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VA will provide assistance with construction complaints limited to defects in equipment, material and workmanship reported during the one-year builder's warranty period. or ( ) b.
The local authority does not perform construction inspections.
The lender must provide evidence that the manufactured home has been installed on a permanent foundation.
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07364544-ecac-4fd2-9bcb-e85ca6fac564
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Provide warranty on VA Form 26-8599, Manufactured Home Warranty, and a 1-year VA builder’s warranty on VA Form 26- 1859, Warranty of Completion of Construction.
VA will provide assistance with construction complaints limited to defects in equipment, material, and workmanship reported during the 1-year builder's warranty period.
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The lender must obtain the Veteran’s written acknowledgement that the property was not inspected during the construction of the manufactured home foundation.
Continued on next page 13-19 VA Pamphlet 26-7, Revised Chapter 13: Notices of Value Appendix A, continued 14. ( ) LEAD/WATER DISTRIBUTION SYSTEM.
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The builder's certification which identifies this dwelling and states that the solders and flux used in construction did not contain more than 0.2 percent lead and that the pipes and pipe fittings used did not contain more than 8.0 percent lead. 15. ( ) RADON GAS.
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Builder to certify that radon resistant construction techniques were used and construction meets local building codes and state regulations for radon control, where applicable.
In the absence of any building codes, certification will be based upon IRC requirements. 16.
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OTHER CONDITIONS ____________________________________________________________________________________ ____________________________________________________________________________________ ____________________________________________________________________________________ ____________________________________________________________________________________
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____________________________________________________________________________________ ______________________________ Expiration Date: (six months from date of appraisal)
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Sincerely, (WebLGY will automatically enter the name of the individual who logged into WebLGY with a password and issue the NOV)
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. 13-20 VA Pamphlet 26-7, Revised Chapter 14: Construction Inspections Chapter 14 Construction Inspections Overview Purpose The purpose of VA inspections during construction is to ensure that all onsite and offsite improvements have been acceptably completed according to the construction exhibits on which the VA value estimate is based, and VA Minimum Property Requirements (MPRs) per Chapter 12.
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Consequences A lender may close a loan based on a “clear” final inspection report. of Inspections Deviations from the construction exhibits may necessitate revision of the VA value estimate, if appropriate.
Properties that fail to meet VA MPRs will not be acceptable as the security for a VA loan.
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Determining Use the table below to determine the type of inspection required. the Type of Inspection When the property is appraised Then ... as ..
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... as ... proposed or under construction either a full complement of with no insured ten year protection inspections is required, or plan a final (third stage) inspection is required, only if local building authority inspections are acceptable in lieu of VA first and second stage inspections
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. proposed or under construction only a final (third stage) inspection is with an insured ten year protection required
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. plan Continued on next page January 1, 2001 14-1 Continued from previous page Continued on next page January 1, 2001 14-1 VA Pamphlet 26-7, Revised Chapter 14: Construction Inspections Overview, Continued Determining the Type of Inspection (continued) When the property is appraised Then ... as ..
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... as ... existing construction with major VA will determine on a case-by- case basis alterations improvements, or what regular or special inspections are repairs required, and if it is appropriate, based on the nature of the work, to have the lender certify that it has been satisfactorily completed.
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Specially The compliance inspection procedures applicable in Specially Adapted Adapted Housing cases are identical with those for other types of cases, except that Housing Cases special emphasis should be given to the adaptive features.
Any questions should be referred to the VA Specially Adapted Housing Agent at the VA field station.
In this Chapter This chapter contains the following topics.
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Topic See Page 14.01 Obtaining an Inspection 14-3 14.02 Inspection Stages 14-4 14.03 VA Reliance on Local Building Inspections for First and Second Stages 14-10 14.04 Manufactured Homes Classified as Real Estate 14-11 14.05 Delayed Installation of Appliances and Finished Floor Covering 14-13 14.06 Lender Use of Inspection Reports 14-14 14
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.06 Lender Use of Inspection Reports 14-14 14.07 Changes to Construction Exhibits 14-15 January 1, 2001 14-2 VA Pamphlet 26-7, Revised Chapter 14: Construction Inspections Overview, Continued Determining the Type of Inspection (continued) When the property is appraised Then ... as ..
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ac4aaf61-6826-4fbc-bb3a-622e3e7fef5b
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... as ... existing construction with major VA will determine on a case-by- case basis alterations improvements, or what regular or special inspections are repairs required, and if it is appropriate, based on the nature of the work, to have the lender certify that it has been satisfactorily completed.
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eb1935fe-94a4-4795-8196-66525fe3d54a
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Specially The compliance inspection procedures applicable in Specially Adapted Adapted Housing cases are identical with those for other types of cases, except that Housing Cases special emphasis should be given to the adaptive features.
Any questions should be referred to the VA Specially Adapted Housing Agent at the VA field station.
In this Chapter This chapter contains the following topics.
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53654cd3-8109-45d0-8545-19c6fd94cac9
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Topic See Page 14.01 Obtaining an Inspection 14-3 14.02 Inspection Stages 14-4 14.03 VA Reliance on Local Building Inspections for First and Second Stages 14-10 14.04 Manufactured Homes Classified as Real Estate 14-11 14.05 Delayed Installation of Appliances and Finished Floor Covering 14-13 14.06 Lender Use of Inspection Reports 14-14 14
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.06 Lender Use of Inspection Reports 14-14 14.07 Changes to Construction Exhibits 14-15 January 1, 2001 14-2 VA Pamphlet 26-7, Revised Chapter 14: Construction Inspections Change 3 14
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.01 Obtaining an Inspection How to Assign VA assigns, without favoritism or discrimination, an inspector from its fee an Inspector inspector roster at the same time as the appraiser, in most cases, or at the time a notice of value is issued by VA staff, if the appraisal requester does not choose to have the inspectors assigned at the same time as the appraiser and the value determination will be
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the appraiser and the value determination will be made by VA staff
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VA may assign more than one inspector in the case of master appraisals.
Reference: For information about assigning a fee inspector, refer to Section 10.04.
Early Start To avoid builder delays in starting construction, VA can assign the inspector Assignments prior to assigning the appraiser.
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The builder or sponsor must submit a written request which includes a statement of understanding of the special nature of the procedure and the fact that inspection fees will be paid whether or not a VA value notice is issued, and construction exhibits which are properly certified in accordance with Section 10.10, Construction Exhibits.
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0589ee0a-b316-4d80-8b02-978e544cdda5
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Requesting an The builder contacts the inspector directly to schedule inspections as each Inspection phase of construction is completed.
Inspection All compliance inspections will be reported on VA Form 26-1839, Report Form Compliance Inspection Report.
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July 14, 2003 14-3 VA Pamphlet 26-7, Revised Chapter 14: Construction Inspections Change 3 14.02 Inspection Stages Introduction This topic contains information about displaying legal notices the stages of inspection what inspectors look for during the inspection re-inspections special inspections, and missed inspections.
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Equal At the initial inspection, inspectors will note any failure of the builder to Employment prominently display VA Poster 26-83-1, Equal Employment Opportunity is Opportunity the Law, as a noncompliance item on the inspection report.
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Each contractor Poster and subcontractor must display the poster in conspicuous places at job sites Requirement covered by VA value notices for proposed construction.
In all areas with significant concentrations of Spanish-speaking people, VA Poster 26-83-1(S) printed in Spanish, must be displayed next to the poster in English.
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When noncompliance with the poster requirement is found, the VA office of jurisdiction will immediately inform the builder that no further inspections will be made until the poster is displayed.
Obtaining VA supplies the poster to the builder with the VA value notice, if issued by Equal the VA.
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d8a47e48-eeaa-4fcb-affc-a060faceb9a8
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Although one poster may be used to cover a group of properties Employment being constructed simultaneously by a builder, VA will furnish additional Opportunity posters needed for adequate coverage.
Posters Posters are available from the VA Forms and Publications Depot.
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Continued on next page July 14, 2003 14-4 VA Pamphlet 26-7, Revised Chapter 14: Construction Inspections 14
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.02 Inspection Stages, Continued First Inspection VA will notify builders, lenders, and inspectors which of the following first Stage stage inspection alternatives are to be used in specific areas: Alternatives Excavation complete and ready for footings and foundations usually applies in localities where it is advisable to have the bearing soil examined before construction proceeds, or Foundation
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before construction proceeds, or Foundation walls complete and ready for backfill usually applies where soil conditions are generally uniform and free of faults likely to cause foundation problems
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Completion of For the completion of excavation alternative, VA inspects Excavation Alternative display of VA Poster 26-83-1, Equal Employment Opportunity is the Law the nature of the bearing soil form work for footings or the condition and quality of the footing trench if forms are not required, and compliance with construction exhibits and VA Minimum Property Requirements regarding the location
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Property Requirements regarding the location of the structures on the plot, and depth of excavation and its relation to street and proposed finish grades and to grades of adjoining improved properties
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Completion of For the completion of foundation alternative, all of the above items will be Foundation observed and reported.
In addition, VA will inspect Alternative the size, location, and condition of all footings, foundation walls, piers, and other supporting members, and the quality of materials and workmanship of masonry, damp proofing, and foundation drainage.
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Continued on next page January 1, 2001 14-5 VA Pamphlet 26-7, Revised Chapter 14: Construction Inspections 14
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.02 Inspection Stages, Continued First Inspection VA will notify builders, lenders, and inspectors which of the following first Stage stage inspection alternatives are to be used in specific areas: Alternatives Excavation complete and ready for footings and foundations usually applies in localities where it is advisable to have the bearing soil examined before construction proceeds, or Foundation
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before construction proceeds, or Foundation walls complete and ready for backfill usually applies where soil conditions are generally uniform and free of faults likely to cause foundation problems
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Completion of For the completion of excavation alternative, VA inspects Excavation Alternative display of VA Poster 26-83-1, Equal Employment Opportunity is the Law the nature of the bearing soil form work for footings or the condition and quality of the footing trench if forms are not required, and compliance with construction exhibits and VA Minimum Property Requirements regarding the location
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Property Requirements regarding the location of the structures on the plot, and depth of excavation and its relation to street and proposed finish grades and to grades of adjoining improved properties
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Completion of For the completion of foundation alternative, all of the above items will be Foundation observed and reported.
In addition, VA will inspect Alternative the size, location, and condition of all footings, foundation walls, piers, and other supporting members, and the quality of materials and workmanship of masonry, damp proofing, and foundation drainage.
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Continued on next page January 1, 2001 14-5 VA Pamphlet 26-7, Revised Chapter 14: Construction Inspections 14
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.02 Inspection Stages, Continued Second During the second inspection stage VA inspects Inspection Stage all construction below the superstructure not installed or which was installed but not inspected or reported upon at the first inspection stage, including footings, foundations, piers, columns, waterproofing and drainage provisions construction of the superstructure, including quality of
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of the superstructure, including quality of materials and workmanship, details of construction, and the suitability of arrangement of all items for subsequent installation of equipment and of interior and exterior finishing materials plan of the dwelling, including the arrangement of partitions and the sizes and placement of all openings roughing-in of mechanical work, including plumbing,
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of mechanical work, including plumbing, heating, and electric installations with respect to providing for the correct installation of fixtures, equipment, and accessories avoiding impairment of the strength of structural members, and proper operation of the completed systems
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Note: No second stage inspection of the dwelling is required for modular construction since the unit is fabricated in a factory and must be inspected to state standards.
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Continued on next page January 1, 2001 14-6 VA Pamphlet 26-7, Revised Chapter 14: Construction Inspections 14
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.02 Inspection Stages, Continued Second During the second inspection stage VA inspects Inspection Stage all construction below the superstructure not installed or which was installed but not inspected or reported upon at the first inspection stage, including footings, foundations, piers, columns, waterproofing and drainage provisions construction of the superstructure, including quality of
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of the superstructure, including quality of materials and workmanship, details of construction, and the suitability of arrangement of all items for subsequent installation of equipment and of interior and exterior finishing materials plan of the dwelling, including the arrangement of partitions and the sizes and placement of all openings roughing-in of mechanical work, including plumbing,
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of mechanical work, including plumbing, heating, and electric installations with respect to providing for the correct installation of fixtures, equipment, and accessories avoiding impairment of the strength of structural members, and proper operation of the completed systems
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Note: No second stage inspection of the dwelling is required for modular construction since the unit is fabricated in a factory and must be inspected to state standards.
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Continued on next page January 1, 2001 14-6 VA Pamphlet 26-7, Revised Chapter 14: Construction Inspections 14.02 Inspection Stages, Continued Third During the third inspection stage VA inspects for acceptable completion of all Inspection specified onsite and offsite improvements.
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Stage The table below lists the exterior and interior items to be inspected and reported upon during the third inspection stage.
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Exterior Inspection: compaction of fill protection against the offsite improvements material elements and including finish grading penetration of utilities drainage moisture storm sewer system utility connections masonry pointing drainage channels walks caulking at openings grading drives paint coverage curbs accessory buildings flashing gutters retaining walls design of dwelling paving planting
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walls design of dwelling paving planting structure pavement edging safety provisions at materials and details subgrade, and terraces of their installation base and wearing porches and finish surface and erosion areaways control Interior Inspection: design cabinets and millwork quality and operation materials, equipment, details and operation of hardware and details of their of systems, quality of
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and details of their of systems, quality of installation equipment, and tilework interior surfaces and fixtures related to glass their finish treatment plumbing linoleum heating venting of attics and ventilating underfloor spaces electric Continued on next page January 1, 2001 14-7 VA Pamphlet 26-7, Revised Chapter 14: Construction Inspections 14
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.02 Inspection Stages, Continued Third During the third inspection stage VA inspects for acceptable completion of all Inspection specified onsite and offsite improvements.
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Stage The table below lists the exterior and interior items to be inspected and reported upon during the third inspection stage.
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f9a48bf8-f730-4506-a33c-40cbbf99972f
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Exterior Inspection: compaction of fill protection against the offsite improvements material elements and including finish grading penetration of utilities drainage moisture storm sewer system utility connections masonry pointing drainage channels walks caulking at openings grading drives paint coverage curbs accessory buildings flashing gutters retaining walls design of dwelling paving planting
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walls design of dwelling paving planting structure pavement edging safety provisions at materials and details subgrade, and terraces of their installation base and wearing porches and finish surface and erosion areaways control Interior Inspection: design cabinets and millwork quality and operation materials, equipment, details and operation of hardware and details of their of systems, quality of
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and details of their of systems, quality of installation equipment, and tilework interior surfaces and fixtures related to glass their finish treatment plumbing linoleum heating venting of attics and ventilating underfloor spaces electric Continued on next page January 1, 2001 14-7 VA Pamphlet 26-7, Revised Chapter 14: Construction Inspections 14
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.02 Inspection Stages, Continued Individual Individual Water Supply and Sewage Disposal System Water Supply and Sewage The inspector will include with the inspection report evidence obtained from Disposal the builder that installation in satisfactory to the health authority having System jurisdiction.
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Final Generally, this coincides with the third inspection stage and requires the Inspection Compliance Inspection Report, VA Form 26-1839 to include two photographs (preferably taken from the diagonally opposite front and rear corners) to record the appearance of the dwelling and indicate the grading and drainage of the site describe the condition, suitability, and readiness for use of all
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suitability, and readiness for use of all equipment, fixtures and observable construction of the property report shortcomings such as scratches in painted surfaces, poorly fitted doors, stuck windows, cracks in walls, irrespective of any arrangements made on the site for corrections, and confirm that any instance of inferior workmanship, defective materials or equipment, or faulty installation or
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materials or equipment, or faulty installation or application of materials or equipment and/or deviation from approved plans and specifications is reported on VA Form 26-1839, and if the property is a unit on a master appraisal either clearly identify any optional variation or item of equipment included in the construction, or state that none is included
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Continued on next page January 1, 2001 14-8 VA Pamphlet 26-7, Revised Chapter 14: Construction Inspections 14
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.02 Inspection Stages, Continued Individual Individual Water Supply and Sewage Disposal System Water Supply and Sewage The inspector will include with the inspection report evidence obtained from Disposal the builder that installation in satisfactory to the health authority having System jurisdiction.
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be6396f4-1dd8-4ab7-9150-45cfa17c7605
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Final Generally, this coincides with the third inspection stage and requires the Inspection Compliance Inspection Report, VA Form 26-1839 to include two photographs (preferably taken from the diagonally opposite front and rear corners) to record the appearance of the dwelling and indicate the grading and drainage of the site describe the condition, suitability, and readiness for use of all
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33130bbe-858f-4797-b019-e55a720bdcde
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suitability, and readiness for use of all equipment, fixtures and observable construction of the property report shortcomings such as scratches in painted surfaces, poorly fitted doors, stuck windows, cracks in walls, irrespective of any arrangements made on the site for corrections, and confirm that any instance of inferior workmanship, defective materials or equipment, or faulty installation or
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materials or equipment, or faulty installation or application of materials or equipment and/or deviation from approved plans and specifications is reported on VA Form 26-1839, and if the property is a unit on a master appraisal either clearly identify any optional variation or item of equipment included in the construction, or state that none is included
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Continued on next page January 1, 2001 14-8 VA Pamphlet 26-7, Revised Chapter 14: Construction Inspections 14.02 Inspection Stages, Continued Special VA may also require special inspections by the VA-assigned fee inspector at Inspections any stage of construction to help monitor cases involving unusual site features construction methods, or builders with frequent construction complaints.
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For cases involving major alteration or repair work, the stages at which special inspections are to be made will be determined according to the nature of the proposed work.
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Re-inspection A re-inspection is required whenever a first- or second-stage, or special inspection shows noncompliance and the work involved will be concealed before the next regular inspection, or as a result of noncompliance or incomplete work reported at the third-stage inspection, unless the VA field station waives the re-inspection because the incomplete work is of a minor nature, and the
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the incomplete work is of a minor nature, and the lender is willing to certify that it has been satisfactorily completed
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VA_Guidelines.txt
|
a00f5f5d-8f4f-4bef-829c-4bc2b891b383
|
.
|
VA_Guidelines.txt
|
3bd4994a-646f-45c7-bd8f-f58b318e2c56
|
Missed Occasionally a required inspection may be missed through oversight by the Inspections builder or other party responsible for requesting them.
|
VA_Guidelines.txt
|
2a2d6fcf-9573-4bb9-96e2-a8298153535b
|
To waive a missed inspection, the VA field office must be provided with a written request signed by the lender and the veteran evidence that the local building authority inspected the construction at the stage(s) not inspected by VA, and Note: In areas without local inspections at prescribed construction stages, the VA inspector must provide a statement regarding his/her experience with the
|
VA_Guidelines.txt
|
449cb98b-ad8c-40d6-a6a3-c61318fa1ba8
|
a statement regarding his/her experience with the quality of the builder’s workmanship and the builder’s conformity with both constructions exhibits submitted to VA and VA minimum property requirements
|
VA_Guidelines.txt
|
1c7cc702-c848-4fbc-8d46-5c6f7e40114e
|
. evidence of HUD’s consent to the waiver, if the case is HUD related.
|
VA_Guidelines.txt
|
c8ab731e-79e4-47d5-bc64-b494b4f9c887
|
January 1, 2001 14-9 VA Pamphlet 26-7, Revised Chapter 14: Construction Inspections 14
|
VA_Guidelines.txt
|
fdfab49d-d325-48ec-964d-da9fd42c6fdd
|
.03 VA Reliance on Local Building Inspections for First and Second Stages Waiving First The requirement for a first and second stage VA inspection is waived in all and Second proposed or under construction cases in which both of the following Stage requirements are met: Inspections The property is located in an area where the inspection procedures of the local building authority are acceptable to
|
VA_Guidelines.txt
|
64dee6b5-726c-4875-8af1-bc955d307207
|
of the local building authority are acceptable to the Department of Housing and Urban Development (HUD) for loan insurance purposes, and a third stage (final) VA compliance inspection is performed by a VA fee inspector assigned by the VA office of jurisdiction
|
VA_Guidelines.txt
|
3d1d81c4-0a1b-45c6-9b2a-1823a84c268c
|
.
|
VA_Guidelines.txt
|
a0a1d9df-7041-48c4-93e1-c4c3b54ba015
|
Exception This provision has no affect on other proposed or under construction-related VA requirements and does not apply to cases involving a VA Specially Adapted Housing grant.
|
VA_Guidelines.txt
|
8b7fb713-c03b-461b-ab9a-e50ca9cfcecb
|
Lender’s File For each loan processed under this provision, the lender’s loan origination file Documentation must include both a properly executed clear third stage (final) compliance inspection report on VA Form 26-1839, and an occupancy permit or other appropriate documentation issued by the locality to verify that all construction has been acceptably completed.
|
VA_Guidelines.txt
|
92ef5eb0-5955-4100-9b42-d92e1f10ead6
|
Discontinuing VA may discontinue relying on the inspections of a particular building VA Reliance on authority if VA staff detects Local Inspections excessive construction deficiencies, or construction complaint activity in that building authority’s jurisdiction.
|
VA_Guidelines.txt
|
fff0a12e-c34b-4c3f-be5a-583a9bbc9811
|
January 1, 2001 14-10 VA Pamphlet 26-7, Revised Chapter 14: Construction Inspections 14.04 Manufactured Homes Classified as Real Estate Required The following inspections are required on manufactured homes classified as Inspections real estate.
|
VA_Guidelines.txt
|
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