \"\"Schedule-C\"\" income.) I'm not saying incorporation is a bad thing (it can shield you from a lot of issues), but I am saying that it's not necessary on day 1 for a lot of small businesses. Having said that, this too can be easy to do on your own. Many companies offer services so you can incorporate for a few hundred dollars. If you do incorporate, as a small business of one person, I would definitely consider a tax concept called an \"\"S-Corp\"\" to avoid paying double taxes.) But here too, we've gone down the tax rabbit hole again. :-)\"",
"title": ""
}
] |
[
{
"docid": "aacf84abf0e15e48cd79c9cdb7a0e26c",
"text": "\"Yes. There are several downsides to this strategy: You aren't taking into account commissions. If you pay $5 each time you buy or sell a stock, you may greatly reduce or even eliminate any possible gains you would make from trading such small amounts. This next point sounds obvious, but remember that you pay a commission on every trade regardless of profit, so every trade you make that you make at a loss also costs you commissions. Even if you make trades that are profitable more often than not, if you make quite a few trades with small amounts like this, your commissions may eat away all of your profits. Commissions represent a fixed cost, so their effect on your gains decreases proportionally with the amount of money you place at risk in each trade. Since you're in the US, you're required to follow the SEC rules on pattern day trading. From that link, \"\"FINRA rules define a “pattern day trader” as any customer who executes four or more “day trades” within five business days, provided that the number of day trades represents more than six percent of the customer’s total trades in the margin account for that same five business day period.\"\" If you trip this rule, you'll be required to maintain $25,000 in a margin brokerage account. If you can't maintain the balance, your account will be locked. Don't forget about capital gains taxes. Since you're holding these securities for less than a year, your gains will be taxed at your ordinary income tax rates. You can deduct your capital losses too (assuming you don't repurchase the same security within 30 days, because in that case, the wash sale rule prevents you from deducting the loss), but it's important to think about gains and losses in real terms, not nominal terms. The story is different if you make these trades in a tax-sheltered account like an IRA, but the other problems still apply. You're implicitly assuming that the stock's prices are skewed in the positive direction. Remember that you have limit orders placed at the upper and lower bounds of the range, so if the stock price decreases before it increases, your limit order at the lower bound will be triggered and you'll trade at a loss. If you're hoping to make a profit through buying low and selling high, you want a stock that hits its upper bound before hitting the lower bound the majority of the time. Unless you have data analysis (not just your intuition or a pattern you've talked yourself into from looking at a chart) to back this up, you're essentially gambling that more often than not, the stock price will increase before it decreases. It's dangerous to use any strategy that you haven't backtested extensively. Find several months or years of historical data, either intra-day or daily data, depending on the time frame you're using to trade, and simulate your strategy exactly. This helps you determine the potential profitability of your strategy, and it also forces you to decide on a plan for precisely when you want to invest. Do you invest as soon as the stock trades in a range (which algorithms can determine far better than intuition)? It also helps you figure out how to manage your risk and how much loss you're willing to accept. For risk management, using limit orders is a start, but see my point above about positively skewed prices. Limit orders aren't enough. In general, if an active investment strategy seems like a \"\"no-brainer\"\" or too good to be true, it's probably not viable. In general, as a retail investor, it's foolish to assume that no one else has thought of your simple active strategy to make easy money. I can promise you that someone has thought of it. Trading firms have quantitative researchers that are paid to think of and implement trading strategies all the time. If it's viable at any scale, they'll probably already have utilized it and arbitraged away the potential for small traders to make significant gains. Trust me, you're not the first person who thought of using limit orders to make \"\"easy money\"\" off volatile stocks. The fact that you're asking here and doing research before implementing this strategy, however, means that you're on the right track. It's always wise to research a strategy extensively before deploying it in the wild. To answer the question in your title, since it could be interpreted a little differently than the body of the question: No, there's nothing wrong with investing in volatile stocks, indexes, etc. I certainly do, and I'm sure many others on this site do as well. It's not the investing that gets you into trouble and costs you a lot of money; it's the rapid buying and selling and attempting to time the market that proves costly, which is what you're doing when you implicitly bet that the distribution of the stock's prices is positively skewed. To address the commission fee problem, assuming a fee of $8 per trade ... and a minimum of $100 profit per sale Commissions aren't your only problem, and counting on $100 profit per sale is a significant assumption. Look at point #4 above. Through your use of limit orders, you're making the implicit assumption that, more often than not, the price will trigger your upper limit order before your lower limit order. Here's a simple example; let's assume you have limit orders placed at +2 and -2 of your purchase price, and that triggering the limit order at +2 earns you $100 profit, while triggering the limit order at -2 incurs a loss of $100. Assume your commission is $5 on each trade. If your upper limit order is triggered, you earn a profit of 100 - 10 = 90, then set up the same set of limit orders again. If your lower limit order is triggered this time, you incur a loss of 100 + 10 = 110, so your net gain is 90 - 110 = -20. This is a perfect example of why, when taking into account transaction costs, even strategies that at first glance seem profitable mathematically can actually fail. If you set up the same situation again and incur a loss again (100 + 10 = 110), you're now down -20 - 110 = -130. To make a profit, you need to make two profitable trades, without incurring further losses. This is why point #4 is so important. Whenever you trade, it's critical to completely understand the risk you're taking and the bet you're actually making, not just the bet you think you're making. Also, according to my \"\"algorithm\"\" a sale only takes place once the stock rises by 1 or 2 points; otherwise the stock is held until it does. Does this mean you've removed the lower limit order? If yes, then you expose yourself to downside risk. What if the stock has traded within a range, then suddenly starts declining because of bad earnings reports or systemic risks (to name a few)? If you haven't removed the lower limit order, then point #4 still stands. However, I never specified that the trades have to be done within the same day. Let the investor open up 5 brokerage accounts at 5 different firms (for safeguarding against being labeled a \"\"Pattern Day Trader\"\"). Each account may only hold 1 security at any time, for the span of 1 business week. How do you control how long the security is held? You're using limit orders, which will be triggered when the stock price hits a certain level, regardless of when that happens. Maybe that will happen within a week, or maybe it will happen within the same day. Once again, the bet you're actually making is different from the bet you think you're making. Can you provide some algorithms or methods that do work for generating some extra cash on the side, aside from purchasing S&P 500 type index funds and waiting? When I purchase index funds, it's not to generate extra liquid cash on the side. I don't invest nearly enough to be able to purchase an index fund and earn substantial dividends. I don't want to get into any specific strategies because I'm not in the business of making investment recommendations, and I don't want to start. Furthermore, I don't think explicit investment recommendations are welcome here (unless it's describing why something is a bad idea), and I agree with that policy. I will make a couple of points, however. Understand your goals. Are you investing for retirement or a shorter horizon, e.g. some side income? You seem to know this already, but I include it for future readers. If a strategy seems too good to be true, it probably is. Educate yourself before designing a strategy. Research fundamental analysis, different types of orders (e.g., so you fully understand that you don't have control over when limit orders are executed), different sectors of the market if that's where your interests lie, etc. Personally, I find some sectors fascinating, so researching them thoroughly allows me to make informed investment decisions as well as learn about something that interests me. Understand your limits. How much money are you willing to risk and possibly lose? Do you have a risk management strategy in place to prevent unexpected losses? What are the costs of the risk management itself? Backtest, backtest, backtest. Ideally your backtesting and simulating should be identical to actual market conditions and incorporate all transaction costs and a wide range of historical data. Get other opinions. Evaluate those opinions with the same critical eye as I and others have evaluated your proposed strategy.\"",
"title": ""
},
{
"docid": "bf6d612e979609c1cd11106e9f1d1353",
"text": "\"Rather than thinking of becoming a landlord as a passive \"\"investment\"\" (like a bank account or mutual fund), it may be useful to think of it as \"\"starting a small part-time business\"\". While certainly many people can and do start their own businesses, and there are many success stories, there are many cases where things don't work out quite as they hoped. I wouldn't call starting any new business \"\"low risk\"\", even one that isn't expected to be one's main full-time job, though some may be \"\"acceptable risk\"\" for your particular circumstances. But if you're going to start a part-time business, is there any particular reason you'd do so in real estate as opposed to some other activity? It sounds like you'd be completely new to real estate, so perhaps for your first business you're starting you'd want it to be something you're more familiar with. Or, if you do want to enter the real estate world (or any other new business), be sure to do a lot of research, come up with a business plan, and be prepared for the possibility of losing money as with any investment or new business.\"",
"title": ""
},
{
"docid": "2c7280ef2f9b1af1a1f051cf8bd8c9ac",
"text": "A good idea is try use your weekends to develop your business/plans at first. Most business startups don't boom overnight, it takes time to build. Dont quit your job, that is revenue you can build your business with. The most important thing is to have a sound business plan, not too ambitious, not too realistic.",
"title": ""
},
{
"docid": "5a97fec0eb191f632c8ff032120cc7e9",
"text": "I'm currently in process. I work full time for one big local company and side Hustle in my free time. U must have some income, so I belive this is good path. In future, when I could live from my own company I will quit my current job. But that means that you should work at least 14-16 h/day. It is hard but it will be worth one day. Make some product, find clients etc. Start small, find some co-founder(s) and just start.",
"title": ""
},
{
"docid": "043e8b96e188a71c3356cd717f395661",
"text": "\"I worked for a plumbing/heating business in a management position for the past 3 years and I learned a few things: You need a web presence STAT. Yellow page ads while effective at reaching older clients are EXPENSIVE and effective web marketing can be created at a fraction of the cost. Social media is an AMAZING tool use it. Flat rate pricing. Quote your prices before you get the work and get a signature before you start. Make sure it is very very clear that you expect to be paid on completion. Be known for cleanliness. Wealthy clients WILL spread your name around if you take the time and care to respect their property. Carpet runners, boot covers and cleaning supplies will pay off. Pick a company name and get a PROFESSIONAL graphic designer to make your logo. Plaster it on all sides of your vehicle and you now have a mobile billboard. Find something to specialize in.... for example boiler repair is a dying art. If you can be \"\"The boiler guy\"\" you will have lots of yearly maintenance work. Speaking of which offer yearly maintenance contracts as a way to get back into the house and develop a business relationship. Get some sales training. You can be and effective salesman and still be honest it is just a matter of understanding the customer. Nexstar might be something worth looking into. But the membership fee is not cheap. Setup some sort of inventory tracking system NOW. Have it in place so when he wants to grow it will be easy. The company I worked for while not doing all of the things I mentioned here still managed to do 7 million a year in revenue. PM me if you want to know anything else.\"",
"title": ""
},
{
"docid": "4cde17aa6b9aefc3d4e12718987fbf44",
"text": "\"This kind of investment is called \"\"sweat equity\"\". It is sometimes taken into account by lenders and other investors. Such investors look at the alleged value of the input labor with a very skeptical eye, but they often appreciate that the entrepreneur has \"\"skin in the game\"\". The sort of analysis described by the original poster is useful for estimating \"\"economic profit\"\" -- how much better off was the entrepreneur than if he had done something else with his time. But this sort of analysis is not applicable for tax purposes for most small businesses in the United States. It is usually not in the entrepreneur's interest to use this method of accounting for tax purposes, for three reasons: It requires setting up the business in such a way that it can pay him wages or salaries for his time. The business might not have enough cash resources to do so. Furthermore, setting up the business in this way requires legal and accounting expertise, which is expensive. If the entrepreneur does set up the business like this, the wages and salaries will be subject to tax. Wage and salary tax rates are often much higher than capital gains tax rates, especially when one considers taxes like Social Security taxes, Medicare taxes, and Business & Occupation taxes. If the entrepreneur does set up the business like this, the taxes on the wages and salaries would be due long before the hoped-for sale of the company. The sale of the company might never happen. This results in a time-value-of-money penalty, an optionality penalty, and a risk penalty.\"",
"title": ""
},
{
"docid": "543e117902d82e0eb8e27fd78b200947",
"text": "\"I can pretty much guarantee you that the vast majority of new small companies will NOT grow to have 50 workers (they probably won't even have 49 workers, or 48, or even 47). Once they approach 40, other \"\"solutions\"\" -- even beyond the \"\"part time employees\"\" suggested by the author (a thing I would expect will be \"\"addressed\"\" by a change in the detailed regulations -- the Federal government will attempt to stop this obvious loophole by redefining what constitutes a \"\"full time employee\"\") -- MANY other solutions will be executed (dividing the company into two or three distinct entities with slightly different ownership {for example wife owns one location, husband another, etc}, plus the obvious expanded use of temp agencies, contract and/or subcontract workers, subbing work {especially generic administrative work} out to other firms, etc). Any and all of those will probably cost far LESS than $40k a year (which is probably a woefully underestimated number).\"",
"title": ""
},
{
"docid": "e7ce461be6d4661f109b01f01956fe10",
"text": "The doing of it, the actual floral design part, is a small part of what that business is going to need. The needs of a small business are huge and varied. For instance, somebody will need to do the Quickbooks, handle the register and cash, handle clients and follow-up. Do payroll even if it is just the two of you. Handle insurance. Place orders for inventory, develop relationships with suppliers to keep costs down. Do marketing. Calculate profitability and use that to determine pricing, specials, and discounting on bulk orders. Clean the shop and enable your flower arranger to work effeciently. Need employees? Then get ready for applications, interviews, onboarding, reviews, coaching, and firing. Create checklists and best practices. The Small Business Association is your friend. It's a government program that is already paid for by you, and the employees are generally successful entrepreneurs that just don't feel like doing the 80 hours a week anymore. They will be so happy to mentor you and can really assist if you are looking for a loan to start up. Small business isn't for everybody. I think most people would rather work 40 hours a week for somebody else. If none of this scares you off, you might have what it takes. Starting and running a business is incredibly rewarding for me emotionally and financially and I wouldn't trade it for any job on the planet.",
"title": ""
},
{
"docid": "05e5d1a20d3484b1fab76875ae508a79",
"text": "In now days beginning a business, website optimization daddy can enable you to begin a web business, to do you know the intricate details of web crawlers and have aptitudes in stages like Google Analytics? The proprietors of a ton of littler organizations don't understand the amount of an effect website, streamlining SEO can have on their business. We teach those entrepreneurs on the energy of starting an internet business to help change their sites into a more SEO-accommodating property. We have master abilities to the stage proprietors how to peruse and utilize their examination information the correct way, and how to legitimately utilize watchwords and structure substance to get more movement.",
"title": ""
},
{
"docid": "65a6928ffa6063ef95e3639adfb57bbc",
"text": "Yeah, not all small businesses are barely scraping by. On another note, I know in some places restaurants, regulations and laws have been introduced which lowers minimum wage for tip earners (like servers). It's an interesting thought but I'm not sure how well it works.",
"title": ""
},
{
"docid": "7f75872c71535e7c7f0a90f3b86887dc",
"text": "For this type of business a sole tradership would seem appropriate. You might then want to register as a limited company at a later date if you were growing significantly, taking on premises, seeking debt etc, as that would then shield you from liability.",
"title": ""
},
{
"docid": "56941f61022dfec7fea49b5f306ff12e",
"text": "\"You can certainly try to do this, but it's risky and very expensive. Consider a simplified example. You buy 1000 shares of ABC at $1.00 each, with the intention of selling them all when the price reaches $1.01. Rinse and repeat, right? You might think the example above will net you a tidy $10 profit. But you have to factor in trade commissions. Most brokerages are going to charge you per trade. Fidelity for example, want $4.95 per trade; that's for both the buying and the selling. So your 1000 shares actually cost you $1004.95, and then when you sell them for $1.01 each, they take their $4.95 fee again, leaving you with a measly $1.10 in profit. Meanwhile, your entire $1000 stake was at risk of never making ANY profit - you may have been unlucky enough to buy at the stock's peak price before a slow (or even fast) decline towards eventual bankruptcy. The other problem with this is that you need a stock that is both stable and volatile at the same time. You need the volatility to ensure the price keeps swinging between your buy and sell thresholds, over and over again. You need stability to ensure it doesn't move well away from those thresholds altogether. If it doesn't have this weird stable-volatility thing, then you are shooting yourself in the foot by not holding the stock for longer: why sell for $1.01 if it goes up to $1.10 ten minutes later? Why buy for $1.00 when it keeps dropping to $0.95 ten minutes later? Your strategy means you are always taking the smallest possible profit, for the same amount of risk. Another method might be to only trade each stock once, and hope that you never pick a loser. Perhaps look for something that has been steadily climbing in price, buy, make your tiny profit, then move on to the next company. However you still have the risk of buying something at it's peak price and being in for an awfully long wait before you can cash out (if ever). And if all that wasn't enough to put you off, brokerages have special rules for \"\"frequent traders\"\" that just make it all the more complicated. Not worth the hassle IMO.\"",
"title": ""
},
{
"docid": "f69a1160d0806abe01e9fa3064037448",
"text": "Based on the additional comment you gave, I would recommend that you keep the capital from the businesses separate as much as possible. It sounds like you won't get into any trouble legally if you make 'loans' or transfers of capital from one business into the other. But I would suggest that you keep detailed records of any transfers that you do make. The reason why is that in any business, it is important to know the economics of how your business makes money. If you find yourself making transfers repeatedly, then your business model may be bad. Even if your transfers are only to deal with the cost of poor customers, it could still mean that your business model needs to be adjusted. But if it's a question of the timing of cash flows, then there's really nothing wrong with taking some of the money from your successful pants operation and building up more working capital in your stationery shop.",
"title": ""
},
{
"docid": "0559a5f8e99aaed4115bf99f13583c7b",
"text": "http://www.legalzoom.com/business-management/starting-your-business/turn-your-calling Answering this, but I expect an expert to give an answer with some insight too There are many more steps, but not having done them personally I suggest you read the legalzoom.com site.",
"title": ""
},
{
"docid": "83d700ae94fb9917fc1904ecdd1d0877",
"text": "\"If you're really interested in the long-term success of your business, and you can get by in your personal finances without taking anything from the business for the time being, then don't. There is no \"\"legal requirement\"\" to pay yourself a prevailing wage if doing so would put the company out of business. it is common for a company's principals not to draw wages from the business until it is viable enough to sustain payroll. I was in that situation when I first began my business, so the notion that somehow I'm violating a law by being fiscally responsible for my own company is nonsense. Be wise with your new business. You didn't state why you feel the need to take some kind of payment out, but this can be a crucial mistake if it imperils your business or if that money could be better spent on marketing or some other areas which improve revenues. You can always create a salary deferral agreement between yourself and your own company which basically states that the company owes you wages but you are, for the time being, willing to defer accepting them until such time that the company has sufficient revenues to pay you. That's one solution, but the simplest answer is, if you don't need the money you're thinking of paying yourself, don't do it. Let that money work for you in the business so that it pays off better in the long run. Good luck!\"",
"title": ""
}
] |
fiqa
|
5fda645cfb5b34cbdf21ca6ed1aceb4b
|
Why is “cheque cashing” a legitimate business?
|
[
{
"docid": "25e2790f0097e1553fcb935da1c4396a",
"text": "\"This answer is based on my understanding of the US banking system. We have check cashing businesses here too, which are just like what you describe, except for the spelling :-) Let's consider what \"\"cash it for free at the bank\"\" really means, and why it might not be an option for everyone. One key issue is \"\"which bank?\"\" As an example, suppose that I have an account at ABC Bank. I take out my checkbook for that account and write you a check for $500. (Terminology: In this case, I am the drawer or maker of the check, ABC Bank is the drawee bank, and you, user54609, are the payee. Disclaimer: \"\"You\"\" here is meant as a generic pronoun and I do not mean to insinuate that anything here actually applies to you personally.) There are two common things you might do with the check: If you have an account at some bank, say XYZ Bank, you might take the check to XYZ Bank and deposit it in your account. (You might be able to do this through an ATM, mobile app, or by mail, instead of in person.) XYZ Bank does not have a way to verify with certainty that the check is valid (e.g. they don't know what my signature looks like, nor whether I actually have $500 in my account at ABC), so they send it to ABC Bank, which verifies the check and transfers $500 to XYZ. (This is usually done through a central clearinghouse, such as the Federal Reserve in the US, and in some cases an image of the check may be sent electronically, instead of the physical check.) This process takes some time, so XYZ may not make the $500 available to you right away - there may be a hold period before you can withdraw that $500 from your account. You could take the check to ABC Bank, in person. They will verify on the spot that the check is valid and that you are in fact user54609. If everything looks good, they will hand you $500 in cash (perhaps subtracting a fee of a few dollars). Now we can see some possible problems with each of these approaches. For 1: Maybe you don't have a bank account at all. There are many possible reasons: You don't have enough money to meet the minimum balance that a bank account would require. You used to have an account, but you overdrew or otherwise misused an account, so the bank closed it. They then entered you in a registry such as ChexSystems which ensures that other banks know about this, and so no other bank will open a new account for you. You immigrated to the country illegally and cannot get the documents (driver's license, social security number, etc) that a bank normally requires to open an account. You simply don't like the idea of keeping your money in a bank. Maybe you do have an account at XYZ Bank, but it's in another town. You need the cash today, so you can't use mail or a mobile app, and third-party ATMs usually don't accept deposits. Maybe you need to spend the money today, and XYZ Bank would place a hold. For 2: ABC Bank may not have a branch you can conveniently visit. Maybe the nearest one is a long way away, in another city or across the country. Or maybe ABC is an online bank with no physical branches at all. Maybe it's in the same city, but you don't have transportation to get you there. Or maybe it's simply less convenient than the check-cashing business on the corner. Maybe it is after usual banking hours, or a weekend, and ABC Bank is closed, but you need cash now. In any of these situations, \"\"cash it at the bank\"\" might not be a viable option, and so you might reasonably turn to a check cashing business instead. As you say, you will pay a much higher fee there, but maybe it is worth it to you, or you just don't have any choice. Another possibility, of course, is that you are poorly educated about the banking system, and you don't really understand that 1 and 2 are options, or how to go about them. But there's this storefront on the corner that says \"\"Check Cashing\"\", so this seems like a low-stress, uncomplicated way to exchange this piece of paper for money. As such, there certainly are people who legitimately might want to cash a valid check at a check-cashing business. Check cashing business do of course take some risk of fraud, since they can't necessarily verify the check. There are sometimes steps they can take to minimize this risk. Sometimes they can call ABC Bank and check that I have sufficient money in my account. Maybe they'll only accept certain kinds of checks, such as payroll checks from well-known companies for which you can produce a matching pay stub. And they can demand identification from you (perhaps allowing more flexible options than a bank), which helps ensure that you are the payee, and would make you easier to track down if you did commit fraud. But they will probably lose some money this way, so they will have to make their fees high enough to cover those losses.\"",
"title": ""
},
{
"docid": "dfd0d06afe8c24b08155be3de6a58234",
"text": "\"In my experience (in the US), the main draw of check-cashing businesses (like \"\"CheckN2Cash\"\" is that they will hold your check for a certain period of time. This is also known as a \"\"payday loan\"\". Rather than bringing them a check someone else has written you, you write them a check yourself, postdated, and they pay you the amount on the check less their fees, and agree not to cash the check until a future date. So if you don't have the money right now but you need it before your next payday, you visit a check-cashing business and get the money, and it'll be withdrawn from your account after your next paycheck.\"",
"title": ""
},
{
"docid": "f11642ee9a141532e6f6837656985f1b",
"text": "\"How does this get any business? You'd be surprised on how much profit these type of businesses can bring in and the number of people who cash their checks this way. They make profit off people who want their checks cashed ASAP. Usually cheques written to \"\"cash\"\" or something can just be cashed for free at the bank right? Yes, most banks cash your check for free. Some may not cash it right away and may require a few days to process. Some charge a small fee if the check is not from the same bank. Some personal checks may not even be processed the same day as well. Wouldn't the only cheques that people would cash at these places be bad cheques? Yes and no. Yes because it may be \"\"easier\"\" to try to cash a fraudulent check at these type of check cashing places. However, some places may only cash business checks and require your ID in which they write down the information in order to possibly track you down in the future. Also some places only cash a check to a certain amount. And wouldn't this mean that the business will lose a lot of money since it pays out cash but then has the cheque bounce? Of course the business loses money if the check bounces or is fake. That is why they try to minimize their losses with certain requirements that needs to met before the check can be cashed. Who uses these services exactly? Just about anyone who needs their check cashed ASAP or like ChrisW stated in his answer is trying to keep their money on the low. There is a demand for this service even though it may seem shady to you.\"",
"title": ""
}
] |
[
{
"docid": "7d886d70fde7e58daf8a86ac00e1884c",
"text": "Nowadays, all checks you write will not be send to your bank anymore, but instead the bank where they get deposited does an ACH from your bank. That implies that not allowing this to happen, your bank would not be able to honor any checks you wrote (without enforcing paper check delivery in the mail, but the Check21 bill does not allow such enforcing anymore). Basically, your bank would not be able to do business with anyone. The obvious conclusion is that no such bank exists.",
"title": ""
},
{
"docid": "8b95002c06839baa44fe81fe396190b7",
"text": "Some banks give you an indemnity form that will allow them to clear the payment available in a different name. This is usually in case the name on the cheque is slightly misspelled. For example, color (American) could be spelt as colour (British). In India for example, names can often be spelt in multiple ways. the indeminity form is common place.",
"title": ""
},
{
"docid": "2e7d825afdea7026e94c625f7a88ae03",
"text": "Is it standard for a bank to need the cheque to cancel it? (what about if it was intercepted, surely you can cancel before you're plundered?) Generally it makes life easy for the Bank. They can physically see the cheque and are assured that it has not been cashed. Bank can put a hold / stop on the cheque. However given today's Banking it is complex with multiple systems and specially with international clearing taking months ... the cheque could have been cashed and the Bank that issued may only get to know about it month later. Is there any way to bypass this? Best is for your friend to correspond in writing. The rejection email from your Bank should also go into the communication. And follow-ups every 15 days all in writing. Generally after tons of follow-up Banks would pay it off.",
"title": ""
},
{
"docid": "166d9d8c192fb1848d9c77fa7c96305e",
"text": "\"There are benefits associated with a cash only business (the link states a few). However checks made out to \"\"cash\"\" don't reap those benefits listed. For anyone on SE to say your barber hides revenue from the IRS would just be speculation. With that said there are a great number of disadvantages for a cash only business. And from my experience, a business that goes out of their way to take cash only can be a little suspicious. Luckily you are not committing any crimes or fraud by paying her cash.\"",
"title": ""
},
{
"docid": "db9727bc51b56367e0c52dcca1121c14",
"text": "\"When banks would return the actual physical cheque, at least you had some printing / writing from the other bank on it, as some type of not-easily-Photoshopped proof. Now many (most?) banks don't return the actual cheques anyway, just an image of it - sometimes a low quality shrunken B&W photocopy-like image too. You'd have to check with a lawyer or court in your area, but I suspect any photocopy or image, as well as a written or carbon-copy duplicate, would not be good enough proof for a law court, since they could all be easily re-written or Photoshopped. So I don't think there's a real upside anyway. Only an official bank statement saying that the name/people written actually cashed the cheque might be \"\"good evidence\"\" (I'm having doubts that the bank's own low quality \"\"image\"\" would even qualify, unless it's verified as coming directly from the bank somehow). I'd agree with Nate (+1) that a big downside could be identity theft, either online or alongside phone loss/theft.\"",
"title": ""
},
{
"docid": "a161cd359abe82b21405c3261005f3c4",
"text": "\"This may vary some by the state, but the general facts are consistent broadly. The elements of check fraud typically are: This means that not only do you have to have presented a check that is returned for insufficient funds, but you must have known at the time that it wouldn't be honored. It must typically also be given for present consideration, which is why the comments to the other answer correctly note that the post-dated check \"\"scam\"\" cooked up by the payday loan folks shouldn't generally be relevant under these laws; on the same site, they note the cases that are clearly not present consideration: So if I give you a check for $50 and it's returned for NSF because I screwed up my bank accounts and had all my money in savings, that's probably not fraud. But if I decide I really want a Tesla X and give Tesla Motors a check for $95,000, knowing I don't have $95,000, that's fraud. How the prosecutor proves knowledge is probably beyond the scope of Personal Finance and Money Stack Exchange, though I imagine it tends to commonly be done so by showing the person doesn't normally have that much money in their account.\"",
"title": ""
},
{
"docid": "1884d09a6e7e4786e5ba73997559dc1b",
"text": "In the united states, they may request a check written by the bank to the other party. I have had to make large payments for home settlements, or buying a car. If the transaction was over a specified limit, they wanted a cashiers check. They wanted to make sure it wouldn't bounce. I have had companies rebate me money, and say the maximum value of the check was some small value. I guess that was to prevent people from altering the check. One thing that has happened to me is that a large check I wanted to deposit was held for a few extra days to make sure it cleared. I wouldn't have access to the funds until the deadline passed.",
"title": ""
},
{
"docid": "4e728f67b84c940c2e23ee8334471085",
"text": "Because it makes money for all parties, and because the general public is reluctant to any change. Who should have an interest to change that? People. And they have no say in it. You can actually do a lot without paper checks nowadays (I only use one per year for car taxes, as they do not accept anything else), but many people shake their heads about even online banking and would never trust it.",
"title": ""
},
{
"docid": "0dbbb1b166003f7c3c8ec4e3dfc80c2b",
"text": "\"Thirtyfive years ago, when buying checks through one's bank was the sole option, if you got a \"\"business\"\" account with a bank, you had to buy \"\"business\"\" checks. One difference between a \"\"business\"\" account and a personal account was that on the business account, the incorporated or unincorporated company (say Simply Wonderful Apps) had the option of changing from John Doe to Richard Roe as the Treasurer of Simply Wonderful Apps and the person signing the checks, whereas a personal account in John Doe's name could not be changed to allow Richard Roe signature authority over the account. For a self-employed person doing business as Simply Wonderful Apps, a personal checking account would do just as well, since the need to change the person responsible for signing checks might never arise. It was, of course, important to have a separate checking account for the business because it made book-keeping simpler and also separated business expenses deductible on Schedule C from personal expenses. But it was not necessary to have a business account or business checks to run a small business. In addition to the various advantages described in other answers, one advantage that I found for larger checks is that various money management programs could do things like print an address below the name on (computer-printable) checks so that after folding, the check could be put into a window envelope and mailed directly. For the one check to a page format, the programs could print additional information on the blank area below the check (e.g. explanations about the check, company logo etc. So, it was convenient if one had to write several checks each month. But if outgoing checks are infrequent and extra security is not much of an issue, there is less reason to spend a lot extra on business style checks rather than the personal style checks.\"",
"title": ""
},
{
"docid": "91c1e5a7cf791b995eb94817024b8a20",
"text": "\"It's possible to cash cheques by post. When I did this, it involved filling out a \"\"paying-in slip\"\" (I had a book of these provided by the bank) and posting the cheque together with the slip to an address provided by the bank. You could also bring the paying-in slip and the cheque to a branch and deposit them there, and it wasn't necessary that you were the account holder, just that the details on the slip matched the account you were paying into. I Googled \"\"paying-in slip\"\" and found the instructions for HSBC as an example: Paying-In Slips. It explicitly mentions that you don't need to be the account holder to do this, and moreover there are even blank slips in the branch, which you just need to fill in with the correct account details. I think the procedure is much the same for other banks, but presumably you could check the relevant bank's website for specific guidance.\"",
"title": ""
},
{
"docid": "a75cac77f825c90e839d4f2fc1cf9ee4",
"text": "It doesn't make rational sense, if you think the goal of having money is to have more money. On the other hand, imagine you are someone for whom the goal of having money is to feel powerful, successful, and to be able to tell the world in no uncertain terms to fuck itself. Imagine on top of that, you already have enough money that _your money alone_ is earning you enough to keep you in the good life, and will likely continue to do so for a long time. In that position, being able to hold a cheque for $300m and _not_ cash it would be the ultimate validation of all the things you got rich for in the first place.",
"title": ""
},
{
"docid": "71dd227a1b8cfb5e02657bcf1c74a81b",
"text": "This is so very much a scam. The accepted answer already tells you the basics of it. In addition to the cheque being fake, there is also the possibility that the cheque is a legitimate cheque but has been stolen (or swindled off) from somebody else. In that case, the delay with which the cashing of the cheque will blow up can be considerably longer than the accepted answer states since it depends on the other victim noticing and reporting the fraudulent transfer. The end result is the same: you are not going to be allowed to keep the money. Report this to both your sister's bank as well as her local police. Nothing good can come off this.",
"title": ""
},
{
"docid": "adecf436eb624e96b15680ef74eab0f2",
"text": "As Pete B says, something is not adding up. If your story is correct you should still have the legitimate check from your employer. If that is the case, your solution is simple. You If you do not have the good cheque then you are in deep trouble - because then either you didn't have it (in which case you have been lying to us) or you cashed it and spent the money (which means you knew that you had given the bad cheque to the liquor store). Either of those mean you have been deliberately perpetrating a fraud. As for the consequences - be aware that passing a bad cheque is a crime, and if the store reports it as such, it is not unlikely that the police will want to investigate. If they decide you did this deliberately you could be arrested, and you might well end up in jail. We will do you the favour of assuming that you still have the good cheque, and option 1 is possible.",
"title": ""
},
{
"docid": "62b3abd6bf7c68cf869c27668c3dd32d",
"text": "Rational reason. They like this method of paying. There is a delay between writing the check and having the money removed from the account. Their checkbook makes a carbon copy of the check, so they can update their balance easier. They can leave the store and update their checkbook register, or the spreadsheet or their Quicken or budget application data. They don't have to try and remember the amount, store name or date.",
"title": ""
},
{
"docid": "1dfdc404c22a79e7c6e79d474694d9a3",
"text": "Current account offers a lot of benefits for sole proprietors. Think of it like bank account for a company. The bank provides a host of facilities for the company. A sole proprietor does not have enough value as that of a company for a bank but needs similar services. Thus Indian banks offer a toned down version of the account offered to a company. Current account offer very good overdraft ( withdrawing money even if balance is zero). This feature is very useful as business cycles and payment schedules can be different for each supplier/customer the sole proprietor does business with. Imagine the sole proprietor account has balance of zero on day 0. customer X made payment by cheque on day 1. Cheques will get credited only on Day 3 (Assume Day 2 is a national holiday or weekend). Sole proprietor gave a cheque to his supplier on day 0. The supplier deposited the cheque on Day 0 and the sole proprietor's bank will debit the the proprietor's account on day 1. As customer's cheque will get credited only day 3, the overdraft facility will let the proprietor borrow from the bank Interestingly, current accounts were offered long before Indian banks started offering customized accounts to corporate customers. The payment schedule mentioned in my example is based on a clearing system > 10 years ago. Systems have become much simpler now but banks have always managed to offer something significantly extra on lines similar to my example above to proprietor over a savings bank account",
"title": ""
}
] |
fiqa
|
4be24be8a515e06f5115ccfbbb7d89f0
|
Is business the only way to become a millionaire?
|
[
{
"docid": "fc961d78af0c6dc47b70cb7aedb508bc",
"text": "\"Not at all. The Millionaire Next Door offers a book full of anecdotes on couples that earned money and saved their way to being millionaires. I believe about 1/3 or so had businesses, but the rest were employed and simply saved wisely. $3860/yr saved for 40 years at 8% will return $1M. Adjust the numbers to hit a million sooner or reach a higher goal. The Author might be accused of survey bias. This is the phenomenon of studying the final results without looking at the pool of people years prior. Little Adv' is correct that while 1/3 of millionaires may have gotten that way by starting a business, that says nothing about how many businesses need to start to find the one millionaire that resulted. I view the book more as a lesson of \"\"spend beneath your means\"\" and focus on his anecdotes of the dual income couples who saved their way to this status. If you are in no rush, get this book from your library and spend the few hours to read it. In response to my Friend Dilip's comment, MoneyChimp offers a good look at compound growth (for the S&P) over time. The 40 years ending 2012, which obviously include the 'lost decade,' returned a CAGR of 9.78%. Not to be confused with the average 11.43%. When I pull the numbers for each year's return and apply an annual $3860 deposit, the 40 years ends with $2.2M. A 1% fee, or 1% lower return resulted in $1.6M. If 8% isn't conservative, of course you can run the numbers you wish. The 40 years contained both a lost decade and two great ones. Will the 3 decades post-lost average to get the Quad-Decade period to 8%+? I don't know.\"",
"title": ""
},
{
"docid": "feb4a846685b398f7f94f265a827fdde",
"text": "That's actually a pretty good way to get bankrupt quick. You can get rich quick through lottery, gambling, mere saving or investing wisely, or marrying someone from the Kennedy or Bush clans. Starting a business is one of the ways to become a millionaire, but definitely not the only one.",
"title": ""
}
] |
[
{
"docid": "6ceab9657a3d0586b638a48107e7f043",
"text": "\"It is difficult to become a millionaire in the short term (a few years) working at a 9-to-5 job, unless you get lucky (win the lottery, inheritance, gambling at a casino, etc). However, if you max out your employer's Retirement Plan (401k, 403b) for the next 30 years, and you average a 5% rate of return on your investment, you will reach millionaire status. Many people would consider this \"\"easy\"\" and \"\"automatic\"\". Of course, this assumes you are able to max our your retirement savings at the start of your career, and keep it going. The idea is that if you get in the habit of saving early in your career and live modestly, it becomes an automatic thing. Unfortunately, the value of $1 million after 30 years of inflation will be eroded somewhat. (Sorry.) If you don't want to wait 30 years, then you need to look at a different strategy. Work harder or take risks. Some options:\"",
"title": ""
},
{
"docid": "8031cefc62322a4ac0c426c8089c9342",
"text": "If you could find a breakdown, I suspect that it would show not just that they are self employed but own their own company. There are many people that are self employed, many of them make a good living at it, but are not millionaires. My neighbour the plumber is a perfect example of this sort of self-employed and comfortable but not rich person. The key to wealth growth is to own (a significant part of) a company. It one way to leverage a smaller amount of money to something much larger. Plough your profits back in to the company to grow it, pay yourself reasonably for some time as the company grows. After it is some size, you can afford to pay yourself more of the profits, if not sell it as a going concern to someone else. One last thought - I am assuming that your book is claiming that they made their money through self-employment, instead of choosing to become self employed after striking rich somewhere. If I were to win the lottery, I might then become a self-employed something, but in that case it was not my self-employment that got me there.",
"title": ""
},
{
"docid": "e32750c2a6673fe9611e33a247683f10",
"text": "There is no 1 2 3 to being successful. Everyone's story is different but generally there is some composition of connections, networking, dedication and opportunity involved. Anyone offering easy steps to being financially successful is a scammer and anyone willing to buy into it is a chump. Go out and build a network, learn and offer product/service that has demand is the most general you can be.",
"title": ""
},
{
"docid": "8dbf1e3859ea0f37d09621daca437b12",
"text": "\"I can name far more non-real estate millionaires than those who are. That statistic isn't only not valid, it's not even close. Update: The correct quote is \"\"90% of all Millionaires become so through owning Real Estate\"\" and it's attributed to Andrew Carnegie. Given that he was born in 1835, I can imagine that his statement was true at he time, but not today.\"",
"title": ""
},
{
"docid": "96387f55bb095db0193bdbe95e7499a8",
"text": "\"The \"\"coin flip\"\" argument made in the article is absurd. My old boss had a saying, \"\"the harder I work, the luckier I get.\"\" He came from nothing, worked maniacally to become an Olympian, and later in life became a multi-millionaire. This is a common story among self-made people. I DO think that the rich have significant advantages: education, contact networks, access to startup capital, etc. These are very helpful, but don't assure success. Their lack is not insurmountable by the ambitious. I also think those advantages have expanded in recent years. Monetary policy has resulted in a large pool of investable funds being made available to to the financial sector, who earn high incomes with rent-seeking tactics.\"",
"title": ""
},
{
"docid": "9752468477b80a382ab4d26802656041",
"text": "Stay in school, learn everything you can, and spend as little money as possible. And realize that the chances of you dropping out and becoming a millionaire are much lower than the chances of you staying in school and becoming a millionaire. You're unlikely to be a good investor if you make bets with negative expected payoffs.",
"title": ""
},
{
"docid": "55bfc7c29e7dcdd310cf7e7ef83a0a2a",
"text": "Think about Wall Street. It's the most highly paid occupation in the world and it's nothing but a casino. I don't think the article is saying that success is only luck, or that there aren't successes built far more on genius than luck, but that luck is the main factor in the majority of cases of great wealth.",
"title": ""
},
{
"docid": "cd0b25899dfe8a0d7965310d6cfc769b",
"text": "Playing the markets is simple...always look for the sucker in the room and outsmart him. Of course if you can't tell who that sucker is it's probably you. If the strategy you described could make you rich, cnbc staff would all be billionaires. There are no shortcuts, do your research and decide on a strategy then stick to it in all weather or until you find a better one.",
"title": ""
},
{
"docid": "86ab87896262194cc99c45974a9aa070",
"text": "Well, I'm sorry that you're so thin-skinned. Here's a simple logical relation that I think absolutely holds true: hard work is neither necessary nor sufficient for success. It's certainly to be valued, but not as a form of cult worship. There are so many people who are smarter, more tenacious and work harder than anyone you've ever known -- and they were cut down by malaria, murder, or a god damned piano falling on their heads. Them are the breaks. For every billionaire/famous person out there, there're at least 100 also-rans with analogous talent and prospects (at one point). Chance rules us all, and it takes NOTHING away from the hard-working to admit that.",
"title": ""
},
{
"docid": "cf436e92c85791cdbc4cce4ca62c946d",
"text": "\"I think there's a measure of confirmation bias here. If you talk to somebody that started a successful business and got a million out of it, he'd say \"\"it's easy, just do this and that, like I did\"\". If you consider this as isolated incident, you would ignore thousands of others that did exactly the same and still struggle to break even, or are earning much less, or just went broke and moved on long time ago. You will almost never hear about these as books titled \"\"How I tried to start a business and failed\"\" sell much worse than success stories. So I do not think there's a guaranteed easy way - otherwise we'd have much more millionaires than we do now :) However, it does not mean any of those ways is not worth trying - whatever failure rate there is, it's less than 100% failure rate of not trying anything. You have to choose what fits your abilities and personality best - frugality, risk, inventiveness? Then hope you get as lucky as those \"\"it's easy\"\" people are, I guess.\"",
"title": ""
},
{
"docid": "830c22493df84f489ab96bc12292586f",
"text": "Million Dollar Marketing Machine is a top tier business venture that offers the new business owner the opportunity to make large sums of money earning money in sums greater than $500 per transaction. The financial transactions can be as high as $12,000. Each business owner collects their own money and they have the opportunity to have their own websites set up by the company of Million Dollar Marketing Machine. Previously known as Million Dollar Marketing Formula. Affiliation to the Pizza Box Business.",
"title": ""
},
{
"docid": "755734d3e74f8d0f325e9cc3619f9836",
"text": "I disagree that it is a silly way to do business. I think many industries are actually moving in the direction of MLM. The whole idea with a successful MLM like amway is that they spend no money on advertising. Did you know most companies spend about a third of their revenue back into advertising? Amway instead pays back that money as a bonus to their distributors. I can't remember which year off the top of my head but a couple years ago amway paid back over 4 billion dollars in bonus to their people. Now look at Uber, they are kind of cutting out the middle man also. Interesting right?",
"title": ""
},
{
"docid": "021516207d5c08333ad713b6cfa33be8",
"text": "Just to punch it in, my friend owns bars/restaurants and is a multi millionaire at the age of 29. His career choice wasn't corporate ladder, but entrepreneur. I'm investing his wealth and he is giving me a generous deal, I'm starting my own investment firm and having him as a client is the only client I need to be potentially a millionaire as well too. Don't pigeonhole yourself like everyone else does, but also know what you are capable of. Some people just aren't made to be their own boss as much as they say they could so it takes a bit of swallowing your pride and moving along to your best pathway. I could no way ever work for someone else so I swallowed my pride in a way and went my own path by saying bye to the corporate world. Some people think this is the ultimate goal, but I would relinquish potentially moving up that ladder and having that sort of prestige etc.",
"title": ""
},
{
"docid": "03fbd56cba1fc579188b5bc0c78a0e81",
"text": "Robert Kiyosaki repeatedly stressed that starting your own business is risk free and the easiest way to get rich, yet he's never done it - and has actually failed in business 3 times. He won't release his real estate investment history or his stock market investments. After failing many times he had no money until he joined network marketing groups to sell these books, he has made his money from his courses and books and has probably lost money from actual investments - I say this because most of his property investments were bought when market prices were very high. He's also stated that he essentially speculates on stock prices, when his broker phones him with the idea that a stock is about to go up he will shift lots of money into those stocks. If you'd like to read more, this exposes everything about him: [http://www.johntreed.com/Kiyosaki.html#bothsides](http://www.johntreed.com/Kiyosaki.html#bothsides) [Wall street journal article about him and Donald Trump.](http://online.wsj.com/article/SB116052181216688592.html?mod=money_page_left_hs) [Another video about 'get rich quick real estate gurus' ](http://www.youtube.com/watch?v=wx2KMUvqRIM&feature=player_embedded) This is turning into a cult following with people spending thousands on credit cards to go to these courses and receive this poor advice, please watch this BBC documentary to see the way people are acting about this 'get rich quick real estate' scheme: [BBC Iplayer link](http://www.bbc.co.uk/iplayer/episode/b017xgn6/Money_Who_Wants_to_be_a_Millionaire/)",
"title": ""
},
{
"docid": "fbe4d5b5d491227204c8a50186fca60a",
"text": "any business selling for only 1,000 will not be worth getting into. marketing alone should cost you more than that if you have any genuine hope of turning a profit. buy some books instead. work for someone, learn the ropes, read books, practice what you read at work, then start something with your savings in 5 years.",
"title": ""
}
] |
fiqa
|
bbe13ca9c269fee66d303163f7d1020b
|
Valuing a small business to invest in
|
[
{
"docid": "576f7d951a779bdf0f9e1097102fbb92",
"text": "There is nothing fair / unfair in such deals. It is an art than a science. what kind of things should be considered, to work out what would be a fair percentage stake A true fair value is; take the current valuation of the company [This can be difficult if it is small and does not maintain proper records]. Divide by number of shares, that is the value of share and you should 20K worth of such shares. But then there is risk premium. You are taking a risk that an small start-up may do exceedingly well ... or it may close off. This risk premium is what is negotiated. It depends on how desperate the owner of the small company is; who all are interested in this specific deal ... if you want 30% share; someone else is ready to offer 20K for 15% of share. Or there is no one willing to lend 20K as they don't believe it will make money ... and the owner is desperate, you may even get 50%.",
"title": ""
},
{
"docid": "ecb00e05bf09c78b463c0b7c134741d3",
"text": "\"It should be pretty obvious that without knowing what sort of assets the company owns, and what sort of net earnings are being generated it's impossible to say what a $20k equity investment should get you in terms of ownership percentage. With that said, you want to look at a few to several years of books, look for trends. Some things to understand that might be subtle red flags: It's extremely common for early stage investors to essentially make loans rather than strictly buying shares. In the worst case scenario creditors get to participate in liquidation proceedings before shareholders do. You may be better off investing in this business via a loan that's convertible to equity at your discretion. Single owner service companies are difficult because all of the net earnings go to the proprietor and that person maintains all of the relationships. So taking something like 5 years of net earnings as the value of the company doesn't make much sense because you (or someone else) couldn't just step in and replace the owner. Granted, you aren't contemplating taking over the business, but it negates using an X years of net earnings valuation method. When you read about valuation there is a sort of overriding assumption that no single person could topple the operation which couldn't be farther from the truth in single employee service companies. Additionally, understand that your investment in a single owner company hinges completely on one person's ability and willingness to work. It's really vital to understand the purpose of the funds. Someone will be hired? $20,000 couldn't be even six months of wages... Put things in to perspective with a pad, pen and calculator. Don't invest in the pipe dream of a friend of yours, and DEFINITELY don't hand this person the downpayment for their new house. The first rule of investing is \"\"don't lose money,\"\" this isn't emotional, this is a dollars and cents pragmatic process. Why does the business need this money? How will you be paid back? Personally, I think it would be more gratifying to put $20k in a blender and watch it blend, this is probably a horrible investment. The risk should just be left to credit card companies.\"",
"title": ""
}
] |
[
{
"docid": "f0656add052a98a8db4a16389833068c",
"text": "Source, see if you have access to it Convertible notes are often used by angel investors who wish to fund businesses without establishing an explicit valuation of the company in which they are investing. When an investor purchases equity in a startup, the purchase price of the equity implies a company valuation. For example, if an investor purchases a 10 per cent ownership stake in a company, and pay $1m for that stake, this implies that the company is worth $10m. Some early stage investors may wish to avoid placing a value on the company in this way, because this in turn will affect the terms under which later-stage investors will invest in the company. Convertible notes are structured as loans at the time the investment is made. The outstanding balance of the loan is automatically converted to equity when a later equity investor appears, under terms that are governed by the terms set by the later-stage equity investor. An equity investor is someone who purchases equity in a company. Example:- Suppose an angel investor invests $100,000 using a convertible note. Later, an equity investor invests $1m and receives 10% of the company's shares. In the simplest possible case, the initial angel investor's convertible note would convert to 1/10th of the equity investor's claim. Depending on the exact structure of the convertible note, however, the angel investor may also receive extra shares to compensate them for the additional risk associated with being an earlier investor The worst-case scenario would be if the issuing company initially performed well, meaning that the debt would be converted into shares, and subsequently went bankrupt. The converted shares would become worthless, but the holder of the note would no longer have any recourse. Will twitter have to sell their offices and liquidate staff to close this debt? This depends on the seniority(priority) of the debt. Debt is serviced according to seniority. The higher seniority debts will be paid off first and then only the lower seniority debts be serviced. This will all be in the agreements when you enter into a transaction. When you say liquidate staff you mean sell off their assets and not sell their staff into slavery.",
"title": ""
},
{
"docid": "2ca4fe8511e65b7cb8ff2d94ddb5fe0e",
"text": "What you have to remember is you are buying a piece of the company. Think of it in terms of buying a business. Just like a business, you need to decide how long you are willing to wait to get paid back for your investment. Imagine you were trying to sell your lemonade stand. This year your earnings will be $100, next year will be $110, the year after that $120 and so on. Would you be willing to sell it for $100?",
"title": ""
},
{
"docid": "7e6a5a540c60faee2f81e922e2fa4a79",
"text": "There are many ways to value a business. Here is a simple method to get a ball park number on most businesses. This business is made of two parts. For the real estate: For the business: I would consider this type of small business riskier than the stock market and so you should expect a higher return. Maybe 15 or 20%? If the rental business makes $50k profit (not revenue) and that is 20% return of your investment, the business is worth $250k. If the business makes no money or if they only make money because they don't take a salary then this is a hobby and not a business. There's no business to buy here and you are just bidding on the real estate to do with what you please. The assets worth $600k and the business worth $250k would be added together for a fair sale price of $850k. Adjust for your actual numbers and you should be able to get a ball park of what you think the business is worth. If you do the math and it works out that you'll make 1-3% on your business, compare that to investing in other places. If it works out that you'll make 40% on your money that's pretty awesome too.",
"title": ""
},
{
"docid": "0dba28ff9b2908da6f4be7d5ec49557e",
"text": "Let's take a step back. My fictional company 'A' is a solid, old, established company. It's in consumer staples, so people buy the products in good times and bad. It has a dividend of $1/yr. Only knowing this, you have to decide how much you would be willing to pay for one share. You might decide that $20 is fair. Why? Because that's a 5% return on your money, 1/20 = 5%, and given the current rates, you're happy for a 5% dividend. But this company doesn't give out all its earnings as a dividend. It really earns $1.50, so the P/E you are willing to pay is 20/1.5 or 13.3. Many companies offer no dividend, but of course they still might have earnings, and the P/E is one metric that used to judge whether one wishes to buy a stock. A high P/E implies the buyers think the stock will have future growth, and they are wiling to pay more today to hold it. A low P/E might be a sign the company is solid, but not growing, if such a thing is possible.",
"title": ""
},
{
"docid": "ea277e4ed379486c09e3bbc1d31fd249",
"text": "Your analysis is correct. The income statement from Google states that LinkedIn made $3.4 million in 2010 - the same number you backed into by using the P/E ratio. As you point out, the company seems overvalued compared to other mature companies. There are companies, however, that posts losses and still trade on exchanges for years. How should these companies be valued? As other posters have pointed out there are many different ways to value a company. Some investors may be speculating on substantial growth. Others may be speculating on IPO hype. Amazon did not make a profit until 2003. Its stock had been around for years before that and even split many times. If you bought the stock in 1998 and still have it you would be doing quite well.",
"title": ""
},
{
"docid": "235d9911f024b3047fa915c0789caa18",
"text": "There are different ways to determine the value of a company: When an entrepreneur starts a new company himself and owns 100% of the company, the Fair Market value is unknown. He has put his own money into the company, so it has a high Investment value to him, meaning he has a lot at stake in the company. The Asset value is probably less than the Investment value, meaning if he closed the company, he would lose some of the money he invested. Now, using your example, a Venture Capitalist comes along and takes a look at the company. She believes that the company has a great future potential to make money, which means that she believes that the Intrinsic value is very high. She decides to invest $1 Million in the company for a 10% stake, and the founder agrees. The Fair Market value of the company at that moment is $10 Million. The VC believes that the Intrinsic value of the company is more than $10 Million and that she is making a good investment. The Asset value of the company just went up by $1 Million. To answer your question, the $1 Million is not the founder's to spend on a new house. It is the company's money. However, the founder owns 90% of the company. The new capital will allow the company to buy whatever assets the company needs to meet the potential that the founder and the VC see in it, and make the company grow and earn money for the two investors. A crooked founder could, theoretically, close down the company immediately and pocket 90% of the new cash, but there are certainly legal protections in the contract they signed when the investment was made that prevent him from doing that.",
"title": ""
},
{
"docid": "98ec745c6a8e74d555e9e026298ed9a2",
"text": "It is difficult to value a private company. Most of the valuations is based on how one feels the idea would translate into revenue in some future time. The VC firms take into account various factors to determine the price, but more often then not, its their hunch. Even VC don't make money on all picks, very few picks turn out to be stars, most picks lose money they have invested. Few picks just return their money. So if you feel that the idea/product/brand/people are great and would someday make good money, invest into it. Else stay away.",
"title": ""
},
{
"docid": "b731769f380d1dbc187594d1070e9701",
"text": "I was thinking that the value of the stock is the value of the stock...the actual number of shares really doesn't matter, but I'm not sure. You're correct. Share price is meaningless. Google is $700 per share, Apple is $100 per share, that doesn't say anything about either company and/or whether or not one is a better investment over the other. You should not evaluate an investment decision on price of a share. Look at the books decide if the company is worth owning, then decide if it's worth owning at it's current price.",
"title": ""
},
{
"docid": "15f7e3886208561d239ceac550001b11",
"text": "\"Okay, I'm going to give you my opinion based on experience; not any technical understanding. The options - by themselves - are pretty meaningless in terms of determining their value. The business plan going forward, their growth expectations, the additional options to be authorized, the additional preferred stock offers they anticipate, even current estimated value of the company are some of the pieces of data you will be needing. I also want to say something cynical, like \"\"to hell with the stock options give me cold hard\"\" but that's just me. (My experience two-times so far has shown stock options to be worth very very little.)\"",
"title": ""
},
{
"docid": "135ab65269bd06b6073c0509e2cb3856",
"text": "Since you are talking about a small firm, for the long term, it would be advisable to invest your money into the expansion - growth, diversification, integration - of your business. However, if your intention is to make proper use of your earnings in the short term, a decent bank deposit would help you to increase the credit line for your business with the benefit of having a high enough liquidity. You can also look at bonds and other such low risk instruments to protect your assets.",
"title": ""
},
{
"docid": "053fc9bcde5b00d378e822f216f521bb",
"text": "Let's use an example: You buy 10 machines for 100k, and those machines produce products sold for a total of 10k/year in profit (ignoring labor/electricity/sales costs etc). If the typical investor requires a rate of return of 10% on this business, your company would be worth 100k. In investing terms, you would have a PE ratio of 10. The immediately-required return will be lower if substantially greater returns are expected in the future (expected growth), and the immediately required return will be higher if your business is expected to shrink. If at the end of the year you take your 10k and purchase another machine, your valuation will rise to 110k, because you can now produce 11k in earnings per year. If your business has issued 10,000 shares, your share price will rise from $10 to $11. Note that you did not just put cash in the bank, and that you now have a higher share price. At the end of year 2, with 11 machines, lets imagine that customer demand has fallen and you are forced to cut prices. You somehow produce only 10k in profit, instead of the anticipated 11k. Investors believe this 10k in annual profit will continue into the forseable future. The investor who requires 10% return would then only value your company at 100k, and your share price would fall back from $11 to $10. If your earnings had fallen even further to 9k, they might value you at 90k (9k/0.1=$90k). You still have the same machines, but the market has changed in a way that make those machines less valuable. If you've gone from earning 10k in year one with 10 machines to 9k in year two with 11 machines, an investor might assume you'll make even less in year three, potentially only 8k, so the value of your company might even fall to 80k or lower. Once it is assumed that your earnings will continue to shrink, an investor might value your business based on a higher required rate of return (e.g. maybe 20% instead of 10%), which would cause your share price to fall even further.",
"title": ""
},
{
"docid": "55007fd29e85f7c0371128de9781b4b8",
"text": "\"Think about the implications if the world worked as your question implies that it \"\"should\"\": A $15 share of stock would return you (at least) $15 after 3 months, plus another $15 after 6 months, plus another after 9 and 12 months. This would have returned to you $60 over the year that you owned it (plus you still own the share). Only then would the stock be worth buying? Anything less than $60 would be too little to be worth bothering about for $15? Such a thing would indeed be worth buying, but you won't find golden-egg laying stocks like that on the stock market. Why? Because other people would outbid your measly $15 in order to get this $60-a-year producing stock (in fact, they would bid many hundreds of dollars). Since other people bid more, you can't find such a deal available. (Of course, there are the points others have brought up: the earnings per share are yearly, not quarterly, unless otherwise noted. The earnings may not be sent to you at all, or only a small part, but you would gain much of their value because the company should be worth about that much more by keeping the earnings.)\"",
"title": ""
},
{
"docid": "27329adb821354bfbb68c192b1454180",
"text": "You could also look at your growth in online subscribers as a metric for valuing your company. A progressive increase in subscribers is one of the signs of a healthy online business, and vice versa. Your subscriber growth, site visitations, returning customer percentages and other subscriber based metrics should not be ignored when valuing your company.",
"title": ""
},
{
"docid": "6df12d93516abeff8fd5bd05200b87b4",
"text": "\"Since you have no sales, I'd likely question how well could you determine the value of the company's assets in a reasonable fashion. You may be better to estimate sales and discount that back to a current valuation. For example, insurance companies could determine that if you wanted to be paid $x/month for the rest of your life, the present day value of that is $y. There are similar mechanisms for businesses but this does get tricky as the estimates have to be somewhat conservative and you have to be prepared for some other scenarios. For example, if you got the $200,000 then would you really never have to ask for more external equity financing in the future or is it quite likely that you'd want another infusion down the road? While you can mark it at $1,000,000 there will be questions about why that value that you'd have to answer and saying, \"\"Cause I like big round numbers,\"\" may not go over well. My suggestion is to consider what kind of sales will the company have over the next 5 years that you could work back to determine a current price. If you believe the company can have $5,000,000 in sales over the 5 years then it may make sense to place the current valuation of $1,000,000 on it. I wouldn't look too much into the money and time you've invested as that isn't likely to go over well with investors that just because you've put in what is worth $x, the business may or may not be worth that. The challenge is that without sales, it is quite difficult to get an idea of what is the company worth. If it makes billions, then it is worth a lot more than a company that never turns a profit. Another way to consider this is the question of what kind of economic output do you think you could do working here for the next 5 years? Could you do thousands of dollars of work, millions of dollars or just a few bucks? Consider how you want this to be seen where if you want some help look up episodes of TV shows like \"\"Dragon's Den\"\" or \"\"Shark Tank\"\" as these give valuations often as part of the pitch which is what you are doing.\"",
"title": ""
},
{
"docid": "62077bd6249e2f08079161e4588f0f94",
"text": "\"Will the investment bank evaluate the worth of my company more than or less than 50 crs. Assuming the salvage value of the assets of 50 crs (meaning that's what you could sell them for to someone else), that would be the minimum value of your company (less any outstanding debts). There are many ways to calculate the \"\"value\"\" of a company, but the most common one is to look at the future potential for generating cash. The underwriters will look at what your current cash flow projections are, and what they will be when you invest the proceeds from the public offering back into the company. That will then be used to determine the total value of the company, and in turn the value of the portion that you are taking public. And what will be the owner’s share in the resulting public company? That's completely up to you. You're essentially selling a part of the company in order to bring cash in, presumably to invest in assets that will generate more cash in the future. If you want to keep complete control of the company, then you'll want to sell less than 50% of the company, otherwise you can sell as much or as little as you want.\"",
"title": ""
}
] |
fiqa
|
98cf55e7db992d6454e4a7de8ce897de
|
Starting a large business with a not so large income?
|
[
{
"docid": "6698f5fb8bf176f889c63f7be102ddd8",
"text": "\"There are three (or four) ways that a company can grow: (Crowdfunding is a relatively new (in mainstream businesses) alternative financing method where people will finance a company with the expectation that they will benefit from the product or service that they provide.) Obviously a startup has no prior income to use, so it must either raise money through equity or debt. People say that one must borrow contingent on their salary. Banks lend money based on the ability to pay the loan back plus interest. For individuals, their income is their primary source of cash flow, so, yes, it is usually the determining factor in getting a loan. For a business the key factor is future cash flows. So a business will borrow money, say, to buy a new asset (like a factory) that will be used to generate cash flows in the future so that they can pay down the debt. If the bank believes that the use of the money is going to be profitable enough that they will get their money back with interest, they'll loan the money. Equity investors are essentially the same, but since they don't get a guaranteed payback (they only get paid through non-guaranteed dividends or liquidation), their risk is higher and they are looking for higher expected returns. So the question I'd have as a bank or equity investor is \"\"what are you going to do with the money?\"\" What is your business strategy? What are you going to do that will make profits in the future? Do you have a special idea or skill that you can turn into a profitable business? (Crowdfunding would be similar - people are willing to give you money based on either the social or personal benefit of some product or service.) So any business either starts small and grows over time (which is how the vast majority of businesses grow), or has some special idea, asset, skill, or something that would make a bank willing to take a risk on a huge loan. I know, again, that people here tend to turn blind eyes on unfortunate realities, but people do make giant businesses without having giant incomes. The \"\"unfortunate reality\"\" is that most startups fail. Which may sound bad, but also keep in mind that most startups are created by people that are OK with failing. They are people that are willing to fail 9 times with the thought that the 10th one will take off and make up for the losses of the first 9. So I would say - if you have some great idea or skill and a viable strategy and plan to take it to market, then GO FOR IT. You don't need a huge salary to start off. You need something that you can take to market and make money. Most people (myself included) either do not have that idea or skill to go out on their own, or don't have the courage to take that kind of risk. But don't go in assuming all you need is a loan and you'll be an instant millionaire. You might, but the odds are very long.\"",
"title": ""
},
{
"docid": "8d6ad7b4bb3d7a75db8e7658f0390b3e",
"text": "\"For example, Biff Spoiles started an animation studio and production developing company to produce animations -- something in the ballpark of $12,000,000.00 U.S.D. -- and he had a $12K/yearly salary. I have no clue what you mean, as others have mentioned. (I'm not sure what the \"\"12 million\"\" refers to? Do you mean \"\"total cost of animations created by the company in a year\"\" or? If so, \"\"12 million\"\" would amount to say 5 to 20 major, brand name TV commercials, for example. Do you mean the \"\"cost of plant\"\" - so, for a \"\"TV commercial production company\"\" you mean purchasing desks, drawing pads, Porsches, and so on?) Your specific example of a \"\"film or TV-commercial production company\"\" is a bad example, it's not really a \"\"business\"\" - that is to say, it does not rely on capital and return on capital. The way famous \"\"film or TV-commercial production companies\"\" happens is precisely like this: A young guy/girl G (perhaps a designer or filmmaker) is working, just as you say, for a menial wage at a film company. (G got that first job perhaps out of art school.) G gets a chance at doing a photo shoot, animation, or helping direct a TV commercial. G does a fantastic job. Later that year, a large important animation or commercial job arrives at the company; due to the earlier excellent result, G is allowed to work on the new one. G again he does a fantastic job. Soon, within that company, G is a highly-regarded animator or director and has attracted fame amongst colleagues and clients. Eventually, G hears of a company (XYZ Hotel) that needs a TV ad made. (Or an animation, or whatever.) G says to XYZ, look, you could spend $230,000 with a production company, and in reality they'd have me direct it anyway. I'm leaving to work independently, so I will do your job for only $190,000. In a word, XYZ says \"\"Yes\"\" and hands over a cheque for $190,000. G spends $160,000 on the usual actors, cameramen, editing, etc, and uses 2 months of G's own time, and pockets $5000 after tax. G then doesn't get a job for a couple months, and then gets three more in the new year. Because the commercial for XYZ was so good, XYZ gave him another couple to do, for another product line. Eventually G has just enough money coming in that he \"\"hires\"\" a few freelance people for a few weeks here and there ... a cameraman, illustrator, gopher, and so on. Eventually G has enough TV ads solidly booked G can risk actually hiring long-time friend P as a producer. P spends most of her time actually bringing in more work - and it builds from there. Eventually. You have a very busy, well-known in the industry, TV commercial production company with many staff and endless clients (example, say, http://rsafilms.com) It might be at some point in there (say, around year three), G would like to borrow the odd million bucks to basically \"\"help with cashflow.\"\" The answer to that is nothing more than \"\"through business contacts, G knows a wealthy dentist/whoever who is prepared to do that.\"\" But note carefully that at that point, G's company is already very firmly established, famous for doing 20 spectacular animations/commercials, and so on. (Note too that 999 times out of 1000 when this happens, the money evaporates and the dentist D never sees a penny back. In that case G \"\"apologizes\"\".) Only much much later once the company has many, many staff and great cashflow, could the production company actually borrow from a bank, or perhaps from \"\"actual investors\"\", which is more what you have in mind. regarding your four categories. Numbers 1 and 3 are totally wrong; they do not work at all like you are asking. indeed the very simple answer is: \"\"borrow money\"\" to start a category 1 or 3 type of business. It's totally inconceivable. (The only exception would be if you literally just have an extremely rich Uncle, who loans you a few million to \"\"start an animation studio\"\" - which would be completely whacky. Because in that example: company XYZ could not care less if you \"\"have\"\" an animation studio (ie: your Uncle has given you a platinum card, and you bought a building, some drawing pads, and a few dozen Macs). XYZ just couldn't care less. All they care about is your folio of work. In this example, RSA would get the job :) ) My guess is you're thinking people somehow magically go around \"\"borrowing money\"\" to get businesses like that started. (Your examples 1 and 3.) The simple answer is they don't and can't - your fears are assuaged! :)\"",
"title": ""
}
] |
[
{
"docid": "ae4d07bfbe8ca228742be94731ed1111",
"text": "It all depends on the country. In the US, mobility at the top is reasonably high (ie first generation millionaires, first generation billionaires, etc). In other western countries, mobility at the top is very poor. This is typically due to regulation and taxes that make it incredibly difficult for small businesses to be compliant and compete (ie hire a bad employee as a small startup, and it can cripple the business if you cannot easily fire them). Mobility at the bottom is reversed. Getting out of abject poverty in the US is incredibly difficult, almost impossible. In other western countries it is not easy, but far easier than the US thanks to those social safety nets.",
"title": ""
},
{
"docid": "78afcaa1e3f306174cdd0ed42651cd2e",
"text": "how does a single employee LLC bring in 500k? I mean if you want to have it in a low-tax environment, you can probably invest it in something and then pull them out? I don't think you can put away pre-tax earnings to then use on salary costs.",
"title": ""
},
{
"docid": "7060958d04aeaa00434f7d5a0d442542",
"text": "Would it be worth legitimizing his business or is it too late at this point? To be blunt, you're asking if we recommend that he stop breaking the law. The answer is obviously yes, he should be declaring his income. And it would probably benefit him to get on the same page as his employer (or client) so they can both start obeying the law together. Once he's filed a tax return for 2016 that would certainly help his cause as far as a lender is concerned, and as soon as he can provide some recent pay stubs (or paid invoices) he should be ready to move forward on the mortgage based on that additional income.",
"title": ""
},
{
"docid": "621d30c4812c6b44ec2e8bab6810ce01",
"text": "This depends on the nature of the income. Please consult a professional CPA for specific advise.",
"title": ""
},
{
"docid": "0ef34139733e51f293d8045477a1b831",
"text": "Your back of the envelope calculation shows an income of about 5.5% per year, which is much better than a bank. The risk of course is that in a few years when you want to sell the stock, the price may not be at the level you want. The question is what are you giving up with this plan. You have 80K in cash, will cutting it to 30K in cash make it harder for your business to survive? If your income from the business starts slowly, having that 50K in cash may be better. Selling the stock when the business is desperate for money may lock in losses.",
"title": ""
},
{
"docid": "4bb25289d82cc6137c37ac317104b946",
"text": "\"Agreed on all points. You're still not saving a TON of money, given that you have to have a reasonable balance of salary/distributions, but an S-corp is the way to go if you're making substantial profit in order to save tax money. I'll reiterate (my wife is a CPA and she guides me on my business) - you can't legally save \"\"untaxed earnings\"\" for next year.\"",
"title": ""
},
{
"docid": "f358501a7f9abf6f372a1afd9f0f7be5",
"text": "except that most companies are small companies and most business owners end up as families at some point. I'm starting a business abroad and will be taxed at 35% in the USA even if I don't live there. There's ways to get around it, but I'm not sure exactly how to do it yet nor am I making enough money yet to justify the up front expense of doing this",
"title": ""
},
{
"docid": "4c34950d70128d7f29add7428d89fdbf",
"text": "If I understand you right, people are giving the LLC money for an ownership share. That is NOT income - it would go under equity on the balance sheet. It is analogous to getting a loan from the bank. It is not income - you get cash (an asset) and have an increase to debt (a liability)",
"title": ""
},
{
"docid": "9b5c31b8a5d6d61ea5cac6fb9c2dda21",
"text": "Yes you can. You should talk to your tax advisor re the specific expenditures that can be accounted as startup-costs (legal fees are a good candidate, for example). If they add up to significant amounts (>$5K), you'll have to capitalize them over a certain period of time, and deduct from your business' income. This is not a tax advice.:-)",
"title": ""
},
{
"docid": "9048bd1fe5208579ab7e6d43e3cb60c9",
"text": "Assuming this will be a taxable account (since you want to pull income off of it, although this will lower wealth growth), you could open a brokerage account at some place like Vanguard (free on their ETFs) and look at tax efficient index fund ETFs (such as total stock market or their 500 fund), including some international (foreign tax credit is nice in taxable) and muni funds for the (tax advantaged) income, although CDs are likely better for the income at this point.",
"title": ""
},
{
"docid": "61de18f1f7c5f12ef51739de5e6f5d9a",
"text": "Expenses are where the catch is found. Not all expenditures are considered expenses for tax purposes. Good CPAs make a comfortable living untangling this sort of thing. Advice for both of your family members' businesses...consult with a CPA before making big purchases. They may need to adjust the way they buy, or the timing of it, or simply to set aside capital to pay the taxes for the profit used to purchase those items. CPA can help find the best path. That 10k in unallocated income can be used to redecorate your office, but there's still 3k in taxes due on it. Bottom Line: Can't label business income as profit until the taxes have been paid.",
"title": ""
},
{
"docid": "311de023e1dc40de8e7447d7403924a2",
"text": "\"I'm sceptical of your position. I reckon that people who put crazy long hours into a business that fails are lacking some intangible qualities of entrepreneurship. There are people you can just tell, they don't have what it takes. They're putting in loads of commitment or loads of money into an idea that just isn't right. Or they spend money in the wrong ways - you know how all these internet companies spent money on champagne breakfasts and $1000 chairs during the dot-com bubble? I've seen the small-scale version of that, as people rent expensive offices when I'm thinking \"\"why aren't you just working from home?\"\" As a (small time) entrepreneur I'm obviously biased, but if you've got what it takes (so I think there is an element of \"\"predestination\"\" here) and you work hard then you *will* succeed, to some greater or lesser extent. I mean, I know electricians and builders that have started their own contracting or supplies businesses - they're not rich by the standard of mutli-multimillionaires, but they have a bloody nice house and a bloody nice car in the driveway and they probably take an afternoon a week off to play golf. They're doing better than most of the other guys they worked with as electricians or builders 20 years ago, and I don't see that they're really doing anything too clever or sophisticated. Also, the classic figure of 9/10 businesses failed - \"\"failed\"\" here is a very dramatic word, implying that the entrepreneur lost his or her shirt. Often it's not a case that the business lost them money - they pissed away thousands on rent or wages or misplaced marketing - but more that it made a bit of money, but not enough, so they moved on to something else. That something else might be regular employment for some people, but there are *plenty* of entrepreneurs - perhaps some of the greatest and most famous ones - who have gone on from one failure to a much bigger success.\"",
"title": ""
},
{
"docid": "f70d373b1e48e9949d418ae128a1d8d9",
"text": "You are wildly over-estimating your taxes. First, remember that your business expenses reduce your gross income. Second, remember that taxes are progressive, so your flat 35% only applies if you're already making a high salary that pushed you into the higher brackets of US and CA. I think the deeper problems are: 1) you are expecting a super early start-up (with no finished product) to pay you the same as a steady job, including health insurance, and 2) you are expecting Kickstarter to independently fund the venture. The best source of funding is yourself. If you believe in this venture and in your game design abilities, then pay for most of the costs out of your own savings. Cut your expenses to the extent you can. You may want to wander over to startups.SE to get more perspective and ideas on your business plan.",
"title": ""
},
{
"docid": "f316e35fd23f4743afd2536b9f0ef1dd",
"text": "Because some overhead expenses will be shared (accounting, most salaries, sales etc.) it's far easier to give him an ownership stake in the company because you won't be able to calculate net profit for each component correctly. What I would say to him is, in exchange for $80K and the contract with his building company (make sure it is significant enough to be worth it$ you will give him 35% of the company. How did you come up with he $1 million in net profit calculation? How much of that is reliant on his business?",
"title": ""
},
{
"docid": "45edcb85d58c8ca4b440d808ff020896",
"text": "Apart from what the other posters have said, you could look at some 'good cause'. I'd keep on saving 50% as spending more won't really make you more happy. You already sound happy. What I used to do, when I could, was to donate 10% of my 'profit' per year. I'd compare year start with year end and do the math. Afterwards it was just a matter of choosing. there are non government organizations that will get most money where it's needed. Edit as soon as the business I'm starting becomes profitable, I'll continue my donations. Thanks for the appreciations.",
"title": ""
}
] |
fiqa
|
a6e62f7014faca1b943b69cc49cc2440
|
Requirements for filing business taxes?
|
[
{
"docid": "410ac68a03bad08212c249ea7a474349",
"text": "\"While she can certainly get an LLC or EIN, it isn't necessarily required or needed. She can file as a sole-proprietor on her (or your joint) taxes by filling out a schedule-C addition to the 1040. Any income or losses will pass through to your existing income situation (from W-2's and such). The general requirement for filing as a business in this regard has nothing to do with any minimum income, revenue, or size. It is simply the intent to treat it as a business, and unlike a hobby, the overall intent to earn a profit eventually. If you're currently reporting the 1099-MISC income, but not deducting the expenses, this would be a means for you to offset the income with the expenses you mentioned (and possibly other legitimate ones). There is no \"\"2% AGI\"\" restriction for schedule-C.\"",
"title": ""
}
] |
[
{
"docid": "c9465295f9681f3dc74f2e647335bfdd",
"text": "Since you are living in India and earning income not from salary, you must file your tax return under ITR4(Profits or Gains of Business or Profession). You can do it online on IncomeTax India eFiling website, step by step guide available here.",
"title": ""
},
{
"docid": "3a7145ec3e498ec494ec69fc53741a7b",
"text": "According to page 107 of the instructions for schedule A for form 1040 : Include taxes (state, local, or foreign) paid on real estate you own that was not used for business. ... If you want to make a business out of her property and be her agent in the management, you might be able to work with an accountant on this, but it won't be a valid personal deduction.",
"title": ""
},
{
"docid": "616eeb050776c24607530a993d6be9d5",
"text": "\"New York will want to you to pay taxes on income from \"\"New York sources\"\". I'm not sure what this means to a freelance web developer. If your wife is doing freelance web development under the same business entity as she did in New York (ie. a New York sole proprietor, corporation, etc), you probably do need to file. From nonresident tax form manual: http://tax.ny.gov/pdf/2011/inc/it203i_2011.pdf If you were a nonresident of New York State, you are subject to New York State tax on income you received from New York State sources in 2011. If you were a resident of New York State for only part of 2011, you are subject to New York State tax on all income you received while you were a resident of the state and on income you received from New York State sources while you were a nonresident. To compute the amount of tax due, use Form IT-203, Nonresident and Part-Year Resident Income Tax Return. You will compute a base tax as if you were a full-year resident, then determine the percentage of your income that is subject to New York State tax and the amount of tax apportioned to New York State.\"",
"title": ""
},
{
"docid": "9797c3ae43e312e7a4e29c26a0f28f57",
"text": "If i am not wrong, any business activities such should be declared on Year End Tax filing. If your friend is going to own that website either it is commercial or nonprofit, he has to declare in the year end taxation.",
"title": ""
},
{
"docid": "b785bcf974c97d43b0f71c871e9a9f2a",
"text": "No, even businesses pay taxes quarterly. So if you formed Nathan, LLC, or otherwise became self employed, you'd still have to file quarterly estimates and make tax payments. This would cause taxes to be a much more high touch part of your life. However, you should ensure that you're claiming the proper exemptions etc to avoid excessive withholding.",
"title": ""
},
{
"docid": "8c6959426bd997ccef966bf5cc436b54",
"text": "You need to fill out form 8606. It's not taxable, but you still need to report it",
"title": ""
},
{
"docid": "b15d163a90235fed85ed81ab71d178ac",
"text": "\"Do I understand correctly, that we still can file as \"\"Married filing jointly\"\", just add Schedule C and Schedule SE for her? Yes. Business registration information letter she got once registered mentions that her due date for filing tax return is January 31, 2016. Does this prevent us from filing jointly (as far as I understand, I can't file my income before that date)? IRS sends no such letters. IRS also doesn't require any registration. Be careful, you might be a victim to a phishing attack here. In any case, sole proprietor files a regular individual tax return with the regular April 15th deadline. Do I understand correctly that we do not qualify as \"\"Family partnership\"\" (I do not participate in her business in any way other than giving her money for initial tools/materials purchase)? Yes. Do I understand correctly that she did not have to do regular estimated tax payments as business was not expected to generate income this year? You're asking or saying? How would we know what she expected? In any case, you can use your withholding (adjust the W4) to compensate.\"",
"title": ""
},
{
"docid": "40f5a2a45d74603d13ef1f89e388476b",
"text": "You must file an FBAR when doing your taxes.",
"title": ""
},
{
"docid": "202aeddea4b9926aea2fc76fc7a785fd",
"text": "Process of registering business helps to structure about your firm to be different that range in several states. The most essential thing for incorporating business is to create extra tax burden and keep record of the business with administrative details. How to incorporate business are explained in below content. It will make ideal reason for vehicle and not contains any liability of shareholders.",
"title": ""
},
{
"docid": "67b68ecf5c993aeea42bb178987d334d",
"text": "Yes, you are the proprietor of the business and your SSN is listed on Schedule C. The information on Schedule C is for your unincorporated business as a contractor; it is a sole proprietorship. You might choose to do this business under your own name e.g. Tim Taylor (getting paid with checks made out to Tim Taylor) or a modified name such as Tim the Tool Man Taylor (this is often referred to as DBA - Doing Business as), under a business name such as Tool Time etc. with business address being your home address or separate premises, and checking accounts to match etc. and all that is what the IRS wants to know about on Schedule C. Information about the company that paid you is not listed on Schedule C.",
"title": ""
},
{
"docid": "11aa0d830ce41e174690756c06ce534f",
"text": "(do I need to get a W9 from our suppliers)? Will PayPal or Shopify send me a 1099k or something? Do not assume that you'll get paperwork from anyone. Do assume that you have to generate your own paperwork. Ideally you should print out some kind of record of each transaction. Note that it can be hard to view older transactions in PayPal, so start now. If you can't document something, write up a piece of paper showing the state of the world to the best of your knowledge. Do assume that you need separate receipts for each expenditure. The PayPal receipt might be enough (but print it in case the IRS wants to see it). A receipt from the vendor would be better (again, print it if it is online now). A CPA is not strictly necessary. A CPA is certified (the C in CPA) to formally audit the books of a corporation. In your case, any accountant would be legally sufficient. You still may want to use a CPA, as the certification, while technically unnecessary, still demonstrates knowledge. You may otherwise not be in a position to evaluate an accountant. A compromise option is to go to a firm that includes a CPA and then let them assign you to someone else to process the actual taxes. You are going to have to fill out some business tax forms. In particular, I would expect a schedule C. That's where you would show revenues and expenses. You may well have to file other forms as well.",
"title": ""
},
{
"docid": "8d28aa994d28e9404b96d8ac04f34c79",
"text": "LLC doesn't explain the tax structure. LLCs can file as a partnership (1065) Scorp (1120S) or nothing at all, if it's a SMLLC. (Single Member LLC). I really enjoy business, and helping people get started. If you PM me your contact information, id be more than happy to go over any issues you may have, and help you with your current issue.",
"title": ""
},
{
"docid": "2e8d2a6fc48ad0b5eb36446712f21708",
"text": "set up a US company (WY is cheap and easy), go south and open a personal and business bank account, ask for the itin form. file for the itin. set up your EIN for the company. get a credit card for both. pay some mail forwarding service with it. file for taxes in the next year using your itin. prepaid cards do not link to your tax id",
"title": ""
},
{
"docid": "b2ec0e4cfbb63734217e34fd4fd9f04d",
"text": "You are in business for yourself. You file Schedule C with your income tax return, and can deduct the business expenses and the cost of goods sold from the gross receipts of your business. If you have inventory (things bought but not yet sold by the end of the year of purchase), then there are other calculations that need to be done. You will have to pay income tax as well as Social Security and Medicare taxes (both the employee's share and the employer's share) on the net profits from this business activity.",
"title": ""
},
{
"docid": "35c5605589b6b4dbdea21675a10af603",
"text": "There might be a problem. Some reporting paperwork will have to be done for the IRS, obviously, but technically it will be business income zeroed out by business expense. Withholding requirements will shift to your friend, which is a mess. Talk to a licensed tax adviser (EA/CPA) about these. But the immigration may consider this arrangement as employment, which is in violation of the visa conditions. You need to talk to an immigration attorney.",
"title": ""
}
] |
fiqa
|
6a27f96adec55003f30ea78f28162050
|
IRA for work and my business
|
[
{
"docid": "54b561dd3d3abc1fbe047ea8d373a47f",
"text": "Yes, you can have both. You'll need business income to contribute to a SEP IRA though.",
"title": ""
}
] |
[
{
"docid": "7a54240da4b431d36b9d5df63fdc615d",
"text": "I would definitely recommend contributing to an IRA. You don't know for sure you'll get hired full-time and be eligible for the 401(k) with match, so you should save for retirement on your own. I would recommend Roth over Traditional IRA in your situation, because let's say you do get hired full-time. Since the company offers a retirement plan, your 2015 Traditional IRA contribution would no longer be deductible at your income level (assuming you're single), and non-deductible Traditional IRAs aren't a very good deal (see here and here). If there's a decent chance you would get hired, this factor would override the pre-tax versus post-tax debate for me. At your income level you could go either way on that anyway. A Solo 401(k) would be worth looking into if you wanted to increase your contribution limit beyond what IRAs offer, but given that it sounds like you're just starting out saving for retirement, and you may be eligible for a 401(k) soon, it's probably overkill at this point.",
"title": ""
},
{
"docid": "14e6aa6c502f7607cb00c449a3062e87",
"text": "\"Why not do both? The object is to \"\"squirrel\"\" away as much money as possible. The 401k has the advantage of being a payroll deduction. The IRA, if you can save the money, gives you more control. When you change jobs, you can \"\"roll over\"\" your first 401k into either your IRA or your second job's 401k. Note: There are legal limits on total contributions to IRA and 401ks. I've forgotten what they are, so find out for yourself. There may also be income limits, but ones that don't apply to most 23-year olds, unless they own their own company or work for say, Goldman Sachs.\"",
"title": ""
},
{
"docid": "8f47ca34c0ed5a2b8969c1a00d411e5c",
"text": "It would probably never make sense to do that. Why would you? You'll end up in the bankruptcy court either way, since you won't be able to pay off the loan, and you cannot maintain the monthly payments without getting into more debt. IRA is shielded from bankruptcies, in most States, so it will probably stay with you afterwards. In any case - it will provide you some income when you're old and cannot keep up working. Unfortunately, Federal student loans are also shielded, but the rest of you debt - isn't. I suggest trying to fix your budgets and see how you can improve your earnings to be able to maintain your payments. I can't understand how you could have racked up $140K student debt and have a career at which you earn $55K/year for an experienced employee.",
"title": ""
},
{
"docid": "17567bfba349e7d795986a3fd177a416",
"text": "Let me first start off by saying that you need to be careful with an S-Corp and defined contribution plans. You might want to consider an LLC or some other entity form, depending on your state and other factors. You should read this entire page on the irs site: S-Corp Retirement Plan FAQ, but here is a small clip: Contributions to a Self-Employed Plan You can’t make contributions to a self-employed retirement plan from your S corporation distributions. Although, as an S corporation shareholder, you receive distributions similar to distributions that a partner receives from a partnership, your shareholder distributions aren’t earned income for retirement plan purposes (see IRC section 1402(a)(2)). Therefore, you also can’t establish a self-employed retirement plan for yourself solely based on being an S corporation shareholder. There are also some issues and cases about reasonable compensation in S-Corp. I recommend you read the IRS site's S Corporation Compensation and Medical Insurance Issues page answers as I see them, but I recommend hiring CPA You should be able to do option B. The limitations are in place for the two different types of contributions: Elective deferrals and Employer nonelective contributions. I am going to make a leap and say your talking about a SEP here, therefore you can't setup one were the employee could contribute (post 1997). If your doing self employee 401k, be careful to not make the contributions yourself. If your wife is employed the by company, here calculation is separate and the company could make a separate contribution for her. The limitation for SEP in 2015 are 25% of employee's compensation or $53,000. Since you will be self employed, you need to calculate your net earnings from self-employment which takes into account the eductible part of your self employment tax and contributions business makes to SEP. Good read on SEPs at IRS site. and take a look at chapter 2 of Publication 560. I hope that helps and I recommend hiring a CPA in your area to help.",
"title": ""
},
{
"docid": "9612923b93e967b2ae029e2d2b47e212",
"text": "No, you don't have to have the money deducted from your paycheck. The IRS doesn't get a copy of your paycheck anyway. When you file your annual tax return (form 1040), there's a line there to write down the amount you contributed to the IRA. In fact, you can contribute to the IRA after the year ended, until the Tax Day of the next year, so that you can make sure your contribution will actually be deductible (not always they are). The IRA custodian (the brokerage firm/bank where you opened the IRA account) will provide you with a deposit confirmation and form 5498. A copy of form 5948 is also sent to the IRS.",
"title": ""
},
{
"docid": "6087a9d2467ed3970de52e8333b8321a",
"text": "On re-reading the question, I see that you're self-employed, decent income, but only have an IRA. Since the crux of the question appears to be related to your wanting to put aside more money, I suggest you open a Solo 401(k) account. The current year limit is $17,000, and you can still have an IRA if you wish.",
"title": ""
},
{
"docid": "8439491878fa8722c81dcce170268652",
"text": "Your approach sounds solid to me. Alternatively, if (as appears to be the case) then you might want to consider devoting your tax-advantaged accounts to tax-inefficient investments, such as REITs and high-yield bond funds. That way your investments that generate non-capital-gain (i.e. tax-expensive) income are safe from the IRS until retirement (or forever). And your investments that generate only capital gains income are safe until you sell them (and then they're tax-cheap anyway). Of course, since there aren't really that many tax-expensive investment vehicles (especially not for a young person), you may still have room in your retirement accounts after allocating all the money you feel comfortable putting into REITs and junk bonds. In that case, the article I linked above ranks investment types by tax-efficiency so you can figure out the next best thing to put into your IRA, then the next, etc.",
"title": ""
},
{
"docid": "de92587f4c34d0733ffc73a07c95127c",
"text": "FICA/SE taxes are not 30%. They are at most ~15%, including the employer portion. Employer also pays FUTA tax, and has additional payroll expenses (like fees and worker compensation insurance). The employee's FICA portion is limited up to a certain level of earnings (110100 this year, IIRC). Above it you only pay medicare taxes, not social security. S-Corp earnings are not taxed at 15%, these are not dividends. They're taxed at your ordinary income rate. You don't pay SE taxes on it, that's the only difference. I hope you're talking about tax treatment decision, because there are entirely different factors to keep in mind when you're organizing a business and making a decision between being it a LLC or a corporation. I believe you should pay some money to get a real advice that would apply to you, from a EA/CPA who would be doing the number-crunching (hopefully correctly). I'm a tax practitioner, and this answer was not intended or written to be used, and it cannot be used by any taxpayer, for the purpose of avoiding penalties that may be imposed on the taxpayer.",
"title": ""
},
{
"docid": "fb9d030ac35296ba5c9fae89e43b890a",
"text": "Once upon a time, money rolled over from a 401k or 403b plan into an IRA could not be rolled into another 401k or 403b unless the IRA account was properly titled as a Rollover IRA (instead of Traditional IRA - Roth IRAs were still in the future) and the money kept separate (not commingled) with contributions to Traditional IRAs. Much of that has fallen by the way side as the rules have become more relaxed. Also the desire to roll over money into a 401k plan at one's new job has decreased too -- far too many employer-sponsored retirement plans have large management fees and the investments are rarely the best available: one can generally do better keeping ex-401k money outside a new 401k, though of course new contributions from salary earned at the new employer perforce must be put into the employer's 401k. While consolidating one's IRA accounts at one brokerage or one fund family certainly saves on the paperwork, it is worth keeping in mind that putting all one's eggs in one basket might not be the best idea, especially for those concerned that an employee might, like Matilda, take me money and run Venezuela. Another issue is that while one may have diversified investments at the brokerage or fund family, the entire IRA must have the same set of beneficiaries: one cannot leave the money invested in GM stock (or Fund A) to one person and the money invested in Ford stock (or Fund B) to another if one so desires. Thinking far ahead into the future, if one is interested in making charitable bequests, it is the best strategy tax-wise to make these bequests from tax-deferred monies rather than from post-tax money. Since IRAs pass outside the will, one can keep separate IRA accounts with different companies, with, say, the Vanguard IRA having primary beneficiary United Way and the Fidelity IRA having primary beneficiary the American Cancer Society, etc. to achieve the appropriate charitable bequests.",
"title": ""
},
{
"docid": "b109fdeeaa6932d906b448179de638fa",
"text": "Yes, eligibility for contributing to a Roth IRA is determined by your Modified Adjusted Gross Income (MAGI) which is based on your Adjusted Gross Income (AGI). Now, AGI includes the net capital gains from your transactions and MAGI adds back in things that were subtracted off (e.g. tuition deductions, foreign earned income exclusion) in arriving at the AGI. There is a worksheet in Publication 590 that has the details. You are always entitled to contribute to a Traditional IRA. The MAGI affects how much of your contribution is tax-deductible on that year's tax return, but not your eligibility to contribute. Both the above paragraphs assume that you have enough compensation (wages, salary, self-employment income) to contribute to an IRA: the contribution limit is $5500 or total compensation, whichever is smaller. (If you earned only $2K as wages, you can contribute all of it; not just your take-home pay which is what is left after Social Security and Medicare taxes, Federal taxes etc have been withheld from that $2K). If your entire income is from capital gains and stock dividends, you cannot contribute to any kind of IRA at all.",
"title": ""
},
{
"docid": "2e2d52f1b31187212c283b925bd819b8",
"text": "The law says that you cannot make a contribution (whether tax-deductible or not) to a Traditional IRA for any year unless you (or your spouse if you are filing a joint tax return) have taxable compensation (income earned from the sweat of your brow such as wages, salary, self-employment income, commissions on sales, and also alimony or separate maintenance payments received under a divorce decree, etc) during that year, and you will not be 70.5 years old by the end of the year for which you are making the contribution. The contribution, of course, can be made up to Tax Day of the following year, and is limited to the lesser of the total compensation and $5500 ($6500 for people over 50). Assuming that you are OK on the compensation and age issue, yes, you can make a contribution to a Traditional IRA for an year in which you take a distribution from a Roth IRA. Whether you can deduct the Traditional IRA contribution depends on other factors such as your income and whether or not you or your spouse is covered by a workplace retirement plan.",
"title": ""
},
{
"docid": "57960d2712092483c3218684b04ca9fe",
"text": "\"You don't specify which country you are in, so my answers are more from a best practice view than a legal view.. I don't intend on using it for personal use, but I mean it's just as possible. This is a dangerous proposition.. You shouldn't co-mingle business expenses with personal expenses. If there is a chance this will happen, then stop, make it so that it won't happen. The big danger is in being able to have traceability between what you are doing for the business, and what you are doing for yourself. If you are using this as a \"\"staging\"\" account for investments, etc., are those investments for yourself? Or for the business? Is tax treatment on capital gains and/or dividends the same for personal and business in your jurisdiction? If you buy a widget, is the widget an expense against business income? Or is it an out of pocket expense for personal consumption? The former reduces your taxable income, the latter does not. I don't see the benefit of a real business account because those have features specific to maybe corporations, LLC, and etc. -- nothing beneficial to a sole proprietor who has no reports/employees. The real benefit is that there is a clear delineation between business income/expenses and personal income/expenses. This account can also accept money and hold it from business transactions/sales, and possibly transfer some to the personal account if there's no need for reinvesting said amount/percentage. What you are looking for is a commonly called a current account, because it is used for current expenses. If you are moving money out of the account to your personal account, that speaks to paying yourself, which has other implications as well. The safest/cleanest way to do this is to: While this may sound like overkill, it is the only way to guarantee that income/expenses are allocated to the correct entity (i.e. you, or your business). From a Canadian standpoint:\"",
"title": ""
},
{
"docid": "66cf187d12586eeea3f8f22c2d71bc0e",
"text": "According to the IRS, you can still put money in your IRA. Here (https://www.irs.gov/Retirement-Plans/Plan-Participant,-Employee/Retirement-Topics-IRA-Contribution-Limits) they say: Can I contribute to an IRA if I participate in a retirement plan at work? You can contribute to a traditional or Roth IRA whether or not you participate in another retirement plan through your employer or business. However, you might not be able to deduct all of your traditional IRA contributions if you or your spouse participates in another retirement plan at work. Roth IRA contributions might be limited if your income exceeds a certain level. In addition, in this link (https://www.irs.gov/Retirement-Plans/IRA-Deduction-Limits), the IRS says: Retirement plan at work: Your deduction may be limited if you (or your spouse, if you are married) are covered by a retirement plan at work and your income exceeds certain levels. The word 'covered' should clarify that - you are not covered anymore in that year, you just got a contribution in that year which was triggered by work done in a previous year. You cannot legally be covered in a plan at an employer where you did not work in that year.",
"title": ""
},
{
"docid": "09831bc94519dff461f2559278ffa955",
"text": "Read the Forbes article titled IRA Adventures. While it's not the detailed regulations you certainly need, the article gives some great detail and caution. You may be able to do what you wish, but it must be structured to adhere to specific rules to avoid self dealing. Those rules would be known by the custodians who would help you set up the right structure, it's well buried within IRS regs, I'm sure. Last, in general, using IRA funds to invest in the non-traditional assets adds that other layer of risk, that the investment will be deemed non-allowed and/or self-dealing. So, even if you have the best business idea going, be sure you get proper council on this.",
"title": ""
},
{
"docid": "ca7d8dfd97eb2966bce100d8c393e62e",
"text": "You should be receiving monthly P&L statements at the very least. Who did you have filing taxes, doing payroll, performing audits? It seems that many restaurants and bars have a slippery cash issue where profits seem to just slide out the doors. Everyone touching cash might be skimming and if the manager is doing all the totals and reconciling the tills and filing taxes then that single point of failure is going to KILL you.",
"title": ""
}
] |
fiqa
|
778b378620b98ab0ae3c04c4f216b85d
|
Advice on money transfer business
|
[
{
"docid": "7851f4eb8431440619c6ffb3774188f0",
"text": "\"As soon as I see the word \"\"friends\"\" along with money transfer I think scam. But ignoring that red flag.... You will have American companies reporting to the IRS that you are a Canadian Vendor they have hired. Then you are transferring money to people in Bangladesh. Assuming also that you fill out all the regulatory paperwork to establish this Money transfer business you may still face annual reporting requirements to 3 national taxing authorities. In the United states there are situations where the US Government hires a large company to complete a project. As part of that contract they require the large company to hire small businesses to complete some of the tasks. In a situation where the large company is imply serving as a conduit for the money between the government and the sub-contractor; and the large company has no other responsibilities; the usual fee for providing that function is 8% of the funds. This pays for their expenses for their accounting functions plus profit and the taxes that will trigger. Yet you said \"\"At the end of the day, I will not earn much, but the transactions will just burden my tax returns.\"\" The 8 percent fee doesn't include doesn't include having to file paperwork with 3 nations. Adding this to all the other risks associated with being an international bank, plus the legal costs of making sure you are following all the regulations...No thanks.\"",
"title": ""
}
] |
[
{
"docid": "b333300fe111ad7b459f9ec0a85ee48d",
"text": "You would think so wouldn't you, after all, it's your money! In practise though, it's not as easy as you might think because anti money laundering and anti fraud laws mean you generally have to withdraw money to the same account you funded your trading from. Some forex trading account providers will allow you to fund from multiple sources, but then insist on putting money back to those sources in some proportion or some order or other. Some forex trading account providers at least claim that they may, AT THEIR DISCRETION, let you do it, IF the destination account is in the same name, but I wouldn't be surprised if they charged you for it, and actually the charges might be somewhat justified if they have to invoke identification procedures to make sure the other account is indeed actually you. You would have to talk to a specific service provider and see if they agree to do what you want, they all have FAQs about funding and withdrawal so you can scan around online for the slightly more flexible ones and then give them a call. You might find it difficult to get any guarantees out of them though.",
"title": ""
},
{
"docid": "51863cda125d76edb58e5d99691c7392",
"text": "\"As you've observed, when you're dealing with that amount of money, you're going to have to give up FDIC guarantees. That means that keeping the money in a bank account carries some risk with it: if that particular bank goes bust, you could lose most of your money. There are a few options to stretch the FDIC limit such as CDARS, but likely can't handle your hypothetical $800 million. So, what's a lucky winner to do? There are a few options, including treasury securities, money market funds, and more general capital investments such as stocks and bonds. Which one(s) are best depend on what your goals are, and what kind of risks you find acceptable. Money in the bank has two defining characteristics: its value is very stable, and it is liquid (meaning you can spend it very easily, whenever you want, without incurring costs). Treasury securities and money market funds each focus on one of these characteristics. A treasury security is a piece of paper (or really, an electronic record) saying that the US Federal Government owes you money and when they will pay it back. They are very secure in that the government has never missed a payment, and will move heaven and earth to make sure they won't miss one in the future (even taking into account recent political history). You can buy and sell them on an open market, either through a broker or directly on the Treasury's website. The major downside of these compared to a bank account is that they're not as liquid as cash: you own specific amounts of specific kinds of securities, not just some number of dollars in an account. The government will pay you guaranteed cash on specified dates; if you need cash on different dates, you will need to sell the securities in the open market and the price will be subject to market fluctuations. The other \"\"cash-like\"\" option is money market funds. These are a type of mutual fund offered by financial companies. These funds take your money and spread it out over a wide variety of very low risk, very short term investments, with the goal of ensuring that the full value will never go down and is available at any time. They are very liquid: you can typically transfer cash quickly and easily to a normal bank account, write checks directly, and sometimes even use \"\"online bill pay\"\"-like features. They have a very good track record for stability, too, but no one is guaranteeing them against something going terribly wrong. They are lower risk than a (non-FDIC-insured) bank account, since the investments are spread out across many institutions. Beyond those two somewhat \"\"cash-like\"\" options, there are of course other, more general investments such as stocks, bonds, and real estate. These other options trade away some degree of stability, liquidity, or both, in exchange for better expected returns.\"",
"title": ""
},
{
"docid": "d579e49e9440fb500a3e9953ab6811da",
"text": "You're licensed to sell investments. You could get a job at a broker or RIA. You can sell stocks bonds funds annuities and work for a fee based ria in sales. You're technically licensed to give advice on investments but without at least some academic expertise in finance I would avoid it. Helpful? edit: you don't need securities licenses to work in a bank. you'll be selling loans which is regulated differently.",
"title": ""
},
{
"docid": "b693a50f0b041a503eb337fccc719e76",
"text": "\"In Frank Abagnale's book \"\"Art of the Steal\"\" the author talks about how to set up a bank account for safe wire transfers. He recommends setting up an account at your regular bank and specifying that money can be transferred into that account from another bank, and out to your regular account only. You are then free to give the necessary transfer information to whomever you want, knowing full well they can't take money out. This guy should know what he's talking about since he's an ex-confidence man legitimately working as an American security consultant.\"",
"title": ""
},
{
"docid": "b4b4bff9088e5f343db874e4d24389cb",
"text": "If you’re concerned about transferring USD, I can’t really help you there. But if you’re looking to transfer wealth, I believe that’s where something like Bitcoin could help you. In fact a small or nonexistent processing fee is one of Bitcoin’s biggest strengths as a currency. Off the top of my head, I believe BitPay has services that would suit your needs. And if you’re worried about the volatility of Bitcoin, you can always convert it straight to USD just so you can avoid service fees!",
"title": ""
},
{
"docid": "f16c1f0ed3f18f440e4bdc168c614b96",
"text": "I just called the customer service of a real bank, not a money transfer service. It seems that the limit is on the electronic transactions only. If you show up at the bank the limits tend to be huge or do not exist (the bank rep. just told me that he is not aware of a limit in this specific bank).",
"title": ""
},
{
"docid": "c11c09b85c443880b8d617752cb05e2a",
"text": "\"For some reason can't transfer it directly to his account overseas (something to do with security codes, authorized payees and expired cards). Don't become someone's financial intermediary. Find out exactly why he can't transfer the money himself, and then if you want to help him, solve that problem for him. Helping him fix his issue with his expired card, or whatever the real problem is, would be a good thing to do. Allowing him to involve you in the transaction, would be a bad thing to do. Possible problems which might be caused by becoming directly involved in the transaction: -The relative is being scammed themselves, and doesn't realize it / doesn't realize the risks, and either wants you to take the risk, or simply thinks there is no risk but needs administrative help. -The person contacting you is not the relative - perhaps they are faking that person's identity, and are using your trust to defraud you. -The person is committing some form of fraud, money laundering, or worse, and is directly trying to defraud you in order to keep their hands clean. -The transaction may be perfectly legal, but is considered taxable in one or more countries. By getting involved, you might face tax filing obligations, or even tax payment obligations. -The transaction may be perfectly legal and legitimate, but might accidentally get picked up as potential fraud by a financial monitoring system, causing the funds to be held, and your account to be flagged for further investigation, creating headaches for you until it becomes resolved. There are possibly other ways that this can go awry, but these are the biggest possibilities I can think of. The only possible 'good' outcome here is that everything goes smoothly, and it works exactly as well as if your relative's \"\"administrative problems\"\" were solved first, and the money went through his own account. Handwaving about why your account is needed and his is faulty is a big red flag. If it is truly just an administrative issue on his end, help him fix that issue instead.\"",
"title": ""
},
{
"docid": "6e6eb756cc10517e78138928fe576fa8",
"text": "\"Depositum irregulare is a Latin phrase that simply means \"\"irregular deposit.\"\" It's a concept from ancient Roman contract law that has a very narrow scope and doesn't actually apply to your example. There are two distinct parts to this concept, one dealing with the notion of a deposit and the other with the notion of irregularity. I'll address them both in turn since they're both relevant to the tax issue. I also think that this is an example of the XY problem, since your proposed solution (\"\"give my money to a friend for safekeeping\"\") isn't the right solution to your actual problem (\"\"how can I keep my money safe\"\"). The currency issue is a complication, but it doesn't change the fact that what you're proposing probably isn't a good solution. The key word in my definition of depositum irregulare is \"\"contract\"\". You don't mention a legally binding contract between you and your friend; an oral contract doesn't qualify because in the event of a breach, it's difficult to enforce the agreement. Legally, there isn't any proof of an oral agreement, and emotionally, taking your friend to court might cost you your friendship. I'm not a lawyer, but I would guess that the absence of a contract implies that even though in the eyes of you and your friend, you're giving him the money for \"\"safekeeping,\"\" in the eyes of the law, you're simply giving it to him. In the US, you would owe gift taxes on these funds if they're higher than a certain amount. In other words, this isn't really a deposit. It's not like a security deposit, in which the money may be held as collateral in exchange for a service, e.g. not trashing your apartment, or a financial deposit, where the money is held in a regulated financial institution like a bank. This isn't a solution to the problem of keeping your money safe because the lack of a contract means you incur additional risk in the form of legal risk that isn't present in the context of actual deposits. Also, if you don't have an account in the right currency, but your friend does, how are you planning for him to store the money anyway? If you convert your money into his currency, you take on exchange rate risk (unless you hedge, which is another complication). If you don't convert it and simply leave it in his safe, house, car boot, etc. you're still taking on risk because the funds aren't insured in the event of loss. Furthermore, the money isn't necessarily \"\"safe\"\" with your friend even if you ignore all the risks above. Without a written contract, you have little recourse if a) your friend decides to spend the money and not return it, b) your friend runs into financial trouble and creditors make claim to his assets, or c) you get into financial trouble and creditors make claims to your assets. The idea of giving money to another individual for safekeeping during bankruptcy has been tested in US courts and ruled invalid. If you do decide to go ahead with a contract and you do want your money back from your friend eventually, you're in essence loaning him money, and this is a different situation with its own complications. Look at this question and this question before loaning money to a friend. Although this does apply to your situation, it's mostly irrelevant because the \"\"irregular\"\" part of the concept of \"\"irregular deposit\"\" is a standard feature of currencies and other legal tender. It's part of the fungibility of modern currencies and doesn't have anything to do with taxes if you're only giving your friend physical currency. If you're giving him property, other assets, etc. for \"\"safekeeping\"\" it's a different issue entirely, but it's still probably going to be considered a gift or a loan. You're basically correct about what depositum irregulare means, but I think you're overestimating its reach in modern law. In Roman times, it simply refers to a contract in which two parties made an agreement for the depositor to deposit money or goods with the depositee and \"\"withdraw\"\" equivalent money or goods sometime in the future. Although this is a feature of the modern deposit banking system, it's one small part alongside contract law, deposit insurance, etc. These other parts add complexity, but they also add security and risk mitigation. Your arrangement with your friend is much simpler, but also much riskier. And yes, there probably are taxes on what you're proposing because you're basically giving or loaning the money to your friend. Even if you say it's not a loan or a gift, the law may still see it that way. The absence of a contract makes this especially important, because you don't have anything speaking in your favor in the event of a legal dispute besides \"\"what you meant the money to be.\"\" Furthermore, the money isn't necessarily safe with your friend, and the absence of a contract exacerbates this issue. If you want to keep your money safe, keep it in an account that's covered by deposit insurance. If you don't have an account in that currency, either a) talk to a lawyer who specializes in situation like this and work out a contract, or b) open an account with that currency. As I've stated, I'm not a lawyer, so none of the above should be interpreted as legal advice. That being said, I'll reiterate again that the concept of depositum irregulare is a concept from ancient Roman law. Trying to apply it within a modern legal system without a contract is a potential recipe for disaster. If you need a legal solution to this problem (not that you do; I think what you're looking for is a bank), talk to a lawyer who understands modern law, since ancient Roman law isn't applicable to and won't pass muster in a modern-day court.\"",
"title": ""
},
{
"docid": "19da4235bb5b11c1d9518c851550e211",
"text": "Disclaimer: it's hard to be definitive as there may be some law or tax rule I'm not aware of. From a UK perspective, this should be perfectly legal. If it's just a one-off or occasional thing for personal reasons, rather than being done in the course of a business, there probably aren't any tax implications. In theory if there's an identifiable profit from the transaction, e.g. because you originally obtained the INR at a lower exchange rate, then you might be liable to capital gains tax. However this is only payable above approximately £10K capital gains (see http://www.hmrc.gov.uk/rates/cgt.htm) so unless this is a very large transaction or you have other gains in the tax year, you don't need to worry about that. I would only recommend doing this if you trust each other. If one side transfers the money and the other doesn't, the international nature will make it quite hard in practice to enforce the agreement legally, even though I think that in theory it should be possible. If the sums involved are large, you may find that the transaction is automatically reported to the authorities by your bank under money laundering regulations, or they may want documentation of the source of the funds/reason for the transaction. This doesn't automatically mean you'll have a problem, but the transaction may receive some scrutiny. I think that reporting typically kicks in when several thousand pounds are involved.",
"title": ""
},
{
"docid": "9fea2316fbdf92a6a9f2072df1000cf8",
"text": "\"I am not sure about transferwise and how they work, but generally when I had to transfer money across countries, I ended up using a foreign currency/transfer company who needed the destination account details i.e. a GBP account in the UK in your case, and money from the source account. Basically that means your father would need to open an EUR account, probably in an EU country (is this an option?) but may be in the UK is fine too depending on transfer fees. And a GBP account in the UK, perhaps see if there is a better business account than HSBC around, I have used them as well as Santander before. The only FX transaction done in this straightforward set up is the one performed by the specialised company (there are a few) - and their spread (difference between interbank i.e. \"\"official\"\" and your price) is likely to be around 1.0 - 1.5%. The other expenses are transfer fees to the FX company account, say a flat fee of $25 for the SWIFT payment. The full amount less the spread above then goes to your UK GBP account. There are still the running costs of both EUR and GBP accounts of course, but here the advice would be just to shop around for offers/free banking periods etc. Point being, given the saving in FX conversion, it might still be a better overall deal than just letting HSBC deal with it all.\"",
"title": ""
},
{
"docid": "954366c292367a5d222b983be4aa261a",
"text": "1. this is not the correct sub, try /r/Entrepreneurs or similar 2. Banks only care about 1 thing: collaterals with personal guarantee from the owners/shareholders of the business. Nothing else matters, don't waste your time with a business plan. (Yes ELI: bank only give money to people who have money).",
"title": ""
},
{
"docid": "4d9bce594dab33b0ff1365b4775ec48f",
"text": "Regardless of UK Money Laundering Laws - All companies have a responsibility under the Data Protection Act to ensure that all data kept is necessary and accurate - and so they can actually ask you to send up-to-date information* in any time period that they deem reasonable to ensure they are compliant with the act. That being said, most payment systems these days are automated and use algorithms to try and find suspicious activity. Using multiple accounts will definitely be a red flag here, unfortunately, the advice to use your previous account will just be seen as yet another account switch by these algorithms and will probably look even more suspicious. The main thing to remember is that ultimately these acts and regulations are there to protect you and your investment, so unless you have any suspicious that you're being asked for documents by a company or individual that you don't trust I would simply send them on and let them do their job. As a side note - make sure you send anything of that nature in a recorded delivery so that you know exactly who handled it and when! * So long as the information is necessary.",
"title": ""
},
{
"docid": "9ed3a82a920a14a749d37bafde0dd4d9",
"text": "A non-cash transaction will not be a problem. The bank will have to fill out federal paperwork if there are large amounts of cash involved. This is to stop the underground economy. This can even extend to non-banks. If you were to walk into a car dealer or some other stores and hand them a bag of cash they will also report it. You can do what you propose without having to transfer any money between accounts. Your girlfriend can put the furniture and landscaping on her credit card, or write checks to the stores or companies. Based on the number of questions on this site regarding how to transfer funds between banks and accounts, the mechanics of the transfer is the hard part. Resist the urge to use cash to make the transfer. That will require paperwork. Many people find that the old standard of using checks to transfer funds is easy, safe and quick.",
"title": ""
},
{
"docid": "a2d082daf5331166230654369e6e616b",
"text": "Have them contact their embassy for help. They may be able to facilitate the transaction. This answer assumes that this isn't a scam, and that the 'friend' is really in trouble.",
"title": ""
},
{
"docid": "0c095c5d16485bc331c95bf1af2efc1e",
"text": "\"If wire transfer through your bank does not work then perhaps one of the more popular money transfer services may be what you are looking for such as MoneyGram or Western Union. Now these rely on a trusted \"\"registered\"\" third party to do the money transfer so you need to make sure that you are working with a legitimate broker. Each money transfer service has a site that allows you to perform the search on registered parties around your area. There are certain fees that are sometimes applied due to the amount being transferred. All of these you will want to do some detailed research on before you make the transfer so that you do not get scammed. I would suggest doing a lot of research and asking people that you trust to recommend a trusted broker. I have not personally used the services, but doing a quick search brought many options with different competitive conversion rates as well as fees. Good luck.\"",
"title": ""
}
] |
fiqa
|
0ed163e7f2c303fe4d11b150c5217caa
|
How to transfer personal auto lease to business auto lease?
|
[
{
"docid": "ed2a440591aaa7a4df75c0943e7628ae",
"text": "I'd approach the lender that you're getting the lease from, but be prepared for them either saying 'no' to putting the lease into the name of an LLC without any proven track record (because it hasn't been around for a while) or require you to sign a personal guarantee, which partially defeats the purpose of putting the car lease into the LLC. I'd also talk to an accountant to see if you can't just charge the business the mileage on your vehicle as that might be the simplest solution, especially if the lender gets stroppy. Of course the mileage rate might not cover the expense for the lease as that one is designed to cover the steepest part of the depreciation curve. Does your LLC generate the revenue needed so it can take on the lease in the first place? If it's a new business you might not need or want the drain on your finances that a lease can be.",
"title": ""
},
{
"docid": "790cb8a8e310745b97e5b73b7f104b2b",
"text": "See what the contract says about transfers or subleases. A lease is a credit agreement, so the lessor may not allow transfers. You probably ought to talk to an accountant about this. You can probably recognize most of the costs associated with the car without re-financing it in another lease.",
"title": ""
}
] |
[
{
"docid": "aec159d832b416596b4ba5e39324d200",
"text": "An expense is an expense. You can deduct your lease payment subject to some limitations, but you don't make out by having more expenses. Higher expenses mean lower profit. Is leasing better than owning? It depends on the car you'd buy. If your business doesn't benefit from flashiness of your car, then buying a quality used car (a few years old at most) would probably be a wiser decision financially. I'd think hard about whether you really need an up-to-date car.",
"title": ""
},
{
"docid": "aa814b38cf9b2f1b54222b975753ec2a",
"text": "Firstly, thank you for taking the time to respond, let me see what I can answer to help give you a bigger picture. * I am the rental manager but like I say, it's a small unit where the operations team is only 5 strong. We all have a hand in everything really and it was my precedent for implementing procedures in the past that triggered them to ask me into looking into this. * Honestly, I don't think I have much of a budget. That being said, if there's a price to anything and I can justify the company spending the money, they will be fair. From a personal perspective, I never even considered that third party software would be required for this kind of thing. If there's any you could recommend (licensed or open sourced) that would be greatly appreciated. * From what I can tell, the people in charge want a process in which we can fully understand CSAT from both a service and product standpoint. We can use the information gathered from our service feedback to improve ourselves and we can use the information gathered about the vehicles we lease (the products) so we can market them correctly in the future. Seeing how the customer feels on the vehicle's fuel economy, performance, comfort on the driver, downtime, etc. which can lead us to marketing the vehicles better or influence what vehicles we purchase moving on. * For the most part, I think the working processes are going to remain the same, where the customer support manager will have a more active role in getting these calls/visits/emails out to the customers and react accordingly. Again, thank you so much for your help.",
"title": ""
},
{
"docid": "4c0ad5c834bc207b3f756d7ce3c6ed65",
"text": "\"You won't be able to sell the car with a lien outstanding on it, and whoever the lender is, they're almost certain to have a lien on the car. You would have to pay the car off first and obtain a clear title, then you could sell it. When you took out the loan, did you not receive a copy of the finance contract? I can't imagine you would have taken on a loan without signing paperwork and receiving your own copy at the time. If the company you're dealing with is the lender, they are obligated by law to furnish you with a copy of the finance contract (all part of \"\"truth in lending\"\" laws) upon request. It sounds to me like they know they're charging you an illegally high (called \"\"usury\"\") interest rate, and if you have a copy of the contract then you would have proof of it. They'll do everything they can to prevent you from obtaining it, unless you have some help. I would start by filing a complaint with the Better Business Bureau, because if they want to keep their reputation intact then they'll have to respond to your complaint. I would also contact the state consumer protection bureau (and/or the attorney general's office) in your state and ask them to look into the matter, and I would see if there are any local consumer watchdogs (local television stations are a good source for this) who can contact the lender on your behalf. Knowing they have so many people looking into this could bring enough pressure for them to give you what you're asking for and be more cooperative with you. As has been pointed out, keep a good, detailed written record of all your contacts with the lender and, as also pointed out, start limiting your contacts to written letters (certified, return receipt requested) so that you have documentation of your efforts. Companies like this succeed only because they prey on the fact many people either don't know their rights or are too intimidated to assert them. Don't let these guys bully you, and don't take \"\"no\"\" for an answer until you get what you're after. Another option might be to talk to a credit union or a bank (if you have decent credit) about taking out a loan with them to pay off the car so you can get this finance company out of your life.\"",
"title": ""
},
{
"docid": "92a61455d9f49c80b5be72ef8cd10f71",
"text": "As far as ease of sale transaction goes you'll want to pay off the loan and have the title in your name and in your hand at the time of sale. Selling a car private party is difficult enough, the last thing you want is some administrivia clouding your deal. How you go about paying the remaining balance on the car is really up to you. If you can make that happen on a CC without paying an additional fee, that sounds like a good option.",
"title": ""
},
{
"docid": "0d1c2177217b814358420c28431553fb",
"text": "Here are the reasons I did not lease my current car. When you lease, you're tied in at a monthly payment for 48 months or more. The only way to get out of that payment is to transfer the lease or buy out the lease. If you buy/finance, you can always sell the car or trade it in to get out of the payments. Or you can pay down more of the vehicle to lower the payments. Most leases calculate the cost of leasing based on the 'residual value' of the vehicle. Often these values are far lower than the actual worth of the vehicle if you owned it for those months and sold it yourself. So when you do the math, the lease costs you more -especially with today's low financing rates.",
"title": ""
},
{
"docid": "46129c258ecb12f5a85af074100f5744",
"text": "\"This will probably require asking the SO to sign a quitclaim and/or to \"\"sell\"\" him her share of the vehicle's ownership and getting it re-titled in his own name alone, which is the question you actually asked. To cancel the cosigner arrangement, he has to pay off the loan. If he can't or doesn't want to do that in cash, he'd have to qualify for a new loan to refinasnce in his name only, or get someone else (such as yourself) to co-sign. Alternatively, he might sell the car (or something else) to pay what he still owes on it. As noted in other answers, this kind of mess is why you shouldn't get into either cosigning or joint ownership without a written agreement spelling out exactly what happens should one of the parties wish to end this arrangement. Doing business with friends is still doing business.\"",
"title": ""
},
{
"docid": "d894d3f9cbabbe9978f6433e4b4ee9f1",
"text": "You should be able to refinance the vehicle and have the financing in just your name (assuming you can secure the financing). Since you are already on the vehicle registration, this would not constitute a sale, and thus would not incur additional sales tax. To remove the other person from the vehicle registration, leaving you as the sole registered owner, in the state of New York, you only need to file an MV-82. It will cost you $3. https://dmv.ny.gov/registration/register-vehicle-more-one-owner-or-registrant",
"title": ""
},
{
"docid": "086a9ad3b409d1498b7d28307f1f69f3",
"text": "If you have the money to pay cash for the car. Then 0 months will save you the most money. There are of course several caveats. The money for the car has to be in a relatively liquid form. Selling stocks which would trigger taxes may make the pay cash option non-optimal. Paying cash for the car shouldn't leave you car rich but cash poor. Taking all your savings to pay cash would not be a good idea. Note: paying cash doesn't involve taking a wheelbarrow full of bills to the dealer; You can use a a check. If cash is not an option then the longest time period balanced by the rates available is best. If the bank says x percent for 12-23 months, y percent for 24-47 months, Z percent for 48 to... It may be best to take the 47 month loan, because it keeps the middle rate for a long time. You want to lock in the lowest rate you can, for the longest period they allow. The longer period keeps the required minimum monthly payment as low as possible. The lower rate saves you on interest. Remember you generally can pay the loan off sooner by making extra or larger payments. Leasing. Never lease unless you are writing off the monthly lease payment as a business expense. If the choice is monthly lease payments or depreciation for tax purposes the lease can make the most sense. If business taxes aren't involved then leasing only means that you have a complex deal where you finance the most expensive part of the ownership period, you have to watch the mileage for several years, and you may have to pay a large amount at the end of the period for damages and excess miles. Plus many times you don't end up with the car at the end of the lease. In the United States one way to get a good deal if you have to get a loan: take the rebate from the dealer; and the loan from a bank/credit Union. The interest rate at banking institution is a better range of rates and length. Plus you get the dealer cash. Many times the dealer will only give you the 0% interest rate if you pay in 12 months and skip the rebate; where the interest paid to the bank will be less than the rebate.",
"title": ""
},
{
"docid": "7562fccb8f7052786a1017dce80635e2",
"text": "You should have her sell it to you for the amount of the outstanding loan. You take out a loan in your name for the amount (or at least, the amount you have to come up with). You then transfer the title from her to you, just as you would if you were buying the car from someone else. While the title is in her name, she has ownership. This isn't a technicality, this is the explicit legal situation you two have agreed to.",
"title": ""
},
{
"docid": "5af5b32a59f9268dfc5a80bc1a27ecef",
"text": "\"http://www.nadaguides.com/ and http://www.kbb.com/ and http://www.edmunds.com/ are the leading sites to check vehicle values. Also, great how to at: http://www.ehow.com/how_2003079_sell-used-car-california.html Where to sell? You could sell it in your local newspaper classified, small auto newsprint mags/publications, Craigslist, ebay, or just put a sign in the window. The advertising method is up to you. You could also trade the car in to a dealer if you purchase another vehicle from a dealer if they offer that option. (Trade-In's generally bring in less money than private sales as a general rule). Some car places will do consignment requests to help you sell your car. However, they will normally take a percentage of the sale as payment for this service. What paperwork? If you own your car, you should have the title in hand. There are instructions on title on how to sign it over to another person. If you have a loan through a bank, the bank would have this title and you would need to express your interest in selling the property to the bank and work out the details with them. You do not hand over a title to anyone until full payment is made and the property will become theirs. Beyond the title, you will need to fill out a release of liability or report of sale form for the state. Titles have a portion you can mail in or you can fill it out online. This is to report the sale to the state to release liability from your name. You will also need to create a \"\"bill of sale\"\" between you and the buyer. There are many examples online or you can just create your own. You really need just a statement saying I release all interest of the vehicle and no warranty implied to this person with the VIN of the car, model, make, year, the buyers name and signature, and the sellers name and signature. This is your contract with the seller and they use this when they go to register the car in their name. Maintenance Disclosure? This is completely up to the seller on what they want to disclose. You are selling a used car and the buyer should know that. Vehicles with detailed records sell for more money and buyers are more interested in cars that have history records. This is where buyers should be the most careful, so the more records and history you can show, the better they will feel about the purchase. I believe you should share everything you know and any information about the history of the car. The more positive information you can prove/share, the more money or chance of sale you could have. Most money? First, clean the car out. I am amazed at the amount of people that try to sell a car and don't even bother to clean it out. A detail job would be great to get. You are trying to sell it, so you want it to look the best. Next, I would fix anything minor and cheap to fix. The less things wrong can mean more money. Back to your maintenance question, you will want to show how you have maintained the car. People might also ask for a carfax report to prove its clean history. Irresponsible and deceiving people tend to leave out important details in a car history like accidents, flood damage, or having re-built titles. You want to give the most information you can. Do not lie about any detail. Though, this can be a little tough when you are a 2nd or 3rd owner of a car and do not know about the original owners.\"",
"title": ""
},
{
"docid": "b54f359812447b459ce484e396958a5f",
"text": "Alright, IRS Publication 463: Travel, Entertainment, Gift, and Car Expenses Business and personal use. If you use your car for both business and personal purposes, you must divide your expenses between business and personal use. You can divide your expense based on the miles driven for each purpose. Example. You are a sales representative for a clothing firm and drive your car 20,000 miles during the year: 12,000 miles for business and 8,000 miles for personal use. You can claim only 60% (12,000 ÷ 20,000) of the cost of operating your car as a business expense Obviously nothing helpful in the code. So I would use option 1, weight the maintenance-related mileage by the proportion of business use. Although if you use your car for business a lot (and perhaps have a spouse with a car), an argument could be made for 3. So I would consider my odds of being audited (even lower this year due to IRS budget cuts) and choose 1 or 3. And of course never throw anything away until you're room temperature.",
"title": ""
},
{
"docid": "8df27d653c24a4bab5100cf505a1fb69",
"text": "I made the mistake going into business with a friend. I lost the business, a lot of money and that friend. If you do it anyway, be prepared to lose it all, or set it up as one being the other's boss.",
"title": ""
},
{
"docid": "3b039366a7a3e2036ea8f1e935635313",
"text": "I am here to provide awesome guidance on leasing a van or car for your business. Talk about the benefits and the drawbacks. Cash is king and if you can buy a van outright that will always be the best deal. Most people cannot do that and so leasing is the next best option in terms of business.",
"title": ""
},
{
"docid": "fe53fc578ef231eb4f000c990378512f",
"text": "You have a good start (estimated max amount you will pay, estimated max down payment, and term) Now go to your bank/credit union and apply for the loan. Get a commitment. They will give you a letter, you may have to ask for it. The letter will say the maximum amount you can pay for the car. This max includes their money and your down payment. The dealer doesn't have to know how much is loan. You also know from the loan commitment exactly how much your monthly payment will be in the worst case. If you have a car you want to trade in, get an written estimate that is good for a week or so. This lets you know how much you can get from selling the car. Now visit the dealer and tell them you don't need a loan, and won't be trading in a car. Don't show them the letter. After all the details of the purchase are concluded, including any rebates and specials, then bring up financing and trade-in. If they can't beat the deal from your bank and the written estimate for the car you are selling, then the deal is done. Now show them the letter and discuss how much down they need today. Then go to the bank for the rest of the money. If they do have a better loan deal or trade in then go with the dealer offer, and keep the letter in your pocket. If you go to the dealer first they will confuse you because they will see the price, interest rate, length of loan, and trade in as one big ball of mud. They will pick the settings that make you happy enough, yet still make them the most money.",
"title": ""
},
{
"docid": "f81ad22890ccc28b8d5635a494d7570b",
"text": "\"The government thought of that a long time ago, and has any loophole there plugged. Like if you set up a company to buy a car and then allow you to use it ... You can use the car for company business, like driving to a customer's office to make a sales call or delivery, and the cost of the car is then tax deductible. But the company must either prohibit personal use of the car, or keep a log of personal versus business use and the personal use becomes taxable income to you. So at best you'd get to deduct an expense here and then you'd have to add it back there for a net change in taxable income of zero. In general the IRS is very careful about personal use of business property and makes it tough to get away with a free ride. I'm sure there are people who lie about it and get away with it because they're never audited, but even if that causes you no ethical qualms, it's very risky. I don't doubt that there are people with very smart lawyers who have found loopholes in the rules. But it's not as simple as, \"\"I call myself a business and now all my personal expenses become tax deductible business expenses.\"\" If you could do that, everybody would do it and no one would pay taxes. Which might be a good thing, but the IRS doesn't see it that way.\"",
"title": ""
}
] |
fiqa
|
66267c1b699565dede193e8325f28144
|
Tutoring Business Payroll Management
|
[
{
"docid": "35f09e6454b7f5a6700a7e3e843615d0",
"text": "\"This is going to depend on the tax jurisdiction and I have no knowledge of the rules in Illinois. But I'd like to give you some direction about how to think about this. The biggest problem that you might hit is that if you collect a single check and then distribute to the tutors, you may be considered their employer. As an employer, you would be responsible for things like This is not meant as an exhaustive list. Even if not an employer, you are still paying them. You would be responsible for issuing 1099 forms to anyone who goes above $600 for the year (source). You would need to file for a taxpayer identification number for your organization, as it is acting as a business. You need to give this number to the school so that they can issue the correct form to you. You might have to register a \"\"Doing Business As\"\" name. It's conceivable that you could get away with having the school write the check to you as an individual. But if you do that, it will show up as income on your taxes and you will have to deduct payments to the other tutors. If the organization already has a separate tax identity, then you could use that. Note that the organization will be responsible for paying income tax. It should be able to deduct payments to the tutors as well as marketing expenses, etc. If the school will go for it, consider structuring things with a payment to your organization for your organization duties. Then you tell the school how much to pay each tutor. You would be responsible for giving the school the necessary information, like name, address, Social Security number, and cost (or possibly hours worked).\"",
"title": ""
}
] |
[
{
"docid": "a2cf66883d51bd5ea08ba6ad0f0a209d",
"text": "Stop paying too much for your online tutoring! Web Tutors provides the most professional online tutors for the absolute lowest price on the web. If you need math help, algebra help, science help, business help or any other online tutoring services, Web Tutors is the place to go. Get access to live tutors 24/7 from the comfort of your own home on your PC or even your tablet!",
"title": ""
},
{
"docid": "c3267da06090af6e036fcf7b12ec78df",
"text": "\"I agree with some of the points of the other answers but why not avoid all the guesswork? I highly recommend you not charge him now. Wait until the end of the year when you have much more information about both of your companies and then you can run the numbers both ways and decide if it would benefit you (collectively). If either of your businesses runs on a cash basis and you decide to invoice, just make sure the check is deposited before Dec 31. Update: If you want to do this for 2016, at least your husband's business would have to be using an accrual basis (since it's too late to take the deduction on a cash basis). Simply run the numbers both ways and see if it helps you. If it doesn't help enough to warrant it for 2016 you could rerun the numbers near the end of 2017 to see if it helps then. Diclaimer: I think it's OK to do this type of manipulation for the scenario you described since you have done (or are doing) the work and you are charging a reasonable fee, but realize that you shouldn't manipulate the amount of the invoice, or fabricate invoices. For example, you shouldn't ever think about such things as: \"\"If I invoice $50K instead of $3K, will that help us?\"\"\"",
"title": ""
},
{
"docid": "6f35493317b0fa9767a0827ede4a4505",
"text": "I appreciate it. I didn't operate under selling the asset year five but other than that I followed this example. I appreciate the help. These assignments are just poorly laid out. Financial management also plays on different calculation interactions so it is difficult for me to easily identify the intent at times. Thanks again.",
"title": ""
},
{
"docid": "7f655f1a7499ef06e157cfe67f57ebc1",
"text": "\"We had a \"\"civics\"\" class when I was a freshman in high school. This was in the Ann Arbor, MI public schools. It covered the very basics (how to balance your checkbook, what are stocks, how do income taxes work, what is interest, etc.) of money management along with an overview of politics and the legal system. It was a really light class, though, and didn't go deeply into personal finance and money management. I agree that such a class would be very valuable, as would cooking, nutrition, and basic home and car repair.\"",
"title": ""
},
{
"docid": "dac202a02162e147b60e167b75595208",
"text": "A company would have significantly less capital to pay a skilled worker at that point though. Keep that in mind. So, to circle back now. Small businesses make up a decent amount of our GDP and job creation. Let's say you have had it working fir someone else and want to strike out on your own. You decide to start an e-commerce site, reselling from a factory on amazon. Simple enough set up. Online marketing made simple through amazon, google and facebook. But you don't have any idea how to translate that info into QuickBooks and push out the financial info needed for taxes, payroll, etc. You need to hire a bookkeeper to sort it out, but it os only 5 hours worth of work per week. Do you hire them as a salaried employee giving them a liveable wage or pay them the rate you agreed upon for those 5 hours?",
"title": ""
},
{
"docid": "b2c2a2438b925a7ca203cf52bfabeaf3",
"text": "You really shouldn't be using class tracking to keep business and personal operations separate. I'm pretty sure the IRS and courts frown upon this, and you're probably risking losing any limited liability you may have. And for keeping separate parts of the business separate, like say stores in a franchise, one approach would be subaccounts. Messy, I'm sure.",
"title": ""
},
{
"docid": "be8d414a0fd1c029f1c9ad663a449c4d",
"text": "I do NOT know the full answer but I know here are some important factors that you need to consider : Do you have a physical location in the United States? Are you working directly from Canada? With a office/business location in the United States your tax obligation to the US is much higher. Most likely you will owe some to the state in which your business is located in Payroll Tax : your employer will likely want to look into Payroll tax, because in most states the payroll tax threshold is very low, they will need to file payroll tax on their full-time, part-time employees, as well as contractor soon as the total amount in a fiscal year exceeds the threshold Related to No.1 do you have a social security number and are you legally entitled to working in the States as an individual. You will be receiving the appropriate forms and tax withholding info Related to No.3 if you don't have that already, you may want to look into how to obtain permissions to conduct business within the United States. Technically, you are a one person consulting service provider. You may need to register with a particular state to obtain the permit. The agency will also be able to provide you with ample tax documentations. Chances are you will really need to piece together multiple information from various sources to resolve this one as the situation is specific. To start, look into consulting service / contractor work permit and tax info for the state your client is located in. Work from state level up to kick start your research then research federal level, which can be more complex as it is technically international business service for Canada-US",
"title": ""
},
{
"docid": "04468a78b190230604ded783ba3cbc6c",
"text": "There are too many nuances to the question asked to explore fully but here are a few points to keep in mind. If you are a cash-basis taxpayer (most individuals are), then you are not required to pay taxes on the money that has been billed but not received as yet. If you operate on an accrual basis, then the income accrues to you the day you perform the service and not on the day you bill the client. You can make four equal payments of estimated tax on the due dates, and if these (together with any income tax withholding from wage-paying jobs) are at least 90% of your tax liability for that year, then you owe no penalties for underpayment of tax regardless of how your income varied over the year. If your income does vary considerably over the year (even for people who only have wages but who invest in mutual funds, the income can vary quite a bit since mutual funds typically declare dividends and capital gains in December), then you can pay different amounts in each quarterly installment of estimated tax. This is called the annualization method (a part of Form 2210 that is best avoided unless you really need to use it). Your annualized income for the payment due on June 15 is 2.4 = 12/5 times your taxable income through May 31. Thus, on Form 2210, you are allowed to assume that your average monthly taxable income through May 31 will continue for the rest of the year. You then compute the tax due on that annualized income and you are supposed to have paid at least 45% of that amount by June 15. Similarly for September 15 for which you look at income through August 31, you use a multiplier of 1.5 = 12/8 and need to pay 67.5% of the tax on the annualized income, and so on. If you miscalculate these numbers and pay too little tax in any installment, then you owe penalties for that quarter. Most people find that guesstimating the tax due for the entire year and paying it in equal installments is simpler than keeping track of nuances of the annualized method. Even simpler is to pay 100% of last year's tax in four equal installments (110% for high earners) and then no penalty is due at all. If your business is really taking off and your income is going to be substantially higher in one year, then this 100%/110% of last year's tax deal could allow you to postpone a significant chunk of your tax bill till April 15.",
"title": ""
},
{
"docid": "e014d35b3f0ff08b6d7e46b48d579fb8",
"text": "Payroll is undeniably one of the most important part of any business and it very important that you have a timely payroll every month. To avoid the hassle of payroll processing, it is best to get the service outsourced. We,DHpayroll, will be more than happy to offer you our expert services.",
"title": ""
},
{
"docid": "ab74462d5c7f99d3a4afd1ef3aeba97d",
"text": "It sounds like the job will largely be an administrative assistant (scheduling, note taking, organizing, etc.). If you want a primer on finance to try and show you want to understand more about what he does, then there's 4 fundamental ideas that underlie the majority of topics in finance: time value of money, liquidity preference, risk, and leverage. If someone has read and understands the investopedia intro paragraph on those topics; it's pretty easy to explain the gist of most aspects of finance to them.",
"title": ""
},
{
"docid": "1f885d19828b0096cb88cd4cd5ba8182",
"text": "This would be better posted in /r/personalfinance. But since I'm here, you need to seriously consider selling anything you can possibly part with and pick up a second and/or third job. I hope you didn't charge that whiteboard purchase.",
"title": ""
},
{
"docid": "7156a9fde48c1a3aec096bab435c99e9",
"text": "Yes, you can do what you are contemplating doing, and it works quite well. Just don't get the university's payroll office too riled by going in each June, July, August and September to adjust your payroll withholding! Do it at the end of the summer when perhaps most of your contract income for the year has already been received and you have a fairly good estimate for what your tax bill will be for the coming year. Don't forget to include Social Security and Medicare taxes (both employee's share as well as employer's share) on your contract income in estimating the tax due. The nice thing about paying estimated taxes via payroll deduction is that all that tax money can be counted as having been paid in four equal and timely quarterly payments of estimated tax, regardless of when the money was actually withheld from your university paycheck. You could (if you wanted to, and had a fat salary from the university, heh heh) have all the tax due on your contract income withheld from just your last paycheck of the year! But whether you increase the withholding in August or in December, do remember to change it back after the last paycheck of the year has been received so that next year's withholding starts out at a more mellow pace.",
"title": ""
},
{
"docid": "cce2d4382f45e9abbdf4d6bb2a5f0681",
"text": "\"Same in childcare, but people are more willing to pay and the work isn't as hard. So it kind of works out. I do tutoring on the side and my officemate suggested I get into at home childcare because \"\"My daycare lady makes BANK! It's so expensive!!!!!\"\" then I broke down for her how inexpensive those prices really are. She was shocked and agreed that it's actually a quite low paying gig. People don't think critically about what they're getting for the money- they just see a huge check written weekly.\"",
"title": ""
},
{
"docid": "4ad2eabf91224ff40d902e978434c540",
"text": "I'm a bot, *bleep*, *bloop*. Someone has linked to this thread from another place on reddit: - [/r/talkbusiness] [Are We Ready For A Workforce That is 50% Freelance?](https://np.reddit.com/r/talkbusiness/comments/7836tp/are_we_ready_for_a_workforce_that_is_50_freelance/) [](#footer)*^(If you follow any of the above links, please respect the rules of reddit and don't vote in the other threads.) ^\\([Info](/r/TotesMessenger) ^/ ^[Contact](/message/compose?to=/r/TotesMessenger))* [](#bot)",
"title": ""
},
{
"docid": "bd73b14f4979fbee1d6a372bb5666977",
"text": "For Federal Return, Schedule H and its Instructions are a great start. You are the nanny's employer, and are responsible for FICA (social security and medicare) withholding, and also paying the employer portion. You will offer her a W4 so she can tell you how much federal and state tax to withhold. You'll use Circular E the employer's tax guide to calculate withholding. In January, you'll give her a W-2, and file the information with your own tax return. For State, some of the above applies, but as I recall, in my state, I had to submit withholding quarterly separate from my return. As compared to Federal, where I adjusted my own withholding so at year end the tax paid was correct. Unemployment insurance also needs to be paid, I believe this is state. This issue is non-political - I told my friends at the IRS that (a) the disparity between state and federal to handle the nanny tax was confusing for those of us trying to comply, and (b) even though we are treated as an employer, a 'guide to the nanny tax' would be helpful, a single IRS doc that doesn't mix non-nanny type issues into the mix. In the end, if a service is cost effective, go for it, your time is valuable, and thi is something that only lasts a few years.",
"title": ""
}
] |
fiqa
|
433ca86f7c9ba192c18d6642dbce361c
|
As a small business owner, should I pay my taxes from my personal or business checking account?
|
[
{
"docid": "e0c51eea3ded591cacec119ff328abda",
"text": "Payment of taxes for your personal return filed with the IRS always come from your personal account, regardless of how the money was earned. Sales tax would be paid from your business account, so would corporate taxes, if those apply; but if you're talking about your tax payments to the IRS for your personal income that should be paid from your personal account. Also, stating the obvious, if you're paying an accountant to handle things you can always ask them for clarification as well. They will have more precise answers. EDIT Adding on for your last part of the question I missed: In virtually all cases LLC's are what's called a pass through entity. For these entities, all income in the eyes of the federal government passes directly through the entity to the owners at the end of each year. They are then taxed personally on this net income at their individual tax rate, that's the very abridged version at least. The LLC pays no taxes directly to the federal government related to your income. Here's a resource if you'd like to learn more about LLC's: http://www.nolo.com/legal-encyclopedia/llc-basics-30163.html",
"title": ""
}
] |
[
{
"docid": "7b171a55ca69f689ee46c4199f8dc686",
"text": "If thinking about it like a business you normally only pay taxes on Net income, not gross. So Gross being all the money that comes in. People giving you cash, checks, whatever get deposited into your account. You then pay that out to other people for services, advertisement. At the end of the day what is left would be your 'profit' and you would be expected to pay income tax on that. If you are just an individual and don't have an LLC set up or any business structure you would usually just have an extra page to fill out on your taxes with this info. I think it's a schedule C but not 100%",
"title": ""
},
{
"docid": "f81ad22890ccc28b8d5635a494d7570b",
"text": "\"The government thought of that a long time ago, and has any loophole there plugged. Like if you set up a company to buy a car and then allow you to use it ... You can use the car for company business, like driving to a customer's office to make a sales call or delivery, and the cost of the car is then tax deductible. But the company must either prohibit personal use of the car, or keep a log of personal versus business use and the personal use becomes taxable income to you. So at best you'd get to deduct an expense here and then you'd have to add it back there for a net change in taxable income of zero. In general the IRS is very careful about personal use of business property and makes it tough to get away with a free ride. I'm sure there are people who lie about it and get away with it because they're never audited, but even if that causes you no ethical qualms, it's very risky. I don't doubt that there are people with very smart lawyers who have found loopholes in the rules. But it's not as simple as, \"\"I call myself a business and now all my personal expenses become tax deductible business expenses.\"\" If you could do that, everybody would do it and no one would pay taxes. Which might be a good thing, but the IRS doesn't see it that way.\"",
"title": ""
},
{
"docid": "bd23bf83955555e0770035f53e83c8ee",
"text": "FICA taxes are separate from federal and state income taxes. As a sole proprietor you owe all of those. Additionally, there is a difference with FICA when you are employed vs. self employed. Typically FICA taxes are actually split between the employer and the employee, so you pay half, they pay half. But when you're self employed, you pay both halves. This is what is commonly referred to as the self employment tax. If you are both employed and self employed as I am, your employer pays their portion of FICA on the income you earn there, and you pay both halves on the income you earn in your business. Edit: As @JoeTaxpayer added in his comment, you can specify an extra amount to be withheld from your pay when you fill out your W-4 form. This is separate from the calculation of how much to withhold based on dependents and such; see line 6 on the linked form. This could allow you to avoid making quarterly estimated payments for your self-employment income. I think this is much easier when your side income is predictable. Personally, I find it easier to come up with a percentage I must keep aside from my side income (for me this is about 35%), and then I immediately set that aside when I get paid. I make my quarterly estimated payments out of that money set aside. My side income can vary quite a bit though; if I could predict it better I would probably do the extra withholding. Yes, you need to pay taxes for FICA and federal income tax. I can't say exactly how much you should withhold though. If you have predictable deductions and such, it could be lower than you expect. I'm not a tax professional, and when it comes doing business taxes I go to someone who is. You don't have to do that, but I'm not comfortable offering any detailed advice on how you should proceed there. I mentioned what I do personally as an illustration of how I handle withholding, but I can't say that that's what someone else should do.",
"title": ""
},
{
"docid": "17609ed5dd1c22d3b7733a7358c9a2a2",
"text": "\"I expect the company wanted to pay you for a product (on a purchase order) rather than as a contract laborer. Whatever. Would they be willing to re-issue the check to you as a sole proprietor of a business named ABC Consulting (or anything like that)? You can register your sole proprietor business with the state using a \"\"Doing Business As\"\" (DBA, or fictitious name), and then open the bank account for your business using the check provided by the customer as the first deposit. (There is likely a smaller registration fee for the DBA.) If they won't re-issue the check and you have to go the LLC route... Scrounge up $125 doing odd jobs or borrowing from a friend or parents. Seriously, anyone can earn that amount of money in a week or two. Besides the filing fee for the LLC, your bank may require you to provide an Operating Agreement (which is not required by the State). The Operating Agreement can be simple, or more complex if you have a partner (even if it's a spouse). If you do have a partner, it is essential to have such an agreement because it would specify the responsibilities and benefits allocated to each partner, particularly in the event of equity distributions (taking money out of the business, or liquidating and ending the LLC). There are websites that will provide you a boilerplate form for Operating Agreements. But if your business is anything more than just single member LLC, you should pay an attorney to draw one up for you so the wording is right. It's a safeguard against potential future lawsuits. And, while we're at it, don't forget to obtain a EIN (equivalent to a SSN) from the IRS for your LLC. There's no cost, but you'll have to have it to file taxes as a business for every year the LLC exists and has income. Good luck!\"",
"title": ""
},
{
"docid": "a226142728bbc8549afc706baf5fdc7c",
"text": "\"Depending on how the check was made out, you may be able to file a DBA (\"\"doing business as\"\"), which would give you the business name locally. Then open an account under that name and deposit the check. Or simply go back to the customer and say \"\"hey, I don't have yhe company bak account open yet; could I exchange this check for one made out to me personally?\"\" That's how I've been handling hobby income under a company name. (I really do ned to file that DBA!)\"",
"title": ""
},
{
"docid": "a279ca195fb059cdc40775cca8a0e5d3",
"text": "As an LLC you are required to have a separate bank account (so you can't have one account and mix personal and business finances together as you could if you were a sole trader) - but there's no requirement for it to be a business bank account. However, the terms and conditions of most high street bank personal current accounts specifically exclude business banking, so unless you could find one that would allow it, you'd have to open a business bank account.",
"title": ""
},
{
"docid": "82ff187f4225026f40610da4f9d69f54",
"text": "\"There's no difference between \"\"individual\"\" and \"\"business\"\" in this context. What is a personal transaction that involves credit card? You have a garage sale? Its business. You sell something on craigslist - business. Want to let people pay for your daughter's girlscout cookies - business. There's no difference between using Paypal (which has its own credit card reader, by the way) and Square in this context. No-one will ask for any business licenses or anything, just your tax id (be it SSN or EIN). Its exactly the same as selling on eBay and accepting credit cards through your Paypal account, conceptually (charge-back rules are different, because Square is a proper merchant account, but that's it).\"",
"title": ""
},
{
"docid": "61dba5aecad8bc42dfa6168de21ab588",
"text": "\"For simplicity, let's start by just considering cash back. In general, cash back from credit cards for personal use is not taxable, but for business use it is taxable (sort of, I'll explain later). The reason is most personal purchases are made with after tax dollars; you typically aren't deducting the cost of what you purchased from your personal income, so if you purchase something that costs $100 and you receive $2 back from the CC company, effectively you have paid $98 for that item but that wouldn't affect your tax bill. However, since businesses typically deduct most expenses, that same $100 deduction would have only been a $98 deduction for business tax purposes, so in this case the $2 should be accounted for. Note, you should not consider that $2 as income though; that would artificially inflate your revenue. It should be treated as a negative expense, similar to how you would handle returning an item you purchased and receiving a CC refund. Now for your specific questions: Part 1: As a small business owner, I wish to attend an annual seminar to improve my business. I have enough credit card reward points to cover the airfare, hotel, and rental car. Will those expenses still be deductible at the value displayed on the receipt? Effectively no, these expenses are not deductible. If you deduct them they will be completely counter-acted by the \"\"refund\"\" you receive for the payments. Part 2: Does it matter if those points are accrued on my personal credit card, rather than a business credit card? This is where it gets hairy. Suppose your company policy is that employees make purchases with their own personal credit cards and submit receipts for reimbursement. In this case the employer can simply reimburse and would not know or care if the employee is racking up rewards/points/cashback. The trick is, as the employee, you must always purchase business related items normally so you have receipts to show, and if you receive cashback on the side there seems to be a \"\"don't ask, don't tell\"\" rule that the IRS is OK with. It works the same way with heavy business travelers and airline miles- the free vacations those users get as perks are not treated as taxable income. However, I would not go out of my way to abuse this \"\"loophole\"\". Typically, things like travel (airfare, hotel, car rental, meals) are expected. But I wouldn't go purchase 100 company laptops on your personal card and ask the company to reimburse you. The company should purchase those 100 laptops on a company card and effectively reduce the sale price by the cashback received. (Or more realistically, negotiate a better discount with your account rep and just cut them a check.) Part 3: Would there be any difference between credit card points and brand-loyalty points? If the rental car were paid for with points earned directly on the rental car company's loyalty system (not a CC), would that yield a different result? There is no difference. Perhaps the simplest way to think about this is you can only deduct an expense that you actually incur. In other words, the expense should show up on a bank or CC statement. This is why when you volunteer and work 10 hours for a charity, you can't call that a \"\"donation\"\" of any amount of money because there is no actual payment made that would show up on a bank statement. Instead you could have billed the charity for your 10 hours of work, and then turned around and donated that same amount back to them, but it ends up being a wash.\"",
"title": ""
},
{
"docid": "06fd20bef0c8c90a7bd03c63416a8f8e",
"text": "They sure can. They are two different legal entities, so why not? You can even write a check to yourself, and then deposit it back into your own account. (Not very useful, but you can). The tax implications are a very different question, as this might constitute taking money out of the company. Edit: In some countries, when the business hires someone to work for them, it is forbidden by law to do that, unless he/she is explicitly allowed to do it in his contract. The business owner himself however, can always 'allow' himself to do that.",
"title": ""
},
{
"docid": "58788bb7194efa79a0ed8dbb1f19f438",
"text": "When a business asks me to make out a cheque to a person rather than the business name, I take that as a red flag. Frankly it usually means that the person doesn't want the money going through their business account for some reason - probably tax evasion. I'm not saying you are doing that, but it is a frequent issue. If the company makes the cheque out to a person they may run the risk of being party to fraud. Worse still they only have your word for it that you actually own the company, and aren't ripping off your employer by pocketing their payment. Even worse, when the company is audited and finds that cheque, the person who wrote it will have to justify and document why they made it out to you or risk being charged with embezzlement. It's very much in their interests to make the cheque out to the company they did business with. Given that, you should really have an account in the name of your business. It's going to make your life much simpler in the long run.",
"title": ""
},
{
"docid": "7348a5a39e5d09a5d84942986787e34e",
"text": "\"Disclaimer: This should go without saying, but this answer is definitely an opinion. (I'm pretty sure my current accountant would agree with this answer, and I'm also pretty sure that one of my past accountants would disagree.) When I started my own small business over 10 years ago I asked this very same question for pretty much every purchase I made that would be used by both the business and me personally. I was young(er) and naive then and I just assumed everything was deductible until my accountant could prove otherwise. At some point you need to come up with some rules of thumb to help make sense of it, or else you'll drive yourself and your accountant bonkers. Here is one of the rules I like to use in this scenario: If you never would have made the purchase for personal use, and if you must purchase it for business use, and if using it for personal use does not increase the expense to the business, it can be fully deducted by the business even if you sometimes use it personally too. Here are some example implementations of this rule: Note about partial expenses: I didn't mention partial deductions above because I don't feel it applies when the criteria of my \"\"rule of thumb\"\" is met. Note that the IRS states: Personal versus Business Expenses Generally, you cannot deduct personal, living, or family expenses. However, if you have an expense for something that is used partly for business and partly for personal purposes, divide the total cost between the business and personal parts. You can deduct the business part. At first read that makes it sound like some of my examples above would need to be split into partial calulations, however, I think the key distinction is that you would never have made the purchase for personal use, and that the cost to the business does not increase because of allowing personal use. Partial deductions come into play when you have a shared car, or office, or something where the business cost is increased due to shared use. In general, I try to avoid anything that would be a partial expense, though I do allow my business to reimburse me for mileage when I lend it my personal car for business use.\"",
"title": ""
},
{
"docid": "b91b0a5738a90c2834593bede2d4b8b2",
"text": "It really depends on the type of business you are running. If there is any chance of liability, you should protect yourself with an LLC. Then it is much more difficult for them to sue and take personal assets. For example, if you are a wedding photographer, you would want to be an LLC in case you lose someones pictures.",
"title": ""
},
{
"docid": "91b639f038d29486bfe83e57212810c9",
"text": "In the UK is perfectly acceptable to use your personal bank account as a business account if your a sole trader, although it can be messy. Just record and keep all relevant transaction invoices etc documents for self assessment time. At self assessment time they will tell you the amount of tax you need to pay when you fill out the forms. Not sure how it is Canada. If you get bigger get an accountant.",
"title": ""
},
{
"docid": "3c9b91c35eb318ee1c0c35dfe4d2df3d",
"text": "If you're a sole proprietor there's no reason to have a separate business account, as long as you keep adequate records, as you are one and the same for tax purposes. My husband and I already have 5 accounts and a mortgage with one bank. I don't see the need to open up yet another account. As a contracted accountant, I don't need to write business checks, and my expenses are minimal. As long as I have an present my assumed business name certificate and ID, there's no reason for a bank not to deposit into my personal account.",
"title": ""
},
{
"docid": "c93f3024d8d4bde48399c1dabe42032b",
"text": "\"I've done various side work over the years -- computer consulting, writing, and I briefly had a video game company -- so I've gone through most of this. Disclaimer: I have never been audited, which may mean that everything I put on my tax forms looked plausible to the IRS and so is probably at least generally right, but it also means that the IRS has never put their stamp of approval on my tax forms. So that said ... 1: You do not need to form an LLC to be able to claim business expenses. Whether you have any expenses or not, you will have to complete a schedule C. On this form are places for expenses in various categories. Note that the categories are the most common type of expenses, there's an \"\"other\"\" space if you have something different. If you have any property that is used both for the business and also for personal use, you must calculate a business use percentage. For example if you bought a new printer and 60% of the time you use it for the business and 40% of the time you use it for personal stuff, then 60% of the cost is tax deductible. In general the IRS expects you to calculate the percentage based on amount of time used for business versus personal, though you are allowed to use other allocation formulas. Like for a printer I think you'd get away with number of pages printed for each. But if the business use is not 100%, you must keep records to justify the percentage. You can't just say, \"\"Oh, I think business use must have been about 3/4 of the time.\"\" You have to have a log where you write down every time you use it and whether it was business or personal. Also, the IRS is very suspicious of business use of cars and computers, because these are things that are readily used for personal purposes. If you own a copper mine and you buy a mine-boring machine, odds are you aren't going to take that home to dig shafts in your backyard. But a computer can easily be used to play video games or send emails to friends and relatives and lots of things that have nothing to do with a business. So if you're going to claim a computer or a car, be prepared to justify it. You can claim office use of your home if you have one or more rooms or designated parts of a room that are used \"\"regularly and exclusively\"\" for business purposes. That is, if you turn the family room into an office, you can claim home office expenses. But if, like me, you sit on the couch to work but at other times you sit on the couch to watch TV, then the space is not used \"\"exclusively\"\" for business purposes. Also, the IRS is very suspicious of home office deductions. I've never tried to claim it. It's legal, just make sure you have all your ducks in a row if you claim it. Skip 2 for the moment. 3: Yes, you must pay taxes on your business income. If you have not created an LLC or a corporation, then your business income is added to your wage income to calculate your taxes. That is, if you made, say, $50,000 salary working for somebody else and $10,000 on your side business, then your total income is $60,000 and that's what you pay taxes on. The total amount you pay in income taxes will be the same regardless of whether 90% came from salary and 10% from the side business or the other way around. The rates are the same, it's just one total number. If the withholding on your regular paycheck is not enough to cover the total taxes that you will have to pay, then you are required by law to pay estimated taxes quarterly to make up the difference. If you don't, you will be required to pay penalties, so you don't want to skip on this. Basically you are supposed to be withholding from yourself and sending this in to the government. It's POSSIBLE that this won't be an issue. If you're used to getting a big refund, and the refund is more than what the tax on your side business will come to, then you might end up still getting a refund, just a smaller one. But you don't want to guess about this. Get the tax forms and figure out the numbers. I think -- and please don't rely on this, check on it -- that the law says that you don't pay a penalty if the total tax that was withheld from your paycheck plus the amount you paid in estimated payments is more than the tax you owed last year. So like lets say that this year -- just to make up some numbers -- your employer withheld $4,000 from your paychecks. At the end of the year you did your taxes and they came to $3,000, so you got a $1,000 refund. This year your employer again withholds $4,000 and you paid $0 in estimated payments. Your total tax on your salary plus your side business comes to $4,500. You owe $500, but you won't have to pay a penalty, because the $4,000 withheld is more than the $3,000 that you owed last year. But if next year you again don't make estimated payment, so you again have $4,000 withheld plus $0 estimated and then you owe $5,000 in taxes, you will have to pay a penalty, because your withholding was less than what you owed last year. To you had paid $500 in estimated payments, you'd be okay. You'd still owe $500, but you wouldn't owe a penalty, because your total payments were more than the previous year's liability. Clear as mud? Don't forget that you probably will also owe state income tax. If you have a local income tax, you'll owe that too. Scott-McP mentioned self-employment tax. You'll owe that, too. Note that self-employment tax is different from income tax. Self employment tax is just social security tax on self-employed people. You're probably used to seeing the 7-whatever-percent it is these days withheld from your paycheck. That's really only half your social security tax, the other half is not shown on your pay stub because it is not subtracted from your salary. If you're self-employed, you have to pay both halves, or about 15%. You file a form SE with your income taxes to declare it. 4: If you pay your quarterly estimated taxes, well the point of \"\"estimated\"\" taxes is that it's supposed to be close to the amount that you will actually owe next April 15. So if you get it at least close, then you shouldn't owe a lot of money in April. (I usually try to arrange my taxes so that I get a modest refund -- don't loan the government a lot of money, but don't owe anything April 15 either.) Once you take care of any business expenses and taxes, what you do with the rest of the money is up to you, right? Though if you're unsure of how to spend it, let me know and I'll send you the address of my kids' colleges and you can donate it to their tuition fund. I think this would be a very worthy and productive use of your money. :-) Back to #2. I just recently acquired a financial advisor. I can't say what a good process for finding one is. This guy is someone who goes to my church and who hijacked me after Bible study one day to make his sales pitch. But I did talk to him about his fees, and what he told me was this: If I have enough money in an investment account, then he gets a commission from the investment company for bringing the business to them, and that's the total compensation he gets from me. That commission comes out of the management fees they charge, and those management fees are in the same ballpark as the fees I was paying for private investment accounts, so basically he is not costing me anything. He's getting his money from the kickbacks. He said that if I had not had enough accumulated assets, he would have had to charge me an hourly fee. I didn't ask how much that was. Whew, hadn't meant to write such a long answer!\"",
"title": ""
}
] |
fiqa
|
08f0c47e1e05aeed860e2e9a32f89124
|
Should my husband's business pay my business?
|
[
{
"docid": "4c90a79aa4eaf29fbb8947a4296a3b5a",
"text": "It depends on the finances involved, but particularly if you're not billing anything right now and may have no revenue this year, it's probably a good idea to bill his company. This is in part because some deductions or other tax treatments are only allowed if you have revenue and/or income. The biggest example I can think of is the Solo 401k - you can only contribute up to your self employed income. If you're planning to contribute to one (and you should, they're amazingly powerful tools for saving for retirement and for reducing your tax burden), you will have to have some revenue in order to have something to pay yourself with. I don't believe you have to charge him, though, if it makes more tax sense not to (for example, if his business is operating at a loss and cannot benefit from expensing it, but you'd then have to pay taxes on your own income from it).",
"title": ""
},
{
"docid": "e2f7bbb19b33de9afdab4e616c14f606",
"text": "\"Is it worth it for me to \"\"charge\"\" him? I can think of two reasons why you might want to charge your husband:\"",
"title": ""
},
{
"docid": "c3267da06090af6e036fcf7b12ec78df",
"text": "\"I agree with some of the points of the other answers but why not avoid all the guesswork? I highly recommend you not charge him now. Wait until the end of the year when you have much more information about both of your companies and then you can run the numbers both ways and decide if it would benefit you (collectively). If either of your businesses runs on a cash basis and you decide to invoice, just make sure the check is deposited before Dec 31. Update: If you want to do this for 2016, at least your husband's business would have to be using an accrual basis (since it's too late to take the deduction on a cash basis). Simply run the numbers both ways and see if it helps you. If it doesn't help enough to warrant it for 2016 you could rerun the numbers near the end of 2017 to see if it helps then. Diclaimer: I think it's OK to do this type of manipulation for the scenario you described since you have done (or are doing) the work and you are charging a reasonable fee, but realize that you shouldn't manipulate the amount of the invoice, or fabricate invoices. For example, you shouldn't ever think about such things as: \"\"If I invoice $50K instead of $3K, will that help us?\"\"\"",
"title": ""
},
{
"docid": "67bbd14128eadd93b30815a6c969ca14",
"text": "Just from my own experience (I am not an accountant): In addition to counting as 'business income' (1040 line 12 [1]) your $3000 (or whatever) will be subject to ~15% self-employment tax, on Schedule SE. This carries to your 1040 line ~57, which is after all your 'adjustments to income', exemptions, and deductions - so, those don't reduce it. Half of the 15% is deductible on line ~27, if you have enough taxable income for it to matter; but, in any case, you will owe at least 1/2 of the 15%, on top of your regular income tax. Your husband could deduct this payment as a business expense on Schedule C; but, if (AIUI) he will have a loss already, he'll get no benefit from this in the current year. If you do count this as income to you, it will be FICA income; so, it will be credited to your Social Security account. Things outside my experience that might bear looking into: I suspect the IRS has criteria to determine whether spousal payments are legit, or just gaming the tax system. Even if your husband can't 'use' the loss this year, he may be able to apply it in the future, when/if he has net business income. [1] NB: Any tax form line numbers are as of the last I looked - they may be off by one or two.",
"title": ""
}
] |
[
{
"docid": "305299bd0445f70b928a386809b620c3",
"text": "\"(Yes, I know this is a seven year old question.) Does this only apply to debts that were taken on during marriage Yes or to all debts of both partners? No. The important thing to remember is that it's both debts and assets acquired during the marriage which are shared. This comes from the reality that men in the olden times were the ones in business, accumulating wealth, etc while the woman \"\"made the home\"\". The working assumption was that the woman who made the home was an equal partner with the man, since he benefited from a good home, and she benefited from his income. The fact that pre-marriage debts and assets were not community property also protected the woman, because she was able to then take back her dowry and use that to support herself. (N.B. - I live in a CP state.)\"",
"title": ""
},
{
"docid": "095938096f0729953b2f9a910c9744aa",
"text": "Hi, are you a business lawyer and do you happen to know the answer? I tried asking someone at a Small Business Center but I think he started getting annoyed at all my questions and starting becoming curt so I stopped asking even though I still wasn't clear on all the answers yet.",
"title": ""
},
{
"docid": "2f73770a2da33ab40245475e5bc5ee82",
"text": "\"You may want, or at least be thinking of, the annualized method described in Pub 505 http://www.irs.gov/publications/p505/ch02.html#en_US_2015_publink1000194669 (also downloadable in PDF) and referred to in Why are estimated taxes due \"\"early\"\" for the 2nd and 3rd quarters only? . This doesn't prorate your payments as such; instead you use your income and deductions etc for each of the 3,2,3,4-month \"\"quarters\"\" to compute a prorated tax for the partial year, and pay the excess over the amount already paid. If your income etc amounts are (nearly) the same each month, then this computation will result in payments that are 3,2,3,4/12ths of 90% of your whole-year tax, but not if your amounts vary over the year. If you do use this method (and benefit from it) you MUST file form 2210 schedule AI with your return next filing season to demonstrate that your quarterly computations, and payments, met the requirements. You need to keep good per-period (or per-month) records of all tax-relevant amounts, and don't even try to do this form by hand, it'll drive you nuts; use software or a professional preparer (who also uses software), but I'd expect someone in your situation probably needs to do one of those anyway. But partnership puts a wrinkle on this. As a partner, your taxable income and expense is not necessarily the cash you receive or pay; it is your allocated share of the partnership's income and expenses, whether or not they are distributed to you. A partnership to operate a business (like lawyers, as opposed to an investment partnership) probably distributes the allocated amounts, at least approximately, rather than holding them in the partnership; I expect this is your year-end draw (technically a draw can be any allowed amount, not necessarily the allocated amount). In other words, your husband does earn this money during the year, he just receives it at the end. If the year-end distribution (or allocation if different) is significant (say more than 5% of your total income) and the partnership is not tracking and reporting these amounts (promptly!) for the IRS quarters -- and I suspect that's what they were telling you \"\"affects other partners\"\" -- you won't have the data to correctly compute your \"\"quarterly\"\" taxes, and may thus subject yourself to penalty for not timely paying enough. If the amount is reasonably predictable you can probably get away with using a conservative (high-side) guess to compute your payments, and then divide the actual full-year amounts on your K-1 over 12 months for 2210-AI; this won't be exactly correct, but unless the partnership business is highly seasonal or volatile it will be close enough the IRS won't waste its time on you. PS- the \"\"quarters\"\" are much closer to 13,9,13,17 weeks. But it's months that matter.\"",
"title": ""
},
{
"docid": "515b690eacac5ea7e087bd7b424aa6b3",
"text": "I agree. Billing by the hour for a sole-proprietorship is the exception, not the norm. You either usually sell a product for a fixed price or provide a service via contract for a total sum. That and the term 'sole proprietorship' doesn't preclude you from having thousand of employees working for you.",
"title": ""
},
{
"docid": "8b8ffbf0d555542312da22ea78052786",
"text": "Yes. Basically, I see it as a huge giveaway to corporate interests when we have to do things like step in and pay for food for their workers (e.g. SNAP), enabling a business to keep their own wages low. It's basically a wealth transfer to shareholders. A full-time worker should be able to cover their nutritional needs from their salary.",
"title": ""
},
{
"docid": "97c49e6547ad8640d2b8e83b0f8209ea",
"text": "You should check several things: How your business can deduct your child care expenses is beyond me. If your mother-in-law starts a business as a neighborhood babysitter, she might get some deductions for her related expenses though.",
"title": ""
},
{
"docid": "d8901ebcbe588b9b70a36bb5f84f71a5",
"text": "\"You're a partnership. You should ask the money to be paid to the partnership. You'll have to fill partnership income tax return (form 1065) and each of you will get a K-1 schedule with your own personal portion of the income. For example, you're Adam, Ben and Clara. You work together on a project and are being paid. You get a check for $300 issued to \"\"Adam, Ben and Clara, DBA ABC Partnership\"\". You don't have to have a DBA, it just makes it easier to show you as a single entity. You then deposit the check to an account you set up for your partnership, and from that account you transfer $100 to each of you. Year end, you file form 1065, showing $300 income, and attach K-1 for each of the partners showing $100 income. That $100 income will flow to your individual tax returns. The overhead here is setting up a partnership account, potentially making a DBA, and filing the extra tax return. That's the proper way to do it, especially if it is something you're going to do regularly. For a one-time thing, one of you can get paid, report it as income on his/her Schedule C, and issue 1099 to the rest of you for your parts, and deduct the amount as his/her expense. Here, the overhead is Schedule C for each of you (instead of Schedule E if handling it as a partnership), extra 1099 forms (instead of 1065 and K-1s), and a risk of one partner defrauding the others (depends on how much you trust each other). With proper documentation, each of these is equally legal, and tax-wise the costs are the same (i.e.: either way you pay the same taxes). With partnership the overhead is a bit more expensive (DBA+1065 extra cost), but in the long term it will make your life easier if you do this kind of thing regularly. You may want to consider setting up your partnership as a LLC/LLP (depending on what your State allows), but that would require State paperwork and potentially more fees.\"",
"title": ""
},
{
"docid": "f8d408901fe75bd3e42e9c0290848c5a",
"text": "Assuming the funds are being transferred for his treatment, Yes it should be added to your income and taxed at the bracket you fall into. This is same as a person walking into your clinic and paying you cash/cheque/credit card to get treated.",
"title": ""
},
{
"docid": "d55b27429ba53a663bc7257aa958fc75",
"text": "\"I am going to keep things very simple and explain the common-sense reason why the accountant is right: Also, my sister in law owns a small restaurant, where they claim their accountant informed them of the same thing, where a portion of their business purchases had to be counted as taxable personal income. In this case, they said their actual income for the year (through their paychecks) was around 40-50K, but because of this detail, their taxable income came out to be around 180K, causing them to owe a huge amount of tax (30K ish). Consider them and a similarly situated couple that didn't make these purchases. Your sister in law is better off in that she has the benefit of these purchases (increasing the value of her business and her expected future income), but she's worse off because she got less pay. Presumably, she thought this was a fair trade, otherwise she wouldn't have made those purchases. So why should she pay any less in taxes? There's no reason making fair trades should reduce anyone's tax burden. Now, as the items she purchased lose value, that will be a business loss called \"\"depreciation\"\". That will be deductible. But the purchases themselves are not, and the income that generated the money to make those purchases is taxable. Generally speaking, business gains are taxable, regardless of what you do with the money (whether you pay yourself, invest it, leave it in the business, or whatever). Generally speaking, only business losses or expenses are deductible. A purchase is an even exchange of income for valuable property -- even exchanges are not deductions because the gain of the thing purchased already fairly compensates you for the cost. You don't specify the exact tax status of the business, but there are really only two types of possibilities. It can be separately taxed as a corporation or it can be treated essentially as if it didn't exist. In the former case, corporate income tax would be due on the revenue that was used to pay for the purchases. There would be no personal income tax due. But it's very unlikely this situation applies as it means all profits taken out of the business are taxed twice and so small businesses are rarely organized this way. In the latter case, which is almost certainly the one that applies, business income is treated as self-employment income. In this case, the income that paid for the purchases is taxable, self-employment income. Since a purchase is not a deductible expense, there is no deduction to offset this income. So, again, the key points are: How much she paid herself doesn't matter. Business income is taxable regardless of what you do with it. When a business pays an expense, it has a loss that is deductible against profits. But when a business makes a purchase, it has neither a gain nor a loss. If a restaurant buys a new stove, it trades some money for a stove, presumably a fair trade. It has had no profit and no loss, so this transaction has no immediate effect on the taxes. (There are some exceptions, but presumably the accountant determined that those don't apply.) When the property of a business loses value, that is usually a deductible loss. So over time, a newly-purchased stove will lose value. That is a loss that is deductible. The important thing to understand is that as far as the IRS is concerned, whether you pay yourself the money or not doesn't matter, business income is taxable and only business losses or expenses are deductible. Investments or purchases of capital assets are neither losses nor expenses. There are ways you can opt to have the business taxed separately so only what you pay yourself shows up on your personal taxes. But unless the business is losing money or needs to hold large profits against future expenses, this is generally a worse deal because money you take out of the business is taxed twice -- once as business income and again as personal income. Update: Does the business eventually, over the course of the depreciation schedule, end up getting all of the original $2,000 tax burden back? Possibly. Ultimately, the entire cost of the item is deductible. That won't necessarily translate into getting the taxes back. But that's really not the right way to think about it. The tax burden was on the income earned. Upon immediate replacement, hypothetically with the exact same model, same cost, same 'value', isn't it correct that the \"\"value\"\" of the business only went up by the amount the original item had depreciated? Yes. If you dispose of or sell a capital asset, you will have a gain or loss based on the difference between your remaining basis in the asset and whatever you got for the asset. Wouldn't the tax burden then only be $400? Approximately, yes. The disposal of the original asset would cause a loss of the difference between your remaining basis in the asset and what you got for it (which might be zero). The new asset would then begin depreciating. You are making things a bit more difficult to understand though by focusing on the amount of taxes due rather than the amount of taxable gain or loss you have. They don't always correlate directly (because tax rates can vary).\"",
"title": ""
},
{
"docid": "16cd7199c139d9f9e3025c20c4cacd73",
"text": "You can ask the client to pay you through the LLC. In that case you should invoice them from the LLC and have them pay the invoice. If they pay you personally, you can always make a capital contribution to the LLC and use that money to buy equipment. The tax implications for a single person LLC providing professional services are the same for you either way: income is income whether it's from your LLC or an employer. It's different for the employer if they are giving you a W2 vs a 1099. So it doesn't matter much for you. If the LLC is buying equipment, make sure you get enough revenue through the LLC to at least offset those expenses.",
"title": ""
},
{
"docid": "b785bcf974c97d43b0f71c871e9a9f2a",
"text": "No, even businesses pay taxes quarterly. So if you formed Nathan, LLC, or otherwise became self employed, you'd still have to file quarterly estimates and make tax payments. This would cause taxes to be a much more high touch part of your life. However, you should ensure that you're claiming the proper exemptions etc to avoid excessive withholding.",
"title": ""
},
{
"docid": "50d712e4318ff47ff4c92c5ddf4fa22d",
"text": "I'm not certain I understand what you're trying to do, but it sounds like you're trying to create a business expense for paying off your personal debt. If so - you cannot do that. It will constitute a tax fraud, and if you have additional partners in the LLC other than you and your spouse - it may also become an embezzlement issue. Re your edits: Or for example, can you create a tuition assistance program within your company and pay yourself out of that for the purposes of student loan money. Explicitly forbidden. Tuition assistance program cannot pay more than 5% of its benefits to owners. See IRS pub 15-B. You would think that if there was a way to just incorporate and make your debts pre-tax - everyone would be doing it, wouldn't you?",
"title": ""
},
{
"docid": "6f4c9b8ab65f563b1d82e2d953c91b2e",
"text": "\"I started a business a few years ago. At one point it wasn't going so well and my father \"\"loaned\"\" me an amount not too dissimilar to what you've done. From a personal perspective, the moment I took that loan there was a strain the relationship. Especially when I was sometimes late on the interest payments... Unfortunately thoughts like \"\"he doesn't need this right now, but if I don't pay the car loan then that is taken away\"\" came up a few times and paying the interest fell to the bottom of the monthly bill payment stack. At some point my wife and I finally took a hard look at my finances and goals. We got rid of things that simply weren't necessary (car payment, cable tv, etc) and focused on the things we needed to. Doing the same with the business helped out as well, as it helped focus me to to turn things around. Things are now going great. That said, two of my siblings ran into their own financial trouble that our parents helped them on. When this happened my father called us together and basically forgave everyone's debt by an equal amount which covered everything plus wrote a check to the one that was doing fine. This \"\"cleared the air\"\" with regards to future inheritance, questions about how much one sibling was being helped vs another, etc. Honestly, it made family gatherings more enjoyable as all that underlying tension was now gone. I've since helped one of my children. Although I went about it an entirely different way. Rather than loan them money, I gave it to them. We also had a few discussions on how I think they ought to manage their finances and a set of goals to work towards which we co-developed. Bearing in mind that they are an individual and sometimes you can lead a horse... Given the current state of things I consider it money well \"\"spent\"\".\"",
"title": ""
},
{
"docid": "382a84ba2de816aeea68f21ab665c9b2",
"text": "Yes, absolutely she can. I come across small businesses from sole props to corps and llc who have their spouses employed. One thing to note is that the business won't need Workers Comp insurance if you're the only employee, if you hire anyone else you will need it.",
"title": ""
},
{
"docid": "9d528af1915fd76bb48ff938a339e435",
"text": "Let's look at the two options. It sounds like, at this time, the company has enough cash to pay you a salary or pay your loan off, but not both at the same time. Ideally, in the future, there will be enough cash flow to be able to do both at the same time. If you start your salary now, when the cash flow increases to the point where the company can pay off your loan, you will continue to receive your salary while the loan is being repaid. So it is probably most advantageous to you to start the salary now and wait with the loan payments. (If you think that the company is not going to make it and there is a danger of not ever getting the loan repaid, this could change; however, you are probably optimistic about the company, or you wouldn't have made the loan and agreed to work for free in the first place.) With the other option, the company gets out of debt quicker and cheaper. I can totally understand your brother wanting to eliminate this debt ASAP. It looks like you and your brother had different expectations about what was going to happen. That's why it is so critical to put these kinds of agreements in writing. If you had had a payment schedule in your written loan agreement, this wouldn't be an issue. Of course, the issue of how long you would continue to work for free would still be there, but this could also have been decided ahead of time. As is, you have two different things going on that were left up in the air with no formal agreement. As to what is fair, that is something only you and he can work out. Perhaps you can propose a payment schedule for your loan that the company can afford now while paying your salary; that way, you will start getting paid for working, and the company will start moving toward eliminating the debt. I hope that you will be able to agree to a solution without ruining the relationship you have with your brother. Besides the fact that family relationships are important, a rift between the two of you would certainly be disastrous for the company and, as a result, your and his finances.",
"title": ""
}
] |
fiqa
|
378a8e331d023d1bb6d038ddbe2d1f81
|
Why can't online transactions be completed outside of business hours?
|
[
{
"docid": "6456413b7ec143609b45ca93f8c59625",
"text": "Generally, unless you're doing a wire transfer, bank transactions are processed in batches overnight. So the credit card company won't be able to confirm your transfer until the next business day (it may take even longer for them to actually receive the money).",
"title": ""
}
] |
[
{
"docid": "ffd92d990a6b96092871ac822eef4a57",
"text": "\"This is not a normal occurrence, and you have every right to be annoyed, but the technical way it usually happens goes like this: What can happen is when the merchant incorrectly completes the transaction without referencing the pre-authorization transaction. The bank effectively doesn't \"\"know\"\" this is the same transaction, so they process it the same way they process any other purchase, and it has no effect on the pre-authorization and related held/pending transaction. As far as the bank knows, you purchased a second set of blinds in the store for $200 and are still waiting on the first order to come in, they have no idea the store screwed up. The reason this is possible is the purpose of the pre-auth in the first place is that it is a contractual agreement between the bank (credit card) and the merchant that the funds are available, will be available except under rare special circumstances, and thus they can go ahead and process the order. This lets the merchant be secure in the knowledge that they can collect their payment, but you aren't paying interest or monthly payments on something you haven't even gotten yet! This system works reasonably well for everyone - right up until someone screws up and fails to properly release a hold, makes a second transaction instead of properly referencing the first one, or the bank screws up their system and fails to correctly match referenced pre-authorization codes to purchases. The problem is that this should not be a normal occurrence, and the people you are speaking with to try to sort out the issue often do not have the authority or knowledge necessary to properly fix the issue, or its such a hassle for them that they hope you just go away and time fixes the issue on its own. The only sure-fire solution to this is: make sure you have so much extra credit line that this doesn't effect you and you can safely let it time out on its own, or stop doing business with this combination of merchant/payment that creates the problem. Back when my credit limits were being pushed, I would never pay at gas pumps because their hold polices were so weird and unpredictable, and I would only pre-pay inside or with cash to avoid the holds.\"",
"title": ""
},
{
"docid": "7978ca109e7616f8fa48ed25d4df2cb9",
"text": "Interesting. The real surprise here is preference. It seems not only do people but in person, they actually seem to mostly prefer it that way. Most spending being offline isn't too surprising, especially if you count corporate purchasing. The average consumer spend most of their money on things like gas and food, two products not normally available online. Also, big purchases like cats and houses aren't online either. But companies also often don't ship online. Think about a building contractor. He goes to the contractor store in the morning before going to the job site. Or about the heavy manufacturer. A lot of steel manufacturers require the customer to speak to a sales rep or even to meet in person, depending on the size of the deal.",
"title": ""
},
{
"docid": "e71f228afd0edf155e68003fb0ba718a",
"text": "One thing I didn't see mentioned - my major bills are all electronic transfer, i.e. there is no check mailed. A bill due in 2 days can be set up now, and still paid the day after tomorrow. Try that with a check. There are smaller companies that are not done that way and a check mailed, but you state the due date not the mailing date. So the bank still has the obligation to get it there. This is how my particular bank works.",
"title": ""
},
{
"docid": "0d57a595cc31caf9543fc27603a5a3c4",
"text": "Any institution that issues checks and is connected to the ACH system can be the passive side. Any institution that clears checks and is connected to the ACH system can be the originating side. Not any institution that can be - in fact is. Your credit union doesn't provide this service because they don't want to. It costs them money to implement and support it, but they don't see the required benefit to justify it. They can. My credit union does that.",
"title": ""
},
{
"docid": "5957d17f3237d596fda562a4340cfe5c",
"text": "I don't know how fast are wire transfers between bank accounts in the US, but here in Europe we can have them in under an hour usually for an extra fee (during bank working hours) - so you could take a laptop with Internet connection to the transaction, make a wire transfer and wait that hour drinking coffee for the transfer to arrive before handing the keys and papers and the buyer driving away.",
"title": ""
},
{
"docid": "a33b7e79c798f5df57f893117b965db2",
"text": "Thanks it is problem for class and I don't want to give the problem I just want to understand how to actually do it and the book hasn't been much help. Only additional information I can provide is In Inventory – 15 days Accounts Receivable outstanding – 35 days Vendor credit – 40 days Operating Cycle – 50 days",
"title": ""
},
{
"docid": "7fefe5d57ca155e34ee38078fa8baeb9",
"text": "\"Yes, so much for audit. We are audited yearly by one of big-4 and me being in IT Management was asked by the Auditors prove that \"\"the system will not allow to enter an order for a customer that does not exist.\"\" ?!?!?! As for finance, I was once asked to setup credit card processing of a new type of orders. Done and tested! I then asked them to tell me when they start accepting the new orders, because I need to setup a job to send the charges to the bank. They did not inform me and accepted orders for $100,000s. Suddenly, after a year they discovered that we do not get paid by the bank. You would think that one of the basic jobs of accounting it to make sure Total Sales = Total Payments. We had write off $100,000s because I can only charge customers for orders in the last 30 days, before their credit card authorizations expires.\"",
"title": ""
},
{
"docid": "661a82ae2d2703de1f52515e29710b2d",
"text": "Stop orders and stop limit orders typically do not execute during extended hours after the general market session has closed. Stop orders are market orders and market orders especially are not executed during extended hours. Although there are exceptions because a broker can say one thing and do another thing with the way order types are presented to customers vs what their programming actually does. The regulatory burden is a slap on the wrist, so you need to ask the broker what their practices are. Orders created during normal market hours do not execute in extended sessions, different orders would have to be made during the extended session. Your stop order should execute if the normal market hour price stays below your stop price. So a stop limit would actually be worse here, because a stop limit will create a limit order which may never get hit (since it is above the best bid best ask)",
"title": ""
},
{
"docid": "1a6966cd2d8bb981a70c85519d33c330",
"text": "As far as I'm aware, PINs are only used for in-person transactions, not 'remote' (over the Internet or phone).",
"title": ""
},
{
"docid": "dbb4222a10017eda7d851caf3cb7233a",
"text": "\"Even worse: many more times, companies will go through an $8 million project to fix an \"\"issue\"\" that costs $20. Just 2 examples from my company: 1. A big project to automate the entry of 2 invoices per month from a supplier. Is would take an employee less than 10 minutes a month to enter those 2 invoices manually into the system. 2. A big project to provide a website for employees to buy the company's products (\"\"employee sales\"\"). I showed that on average, less than 1 order is placed per day, except December when the company has extra discounts, and then there are 3 sales a day. My solution: offer a coupon for employees to buy the same products on the existing B2C site. P/S: Yes, I did the 1st project. Why would I complain and point out the obvious? Those silly projects are more than a job security for me. I would probably even get a prize for \"\"job well done!\"\".\"",
"title": ""
},
{
"docid": "ecdf75f3e474ce610832c2e2ebc496d4",
"text": "I have always assumed that there is a regulation that either prohibits, or makes noncompetitive, internet bank business accounts. All of the 1%+ savings accounts offered at the banks listed are internet only. If you broaden the search to include other internet only banks like Capital One 360, American Express Savings, Goldman Sachs Savings, Discover Savings, you'll find they all also only offer accounts to individuals (some may allow a trust to own the account) not businesses.",
"title": ""
},
{
"docid": "6a620ff4f8a59262eff925e15f8fb94b",
"text": "\"You'd have to check the rules for your broker to make sure that the term is being used in its usual sense, but the typical answer to your question is \"\"no.\"\" A GTC will execute during market hours. You would need to explicitly specify extended hours if you want to execute outside of market hours (which your broker may or may not support).\"",
"title": ""
},
{
"docid": "e7c109089f649f7783cff28efe4472e4",
"text": "Some businesses verify the shipping address with the credit card company, and refuse to ship to an alternate address without additional, offline verification. Of course, this is only useful for physical goods.",
"title": ""
},
{
"docid": "6f1198a7edd481bd8811ecf23bee391f",
"text": "If I designed a system that handled multimillion dollar orders, I'd have the foresight to include a timestamp / order #, so resubmissions didn't generate duplicate charges. But that's probably just me and my small town ways.",
"title": ""
},
{
"docid": "8be8ac7ecbba0a10b649f7028804137c",
"text": "I've had a card cloned 15 years ago and used to buy over 5k of goods in another country. So the inconvenience of having a card closed and re-issued is quite annoying even though the charges were reversed and I was made whole. But these days most CC fraud isn't from a card scanned by a waiter and cloned then used elsewhere. Mostly it is poorly secured databases or point of sale terminal malware. The latter is getting curtailed by chipped cards and the largest source of fraud is now online transactions (so called card not present) where the merchant has your CC number. If their system is breached the bad guys have a wealth of card numbers they sell in an E-bay like site on the dark web. This is where the Citi virtual CC comes in handy. Here's how it works to protect the bank and the hassles you go through when a card as to be re-issued. Citi's virtual CCs let you generate an actual credit card, complete with security code and expiration date. What is unique is that once the virtual CC is used it can only be used subsequently by that same merchant and is declined by any other. You can also set a total limit on what the merchant can charge as well as an expiration date. I use them for all my online accounts because they are, for all practical purposes, immune to the malware that steals CC info. Even if somehow the virtual CC is used before the merchant makes the initial charge that locks in the CC to their account the charge can be reversed without closing your actual card which has a different number. You can manage multiple Citi virtual CCs and view charge status, close, or adjust limits over time so managing them is quite easy with no risk to your primary account.",
"title": ""
}
] |
fiqa
|
093c51bef3c5594bb77a92d43c4ae6c9
|
Full-time work + running small side business: Best business structure for taxes?
|
[
{
"docid": "b56407de7aa2faa059ec71a962d86140",
"text": "You should look into an LLC. Its a fairly simple process, and the income simply flows through to your individual return. It will allow you to deduct supplies and other expenses from that income. It should also protect you if someone sues you for doing shoddy work (even if the work was fine), although you would need to consult a lawyer to be sure. For last year, it sounds like your taxes were done wrong. There are very, very few ways that you can end up adding more income and earning less after taxes. I'm tempted to say none, but our tax laws are so complex that I'm sure you can do it somehow.",
"title": ""
},
{
"docid": "094dc968198d3380a7c3aa6a75e77ac5",
"text": "\"A tax return is a document you sign and file with the government to self-report your tax obligations. A tax refund is the payment you receive from the government if your payments into the tax system exceeded your obligations. As others have mentioned, if an extra $2K in income generated $5K in taxes, chances are your return was prepared incorrectly. The selection of an appropriate entity type for your business depends a lot on what you expect to see over the next several years in terms of income and expenses, and the extent to which you want or need to pay for fringe benefits or make pretax retirement contributions from your business income. There are four basic flavors of entity which are available to you: Sole proprietorship. This is the simplest option in terms of tax reporting and paperwork required for ongoing operations. Your net (gross minus expenses) income is added to your wage income and you'll pay tax on the total. If your wage income is less than approximately $100K, you'll also owe self-employment tax of approximately 15% in addition to income tax on your business income. If your business runs at a loss, you can deduct the loss from your other income in calculating your taxable income, though you won't be able to run at a loss indefinitely. You are liable for all of the debts and obligations of the business to the extent of all of your personal assets. Partnership. You will need at least two participants (humans or entities) to form a partnership. Individual items of income and expense are identified on a partnership tax return, and each partner's proportionate share is then reported on the individual partners' tax returns. General partners (who actively participate in the business) also must pay self-employment tax on their earnings below approximately $100K. Each general partner is responsible for all of the debts and obligations of the business to the extent of their personal assets. A general partnership can be created informally or with an oral agreement although that's not a good idea. Corporation. Business entities can be taxed as \"\"S\"\" or \"\"C\"\" corporations. Either way, the corporation is created by filing articles of incorporation with a state government (doesn't have to be the state where you live) and corporations are typically required to file yearly entity statements with the state where they were formed as well as all states where they do business. Shareholders are only liable for the debts and obligations of the corporation to the extent of their investment in the corporation. An \"\"S\"\" corporation files an information-only return similar to a partnership which reports items of income and expense, but those items are actually taken into account on the individual tax returns of the shareholders. If an \"\"S\"\" corporation runs at a loss, the losses are deductible against the shareholders' other income. A \"\"C\"\" corporation files a tax return more similar to an individual's. A C corporation calculates and pays its own tax at the corporate level. Payments from the C corporation to individuals are typically taxable as wages (from a tax point of view, it's the same as having a second job) or as dividends, depending on how and why the payments are made. (If they're in exchange for effort and work, they're probably wages - if they're payments of business profits to the business owners, they're probably dividends.) If a C corporation runs at a loss, the loss is not deductible against the shareholders' other income. Fringe benefits such as health insurance for business owners are not deductible as business expenses on the business returns for S corps, partnerships, or sole proprietorships. C corporations can deduct expenses for providing fringe benefits. LLCs don't have a predefined tax treatment - the members or managers of the LLC choose, when the LLC is formed, if they would like to be taxed as a partnership, an S corporation, or as a C corporation. If an LLC is owned by a single person, it can be considered a \"\"disregarded entity\"\" and treated for tax purposes as a sole proprietorship. This option is not available if the LLC has multiple owners. The asset protection provided by the use of an entity depends quite a bit on the source of the claim. If a creditor/plaintiff has a claim based on a contract signed on behalf of the entity, then they likely will not be able to \"\"pierce the veil\"\" and collect the entity's debts from the individual owners. On the other hand, if a creditor/plaintiff has a claim based on negligence or another tort-like action (such as sexual harassment), then it's very likely that the individual(s) involved will also be sued as individuals, which takes away a lot of the effectiveness of the purported asset protection. The entity-based asset protection is also often unavailable even for contract claims because sophisticated creditors (like banks and landlords) will often insist the the business owners sign a personal guarantee putting their own assets at risk in the event that the business fails to honor its obligations. There's no particular type of entity which will allow you to entirely avoid tax. Most tax planning revolves around characterizing income and expense items in the most favorable ways possible, or around controlling the timing of the appearance of those items on the tax return.\"",
"title": ""
},
{
"docid": "666e66f3e96edf4d68d164114e727b66",
"text": "I have a very similar situation doing side IT projects. I set up an LLC for the business, created a separate bank account, and track things separately. I then pay myself from the LLC bank account based on my hours for the consulting job. (I keep a percentage in the LLC account to pay for expenses.) I used to do my taxes myself, but when I created this arrangement, I started having an accountant do them. An LLC will not affect your tax status, but it will protect you from liability and make things more accountable come tax time.",
"title": ""
}
] |
[
{
"docid": "b785bcf974c97d43b0f71c871e9a9f2a",
"text": "No, even businesses pay taxes quarterly. So if you formed Nathan, LLC, or otherwise became self employed, you'd still have to file quarterly estimates and make tax payments. This would cause taxes to be a much more high touch part of your life. However, you should ensure that you're claiming the proper exemptions etc to avoid excessive withholding.",
"title": ""
},
{
"docid": "4bb25289d82cc6137c37ac317104b946",
"text": "\"Agreed on all points. You're still not saving a TON of money, given that you have to have a reasonable balance of salary/distributions, but an S-corp is the way to go if you're making substantial profit in order to save tax money. I'll reiterate (my wife is a CPA and she guides me on my business) - you can't legally save \"\"untaxed earnings\"\" for next year.\"",
"title": ""
},
{
"docid": "113ceb5d9dd121482e9d9a44002a48f2",
"text": "Can I work on 1099 from my own company instead of on W2? The reason is on W2 I can't deduct my commute, Health Insurance and some other expenses while on 1099 I think I can able do that. Since I am going to client place to work not at my own office, I am not sure whether I should able to do that or not. If you have LLC, unless you elected to tax it as a corporation, you need neither 1099 nor W2. For tax purposes the LLC is disregarded. So it is, from tax perspective, a sole proprietorship (or partnership, if multiple members). Being a W2 employee of your own LLC is a bad idea. For all these above expenses, which can I use company's debit/credit card or I need to use only my personal debit/credit card? It would be better to always use a business account for business purposes. Doesn't matter much for tax per se, but will make your life easier in case of an audit or a legal dispute (limited liability protection may depend on it). If I work on 1099, I guess I need to file some reasonable taxes on quarterly basis instead of filing at year end. If so, how do I pay my tax on quarterly basis to IRS? I mean which forms should I file and how to pay tax? Unless you're a W2 employee, you need to do quarterly estimate payments using form 1040-ES. If you are a W2 employee (even for a different job, and even if it is not you, but your spouse with whom you're filing jointly) - you can adjust your/spouse's withholding using form W4 to cover the additional tax liability. This is, IMHO, a better way than paying estimates. There are numerous questions on this, search the site or ask another one for details.",
"title": ""
},
{
"docid": "6bd9d272d2c1f443beb8f7f2851e50c7",
"text": "\"(Selling apps is AFAIK business, not freelancing - unless the type of app you produce is considered a freelancing subject. The tax office will give you a questionnaire and then decide). As Einzelunternehmer, you can receive the payments for the apps to the same account where your wages go. However, there are lots of online accounts that do not cost fees, so consider to receive them on a separate account so you have the business and private kind of separate (for small Einzelunternehmer, there is no legal separation between business and private money - you have full liability with your private money for the business). The local chamber of commerce can tell you everything about setting up such a business, ask them (you'll probably have to become a member there anyways). They have information as well on VAT (Umsatzsteuer, USt) which you need to declare unless you get an exemption (probably possible), and about Gewerbesteuer (the income tax of the business) etc. For the tax, you have \"\"subforms\"\" for the income tax e.g. for wages and for business income, so you just submit both with the main form. You'll get an appropriate tax number when registering the business. Social security/insurance: as long as the app selling is only a side business, the social insurance payments for your main job completely cover the side job as well. You need to make sure that your employment contract is compatible with the app business, though. A quick search indicates that there is a tax treaty between Germany and the Ukraine, Wikipedia says there are no contracts about social insurance in effect (yet).\"",
"title": ""
},
{
"docid": "7f75872c71535e7c7f0a90f3b86887dc",
"text": "For this type of business a sole tradership would seem appropriate. You might then want to register as a limited company at a later date if you were growing significantly, taking on premises, seeking debt etc, as that would then shield you from liability.",
"title": ""
},
{
"docid": "ec10c380a56fa00b64882857f79bcd17",
"text": "They are already indirectly paying these expenses. They should be built into your rates. The amount per job or per hour needs to cover what would have been your salary, plus the what would have been sick, vacation, holidays, health insurance, life insurance, disability, education, overhead for office expenses, cost of accountants...and all taxes. In many companies the general rule of thumb is that they need to charge a customer 2x the employees salary to cover all this plus make a profit. If this is a side job some of these benefits will come from your main job. Some self employed get some of these benefits from their spouse. The company has said we give you money for the work you perform, but you need to cover everything else including paying all taxes. Depending on where you live you might have to send money in more often then once a year. They are also telling you that they will be reporting the money they give you to the government so they can claim it as a business expense. So you better make sure you report it as income.",
"title": ""
},
{
"docid": "d382dad448f0554e3dda16e8fb3a7f7d",
"text": "First of all, consult an accountant who is familiar with tax laws and online businesses. While most accountants know tax laws, fewer know how to handle online income like you describe although the number is growing. Right now, since you're a minor, this complicates things a bit. That's why you'll need a tax accountant to come up with the best business structure to use. You'll need to keep your own records to estimate your quarterly taxes. At the amount you're making, you'll want to do this since you'll pay a substantial penalty at the end of the year if you don't. You can use a small business accounting software package for this or just track everything using Excel or the like. As long as taxes are paid, you won't go to jail. But you need to pay them along with any penalties by April 15, 2013. If you don't do this, then the IRS will want to have a 'discussion' with you.",
"title": ""
},
{
"docid": "acd13ed628496354fa8b601a28ac4b2d",
"text": "As a new (very!) small business, the IRS has lots of advice and information for you. Start at https://www.irs.gov/businesses/small-businesses-self-employed and be sure you have several pots of coffee or other appropriate aid against somnolence. By default a single-member LLC is 'disregarded' for tax purposes (at least for Federal, and generally states follow Federal although I don't know Mass. specifically), although it does have other effects. If you go this route you simply include the business income and expenses on Schedule C as part of your individual return on 1040, and the net SE income is included along with your other income (if any) in computing your tax. TurboTax or similar software should handle this for you, although you may need a premium version that costs a little more. You can 'elect' to have the LLC taxed as a corporation by filing form 8832, see https://www.irs.gov/businesses/small-businesses-self-employed/limited-liability-company-llc . In principle you are supposed to do this when the entity is 'formed', but in practice AIUI if you do it by the end of the year they won't care at all, and if you do it after the end of the year but before or with your first affected return you qualify for automatic 'relief'. However, deciding how to divide the business income/profits into 'reasonable pay' to yourself versus 'dividends' is more complicated, and filling out corporation tax returns in addition to your individual return (which is still required) is more work, in addition to the work and cost of filing and reporting the LLC itself to your state of choice. Unless/until you make something like $50k-100k a year this probably isn't worth it. 1099 Reporting. Stripe qualifies as a 'payment network' and under a recent law payment networks must annually report to IRS (and copy to you) on form 1099-K if your account exceeds certain thresholds; see https://support.stripe.com/questions/will-i-receive-a-1099-k-and-what-do-i-do-with-it . Note you are still legally required to report and pay tax on your SE income even if you aren't covered by 1099-K (or other) reporting. Self-employment tax. As a self-employed person (if the LLC is disregarded) you have to pay 'SE' tax that is effectively equivalent to the 'FICA' taxes that would be paid by your employer and you as an employee combined. This is 12.4% for Social Security unless/until your total earned income exceeds a cap (for 2017 $127,200, adjusted yearly for inflation), and 2.9% for Medicare with no limit (plus 'Additional Medicare' tax if you exceed a higher threshold and it isn't 'repealed and replaced'). If the LLC elects corporation status it has to pay you reasonable wages for your services, and withhold+pay FICA on those wages like any other employer. Estimated payments. You are required to pay most of your individual income tax, and SE tax if applicable, during the year (generally 90% of your tax or your tax minus $1,000 whichever is less). Most wage-earners don't notice this because it happens automatically through payroll withholding, but as self-employed you are responsible for making sufficient and timely estimated payments, and will owe a penalty if you don't. However, since this is your first year you may have a 'safe harbor'; if you also have income from an employer (reported on W-2, with withholding) and that withholding is sufficent to pay last year's tax, then you are exempt from the 'underpayment' penalty for this year. If you elect corporation status then the corporation (which is really just you) must always make timely payments of withheld amounts, according to one of several different schedules that may apply depending on the amounts; I believe it also must make estimated payments for its own liability, if any, but I'm not familiar with that part.",
"title": ""
},
{
"docid": "90bf0c014b7268f7f6404fa099240da9",
"text": "This may not exactly answer your question but, as a small business owner, I would highly recommend having a professional handle your taxes. It is worth the money to have it done correctly rather than doing something wrong and getting audited or worse having penalties assessed and owing more than you thought would be possible. I would recommend this especially if this is how you make your primary income, you can always write it off as a business expense.",
"title": ""
},
{
"docid": "26934933debfc980c3627ccfc5be78e7",
"text": "\"Worksheets/ Documentation: (From my experience filing my business deductions through several tax preparers.) Keep all your calculations, but only submit the calculations and worksheets requested by the tax form. Most travel deductions are just a category total. If the IRS wants more info, it will ask for it. Information from the book Home Business Tax Deductions (from Nolo) (2012): Traveling with kids: In chapter 9 (\"\"Leaving Town: Business Travel\"\"), in the section \"\"Taking People With You\"\", it specifically discusses your situation. Paraphrasing, it says that you can deduct the amount any eligible expenses would have cost you if you were traveling without your kids. So, you can deduct the cost the smaller hotel room that you and your wife would have normally rented if you were alone. How your side trips affect your business deductions: According to the book, since you spent 50% or more of your time on business activities while traveling in the U.S.: Deducting meals shared with your kids: You can deduct meals as either entertainment or travel expenses. I would recommend you buy one of Nolo's books on deductions, as it goes into much more detail than I do here.\"",
"title": ""
},
{
"docid": "f0e35b50511df8a0a78fcdf833adddd5",
"text": "Compliance issues vary from country to country and, in the US, state to state as well. There'll be a number of levels, though: Bear in mind that it is not that these taxes and responsibilities don't apply to sole traders or unregistered businesses, it's just that being registered signals your existence and introduces the bureaucracy to you all at once. Update: Your accountant should manage your company and consumer tax calculations and submissions on your behalf (and a good one will complete all the paperwork on time plus let you know well in advance what your liability is, as well as offer advice on reducing and restructuring these liabilities). You're probably on your own for local taxes unless your accountant deals with these and is local to even know what they are.",
"title": ""
},
{
"docid": "986c9acc7c40e3a524b8ef9cff81fbe9",
"text": "I just scanned in a single sheet summary of my last two years tax returns. It is something our CPA does for us. How would I post it? Don't worry, I marked out all the personal information. What is says is I paid over $50K in taxes in 2015. Last year we had one of our biggest contracts put on hold, so I only paid $20K. I won't have this years figures, because we don't submit them to our CPA until the end of the year. However, this year, we just bought out two other owners at $1.2M, which makes me a 33% owner. The contract is getting restarted (knock on wood), which all together means my personal tax liability is going to be well over $100K. My company is a commercial company, but we work with the government, and matter of fact some of the stuff we produce was designed and developed by the government (as is many of today's modern inventions - I think you would be surprised). So lets tackle it one at a time. Pick one of those things that commercial does better than government. P.s. Higher taxes doesn't mean higher for you, a lot of times it means higher for guys like me or way better than me (which I am perfectly fine with, and matter of fact would support). People who use infastructure more - like large corporations - should pay more for it...",
"title": ""
},
{
"docid": "6cf3d98f83f8d22c5222e2e9560689cd",
"text": "To be confident in your solution, and get the best solution for you, consult a local accountant, preferably one who is specialized in taxes for businesses. Or muddle through the code and figure it out for yourself. The primary advantage in consulting with an accountant is that you can ask them to point out ways you can restructure your expenses, debts and income in order to minimize your tax burden. They can help you run the numbers for the various options and choose the one that is right, numerically.",
"title": ""
},
{
"docid": "8de0bd6e321f81879376c5cc24885ddb",
"text": "So there are a lot of people that get into trouble in your type of self employment situation. This is what I do, and I use google drive so there are no cost for tools. However, having an accounting system is better. Getting in trouble with the IRS really sucks bad.",
"title": ""
},
{
"docid": "2b5c0f3ab5a837e85d550225adbb03c7",
"text": "I would say you can file your taxes on your own, but you will probably want the advice of an accountant if you need any supplies or tools for the side business that might be tax deductible. IIRC you don't have to tell your current employer for tax reasons (just check that your contract doesn't state you can't have a side job or business), but I believe you'll have to tell HMRC. At the end of the year you'll have to file a tax return and at that point in time you'll have to pay the tax on the additional earnings. These will be taxed at your highest tax rate and you might end up in a higher tax bracket, too. I'd put about 40% away for tax, that will put you on the safe side in case you end up in the high tax bracket; if not, you'll have a bit of money going spare after paying your taxes.",
"title": ""
}
] |
fiqa
|
ca0bac2614826a7aa33e95250610689e
|
New vending route business, not sure how to determine taxes
|
[
{
"docid": "2e98394f8d6cda6221a19b8b24729f04",
"text": "You're not paying taxes three times but you are paying three different taxes (or more). Sales tax is a business expense, just like costs of goods sold or interest on a loan. Then, depending on how you structure the business, the net income of the business just hits you personally and you pay income taxes. You can work with a tax person to lend some efficiency to this on a long term basis, but it's not like you pay all the taxes against your gross receipts. Whether or not you can make this profitable is a whole different issue.",
"title": ""
},
{
"docid": "86f371260e89d31a0477118e8f490e2c",
"text": "\"Actually, calculating taxes isn't that difficult. You will pay a percentage of your gross sales to state and local sales tax, and as a single-owner LLC your profits (after sales taxes) should pass through to your individual tax tax return (according to this IRS article. They are not cumulative since they have different bases (gross sales versus net profit). That said, when determining if your future business is profitable, you need to ask \"\"what aspects of the business can I control\"\"? Can you control how much each item sells for? Increasing your prices will increase your gross margins, which should be higher than your fixed and variable costs. If your margins do not exceed your costs, then you will note be profitable. Note that as a vendor you are at a slight disadvantage to a retailer, since tax has to be baked in to your prices. A retailer can advertise the pre-tax price, and pass-through sales tax at the point of sale. However, people expect to pay more at a vending machine, so the disadvantage is very small (you aren't directly competing with retailers anyways).\"",
"title": ""
}
] |
[
{
"docid": "e65ca832826c13679b69f21901aa6230",
"text": "First, you should probably have a proper consultation with a licensed tax adviser (EA/CPA licensed in your State). In fact you should have had it before you started, but that ship has sailed. You're talking about start-up expenses. You can generally deduct up to $5000 in the year your business starts, and the expenses in excess will be amortized over 180 months (15 years). This is per the IRC Sec. 195. The amortization starts when your business is active (i.e.: you can buy the property, but not actually open the restaurant - you cannot start the depreciation). I have a couple questions about accounting - should all the money I spent be a part of capital spending? Or is it just a part of it? If it qualifies as start-up/organizational expenses - it should be capitalized. If it is spent on capital assets - then it should also be capitalized, but for different reasons and differently. For example, costs of filing paperwork for permits is a start-up expense. Buying a commercial oven is a capital asset purchase which should be depreciated separately, as buying the tables and silverware. If it is a salary expense to your employees - then it is a current expense and shouldn't be capitalized. Our company is LLC if this matters. It matters to how it affects your personal tax return.",
"title": ""
},
{
"docid": "e11ac463150afa914242e4ad3e1b1a96",
"text": "It's income. It's almost certainly subject to income tax. As miscellaneous income, if nothing else. (That's what hobby income usually falls under.) If you kept careful records of the cost of developing the app, you might be able to offset those against the income... again, as with hobby income.",
"title": ""
},
{
"docid": "f61047fb54b551445d857275dd22d5d3",
"text": "\"These kinds of questions can be rather tricky. I've struggled with this sort of thing in the past when I had income from a hobby, and I wanted to ensure that it was indeed \"\"hobby income\"\" and I didn't need to call it \"\"self-employment\"\". Here are a few resources from the IRS: There's a lot of overlap among these resources, of course. Here's the relevant portion of Publication 535, which I think is reasonable guidance on how the IRS looks at things: In determining whether you are carrying on an activity for profit, several factors are taken into account. No one factor alone is decisive. Among the factors to consider are whether: Most of the guidance looks to be centered around what one would need to do to convince the IRS that an activity actually is a business, because then one can deduct the \"\"business expenses\"\", even if that brings the total \"\"business income\"\" negative (and I'm guessing that's a fraud problem the IRS needs to deal with more often). There's not nearly as much about how to convince the IRS that an activity isn't a business and thus can be thrown into \"\"Other Income\"\" instead of needing to pay self-employment tax. Presumably the same principles should apply going either way, though. If after reading through the information they provide, you decide in good faith that your activity is really just \"\"Other income\"\" and not \"\"a business you're in on the side\"\", I would find it likely that the IRS would agree with you if they ever questioned you on it and you provided your reasoning, assuming your reasoning is reasonable. (Though it's always possible that reasonable people could end up disagreeing on some things even given the same set of facts.) Just keep good records about what you did and why, and don't get too panicked about it once you've done your due diligence. Just file based on all the information you know.\"",
"title": ""
},
{
"docid": "ac8916af592d24f229674bf1f89c93c2",
"text": "If this is something you plan to continue doing it would make sense to create it as it's own business entity and then to get non-profit status eg: 501c3. Otherwise I'm pretty sure you have to think of it as YOU receiving the money as a sole proprietor - and file a couple more tax forms at the end of the year. I think it's a Schedule C. So essentially if you bring in $10,000, then you spend that $10,000 as legit business expenses for your venture your schedule C would show no profit and wouldn't pay taxes on it. BUT, you do have to file that form. Operating this way could have legal implications should something happen and you get sued. Having the proper business entity setup could help in that situation.",
"title": ""
},
{
"docid": "e9b1750861a184a70777dda66fa97951",
"text": "\"Be careful here: If ACME were in California, I would pay taxes on USD 17,000 because I had revenue of 20,000 and expenses of 3,000. To CALIFORNIA. And California taxes S-Corps. And, in addition, you'd pay $800 for the right of doing business in the State. All that in addition to the regular Federal and State taxes to the State where you're resident. Suppose that ACME is in Britain (or anywhere else for that matter). My revenue and expenses are the same, but now my money has been earned and my expenses incurred in a foreign country. Same thing exactly. Except that you'll have to pay taxes to the UK. There may be some provision in the tax treaty to help you though, so you may end up paying less taxes when working in the UK than in California. Check with a licensed tax adviser (EA/CPA licensed in your State) who won't run away from you after you say the words \"\"Tax Treaty\"\". Does it even make sense to use my S-Corporation to do business in a foreign country? That should be a business decision, don't let the tax considerations drive your business.\"",
"title": ""
},
{
"docid": "c2c9a9969e6b2773320f3dfe7362f70a",
"text": "You actually don't need an accountant. They'll be expensive and at this early a stage unnecessary - what you need is a good bookkeeper who can keep track of what comes in and what goes out. You'll need that to know if you're making money or not and to show the government at the end of the year. Get a copy of QuickBooks and pick up Bookkeeping for Dummies to at least get a sense for what's going on. Have you registered as a sole proprietorship? Make sure you have a vendor's permit so you can legally sell your services in Ontario. You may need to collect HST, in which case you'll need to register for an HST # and submit it on a quarterly basis. Whatever you do, don't fuck with the government - they can freeze your bank accounts to get money they're owed. You need to keep money on hand to pay for any taxes you might owe on the business, ESPECIALLY if it's a sole proprietorship where you'll be tempted to treat profit as income. You don't want to end up with nothing in the bank at the end of the year and $40k owing to the CRA. Get a separate bank account - don't mix personal and business, it's messy. Expense everything you reasonably can.",
"title": ""
},
{
"docid": "8b58d6d2384df96a0da2dd16cc72d0ff",
"text": "To me this is a tax structure that is working as it should. The tax code is providing strong incentives for Starbucks to expand. During the initial breakthrough period they are incurring significant expenses. These huge costs are being offset somewhat by the provisions in the tax code. The government in this case has provided a system by which Starbucks is encouraged to grow their volume of future taxable revenue. Simple :-) Edit: After further review of the article, it's not quite as simple as I made it out to be in my above comment. I think the point is still valid however.",
"title": ""
},
{
"docid": "4de05fffb7ec3efd621672cdc743e956",
"text": "\"One way to do these sorts of calculations is to use the spreadsheet version of IRS form 1040 available here. This is provided by a private individual and is not an official IRS tool, but in practice it is usually accurate enough for these purposes. You may have to spend some time figuring out where to enter the info. However, if you enter your self-employment income on Schedule C, this spreadsheet will calculate the self-employment tax as well as the income tax. An advantage is that it is the full 1040, so you can also select the standard deduction and the number of exemptions you are entitled to, enter ordinary W-2 income, even capital gains, etc. Of course you can also make use of other tax software to do this, but in my experience the \"\"Excel 1040\"\" is more convenient, as most websites and tax-prep software tend to be structured in a linear fashion and are more cumbersome to update in an ad-hoc way for purposes like tax estimation. You can do whatever works for you, but I would recommend taking a look at the Excel 1040. It is a surprisingly useful tool.\"",
"title": ""
},
{
"docid": "0ddf5935ce37f66c96defd0182a0c28d",
"text": "\"This may be closed as not quite PF, but really \"\"startup\"\" as it's a business question. In general, you should talk to a professional if you have this type of question, specifics like this regarding your tax code. I would expect that as a business, you will use a proper paper trail to show that money, say 1000 units of currency, came in and 900 went out. This is a service, no goods involved. The transaction nets you 100, and you track all of this. In the end you have the gross profit, and then business expenses. The gross amount, 1000, should not be the amount taxed, only the final profit.\"",
"title": ""
},
{
"docid": "0fb8ad9020bf14fbf901fe9c1f18a4c4",
"text": "\"If you receive a 1099-MISC from YouTube, that tells you what they stated to the IRS and leads into most tax preparation software guided interviews or wizards as a topic for you to enter. Whether or not you have a 1099-MISC, this discussion from the IRS is pertinent to your question. You could probably elect to report the income as a royalty on your copyrighted work of art on Schedule E, but see this note: \"\"In most cases you report royalties in Part I of Schedule E (Form 1040). However, if you ... are in business as a self-employed writer, inventor, artist, etc., report your income and expenses on Schedule C or Schedule C-EZ (Form 1040).\"\" Whether reporting on Schedule E or C is more correct or better for your specific circumstances is beyond the advice you should take from strangers on the internet based on a general question - however, know that there are potentially several paths for you. Note that this is revenue from a business, so if you paid for equipment or services that are 100% dedicated to your YouTubing (PC, webcam, upgraded broadband, video editing software, vehicle miles to a shoot, props, etc.) then these are a combination of depreciable capital investments and expenses you can report against the income, reducing the taxes you may owe. If the equipment/services are used for business and personal use, there are further guidelines from the IRS as to estimating the split. These apply whether you report on Sch. E, Sch. C, or Sch C-EZ. Quote: \"\"Self-Employment Income It is a common misconception that if a taxpayer does not receive a Form 1099-MISC or if the income is under $600 per payer, the income is not taxable. There is no minimum amount that a taxpayer may exclude from gross income. All income earned through the taxpayer’s business, as an independent contractor or from informal side jobs is self-employment income, which is fully taxable and must be reported on Form 1040. Use Form 1040, Schedule C, Profit or Loss from Business, or Form 1040, Schedule C-EZ, Net Profit from Business (Sole Proprietorship) to report income and expenses. Taxpayers will also need to prepare Form 1040 Schedule SE for self-employment taxes if the net profit exceeds $400 for a year. Do not report this income on Form 1040 Line 21 as Other Income. Independent contractors must report all income as taxable, even if it is less than $600. Even if the client does not issue a Form 1099-MISC, the income, whatever the amount, is still reportable by the taxpayer. Fees received for babysitting, housecleaning and lawn cutting are all examples of taxable income, even if each client paid less than $600 for the year. Someone who repairs computers in his or her spare time needs to report all monies earned as self-employment income even if no one person paid more than $600 for repairs.\"\"\"",
"title": ""
},
{
"docid": "bc325b7dfcb54008801d23fc67003673",
"text": "Its best you start this venture as a Business entity. Whatever the customer pays you is your income. Whatever you pay to the hotel will be your expenses. Apart from this there will be other expenses. So essentially difference between your income and expense will be the profit of the entity and tax will be on the profit. If you do not want to start an Business entity and pay as an individual then please add the country tag, depending on the country there may different ways to account for the funds.",
"title": ""
},
{
"docid": "a4e58727a5c4014e2a94305aaf66c17a",
"text": "If the business activities are closely related you could combine them into a single Schedule C, but in your case it sounds like it should be two separate Schedule C's. The loss from one will offset profit from the other, and your self-employment and income taxes will be based on the net of the two businesses. Any business can generate losses, make sure your expenses are reasonable and documented, there are plenty of resources out there for helping you decide which expenses are proper for each business. There is some truth to the warning that not showing profit in 2/5 of years can raise flags at the IRS, and they may deem your business a hobby, which disallows losses. That is not a hard rule, legitimate businesses can lose money for years on end without issue, if you're trying to make money at it, you'll likely be fine.",
"title": ""
},
{
"docid": "6a3930677138f2537c529212874e7a12",
"text": "Hey there...You asked me earlier to take a look at this.I will send you later, when I get home a small plan that helped me a lot when I opened my bar, with a lot of nice things that you should be careful...And tbh I don't think a degree is that important.They will teach you how to manage a business in general, you will only use just a small percent from that knowledge...You can learn a lot of things strictly for managing a bar/restaurant by yourself, from books and internet...For me experience was very important (I was a bartender for 4 years, my brother was a waiter)...In 4 years we learned almost everything that we needed.The taxes should be made by an accountant (Here in Europe every company needs an accountant, this is the law.) Where do you live and what age are you ?",
"title": ""
},
{
"docid": "806e9a3ed65f7aa9a2cea31e6a32d23f",
"text": "\"I don't know what you mean by \"\"claim for taxes,\"\" I think you mean pay taxes. I'm not sure how corps function in Canada but in the US single owner limited liability entities typically pass the net income through to the owner to be included in their personal tax return. So it seems all of this is more or less moot, because really you should probably already be including your income sourced from this project on your personal taxes and that's not really likely to change if you formed something more formal. The formal business arrangements really exist to limit the liability of the business spilling over in to the owner's assets. Or trouble in the owner's life spilling over to interrupt the business operation. I don't know what kind of business this is, but it may make sense to set up one of the limited liability arrangements to ensure that business liability doesn't automatically mean personal liability. A sole proprietorship or in the US we have DBA (doing business as) paperwork will get you a separate tax id number, which may be beneficial if you ever have to provide a tax ID and don't want to use your individual ID; but this won't limit your liability the way incorporating does.\"",
"title": ""
},
{
"docid": "61de18f1f7c5f12ef51739de5e6f5d9a",
"text": "Expenses are where the catch is found. Not all expenditures are considered expenses for tax purposes. Good CPAs make a comfortable living untangling this sort of thing. Advice for both of your family members' businesses...consult with a CPA before making big purchases. They may need to adjust the way they buy, or the timing of it, or simply to set aside capital to pay the taxes for the profit used to purchase those items. CPA can help find the best path. That 10k in unallocated income can be used to redecorate your office, but there's still 3k in taxes due on it. Bottom Line: Can't label business income as profit until the taxes have been paid.",
"title": ""
}
] |
fiqa
|
0cb400a482e3f9456531e52eb9bd8117
|
Finding a good small business CPA?
|
[
{
"docid": "43544cf49d9103aa148b03b6f70b5ce4",
"text": "Ask your colleagues! I know that sounds obvious, but just go to where people who do your sort of business hang out (or better, find some venture capital firms and ask their portfolio companies). It's not something people would keep secret from you...",
"title": ""
},
{
"docid": "d5d2969e3095dd87f04b0ffbbdb58be3",
"text": "Check your local better business bureau. They can tell you who is in business, who's bonded, and who has had a lot of complaints levied against them for shoddy practices.",
"title": ""
},
{
"docid": "c68d940b558813b57eb63f1bf1324a2d",
"text": "People to ask: Granted I live in a small town, but when the same guy's name comes up more than once that's who you should hire...",
"title": ""
},
{
"docid": "d1f7fe158bdbb3b8634828acc9ac4633",
"text": "Ask for at least 10 references. Ask for 10 because it will be harder for them to refer you to ringer references like their family or friends.",
"title": ""
},
{
"docid": "6d78f4b17c9d6c973abc5b0d6a83d9fb",
"text": "I have had better experiences with accountants in smaller towns. It seems they are used to working with small businesses and their reputation is very important to them.",
"title": ""
},
{
"docid": "da6133a494b25f496cbb955cd65ff21e",
"text": "The first place to look for an accountant is the American Institute of Certified Public Accountants which has a directory of CPAs, accounting companies, and local accounting societies. I was also looking for one for my own small firm. It really helps.",
"title": ""
},
{
"docid": "6e1d042d845a3ded83660b9fd7eb6eb0",
"text": "Consult your local Small Business Administration office - they may have resources that can help you find what you're looking for.",
"title": ""
},
{
"docid": "f0aed14ebdb745589147bf106ba7b8f4",
"text": "Look for an accountant who brings not only expertise in number crunching, but consulting and business planning - a full package.",
"title": ""
}
] |
[
{
"docid": "12d1a8b507f62f4a0cec0bd65c453fa8",
"text": "\"They are under the radar, but are very strong in Europe and Asia. Deal size will be middle market transactions in North America, a stark contrast to its accounting clients. The good: -established pipeline from accounting and consulting partners & contacts -much better work life balance than most IBs, no 100 hour weeks -widely known name brand -experience working on more than straight forward sell side deals; people underestimate the knowledge and skills you learn through being involved in turnarounds, refinancings, buy side advisory, etc. Cons: -exit opportunities are more limited -pay will be below street -partner \"\"buy in\"\" can be incredibly frustrating I will say that generally KPMG prefers CPAs (even for non-accounting positions) and requires 3-4 years of experience. But, considering you have the interview, they felt you were worth talking with.\"",
"title": ""
},
{
"docid": "276388f53db8e90d4b87333a7c07e18a",
"text": "Generally speaking no person or program is really going to be able to help you lower your current tax burden, most tax decisions are done well before you reach the tax time. You either qualify for the deduction/credit or your don't. Where a good accountant will really be able to help you out is in planning that will limit your future tax burden. Particularly if you run a small business or are very wealthy you will probably want to consider using an accountant. I would always avoid the large scale tax prep places like HR Block they provide the same or lower quality service for a higher price than the software. I run a small business and do my own taxes using turbo tax, but my business isn't overly complex Sole prop, no employees, couple 1099's simple expenses (nothing to amortize) etc.",
"title": ""
},
{
"docid": "c5473f78e89bb5a997d4a8fd639073f8",
"text": "I'm glad keshlam and Bobby mentioned there are free tools, both from the IRS and private software companies. Also search for Volunteer Income Tax Assistance (VITA) in your area for individual help with your return. A walk-in tax clinic strength is tax preparation. CPAs and EAs provide a higher level of service. For example, they compile and review your prior year's return and your current year, although that is not relevant to your current situation. EAs and CPAs are allowed to represent you before the IRS. They can directly meet or contact the IRS and navigate audits and other requests on your behalf. Outside of tax season, an accountant can help you with tax planning and other taxable events. Some people do not hire a CPA or EA until they need representation. Establishing a relationship and familiarity with an accountant now can save time and money if you do anticipate you will need representation later. Part of what makes the tax code complicated is it can use very specific definitions of a common word. Furthermore, the specific definition of a phrase or word can change between publications. Also, the tax code uses all-encompassing definitions and provide detailed and lengthy lists that are not exhaustive; you may not find your situation listed or described in the tax code, yet you are responsible for reporting your taxable events. The best software cannot navigate you through your tax situation like an accountant. Lastly, some of the smartest people I have met are accountants and to get the most out of meeting with them you should be as familiar as possible with your position. The more familiar you are with accounting, the more advanced knowledge they can share with you. In short, you will probably need an accountant when: You need to explain yourself before the IRS (representation), you are encountering varying definitions in the tax code that have an impact on your return, or you have important economic activities that you are unsure of appropriate tax treatment.",
"title": ""
},
{
"docid": "37d3deae559faa027f581038480369ba",
"text": "Should I go see a CPA? Not unless you are filing paperwork for a corporation. A CPA (Certified Public Accountant) is a certification required to file certain paperwork for a corporation. In any other situation, you don't need a CPA and can just use a regular accountant. You could conceivably go to a tax accountant, but unless you are doing something complicated (like your own business) or are rich enough that everything is complicated, you should not need to do so.",
"title": ""
},
{
"docid": "419c2cebfdf3fcf5bc0590e713494556",
"text": "I have a CPA. They said that it isn't possible. However, I've seen on message boards that it indeed IS possible, multiple times. I'll likely reach out to another CPA. However, I am interested to hear from somebody who has done this before, so that I at least have a name or defined process for what I'm attempting to do.",
"title": ""
},
{
"docid": "095938096f0729953b2f9a910c9744aa",
"text": "Hi, are you a business lawyer and do you happen to know the answer? I tried asking someone at a Small Business Center but I think he started getting annoyed at all my questions and starting becoming curt so I stopped asking even though I still wasn't clear on all the answers yet.",
"title": ""
},
{
"docid": "c4d74a187ce9d827a308f17fa8561d36",
"text": "okay, I was thinking of an investment advisor. I believe in not doing it alone too. But i don't believe in just one more person. Investing advisors, tax advisors, business and law. I don't go to an advisor bc I can't balance my monthly budget and also want to save, you know. Questions more like, highest growth sectors, diversified strategies, etc. And right, they wouldn't get fired bc their client is still happy, (even though their losing money during a record bull market). Guy must be a good sales man. I'd just want to know that my advisors performance is decent relative to the market. But again, I'm not handing over checks to people, only speaking with them. edit: Yes, the average person should worry about making their kids soccer games and shit, not necessarily the markets and what their investment is worth in 30yrs",
"title": ""
},
{
"docid": "1bc58462d1b93a9debd7c1241a6979f9",
"text": "\"I am perfectly qualified to not use an accountant. I am a business professor, and my work crosses over into accounting quite a bit. I would certainly find a CPA that is reputable and hire them for advice before starting. I know a physicist who didn't do that and found they ended up with $78,000 in fines. There are a number of specific things an accountant might provide that Quickbooks will not. First and foremost, they are an outsider's set of eyes. If they are good, they will find a polite way to say \"\"you want to do what?!?!?!\"\" If they are good, they won't fall out of their chair, their jaw won't drop to the floor, and they won't giggle until they get home. A good accountant has seen around a hundred successful and unsuccessful businesses. They have seen everything you may have thought of. Intelligence is learning from your own mistakes, wisdom is learning from the mistakes of others. Accountants are the repositories of wisdom. An accountant can point out weaknesses in your plan and help you shore it up. They can provide information about the local market that you may not be aware of. They can assist you with understanding the long run consequences of the legal form that you choose. They can assist you in understanding the trade-offs of different funding models. They can also do tasks that you are not talented at and which will take a lot of time if you do it, and little time if they do it. There is a reason that accountants are required to have 160 semester hours to sit for the CPA. They also have to have a few thousand field hours before they can sit for it as well. There is one thing you may want to keep in mind though. An accountant will often do what you ask them to do, so think about what you want before you visit the accountant. Also, remember to ask the question \"\"is there a question I should have asked but didn't?\"\"\"",
"title": ""
},
{
"docid": "6006ef38d0fc100958476f3a31823b0b",
"text": "This is a general rule of thumb that has worked for myself, as well as my Father, Brother and Sister. We all own separate businesses. Mine is B2B, my Father is a freelance architect, my Brother is a plumber, my Sister is a CPA. This is pretty much standard practice for what is required from a franchisee for a franchiser, as well. It may not apply to all businesses, but that can be easily determined by anyone reviewing this list, unless they're complete idiots. So, thank you, Mr. Obvious.",
"title": ""
},
{
"docid": "eaa2180e94ca419c10d2db37381389b7",
"text": "I'm not directly affiliated with the company (I work for one of the add-on partners) but I can wholeheartedly recommend Xero for both personal and business finances. Their basis is to make accounting simple and clean, without sacrificing any of the power behind having the figures there in the first place.",
"title": ""
},
{
"docid": "d7a6eff56f3a33ccc3d36c129fba03cd",
"text": "\"Although they may have some similar functions, CPAs and Enrolled Agents operate in two rather different areas of the accounting \"\"space.\"\" CPAs deal with financial statements, usually of corporations. They're the people you want to go to if you are making an investment, or if you own your own business, and need statements of pretax profit and loss prepared. Although a few of them are competent in taxation, the one thing many of them are weak at is tax rules, and this is where enrolled agents come in. Enrolled agents are more concerned with personal tax liability. They can 1) calculate your income taxes, and 2) represent you in hearings with the IRS because they've taken courses with IRS agents, and are considered by them to be almost \"\"one of us.\"\" Many enrolled agents are former IRS agents, actually. But they are less involved with corporate accounting, including things that might be of interest to stock holders. That's the CPA's province.\"",
"title": ""
},
{
"docid": "1dc280dc659eba1a66c2474e3a5ccbfd",
"text": "It depends on the person. i will take turbo tax over any mediocre or poor accountant ANY DAY. You get consistent, accurate tax preparation with the software (desktop - not the online version) I was in a housing rental partnership with my brothers and one of them insisted on using his accountant... what a mistake. I have been using turbo tax for 10+ years and have always been happy. It handles my non trivial situation with ease: I am happy with it but have to admit I don't have a good accountant to compare it to. I see no reason to go to an accountant except for planning purposes. Just for tax prep it is more than worth it and more than you will need.",
"title": ""
},
{
"docid": "668cecf9dd78bc8eeb8ac981a1655342",
"text": "Take a look at http://en.wikipedia.org/wiki/Comparison_of_accounting_software, in particular the rows with a market focus of 'personal'. This is probably one of the more complete lists available, and shows if they are web-based (like Mint) or standalone (like Quicken or Microsoft Money).",
"title": ""
},
{
"docid": "32b44a14f4784baafbf92a7751d9d834",
"text": "You're correct, there's always a conflict of interest in private professions whether you're a CPA, doctor or lawyer. There's always a possibility of backroom dealings. The only true response is that governmental bodies like the SEC, IRS and otherwise affiliated private organizations like the AICPA can take away your license to practice, send you to jail, or fine you thousands of dollars and ruin your life - if you're caught. I would personally draw a line between publicly traded corporations, amoral as you said, and public accounting. A CPA firm's responsibility is to the public even though they aren't a governmental body. Accounting records are required to do business with banks and the IRS. Without public confidence in the profession, CPA firms wouldn't exist. It's truly an incentive to do a good job and continually gain confidence. They incidentally make money along the way.",
"title": ""
},
{
"docid": "b2c2a2438b925a7ca203cf52bfabeaf3",
"text": "You really shouldn't be using class tracking to keep business and personal operations separate. I'm pretty sure the IRS and courts frown upon this, and you're probably risking losing any limited liability you may have. And for keeping separate parts of the business separate, like say stores in a franchise, one approach would be subaccounts. Messy, I'm sure.",
"title": ""
}
] |
fiqa
|
e0bf1d41d35f5a6a6ea31d5618213989
|
Taxable income on full-time job + business earnings
|
[
{
"docid": "2cb5e43eba512b55cfa5d13bc941d656",
"text": "In Australia, any income you earn is taxable despite where it came from. Using your example your taxable income is $70,000. Keep in mind that with a business even as a sole trader any business expenses that contribute to the earning of your business income is deductible, reducing the final amount of tax you'll have to pay. The ATO website has lots of good information and examples to look at including tax rates. If your total income is pushing into a higher tax bracket over 30c tax per $1 earned, it may be worth looking at shifting your business to operate under a company structure that just has a fixed tax rate around 30c per $1. That said, for me, I don't want the paperwork overhead of a company yet so I'm running my side business as a sole trader too. I'd rather do that and keep it easy for now while my business gets profitable that waste time on admin structures for tax reasons even if in the shortterm it may mean slightly higher tax. In the end, you only pay tax on profit (income minus expenses) as opposed to raw/gross income. For more info there are good books in the bookshops or local library (to read free) on starting a business on the side while still working. They discuss these issues too.",
"title": ""
},
{
"docid": "90605b0a6f67febcdf781d210077a575",
"text": "I'm not sure I am fully understanding the nuance of your question, but based on your answer in the comments you and your business are not separate legal entities. So your income is the full $70K, there is no distinct business to have income. If you clarify your question to include why you want to know this I might be able to give a more meaningful answer for your situation.",
"title": ""
},
{
"docid": "a0df265d0fc10366cd384ff52dbfec00",
"text": "Possible alternative: In my case, the part-time locksmithing is a small enough portion of my I come that I just submit it as hobby income, rather than trying to track it as a separate entity.",
"title": ""
}
] |
[
{
"docid": "a12fef26783efd9373ad54fafc4a0211",
"text": "Please do not focus solely on income tax, and ignore all of the other taxes that businesses need to pay. Payroll taxes for example. If I make $15/hr, I cost my employer more than this in reality.",
"title": ""
},
{
"docid": "e948ca5b9558c42927b25e6330a3ae74",
"text": "\"The real question you're asking is how you can work for your business. You cannot. Whether your \"\"friend\"\" pays you or not is entirely irrelevant. Claiming your work-related earnings as interest/dividend will make it also a tax fraud, in addition to the immigration violation (i.e.: not only deportation but also potentially jail time).\"",
"title": ""
},
{
"docid": "b54f359812447b459ce484e396958a5f",
"text": "Alright, IRS Publication 463: Travel, Entertainment, Gift, and Car Expenses Business and personal use. If you use your car for both business and personal purposes, you must divide your expenses between business and personal use. You can divide your expense based on the miles driven for each purpose. Example. You are a sales representative for a clothing firm and drive your car 20,000 miles during the year: 12,000 miles for business and 8,000 miles for personal use. You can claim only 60% (12,000 ÷ 20,000) of the cost of operating your car as a business expense Obviously nothing helpful in the code. So I would use option 1, weight the maintenance-related mileage by the proportion of business use. Although if you use your car for business a lot (and perhaps have a spouse with a car), an argument could be made for 3. So I would consider my odds of being audited (even lower this year due to IRS budget cuts) and choose 1 or 3. And of course never throw anything away until you're room temperature.",
"title": ""
},
{
"docid": "28ca8044728004376da120c7f572a56f",
"text": "\"It doesn't generally matter, and I'm not sure if it is in fact in use by the IRS other than for general statistics (like \"\"this year 20% of MFJ returns were with one spouse being a 'homemaker'\"\"). They may be able to try and match the occupation and the general levels and types of income, but for self-employed there's a more precise and reliable field on Schedule C and for employees they don't really need to do this since everything is reported on W2 anyway. So I don't think they even bother or give a lot of value to such a metric. So yes, I'm joining the non-authoritative \"\"doesn't matter\"\" crowd.\"",
"title": ""
},
{
"docid": "eee3787af4484907157a31db91c64902",
"text": "You need to register as self-employed with HMRC (it is perfectly fine to be self-employed and employed by an employer at the same time, in exactly your kind of situation). Then, when the income arrives you will need to declare it on your yearly tax return. HMRC information about registering for self-employment and declaring the income is here: https://www.gov.uk/working-for-yourself/overview There's a few extra hoops if your clients are outside the UK; the detail depends on whether they are in the EU or not. More details about this are here: https://www.gov.uk/online-and-distance-selling-for-businesses/selling-overseas .",
"title": ""
},
{
"docid": "71bd8b7bb71148feb7f19174d08ae7fa",
"text": "\"When I have a question about my income taxes, the first place I look is generally the Giant Book of Income Tax Information, Publication 17 (officially called \"\"Your Federal Income Tax\"\"). This looks to be covered in Chapter 26 on \"\"Car Expenses and Other Employee Business Expenses\"\". It's possible that there's something in there that applies to you if you need to temporarily commute to a place that isn't your normal workplace for a legitimate business reason or other business-related travel. But for your normal commute from your home to your normal workplace it has this to say: Commuting expenses. You cannot deduct the costs of taking a bus, trolley, subway, or taxi, or of driving a car between your home and your main or regular place of work. These costs are personal commuting expenses. You cannot deduct commuting expenses no matter how far your home is from your regular place of work. You cannot deduct commuting expenses even if you work during the commuting trip.\"",
"title": ""
},
{
"docid": "35c5605589b6b4dbdea21675a10af603",
"text": "There might be a problem. Some reporting paperwork will have to be done for the IRS, obviously, but technically it will be business income zeroed out by business expense. Withholding requirements will shift to your friend, which is a mess. Talk to a licensed tax adviser (EA/CPA) about these. But the immigration may consider this arrangement as employment, which is in violation of the visa conditions. You need to talk to an immigration attorney.",
"title": ""
},
{
"docid": "9ae88354d918c5f09d1b21baec41180e",
"text": "\"Take a look at IRS Publication 15. This is your employer's \"\"bible\"\" for withholding the correct amount of taxes from your paycheck. Most payroll systems use what this publication defines as the \"\"Percentage Method\"\", because it requires less data to be entered into the system in order to correctly compute the amount of withholding. The computation method is as follows: Taxes are computed \"\"piecewise\"\"; dollar amounts up to A are taxed at X%, and then dollar amounts between A and B are taxed at Y%, so total tax for B dollars is A*X + (B-A)*Y. Here is the table of rates for income earned in 2012 on a daily basis by a person filing as Single: To use this table, multiply all the dollar amounts by the number of business days in the pay period (so don't count more than 5 days per week even if you work 6 or 7). Find the range in which your pay subject to withholding falls, subtract the \"\"more than\"\" amount from the range, multiply the remainder by the \"\"W/H Pct\"\" for that line, and add that amount to the \"\"W/H Base\"\" amount (which is the cumulative amount of all lower tax brackets). This is the amount that will be withheld from your paycheck if you file Single or Married Filing Separately in the 2012 TY. If you file Married Filing Jointly, the amounts defining the tax brackets are slightly different (there's a pretty substantial \"\"marriage advantage\"\" right now; withholding for a married person in average wage-earning range is half or less than a person filing Single.). In your particular example of $2500 biweekly (10 business days/pp), with no allowances and no pre-tax deductions: So, with zero allowances, your employer should be taking $451.70 out of your paycheck for federal withholding. Now, that doesn't include PA state taxes of 3.07% (on $2500 that's $76.75), plus other state and federal taxes like SS (4.2% on your gross income up to 106k), Medicare/Medicaid (1.45% on your entire gross income), and SUTA (.8% on the first $8000). But, you also don't get a refund on those when you fill out the 1040 (except if you claim deductions against state income tax, and in an exceptional case which requires you to have two jobs in one year, thus doubling up on SS and SUTA taxes beyond their wage bases). If you claim 3 allowances on your federal taxes, all other things being equal, your taxable wages are reduced by $438.45, leaving you with taxable income of $2061.55. Still in the 25% bracket, but the wages subject to that level are only $619.55, for taxes in the 25% bracket of $154.89, plus the withholding base of $187.20 equals total federal w/h of $342.09 per paycheck, a savings of about $110pp. Those allowances do not count towards other federal taxes, and I do not know if PA state taxes figure these in. It seems odd that you would owe that much in taxes with your withholding effectively maxed out, unless you have some other form of income that you're reporting such as investment gains, child support/alimony, etc. With nobody claiming you as a dependent and no dependents of your own, filing Single, and zero allowances on your W-4 resulting in the tax withholding above, a quick run of the 1040EZ form shows that the feds should owe YOU $1738.20. The absolute worst-case scenario of you being claimed as a dependent by someone else should still get you a refund of $800 if you had your employer withhold the max. The numbers should only have gotten better if you're married or have kids or other dependents, or have significant itemized deductions such as a home mortgage (on which the interest and any property taxes are deductible). If you itemize, remember that state income tax, if any, is also deductible. I would consult a tax professional and have him double-check all your numbers. Unless there's something significant you haven't told us, you should not have owed the gov't at the end of the year.\"",
"title": ""
},
{
"docid": "b2ec0e4cfbb63734217e34fd4fd9f04d",
"text": "You are in business for yourself. You file Schedule C with your income tax return, and can deduct the business expenses and the cost of goods sold from the gross receipts of your business. If you have inventory (things bought but not yet sold by the end of the year of purchase), then there are other calculations that need to be done. You will have to pay income tax as well as Social Security and Medicare taxes (both the employee's share and the employer's share) on the net profits from this business activity.",
"title": ""
},
{
"docid": "691ebc769be4882276be7460d9e1cd52",
"text": "Checkout the worksheet on page 20 of Pub 535. Also the text starting in the last half of the third column of page 18 onward. https://www.irs.gov/pub/irs-pdf/p535.pdf The fact that you get a W-2 is irrelevant as far as I can see. Your self-employment business has to meet some criteria (such as being profitable) and the plan needs to be provided through your own business (although if you're sole proprietor filing on Schedule C, it looks like having it in your own name does the trick). Check the publication for all of the rules. There is this exception that would prevent many people with full-time jobs on W-2 from taking the deduction: Other coverage. You cannot take the deduction for any month you were eligible to participate in any employer (including your spouse's) subsidized health plan at any time during that month, even if you did not actually participate. In addition, if you were eligible for any month or part of a month to participate in any subsidized health plan maintained by the employer of either your dependent or your child who was under age 27 at the end of 2014, do not use amounts paid for coverage for that month to figure the deduction. (Pages 20-21). Sounds like in your case, though, this doesn't apply. (Although your original question doesn't mention a spouse, which might be relevant to the rule if you have one and he/she works.) The publication should help. If still in doubt, you'll probably need a CPA or other professional to assess your individual situation.",
"title": ""
},
{
"docid": "2c3f715ad21d7342bb9dcc0b681bad51",
"text": "\"As ApplePie discusses, \"\"tax bracket\"\" without any modifiers refers to a single jurisdiction's marginal tax rate. In your case, this is either your California's \"\"tax bracket\"\" or your Federal \"\"tax bracket\"\" (not including marginal Social Security and Medicare taxes). But if someone says \"\"combined state and federal tax bracket\"\", they probably mean the combination of your state and federal income tax brackets (again, lot including sales taxes, business and occupational taxes, social security taxes, and medicare taxes). The math to combine the state and federal marginal tax rates is a bit tricky, because most people can deduct either their state and local income taxes, or their state and local general sales taxes when computing their income for federal income tax purposes. (The federal \"\"alternative minimum tax\"\" restricts this deduction for some people.) For a single person earning $ 100,000 of salaries and wages in California, whose state income taxes are close to their standard deduction, the calculations for the combined marginal income tax rate look something like this: As mentioned above, this understates the tax bite on marginal \"\"earned income\"\". To find the true marginal rate, we need to add in Social Security taxes, Medicare taxes, sales taxes, and business & occupation taxes. The Social Security and Medicare taxes are sometimes called \"\"self employment taxes\"\". This math omits unemployment insurance and workers' compensation insurance, because those taxes are typically capped well below $ 100,000 per year of income. This math also omits B & O taxes, because this question is California specific. If an employer wishes to increase an employee's pay by $ 1,076.50, the first $ 76.50 will go to the employer's share of Social Security and Medicare taxes. The remaining $ 1,000.00 will be subject to the combined marginal income tax rate discussed above, plus will have $ 76.50 go to the employee's share of Social Security and Medicare taxes. The employee might buy some extra things with some of their extra money, and pay sales tax on them. In 2016, a 9 % sales tax rate was common in California's largest cities. The IRS estimated that (for a single person with no dependents making $ 100,000 per year who did not buy a boat, RV, motor vehicle, or major home construction), about 9 % of their marginal gross income was subject to sales tax.\"",
"title": ""
},
{
"docid": "484ba9dcfc97d92782ff077f49821d12",
"text": "\"Yep. You're single, you're possibly still a dependent on your parent's taxes (in lieu of rent), and you're finally bringing home bacon instead of bacon bits. Welcome to the working world. Let's say your gross salary is the U.S. median of $50,000. With bi-weekly checks (26 a year; common practice) you're getting $1923.08 per paycheck. In the 2013 \"\"Percentage Method\"\" tax tables, here's how your federal withholding is calculated as a single person paid biweekly: Federal taxes are computed piecewise; the amount up to A is taxed at X%, then the amount between A and B is taxed at Y%, so if you make $C, between A and B, the tax is (A*X) + (C-A)*Y. The amount A*X is included in the \"\"base amount\"\" for ease of calculation. Back to our example; let's say you're getting $1923.08 gross wages per check. That puts you in the 25% marginal bracket. You pay the sum of all lesser brackets (which is the \"\"base amount\"\" of the 25% bracket), plus the 25% marginal rate on every dollar that falls within the bracket. That's 191.95 + (1923.08 - 1479) * .25 = 191.95 + (444.08 * .25) = 191.95 + 111.02 = $302.97 per paycheck. The \"\"effective\"\" tax rate on the total amount, as if you were being charged a flat tax, is 15.75%, and this is just for the federal income tax. Add to this MA state income taxes (5.25% flat tax), FICA (aka Medicare; 1.45% flat) and SECA (aka Social Security; 6.2% up to a \"\"wage base\"\" that $50k doesn't even approach), and your effective tax rate on each dollar you earn is 15.75% + 5.25% + 1.45% + 6.2% = 28.65%. This doesn't include any state unemployment taxes that may be withheld separately, but as the rate I come up with is pretty darn close to what you've figured (meaning I slightly overestimated your gross income and thus your effective tax rate), my bet is that SUTA's either employer-paid in MA, or it's just part of MA state income tax. It gets better, at least at the federal level: The amount of your state income taxes is tax-deductible at the federal level if you itemize your deductions. That may not be a factor for you as you'd have to come up with more than $6,100 of other tax-deductible expenses to make itemizing the better option than taking the standard deduction (big-ticket items are mortgage expenses other than principal payments, hospital stays such as for childbirth or major accident, and state and local taxes such as sales, property and income). If you can claim yourself as a dependent (meaning your parents can't), then $150 of each check ($3,900 of your annual salary) is no longer taxed for federal withholding, lowering the amount of money taxed at the 25% marginal rate. You effectively save $37.50 biweekly ($975 annually) in taxes. Get married and file jointly, and your spouse, her personal exemption, and an extra standard deduction amount (if you don't itemize) go on your taxes. The tax rates for married couples filing jointly are also lower; they're currently calculated (or were in 2012) to be the same as if two equal earners were to file separately, so if your spouse doesn't work, your taxes on the single income are calculated at the rates you'd get if you earned half as much. It doesn't work out to half the taxes, but it is a significant \"\"marriage advantage\"\". Have kids, and each one is another little $3,900 tax write-off. It's nowhere near the cost of having or raising the child, but it helps, and having kids isn't about the money. Owning a home, making charitable deductions, having medical expenses, etc are a toss-up. The magic number in 2013 is $12,200 for a married couple, $6,100 for a single person. If your mortgage interest, insurance premiums, property taxes, medical expenditures, charitable donations, any contributions from your take-home pay to a tax-deferred savings account (typically these accounts are paid into by your employer as a \"\"pre-tax deduction\"\" and never show up as taxable income, but you could just as easily move money from your take-home pay into tax-deferred savings) and any other tax-deductible payments add up to more than 12 large, then itemize. If not, take your standard deduction. As a single taxpayer just starting out in life, you probably don't have any of these types of expenditures, certainly not enough to give up the SD. I did the math on my own taxes in 2012, and was surprised at how little the government actually gets of my paycheck when all's said and done. Remember back in the summer of 2012 when everyone was mad at Romney for making millions and only paying an effective income tax rate of 14%, which was compared to the middle class's marginal rate of 25-28%? Well, my family of 3, living on a little more than the median income from one earner (me), taking the married standard deduction, three personal exemptions, and a little extra for student loan interest, paid an effective federal income tax rate of something like 3.5%. Of course, the FICA and SS taxes don't allow any deductions (not even for retirement savings), so add in the 4.2% SS (in 2012) and 1.45% FICA and the full federal gimme was more like 9-10%.\"",
"title": ""
},
{
"docid": "66411ed6872cf336df370d0115b72910",
"text": "You have interpreted the instructions correctly. The issue with two jobs at the same time, is that that second job will be taxed at the highest rate; but the second employer has no idea what the other position is paying you. If you make enough to be in the 15% tax bracket for your main job that means: some of the money from each paycheck is taxed zero; some is taxed at 10% and the last dollars are taxed at 15%. But the second job should withhold for taxes to cover all the income at 15%. To avoid problems you should look at the tax form you are filling out this year. Look at the total tax you paid. Not the refund or the amount you owed when you filed but your total tax paid. The government allows a safe harbor if you make sure that in 2016 you have the same amount withheld this calendar year. If that isn't enough, you will owe money in April 2017, but you will not have to pay a penalty. After you have a couple of paycheck from your main employer, check to see that if you work the rest of the year at that same rate that the federal withholding will make the safe harbor. If you will make it, you don't have to worry about the penalty. If you will fall short, adjust the w-4 accordingly.",
"title": ""
},
{
"docid": "4de05fffb7ec3efd621672cdc743e956",
"text": "\"One way to do these sorts of calculations is to use the spreadsheet version of IRS form 1040 available here. This is provided by a private individual and is not an official IRS tool, but in practice it is usually accurate enough for these purposes. You may have to spend some time figuring out where to enter the info. However, if you enter your self-employment income on Schedule C, this spreadsheet will calculate the self-employment tax as well as the income tax. An advantage is that it is the full 1040, so you can also select the standard deduction and the number of exemptions you are entitled to, enter ordinary W-2 income, even capital gains, etc. Of course you can also make use of other tax software to do this, but in my experience the \"\"Excel 1040\"\" is more convenient, as most websites and tax-prep software tend to be structured in a linear fashion and are more cumbersome to update in an ad-hoc way for purposes like tax estimation. You can do whatever works for you, but I would recommend taking a look at the Excel 1040. It is a surprisingly useful tool.\"",
"title": ""
},
{
"docid": "36cb12699bb468880569a4c53d75b940",
"text": "Then the USA can respond by pulling troops out of these countries and NATO. Think of all the carbon we will save not sending all those planes and tanks and people in other countries. They can spend some of their budgets on protection then, maybe the French can make a green Jet to defend their country.",
"title": ""
}
] |
fiqa
|
b146b4797f2fd54e7d300a1654bb78ee
|
How can I lookup the business associated with a FEIN?
|
[
{
"docid": "be563df8add84c300bc12ad439293eec",
"text": "I think much of that info is hidden behind pay-walls. Here is one site I've found. http://www.feinsearch.com/ Another that is for non-profits only is guidestar. http://www.guidestar.org/rxg/products/nonprofit-data-solutions/product-information/guidestar-premium/advanced-nonprofit-search.aspx",
"title": ""
},
{
"docid": "28f1eeb458705240b060a9534edfc293",
"text": "\"In most cases you cannot do \"\"reverse lookup\"\" on tax id in the US. You can verify, but for that you need to have more than just the FEIN/SSN. You should also have a name, and some times address. Non-profits, specifically, have to publish their EIN to donors, so it may be easier than others to identify those. Other businesses may not be as easy to find just by EIN.\"",
"title": ""
},
{
"docid": "7a8387b86082efe0612f9fd4a3c72bbf",
"text": "If the organization is a non-profit. You can search by EIN on Charity Navigator's website FOR FREE. https://www.charitynavigator.org/",
"title": ""
},
{
"docid": "dc2b1071dc0a591bb00427ba3c3f5688",
"text": "If it is Texas company, you can try doing a taxable entity search on the Texas Comptroller website.",
"title": ""
}
] |
[
{
"docid": "8f4c080735d5f2b965340b162ba88a58",
"text": "Google is your friend. If you buy me a beer, I might be as well. By the way DOD is the ticker. Dogs of the Dow ETF",
"title": ""
},
{
"docid": "0ff87b4504eaa0cf33d2b696582f47ef",
"text": "\"I think the \"\"right\"\" way to approach this is for your personal books and your business's books to be completely separate. You would need to really think of them as separate things, such that rather than being disappointed that there's no \"\"cross transactions\"\" between files, you think of it as \"\"In my personal account I invested in a new business like any other investment\"\" with a transfer from your personal account to a Stock or other investment account in your company, and \"\"This business received some additional capital\"\" which one handles with a transfer (probably from Equity) to its checking account or the like. Yes, you don't get the built-in checks that you entered the same dollar amount in each, but (1) you need to reconcile your books against reality anyway occasionally, so errors should get caught, and (2) the transactions really are separate things from each entity's perspective. The main way to \"\"hack it\"\" would be to have separate top-level placeholder accounts for the business's Equity, Income, Expenses, and Assets/Liabilities. That is, your top-level accounts would be \"\"Personal Equity\"\", \"\"Business Equity\"\", \"\"Personal Income\"\", \"\"Business Income\"\", and so on. You can combine Assets and Liabilities within a single top-level account if you want, which may help you with that \"\"outlook of my business value\"\" you're looking for. (In fact, in my personal books, I have in the \"\"Current Assets\"\" account both normal things like my Checking account, but also my credit cards, because once I spend the money on my credit card I want to think of the money as being gone, since it is. Obviously this isn't \"\"standard accounting\"\" in any way, but it works well for what I use it for.) You could also just have within each \"\"normal\"\" top-level placeholder account, a placeholder account for both \"\"Personal\"\" and \"\"My Business\"\", to at least have a consistent structure. Depending on how your business is getting taxed in your jurisdiction, this may even be closer to how your taxing authorities treat things (if, for instance, the business income all goes on your personal tax return, but on a separate form). Regardless of how you set up the accounts, you can then create reports and filter them to include just that set of business accounts. I can see how just looking at the account list and transaction registers can be useful for many things, but the reporting does let you look at everything you need and handles much better when you want to look through a filter to just part of your financial picture. Once you set up the reporting (and you can report on lists of account balances, as well as transaction lists, and lots of other things), you can save them as Custom Reports, and then open them up whenever you want. You can even just leave a report tab (or several) open, and switch to it (refreshing it if needed) just like you might switch to the main Account List tab. I suspect once you got it set up and tried it for a while you'd find it quite satisfactory.\"",
"title": ""
},
{
"docid": "9e6f5a82008f9330d2061b78d7cbadd5",
"text": "I spent a while looking for something similar a few weeks back and ended up getting frustrated and asking to borrow a friend's Bloombterg. I wish you the best of luck finding something, but I wasn't able to. S&P and Morningstar have some stuff on their site, but I wasn't able to make use of it. Edit: Also, Bloomberg allows shared terminals. Depending on how much you think as a firm, these questions might come up, it might be worth the 20k / year",
"title": ""
},
{
"docid": "bb00d5b05640be0a5d62991982d1123f",
"text": "\"90% sounds like \"\"principal place of business\"\" but check these IRS resources to make sure.\"",
"title": ""
},
{
"docid": "a226142728bbc8549afc706baf5fdc7c",
"text": "\"Depending on how the check was made out, you may be able to file a DBA (\"\"doing business as\"\"), which would give you the business name locally. Then open an account under that name and deposit the check. Or simply go back to the customer and say \"\"hey, I don't have yhe company bak account open yet; could I exchange this check for one made out to me personally?\"\" That's how I've been handling hobby income under a company name. (I really do ned to file that DBA!)\"",
"title": ""
},
{
"docid": "fe924b06b4f744985a5c1a50c6871e3b",
"text": "\"In your words, you want to \"\"easily determine whether an item was purchased as part of our individual accounts, or our combined family account.\"\" It's not clear exactly to me what kind of reporting you're trying to get. (I find a useful approach here to be to start with the output you're trying to get from a system, and then see how that maps to the input you want to give the system.) Here's some possibilities:\"",
"title": ""
},
{
"docid": "b528f29ebaead09e2665fc7058ec1a55",
"text": "Institute of Supply Management, specifically their Report on Business. Good forward looking indicator. As far as the weekly report, I'd probably read it, maybe even contribute, but I more of a lurker on this sub. I saw your question and have had some similar experiences so I thought I could help you out.",
"title": ""
},
{
"docid": "23b8c89a673ed3d13114a805d1a96364",
"text": "If you're researching a publicly traded company in the USA, you can search the company filings with the SEC. Clicking 'Filings' should take you here.",
"title": ""
},
{
"docid": "caf9996540ad9416b6f19f1b62ae2743",
"text": "\"Short answer - matching your firms stock record or box to the records of a depository or fund family. Any differences are referred to as \"\"breaks\"\" and need to be resolved promptly otherwise action like covering or moving to suspsense are required. There are rules surrounding suspense, that may be valuable reading. Let me know if you have any specifics or want more detail. I made a few assumptions but that is the broadest view of a firms asset reconciliation (FINRA passed some recent rules that take this even deeper into \"\"firm\"\" accounts).\"",
"title": ""
},
{
"docid": "02652a2907593af155500446726db5b3",
"text": "Usually your best bet for this sort of thing is to look for referrals from people you trust. If you have a lawyer or other trusted advisor, ask them.",
"title": ""
},
{
"docid": "6e1d042d845a3ded83660b9fd7eb6eb0",
"text": "Consult your local Small Business Administration office - they may have resources that can help you find what you're looking for.",
"title": ""
},
{
"docid": "095938096f0729953b2f9a910c9744aa",
"text": "Hi, are you a business lawyer and do you happen to know the answer? I tried asking someone at a Small Business Center but I think he started getting annoyed at all my questions and starting becoming curt so I stopped asking even though I still wasn't clear on all the answers yet.",
"title": ""
},
{
"docid": "9b42ee8b333f4eda0048aaa07d6c5a1c",
"text": "Edgar Online is the SEC's reporting repository where public companies post their forms, these forms contain financial data Stock screeners allow you to compare many companies based on many financial metrics. Many sites have them, Google Finance has one with a decent amount of utility",
"title": ""
},
{
"docid": "fa264c0b4db8dbcd91ad2b8a7eedcc17",
"text": "I do know the business connection, but this article seems more political than business oriented. I'm just sick of the cesspool of anti-trump stuff on reddit leaking out of the typical subs. Everything policy wise can have an affect on the business climate, but that doesn't mean it's necessarily a business topic.",
"title": ""
},
{
"docid": "04f8c79101781d940bc848bc38ac0671",
"text": "S&P/TSX 60 VIX (CAD) is an equation and as the implied volatility of two close to the money TSX 60 options change, the output changes. This is why the intra-day price fluctuates on a graph like a traded product. Although VIXC can't be traded, it can still be used as an important signal for traders. The excerpt is from slide 12, more information can be found here. https://www.m-x.ca/f_publications_en/vixc_presentation_en.pdf Futures (stage 2) Options, ETFs, OTC Products (stage 3) have not been implemented.",
"title": ""
}
] |
fiqa
|
121089fa18fac159d3142f76ffab7006
|
Tax Allocation - Business Asset Transfer
|
[
{
"docid": "ee1cbe95c80b1f09c238a89beef2ce71",
"text": "\"And my CPA is saying no way, it will cost me many thousands in taxes and doesn't make any sense. I'd think so too. It looks like it converts from capitol gains at 14% to something else at about 35% Can be, if your gain under the Sec.1231 rules is classified as depreciation recapture. But, perhaps the buyers will be saving this way? Not your problem even if they were, which they aren't. I would not do something my CPA says \"\"no-way\"\" about. I sometimes prefer not doing some things my CPA says \"\"it may fly\"\" because I'm defensive when it comes to taxes, but if your CPA is not willing to sign something off - don't do it. Ever.\"",
"title": ""
}
] |
[
{
"docid": "a218b268aee293bf7feabf28e3b83c0f",
"text": "I fell into a similar situation as you. I spent a lot of time trying to understand this, and the instructions leave a lot to be desired. What follows is my ultimate decisions, and my rationale. My taxes have already been filed, so I will let you know if I get audited! 1.) So in cases like this I try to understand the intent. In this case section III is trying to understand if pre-tax money was added to your HSA that you were not entitled too. As you describe, this does not apply to you. I would think you should be ok not including section III (I didn't.) HOWEVER, I am not a tax-lawyer or even a lawyer! 2.) I do not believe these are medical distributions From the 8889 doc.... Qualified HSA distribution. This is a distribution from a health flexible spending arrangement (FSA) or health reimbursement arrangement (HRA) that is contributed by your employer directly to your HSA. This is a one-time distribution from any of these arrangements. The distribution is treated as a rollover contribution to the HSA and is subject to the testing period rules shown below. See Pub. 969 for more information. So I don't think you have anything to report here. 3.) As you have no excess this line can just be zero. 4.) From the 8889 doc This is a distribution from your traditional IRA or Roth IRA to your HSA in a direct trustee-to-trustee transfer. Again, I don't think this applies to you so you can enter zero. 5.) This one is the easiest. You can always get this money tax free if you use it for qualified medical expenses. From the 8889 Distributions from an HSA used exclusively to pay qualified medical expenses of the account beneficiary, spouse, or dependents are excludable from gross income. (See the line 15 instructions for information on medical expenses of dependents not claimed on your return.) You can receive distributions from an HSA even if you are not currently eligible to have contributions made to the HSA. However, any part of a distribution not used to pay qualified medical expenses is includible in gross income and is subject to an additional 20% tax unless an exception applies. I hope this helps!",
"title": ""
},
{
"docid": "b72c7f112014ad0f2539574456e73e5f",
"text": "\"As cryptocurrencies are rather new compared to most assets, there hasn't been a lot of specific guidance for a lot of situation, but in 2014 the IRS announced that it published guidance in Notice 2014-21. I'm not aware of further guidance that has been published beyond that, though it wouldn't surprise me if treatments changed over time. In that notice, the answer to the first question describes the general treatment: For federal tax purposes, virtual currency is treated as property. General tax principles applicable to property transactions apply to transactions using virtual currency. Your specific questions (about what constitutes a \"\"business\"\", and when you're considered to be \"\"selling\"\" the cryptoproperty) are likely to be considered on a case by case basis by the IRS. As the amounts involved here are so small (relatively speaking), my recommendation would be to read through what the IRS has published carefully, make reasonable assumptions about what scenarios that are described are closest to what you're doing, and document doing so clearly as part of your tax preparations. And when in doubt, erring on the side of whichever option incurs more tax is unlikely to be objected to by them. Of course, I'm not a lawyer or tax advisor, I'm a stranger on the Internet, so for \"\"real\"\" advice you should contact somebody qualified. I doubt you'd be faulted too much for not doing so given the amounts involved. You could also attempt contacting a local IRS office or calling them with your specific questions, and they may be able to provide more specific guidance tailored to you, though doing so may not save you from an auditor deciding something differently if they were to examine your return later. There are also phone numbers to contact specific people listed at the end of Notice 2014-21; you could try calling them as well.\"",
"title": ""
},
{
"docid": "7ca594024cad43676e532bdd3be3a86d",
"text": "No, it's not all long-term capital gain. Depending on the facts of your situation, it will be either ordinary income or partially short-term capital gain. You should consider consulting a tax lawyer if you have this issue. This is sort of a weird little corner of the tax law. IRC §§1221-1223 don't go into it, nor do the attendant Regs. It also somewhat stumped the people on TaxAlmanac years ago (they mostly punted and just declared it self-employment income, avoiding the holding period issue). But I did manage to find it in BNA Portfolio 562, buried in there. That cited to a court case Comm'r v. Williams, 256 F.2d 152 (5th Cir. 1958) and to Revenue Ruling 75-524 (and to another Rev. Rul.). Rev Rul 75-524 cites Fred Draper, 32 T.C. 545 (1959) for the proposition that assets are acquired progressively as they are built. Note also that land and improvements on it are treated as separate assets for purposes of depreciation (Pub 946). So between Williams (which says something similar but about the shipbuilding industry) and 75-524, as well as some related rulings and cases, you may be looking at an analysis of how long your property has been built and how built it was. You may be able to apportion some of the building as long-term and some as short-term. Whether the apportionment should be as to cost expended before 1 year or value created before 1 year is explicitly left open in Williams. It may be simpler to account for costs, since you'll have expenditure records with dates. However, if this is properly ordinary income because this is really business inventory and not merely investment property, then you have fully ordinary income and holding period is irrelevant. Your quick turnaround sale tends to suggest this may have been done as a business, not as an investment. A proper advisor with access to these materials could help you formulate a tax strategy and return position. This may be complex and law-driven enough that you'd need a tax lawyer rather than a CPA or preparer. They can sort through the precedent and if you have the money may even provide a formal tax opinion. Experienced real estate lawyers may be able to help, if you screen them appropriately (i.e. those who help prepare real estate tax returns or otherwise have strong tax crossover knowledge).",
"title": ""
},
{
"docid": "ce8d5627024191690537789aedb3f34f",
"text": "You are still selling one investment and buying another - the fact that they are managed by the same company should be irrelevant. So yes, it would get the same tax treatment as if they were managed by different companies.",
"title": ""
},
{
"docid": "f469aad776f005ed531a025b282f05ad",
"text": "This is great! I'm not a CPA, but work in finance. As such, my course/professional work is focused more on the economic and profitability aspects of transfer pricing. As you might imagine, it tended to analyze corporate strategy decisions under various cost allocation models, which you thoroughly discuss. I would agree with the statement that it is based on the matching principle but would like to add that transfer pricing is interesting as it falls under several fields: accounting, finance, and economics. Fundamentally it is based on the matching principal, but it's real world applications are based on all three (it's often used to determine divisional and even individual sales peoples profitability; as is the case with bank related funds transfer pricing on stuff like time deposits). In this case, the correct accounting principal allows you to, when done properly, better understand the economics, strategy, and operations of an organization. In effect, when done correctly, it provides transparency for strategic decision making to executives. As I said, since my coursework tended to focus more on that aspect, I definitely have a natural tendency towards it. This is an amazing explanation (esp. about interest on M&A bridge loans, I get that) of the more detailed stuff! Truthfully, I'm not as familiar with it and was just trying to show more of the conceptual than nitty-gritty. Thanks for the reply!",
"title": ""
},
{
"docid": "de72f00da7d0938ab1e7d83d752d9162",
"text": "\"Is this legal? Why not? But you might have trouble deducting losses on your taxes, especially if you sell to someone related to you in some way (which is indeed what you're doing). See the added portion below regarding dealing with \"\"related person\"\" (which a sibling is). The state of Maryland has a transfer/recordation tax of 1.5% for each, the buyer and seller. Would this be computed on the appraised or sale value? You should check with the State. In California property taxes are assessed based on sale value, but if the sale value is bogus the assessors have the right to recalculate. Since you're selling to family, the assessors will likely to intervene and set a more close to \"\"fair market\"\" value on the transaction, but again - check the local law. Will this pose any problem if the buyer needs financing? Likely, banks will be suspicious.Since you're giving a discount to your sibling, it will likely not cause a problem for financing. If it was an unrelated person getting such a discount, it would likely to have raised some questions. Would I be able to deduct a capital loss on my tax return? As I said - it may be a problem. If the transaction is between related people - likely not. Otherwise - not sure. Check with a professional tax adviser (EA or CPA licensed in Maryland). You mentioned in the comment that the buyer is a sibling. IRS Publication 544 has a list of what is considered \"\"related person\"\", and that includes siblings. So the short answer is NO, you will not be able to deduct the loss. The tax treatment is not trivial in this case, and I suggest to have a professional tax adviser guide you on how to proceed. Here's the definition of \"\"related person\"\" from the IRS pub. 544: Members of a family, including only brothers, sisters, half-brothers, half-sisters, spouse, ancestors (parents, grandparents, etc.), and lineal descendants (children, grandchildren, etc.). An individual and a corporation if the individual directly or indirectly owns more than 50% in value of the outstanding stock of the corporation. Two corporations that are members of the same controlled group as defined in section 267(f) of the Internal Revenue Code. A trust fiduciary and a corporation if the trust or the grantor of the trust directly or indirectly owns more than 50% in value of the outstanding stock of the corporation. A grantor and fiduciary, and the fiduciary and beneficiary, of any trust. Fiduciaries of two different trusts, and the fiduciary and beneficiary of two different trusts, if the same person is the grantor of both trusts. A tax-exempt educational or charitable organization and a person who directly or indirectly controls the organization, or a member of that person's family. A corporation and a partnership if the same persons own more than 50% in value of the outstanding stock of the corporation and more than 50% of the capital interest or profits interest in the partnership. Two S corporations if the same persons own more than 50% in value of the outstanding stock of each corporation. Two corporations, one of which is an S corporation, if the same persons own more than 50% in value of the outstanding stock of each corporation. An executor and a beneficiary of an estate unless the sale or exchange is in satisfaction of a pecuniary bequest. Two partnerships if the same persons directly or indirectly own more than 50% of the capital interests or profits interests in both partnerships. A person and a partnership if the person directly or indirectly owns more than 50% of the capital interest or profits interest in the partnership.\"",
"title": ""
},
{
"docid": "52cc3372c358d8a4abf865160106ab9b",
"text": "Typically tax treaties will cover double taxation (taxes paid in one jurisdiction are deducted in the other jurisdiction so there is no double tax). You'll need an accountant and attorney with experience in international business setups to confirm and determine which jurisdiction gets first priority of tax payment. In short, this is the wrong place to get a good answer. Talk to (and pay for) professionals to get you properly set up.",
"title": ""
},
{
"docid": "cfcbc865e377e9eed35445892b998966",
"text": "You're last paragraph sums up what I mean exactly. Businesses will continue to make investments that try think make sense. Taxes have an pact on what makes sense. This combo is what we should be discussing. Thanks for adding to the conversation.",
"title": ""
},
{
"docid": "71d5097054e25bcf177dfa43b19c737c",
"text": "Ok, so here's the strategy I decided to go with in the meantime: Allocate E1 to A_corp and E3 to A_ira. Here are my considerations which I assume at this stage to be right:",
"title": ""
},
{
"docid": "085e2dffab276a036853dd071ebe34cc",
"text": "\"Offset against taxable gains means that the amount - $25 million in this case - can be used to reduce another sum that the company would otherwise have to pay tax on. Suppose the company had made a profit of $100 million on some other investments. At some point, they are likely to have to pay corporation tax on that amount before being able to distribute it as a cash dividend to shareholders. However if they can offset the $25 million, then they will only have to pay tax on $75 million. This is quite normal as you usually only pay tax on the aggregate of your gains and losses. If corporation tax is about 32% that would explain the claimed saving of approximately $8 million. It sounds like the Plaintiffs want the stock to be sold on the market to get that tax saving. Presumably they believe that distributing it directly would not have the same effect because of the way the tax rules work. I don't know if the Plaintiffs are right or not, but if they are the difference would probably come about due to the stock being treated as a \"\"realized loss\"\" in the case where they sell it but not in the case where they distribute it. It's also possible - though this is all very speculative - that if the loss isn't realised when they distribute it directly, then the \"\"cost basis\"\" of the shareholders would be the price the company originally paid for the stock, rather than the value at the time they receive it. That in turn could mean a tax advantage for the shareholders.\"",
"title": ""
},
{
"docid": "0604ebabe31f6cf99563c6536cfc95aa",
"text": "Regarding the tax implications half of your question ... There seem to be a lot of articles that say there's not yet any established law concerning the tax treatment of crowdsourced funds. Since your objective is gift-giving rather than business purposes, it would seem that the gift tax rules would apply, and gift taxes are charged to the donor not the donee. (But I am not a tax attorney.)",
"title": ""
},
{
"docid": "bfbce967b0ac112361a262d4f6d7aa3d",
"text": "\"You uncle is liable to pay \"\"Capital-Gains\"\" tax. Essentially the sale price less of cost would be treated as gains. The gains are taxed at 10% without indexation and 20% with Indexation. The capital gains tax can be avoided if your uncle invests the gains into specified \"\"Infrastructure bonds\"\" or buys another property within a period of 3 years. The funds need to be kept in a separate \"\"Capital Gains\"\" account and not a regular savings account till you buy another property within 3 years.\"",
"title": ""
},
{
"docid": "632a3b522f740db1e97e07b5c53b219a",
"text": "Everything here is yours and can be rolled into your new plan or IRA. You can generally move your 403(b) assets into your traditional IRA or into your new employer's plans, assuming your new employer's plan allowing incoming roll overs. You can probably roll your pension out as well. Actually, the right person to ask about this is the company with whom you have your IRA. The easiest and best way to get assets from one tax-sheltered account to another is by contacting the company you want to roll INTO and having them take care of everything for you.",
"title": ""
},
{
"docid": "10e458738a27e9fc183cb73f5ba96c9f",
"text": "\"Disclaimer: I am neither a lawyer nor a tax-expert This page on the HMRC site lists several pages that appear to be relevant, starting with CG78401 - Foreign currency: delayed remittances and on to CG78408 - Foreign currency: example which seems pertinent to your case [paraphrased]: A property bought in 1983 is sold for a [taxable] gain in one tax-year (1986/87) but the proceeds cannot be released/remitted to the UK until later (1991/92), by which time currency fluctuations have created a second [taxable] gain. The size of the first gain (selling the property) is determined by the exchange rate in effect at the time of the sale but because of local restrictions, this can be deferred. The size of the second gain (currency movement) is determined by the change in exchange-rate between the time of the sale and the time of conversion. In your case, the first \"\"gain\"\" was actually a loss, so I believe you should be able to use this to offset any tax due second gain. This page states that losses can be claimed up to four years after the end of the tax-year in which they were incurred, so you are probably still OK. (The example makes application under TCGA92/S279 to defer the gain made on the original sale [because of the inability to transfer funds], but as I understand it, this is primarily to avoid a tax liability in that year. Since you made a loss on the sale, there wouldn't have been a tax liability, so there would be no need to defer it).\"",
"title": ""
},
{
"docid": "23f5f2612371f9e932e54d0056e46c3e",
"text": "By the time you've earned the income, it is basically too late to decide who it belongs to[*]. If the assets belong to one person, income from those assets must be declared by that person. If you earn interest on a shared account, you must declare 50% of it each. And so on. (If you're tempted to fudge it bear in mind that banks report to the ATO about interest paid and account ownership.) I don't think Family Tax Benefits are taxable income, but I don't get them myself so I don't know. What you can do is think about how you want things arranged going forward. That means making a prediction about who will have the higher income; it sounds like that's going to be you, and she will be working at most part time. Therefore she should hold anything that generates taxable income (bank accounts etc) and you should hold anything that generates losses (negatively-geared investments, charitable deductions, etc). You could look into making a voluntary super contribution into her account which (imbw) will be deductible for you and get it into a lower-tax area. If you're earning on the order of $30k per annum in interest you're looking at paying $11500 tax on it if it's in your name vs $5k if it's in hers, so it's not a moot point. $420k in cash is arguably quite a lot, and perhaps you want to look at putting some of it into a low-cost balanced managed fund, such as those from Vanguard. That will be somewhat more tax effective, though less stable. If you're looking to buy a new house within a few years perhaps cash is the best place for it. [*] One kind-of exception is that if you have a family trust, the trust can decide at the end of the year to whom it will distribute its income. However, you still have to decide to establish a trust in advance.",
"title": ""
}
] |
fiqa
|
f23f5486c32226e833cf8245447d0a9c
|
How to Deduct Family Health Care Premiums Under Side Business
|
[
{
"docid": "ab8e5625963dace403b25188bb017acc",
"text": "\"No, not on schedule C, better. Its an \"\"above the line\"\" deduction (line 29 on your 1040). Here's the turbo tax article on it. The instructions for this line set certain limitations that you must take into the account, and yes - it is limited to the net profit from the business. One of the following statements must be true. You were self-employed and had a net profit for the year. You were a partner with net earnings from self-employment. You used one of the optional methods to figure your net earnings from self-employment on Schedule SE. You received wages in 2011 from an S corporation in which you were a more-than-2% shareholder. Health insurance premiums paid or reimbursed by the S corporation are shown as wages on Form W-2. The insurance plan must be established under your business. Your personal services must have been a material income-producing factor in the business. If you are filing Schedule C, C-EZ, or F, the policy can be either in your name or in the name of the business.\"",
"title": ""
}
] |
[
{
"docid": "15034ead9413735215f730cb5e1fe918",
"text": "\"HSAs as they exist today allow a person to contribute tax deductible money (like a traditional IRA) to a savings account. The funds in the savings account can be spent tax free for qualified expenses. If the money is invested it also grows tax free. This means a discount on your cash health expenses of the amount you would have paid in taxes, which given your relative's income isn't likely to be very much. As HSAs exist today they must be paired to a qualified High Deductible Health Plan (HDHP). Many plans have a deductible that meets or exceeds the level set by the regulations but many plans waive the deductible for things like X-Rays; waiving the deductible causes most \"\"high deductible\"\" plans to not qualify for HSA accounts. There are other qualified HSA expenses like Long Term Care (LTC) insurance premiums that can also be spent tax and penalty free from HSA funds. At age 60 with low income an HSA serves little purpose because the tax savings is so marginal and an HDHP is required. That does not however mean that the scope of HSA availability should not be expanded. Just because this is not a silver bullet for everyone does not mean it is of no use to anyone.\"",
"title": ""
},
{
"docid": "5e56a48a9311e628a53102f33e136054",
"text": "Child care expenses aren't exactly deductible without the FSA, but if you can't use the FSA and end up paying them with after tax dollars, you can use these expenses to qualify for the Child and Dependent Care Tax Credit, which, depending on your circumstances, could save you more money than the FSA would have saved you.",
"title": ""
},
{
"docid": "ecbb430ddfcedf05f360e137448ae3c5",
"text": "You can use it for medical expenses even if you don't have a high deductible policy. It can cover prescriptions, copays, deductibles, co-insurance, dentist, orthodontics... As long as it is being used for an approved medical expense there is no tax or penalty. Yes it doesn't save you on the monthly service charges but it does allow you to cut your medical expenses for a while.",
"title": ""
},
{
"docid": "c3c0944e9e65e420b692ee0e47cded0d",
"text": "As others have pointed out, post-tax dollars are what you'll use. Just as a quick note, as you'll be using post-tax dollars; in the past, I've refused to take contractor plans because they almost always are inferior to what I've been able to get off the private exchange ehealthinsurance. A few people have written excellent articles on Get Rich Slowly here and here about them in detail if you want more information. Generally, contractors (and sometimes employees) are offered a few plans (3-4), and this health exchange gives you a little more freedom to pick your plan, which in your situation may help. It isn't always cheaper, but depending on your needs, you may obtain a better deal. Forgot to add this: this option has also made switching jobs easy as well since I don't have to pay COBRA. While it depends on the situation, this can sometimes come out significantly cheaper. For instance, if I were to take the employer health plan next year, I would lose ~$450 a month, whereas the private exchange option is ~$300. But, if I were to switch jobs, decide to opt for self-employment, or a layoff, the COBRA would be even higher than ~$450.",
"title": ""
},
{
"docid": "5ff1af280caefca969392dcb82bd928c",
"text": "First off, you should contact your health plan administrator as soon as possible. Different plans may interact differently with Medicare; any advice we could provide here would be tentative at best. Some of the issues you may face: A person with both Medicare and a QHP would potentially have primary coverage from 2 sources: Medicare and the QHP. No federal law addresses this situation. Under state insurance law an individual generally cannot collect full benefits from each of 2 policies that together pay more than an insured event costs. State law usually specifies how insurance companies will coordinate health benefits when a person has primary coverage from more than one source. In that situation, insurance companies determine which coverage is primary and which is secondary. It’s important to understand that a QHP is not structured to pay secondary benefits, nor are the premiums calculated or adjusted for secondary payment. In addition, a person with Medicare would no longer receive any premium assistance or subsidies under the federal law. While previous federal law makes it illegal for insurance companies to knowingly sell coverage that duplicates Medicare’s coverage when someone is entitled to or enrolled in Medicare Part A or Part B, there has been no guidance on the issue of someone who already has individual health insurance and then also enrolls in Medicare. We and other consumer organizations have asked state and federal officials for clarification on this complicated situation. As such, it likely is up to the plan how they choose to pay - and I wouldn't expect them to pay much if they think they can avoid it. You may also want to talk to someone at your local Medicare branch office - they may know more about your state specifically; or someone in your state's department of health/human services, or whomever administers the Exchanges (if it's not federal) in your state. Secondly, as far as enrolling for Part B, you should be aware that if she opts not to enroll in Part B at this time, if your wife later chooses to enroll before she turns 65 she will be required to pay a penalty of 10% per 12 month period she was not enrolled. This will revert to 0 when she turns 65 and is then eligible under normal rules, but it will apply every year until then. If she's enrolling during the normal General Enrollment period (Jan-March) then if she fails to enroll then she'll be required to pay that penalty if she later enrolls; if this is a Special Enrollment Period and extends beyond March, she may have the choice of enrolling next year without penalty.",
"title": ""
},
{
"docid": "061c88bc7c25999f41e8622fc2c2bd64",
"text": "The rebate amount is a non-qualified distribution: IRS Pub 969 describes how the HSA works: Reporting Distributions on Your Return How you report your distributions depends on whether or not you use the distribution for qualified medical expenses (defined earlier). If you use a distribution from your HSA for qualified medical expenses, you do not pay tax on the distribution but you have to report the distribution on Form 8889. However, the distribution of an excess contribution taken out after the due date, including extensions, of your return is subject to tax even if used for qualified medical expenses. Follow the instructions for the form and file it with your Form 1040 or Form 1040NR. If you do not use a distribution from your HSA for qualified medical expenses, you must pay tax on the distribution. Report the amount on Form 8889 and file it with your Form 1040 or Form 1040NR. If you have a taxable HSA distribution, include it in the total on Form 1040 or Form 1040NR, line 21, and enter “HSA” and the amount on the dotted line next to line 21. You may have to pay an additional 20% tax on your taxable distribution. I looked at several plans regarding how to handle mistaken distributions: example A What if I accidentally use my HSA Visa debit card for a non-qualified expense? To fix this problem, just bring that same amount into any local branch and tell us it was a Mistaken Distribution. We can then put the funds back into your HSA and correct the problem. example B You’re allowed to correct mistaken HSA withdrawals when there is clear and convincing evidence that amounts were distributed from an HSA because of a mistake of fact due to reasonable cause. You can correct the mistake by repaying the withdrawal no later than April 15 following the first year that you knew or should have known that the withdrawal was a mistake. When a correction is made, the mistaken withdrawal does not have to be included in gross income or be subject to the 6 percent additional tax, and the repayment does not count as an excess contribution. If an error is made by SelectAccount in its role as the administrator, SelectAccount will be responsible for taking appropriate corrective action. Check with your plan trustee on their procedure to fix the mistaken withdrawal.",
"title": ""
},
{
"docid": "f0a4ee5d36563070fdd99129bf077a2e",
"text": "COBRA premiums are not deductible on 1040 line 29; to qualify, the IRS says the insurance plan must be in your name (COBRA is in your former employer's name). H&R Block confirms this.",
"title": ""
},
{
"docid": "b2ec0e4cfbb63734217e34fd4fd9f04d",
"text": "You are in business for yourself. You file Schedule C with your income tax return, and can deduct the business expenses and the cost of goods sold from the gross receipts of your business. If you have inventory (things bought but not yet sold by the end of the year of purchase), then there are other calculations that need to be done. You will have to pay income tax as well as Social Security and Medicare taxes (both the employee's share and the employer's share) on the net profits from this business activity.",
"title": ""
},
{
"docid": "f2ff641ca5fb5d9705c767b1ebe02e52",
"text": "I don't think you're stupid, evil, bad or anything like that. I'm sure in fact that you are an intelligent, nice person who only wants the best for everyone. I just think that you are in a willful mannor refusing to understand the difference between insurance and healthcare. It's not that you are incapable, it is that you simply refuse to do so. You are doing so to justify making the bad guy out of an industry whose goal is to make health-care accessible to as many people as possible by spreading out the cost of health-emergencies over time, which is mis-directed anger. I fully appreciate and understand that most health-care is payed for via insurance. However, this is entirely an artifact of business-tax deductions which make it cheaper for individuals to accept part of their compensation in the form of health insurance benefits. Health care and insurance aren't intrinsically inseparable, they are bound together in the US due to the tax code. So what you should be arguing for is the removal of business health-care tax deductions, and direct financial assistance for the poor. This would make insurance and healthcare a more competitive market, which would in turn drive costs down, and by giving the money directly to the impoverished more of the benefit would reach them, rather than creating some huge bureaucracy that it has to be filtered through first. But instead you are choosing to vilify a industry for not handing out free health-care, which is misguided at best.",
"title": ""
},
{
"docid": "d04d1455d5b8090206ebb4e035f20e7e",
"text": "\"Short answer, yes. But this is not done through the deductions on Schedule A. This can happen if the employer creates a Flexible Spending Account (FSA) for its employees. This can be created for certain approved uses like medical and transportation expenses (a separate account for each category). You can contribute amounts within certain limits to these accounts (e.g. $255 a month for transportation), with pre-tax income, deduct the contributions, and then withdraw these funds to cover your transportation or medical expenses. They work like a (deductible) IRA, except that these are \"\"spending\"\" and not \"\"retirement\"\" accounts. Basically, the employer fulfills the role of \"\"IRA\"\" (FSA, actually) trustee, and does the supporting paperwork.\"",
"title": ""
},
{
"docid": "3e534876010df78449bbca157d503e14",
"text": "\"Chris, Joe's table helps. but think this way: there are two ways you can pay the taxes for your side-gig: either you can send a check quarterly to the Feds, OR, you can overwithhold at your real job to cover taxes at your sidegig. I'd do this in \"\"arrears\"\" -- after you get your first paycheck from sidegig, then adjust your real job's withholding. Except (and Joe neglected this), you're still responsible for Social Security / Medicare Tax from your sidegig. I suspect your income at real-job is high enough that you stop paying Social Security Tax, so at least at this time of year you won't be subject to 15.4% Social Security Tax. However, that's NOT true for the 2.9% Medicare Tax. Remember that because you're an independent contractor being payed without withholding, YOU are responsible not only for the Medicare (and Social Security) taxes you'd be responsible for if a regular employee, but you're also responsible for what your employer's share as well.\"",
"title": ""
},
{
"docid": "58e9f8e3ec0964b68da6ac0df0d26c12",
"text": "While the OP disses the health insurance coverage offered through his wife's employer as a complete rip-off, one advantage of such coverage is that, if set up right (by the employer), the premiums can be paid for through pre-tax dollars instead of post-tax dollars. On the other hand, Health insurance premiums cannot be deducted on Schedule C by self-employed persons. So the self-employed person has to pay both the employer's share as well as the employee's share of Social Security and Medicare taxes on that money. Health insurance premiums can be deducted on Line 29 of Form 1040 but only for those months during which the Schedule C filer is neither covered nor eligible to be covered by a subsidized health insurance plan maintained by an employer of the self-employed person (whose self-employment might be a sideline) or the self-employed person's spouse. In other words, just having the plan coverage available through the wife's employment, even though one disdains taking it, is sufficient to make a Line 29 deduction impermissible. So, AGI is increased. Health insurance premiums can be deducted on Schedule A but only to the extent that they (together with other medical costs) exceed 10% of AGI. For many people in good health, this means no deduction there either. Thus, when comparing the premiums of health insurance policies, one should pay some attention to the tax issues too. Health insurance through a spouse's employment might not be that bad a deal after all.",
"title": ""
},
{
"docid": "95aa4d5b9f66c9d973aae8887df04cbd",
"text": "It is important to remember that the tax brackets in the U.S. are marginal. This means that the first part of your income is taxed at 10%, the next part at 15%, next at 25%, etc. Therefore, if you find yourself just on the edge of a tax bracket, it really does not make any difference which side of that line you end up falling on. That having been said, of course, reducing your taxable income reduces your taxes. There are lots of deductions you can take, if you qualify. Depending on what type of health insurance coverage you have, a Health Savings Account (HSA) is a great way to shelter some income from taxes. Charitable contributions are also an easy way to reduce your taxes; you don't really personally benefit from them, but if you'd rather send your money to a good cause than to Uncle Sam, that's an easy way to do it.",
"title": ""
},
{
"docid": "e6be25a6e20691553af8ecd7cda74ce5",
"text": "You have two options for deducting childcare expenses in the US. Both are discussed in Publication 503. You can claim the Childcare Tax Credit using Form 2441, which has instructions here. First, you can enroll in a dependent care FSA. You enroll in this through your employer; either you or your spouse can. $5000 can be deducted pre-tax from your paycheck to pay for childcare this way. This does not have income limits. Second, you can claim a credit based on expenses up to $3000 per child, up to two children ($6000 total), for the Child Care Tax Credit. This is combinable with the FSA, only for the last $1000 if you have 2+ children (so $6000 total between the two). That has income limits to claim over 20% of the credit; so if you are in the 25% bracket, you will only get to claim 20% of the total, either $200 if you have an FSA or $1200 if you do not. Both spouses must work full time or have other qualifying details (such as being a full time student) in order to qualify for the credit; see publication 503 above for more information.",
"title": ""
},
{
"docid": "b9f0d0ad1f69afb5a32d75cd2a711659",
"text": "Moody's came out with an analysis today saying the requirement could be slightly good for for-profit hospitals (Bad-debt charges will decline. The expansion of healthcare coverage under the law will lessen for-profit hospital operators’ exposure to bad debts, which in turn will improve margins and cash flow. However, we expect that the growth rate of Medicare reimbursements will also slow down, offsetting the benefit of lower bad-debt expense and making the overall credit impact of the ruling neutral to slightly positive), negative for pharmaceutical cos. (Pharmaceutical companies will continue to pay for the full adoption of the Affordable Care Act in the form of higher rebates to the government for Medicaid drug costs, discounts to seniors covered under Medicare Part D drug plans and a new industry fee) and slightly negative for medical device firms (Beginning Jan. 1, 2013, US medical-device product sales will be subject to a 2.3% excise tax; the excise tax will be tax-deductible, resulting in an estimated effective tax rate of 1.5% on US device revenues).",
"title": ""
}
] |
fiqa
|
0972231539410b5d6aa626b41462a776
|
Claiming car as a business expense in the UK
|
[
{
"docid": "49be38301e97d9b2978e78799196a64a",
"text": "\"I'm going to look just at purchase price. Essentially, you can't always claim the whole of the purchase price (or 95% your case) in the year (the accounting period) of purchase, but you get a percentage of the value of the car each year, called writing down allowance, which is a capital allowance. It is similar to depreciation, but based on HRMC's own formula. In fact, it seems you probably can claim 95% of the purchase price, because the value is less than £1000. The logic is a bit involved, but I hope you can understand it. You could also claim simplified expenses instead, which is just based on a rate per mile, but you can't claim both. Note, by year I mean whatever your account period is. This could be the normal financial year, but you would probably have a better idea about this. See The HMRC webpage on this for more details. The big idea is that you record the value of any assets you are claiming writing down allowance on in one of a number of pools, that attract the same rate of writing down allowance, so you don't need to record the value of each asset separately. They are similar to accounts in accounting, so they have an opening balance, and closing balance. If you use an asset for personal use, it needs a pool to itself. HRMC call that a single asset pool. So, to start with, look at the Business Cars section, and look at the Rates for Cars section, to determine the rate you can claim. Each one links to a further article, which gives more detail if you need it. Your car is almost certainly in the special rate category. Special rate is 8% a year, main rate is 18%, and First year allowance is essentially 100%. Then, you look at the Work out what you can claim article. That talks you through the steps. I'll go through your example. You would have a pool for your car, which would end the account period before you bought the vehicle at zero (step 1). You then add the value of the car in the period you bought it (Step 2). You would reduce the value of the pool if you dispose of it in the same year (Step 3). Because the car is worth less than £1,000 (see the section on \"\"If you have £1,000 or less in your pool\"\"), you would normally be able to claim the whole value of the pool (the value of the car) in the first accounting period, and reduce the value of the pool to zero. As you use the car for personal use, you only claim 95% of the value, but still reduce the pool to zero. See the section on \"\"Items you use outside your business\"\". This £1000 is adjusted if your accounting period lasts more or less than 12 months. Once the pool is down to zero that it you don't need to think about it any more for tax purposes, apart from if you are claiming other motoring expenses, or if you sell it. It gets more complicated if the car is more expensive. I'll go through an example for a car worth £2,000. Then, after Step 3, on the year of purchase, you would reduce the value of the pool by 8%, and claim 95% of the reduction. This would be a 160 reduction, and 95%*160 = 152 claim, leaving the value of 1860 in the pool. You then follow the same steps for the next year, start with 1840 in the pool, reduce the value by 8%, then claim 95% of the reduction. This continues until you sell or dispose of the car (Step 3), or the value of the pool is 1000 or less, then you claim all of it in that year. Selling the car, or disposing of the car is discussed in the Capital allowances when you sell an asset article. The basic idea is that if you have already reduced the value of the pool to zero, the price you sell the car for is added you your profits for that year (See \"\"If you originally claimed 100% of the item\"\"), if you still have anything in the pool, you reduce the value of the pool by the sale value, and if it reduces to below zero (to -£200, say), you add that amount (£200, in this case), to your profits. If the value is above zero, you keep applying writing down allowances. In your case, that seems to just means if you sell the car in the same year you buy it, you claim the difference (or 95% of it) as writing down allowance, and if you do it later, you claim the purchase price in the year of purchase, and add 95% of the sale price to your profits in the year you sell it. I'm a bit unclear about starting \"\"to use it outside your business\"\", which doesn't seem to apply if you use it outside the business to start with. You can claim simplified expenses for vehicles, if you are a sole trader or partner, but not if you claim capital allowances (such as writing down allowances) on them, or you include a separate expense in your accounts for motoring expenses. It's a flat rate of 45p a mile for the first 10,000 miles, and 25p per mile after that, for cars, and 24p a mile for motorcycles. See the HRMC page on Simplifed Mileage expenses for details. For any vehicle you decide to either claim capital allowances claim running costs separately, or claim simplified mileage expenses, and \"\"Once you use the flat rates for a vehicle, you must continue to do so as long as you use that vehicle for your business.you have to stick with that decision for that vehicle\"\". In your case, it seems you can claim 95% of the purchase price in the accounting period you buy it, and if you sell it you add 95% of the sale price to your profits in that accounting period. It gets more complicated if you have a car worth more than £1000, adjusted for the length of the accounting period. Also, if you change how you use it, consult the page on selling selling an asset, as you may have disposed of it. You can also use simplified mileage expenses, but then you can't claim capital allowances, or claim running costs separately for that car. I hope that makes sense, please comment if not, and I'll try to adjust the explanation.\"",
"title": ""
}
] |
[
{
"docid": "fcea0195c525dd15d0979228c8159f02",
"text": "Use a limited company. Use the HMRC website for help on limited companies and get a good accountant for doing your taxes. Mixing your website income and personal income may make you pay a higher tax rate. You can take out expenses from the limited company, which are tax deductible. But if you group it in personal income it wouldn't be tax deductible. In a personal capacity you are 100% liable if your business goes bust and you owe debt. But for a limited company you are only liable for what you own i.e %age of shares. You can take on an investor if your business booms and it is easier if you do it through a limited company rather than through a personal endeavour.",
"title": ""
},
{
"docid": "8faf102c4cceb0254f9731411e2413c0",
"text": "If the firm treats you as an employee then they are treated as having a place of business in the UK and therefore are obliged to operate PAYE on your behalf - this rule has applied to EU States since 2010 and the non-EU EEA members, including Switzerland, since 2012. If you are not an employee then your main options are: An umbrella company would basically bill the client on your behalf and pay you net of taxes and NI. You potentially take home a bit less than you would being 100% independent but it's a lot less hassle and potentially makes sense for a small contract.",
"title": ""
},
{
"docid": "a36ebec5f995e73425f1d8eab546d735",
"text": "Only if your work on the side is making you at least £60,000 profit a year. The overheads are just not worth it if you make less. Working as a sole trader, you can still claim for expenses incurred in the course of your business. You can also claim a percentage of your computer costs, even though you may use the computer for gaming. This is not unreasonable as the computer is necessary for your work. The Inland Revenue accept the fact that some assets are part work-related. In your case, as a web and mobile phone developer, I expect the percentage to be at least half, if not a lot more. If you need to travel in the course of your work you can claim a percentage for your car. You can include other small expenses such as telephone, stationery, electricity etc but don't go overboard. The important point to remember is that you must be able to defend the expenses claimed as work-related, so long as you can do this there is no problem. Remember to keep good records of all your expenses. This is on-going throughout the year and is much more work than filling out your tax return. The software on the IR self-assessment site is excellent, so it's conceivable that you may not need an accountant if you are prepared to do your own tax return. However, if you feel unsure employ an accountant initially and take it from there.",
"title": ""
},
{
"docid": "6d8fae7ab371dc25faf4139cdf4ce360",
"text": "If you itemize your deductions then the interest that you pay on your primary residence is tax deductible. Also realestate tax is also deductible. Both go on Schedule A. The car payment is not tax deductible. You will want to be careful about claiming business deduction for home or car. The IRS has very strict rules and if you have any personal use you can disqualify the deduction. For the car you often need to use the mileage reimbursement rates. If you use the car exclusively for work, then a lease may make more sense as you can expense the lease payment whereas with the car you need to follow the depreciation schedule. If you are looking to claim business expense of car or home, it would be a very good idea to get professional tax advice to ensure that you do not run afoul of the IRS.",
"title": ""
},
{
"docid": "7384ba26029dc697a612316e7d27c1e7",
"text": "You are either VAT registered or you are not VAT registered. If you are not VAT registered, then you are not allowed to charge customers VAT, and you cannot reclaim VAT that you are paying. You are however allowed to deduct the cost of goods including VAT from your expenses. So if you buy a computer for £1000 + £200 VAT, and you can deduct the computer as an expense to reduce your profits that you pay income tax for, then the expense is £1,200 and not just £1,000. If you are VAT registered, then you MUST charge every customer 20% VAT. Business customers don't mind at all, but private customers will be happier if you don't charge VAT because your bills will be a lot lower. You take all the VAT that you received, then subtract all the VAT that you paid for business expenses and that you have invoices for, and send the remainder to HMRC four times a year. (The reason that businesses don't mind paying VAT is because they can in turn deduct the VAT they pay you from the VAT that they received and for every pound they give you, they give one pound less to HMRC). Note that when you have expenses that are deductible from your profits, you can now only deduct the cost excluding VAT. On the other hand, the VAT you receive doesn't count as income and doesn't lead to profits that you need to pay income tax for. It's your decision whether you want to be VAT registered or not, unless your revenue exceeds some limit (somewhere between £70,000 and £80,000 per year) where you must register for VAT.",
"title": ""
},
{
"docid": "bf6049ea982c6dc34eeb8fa8d6e68ac1",
"text": "Some proportion of the costs of a policy have little to no relationship to miles driven. Think of costs of underwriting, and more especially sales/marketing/client acquisition costs (auto insurance isn't in the same league as non-term life insurance (where the commissions and other selling expenses typically exceed the first year's worth of premiums), but the funny TV ads and/or agent commissions aren't free), as well as general business overhead. Also, as noted by quid, some proportion of claim risk isn't correlated to distance covered (think theft, flood, fire, etc.). There are also differences in the miles that are likely to be driven by a non-commercial/vehicle-for-hire driver who puts 25k miles a year vs. one who puts 7k per year. The former is generally going to be doing more driving at higher speeds on less-congested freeways while the latter will be doing more of their driving on crowded urban roads. The former pattern generally has a lower expected value of claims both due to having fewer cars per road-mile, fewer intersections and driveways, and also having any given collision be more likely to result in a fatality (paralysis or other lifetime disability claims are generally going to exceed what the insurer would pay out on a fatality).",
"title": ""
},
{
"docid": "b2c28bf26ba5ea1a2b8b24af91d571f4",
"text": "You need to set your status as self-employed the day you started online work. If that date is a little ambiguous (as is usually the case with online business), you can start with the day you first made any money. Yes, you can deduct expenses from your revenue. But you have to be sure that the expenses were purely business related. This is how it goes: You inform HMRC about the day you started work. HMRC will assign you a UTR (Unique Tax Reference) number. Depending on how much you make you might or might not need to pay Class 2 NI contributions. You'll need to tell HMRC how much you expect to earn in the current tax year. Finally, you'll need to complete a Self-Assessment at the end of the tax year. I highly recommend setting up a business banking account. Here is a link that discusses being part-time self-employed in the UK.",
"title": ""
},
{
"docid": "baafc7faa6bfbfcb4e5e51674043a1bd",
"text": "Assuming your country is the United States there is. See schedule C line 9 and the corresponding instructions. There are many rules associated with this, in some cases the entire purchase can be written off but typically if the truck is only used for business. Most people write off partial usage in the form of credits for mileage. You are best to consult with a CPA once your business earns a profit. Good luck.",
"title": ""
},
{
"docid": "c93d3cc880002c07a05bb9b36c078829",
"text": "If the UK is similar to Australia then you would not claim a virtual rent for the business portion but instead could claim a portion of the house expenses such as electricity use, property taxes, and yes a portion of the mortgage, and any repairs or renovations done to the work areas of the house. However, you should keep in mind that if you sell the place you may have to pay CGT on the portion you were claiming for business use.",
"title": ""
},
{
"docid": "798170778594d0e501f31a16af9790d5",
"text": "\"Reimbursements for business expenses are generally not taxable, but the commute from home to the job and back is not considered business travel and if they're paying for that it is taxable income. I don't think carpooling changes that, but I am not a tax lawyer or accountant. The rest of your questions seem to be company policy issues. There is no \"\"should\"\" here. You aren't required to pick up the other guys, but he isn't required to reimburse those miles (or employ you) so think carefully about your priorities before pushing back. Never invoke what thou canst not banish.\"",
"title": ""
},
{
"docid": "f81ad22890ccc28b8d5635a494d7570b",
"text": "\"The government thought of that a long time ago, and has any loophole there plugged. Like if you set up a company to buy a car and then allow you to use it ... You can use the car for company business, like driving to a customer's office to make a sales call or delivery, and the cost of the car is then tax deductible. But the company must either prohibit personal use of the car, or keep a log of personal versus business use and the personal use becomes taxable income to you. So at best you'd get to deduct an expense here and then you'd have to add it back there for a net change in taxable income of zero. In general the IRS is very careful about personal use of business property and makes it tough to get away with a free ride. I'm sure there are people who lie about it and get away with it because they're never audited, but even if that causes you no ethical qualms, it's very risky. I don't doubt that there are people with very smart lawyers who have found loopholes in the rules. But it's not as simple as, \"\"I call myself a business and now all my personal expenses become tax deductible business expenses.\"\" If you could do that, everybody would do it and no one would pay taxes. Which might be a good thing, but the IRS doesn't see it that way.\"",
"title": ""
},
{
"docid": "cb60d460053ce5c63ebde8691c96b90a",
"text": "Food is almost never a valid expense. Reason for it is simple - if you were not conducting business you would have to eat too. Ad 1. I don't see why travel in that case would not be a valid expense, as the only reason for you to travel there is for business reasons. Ad 2. Unlikely as there is a duality of purpose. So while part of it may be business, you are also getting personal benefit from the visit (coffee/cakes etc) so that generally is a no. Ad 3. No, while you can claim for entertainment of employees (to sensible extends), that doesn't work when entertaining clients. Ad 4. If any part of the trip is for leisure then you cannot claim it as business expense, sorry! If there is any duality of use then it's not a business expense. And food, as always, is a no go.",
"title": ""
},
{
"docid": "3a24e8c7fb56eacce57030b2d4d34c3c",
"text": "For stocks, bonds, ETF funds and so on - Taxed only on realised gain and losses are deductible from the gain and not from company's income. Corporate tax is calculated only after all expenses have been deducted. Not the other way around. Real estate expenses can be deducted because of repairs and maintenance. In general all expenses related to the operation of the business can be deducted. But you cannot use expenses as willy nilly, as you assume. You cannot deduct your subscription to Playboy as an expense. Doing it is illegal and if caught, the tours to church will increase exponentially. VAT is only paid if you claim VAT on your invoices. Your situation seems quite complicated. I would suggest, get an accountant pronto. There are nuances in your situation, which an accountant only can understand and help.",
"title": ""
},
{
"docid": "ac9363665b6f3b6c63d77f667d33cd17",
"text": "\"The point is that you need to figure out when a \"\"business expense\"\" is actually just a personal purchase. Otherwise you could very easily just start a business and mark all of your personal purchases as business expenses, so you never have to pay income taxes because you're handling all of your money through the untaxed corporation.\"",
"title": ""
},
{
"docid": "b1e31c0a10ca632844786eb12a4497e3",
"text": "The company will have to pay 20% tax on its profits. Doesn't matter how these profits are earned. Profits = Income minus all money you spend to get the income. However, you can't just take the profits out of the company. The company can pay you a salary, on which income tax, national insurance, and employer's national insurance have to be paid at the usual rate. The company can pay you a dividend, on which tax has to be paid. And the company can pay money into the director's pension fund, which is tax free. Since the amount of company revenue can be of interest, I'd be curious myself what the revenue of such a company would be. And if the company makes losses, I'm sure HMRC won't allow you to get any tax advantages from such losses.",
"title": ""
}
] |
fiqa
|
3a32bb8fd417008d7bcdceb237bafbef
|
Do I need to keep paper records for my business?
|
[
{
"docid": "fdd6c32e18b0abef55a3c97c273f8daa",
"text": "Scanned or electronic copies of invoices should be sufficient as long as they are accurate and you can deliver them during an audit. Also, if you have an accountant prepare your taxes you would either need to provide them a copy of the invoices or a summary of them with the corresponding amounts to be claimed. Personally I prefer to print out a paper copy and file that away with that quarter's and year's other tax documents. I do my own taxes and find paper copies handy as I can go through each invoice/receipt and make sure I have entered its information by ticking it. I find that when handling a large number of documents that paper copies are more easy to handle than electronic ones. In the end you will need to use a system that you feel comfortable with and are able to use effectively.",
"title": ""
}
] |
[
{
"docid": "d6a720487b2ba826b237a83dc0981618",
"text": "I would suggest at least getting a personal card that you only use for business expenses, even if you don't opt for a business card. It makes it very clear that expenses on that card are business expenses, and is just more professional. The same goes for a checking account, if you have one of those. It makes it easier to defend if you are ever audited, and if you use an accountant or tax preparer.",
"title": ""
},
{
"docid": "f69a1160d0806abe01e9fa3064037448",
"text": "Based on the additional comment you gave, I would recommend that you keep the capital from the businesses separate as much as possible. It sounds like you won't get into any trouble legally if you make 'loans' or transfers of capital from one business into the other. But I would suggest that you keep detailed records of any transfers that you do make. The reason why is that in any business, it is important to know the economics of how your business makes money. If you find yourself making transfers repeatedly, then your business model may be bad. Even if your transfers are only to deal with the cost of poor customers, it could still mean that your business model needs to be adjusted. But if it's a question of the timing of cash flows, then there's really nothing wrong with taking some of the money from your successful pants operation and building up more working capital in your stationery shop.",
"title": ""
},
{
"docid": "425030da8e9d713084ca7d3e8ef48786",
"text": "In general, you don't need to keep bills around for more than a few months. The exceptions are: anything that was itemized on your federal or state income taxes. You want to keep these around for seven years in case of an audit by the IRS brokerage statements buying/selling stocks, bonds, mutual funds, etc. You need to know how much you bought a stock for when you sell it, to calculate capital gains. information relating to major renovations to your house. This can be used to reduce the gain when you sell. anything relating to a business, again for tax and valuation purposes. When selling a house, the last years worth of utility bills might be useful, to show potential buyers. However, I get almost all of my recurring bills electronically now. They get saved and backed up. In that case, its easier to just keep everything than to selectively delete stuff. It takes very little space, is easier to find things than in paper files, and is much less hassle when moving than boxes full of paper.",
"title": ""
},
{
"docid": "9e3aeb1e220e254a1b835e73c9e24e8b",
"text": "\"Since this is a cooperative I'm guessing your partners may want to be able to view the books so another key point you may want to consider is collaboration. QuickBooks desktop has all of these same issues because it is meant to be used on a single desktop. We're in an age of mobile devices, and especially in a business like landscaping it would be nice if certain aspects of record keeping could be done at the point and time where they are incurred. I'd argue you want a Software as a Service (SaaS) accounting package as opposed to \"\"accounting software\"\" which might come on a CD in the form of QuickBooks, Sage and others. Additionally, most of these will also have guides to help make sure you are properly entering your records. Most of these SaaS products also have customer success teams to help you along should you need assistance. Depending on the level of your subscription you may get more sophisticated handling of taxes, customized invoices or integrated payroll. Your goal is to keep accurate records so you can better run your business and maintain obligations like filing taxes. You're not keeping the records just to have them. Keep them in a place where they will work for you and provide the insights and functionality that will help your business grow and become successful. Accounting software will always win in this scenario over a spreadsheet. FULL DISCLAIMER: I work for Kashoo, a simple cloud accounting product designed for small businesses. But the points I mention above are true for Xero, QuickBooks Online and Wave as well as Kashoo. And if you really want expertise to go with the actual software consider service providers with a platform like: Indinero, Bench, easyrecordbooks or Liberty Accounting.\"",
"title": ""
},
{
"docid": "d072016a2ccc2726e7b3018546b815db",
"text": "I'd imagine you want to keep the utility bills around to dispute any historical billing errors or anomalies for perhaps 6 months to a year. Beyond that, you always have the financial records of making the payments -- namely, your bank statements. So what benefit is there in keeping the paper receipts for utility payments around for longer than that? I say shred them, with extreme prejudice -- while wearing black Chuck Norris style.",
"title": ""
},
{
"docid": "aa97ca1911310dad466a3476df53c3ca",
"text": "Regarding your specific types: If you can't part with anything, sure, scan them. Also, there are lots of opportunities to sign up for eStatements with just about any financial provider. They want you to sign up for them, because it reduces their expenses. If you still like having paper around (I do admit that it's comforting in a way) then you can usually prune your paper a bit by statement (getting rid of T&C boilerplate, advertisements, etc.) or by consolidation (toss monthly when the quarterly consolidation statement arrives; toss the quarterly when the yearly arrives).",
"title": ""
},
{
"docid": "35521eafb32f55645fbcfd314a99e5f0",
"text": "While it's wise, easier and safer to check your transactions online a few times a month, I opt to receive and file paper statements as a hard copy back up of account history. Any reconciliation I perform is a quick glance to make sure the numbers sound right. It's probably a small waste of time and space, but it settles some of my paranoia (due to my training as a computer engineer) about failure of electronic banking systems. If someone tampers with bank records or a SAN explodes and wipes out a bunch of account data, then I will have years worth of paper statements to back up my numbers. Having years worth of statements printed on the banks stationary will have better credibility in court than a .pdf or printout thereof that could have been doctored, in case I ever needed to take my bank to court. A little piece of mind for the price of a letter opener, a square foot file box and a couple of minutes a month.",
"title": ""
},
{
"docid": "ae96ebf7c42b5aa8611e7c1b9890c299",
"text": "First - get a professional tax consultation with a NY-licensed CPA or EA. At what point do I need to worry about collecting sales taxes for the city and state of New York? Generally, from the beginning. See here for more information on NYS sales tax. At what point do I need to worry about record-keeping to report the income on my own taxes? From the beginning. Even before that, since you need the records to calculate the costs of production and expenses. I suggest starting recording everything, as soon as possible. What sort of business structures should I research if I want to formalize this as less of a hobby and more of a business? You don't have to have a business structure, you can do it as a sole proprietor. If you're doing it for-profit - I suggest treating it as a business, and reporting it on your taxes as a business (Schedule C), so that you could deduct the initial losses. But the tax authorities don't like business that keep losing money, so if you're not expecting any profit in the next 3-4 years - keep it reported as a hobby (Misc income). Talk to a licensed tax professional about the differences in tax treatment and reporting. You will still be taxed on your income, and will still be liable for sales tax, whether you treat it as a hobby or as a business. Official business (for-profit activity) will require additional licenses and fees, hobby (not-for-profit activity) might not. Check with the local authorities (city/county/State).",
"title": ""
},
{
"docid": "2353c5a9b4ae96c9817bd7979603b97e",
"text": "In this blog, i will share some important things about QuickBooks Online. In this busy life, Every businessman has limited time. So with the help of QuickBooks Online he/she has to keep a track record of their sales and expenses. For more - https://www.wizxpert.com/quickbooks-online-support/",
"title": ""
},
{
"docid": "9a2f36176458673c1befe588ea650e77",
"text": "\"What exactly would the financial institution need to see to make them comfortable with these regulations The LLC Operating Agreement. The OA should specify the member's allocation of equity, assets, income and loss, and of course - managerial powers and signature authorities. In your case - it should say that the LLC is single-member entity and the single member has all the managerial powers and authorities - what is called \"\"member-managed\"\". Every LLC is required to have an operating agreement, although you don't necessarily have to file it with the State or record it. If you don't have your own OA, default rules will apply, depending on your State law. However, the bank will probably not take you as a customer without an explicit OA.\"",
"title": ""
},
{
"docid": "58788bb7194efa79a0ed8dbb1f19f438",
"text": "When a business asks me to make out a cheque to a person rather than the business name, I take that as a red flag. Frankly it usually means that the person doesn't want the money going through their business account for some reason - probably tax evasion. I'm not saying you are doing that, but it is a frequent issue. If the company makes the cheque out to a person they may run the risk of being party to fraud. Worse still they only have your word for it that you actually own the company, and aren't ripping off your employer by pocketing their payment. Even worse, when the company is audited and finds that cheque, the person who wrote it will have to justify and document why they made it out to you or risk being charged with embezzlement. It's very much in their interests to make the cheque out to the company they did business with. Given that, you should really have an account in the name of your business. It's going to make your life much simpler in the long run.",
"title": ""
},
{
"docid": "6f4290ed479d97b76cb8e3e8ecc89e8f",
"text": "Starting and running a business in the US is actually a lot less complicated than most people think. You mention incorporation, but a corporation (or even an S-Corp) isn't generally the best entity to start a business with . Most likely you are going to want to form an LLC instead this will provide you with liability protection while minimizing your paperwork and taxes. The cost for maintaining an LLC is relatively cheap $50-$1000 a year depending on your state and you can file the paperwork to form it yourself or pay an attorney to do it for you. Generally I would avoid the snake oil salesman that pitch specific out of state LLCs (Nevada, Delaware etc..) unless you have a specific reason or intend on doing business in the state. With the LLC or a Corporation you need to make sure you maintain separate finances. If you use the LLC funds to pay personal expenses you run the risk of loosing the liability protection afforded by the LLC (piercing the corporate veil). With a single member LLC you can file as a pass through entity and your LLC income would pass through to your federal return and taxes aren't any more complicated than putting your business income on your personal return like you do now. If you have employees things get more complex and it is really easiest to use a payroll service to process state and federal tax with holding. Once your business picks up you will want to file quarterly tax payments in order to avoid an under payment penalty. Generally, most taxpayers will avoid the under payment penalty if they owe less than $1,000 in tax after subtracting their withholdings and credits, or if they paid at least 90% of the tax for the current year, or 100% of the tax shown on the return for the prior year, whichever is smaller. Even if you get hit by the penalty it is only 10% of the amount of tax you didn't pay in time. If you are selling a service such writing one off projects you should be able to avoid having to collect and remit sales tax, but this is going to be very state specific. If you are selling software you will have to deal with sales tax assuming your state has a sales tax. One more thing to look at is some cities require a business license in order to operate a business within city limits so it would also be a good idea to check with your city to find out if you need a business license.",
"title": ""
},
{
"docid": "7403614f3f37ea3a0f0fd2f044b47884",
"text": "\"Some benefits of having a business checking account (versus a personal checking account) are: The first 3 should be pretty easy to determine if they are important to you. #4 is a little more abstract, though I see you have an LLC taxed as a sole proprietorship, and so I'm guessing protecting your personal assets may have been one of the driving reasons you formed the LLC in the first place. If so, \"\"following through\"\" with the business account is advised.\"",
"title": ""
},
{
"docid": "8287deab56f34b7c3f331d8e74600458",
"text": "I am in the United States. There is no need to keep the statements in any form forever. Once the bank gives you a 1099 stating how much interest you have earned, you don't need to keep them. If you only have them in electronic form, that is good enough for the IRS. When you do need to show a bank statement, such as when applying for a loan, the loan company will be keeping a copy. It doesn't matter if it was a scan from the original, from a printed PDF, or if you printed it from your archives. In the US they used send the original check back to the person who wrote it, so they could keep it for their records. Then many banks went to carbons, but if you paid extra they would send you the original. Now the bank that cashes the check scans the check and destroys the original. If you want a copy for your records it only exists as a scanned image.",
"title": ""
},
{
"docid": "3d256f5131dfbb00d5117bc0e6e9af62",
"text": "You don't need to keep receipts for most things, and if you are not going to itemize your deductions (which as a college student, you probably won't), you need even fewer. Things that you should always keep: If you are itemizing your deductions, you want to keep receipts for anything that you can itemize. Some common things are: Another thing that you should do, but few people do, is keep track of your online purchases, since many states require you to pay sales tax on those purchases. Of course, the state has no way of knowing what you buy online, so it is all done on the honor system.",
"title": ""
}
] |
fiqa
|
ec7a4c4c75b46a47ec0246312c7043b1
|
1040 Schedule A Un-Reimbursed Business Expense Reporting
|
[
{
"docid": "27be59dd2f4445169ef9d91862353b69",
"text": "It would be unusual but it is possible that the expenses could be very high compared to your income. The IRS in pub 529 explains the deduction. You can deduct only unreimbursed employee expenses that are: Paid or incurred during your tax year, For carrying on your trade or business of being an employee, and Ordinary and necessary. An expense is ordinary if it is common and accepted in your trade, business, or profession. An expense is necessary if it is appropriate and helpful to your business. An expense doesn't have to be required to be considered necessary. The next part lists examples. I have cut the list down to highlight ones that could be large. You may be able to deduct the following items as unreimbursed employee expenses. Damages paid to a former employer for breach of an employment contract. Job search expenses in your present occupation. Legal fees related to your job. Licenses and regulatory fees. Malpractice insurance premiums. Research expenses of a college professor. Rural mail carriers' vehicle expenses. Tools and supplies used in your work. Work clothes and uniforms if required and not suitable for everyday use. Work-related education. If the term of employment was only part of the year, one or more of the these could dwarf your income for the year. Before deducting something that large be sure you can document it. I believe the IRS computers would flag the return and I wouldn't be surprised if they ask for additional proof.",
"title": ""
}
] |
[
{
"docid": "b288f4246d6d89e0c58cf716df4993bd",
"text": "\"$500, this is called \"\"cash basis\"\" accounting. A large company might handle it otherwise, counting shipments/billings as revenue. Not you. Yet.\"",
"title": ""
},
{
"docid": "bae6e8d76b98b2ba96a5520be36c2c8f",
"text": "I believe moving reimbursement has to be counted as income no matter when you get it. I'd just put it under miscellaneous income with an explanation.",
"title": ""
},
{
"docid": "8f5439eccba9927dbad2c3edb01e31dd",
"text": "Such activity is normally referred to as bartering income. From the IRS site - You must include in gross income in the year of receipt the fair market value of goods or services received from bartering. Generally, you report this income on Form 1040, Schedule C (PDF), Profit or Loss from Business (Sole Proprietorship), or Form 1040, Schedule C-EZ (PDF), Net Profit from Business (Sole Proprietorship). If you failed to report this income, correct your return by filing a Form 1040X (PDF), Amended U.S. Individual Income Tax Return. Refer to Topic 308 and Amended Returns for information on filing an amended return.",
"title": ""
},
{
"docid": "316710461de83750af605d1897addf25",
"text": "Chris, since you own your own company, nobody can stop you from charging your personal expenses to your business account. IRS is not a huge fan of mixing business and personal expenses and this practice might indicate to them that you are not treating your business seriously, and it should classify your business as a hobby. IRS defines deductible business expense as being both: ordinary AND necessary. Meditation is not an ordinary expense (other S-corps do not incur such expense.) It is not a necessary expense either. Therefore, you cannot deduct this expense. http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Deducting-Business-Expenses",
"title": ""
},
{
"docid": "ae579dcb50cc14bc3da84900f50b83ed",
"text": "I'm no tax expert by any means. I do know that a disreagarded entity is considered a sole proprietor for federal tax purposes. My understanding is that this means your personal tax year and your business tax year must be one and the same. Nevertheless, it is technically possible to have a non-calendar fiscal year as an individual. This is so rare that I'm unable to find a an IRS reference to this. The best reference I could find was this article written by two CPAs. If you really want to persue this, you basically need to talk with an accountant, since this is complicated, and required keeping propper accounting records for your personal life, in addition to your business. A ledger creqated after-the-fact by an accountant has been ruled insufficent. You really need to live by the fiscal year you choose.",
"title": ""
},
{
"docid": "bd2b03ed3cd4d1e068eb182200ec4848",
"text": "\"What they are doing is wrong. The IRS and the state might not be happy with what they are doing. One thing you can ask for them to do is to give you a credit card for business and travel expenses. You will still have to submit receipts for expenses, but it will also make it clear to the IRS that these checks are not income. Keep the pay stubs for the year, or the pdf files if they don't give you a physical stub. Pay attention to the YTD numbers on each stub to make sure they aren't sneaking in the expenses as income. If they continue to do this, ask about ownership of the items purchased, since you will be paying the tax shouldn't you own it? You can in the future tell them \"\"I was going to buy X like the customer wanted, but I just bought a new washer at home and their wasn't enough room on the credit card. Maybe next month\"\"\"",
"title": ""
},
{
"docid": "87c9d0ed048118e676a8196605eb034b",
"text": "A computer is a special case because the IRS thinks that you might be using it for personal applications. You may need to keep a log, or be able to state that you also have another computer for non-business use. That said, if your schedule C shows a small profit then you don't need to itemize expenses, just state the total.",
"title": ""
},
{
"docid": "251c9013285d126814056298950fb80e",
"text": "If you have a single-member LLC that is treated as a disregarded entity (i.e. you didn't elect to be taxed as a corporation), and that LLC had no activity, you're off the hook for federal reporting. The LLC's activity would normally be reported on your personal tax return on a Schedule C. If the LLC had under $400 in taxable earnings, no Schedule C is needed. So an inactive LLC does not have a tax reporting requirement. (If you had taxable income but under $400, you include that amount on your 1040 but don't need a Schedule C.) In Texas, you still must file a Texas franchise tax report every year, even for a single-member LLC with no activity.",
"title": ""
},
{
"docid": "f8c14645e80f7cd3b2ebaab6c67c182e",
"text": "\"My number one piece of advice is to see a tax professional who can guide you through the process, especially if you're new to the process. Second, keep detailed records. That being said, I found two articles, [1] and [2] that give some relevant details that you might find helpful. The articles state that: Many artists end up with a combination of income types: income from regular wages and income from self-employment. Income from wages involves a regular paycheck with all appropriate taxes, social security, and Medicare withheld. Income from self-employment may be in the form of cash, check, or goods, with no withholding of any kind. They provide a breakdown for expenses and deductions based on the type of income you receive. If you get a regular paycheck: If you've got a gig lasting more than a few weeks, chances are you will get paid regular wages with all taxes withheld. At the end of the year, your employer will issue you a form W-2. If this regular paycheck is for entertainment-related work (and not just for waiting tables to keep the rent paid), you will deduct related expenses on a Schedule A, under \"\"Unreimbursed Employee business expenses,\"\" or on Form 2106, which will give you a total to carry to the schedule A. The type of expenses that go here are: If you are considered an independent contractor (I presume this includes the value of goods, based on the first quoted paragraph above): Independent contractors get paid by cash or check with no withholding of any kind. This means that you are responsible for all of the Social Security and Medicare normally paid or withheld by your employer; this is called Self-Employment Tax. In order to take your deductions, you will need to complete a Schedule C, which breaks down expenses into even more detail. In addition to the items listed above, you will probably have items in the following categories: Ideally, you should receive a 1099 MISC from whatever employer(s) paid you as an independent contractor. Keep in mind that some states have a non-resident entertainers' tax, which is A state tax levied against performers whose legal residence is outside of the state where the performance is given. The tax requires that a certain percentage of any gross earnings from the performance be withheld for the state. Seriously, keep all of your receipts, pay stubs, W2's, 1099 forms, contracts written on the backs of napkins, etc. and go see a tax professional.\"",
"title": ""
},
{
"docid": "b29218638d78e9b10227d3fdda3655af",
"text": "\"I am very late to this forum and post - but will just respond that I am a sole proprietor, who was just audited by the IRS for 2009, and this is one of the items that they disallowed. My husband lost his job in 2008, I was unable to get health insurance on my own due to pre-existing ( not) conditions and so we had to stay on the Cobra system. None of the cost was funded by the employer and so I took it as a SE HI deduction on Line 29. It was disallowed and unfortunately, due to AGI limits, I get nothing by taking it on Sch. A. The auditor made it very clear that if the plan was not in my name, or the company's name, I could not take the deduction above the line. In his words, \"\"it's not fair, but it is the law!\"\"\"",
"title": ""
},
{
"docid": "177452e08f5bcd1a5ccb6fada4720bcd",
"text": "\"(Insert the usual disclaimer that I'm not any sort of tax professional; I'm just a random guy on the Internet who occasionally looks through IRS instructions for fun. Then again, what you're doing here is asking random people on the Internet for help, so here goes.) The gigantic book of \"\"How to File Your Income Taxes\"\" from the IRS is called Publication 17. That's generally where I start to figure out where to report what. The section on Royalties has this to say: Royalties from copyrights, patents, and oil, gas, and mineral properties are taxable as ordinary income. In most cases, you report royalties in Part I of Schedule E (Form 1040). However, if you hold an operating oil, gas, or mineral interest or are in business as a self-employed writer, inventor, artist, etc., report your income and expenses on Schedule C or Schedule C-EZ (Form 1040). It sounds like you are receiving royalties from a copyright, and not as a self-employed writer. That means that you would report the income on Schedule E, Part I. I've not used Schedule E before, but looking at the instructions for it, you enter this as \"\"Royalty Property\"\". For royalty property, enter code “6” on line 1b and leave lines 1a and 2 blank for that property. So, in Line 1b, part A, enter code 6. (It looks like you'll only use section A here as you only have one royalty property.) Then in column A, Line 4, enter the royalties you have received. The instructions confirm that this should be the amount that you received listed on the 1099-MISC. Report on line 4 royalties from oil, gas, or mineral properties (not including operating interests); copyrights; and patents. Use a separate column (A, B, or C) for each royalty property. If you received $10 or more in royalties during 2016, the payer should send you a Form 1099-MISC or similar statement by January 31, 2017, showing the amount you received. Report this amount on line 4. I don't think that there's any relevant Expenses deductions you could take on the subsequent lines (though like I said, I've not used this form before), but if you had some specific expenses involved in producing this income it might be worth looking into further. On Line 21 you'd subtract the 0 expenses (or subtract any expenses you do manage to list) and put the total. It looks like there are more totals to accumulate on lines 23 and 24, which presumably would be equally easy as you only have the one property. Put the total again on line 26, which says to enter it on the main Form 1040 on line 17 and it thus gets included in your income.\"",
"title": ""
},
{
"docid": "0fb8ad9020bf14fbf901fe9c1f18a4c4",
"text": "\"If you receive a 1099-MISC from YouTube, that tells you what they stated to the IRS and leads into most tax preparation software guided interviews or wizards as a topic for you to enter. Whether or not you have a 1099-MISC, this discussion from the IRS is pertinent to your question. You could probably elect to report the income as a royalty on your copyrighted work of art on Schedule E, but see this note: \"\"In most cases you report royalties in Part I of Schedule E (Form 1040). However, if you ... are in business as a self-employed writer, inventor, artist, etc., report your income and expenses on Schedule C or Schedule C-EZ (Form 1040).\"\" Whether reporting on Schedule E or C is more correct or better for your specific circumstances is beyond the advice you should take from strangers on the internet based on a general question - however, know that there are potentially several paths for you. Note that this is revenue from a business, so if you paid for equipment or services that are 100% dedicated to your YouTubing (PC, webcam, upgraded broadband, video editing software, vehicle miles to a shoot, props, etc.) then these are a combination of depreciable capital investments and expenses you can report against the income, reducing the taxes you may owe. If the equipment/services are used for business and personal use, there are further guidelines from the IRS as to estimating the split. These apply whether you report on Sch. E, Sch. C, or Sch C-EZ. Quote: \"\"Self-Employment Income It is a common misconception that if a taxpayer does not receive a Form 1099-MISC or if the income is under $600 per payer, the income is not taxable. There is no minimum amount that a taxpayer may exclude from gross income. All income earned through the taxpayer’s business, as an independent contractor or from informal side jobs is self-employment income, which is fully taxable and must be reported on Form 1040. Use Form 1040, Schedule C, Profit or Loss from Business, or Form 1040, Schedule C-EZ, Net Profit from Business (Sole Proprietorship) to report income and expenses. Taxpayers will also need to prepare Form 1040 Schedule SE for self-employment taxes if the net profit exceeds $400 for a year. Do not report this income on Form 1040 Line 21 as Other Income. Independent contractors must report all income as taxable, even if it is less than $600. Even if the client does not issue a Form 1099-MISC, the income, whatever the amount, is still reportable by the taxpayer. Fees received for babysitting, housecleaning and lawn cutting are all examples of taxable income, even if each client paid less than $600 for the year. Someone who repairs computers in his or her spare time needs to report all monies earned as self-employment income even if no one person paid more than $600 for repairs.\"\"\"",
"title": ""
},
{
"docid": "3a7145ec3e498ec494ec69fc53741a7b",
"text": "According to page 107 of the instructions for schedule A for form 1040 : Include taxes (state, local, or foreign) paid on real estate you own that was not used for business. ... If you want to make a business out of her property and be her agent in the management, you might be able to work with an accountant on this, but it won't be a valid personal deduction.",
"title": ""
},
{
"docid": "16581677e644eac47253d3d85e446f77",
"text": "I suggest you have a professional assist you with this audit, if the issue comes into questioning. It might be that it wouldn't. There are several different options to deal with such situation, and each can be attacked by the IRS. You'll need to figure out the following: Have you paid taxes on the reimbursement? Most likely you haven't, but if you had - it simplifies the issue for you. Is the program qualified under the employers' plan, and the only reason you're not qualified for reimbursement is that you decided to quit your job? If so, you might not be able to deduct it at all, because you can't take tax benefits on something you can be reimbursed for, but chose not to. IRS might claim that you quitting your job is choosing not to get reimbursement you would otherwise get. I couldn't find from my brief search any examples of what happened after such a decision. You can claim it was a loan, but I doubt the IRS will agree. The employer most likely reported it as an expense. If the IRS don't contest based on what I described in #2, and you haven't paid taxes on the reimbursement (#1), I'd say what you did was reasonable and should be accepted (assuming of course you otherwise qualify for all the benefits you're asking for). I would suggest getting a professional advice. Talk to a EA or a a CPA in your area. This answer was not intended or written to be used, and it cannot be used by any taxpayer, for the purpose of avoiding penalties that may be imposed on the taxpayer",
"title": ""
},
{
"docid": "061c88bc7c25999f41e8622fc2c2bd64",
"text": "The rebate amount is a non-qualified distribution: IRS Pub 969 describes how the HSA works: Reporting Distributions on Your Return How you report your distributions depends on whether or not you use the distribution for qualified medical expenses (defined earlier). If you use a distribution from your HSA for qualified medical expenses, you do not pay tax on the distribution but you have to report the distribution on Form 8889. However, the distribution of an excess contribution taken out after the due date, including extensions, of your return is subject to tax even if used for qualified medical expenses. Follow the instructions for the form and file it with your Form 1040 or Form 1040NR. If you do not use a distribution from your HSA for qualified medical expenses, you must pay tax on the distribution. Report the amount on Form 8889 and file it with your Form 1040 or Form 1040NR. If you have a taxable HSA distribution, include it in the total on Form 1040 or Form 1040NR, line 21, and enter “HSA” and the amount on the dotted line next to line 21. You may have to pay an additional 20% tax on your taxable distribution. I looked at several plans regarding how to handle mistaken distributions: example A What if I accidentally use my HSA Visa debit card for a non-qualified expense? To fix this problem, just bring that same amount into any local branch and tell us it was a Mistaken Distribution. We can then put the funds back into your HSA and correct the problem. example B You’re allowed to correct mistaken HSA withdrawals when there is clear and convincing evidence that amounts were distributed from an HSA because of a mistake of fact due to reasonable cause. You can correct the mistake by repaying the withdrawal no later than April 15 following the first year that you knew or should have known that the withdrawal was a mistake. When a correction is made, the mistaken withdrawal does not have to be included in gross income or be subject to the 6 percent additional tax, and the repayment does not count as an excess contribution. If an error is made by SelectAccount in its role as the administrator, SelectAccount will be responsible for taking appropriate corrective action. Check with your plan trustee on their procedure to fix the mistaken withdrawal.",
"title": ""
}
] |
fiqa
|
7896aacb43c25021dbb94b6923d4f1cd
|
Why do banks require small businesses to open a business bank account instead of a cheaper personal one?
|
[
{
"docid": "b2c42bddf3080ea7ae21817338063ec0",
"text": "The bank won't let you because: Differences in required account features — Business accounts have different features (many of them legal features) that are required by businesses. For instances: Do you want to be able to deposit cheques that are written out to your business name? You need a business account for that. Your business could be sold. Then it wouldn't be your business, so it wouldn't make sense to put the business account under your personal name. The bank account and the cash it holds is a business asset and should be owned by the business, so when the business is sold the account goes with it. This is especially the case for a corporation that has shareholders, and not a sole proprietorship. For a business, you could also, in theory, assign other people as signing authorities on the business account (e.g. your corporate treasurer), and the individuals performing that role could change over time. Business accounts allow for this kind of use. Market segmentation — The bank has consciously undertaken to segment their product offerings in order to maximize their profit. Market segmentation helps the bottom line. Even if there were zero legal reasons to have separate personal vs. business accounts, banks would still make it their policy to sell different account types according to use because they can make more money that way. Consider an example in another industry: The plain-old telephone company also practices segmentation w.r.t. personal/business. Do you want a telephone line for a business and listed as such in the phone book? You need a business line. Do you want a phone line hooked up at a non-residential address? You need a business line. Here it's clear it is less of a legal issue than with the bank account, and it doesn't matter that the technical features of the phone line may be identical for the basic product offerings within each segment. The phone company has chosen to segment and price their product offerings this way. Q. Why do companies choose to charge some kinds of customers more than others for essentially the same underlying service? A. Because they can.",
"title": ""
},
{
"docid": "73f616354bbcd19e986fbb0458614a5a",
"text": "You could, but the bank won't let you... If you're a sole proprietor - then you could probably open a personal account and just use it, and never tell them that is actually a business. However, depending on your volume of operations, they may switch you on their own to business account by the pattern of your transactions. For corporations, you cannot use a personal account since the corporation is a separate legal entity that owns the funds. Also, you're generally required to separate corporate and personal funds to keep the limited liability protection (which is why you have the corporation to begin with). Generally, business accounts have much higher volumes and much more transactions than personal accounts, and it costs more for the banks to run them. In the US, some banks offer free, or very low-cost, business accounts for small businesses that don't need too many transactions. I'm sure if you shop around, you'll find those in Canada as well.",
"title": ""
}
] |
[
{
"docid": "0ce94616048ba8e4f72ff234d512442d",
"text": "Yes it is (legal). There is of course no law requiring any business you walk in to break your money. What made you think there would be? Being a bank in the US (and in other countries) has some legal consequences, but none of them relates to 'having to do business with anyone that walks in', neither 'having to break bills for people' (not even for established customers). Yes, it was historically commonplace for most banks to do all money-breaking for free, but that does not establish any obligation to do it. Maybe the FED is required to do that, but that won't help you if you don't live near either.",
"title": ""
},
{
"docid": "4f367decaddb283c3d6768fa24bb39fb",
"text": "For a business, it has absolutely nothing to do with what's in the bank. A business could be billions of dollars in the hole cash wise and still be required to pay taxes, and it can also be flush with billions of dollars in cash and get a refund. It's all from differences between tax accounting and accrual ( standard business) accounting.",
"title": ""
},
{
"docid": "737584b1df2438d3c2880417457d2498",
"text": "Many of the Financial intermediaries in the business, have extraordinary high requirements for opening an account. For example to open an account in Credit Suisse one will need 1 million US dollars.",
"title": ""
},
{
"docid": "de5b3b9faab2ae254ca546bb6740d4e1",
"text": "In the US, paper checks are still the rule, and there is a large amount of the population that does not care to use online banking. As a result, those people need to go to the bank once a week or more often, to deposit checks they get from anywhere, to get cash, etc.; so all those little banks have traffic. This is slowly changing, and banks start to automatic the processes even in the brick-and-mortar location, but for now, they are around.",
"title": ""
},
{
"docid": "f0042193f945e999cc51ee7b75a7469d",
"text": "They might not have to open accounts at 12 bank because the coverage does allow multiple accounts at one institution if the accounts are joint accounts. It also treats retirement accounts a separate account. The bigger issue is that most millionaires don't have all their money siting in the bank. They invest in stocks, bonds, government bonds, international funds, and their own companies. Most of these carry risk, but they are diversified. They also can afford advisers to help them manage and protect their assets.",
"title": ""
},
{
"docid": "ccd9c4730192f7cd2f124af4769cec68",
"text": "Many small businesses are still cash and check. For example my landlord does not take credit card or online transfer. My choices are cash and check, and I prefer checks for the paper trail.",
"title": ""
},
{
"docid": "df4cbe6da08e11779cd733b91756b314",
"text": "Another factor that makes Buy to let more expensive is the risk involved. With a buy to let you are dependent on finding a tenant that will keep regular payments. if the property is left empty you need to finance the mortgage yourself putting you under financial strain and raising risk. Also as Chis mentioned they are regarded as a business enterprise, If the mortgage was to be taken by a business that would be very high risk for a bank as the business could dissolve leaving the bank out of pocket. Because of this it can be very difficult to get a buy to let through a business unless you are moving from a personal portfolio. For a regular mortgage these risks don't exist so this is reflected in lower interest repayments. It's because of these differences in risk that banks created buy to let so they can better manage those risks.",
"title": ""
},
{
"docid": "e4c59245bab105ea50a8a3bdda494767",
"text": "\"Credit unions require you to open an account because of their history. A credit union is just that: a union. Only instead of a union of workers collectively bargaining for better pay or worker's comp, they are lending each other money. They are chartered to offer their services to members of the union, rather than the public at large. For that reason, credit unions historically had targeted niche memberships (ie, employees at a specific company, or property with a specific hobby such as fishing). Most credit unions these days attempt to skirt the issue, by claiming to serve members of a specific geographic area. Anyway, membership is defined a owning a stake in the union, which is usually termed a share. By opening the account and \"\"purchasing a share,\"\" you are becoming both an owner and member of the union, and are eligible for their services. That's why the account is required before you can have a loan.\"",
"title": ""
},
{
"docid": "f5a03a5278df1b9e2073337a6bbaecc5",
"text": "This is not a supply side issue (bank), but a demand side (small business) and there is simply no demand. Bank CEOs have been repeating that there is just no interest in borrowing right now, they would love to lend, but businesses are not taking the loans. Businesses are trying to firm up their balance sheets and with concerns of a recession looming most small business owners don't want to borrow and risk defaulting.",
"title": ""
},
{
"docid": "ed6909b1d2486a0cd9e6aaf638528c16",
"text": "\"For a newly registered business, you'll be using your \"\"personal\"\" credit score to get the credit. You will need to sign for the credit card personally so that if your business goes under, they still get paid. Your idea of opening a business card to increase your credit score is not a sound one. Business plastic might not show up on your personal credit history. While some issuers report business accounts on a consumer's personal credit history, others don't. This cuts both ways. Some entrepreneurs want business cards on their personal reports, believing those nice high limits and good payment histories will boost their scores. Other small business owners, especially those who keep high running balances, know that including that credit line could potentially lower their personal credit scores even if they pay off the cards in full every month. There is one instance in which the card will show up on your personal credit history: if you go into default. You're not entitled to a positive mark, \"\"but if you get a negative mark, it will go on your personal report,\"\" Frank says. And some further information related to evaluating a business for a credit card: If an issuer is evaluating you for a business card, the company should be asking about your business, says Frank. In addition, there \"\"should be something on the application that indicates it's for business use,\"\" he says. Bottom line: If it's a business card, expect that the issuer will want at least some information pertaining to your business. There is additional underwriting for small business cards, says Alfonso. In addition to personal salary and credit scores, business owners \"\"can share financials with us, and we evaluate the entire business financial background in order to give them larger lines,\"\" she says. Anticipate that the issuer will check your personal credit, too. \"\"The vast majority of business cards are based on a personal credit score,\"\" says Frank. In addition, many issuers ask entrepreneurs to personally guarantee the accounts. That means even if the businesses go bust, the owners promise to repay the debts. Source\"",
"title": ""
},
{
"docid": "8ecf09c77fda7d3724775f9ae0e8d959",
"text": "\"This is unfortunately the truth, and I spend a lot of time with my clients trying to help them through this process. One of the key metrics that banks judge themselves on is \"\"products per household.\"\" The more things you have attached to them, the less likely you are to leave, and they deliberately tie you in with more and more services, e.g. direct deposit, billpay, debit cards, credit cards, etc. If you want to switch but are held back by the daunting task of all the stuff you need to do, it's easier than most people think, and bankers at those smaller banks who are getting your accounts should be more than happy to do about 80% of the work for you. *The other 20% can only be done by you personally due to privacy laws, but your banker can guide you through that too. A prime example: A customer of mine wanted to switch, but he didn't want to go to the old bank to actually wait in line and go through with the nonsense of actually closing the account. I see that anxiety over confrontation a lot, by the way. So I have saved on my desktop a form letter is a simple request by the customer to close their account at 2B2F bank. They sign it, I notarize it, and send it off to the branch. The branch of receipt has to close the account per the request. Before we send that letter, we get everything set up with the new bank, draw the old one down to $10 or so, and give instructions to the old bank to remit a check payable to the customer and mail it to me. Then the old account is closed, and I just deposit that nominal amount into the customer's account. The customer literally never has to set foot in the old bank again. The unfortunate thing is that not everyone knows that these kinds of things are even possible: that your banker should help you with this stuff, or that you can do pretty much everything remotely. Plus, if you look at the smaller banks and CUs these days, they have eliminated the need or ubiquity (i.e. \"\"but their ATMs are everywhere!\"\") because a good bank or CU will never allow you to get charged to get your money, they will give you the direct line and email address of your branch manager, and a lot of places have mobile apps that allow you to deposit checks remotely.\"",
"title": ""
},
{
"docid": "a6d66922dcd3d2189c4d20eef7cc9223",
"text": "I've had all my account with the same bank for all my life. Generally, the disadvantage is that if I want some kind of product like a credit extension or a mortgage, I have the one bank to go to and if they don't want to help me I'm out of luck. However, occasionally there are also perks like the bank spontaneously offering you increased credit or even a whole line of credit. They can do this because they have your whole history and trust you.",
"title": ""
},
{
"docid": "d9cdcdff137ec7b88535795c9b4a7540",
"text": "\"From the banks point of view the point of a current account like this is to get you as a regular customer. They want to be your \"\"main bank\"\", the bank you interact with the most, the bank you turn to first when you need financial products and services, the bank whose advertising you see every time you log into online banking or walk into a branch. The bank knows that if they just offer the unprofitablly high interest rate or other perks with no strings attatched that people will open the account and dump a bunch of savings in it but won't actually move their financial life over, their old bank will still be their main bank. So they attatch strings like a required minimum deposit, a minimum number of direct debits and similar. These have minimal effect on people actually using the account as their main current account while being a pain for people trying to game the system. Of course as you point out it is still possible to game the system but they don't need to make gaming the system impossible, they just need to make it inconvianiant enough that most people won't bother.\"",
"title": ""
},
{
"docid": "20d5a4c007d0c1bcd5bb373e553d37f3",
"text": "I don't think this is a French thing. It's like this everywhere. Banks always want people to open accounts of every type. A person with a checking account should be easy to sell on a savings account at the same institution. Given that it does not appear that they will have any chance to recover the money they spend to get customers to open these accounts (there are no fees and they have to pay out the interests, even if very small) Oh, they recover it. Banks make money by having deposits that they can use to lend out. They do pay interest on deposits, but not as much as they earn on your money. If they persuade you to have a savings account in addition to your checking account, then you might find it convenient and then move your money out of a different institution into their savings account. Or you might stop hoarding it under your mattress. Or whatever. More money in their accounts means more profit for them. I don't know whether banks make more profit per dollar in savings or checking accounts. I see banks pushing for both. I think they simply view more accounts as a good thing because it can lead to more total savings in their institution. That's how they make money.",
"title": ""
},
{
"docid": "cc8d8fb90a153bfe7fc2841389b13a8a",
"text": "\"Like most forms of insurance, health insurance is regulated at the state level. So what is available to you will depend greatly upon which state you live in. You can probably find a list of insurance companies from your state's official website. Many states now provide \"\"insurance of last resort\"\" for individuals who can't get insurance through private insurance companies. You can try looking into professional and trade associations. Some offer group insurance plans comparable with COBRA coverage, meaning you'd get a group discount and benefits but without the benefit of an employer paying 30-80% of your premiums. As a software developer you may qualify for membership in the IEEE or ACM, which both offer several forms of insurance to members. The ASP also offers insurance, though they don't provide much information about it on the public portions of their website. These organization offer other benefits besides insurance so you may want to take that in to consideration. The National Federation of Independent Business also offers insurance to members. You may find other associations in your specific area. Credit Unions, Coops and the local chamber of commerce are all possible avenues of finding lower cost insurance options. If you are religious there are even some faith based non-insurance organizations that provide medical cost sharing services. They depend upon the generosity and sense of fairness and obligation of their members to share the burden of medical expenses so their definitely not for everyone.\"",
"title": ""
}
] |
fiqa
|
6779d2aa0fb930d47d36c1972c130a77
|
How to treat miles driven to the mechanic, gas station, etc when calculating business use of car?
|
[
{
"docid": "a57851d680f06d0d027cbc370f7c762e",
"text": "I contacted Stephen Fishman, J.D., the author of Home Business Tax Deductions, to let him know that this question was missing from his book. He was kind enough to send a reply. My original phrasing of the question: If your car is used for both business and personal use, and you deduct via the actual expense method, do trips to the mechanic, gas station, and auto parts store to service or repair the car count as business miles, personal miles, or part-business-part-personal miles? What about driving the newly-purchased car home from the dealership? And his response: Good question. I can find nothing about this in IRS publication or elsewhere. However, common sense would tell us that the cost of driving to make car repairs should be deductible. If you use your car for business, it is a business expense, just like transporting any other piece of business equipment for repairs is a business expense. This should be so whether you use the standard mileage rate or actual expense method. You should probably reduce the amount of your deduction by the percentage of personal use of the car during the year. The same goes for driving a car home from the dealer.",
"title": ""
},
{
"docid": "b54f359812447b459ce484e396958a5f",
"text": "Alright, IRS Publication 463: Travel, Entertainment, Gift, and Car Expenses Business and personal use. If you use your car for both business and personal purposes, you must divide your expenses between business and personal use. You can divide your expense based on the miles driven for each purpose. Example. You are a sales representative for a clothing firm and drive your car 20,000 miles during the year: 12,000 miles for business and 8,000 miles for personal use. You can claim only 60% (12,000 ÷ 20,000) of the cost of operating your car as a business expense Obviously nothing helpful in the code. So I would use option 1, weight the maintenance-related mileage by the proportion of business use. Although if you use your car for business a lot (and perhaps have a spouse with a car), an argument could be made for 3. So I would consider my odds of being audited (even lower this year due to IRS budget cuts) and choose 1 or 3. And of course never throw anything away until you're room temperature.",
"title": ""
},
{
"docid": "310bedf38bc6828437741be5699ffbf2",
"text": "Since you are using the percentage method to determine the home/business use split, I would think that under most circumstances the distance driven to get your car from the dealership to home, and from home to mechanic and back would be less than 1% of the total miles driven. This is an acceptable rounding error. When refueling, I typically do that on my way to another destination and therefore it's not something I count separately. If your miles driven to attend to repair/refueling tasks are more than 1% of the total miles driven, split them as you feel comfortable in your above examples. I'd calculate the B/P percentages as total miles less maintenance miles, then apply that split to maintenance miles as well.",
"title": ""
}
] |
[
{
"docid": "aa814b38cf9b2f1b54222b975753ec2a",
"text": "Firstly, thank you for taking the time to respond, let me see what I can answer to help give you a bigger picture. * I am the rental manager but like I say, it's a small unit where the operations team is only 5 strong. We all have a hand in everything really and it was my precedent for implementing procedures in the past that triggered them to ask me into looking into this. * Honestly, I don't think I have much of a budget. That being said, if there's a price to anything and I can justify the company spending the money, they will be fair. From a personal perspective, I never even considered that third party software would be required for this kind of thing. If there's any you could recommend (licensed or open sourced) that would be greatly appreciated. * From what I can tell, the people in charge want a process in which we can fully understand CSAT from both a service and product standpoint. We can use the information gathered from our service feedback to improve ourselves and we can use the information gathered about the vehicles we lease (the products) so we can market them correctly in the future. Seeing how the customer feels on the vehicle's fuel economy, performance, comfort on the driver, downtime, etc. which can lead us to marketing the vehicles better or influence what vehicles we purchase moving on. * For the most part, I think the working processes are going to remain the same, where the customer support manager will have a more active role in getting these calls/visits/emails out to the customers and react accordingly. Again, thank you so much for your help.",
"title": ""
},
{
"docid": "bfe679c5837b22f85af32ce08beb0e7b",
"text": "Back when I was 25 and living near Kansas City, I would put 500-700 miles on my car almost every weekend traveling to other places like Omaha, St. Louis, Iowa City, occasionally Minneapolis, once to Fargo, and one longer trip all the way to Virginia... There's a whole lot of nothing out there so road trips are quite naturally long. They're also quite attractive and I still wouldn't miss an opportunity to get up and drive somewhere for the weekend. But, I have spent less money on cars in my entire lifetime than you have on this single car. I preferred then, and still do, to buy older cars for a few thousand dollars (or even less) and drive them until they die or can no longer pass inspection. Changing the oil is usually the most maintenance I'll do. Since I've spent so little on each car, I don't really care if it suffers some minor damage, or even gets totaled in an accident (which fortunately has never happened), so I would only carry the mandatory liability insurance. This is going to be much cheaper than the full coverage you will have on your car. If something did happen I would just go buy another junker. One such car I bought cost me a grand total of $150 excluding gas and gave me almost 10,000 miles until its transmission fell out. Another that I paid $100 for had difficulty getting over 60 miles an hour, but it did those 500-mile trips almost every weekend for two years before the engine threw a rod. This might not be something you want to do. Perhaps you don't want to be seen driving what one of my exes called a ****mobile because people will misjudge you. But consider that billionaire Sam Walton (of Wal-Mart) could afford any vehicle he wanted, but drove an old pickup truck. I present it as an option because it works for me, and might work for you. And my ex liked my old cars, especially the 1983 Mercury Zephyr station wagon with enough space in the back for a full size bed... Thus you have one possible way to cut your expenses significantly. The only thing left to deal with is parking and its attendant security issues. My ****mobiles have never been stolen, broken into or even looked at funny, though I have never left anything visible in them but the occasional bit of trash. Thieves don't seem to expect an old beater to contain valuables or even be drivable, and a chop shop certainly wouldn't want one. And as I noted in a comment earlier, it's possible to find cheaper monthly parking in NYC if you search carefully; the $130/month example in the Bronx being just the first one I found after 25 seconds on Google. I am pretty sure that if you do some more extensive research you can find cheaper parking that is reasonably secure and at least relatively convenient to your most common travel plans.",
"title": ""
},
{
"docid": "9fe54d3599894d568a96ea2e88b22f60",
"text": "You've got two options. Deduct the business portion of the depreciation and actual expenses for operating the car. Use the IRS standard mileage rate of $.575/mile in 2015. Multiply your business miles by the rate to calculate your deduction. Assuming you're a sole proprietor you'll include a Schedule C to your return and claim the deduction on that form.",
"title": ""
},
{
"docid": "9a9b3ef87b3ee77e7ce1a06de2fee9d7",
"text": "On form 8829, line 20 you can list utilities paid for the home office. You have two choices: 1) You can list the entire amount under column (b) as an indirect expense. You will then get a deduction for the fraction of the amount based on what fraction of your home is an office. This makes sense if the service equally benefits your entire home. 2) You can compute the portion of the expense reasonably attributable to the business/office and list that amount under column (a). This entire amount will be deducted. Which option you choose depends on how well you think you can allocate the expense between your office and the rest of your home. For example, I have had to do this with electricity, but I specifically measured the electricity used by my office. If you think you can defend allocating a larger portion to the office, use option 2. If you would have paid the same amount even if you didn't have an office, it's hard to justify allocating more of the expense to the office than its portion of the home. If you opted for a more expensive service or otherwise incurred additional costs, it makes sense to allocate a higher fraction to the office and to calculate that yourself.",
"title": ""
},
{
"docid": "6fdb383518120a8d5d446b4036a4d037",
"text": "The value of the car is only of interest if there is an intention to sell it aqain. I would make the following calculation: This gives you the costs per time period that the car really costs you. Now do the same with a new (used) car you intend to buy instead of this car. With the new car you also need to add the costs of buying it (sales price, plus any interests and fees if you finance it). If the old car costs you less than the new car, keep it, otherwise get the new car.",
"title": ""
},
{
"docid": "8be0b5e84db765897c5f57614ee70793",
"text": "\"For a long time I did just as you did. I had a car, but I didn't drive it. Even if you NEVER drive a car, it still has a cost. You still have to insure it and you still have to register it. On top of that a sitting car will have costs. Cars are not built to sit. I found it to be much cheaper to take a \"\"taxi\"\" then to own a car. Eventually I got rid of my car, and we (my wife and I) just rented any time we needed to go somewhere long distance. Very recently we purchased a car and kids change things, and we want kids. SO better to do this costly move now (in our minds). But still if we travel outside of town, we still rent. A car is, usually, not good at constant \"\"long drives\"\" as the maintenance costs get high, and they are, usually, not good at \"\"no driving\"\" as they are not built to sit still. They are best used, usually, for shorter, in town, or \"\"next town over\"\" style driving. Keep in mind I am in the USA so \"\"long and short\"\" drives have a different meaning. A 200 mile trip is about the line we draw before we just rent. But that's our preference. Some of which is because we would prefer to take the train and rent there then drive the entire trip.\"",
"title": ""
},
{
"docid": "ed9e547c7fe50befd984c0eaa6a63f05",
"text": "The best way to do this is to pay for the entire car, including gas, insurance, and repairs, from S-corp funds, then meticulously track how many miles are used for personal and how many miles for business. If you pay with S-corp funds, you will claim the personal miles as a taxable benefit from the S-corp on your personal return. The S-corp can then claim all the expenses and depreciation on the vehicle, reducing the S-corp's tax liability.",
"title": ""
},
{
"docid": "baafc7faa6bfbfcb4e5e51674043a1bd",
"text": "Assuming your country is the United States there is. See schedule C line 9 and the corresponding instructions. There are many rules associated with this, in some cases the entire purchase can be written off but typically if the truck is only used for business. Most people write off partial usage in the form of credits for mileage. You are best to consult with a CPA once your business earns a profit. Good luck.",
"title": ""
},
{
"docid": "bd1ea9e7005d801f8ae1f194260d983f",
"text": "As far as accounting goes, if you speak with a CPA, you may be able to reduce the business tax liability. So... the company buys the truck, deducts it, and the adjusted gross income drops, so he'd pay less tax. Or something. You said anything helps, hope you meant it!",
"title": ""
},
{
"docid": "0f06c64f3954dc1ce53ca1017d37773a",
"text": "\"I've lived this decision, and from my \"\"anecdata\"\": do #3 I have been car-free since 2011 in a large United States city. I was one month into a new job on a rail line out in the suburbs, and facing a $3000 bill to pass state inspection (the brakes plus the emissions system). I live downtown. I use a combination of transit, a carshare service, and 1-2 day rentals from full service car rental businesses (who have desks at several downtown hotels walking distance from my house). I have not had a car insurance policy since 2011; the carshare includes this and I pay $15 per day for SLI from full service rentals. I routinely ask insurance salesmen to run a quote for a \"\"named non-owner\"\" policy, and would pull the trigger if the premium cost was $300/6 months, to replace the $15/day SLI. It's always quoted higher. In general, our trips have a marginal cost of $40-100. Sure, this can be somewhat discouraging. But we do it for shopping at a warehouse club, visiting parents and friends in the suburbs. Not every weekend, but pretty close. But with use of the various services ~1/weekend, it's come out to $2600 per year. I was in at least $3200 per year operating the car and often more, so there is room for unexpected trips or the occasional taxi ride in cash flow, not to mention the capital cost: I ground the blue book value of the car from $19000 down to $3600 in 11 years. Summary: Pull the trigger, do it :D\"",
"title": ""
},
{
"docid": "2da0e37099545e4632ce50e5d86a6d22",
"text": "\"A lot of financial software will calculate the value of operating leasess for you (bullet 2). E.g. Capital IQ, BB. What a lot of professionals do is \"\"reverse\"\" out EBITDA/EBIT etc. for: - non-recurring expenses (think big accounting changes, some impairments) - change operating expenses into capital leases to adjust the capital structure - occasionally change some operating expenses (e.g. options) because you are under the assumption if you take a company private that those expenses will not be relevant The whole point is simply to see the operating revenues/expenses of the firm\"",
"title": ""
},
{
"docid": "6d8fae7ab371dc25faf4139cdf4ce360",
"text": "If you itemize your deductions then the interest that you pay on your primary residence is tax deductible. Also realestate tax is also deductible. Both go on Schedule A. The car payment is not tax deductible. You will want to be careful about claiming business deduction for home or car. The IRS has very strict rules and if you have any personal use you can disqualify the deduction. For the car you often need to use the mileage reimbursement rates. If you use the car exclusively for work, then a lease may make more sense as you can expense the lease payment whereas with the car you need to follow the depreciation schedule. If you are looking to claim business expense of car or home, it would be a very good idea to get professional tax advice to ensure that you do not run afoul of the IRS.",
"title": ""
},
{
"docid": "a9c23ac395d4ece655d32c1d7c7bcaaf",
"text": "\"No, your business cannot deduct your non-business expenses. You can only deduct from your business income those reasonable expenses you paid in order to earn income for the business. Moreover, for there to be a tax benefit, your business generally has to have income (but I expect there are exceptions; HST input tax credits come to mind.) The employment income from your full-time job wouldn't count as business income for your corporation. The corporation has nothing to do with that income – it's earned personally, by you. With respect to restaurant bills: These fall under a category known as \"\"meals & entertainment\"\". Even if the expense can be considered reasonable and business-related (e.g. meeting customers or vendors) the Canada Revenue Agency decided that a business can only deduct half of those kinds of expenses for tax purposes. With respect to gasoline bills: You would need to keep a mileage and expense log. Only the portion of your automobile expenses that relate to the business can be deducted. Driving to and from your full-time job doesn't count. Of course, I'm not a tax professional. If you're going to have a corporation or side-business, you ought to consult with a tax professional. (A point on terminology: A business doesn't write off eligible business expenses — it deducts them from business income. Write off is an accounting term meaning to reduce the value of an asset to zero. e.g. If you damaged your car beyond repair, one could say \"\"the car is a write-off.\"\")\"",
"title": ""
},
{
"docid": "6ef21e41cbd2ebe2ef1d891503632fb1",
"text": "This is nonsense and just a game to squeeze more money from consumers. A convential car needs to change oil every so often. You get a warning light in the dashboard for that in most cars. If you decide to not change oil as needed, it's your business and your problem that you shortened your car's life. Do you want conventional cars to stop working when oil change is due? Basically Tesla is crippeling the car and does not let the consumer to FULLY use the car they own, if they choose to do that.",
"title": ""
},
{
"docid": "221c2facfbbbc27225c5f7d9f28af460",
"text": "You don't say what country you live in. If it's the U.S., the IRS has very specific rules for business use of a car. See, for starters at least, http://www.irs.gov/publications/p463/ch04.html. The gist of it is: If you use the car 100% for business purposes, you NEVER use it to drive to the grocery store or to your friend's house, etc, then it is a deductible business expense. If you use a car party for business use and partly for personal use, than you can deduct the portion of the expense of the car that is for business use, but not the portion that is for personal use. So basically, if you use the car 75% for business purposes and 25% for personal use, you can deduct 75% of the cost and expenses. You can calculate the business use by, (a) Keeping careful records of how much you spent on gas, oil, repairs, etc, tracking the percentage of business use versus percentage of personal use, and then multiplying the cost by the percentage business use and that is the amount you can deduct; or (b) Use the standard mileage allowance, so many cents per mile, which changes every year. Note that the fact that you paid for the car from a business account has absolutely nothing to do with it. (If it did, then everyone could create a small business, open a business account, pay all their bills from there, and all their personal expenses would magically become business expenses.) Just by the way: If you are going to try to stretch the rules on your taxes, business use of a car or personal computer or expenses for a home office are the worst place to do it. The IRS knows that cars and computers are things that can easily be used for either personal or business purposes and so they keep a special eye out on these.",
"title": ""
}
] |
fiqa
|
c2fc5d319fa7498d85063d2cd7de687d
|
value of guaranteeing a business loan
|
[
{
"docid": "6524bc2becd518e677ad0cd882293a3d",
"text": "The guarantee's value to you is whatever you have to pay to get the guarantee, assuming that you don't decide it's too expensive and look for another guarantor or another solution entirely. How much are you willing to pay for this loan, not counting interest and closing costs? That's what it's worth. See past answers about the risks of co-signing for a realistic view of how much risk your guarantor would be accepting and why they should hold out for a very substantial reimbursement for this service.",
"title": ""
},
{
"docid": "f7693c356c975e39379e08b247abf81f",
"text": "The standard goal of valuing anything is to seek the fair price for that thing in the open market. Depending on what is being valued, that may or may not be an easy task. eg: to value your home, get a real estate appraiser, who will look at recent market sales in your area, and adjust for nuances of your property. To value your loan guarantee, you would need to figure out what it is actually worth to the business, which may be difficult. In a perfect world, you would be able to ask the bank to tell you the interest rate you would have to pay, if the loan was not guaranteed. This would show you the value you are providing to the business by guaranteeing it. ie: if the interest would be $100k a year unguaranteed, but is only $40k a year guaranteed, you are saving the business $60k a year. If the loan is to last 5 years, that's a total of $300k. Of course, it is likely the bank simply won't offer you an unguaranteed loan at all. This makes the value quite difficult to determine, and highlights the underlying transaction you are considering: You are taking on personal risk of loan default, to profit the business. If you truly can't find an equitable way to value the guarantee, consider whether you understand the true risk of what you are doing. If you are able to determine an appropriate value for the loan, consider whether increasing your equity is fair compensation. There are other methods of compensation available, such as having the company pay you directly, or decrease the amount of capital you need to invest for this new set of equity. In the end, what is fair is what the other shareholders agree to. If you go to the shareholders with anything less than professional 3rd party advice (and stackexchange does not count as professional), then they may be wary of accepting your 'fee', no matter how reasonable.",
"title": ""
},
{
"docid": "19e274619afa82cd02d9aab9f56d1ebc",
"text": "\"You are confining the way you and the other co-founders are paid for guaranteeing the loan to capital shares. Trying to determine payments by equity distribution is hard. It is a practice that many small companies particularly the ones in their initial stage fall into. I always advise against trying to make payments with equity, weather it is for unpaid salary or for guaranteeing a loan such as your case. Instead of thinking about a super sophisticated algorithm to distribute the new shares between the cofounders and the new investors, given a set of constraints, which will most probably fail to make the satisfactory split, you should simply view the co-founders as debt lenders for the company and the shareholders as a capital contributor. If the co-founders are treated as debt lenders, it will be much easier to determine the risk compensation for guaranteeing the loan because it is now assessed in monetary units and this compensation is equal to the risk premium you see fit \"\"taking into consideration the probability of default \"\". On the other hand, capital contributors will gain capital shares as a percentage of the total value of the company after adding SBA loan.\"",
"title": ""
},
{
"docid": "2c271dc160cc14046b923589c6d17ed7",
"text": "You should ask the bank supplying the SBA loan about the % of ownership that is required to personally guarantee the loan. Different banks give different figures, but I believe the last time I heard about this it was 20% or more owners must personally guarantee the loan. Before you spend a lot of money on legal fees drawing up a complicated scheme of shares, ask the bank what they require. Make sure you speak with an underwriter since many service people don't know the rules.",
"title": ""
}
] |
[
{
"docid": "b5ce0e715bbecbe660d6f410a6281b97",
"text": "There is a way to get a reasonable estimate of what you still owe, and then the way to get the exact value. When the loan started they should have given you amortization table that laid out each payment including the principal, interest and balance for each payment. If there are any other fees included in the payment those also should have been detailed. Determine how may payments you have maid: did you make the first payment on day one, or the start of the next month? Was the last payment the 24th, or the next one? The table will then tell you what you owe after your most recent payment. To get the exact value call the lender. The amount grows between payment due to the interest that is accumulating. They will need to know when the payment will arrive so they can give you the correct value. To calculate how much you will save do the following calculation: payment = monthly payment for principal and interest paymentsmade =Number of payments made = 24 paymentsremaining = Number of payments remaining = 60 - paymentsmade = 60-24 = 36 instantpayoff = number from loan company savings = (payment * paymentsremaining ) - instantpayoff",
"title": ""
},
{
"docid": "e2f4400348bb1a1d6a1cb9b5ac1b47e0",
"text": "\"The \"\"guaranteed minimum future value\"\" isn't really a guarantee so much as the amount they will charge you at the end of the agreement if you want to keep the car. In this sense it might better be considered a \"\"guaranteed maximum future cost\"\". If the car has fallen below that value at that point, then you can just hand back the car and you won't owe anything extra. If it turns out to be worth more, you end up in profit - though only if you either actually pay for the car, or if you roll over into a new PCP deal. So the finance company has an incentive to set it at a sensible value, otherwise they'll end up losing money. Most new cars lose a lot of value quickly initially, and then the rate of loss slows down. But given that it's lost £14k in 2 years, it seems pretty likely it'll lose much more than another £1k in the next 2 years. So it does sound like that in this case, they estimated the value badly at the start of the deal and will end up taking a loss on the deal when you hand it back at the end. It appears you also have the legal right to \"\"voluntary termination\"\" once you have paid off half the \"\"Total Amount Payable\"\". This should be documented in the PCP agreement and if you're half way into the deal then I'd expect you'll be about there. If that doesn't apply, you can try to negotiate to get out of the deal early anyway. If they look at it rationally, they should think about the value of your payments over the next two years minus the loss they will end up with at the end of those two years. But there's no guarantee they will. Disclaimer: Despite living in the UK, I hadn't heard of these contracts until I read this question, so my answer is based entirely on web searches and some inferences. The two most useful sources I found on the general subject were this one and this one.\"",
"title": ""
},
{
"docid": "b347516b80a7e2ce42a82256cc525709",
"text": "A Loan is an loan that gives some kind of benefit as an assurance to a loaning organization. So when you put in an application for a credit, you likewise advocate that in case that you can not pay, you've some form of benefit that will cover the default sum.",
"title": ""
},
{
"docid": "954366c292367a5d222b983be4aa261a",
"text": "1. this is not the correct sub, try /r/Entrepreneurs or similar 2. Banks only care about 1 thing: collaterals with personal guarantee from the owners/shareholders of the business. Nothing else matters, don't waste your time with a business plan. (Yes ELI: bank only give money to people who have money).",
"title": ""
},
{
"docid": "c7ef1a2fdbb1359261574b34d2c11589",
"text": "A financial institution is not obligated to offer you a loan. They will only offer you a loan if they believe that they will make money off you. They use all the info available in order to determine if offering you a loan is profitable. In short, whether they offer you a loan, and the interest rate they charge for that loan, is based on a few things: How much does it cost the bank to borrow money? [aka: how much does the bank need to pay people who have savings accounts with them?]; How much does the bank need to spend in order to administer the loan? [ie: the loan officer's time, a little time for the IT guy who helps around the office, office space they are renting in order to allow the transaction to take place]; and How many people will 'default' and never be able to repay their loan? [ex: if 1 out of 100 people default on their loans, then every one of those 100 loans needs to be charged an extra 1% in order to recover the money the bank will lose on the person who defaults]. What we are mostly interested in here is #3: how likely are you to default? The bank determines that by determining your income, your assets, your current debts outstanding, your past history with payments (also called a credit score), and specifically to mortgages, how much the house is worth. If you don't have a long credit history, and because you don't have a long income history, and because you are putting <10% down on the condo [20% is often a good % to strive for, and paying less than that can often imply you will need mandatory mortgage insurance, depending on jurisdiction] the bank is a little more uncertain about your likelihood to pay. Banks don't like uncertainty, and they can deal with that uncertainty in two ways: (1) They can charge you a higher interest rate; OR (2) They can refuse you the loan. Now just because one bank refuses you a loan, doesn't mean all will - but being refused by one bank is probably a good indication that many / most institutions would refuse you, because they all use very similar analytical tools to determine your 'risk level'. If you are refused a loan, you can try again at another institution, or you can wait, save a larger down payment, and build your credit history by faithfully paying your credit card every month, paying your utilities, and making your car and rent payments on time. This will give the banks more comfort that you will have the ability to pay your mortgage every month, and a larger down payment will give them comfort that if the housing market dips, you won't owe more than the house is worth. My parting shot is this: If you are new in your career with no income history, be very careful about buying a property immediately, even if you get approved. A good rule of thumb is to only buy a property when you plan on living there for at least 5 years, or else you are likely to lose money overall, after factoring closing costs and maintenance fees. If you are refused a loan, that's probably a good sign that you aren't financially ready yet, but even if a bank approves you for a loan, you might not be ready yet either.",
"title": ""
},
{
"docid": "64e9e40b6898d48c338c7559204146d0",
"text": "\"I'm afraid the great myth of limited liability companies is that all such vehicles have instant access to credit. Limited liability on a company with few physical assets to underwrite the loan, or with insufficient revenue, will usually mean that the owners (or others) will be asked to stand surety on any credit. However, there is a particular form of \"\"credit\"\" available to businesses on terms with their clients. It is called factoring. Factoring is a financial transaction whereby a business sells its accounts receivable (i.e., invoices) to a third party (called a factor) at a discount in exchange for immediate money with which to finance continued business. Factoring differs from a bank loan in three main ways. First, the emphasis is on the value of the receivables (essentially a financial asset), not the firm’s credit worthiness. Secondly, factoring is not a loan – it is the purchase of a financial asset (the receivable). Finally, a bank loan involves two parties whereas factoring involves three. Recognise that this can be quite expensive. Most banks catering to small businesses will offer some form of factoring service, or will know of services that offer it. It isn't that different from cheque encashment services (pay-day services) where you offer a discount on future income for money now. An alternative is simply to ask his clients if they'll pay him faster if he offers a discount (since either of interest payments or factoring would reduce profitability anyway).\"",
"title": ""
},
{
"docid": "1b4e0eb0641fc8e6dd1a94c8b3a36a1b",
"text": "\"You should be able to pay back whenever; what's the point of an arbitrary timeline? Cash flow is the life blood of any business. When banks loan money, they are expecting a steady cash flow back. If you just pay back \"\"whenever\"\" - the bank has no idea what they'll be getting back month-to-month. When they can set the terms of the loan (length, rate, payment amount), they know how much cash flow they expect to get. What does [the term of the loan] even mean and what difference in the world does it make? In addition to the predictable cash flow needs above, setting a term for the loan determines how long their money will be tied up in the loan. The longer a bank has money tied up in a loan, the more risk there is that the borrower will default, so the bank will require a greater return (interest rate) for that extra risk. What you have described is effectively a revolving line of credit. The bank let you borrow money arbitrarily, charges you a certain rate of interest, and you can pay them back at your schedule. If you pay all of the interest for that month, everything else goes to principal. If you don't pay all of the interest, that interest is added to the balance and gets interest compounded on top of it. Both are perfectly viable business models, and bank employ them both, but they meed different needs for the bank. Fixed-term loans help stabilize cash flow, and lines of credit provide convenience for customers.\"",
"title": ""
},
{
"docid": "646a544547af13b516d0c897e77d1e74",
"text": "On a personal Loan Yes. On a business loan, it would depend on the Bank and they would like to understand the purpose of the loan and need it to be secured. They may not even grant such kind of business loan.",
"title": ""
},
{
"docid": "d18ebd16192f0d891dec26f9c5cef108",
"text": "I think in such situations a good rule of thumb may be - if you are asked to pay significant sums of money upfront before anything is done, stop and ask yourself, what would you do if they don't do what they promised? They know who you are, but usually most you know is a company name and phone number. Both can disappear in a minute and what are you left with? If they said they'd pay off the debt and issue the new loan - fine, let them do it and then you pay them. If they insist on having money upfront without delivering anything - unless it's a very big and known and established company you probably better off not doing it. Either it's a scam or in the minuscule chance they are legit you still risking too much - you're giving money and not getting anything in return.",
"title": ""
},
{
"docid": "0c41ae0b3760a3df1db01624405faaab",
"text": "There's a bit of truth to that, except in reality when you ask for business loan the bank most definitely looks at the background of the owners (assuming it's a small business). You might have some luck fooling investors as a way to get some capital, but that's doubtful as well if you have a history of starting companies that later fail.",
"title": ""
},
{
"docid": "d1ccea21c553d6fdbf534fdb0d965a54",
"text": "The home owner will knock 20% off the price of the house. If the house is worth $297K, then 20% is just a discount your landlord is offering. So your actual purchase price is $237K, and therefore a bank would have to lend you $237K. Since the house is worth more than the loan, you have equity. 20% to be more accurate. Another way to say is, the bank only wants to loan you 80% of the value of the item securing the loan. If you default on day one, they can sell the house to somebody else for $296K and get a 20% return on their loan. So this 20% you are worried about isn't actually money that anybody gives anybody else, it is just a concept.",
"title": ""
},
{
"docid": "22e6a67b3772124c6afed7830c1bfb4f",
"text": "\"A \"\"true\"\" 0% loan is a losing proposition for the bank, that's true. However when you look at actual \"\"0%\"\" loans they usually have some catches: There might also be late payment fees, prepayment penalties, and other clauses that make it a good deal on average to the bank. Individual borrowers might be able to get away with \"\"free money\"\", but the bank does not look to make money on each loan, they look to make money on thousands of loans overall. For a retailer (including new car sellers). the actual financing costs will be baked into the sales price. They will add, say, 10% to the sales price in exchange for an interest-free loan. They can also sell these loans to an investment bank or other entity, but they would be sold at a deep discount, so the difference will be made up in the sales price or other \"\"fees\"\". It's possible that they would just chalk it up to promotional discounts or customer acquisition costs, but it would not be a good practice on a large scale.\"",
"title": ""
},
{
"docid": "532cd8a3e15d0d6829b3962d772eb0cc",
"text": "Get in touch with a reliable company if you are looking for a range of small business financing solutions. Such companies offer consolidation loans to help smaller businesses take care of their previous obligations and this way manage their finances better",
"title": ""
},
{
"docid": "c89af4372c5a95e112336d2e3e9f3f8a",
"text": "\"This is an example from another field, real estate. Suppose you buy a $100,000 house with a 20 percent down payment, or $20,000, and borrow the other $80,000. In this example, your \"\"equity\"\" or \"\"market cap\"\" is $20,000. But the total value, or \"\"enterprise value\"\" of the house, is actually $100,000, counting the $80,000 mortgage. \"\"Enterprise value\"\" is what a buyer would have to pay to own the company or the house \"\"free and clear,\"\" counting the debt.\"",
"title": ""
},
{
"docid": "3b11f4fa7e336955f0eea0451f70dcdc",
"text": "This is dumb. The sub company will lose money but the parent company will pay taxes on the income they made off of expenses to the subcompany. This doesn't systematically reduce their risk either. Banks will loan more money if the parent company is liable to pay the bills if the sub company can't. So yes, a bank may make a loan to the sub company without any liability on the parent company, but its going to be a very small loan compared to what they would've given the parent company.",
"title": ""
}
] |
fiqa
|
a144e6d43ba55fb73ec35d201a7febc4
|
Deducting business expenses paid for by gift card
|
[
{
"docid": "39f3a8221f16c84c72aefff9e8144049",
"text": "To quote the answer you linked to: Perhaps the simplest way to think about this is you can only deduct an expense that you actually incur. In other words, the expense should show up on a bank or CC statement. So, if your business purchased the $1000 gift card for $800, you should see a $800 charge appearing on a business CC or bank statement. You would therefore be able to deduct the $800, but not the full $1000 of items that you purchase with it. Side Notes:",
"title": ""
}
] |
[
{
"docid": "221c2facfbbbc27225c5f7d9f28af460",
"text": "You don't say what country you live in. If it's the U.S., the IRS has very specific rules for business use of a car. See, for starters at least, http://www.irs.gov/publications/p463/ch04.html. The gist of it is: If you use the car 100% for business purposes, you NEVER use it to drive to the grocery store or to your friend's house, etc, then it is a deductible business expense. If you use a car party for business use and partly for personal use, than you can deduct the portion of the expense of the car that is for business use, but not the portion that is for personal use. So basically, if you use the car 75% for business purposes and 25% for personal use, you can deduct 75% of the cost and expenses. You can calculate the business use by, (a) Keeping careful records of how much you spent on gas, oil, repairs, etc, tracking the percentage of business use versus percentage of personal use, and then multiplying the cost by the percentage business use and that is the amount you can deduct; or (b) Use the standard mileage allowance, so many cents per mile, which changes every year. Note that the fact that you paid for the car from a business account has absolutely nothing to do with it. (If it did, then everyone could create a small business, open a business account, pay all their bills from there, and all their personal expenses would magically become business expenses.) Just by the way: If you are going to try to stretch the rules on your taxes, business use of a car or personal computer or expenses for a home office are the worst place to do it. The IRS knows that cars and computers are things that can easily be used for either personal or business purposes and so they keep a special eye out on these.",
"title": ""
},
{
"docid": "e066e481ce1dc4ba46306df1ed00eb97",
"text": "I'm a CPA and former IRS agent and manager. Whether you are a cash or accrual basis taxpayer, you get to deduct the expense when your card is charged. Think of it this way: You are borrowing from the credit card company or bank that issued the credit card. You take that money to make a purchase of a product or service. You now have an expense and a liability to a third party. When you pay off the liability, you do not get to take a deduction. Your deduction is when you pay for the expense. Depending on what you purchased, you may have to capitalize it.",
"title": ""
},
{
"docid": "1ba79cc552d47f900a08881f2c79d879",
"text": "You can deduct this if the main purpose of the trip is to attend the seminar. Travel expenses relating to the attendance at conferences, seminars and other work-related events are deductible to the extent that they relate to your income-producing activities. You will need to apportion your travel expenses where you undertake both work-related and private activities. Travel costs to and from the location of the work-related event will only be deductible where the primary purpose of the travel was to attend the event. Accommodation, food and other incidental costs must be apportioned between work-related and private activities taking into account the types of activities that you did on the day you incurred the cost. You might like to consider in advance what you would tell them if they questioned this - for instance you might say (if they are true):",
"title": ""
},
{
"docid": "0c509b1b72a4cbf876193786938eb9a1",
"text": "Use one journal entry, and split the expenses into the appropriate accounts. This can happen even if you never mix business and personal on the same receipt: say you order office supplies (which where I live are immediately deductible as an expense) and software or hardware (which must be depreciated because they are assets) on the same order. We have an account called Proprietors Loan which represents money the company is lending to the humans who own it, or that the humans are lending to the company. Were I to pay for my personal lunch on a business credit card, it would go through that account, increasing the amount the company has lent me or decreasing the amount I have lent it. Similarly if I made a business purchase with a personal card it would go through that account in the other direction. Where I live, I can lend my company all the money I want any time, but if the company lends me money there can't be an outstanding balance over the corporate year end. If you make two credit card entries of 5 and 10 when you go to reconcile your accounts it will be harder because you'll have to realize they together match the single 15 line on your statement. Making a single entry (your A option) will make reconciling your statement much easier. And that way, you'll probably reconcile your statements, which is vital to knowing you actually recorded everything.",
"title": ""
},
{
"docid": "d737b1ec367bd04433444f7c48e9571f",
"text": "It is totally legal but it just has to be reported like income. Granted the IRS will probably not catch it. I work for a large company I get little gift cards all the time and they add the dollar value as income for taxes on my paycheck. It is a little annoying because I think it is kind of shit that a dollar value of a gift card is treated as the same value as real money, but they are amazon gift cards so better than cash to me.",
"title": ""
},
{
"docid": "f81ad22890ccc28b8d5635a494d7570b",
"text": "\"The government thought of that a long time ago, and has any loophole there plugged. Like if you set up a company to buy a car and then allow you to use it ... You can use the car for company business, like driving to a customer's office to make a sales call or delivery, and the cost of the car is then tax deductible. But the company must either prohibit personal use of the car, or keep a log of personal versus business use and the personal use becomes taxable income to you. So at best you'd get to deduct an expense here and then you'd have to add it back there for a net change in taxable income of zero. In general the IRS is very careful about personal use of business property and makes it tough to get away with a free ride. I'm sure there are people who lie about it and get away with it because they're never audited, but even if that causes you no ethical qualms, it's very risky. I don't doubt that there are people with very smart lawyers who have found loopholes in the rules. But it's not as simple as, \"\"I call myself a business and now all my personal expenses become tax deductible business expenses.\"\" If you could do that, everybody would do it and no one would pay taxes. Which might be a good thing, but the IRS doesn't see it that way.\"",
"title": ""
},
{
"docid": "abe8b5b68a0c31cf7d1413d9103a608d",
"text": "\"The relevant IRS publication is 526, Charitable Contributions. The section titled \"\"Contributions you cannot deduct\"\" begins on page 6; item 4 reads: \"\"The value of your time or services.\"\" I read that to mean that, if the website you built were a product, you could deduct its value. I don't understand the legal distinction between goods and services I originally said that I believe that a website is considered a service. Whether a website is a service or a product appears to be much more controversial that I originally thought. I cannot find a clear answer. I'm told that the IRS has a phone number you can call for rulings on this type of question. I've never had to use it, so I don't know how helpful it is. The best I can come up with is the Instructions for Form 1120s, the table titled \"\"Principal Business Activity Codes,\"\" starting on page 39. That table suggests to me that the IRS defines things based on what type of business you are in. Everything I can find in that table that a website could plausibly fall under has the word \"\"service\"\" in its name. I don't really feel like that's a definitive answer, though. Almost as an afterthought, if you were able to deduct the value of the website, you would have to subtract off whatever the value of the advertisement is. You said that it's not much, but there's probably a simple way of estimating that.\"",
"title": ""
},
{
"docid": "1584cb99081b2ef42a3fe5096f88876e",
"text": "Typically you can only claim as business deductions those expenses which strictly relate to your business. In some cases, if you have a dedicated home office in your house, you can specify that expenses related to this space (furniture, etc.) are business expenses because it is a dedicated space. For example, I know of someone in sports broadcasting who claimed several TVs as a business expense, but these are for a room in his house that he uses only for watching games related to his work responsibilities, and never for entertaining, having friends over, etc. I think it will be difficult for you to count any portion of this type of installation as a business expense as it would relate to both your business as well as your residence. If you intend to try to get this deducted, I would strongly recommend consulting a CPA or tax attorney first. I think it will be difficult to prove that the only benefit is to your LLC if your electricity bills/credits are co-mingled with those for your residence. Best of luck!",
"title": ""
},
{
"docid": "edc17c9268f1c1175416d4dbc378a50b",
"text": "If the fee is paid directly from the account, then unfortunately no, you can not deduct it. It's probably too late now, but in the future you can ask the financial institution if they will allow you to write them a separate check to cover the fees. If they allow that then you can preserve your tax free account balance, and potentially deduct the fees too. More details here. Update: as discussed in the comments below, a strict interpretation of the IRS description of deductible investment expenses may not include expenses for a Roth IRA, even if they are paid outside of the account. However, there seems to be conflicting interpretations of this IRS rule, so I would advise speaking to an accountant or the IRS directly for clarification. But even if you determine you cannot deduct the fees, paying for them outside of the Roth is still a good idea because it enables you to maintain a higher balance in your tax advantaged account.",
"title": ""
},
{
"docid": "7348a5a39e5d09a5d84942986787e34e",
"text": "\"Disclaimer: This should go without saying, but this answer is definitely an opinion. (I'm pretty sure my current accountant would agree with this answer, and I'm also pretty sure that one of my past accountants would disagree.) When I started my own small business over 10 years ago I asked this very same question for pretty much every purchase I made that would be used by both the business and me personally. I was young(er) and naive then and I just assumed everything was deductible until my accountant could prove otherwise. At some point you need to come up with some rules of thumb to help make sense of it, or else you'll drive yourself and your accountant bonkers. Here is one of the rules I like to use in this scenario: If you never would have made the purchase for personal use, and if you must purchase it for business use, and if using it for personal use does not increase the expense to the business, it can be fully deducted by the business even if you sometimes use it personally too. Here are some example implementations of this rule: Note about partial expenses: I didn't mention partial deductions above because I don't feel it applies when the criteria of my \"\"rule of thumb\"\" is met. Note that the IRS states: Personal versus Business Expenses Generally, you cannot deduct personal, living, or family expenses. However, if you have an expense for something that is used partly for business and partly for personal purposes, divide the total cost between the business and personal parts. You can deduct the business part. At first read that makes it sound like some of my examples above would need to be split into partial calulations, however, I think the key distinction is that you would never have made the purchase for personal use, and that the cost to the business does not increase because of allowing personal use. Partial deductions come into play when you have a shared car, or office, or something where the business cost is increased due to shared use. In general, I try to avoid anything that would be a partial expense, though I do allow my business to reimburse me for mileage when I lend it my personal car for business use.\"",
"title": ""
},
{
"docid": "547b4e9e1520ac085e0ddc41d12abe56",
"text": "It sounds like something is getting lost in translation here. A business owner should not have to pay personal income tax on business expenses, with the caveat that they are truly business expenses. Here's an example where what you described could happen: Suppose a business has $200K in revenue, and $150K in legitimate business expenses (wages and owner salaries, taxes, services, products/goods, etc.) The profit for this example business is $50K. Depending on how the business is structured (sole proprietor, llc, s-corp, etc), the business owner(s) may have to pay personal income tax on the $50K in profit. If the owner then decided to have the business purchase a new vehicle solely for personal use with, say, $25K of that profit, then the owner may think he could avoid paying income tax on $25K of the $50K. However, this would not be considered a legitimate business expense, and therefore would have to be reclassified as personal income and would be taxed as if the $25K was paid to the owner. If the vehicle truly was used for legitimate business purposes then the business expenses would end up being $175K, with $25K left as profit which is taxable to the owners. Note: this is an oversimplification as it's oftentimes the case that vehicles are partially used for business instead of all or nothing. In fact, large items such as vehicles are typically depreciated so the full purchase price could not be deducted in a single year. If many of the purchases are depreciated items instead of deductions, then this could explain why it appears that the business expenses are being taxed. It's not a tax on the expense, but on the income that hasn't been reduced by expenses, since only a portion of the big ticket item can be treated as an expense in a single year.",
"title": ""
},
{
"docid": "b96288340f7a74edaf5cd6401bbece0e",
"text": "All of this assumes that this relationship isn't as employer-employee relationship, which would require you to withhold taxes. If you send them a small token of appreciation, and you are unable to record it as a business expense, or some other deductible expense, you don't have to be concerned about how they claim it. They decide if they want to risk claiming it was a gift, or if they want to record it as an expense. Even if you say some magic phrase that you think will impress the IRS, the recipient can still decide declare it as income. To have any hope of being able to treat it as a gift they would have to be able to demonstrate that there is a non-business relationship. If you can claim it as a business expense, or a deductible expense, they will have to also claim it as income; because your documentation could point the IRS to their lack of documentation. Giving them a check or sending the payment electronically will require them to claim it as an income, since an audit could require them to explain every line on their bank statements.",
"title": ""
},
{
"docid": "ba1ad496da75fa89e0e779d75eb78141",
"text": "\"Yes, your business needs to be in the business of making money in order for you to deduct the expenses associated with it. I suppose in theory this could mean that if you take in $10,000 and spend $30,000 every year, you not only don't get a net deduction of $20,000 (your loss) but you have to pay tax on $10,000 (your revenue). However this is super fixable. Just only deduct $9500 of your expenses. Tada! Small profit.For all the gory details, including how they consider whether you have an expectation of profits, see http://www.cra-arc.gc.ca/E/pub/gl/p-176r/p-176r-e.html This \"\"expectation of profit\"\" rule appears to apply to things like \"\"I sell home décor items (or home decorating advice) and therefore need to take several multi week trips to exotic vacation destinations every year and deduct them as business expenses.\"\" If you're doing woodworking or knitting in your home and selling on Etsy you don't particularly have any expenses. It's hard to imagine a scenario where you consistently sell for less than the cost of materials and then end up dinged on paying tax on revenue.\"",
"title": ""
},
{
"docid": "316710461de83750af605d1897addf25",
"text": "Chris, since you own your own company, nobody can stop you from charging your personal expenses to your business account. IRS is not a huge fan of mixing business and personal expenses and this practice might indicate to them that you are not treating your business seriously, and it should classify your business as a hobby. IRS defines deductible business expense as being both: ordinary AND necessary. Meditation is not an ordinary expense (other S-corps do not incur such expense.) It is not a necessary expense either. Therefore, you cannot deduct this expense. http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Deducting-Business-Expenses",
"title": ""
},
{
"docid": "7ad5b8a7665f87f4c1a7685590461e7f",
"text": "This is tax fraud, plain and simple. I recently wrote an article The Step Transaction Doctrine, in which I explain that a series of events may each be legal, but aggregate to one transaction and the individual steps are ignored. In this case, it goes beyond that, by accepting $5/mo you are already outside the tax code. As littleadv noted, you can't work for a legitimate business for free and not expect to have some kind of issue. The $14K/yr gift isn't a bona fide gift, but ties to that work.",
"title": ""
}
] |
fiqa
|
8fccf49c9401543e983aa8b159d0c07a
|
Car as business expense, but not because of driving
|
[
{
"docid": "2ec447312a423d5378550f6d87afb5a5",
"text": "\"To be deductible, a business expense must be both ordinary and necessary. An ordinary expense is one that is common and accepted in your trade or business. A necessary expense is one that is helpful and appropriate for your trade or business. An expense does not have to be indispensable to be considered necessary. (IRS, Deducting Business Expenses) It seems to me you'd have a hard time convincing an auditor that this is the case. Since business don't commonly own cars for the sole purpose of housing $25 computers, you'd have trouble with the \"\"ordinary\"\" test. And since there are lots of other ways to house a computer other than a car, \"\"necessary\"\" seems problematic also.\"",
"title": ""
}
] |
[
{
"docid": "bacbe17f21b09d058f277e0c87cc31a0",
"text": "Keep this rather corny acronym in mind. Business expenses must be CORN: As other posters have already pointed out, certain expenses that are capital items (computers, furniture, etc.) must be depreciated over several years, but you have a certain amount of capital items that you can write off in the current tax year.",
"title": ""
},
{
"docid": "65d356f1ceb92551df5df086488317a0",
"text": "Here are the general guidelines on what you should report and pay - but the overall rule is that if it's not a business-related cost then you can't claim it. In your example, a client meeting may warrant a claim for 'entertaining clients' which could be claimed as a business cost - but buying yourself a coffee to get out of the house isn't a business cost.",
"title": ""
},
{
"docid": "cd7306a60bf14d01085ce39d5567c46d",
"text": "Two adages come to mind. Never finance a depreciating asset. If you can't pay cash for a car, you can't afford it. If you decide you can finance at a low rate and invest at a higher one, you're leveraging your capital. The risk here is that your investment drops in value, or your cash flow stops and you are unable to continue payments and have to sell the car, or surrender it. There are fewer risks if you buy the car outright. There is one cost that is not considered though. Opportunity cost. Since you've declared transportation necessary, I'd say that opportunity cost is worth the lower risk, assuming you have enough cash left after buying a car to fund your emergency fund. Which brings me to my final point. Be sure to buy a quality used car, not a new one. Your emergency fund should be able to replace the car completely, in the case of a total loss where you are at fault and the loss is not covered by insurance. TLDR: My opinion is that it would be better to pay for a quality, efficient, basic transportation car up front than to take on a debt.",
"title": ""
},
{
"docid": "a57851d680f06d0d027cbc370f7c762e",
"text": "I contacted Stephen Fishman, J.D., the author of Home Business Tax Deductions, to let him know that this question was missing from his book. He was kind enough to send a reply. My original phrasing of the question: If your car is used for both business and personal use, and you deduct via the actual expense method, do trips to the mechanic, gas station, and auto parts store to service or repair the car count as business miles, personal miles, or part-business-part-personal miles? What about driving the newly-purchased car home from the dealership? And his response: Good question. I can find nothing about this in IRS publication or elsewhere. However, common sense would tell us that the cost of driving to make car repairs should be deductible. If you use your car for business, it is a business expense, just like transporting any other piece of business equipment for repairs is a business expense. This should be so whether you use the standard mileage rate or actual expense method. You should probably reduce the amount of your deduction by the percentage of personal use of the car during the year. The same goes for driving a car home from the dealer.",
"title": ""
},
{
"docid": "c5077001ffd4ef92ac752c81dde2867a",
"text": "Approximately 25% of all cars sold last year were leased, which is the highest on record. When you are leasing you don't own the car, instead you are basically renting it for a fixed term, and turning it back to the dealership. It is very cost effective, because the manufacturers have a keen interest in making lots of cars. They are often subsidizing the lease by giving incentives to the dealer. They are gambling on the future value of their cars. They can lose on that gamble. The car business has turned into a financial nightmare for the car companies; they have huge development costs as the cars become more like mobile computing platforms loaded with sensors, and software that is constantly changing. They can't hold a model for 20 years like Mercedes was able to do in the past. Now they have to constantly update their products. The only way to survive as a car maker is to pump out volume, and the leasing programs, which are quietly being underwritten by the manufacturers help them increase the production quantities, which helps lower the fixed development costs. If only the defense contractors could do this! they are stuck spending billions to build 20 planes, and so each one has a staggering price tag. In the future, the car companies that will survive are those that have terrific credit, and low borrowing costs. That means Japanese and Germans will own the car business entirely in the end, and countries with higher borrowing costs (like America and Brasil) will not be competitive. Luckily Ford is so frugal, due to the lingering spirit of its founder, that they can hold out. One thing strongly in favor of leasing is that you have zero maintenance costs typically. The repair risk is significant in luxury cars. When you buy a 10 year old BMW, and when the tranny goes, it costs a fortune. Having a superb car for 30 months for a few hundred bucks a month is something a lot of people enjoy doing. Who can blame them? you spend an hour or 2 a day in your car, and why not live in a nice place?",
"title": ""
},
{
"docid": "9fe54d3599894d568a96ea2e88b22f60",
"text": "You've got two options. Deduct the business portion of the depreciation and actual expenses for operating the car. Use the IRS standard mileage rate of $.575/mile in 2015. Multiply your business miles by the rate to calculate your deduction. Assuming you're a sole proprietor you'll include a Schedule C to your return and claim the deduction on that form.",
"title": ""
},
{
"docid": "3a24e8c7fb56eacce57030b2d4d34c3c",
"text": "For stocks, bonds, ETF funds and so on - Taxed only on realised gain and losses are deductible from the gain and not from company's income. Corporate tax is calculated only after all expenses have been deducted. Not the other way around. Real estate expenses can be deducted because of repairs and maintenance. In general all expenses related to the operation of the business can be deducted. But you cannot use expenses as willy nilly, as you assume. You cannot deduct your subscription to Playboy as an expense. Doing it is illegal and if caught, the tours to church will increase exponentially. VAT is only paid if you claim VAT on your invoices. Your situation seems quite complicated. I would suggest, get an accountant pronto. There are nuances in your situation, which an accountant only can understand and help.",
"title": ""
},
{
"docid": "fab076774b036cd9084c4f5e2bad63c9",
"text": "I'm not an expert, but here's my $0.02. Deductions for business expenses are subject to the 2% rule. In other words, you can only deduct that which exceeds 2% of your AGI (Adjusted Gross Income). For example, say you have an AGI of $50,000, and you buy a laptop that costs $800. You won't get a write-off from that, because 2% of $50,000 is $1,000, and you can only deduct business-related expenses in excess of that $1,000. If you have an AGI of $50,000 and buy a $2,000 laptop, you can deduct a maximum of $1,000 ($2,000 minus 2% of $50,000 is $2,000 - $1,000 = $1,000). Additionally, you can write off the laptop only to the extent that you use it for business. So in other words, if you have an AGI of $50,000 and buy that $2,000 laptop, but only use it 50% for business, you can only write off $500. Theoretically, they can ask for verification of the business use of your laptop. A log or a diary would be what I would provide, but I'm not an IRS agent.",
"title": ""
},
{
"docid": "6d864190cdecc0a7b03e663b49b5604b",
"text": "It's my understand that leasing is never the better overall deal, with the possible exception of a person who would otherwise buy a brand new car every 2 or 3 years, and does not drive a lot of miles. Note: in the case of a company car, Canadian taxes let you deduct the entire lease payment (which clearly has some principal in it) if you lease, while if you buy you can only deduct the interest, and must depreciate the car according to their schedule. This can make leasing more attractive to those buying a car through a corporation. I don't know if this applies in the US. The numbers you ran through in class presumably involved calculating the interest paid over the term of the loan. Can you not just redo the calculation using actual interest and lease numbers from a randomly chosen current car ad? I suspect if you do, you will discover leasing is still not the right choice.",
"title": ""
},
{
"docid": "fa004f6659916743d7a9cfa6c7fcb905",
"text": "Also, depending where you buy the car in the US, you have to pay property tax every year for just having purchased the car.",
"title": ""
},
{
"docid": "ed9e547c7fe50befd984c0eaa6a63f05",
"text": "The best way to do this is to pay for the entire car, including gas, insurance, and repairs, from S-corp funds, then meticulously track how many miles are used for personal and how many miles for business. If you pay with S-corp funds, you will claim the personal miles as a taxable benefit from the S-corp on your personal return. The S-corp can then claim all the expenses and depreciation on the vehicle, reducing the S-corp's tax liability.",
"title": ""
},
{
"docid": "53a20d80b0a4b1fc95cd358082d398ce",
"text": "No, you can't claim personal expenses as business expenses. What is the alternative to paying someone to do your chores? Letting the chores go undone. How does it affect your business if your household chores go undone? It doesn't; it only affects your personal life--that's why they are personal expenses.",
"title": ""
},
{
"docid": "ade1f187fc1c0403179210d8806b6971",
"text": "Yes, you will be able to claim it as an expense on your taxes, but not all in the current year. It is split into three categories: Current Expenses - Assets purchased such as inventory would be able to be claimed in the current year. Assets - Vehicles, Buildings, and equipment can be depreciated over time based on the value you purchased them for and the CCA class. Goodwill - In tax terms this is the value of the business purchase that is not eligible in 1 or 2 and is called Eligible Capital Property. This can be expensed over time. From info at CRA website: http://www.cra-arc.gc.ca/tx/bsnss/tpcs/lf-vnts/byng/menu-eng.html",
"title": ""
},
{
"docid": "62e95a628269a92d9a6eb88cf35f5c91",
"text": "\"Partly I suspect this is selection bias. You say you see so many luxury cars go by. But if you're looking for them, you're going to notice them. Have you calculated the actual percentage? Do they make up 50% of the cars that pass a specific point in a specific period of time? Or just 10% if you really counted? You say you live in Baltimore county, Maryland. That's a relatively wealthy area, so I'd expect the percentage of luxury cars to be higher than the national average. You'd likely see considerably fewer in the backwoods of Mississippi. That said, some people who own luxury cars can't really afford them. I'm reminded of a wonderful TV commercial I saw recently where a man is showing off all his material goods, he talks about his big house, and his swimming pool, and his fancy car, with a big smile on his face, standing tall, and generally looking proud and happy. And then he says, \"\"How do I do it?\"\" And suddenly his expression changes to complete despair, he slumps down, and says, \"\"I'm in debt up to my eyeballs.\"\" It turns out to be a commercial for a debt-counseling service. Some people put very high value on owning a fancy car and are willing to sacrifice on other things. If having a big fancy car is more important to you then, say, having a nice house or the latest computer or a big screen TV or dining out more often or going on more expensive vacations or whatever you have to give up to get the car, well, that's your decision. Personally I don't care much about a fancy car, I just want something that gets me where I want to go. And I've always figured that with an expensive car, you have to constantly worry about getting in an accident and damaging or destroying it. If you put your money into a big fancy house, at least houses rarely collide with each other. Personally, I make a nice income too. And I have a $500/month mortgage and zero car payment because I drive a 2003 pickup that I bought with cash. But I have two kids in college and I'm trying to get them through with no debt, that's where all my money is going.\"",
"title": ""
},
{
"docid": "75656afe53e2639b2f91fdf7f2c72eff",
"text": "\"Using a \"\"vehicle\"\" is a common technique to isolate project-specific risk from the remainder of the company. There's not any problem with the vehicle making zero paper profits, it was only ever a paper company. The dodgy bit is when they start offering remuneration to participants based on the vehicle's profits - anyone with any sense goes on gross. Or when they are artificially shifting the profits around for tax reasons.\"",
"title": ""
}
] |
fiqa
|
31f6cb7a9329706a7648ea911a939cc0
|
Can a business refuse to take credit cards?
|
[
{
"docid": "767066e1be82bb833f52d561ec8096d6",
"text": "Businesses are free to decide what payment methods they accept for their goods and services. Businesses sometimes advertise what credit cards they accept by posting some stickers at their door. When your credit card isn't among them and you don't have enough cash with you, ask about your card before you order. If a business doesn't accept your credit card, your best recourse is to take your business elsewhere. When you already ate there and got into an awkward situation because you assumed that they would accept your card, you might also want to write an online review of the place and warn others to bring cash for their visit (but please be fair in the review. When the food and service are decent, a restaurant doesn't deserve a one star rating just because they don't take credit cards). Note that businesses have good reasons to not accept credit cards. It often means additional cost for them in form of: But there is also a more shady reason. Taking payment in cash means that there is no electronic trail of the transaction. That makes it far easier for an establishment to misreport their income. They might under-report it to evade taxes or over-report it to launder money (both are illegal, of course).",
"title": ""
}
] |
[
{
"docid": "a14f39ffe1e331e017210025d8ca5d46",
"text": "Can they reject a hundred dollar bill as a payment of debt?! No. A creditor cannot refuse payment in cash, whatever denomination you use. HOWEVER, when you're buying stuff - you don't owe anything to the business owner. There's no debt, so the above rule doesn't apply. As long as there's no debt in existence, the matter of payment is decided between two parties based on the mutual agreement. The demand not to use large bills is reasonable in places like 7/11 or taxi-cab that are frequently robbed, or at a small retailer that doesn't want to invest into forgery detection and fraud prevention. So the answer to this question: Is it the case where this practice of accepting small bills and rejecting large bills is perfectly legal? Is yes. You can find the full explanation on Treasury.gov, including code references.",
"title": ""
},
{
"docid": "3a78bb55ecfe2fb430be31b6985c68b4",
"text": "It depends completely on the nature of the takeover. When a business is bought, the new owner takes on the obligations of the prior owner, the debts don't just go away. When a business files for bankruptcy, its debts may get discharged, and gift card holders can easily be the first ones to get nothing back. A case in point was Sharper Image who stopped honoring gift cards even while the doors were open as they filed for bankruptcy.",
"title": ""
},
{
"docid": "1c2e7a012cf98e72641115df9ad2d8bf",
"text": "A few reasons make sense: They have a defined process for rentals, risk assessment, and customer credit. Especially for a large corporation, making changes to that process is not trivial, adds risk/uncertainty, and will be costly. Such changes for a relatively small customer base might not makes sense. Many rental companies DO allow you to rent with a debit card. Why do some businesses take cash only? With a debit card, there is no third party guarantee. With a credit card, the cash is coming from a well-established third party who will pay (assuming no disputes) and has a well-established history of paying. Even if the merchant holds your account, it is still your cash under the control of you and your bank until the deposit clears the merchants bank. It is not surprising they view that as more risk and potentially not worth hassling with debit.",
"title": ""
},
{
"docid": "7202c02754a88269aa4ffc5136196e19",
"text": "Not necessarily. You can issue credit cards without a bank involved, although companies which do so may have additional legal complications, such as usury regulations. As an example, AmEx is a network which also issues cards themselves. The company is not a bank; they sold their banking subsidiary in 2007. It's also possible to get a bank-issued credit card without banking with that same company.",
"title": ""
},
{
"docid": "1f701108a459b9a53b0321a57a73b2e3",
"text": "Merchants that accept American Express should have decided that the extra costs are worth the increased business (many business travelers only have an Amex Corporate Card). To complain about people actually using it after they've explicitly decided to accept it is a sign that they made the wrong decision, or that they are very short-sighted. No one is forcing them to take a particular card.",
"title": ""
},
{
"docid": "fc9e6fa705358329c493d5f29d33399b",
"text": "\"Why would you consider it null and void? It might be that something went wrong and the business \"\"lost\"\" the transaction one way or another. It might be something else. It might never appear. It might appear. In one of the questions a while ago someone posted a link of a story where an account was overdrawn because of a forgotten debit card charge that resurfaced months later. Can't find the link right now, but it can definitely happen.\"",
"title": ""
},
{
"docid": "d19b0103e3bdf6e7390cbfafdd26fa66",
"text": "Accepting cash isn't free to the merchant's either. It needs to be counted, reconciled, stored, and taken to the bank each day. There is a certain amount that needs to be on-hand, not in the bank earning interest. There is more of a worry about employees taking cash from the register. There is the chance of inadvertently accepting counterfeit currency. I'm not sure how the cost of cash compares to the cost of accepting credit card, but there is a cost that cannot be ignored.",
"title": ""
},
{
"docid": "e138d48bd150ef9c9d160460027a7c44",
"text": "Because your friend isn't going to like the ~2% charge they have to pay to the credit card company on the $10,000 purchase. Credit card companies make money off of transactions. The cardholder normally doesn't pay any transaction fees (and in fact can make a profit via rewards), but the merchant has to pay a certain amount of money to the credit card company for the transaction. In this case, the apartment owners ate the charge, likely because it was easier for them to send a check than to refund the cost of the fee through the credit card company. If you started doing this a lot to take advantage of this, I would imagine they would get smart and refuse your business (it'll be pretty obvious what you're doing if you're not signing any leases).",
"title": ""
},
{
"docid": "d18beb46cb0338a631f4fa4b4b77fcea",
"text": "My understanding it that the signature requirement is at the retailer's discretion. If the merchant decides to require a signature it protects them against fraudulent charge-back claims, but increases their administrative costs. In some situations it just isn't practical for a retailer to require a signature. Consider for example mail-order or online purchases, which I've never had to sign a credit card slip for.",
"title": ""
},
{
"docid": "b4667ca0b508c1213651893932ccb69e",
"text": "\"Understood. But based on the OP, it's not categorically clear what they were refusing. If they refused to quote the balance and/or refused to take a phone payment that was otherwise in keeping with the cardholder agreement (i.e., the cardmember called the correct number for phone payments and balance-checking, etc), then yeah, they were not only being unreasonable, but also violating the contract. What I read as ambiguous is whether the cardholder was specifically asking for the *payoff* balance/amount, and whether they were following process for phone-payments and balance-checking, etc. IOW, it's not necessarily \"\"illegal\"\" and might not even be unreasonable for the customer-service number to have different departments for balance-checking and phone-payments versus card-cancellation. It's not falsifiably clear from the OP that the cardholder was not asking the person on the other end of the phone for categorical statements of fact that they were obligated to make. I'm not accusing anyone of lying or saying that the CC company was acting reasonably, I'm just saying that language such as **\"\"They do not provide mid-cycle payoff quotes\"\"** is not evidence that they were doing any kind of funny-business.\"",
"title": ""
},
{
"docid": "842264f7e67962cdd9820c15a852e5f3",
"text": "The Federal Reserve website notes that creditors must accept cash for debts on services already rendered, but that businesses may refuse cash for services not yet rendered unless prohibited by local law. The Treasury website includes examples of businesses limiting what cash they will accept: For example, a bus line may prohibit payment of fares in pennies or dollar bills. In addition, movie theaters, convenience stores and gas stations may refuse to accept large denomination currency (usually notes above $20) as a matter of policy.",
"title": ""
},
{
"docid": "8be60d4f9c2f4fab7b7b8bded259d26a",
"text": "A lot of stores, especially smaller ones, won't accept card payments under $10.00. They pay a fee for taking cards and for small transactions it is not worth it.",
"title": ""
},
{
"docid": "d3a3089e2ce15824c40e5d7da0c02e29",
"text": "Is this even legal? How can a bank refuse to deposit legal tender in the United States? Legal for all debts, public or private, doesn't mean quite what I used to think, either. Per The Fed: This statute means that all United States money as identified above is a valid and legal offer of payment for debts when tendered to a creditor. There is, however, no Federal statute mandating that a private business, a person, or an organization must accept currency or coins as payment for goods or services. Private businesses are free to develop their own policies on whether to accept cash unless there is a state law which says otherwise. Yes, they can refuse loose change. Also, they aren't refusing your deposit, just requiring that it be rolled. What do I do with my change? I do not want to spend the time rolling it, and I am not going to pay a fee to cash my change. There aren't many other options, change is a nuisance. I believe Coinstar machines reduce/remove their fee if you exchange coins for gift cards, so that might be the best option for convenience and retaining value.",
"title": ""
},
{
"docid": "d19ff474c7687bd9781ae3e068dc4f54",
"text": "I don't carry cash at all unless I know I'm going somewhere which requires it - this includes going to the corner shop for some milk or going to other countries for a week. Cards are easier for me - if a merchant wants my business they will take my money through whatever means they can. I don't think etiquette comes into it.",
"title": ""
},
{
"docid": "c2459fcb87bad231f9faf83c0f25e64d",
"text": "As long as you don't finance and the payment is upfront, its up to you and your customer how to pay. If you provide the product before the payment is being made or finance in any way (i.e.: there's debt), then the Canadian dollar, being legal tender in Canada, must be accepted. Considering the large amount, you would probably not be accepting cash anyway, so the point is moot. How they pay their credit cards is not your problem. However, do take into the account the currency exchange rates and fees that add costs to purchasing your product. If you don't have any physical presence (i.e.: online store only, no physical location on Canadian soil), then it goes by the rules of the jurisdiction where you've incorporated. Check with the local legal professional to be sure.",
"title": ""
}
] |
fiqa
|
c093c180b6c90193d0a2f03d24647977
|
Calculate Estimated Tax on Hobby Business LLC
|
[
{
"docid": "f4f65d96de623386d5e4864d46eaf2ed",
"text": "\"You are on the right track, for tax purposes its all ordinary income at the end of 2016. If the free lance \"\"employer\"\" will withhold fed,state and local tax, then that takes care of your estimated tax. If they can't or won't, you will need to make those estimates and make payments quarterly for the fed and state tax at your projected tax liability. Or, you can bump up withholding by your day job employer and cover your expected tax liability at year end without making estimated tax payments.\"",
"title": ""
},
{
"docid": "8fe6f7a9cad2f4520ed898b0c39b47ba",
"text": "\"I assume your employer does standard withholding? Then what you need to do is figure what bracket that puts you in after you've done all your normal deductions. Let's say it's 25%. Then multiply your freelance income after business expenses, and that's your estimated tax, approximately. (Unless the income causes you to jump a bracket.) To that you have to add approximately 12-13% Social Security/Medicare for income between the $90K and $118,500. Filling out Form 1040SSE will give you a better estimate. But there is a \"\"safe harbor\"\" provision, in that if what you pay in estimated tax (and withholding) this year is at least as much as you owed last year, there's no penalty. I've always done mine this way, dividing last year's tax by 4, since my income is quite variable, and I've never been able to make sense of the worksheets on the 1040-ES.\"",
"title": ""
}
] |
[
{
"docid": "ca45fdfb71adf33769492b71c096b555",
"text": "There is a shortcut you can use when calculating federal estimated taxes. Some states may allow the same type of estimation, but I know at least one (my own--Illinois) that does not. The shortcut: you can completely base your estimated taxes for this year on last year's tax return and avoid any underpayment penalty. A quick summary can be found here (emphasis mine): If your prior year Adjusted Gross Income was $150,000 or less, then you can avoid a penalty if you pay either 90 percent of this year's income tax liability or 100 percent of your income tax liability from last year (dividing what you paid last year into four quarterly payments). This rule helps if you have a big spike in income one year, say, because you sell an investment for a huge gain or win the lottery. If wage withholding for the year equals the amount of tax you owed in the previous year, then you wouldn't need to pay estimated taxes, no matter how much extra tax you owe on your windfall. Note that this does not mean you will not owe money when you file your return next April; this shortcut ensures that you pay at least the minimum allowed to avoid penalty. You can see this for yourself by filling out the worksheet on form 1040ES. Line 14a is what your expected tax this year will be, based on your estimated income. Line 14b is your total tax from last year, possibly with some other modifications. Line 14c then asks you to take the lesser of the two numbers. So even if your expected tax this year is one million dollars, you can still base your estimated payments on last year's tax.",
"title": ""
},
{
"docid": "7cedcd1df4cb3acb2251fade54762d95",
"text": "IRS has it spelled out Business or Hobby?",
"title": ""
},
{
"docid": "e14cb4c06d785d9ab927ff0914196dcc",
"text": "This is wrong. It should be or Now, to get back to self-employment tax. Self-employment tax is weird. It's a business tax. From the IRS perspective, any self-employed person is a business. So, take your income X and divide by 1.0765 (6.2% Social Security and 1.45% Medicare). This gives your personal income. Now, to calculate the tax that you have to pay, multiply that by .153 (since you have to pay both the worker and employer shares of the tax). So new calculation or they actually let you do which is better for you (smaller). And your other calculations change apace. And like I said, you can simplify Q1se to and your payment would be Now, to get to the second quarter. Like I said, I'd calculate the income through the second quarter. So recalculate A based on your new numbers and use that to calculate Q2i. or Note that this includes income from both the first and second quarters. We'll reduce to just the second quarter later. This also has you paying for all of June even though you may not have been paid when you make the withholding payment. That's what they want you to do. But we aren't done yet. Your actual payment should be or Because Q2ft and Q2se are what you owe for the year so far. Q1ft + Q1se is what you've already paid. So you subtract those from what you need to pay in the second quarter. In future quarters, this would be All that said, don't stress about it. As a practical matter, so long as you don't owe $1000 or more when you file your actual tax return, they aren't going to care. So just make sure that your total payments match by the payment you make January 15th. I'm not going to try to calculate for the state. For one thing, I don't know if your state uses Q1i or Q1pi as its base. Different states may have different rules on that. If you can't figure it out, just use Q1i, as that's the bigger one. Fix it when you file your annual return. The difference in withholding is going to be relatively small anyway, less than 1% of your income.",
"title": ""
},
{
"docid": "12145f28caf8629f91f0f822a8de3b2c",
"text": "Don't overthink it. As an employee, whether of your own corporation or of someone else, you get a salary and there are deductions taken out. As the owner of a business you get (hopefully) business profits as well. And, in general, you often have other sources of income from investments, etc. Your estimated tax payments are based on the difference between what was withheld from your salary and what you will owe, based on salary, business income, and other sources. So, in essence, you just add up all the income you expect, estimate what the tax bill will be, and subtract what's been withheld. That's your estimated tax payment.",
"title": ""
},
{
"docid": "f61047fb54b551445d857275dd22d5d3",
"text": "\"These kinds of questions can be rather tricky. I've struggled with this sort of thing in the past when I had income from a hobby, and I wanted to ensure that it was indeed \"\"hobby income\"\" and I didn't need to call it \"\"self-employment\"\". Here are a few resources from the IRS: There's a lot of overlap among these resources, of course. Here's the relevant portion of Publication 535, which I think is reasonable guidance on how the IRS looks at things: In determining whether you are carrying on an activity for profit, several factors are taken into account. No one factor alone is decisive. Among the factors to consider are whether: Most of the guidance looks to be centered around what one would need to do to convince the IRS that an activity actually is a business, because then one can deduct the \"\"business expenses\"\", even if that brings the total \"\"business income\"\" negative (and I'm guessing that's a fraud problem the IRS needs to deal with more often). There's not nearly as much about how to convince the IRS that an activity isn't a business and thus can be thrown into \"\"Other Income\"\" instead of needing to pay self-employment tax. Presumably the same principles should apply going either way, though. If after reading through the information they provide, you decide in good faith that your activity is really just \"\"Other income\"\" and not \"\"a business you're in on the side\"\", I would find it likely that the IRS would agree with you if they ever questioned you on it and you provided your reasoning, assuming your reasoning is reasonable. (Though it's always possible that reasonable people could end up disagreeing on some things even given the same set of facts.) Just keep good records about what you did and why, and don't get too panicked about it once you've done your due diligence. Just file based on all the information you know.\"",
"title": ""
},
{
"docid": "b45d5ec4b229bc9bf365f2b849ee8988",
"text": "\"-Alain Wertheimer I'm a hobbyist... Most (probably all) of those older items were sold both prior to my establishing the LLC This is a hobby of yours, this is not your business. You purchased all of these goods for your pleasure, not for their future profit. The later items that you bought after your LLC was establish served both purposes (perks of doing what you love). How should I go about reporting this income for the items I don't have records for how much I purchased them for? There's nothing you can do. As noted above, these items (if you were to testify in court against the IRS). \"\"Losses from the sale of personal-use property, such as your home or car, aren't tax deductible.\"\" Source Do I need to indicate 100% of the income because I can't prove that I sold it at a loss? Yes, if you do not have previous records you must claim a 100% capital gain. Source Addition: As JoeTaxpayer has mentioned in the comments, the second source I posted is for stocks and bonds. So at year begin of 2016, I started selling what I didn't need on eBay and on various forums [January - September]. Because you are not in the business of doing this, you do not need to explain the cost; but you do need to report the income as Gross Income on your 1040. Yes, if you bought a TV three years ago for a $100 and sold it for $50, the IRS would recognize you earning $50. As these are all personal items, they can not be deducted; regardless of gain or loss. Source Later in the year 2016 (October), I started an LLC (October - December) If these are items that you did not record early in the process of your LLC, then it is reported as a 100% gain as you can not prove any business expenses or costs to acquire associated with it. Source Refer to above answer. Refer to above answer. Conclusion Again, this is a income tax question that is split between business and personal use items. This is not a question of other's assessment of the value of the asset. It is solely based on the instruments of the IRS and their assessment of gains and losses from businesses. As OP does not have the necessary documents to prove otherwise, a cost basis of $0 must be assumed; thus you have a 100% gain on sale.\"",
"title": ""
},
{
"docid": "e11ac463150afa914242e4ad3e1b1a96",
"text": "It's income. It's almost certainly subject to income tax. As miscellaneous income, if nothing else. (That's what hobby income usually falls under.) If you kept careful records of the cost of developing the app, you might be able to offset those against the income... again, as with hobby income.",
"title": ""
},
{
"docid": "5126dea88a1255985cad7b47b0b23c47",
"text": "\"From the poster's description of this activity, it doesn't look like he is engaged in a business, so Schedule C would not be appropriate. The first paragraph of the IRS Instructions for Schedule C is as follows: Use Schedule C (Form 1040) to report income or loss from a business you operated or a profession you practiced as a sole proprietor. An activity qualifies as a business if your primary purpose for engaging in the activity is for income or profit and you are involved in the activity with continuity and regularity. For example, a sporadic activity or a hobby does not qualify as a business. To report income from a nonbusiness activity, see the instructions for Form 1040, line 21, or Form 1040NR, line 21. What the poster is doing is acting as a nominee or agent for his members. For instance, if I give you $3.00 and ask you to go into Starbucks and buy me a pumpkin-spice latte, you do not have income or receipts of $3.00, and you are not engaged in a business. The amounts that the poster's members are forwarding him are like this. Money that the poster receives for his trouble should be reported as nonbusiness income on Line 21 of Form 1040, in accordance with the instructions quoted above and the instructions for Form 1040. Finally, it should be noted that the poster cannot take deductions or losses relating to this activity. So he can't deduct any expenses of organizing the group buy on his tax return. Of course, this would not be the case if the group buy really is the poster's business and not just a \"\"hobby.\"\" Of course, it goes without saying that the poster should document all of this activity with receipts, contemporaneous emails (and if available, contracts) - as well as anything else that could possibly be relevant to proving the nature of this activity in the event of an audit.\"",
"title": ""
},
{
"docid": "b80a4da09befcb5e2df91a2c39fd52a4",
"text": "\"You report it when the expense was incurred/accrued. Which is, in your case, 2014. There's no such thing as \"\"accounts payable\"\" on tax forms, it is an account on balance sheet, but most likely it is irrelevant for you since your LLC is probably cash-based. The reimbursement is a red-herring, what matters is when you paid the money.\"",
"title": ""
},
{
"docid": "54610e4cac8721bba8b2690d2e6ba2cf",
"text": "\"Re the business license - in California business licenses are given by the municipal/county governments, so you'll have to check that with your city hall or county office. Re taxes - yes, you'll have to pay taxes, as with any income. Services are considered \"\"imputed income\"\", and generally you'd recognize income to the extent they would be paying had they been paying the full price (or the actual cost of services provided, if more). Since this is a hobby and not a for-profit enterprise, your deductions may be limited by the actual income and the 2% AGI threshold. See more here.\"",
"title": ""
},
{
"docid": "ece04d2bd05cd3126ea8db90f178fe7e",
"text": "\"It's not possible to determine whether you can \"\"expect a refund\"\" or whether you are claiming the right number of exemptions from the information given. If your wife were not working and you did not do independent contracting, then the answer would be much simpler. However, in this case, we must also factor in how much your contracting brings in (since you must pay income tax on that, as well as Medicare and, probably, Social Security), whether you are filing jointly or separately, and your wife's income from her business. There are also other factors such as whether you'll be claiming certain child care expenses, and certain tax credits which may phase out depending on your income. If you can accurately estimate your total household income for the year, and separate that into income from wages, contracting, and your wife's business, as well as your expenses for things like state and local income and property taxes, then you can make a very reasonable estimate about your total tax burden (including the self-employment taxes on your non-wage income) and then determine whether you are having enough tax withheld from your paycheck. Some people may find that they should have additional tax withheld to compensate for these expenses (see IRS W-4 Line #6).\"",
"title": ""
},
{
"docid": "44a4da7d3f9b0a853729ea4b848174d9",
"text": "This new roof should go on the 2016 LLC business return, but you probably won't be able to expense the entire roof as a repair. A new roof is most likely a capital improvement, which means that it would need to be depreciated over many years instead of expensed all in 2016. The depreciation period for a residential rental property is 27.5 years. Please consider seeking a CPA or Enrolled Agent for the preparation of your LLC business return. See also: IRS Tangible Property Regulations FAQ list When you made the loan to the LLC (by paying the contractor and making a contract with the LLC), did you state an interest rate? If not, you and your brother should correct the contract so that an interest rate is stated, then follow it. The LLC needs to pay you interest until the loan is paid off. You need to report the interest income on your personal return, and the LLC needs to report the interest expense in its business return.",
"title": ""
},
{
"docid": "2501def977a14701dad8252d84a2c649",
"text": "\"I have done similar software work. You do not need an LLC to write off business expenses. The income and expenses go on Schedule C of your tax return. It is easy to write off even small expenses such as travel - if you keep records. The income should be reported to you on a 1099 form, filled out by your client, not yourself. For a financial advisor you should find one you can visit with personally and who operates as a \"\"fee-only\"\" advisor. That means they will not try to sell you something that they get a commission on. You might pay a few $hundred per visit. There are taxes that you have to pay (around 15%) due to self-employment income. These taxes are due 4 times a year and paid with an \"\"estimated tax\"\" form. See the IRS web site, and in particular schedule SE. Get yourself educated about this fast and make the estimated tax payments on time so you won't run into penalties at the end of the year.\"",
"title": ""
},
{
"docid": "cf1c0c8f4ce07239858da167fbbcade1",
"text": "You can and are supposed to report self-employment income on Schedule C (or C-EZ if eligible, which a programmer likely is) even when the payer isn't required to give you 1099-MISC (or 1099-K for a payment network now). From there, after deducting permitted expenses, it flows to 1040 (for income tax) and Schedule SE (for self-employment tax). See https://www.irs.gov/individuals/self-employed for some basics and lots of useful links. If this income is large enough your tax on it will be more than $1000, you may need to make quarterly estimated payments (OR if you also have a 'day job' have that employer increase your withholding) to avoid an underpayment penalty. But if this is the first year you have significant self-employment income (or other taxable but unwithheld income like realized capital gains) and your economic/tax situation is otherwise unchanged -- i.e. you have the same (or more) payroll income with the same (or more) withholding -- then there is a 'safe harbor': if your withholding plus estimated payments this year is too low to pay this year's tax but it is enough to pay last year's tax you escape the penalty. (You still need to pay the tax due, of course, so keep the funds available for that.) At the end of the first year when you prepare your return you will see how the numbers work out and can more easily do a good estimate for the following year(s). A single-member LLC or 'S' corp is usually disregarded for tax purposes, although you can elect otherwise, while a (traditional) 'C' corp is more complicated and AIUI out-of-scope for this Stack; see https://www.irs.gov/businesses/small-businesses-self-employed/business-structures for more.",
"title": ""
},
{
"docid": "b809e27c7650e4615cd9a31b7744ab4f",
"text": "From my 15 years of experience, no technical indicator actually ever works. Those teaching technical indicators are either mostly brokers or broker promoted so called technical analysts. And what you really lose in disciplined trading over longer period is the taxes and brokerages. That is why you will see that teachers involved in this field are mostly technical analysts because they can never make money in real markets and believe that they did not adhere to rules or it was an exception case and they are not ready to accept facts. The graph given above for coin flip is really very interesting and proves that every trade you enter has 50% probability of win and lose. Now when you remove the brokerage and taxes from win side of your game, you will always lose. That is why the Warren Buffets of the world are never technical analysts. In fact, they buy when all technical analysts fails. Holding a stock may give pain over longer period but still that is only way to really earn. Diversification is a good friend of all bulls. Another friend of bull is the fact that you can lose 100% but gain any much as 1000%. So if one can work in his limits and keep investing, he can surely make money. So, if you have to invest 100 grand in 10 stocks, but 10 grand in each and then one of the stocks will multiply 10 times in long term to take out cost and others will give profit too... 1-2 stocks will fail totally, 2-3 will remain there where they were, 2-3 will double and 2-3 will multiply 3-4 times. Investor can get approx 15% CAGR earning from stock markets... Cheers !!!",
"title": ""
}
] |
fiqa
|
ca61ba4bd34cbceab482d4a0cb67f609
|
Buying car from rental business without title
|
[
{
"docid": "3e48ff78f0a9989139b2a2c1115f7dac",
"text": "I would steer well clear of this. The risk is that they take your money but don't pay the bank. This wouldn't require dishonesty - what if they run into financial trouble? Any money of yours that they have that hasn't gone on to the bank yet might end up paying off other debts instead of yours. It's not clear if the idea is that you are paying them all the money up front or will be making payments over time, but either way if they don't clear the lien with the bank then the bank can come after the car no matter who is in physical possession of it. That would leave you without either the money or the car. In theory you'd have a legal claim against the seller, but in reality you'd probably find it hard to collect.",
"title": ""
}
] |
[
{
"docid": "5b33653164a3081cba70f7d0a1fb18f8",
"text": "The key here is the bank, they hold the title to the car and as such have the final say in things. The best thing you can do is to pay off the loan. Could you work like crazy and pay off the car in 6 months to a year? The next best thing would be to sell the car. You will probably have to cover the depreciation out of pocket. You will also need to have some cash to buy a different car, but buy it for cash like you should have done in the first place. The worst option and what most people opt for, which is why they are broke, is to seek to refinance the car. I am not sure why you would have to wait 6 months to a year to refinance, but unless you have truly horrific credit, a local bank or credit union will be happy for your business. Choose this option if you want to continue to be broke for the next five years or so. Once any of those happen it will be easy to re-title the car in your name only provided you are on good terms with the girlfriend. It is just a matter of going to the local title office and her signing over her interest in the car. My hope is that you understand the series of foolish decisions that you made in this vehicle purchase and avoid them in the future. Or, at the very least, you consciously make the decision to appear wealthy rather than actually being wealthy.",
"title": ""
},
{
"docid": "d487a8502eeadadc305ab93aaad0c5fb",
"text": "\"this is a bit unusual, but not unheard of. i have known more than one car whose owner was not its driver. besides the obvious risk that the legal owner of the car will repossess it, this seems fairly safe. your insurance should cover any financial liability that you incur during an accident. even if the car is repossessed by the owner, you are only out the registration fees. i would suggest you avoid looking this gift horse in the grill. her father on the other hand might be in for some drama and financial mess if he has a falling-out with his \"\"friend\"\". this arrangement reminds me of divorces where one spouse owns the car, but the other drives it and pays the loan. usually, when the relationship goes south, one spouse is forced to sell the car at a loss.\"",
"title": ""
},
{
"docid": "b51589201c2d2e7f27a9572b11c42113",
"text": "The Nebraska DMV web site has a neat page about this. It seems to be fairly simple, and not costly to record a lien and later release it. Just go there with the title and the sales agreement that details the terms, and pay the $7 fee.",
"title": ""
},
{
"docid": "4d10afb74a50006ce9098f1051561fee",
"text": "An auto title loans are typically utilized by those that wish to obtain a funding with bad credit rating or no credit in any way. An auto-mobile title lending frequently called a vehicle title lending or merely title funding as well as pink slip funding’s. You merely should have a vehicle that is paid off or nearly paid off and also you could make use of the auto title as security to obtain the cash money you require, enabling you to continue driving your vehicle while paying your loan. Get Auto Car Title Loans Desert Hot Springs CA and nearby cities Provide Car Title Loans, Auto Title Loans, Mobile Home Title Loans, RV/Motor Home Title Loans, Big Rigs Truck Title Loans, Motor Cycle Title Loans, Online Title Loans Near me, Bad Credit Loans, Personal Loans, Quick cash Loans Contact Us: Get Auto Car Title Loans Desert Hot Springs CA 14080 Palm Dr. Ste D # 227, Desert Hot Springs, CA 92240 760-993-3301 caratlloan4u0981@gmail.com http://getautotitleloans.com/car-and-auto-title-loans-desert-hot-springs-ca/",
"title": ""
},
{
"docid": "ccaf4e379ae155f8f1ddd2d94784a9e7",
"text": "The old truck is collateral for a loan. The place that made the loan expects that if you can't pay they can repossess that old truck. If you sell it they can't repossess it. The dealer needs clean title to be able to buy the truck from you, so they can fix up the truck and sell it to somebody else. I am assuming the the lender has filed paperwork with the state to show their lien on the title. Your options are three: As to option 2: If the deal still makes sense the new car dealer can send the $9,000 to the lender that you forgot about. That will of course increase the amount of money you have to borrow. You will also run into the problem that this loan that you forgot to mention on your credit application may cause them to rethink the decision to loan you the money.",
"title": ""
},
{
"docid": "887b6da259f747c3ebaa6117d49b4758",
"text": "Not sure if it is the same in the States as it is here in the UK (or possibly even depends on the lender) but if you have any amount outstanding on the loan then you wouldn't own the vehicle, the loan company would. This often offers extra protection if something goes wrong with the vehicle - a loan company talking to the manufacturer to get it resolved carries more weight than an individual. The laon company will have an army of lawyers (should it get that far) and a lot more resources to deal with anything, they may also throw in a courtesy car etc.",
"title": ""
},
{
"docid": "893f4647c49ce9b1a99d36fda912461e",
"text": "You could have the buyer go to the bank with you so that he can get evidence that the loan will be paid in full and that the lien will be lifted. The bank won't sign over the title (and lift the lien) until the loan is paid back in full. DMV.org has a pretty good section about this. (Note: not affiliated with the actual DMV) Selling to a Private Party Though more effort will be required on your part, selling a car with a lien privately could net you a higher profit. Here are a few things you'll need to consider to make the process easier: Include the details of the lien in your listing. You'll list an advertisement for your car just as you would any other vehicle, with the addition of the lien information that buyers will need so as to avoid confusion. Sell in the location of the lienholder, if possible. If the bank or financial institution holding the lien is located in the area you're trying to sell, this will make the transaction much easier. Once you make an agreement with the buyer, you can go directly to the lender to pay off the existing lien. Ownership can then be transferred in person from the financial institution to the buyer. Consider an escrow service. If the financial institution isn't in your area, an escrow service can help to ensure a secure transaction. An escrow service will assume responsibility for receiving payments from the buyer and will hold the title until the purchase is complete. Advantages of an escrow service include: Payoff services, which will do most of the work with the financing institution for you. Title transfer services, which can help to ensure a safe and legitimate transaction and provide the necessary paperwork once the sale is complete.",
"title": ""
},
{
"docid": "ab9131fad945a1648aa94139b727c914",
"text": "\"I don't think that there is a generic answer that will apply to this question across all goods. The answer depends on how the related businesses work, how much insight you have into the true value of the goods, and probably other things. Your car example is a good one that shows multiple options - There are dealers who will buy as a single transaction, sell as a single transaction, or do a simultaneous sell with trade-in. I had a hot tub once, on the other hand, where I could find people who would do a trade-in, but there was no dealer who would just buy my used tub. There's not much parallel between the car and the tub because the options available are very different. To the extent that there is a generic answer, I generally agree with the point in @keshlam's answer about trying to avoid entrapment, but I take a slightly different view. If you want to get your best deal, you need to have an idea going into the process of what you want in net and keep focused on meeting your goal. If for some reason, it's convenient for the dealer to \"\"move money around\"\" between the new car and the trade-in, I'm ok with that as long as I'm getting what I want out of the deal. If possible, I prefer to deal with both transactions at once because it's simpler. At the same time, I'm willing to remove the trade-in from the deal if I'm not getting what I want. (Threatening to do so can also give you some information about where the dealer really puts the value between the new car and trade-in since, if you threaten to pull the trade-in, the price on the car will probably change in response.)\"",
"title": ""
},
{
"docid": "3eec08f53ddb437a4e142b74fbd3492f",
"text": "Is your name on the title at all? You may have (slightly) more leverage in that case, but co-signing any loans is not a good idea, even for a friend or relative. As this article notes: Generally, co-signing refers to financing, not ownership. If the primary accountholder fails to make payments on the loan or the retail installment sales contract (a type of auto financing dealers sell), the co-signer is responsible for those payments, or their credit will suffer. Even if the co-signer makes the payments, they’re still not the owner if their name isn’t on the title. The Consumer Finance Protection Bureau (CFPB) notes: If you co-sign a loan, you are legally obligated to repay the loan in full. Co-signing a loan does not mean serving as a character reference for someone else. When you co-sign, you promise to pay the loan yourself. It means that you risk having to repay any missed payments immediately. If the borrower defaults on the loan, the creditor can use the same collection methods against you that can be used against the borrower such as demanding that you repay the entire loan yourself, suing you, and garnishing your wages or bank accounts after a judgment. Your credit score(s) may be impacted by any late payments or defaults. Co-signing an auto loan does not mean you have any right to the vehicle, it just means that you have agreed to become obligated to repay the amount of the loan. So make sure you can afford to pay this debt if the borrower cannot. Per this article and this loan.com article, options to remove your name from co-signing include: If you're name isn't on the title, you'll have to convince your ex-boyfriend and the bank to have you removed as the co-signer, but from your brief description above, it doesn't seem that your ex is going to be cooperative. Unfortunately, as the co-signer and guarantor of the loan, you're legally responsible for making the payments if he doesn't. Not making the payments could ruin your credit as well. One final option to consider is bankruptcy. Bankruptcy is a drastic option, and you'll have to weigh whether the disruption to your credit and financial life will be worth it versus repaying the balance of that auto loan. Per this post: Another not so pretty option is bankruptcy. This is an extreme route, and in some instances may not even guarantee a name-removal from the loan. Your best bet is to contact a lawyer or other source of legal help to review your options on how to proceed with this issue.",
"title": ""
},
{
"docid": "92a61455d9f49c80b5be72ef8cd10f71",
"text": "As far as ease of sale transaction goes you'll want to pay off the loan and have the title in your name and in your hand at the time of sale. Selling a car private party is difficult enough, the last thing you want is some administrivia clouding your deal. How you go about paying the remaining balance on the car is really up to you. If you can make that happen on a CC without paying an additional fee, that sounds like a good option.",
"title": ""
},
{
"docid": "3afa01632d0806e42be788925051b20c",
"text": "You can buy a new Toyota from a non-dealer, but not from Toyota directly as they have no retail distribution capability. There is no need to buy directly from Toyota if you want to get a new car without going through a dealer. In many cases people buy new cars but have to sell them immediately for one reason or another.",
"title": ""
},
{
"docid": "f41d87bd1323ffe19c0574c0dbb2b3d5",
"text": "\"I somehow doubt there's any \"\"cast-iron\"\" reservation. Like airline carriage contracts, I bet in those multi page, tiny font legalese that actually is the rental car contract that everyone agreed to when they book (but few will read in its entirety I imagine)...there are clauses in there that probably say your reservation is not guaranteed and the rental company reserves the right to cancel cars for any reason. Obviously if you're one of those frequent rental program person/top tier member you will likely be not nearly as likely to be cancelled on as opposed to some rando guy renting...\"",
"title": ""
},
{
"docid": "26f95a2808dafcb66cc99e109505fd27",
"text": "How is wanting what he reserved and paid for kicking the ladder out from under him? He reserved and paid a premium for a convertible. If the rental company doesn't want to stock a convertible, don't offer it as a reservable option, and don't charge someone a premium and then give them a non premium car.",
"title": ""
},
{
"docid": "2877ea212c9e3863024c98fb6b9f6fa0",
"text": "In a perfect world scenario you would get a car 2-5 years old that has very little mileage. One of the long standing archaic rules of the car world is that age trumps mileage. This was a good rule when any idiot could roll back an odometer. Chances are now that if you rolled your odometer back the car was serviced somewhere, had inspection or whatever and it is on a report. If seller was found to do this they could face jail time and obviously now their car is almost worthless. Why do I mention this? Because you can take a look at 2011 cars. Those with 20K miles go for just a little more than those with 100K miles. As an owner you will start incurring heavy maintenance costs around 100K on most newer cars. By buying cars with lower mileage, keeping them for a year or two, and reselling them before they get up in miles, you can stay in that magic area where you can drive a pretty good car for $200-300 a month. Note that this takes work on both the buying and selling side and you often need cash to get these cars (dealers are good about siphoning really good used cars to employees/friends). This is a great strategy for keeping costs down and car value up but obviously a lot of people try to do this and it takes work and you have to be willing to settle sometimes on a car that is fine, but not exactly what you want. As for leasing this really gets into three main components: If you are going to do EVERYTHING at a dealership and you want something new or newish you might as well lease. At least then you can shop around for apples to apples. The problem with buying a new/used car from the dealers in perpetuity isn't the buying process. It is the fact that they will screw you on the trade-in. A car that books for 20K may trade-in for 17K. Even if the dealer says they are giving you 20K, then they make you pay list price for the car. I have many many times negotiated a price of a car and then wife brought in our car separately and I can count on ZERO fingers how many times that the dealership honored both sides of the negotiations. Not only did they not honor them but most refused to talk with us after they found out. With a lease you don't have to worry about losing this money in the negotiations. You might pay a little extra (or not since you can shop around) but after the lease you wash your hands of the car. The one caveat to this is the high-end market. When you are talking your Acura, Mercedes, Lexus... It is probably better to buy and trade in every couple years. You lose too much equity by leasing, where it won't cover the trade-in gap and cost of your money being elsewhere. I have a friend that does this and gets a slightly better car every 2-3 years with same monthly payment. Another factor to consider is the price of a car. If your car will be worth over $15K at time of sale you are going to have a hard time selling it by owner. When amounts get this high people often need financing. Yes they can get personal financing but most people are too lazy to do this. So the number of used car buyers on let's say craigslist are way way fewer as you start getting over $10-12K and I have found $15K to be kind of that magic amount. The pro-buy-used side is easy. Aim for those cars around $12-18K that are out there (and many still under warranty). These owners will have issues finding cash buyers. They will drop prices somewhere between book price and dealer trade-in. In lucky cases where they need cash maybe below dealer trade-in. And remember these sellers aren't dealing with 100s let alone 10 buyers. You drive the car for 3-4 years. Maybe it is $7-10K. But now you will get much much closer to book price because there will be far more buyers in this range.",
"title": ""
},
{
"docid": "4c0ad5c834bc207b3f756d7ce3c6ed65",
"text": "\"You won't be able to sell the car with a lien outstanding on it, and whoever the lender is, they're almost certain to have a lien on the car. You would have to pay the car off first and obtain a clear title, then you could sell it. When you took out the loan, did you not receive a copy of the finance contract? I can't imagine you would have taken on a loan without signing paperwork and receiving your own copy at the time. If the company you're dealing with is the lender, they are obligated by law to furnish you with a copy of the finance contract (all part of \"\"truth in lending\"\" laws) upon request. It sounds to me like they know they're charging you an illegally high (called \"\"usury\"\") interest rate, and if you have a copy of the contract then you would have proof of it. They'll do everything they can to prevent you from obtaining it, unless you have some help. I would start by filing a complaint with the Better Business Bureau, because if they want to keep their reputation intact then they'll have to respond to your complaint. I would also contact the state consumer protection bureau (and/or the attorney general's office) in your state and ask them to look into the matter, and I would see if there are any local consumer watchdogs (local television stations are a good source for this) who can contact the lender on your behalf. Knowing they have so many people looking into this could bring enough pressure for them to give you what you're asking for and be more cooperative with you. As has been pointed out, keep a good, detailed written record of all your contacts with the lender and, as also pointed out, start limiting your contacts to written letters (certified, return receipt requested) so that you have documentation of your efforts. Companies like this succeed only because they prey on the fact many people either don't know their rights or are too intimidated to assert them. Don't let these guys bully you, and don't take \"\"no\"\" for an answer until you get what you're after. Another option might be to talk to a credit union or a bank (if you have decent credit) about taking out a loan with them to pay off the car so you can get this finance company out of your life.\"",
"title": ""
}
] |
fiqa
|
6ade17792ead0d4df347654d1b9ce72d
|
Why should I choose a business checking account instead of a personal account?
|
[
{
"docid": "7403614f3f37ea3a0f0fd2f044b47884",
"text": "\"Some benefits of having a business checking account (versus a personal checking account) are: The first 3 should be pretty easy to determine if they are important to you. #4 is a little more abstract, though I see you have an LLC taxed as a sole proprietorship, and so I'm guessing protecting your personal assets may have been one of the driving reasons you formed the LLC in the first place. If so, \"\"following through\"\" with the business account is advised.\"",
"title": ""
}
] |
[
{
"docid": "954366c292367a5d222b983be4aa261a",
"text": "1. this is not the correct sub, try /r/Entrepreneurs or similar 2. Banks only care about 1 thing: collaterals with personal guarantee from the owners/shareholders of the business. Nothing else matters, don't waste your time with a business plan. (Yes ELI: bank only give money to people who have money).",
"title": ""
},
{
"docid": "5d86ebab266bf0a5d9f55be7a5222389",
"text": "I am assuming this is USA. While it is a bit of a pain, you are best off to have separate accounts for your business and personal. This way, if it comes to audit, you hand the IRS statements for your business account(s) and they match your return. As a further precaution I would have the card(s) you use for business expenses look different then the ones you use for personal so you don't mess another one up.",
"title": ""
},
{
"docid": "8cb2a9643708b5505e3ebd3fc591d30f",
"text": "\"Technically it doesn't matter what size the check is. In fact, it doesn't even have to be written on paper. While writing it on a cow may not always fly, almost any object actually will. That said, more to the question asked - you can definitely use the smaller \"\"personal\"\"-sized checks for a business account. The larger checks formatted to the \"\"letter\"\" page size: if you cut it into three equal pieces with a tiny bit left for the binder holes - you'll get exactly three check-sized pieces. This is convenient for those printing checks, keeping carbon-copy records etc. Regarding the MICR line: I just checked my business check book, which is of a smaller \"\"personal\"\" size (that I got for free from the bank) - the check number is at the end.\"",
"title": ""
},
{
"docid": "8f414572f1273861b9e4d36c3ad3e02a",
"text": "As I replied to someone else who said that: I'm often having to send stuff with the check. Paperwork, a bill etc. While that would work to a person who knows me, it's usually not going to work with a business or government who needs to know why I'm sending this check.",
"title": ""
},
{
"docid": "646a544547af13b516d0c897e77d1e74",
"text": "On a personal Loan Yes. On a business loan, it would depend on the Bank and they would like to understand the purpose of the loan and need it to be secured. They may not even grant such kind of business loan.",
"title": ""
},
{
"docid": "0b765d68528c6fdf490f9af8dd659d99",
"text": "\"Checks sold as \"\"business checks\"\" are larger than checks sold as \"\"personal checks\"\". Personal checks are usually 6\"\" x 2 1/2\"\" while business checks are 8 1/2 \"\" x 3 to 4 \"\". Also, business checks typically have a tear-off stub where you can write who the check was made out to and what it was for. In this computer age that seems pretty obsolete to me, I enter the check into the computer, not write it on a stub, but I suppose there are still very small businesses out there that doesn't use a computerized record-keeping system. These days business checks are often printed on 8 1/2 by 11\"\" paper -- either one per sheet with a big tear-off or 3 per sheet with no tear off -- so you can feed them through a computer printer easily. Nothing requires you to use \"\"business checks\"\" for a business account. At least, I've always used personal checks for my business account with no problem. These days I make almost all payments electronically, I think I write like one paper check a year, so it's become a trivial issue. Oh, and I've never had any problem getting a check printer to put my business name on the checks or anything like that.\"",
"title": ""
},
{
"docid": "17609ed5dd1c22d3b7733a7358c9a2a2",
"text": "\"I expect the company wanted to pay you for a product (on a purchase order) rather than as a contract laborer. Whatever. Would they be willing to re-issue the check to you as a sole proprietor of a business named ABC Consulting (or anything like that)? You can register your sole proprietor business with the state using a \"\"Doing Business As\"\" (DBA, or fictitious name), and then open the bank account for your business using the check provided by the customer as the first deposit. (There is likely a smaller registration fee for the DBA.) If they won't re-issue the check and you have to go the LLC route... Scrounge up $125 doing odd jobs or borrowing from a friend or parents. Seriously, anyone can earn that amount of money in a week or two. Besides the filing fee for the LLC, your bank may require you to provide an Operating Agreement (which is not required by the State). The Operating Agreement can be simple, or more complex if you have a partner (even if it's a spouse). If you do have a partner, it is essential to have such an agreement because it would specify the responsibilities and benefits allocated to each partner, particularly in the event of equity distributions (taking money out of the business, or liquidating and ending the LLC). There are websites that will provide you a boilerplate form for Operating Agreements. But if your business is anything more than just single member LLC, you should pay an attorney to draw one up for you so the wording is right. It's a safeguard against potential future lawsuits. And, while we're at it, don't forget to obtain a EIN (equivalent to a SSN) from the IRS for your LLC. There's no cost, but you'll have to have it to file taxes as a business for every year the LLC exists and has income. Good luck!\"",
"title": ""
},
{
"docid": "5b28e315b2bebc5522b126396f8d62c5",
"text": "\"Yes, kinda. Talk to local banks about a business account, and tell them you want to enable certain employees to make deposits but not withdrawals. They don't need to know you're all the same person. For instance I have a PayPal account for business. These allow you to create \"\"sub accounts\"\" for your employees with a variety of access privileges. Of course I control the master account, but I also set up a \"\"sub account\"\" for myself. That is the account I use every day.\"",
"title": ""
},
{
"docid": "e8b519843c1cfb257ec05d9e29eb780c",
"text": "In my opinion, separating your money into separate accounts is a matter of personal preference. I can only think of two main reasons why people might suggest separating your bank accounts in this way: security and accounting. The security reasoning might go something like this: My employer has access to my bank account, because he direct deposits my salary into my account. I don't want my employer to have access to all my money, so I'll have a separate account that my employer has access to, and once the salary is deposited, I can move that money into my real account. The fault in this reasoning is that a direct deposit setup doesn't really give your employer withdrawal access to your account, and your employer doesn't have any reason to pull money out of your account after he has paid you. If fraud is going to happen, it much more likely to happen in the account that you are doing your spending out of. The other reason might be accounting. Perhaps you have several bank accounts, and you use the different accounts to separate your money for different purposes. For example, you might have a checking account that you do most of your monthly spending out of, you might have a savings account that you use to store your emergency fund, and you have more savings accounts to keep track of how much you have saved toward your next car, or your vacation, or your Christmas fund, or whatever. After you get your salary deposited, you can move some into your spending account and some into your various savings accounts for different purposes. Instead of having many bank accounts, I find it easier to do my budgeting/accounting on my own, not relying on the bank accounts to tell me how much money I have allocated to each purpose. I only have one checking account where my income goes; my own records keep track of how much money in that account is set aside for each purpose. When the checking account balance gets too large, I move a chunk of it over to my one savings account, which earns a little more interest than the checking account does. I can always move money back into my checking account if I need to spend it for some reason, and the amount of money in each of the two accounts is not directly related to the purpose of the money. In summary, I don't see a good reason for this type of general recommendation.",
"title": ""
},
{
"docid": "740d8e0a2249a2c05d5a40d2d206cf3c",
"text": "I don't know if it's legal but your talking about arbitraging the rates between a personal savings account and a business account. I also don't know those rates but will venture to guess that they are not materially different, after taking into account the cost of setting up and registering an LLC, for it to be worth the time and effort.",
"title": ""
},
{
"docid": "99d140993e72032226919ac7ef175059",
"text": "A checking account is one that permits the account holder to write demand drafts (checks), which can be given to other people as payment and processed by the banks to transfer those funds. (Think of a check as a non-electronic equivalent of a debit card transaction, if that makes more sense to you.) Outside of the ability to write checks, and the slightly lower interest rate usually offered to trade off against that convenience, there really is no significant difference between savings and checking accounts. The software needs to be designed to handle checking accounts if it's to be sold in the US, since many of us do still use checks for some transactions. Adding support for other currencies doesn't change that. If you don't need the ability to track which checks have or haven't been fully processed, I'd suggest that you either simply ignore the checking account feature, or use this category separation in whatever manner makes sense for the way you want to manage your money.",
"title": ""
},
{
"docid": "83ccfe7a14924f2312a884665c1db75d",
"text": "\"For practical purposes, I would strongly suggest that you do create a separate account for each business you may have that is used only for business purposes, and use it for all of your business income and expenses. This will allow you to get an accurate picture of whether you are making money or not, what your full expenses really are, how much of your personal money you have put into the business, and is an easy way to keep business taxes separate. You will also be able to get a fairly quick read on what your profits are without doing much accounting by looking at the account balance less future taxes and expenses, and less any personal money you've put into the account. Check out this thread from Paypal about setting up a \"\"child\"\" account that is linked to your personal account and can be set up to autosweep payments into your main account, should you like. You will still be able to see transactions for each child account. NOTE: Do be careful to make sure you are reserving the proper amount out of any profits your startup may have for taxes - you don't want to mix this with personal money and then later find out that you owe taxes and have to scramble to come up with the money if you have already spent it This is one of the main reasons to segregate your startup's revenues and profits in the business account. For those using \"\"brick and mortar\"\" banking services rather than a service like Paypal: You likely do not need a business checking account if you are a startup. Most likely, you can simply open a second personal account with your bank in your name, and name it \"\"John Doe DBA Company Name\"\" (DBA = Doing Business As). This way, you can pay expenses and accept payments in the name of your startup. Check with your banker for additional details (localized information).\"",
"title": ""
},
{
"docid": "37e38b00009688a5f953c84a8685cce1",
"text": "My wife and I have two Schwab brokerage accounts, one for retirement and one for non-retirement investments. The latter also has a checking/savings account which we use as our main account. Schwab is very happy with us, as we are cheapskates and save a lot of money. The checking account, which seems to act like any ordinary checking account, gives us all the things listed above. They pay the ATM fees, which is not a lot of money, but seems like a nice thing to me. We can also do cash deposits and we can go to any Schwab branch to talk to someone face to face. We've only had to do the latter once in 10 or so years, and the former maybe once or twice.",
"title": ""
},
{
"docid": "201215f5a28ef482514c43dc2665a62c",
"text": "Early on, one might not be able to get credit for their business. For convenience, and the card perks, it makes sense to use the personal card. But for sake of a clean paper trail, I'd choose 1 card and use it exclusively, 100% for the business. Not one card here, one card there.",
"title": ""
},
{
"docid": "b9581148b6453c1697ee377b6f87be88",
"text": "The best ask is the lowest ask, and the best bid is the highest bid. If the ask was lower than the bid then they crossed, and that would be a crossed market and quickly resolved. So the bid will almost always be cheaper than the ask. A heuristic is that a bid is the revenue of the stock at any given time while the ask is the cost, so the market will only ever offer a profit to itself not to the liquidity seeker. If examining the book vertically, all orders are usually sorted descending. Since the best ask is the lowest ask, it is on the bottom of the asks, and vice versa for the best bid. The best bid & best ask will be those closest since that's the narrowest spread and price-time priority will promise that a bid that crosses the asks will hit the lowest ask, the best possible price for the bidder and vice versa for an ask that crosses the best bid.",
"title": ""
}
] |
fiqa
|
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