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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
39	Male	High School	Single	103,845	721	18,686	Auto	Self-employed	14	Good	0.291267	185,196	1	Garciaborough	MT	Chad	1	2	Low
59	Non-binary	High School	Married	64,406	799	5,296	Home	Self-employed	2	Fair	0.400315	null	4	New Sandra	SC	Portugal	3	2	Low
41	Non-binary	High School	Widowed	21,767	779	24,960	Personal	Unemployed	18	Fair	0.239582	223,310	null	New Catherineburgh	SD	Saint Helena	1	0	Medium
61	Female	Master's	Single	34,312	685	39,000	Personal	Unemployed	17	Poor	0.379907	null	null	Lunamouth	HI	Sweden	2	2	Medium
25	Non-binary	High School	Widowed	56,067	null	20,246	Auto	Unemployed	13	Good	0.54789	154,584	1	Port Christopher	MS	Kyrgyz Republic	4	1	Low
45	Non-binary	Master's	Divorced	103,576	706	30,262	Home	Unemployed	8	Fair	0.145633	null	null	Hansonberg	WA	Costa Rica	3	2	Low
46	Non-binary	Bachelor's	Single	21,861	678	33,820	Home	Unemployed	13	Good	0.288728	282,396	4	Maryside	NV	Lithuania	3	2	Medium
21	Non-binary	Master's	Divorced	66,873	688	11,140	Auto	Unemployed	15	Good	0.424668	219,075	0	Jensenshire	MH	Tunisia	2	0	Medium
37	Non-binary	Bachelor's	Married	58,930	693	47,393	Business	Employed	4	Poor	0.477987	null	2	North Mark	NM	Myanmar	2	0	Low
68	Male	Bachelor's	Single	null	760	17,861	Auto	Unemployed	2	Poor	0.553531	297,215	1	West Angelaville	WI	Jamaica	2	0	Medium
22	Female	Bachelor's	Married	101,646	707	27,578	Auto	Employed	6	Poor	0.15822	22,441	4	Christensentown	MT	Tokelau	null	2	Low
62	Female	Master's	Divorced	69,607	792	20,256	Auto	Employed	8	Good	0.461866	110,428	3	New Matthew	VI	Antigua and Barbuda	null	0	Low
53	Male	PhD	Widowed	53,033	693	36,682	Home	Self-employed	12	Poor	0.506588	null	null	Davidburgh	OH	Guinea	0	0	Medium
43	Male	Master's	Married	117,616	693	29,102	Personal	Unemployed	7	Poor	0.386736	255,344	4	Kevinmouth	ID	Egypt	4	1	Low
31	Male	High School	Single	65,785	null	44,476	Business	Employed	17	Fair	0.133036	112,056	4	West Rebeccaberg	OK	Guam	4	0	Medium
35	Non-binary	PhD	Single	111,810	759	42,895	Home	Employed	7	Good	0.223372	65,951	1	Alvarezshire	MS	Marshall Islands	0	2	Medium
19	Female	PhD	Single	71,134	null	24,750	Home	Unemployed	2	Good	0.119759	25,188	null	North Shawn	MN	Andorra	3	2	Medium
34	Female	PhD	Single	54,047	785	21,927	Personal	Self-employed	19	Excellent	0.368595	76,977	4	Christopherhaven	IA	Estonia	4	0	High
47	Non-binary	Master's	Divorced	42,449	719	18,128	Personal	Unemployed	9	Poor	0.171446	200,288	4	Courtneyshire	DC	El Salvador	0	1	Low
64	Male	PhD	Married	40,998	757	6,335	Business	Self-employed	0	Good	0.172407	67,057	null	Martinezhaven	IA	Zambia	2	2	Low
21	Non-binary	Master's	Single	76,965	706	47,145	Business	Unemployed	16	Good	0.376451	126,672	3	West Joseph	VT	Pitcairn Islands	0	1	Low
59	Female	PhD	Divorced	80,532	null	34,617	Personal	Self-employed	6	Good	0.592348	51,389	3	East Paulville	AK	Seychelles	1	0	High
36	Male	PhD	Widowed	78,967	651	26,186	Home	Self-employed	16	Poor	0.271365	36,662	0	Christopherberg	NJ	Georgia	0	2	High
36	Female	Master's	Married	null	717	32,220	Personal	Employed	10	Fair	0.464929	null	4	Davidchester	OK	Switzerland	3	2	Medium
39	Male	Master's	Divorced	95,656	714	24,271	Auto	Self-employed	10	Poor	0.143994	null	null	West Melissa	IA	Tokelau	4	1	Low
39	Male	PhD	Divorced	null	null	17,984	Home	Self-employed	16	Fair	0.236511	45,938	2	Port Laurenhaven	KS	Grenada	null	0	Medium
67	Non-binary	High School	Single	64,959	681	null	Auto	Employed	11	Excellent	0.41699	165,846	2	Thomasville	OR	Afghanistan	null	0	Medium
23	Male	Bachelor's	Divorced	40,645	751	16,602	Auto	Self-employed	6	Fair	0.546395	36,387	1	Carlmouth	PA	Honduras	4	2	High
42	Female	High School	Married	null	785	6,600	Home	Unemployed	18	Excellent	0.28858	191,481	null	Allenfurt	MO	Azerbaijan	3	2	Medium
32	Male	Master's	Divorced	28,390	628	47,254	Auto	Employed	10	Good	0.127814	256,707	3	South Barrymouth	MS	Ethiopia	4	1	High
42	Male	High School	Single	71,105	639	40,701	Home	Self-employed	3	Fair	0.238337	52,937	3	Mclaughlinstad	PA	Yemen	null	0	Low
51	Male	PhD	Married	62,238	601	23,883	Personal	Employed	11	Fair	0.306727	259,297	null	New Andrewshire	AL	Austria	4	0	Low
58	Non-binary	PhD	Married	46,648	647	40,517	Home	Employed	4	Good	0.101186	155,958	2	South Madisonmouth	NY	Mexico	1	0	Medium
52	Male	High School	Single	65,378	692	10,121	Home	Unemployed	19	Poor	0.212069	198,142	null	East Chelseaview	PA	El Salvador	4	0	Medium
69	Non-binary	Master's	Single	null	743	38,565	Business	Employed	19	Good	0.198294	109,266	0	Jonesport	OR	French Guiana	1	1	Low
61	Male	Master's	Married	76,561	684	9,767	Home	Unemployed	5	Excellent	0.11022	null	null	East Steven	NH	Saint Lucia	2	2	Low
50	Non-binary	Master's	Single	114,333	797	20,271	Business	Unemployed	16	Good	0.532446	74,777	4	Robinsonborough	MP	Korea	1	1	Medium
47	Male	High School	Widowed	null	null	42,963	Personal	Employed	18	Fair	0.226796	234,843	4	South Brandon	MH	Congo	2	0	Medium
35	Male	PhD	Divorced	null	781	26,723	Business	Unemployed	4	Excellent	0.168012	53,263	null	Priscillaside	SD	Niue	1	0	High
44	Female	Bachelor's	Divorced	91,388	796	13,457	Home	Employed	2	Excellent	0.56164	26,178	0	South Jordanton	ND	Belarus	0	2	Low
61	Female	High School	Single	null	789	37,130	Auto	Unemployed	6	Fair	0.405238	96,861	4	New Lisafort	FL	Heard Island and McDonald Islands	2	1	Low
59	Male	Master's	Single	61,205	660	48,282	Auto	Employed	1	Excellent	0.338867	null	4	West Alexis	PW	Hungary	0	1	Low
45	Male	PhD	Divorced	null	636	8,043	Home	Employed	6	Good	0.446162	null	2	Perezchester	FL	Isle of Man	0	0	Low
66	Male	Master's	Divorced	92,480	null	9,147	Business	Employed	12	Excellent	0.453304	69,172	2	Lake Andrew	GU	Yemen	1	0	Medium
36	Non-binary	High School	Single	98,763	null	12,308	Personal	Self-employed	15	Excellent	0.485437	70,060	null	Angelamouth	GU	Nepal	4	0	Low
51	Female	Bachelor's	Divorced	79,453	null	18,223	Home	Self-employed	9	Good	0.286912	111,936	4	South Heidibury	RI	United Arab Emirates	3	0	Low
51	Female	PhD	Single	null	702	34,061	Business	Unemployed	18	Poor	0.148602	130,048	4	Port Bill	MH	Afghanistan	0	0	Low
65	Male	Bachelor's	Single	20,757	null	7,902	Personal	Unemployed	5	Poor	0.264369	22,360	null	Michaelland	MD	Afghanistan	0	1	Low
18	Male	Master's	Divorced	111,737	747	27,701	Personal	Employed	5	Excellent	0.278817	null	1	South Maria	MP	Guyana	0	2	Low
23	Male	Master's	Single	null	null	15,818	Personal	Unemployed	7	Good	0.504679	178,297	1	Port Richard	DC	Mongolia	4	1	Low
38	Non-binary	High School	Widowed	50,436	705	12,898	Business	Unemployed	6	Good	0.432922	52,704	2	Orrport	TN	Somalia	3	0	Low
62	Male	Bachelor's	Single	77,443	622	47,988	Auto	Unemployed	11	Fair	0.358116	null	1	South Jennifer	MD	El Salvador	0	2	Low
54	Non-binary	PhD	Married	68,951	729	46,026	Personal	Unemployed	8	Good	0.112069	281,710	3	East Hunter	IA	Swaziland	1	0	Low
53	Female	High School	Divorced	33,733	777	49,564	Personal	Employed	16	Excellent	0.31012	142,311	3	West Karina	VT	Guinea	4	0	Low
29	Male	Bachelor's	Widowed	90,085	727	42,062	Business	Employed	9	Fair	0.173158	null	0	Amandaside	WA	Burkina Faso	null	1	Medium
21	Female	Master's	Widowed	102,418	null	11,346	Auto	Employed	6	Fair	0.513126	141,004	null	Smithville	PA	Ethiopia	0	0	Low
24	Male	PhD	Widowed	26,457	741	9,854	Business	Employed	9	Excellent	0.457815	38,076	null	East Matthewmouth	GU	Palau	1	1	Low
21	Female	High School	Divorced	38,290	706	36,106	Home	Self-employed	13	Poor	0.201695	147,177	1	New Ashleyport	KS	Holy See (Vatican City State)	3	0	High
50	Male	High School	Single	33,570	null	22,864	Personal	Employed	8	Excellent	0.43231	145,104	4	Port Randyfurt	ND	Bouvet Island (Bouvetoya)	1	0	Low
53	Female	PhD	Widowed	42,970	752	null	Auto	Unemployed	0	Fair	0.199624	267,598	2	Jasonberg	MT	Sudan	0	1	Low
29	Male	Bachelor's	Married	null	604	44,284	Business	Unemployed	6	Poor	0.495647	null	null	South Jasonfort	KS	Macao	2	2	Low
46	Male	Master's	Single	71,113	772	47,150	Personal	Employed	0	Fair	0.337408	null	3	Julieburgh	GU	San Marino	4	0	High
45	Male	High School	Married	21,595	684	33,793	Home	Employed	14	Good	0.5087	76,243	0	Henrymouth	OK	Guyana	3	2	Medium
20	Male	High School	Divorced	52,407	675	13,104	Auto	Self-employed	3	Fair	0.157195	119,414	3	Kylefurt	FL	Cameroon	3	2	Low
45	Female	Bachelor's	Single	36,263	636	6,869	Business	Employed	14	Fair	0.28585	144,319	0	Lisamouth	DE	Guatemala	null	1	Medium
68	Female	PhD	Single	null	794	31,057	Home	Self-employed	18	Good	0.168459	52,064	1	Hayesstad	AZ	Bahamas	1	0	Low
66	Non-binary	High School	Divorced	62,805	null	null	Home	Unemployed	7	Good	0.595032	142,485	1	Nathanville	IL	Germany	0	1	Low
48	Female	PhD	Widowed	23,090	null	42,635	Home	Unemployed	14	Good	0.220271	207,015	1	Katherineport	WV	Saint Pierre and Miquelon	3	0	Low
46	Female	High School	Married	64,518	725	5,555	Personal	Unemployed	4	Fair	0.190186	273,697	4	South Derek	MA	Bolivia	3	0	Low
60	Female	Bachelor's	Divorced	45,382	null	35,601	Business	Self-employed	16	Excellent	0.300786	41,266	4	East Lindsayberg	WA	Ghana	4	2	Medium
44	Male	High School	Single	80,115	null	23,876	Auto	Employed	14	Poor	0.119359	71,401	3	Jacobhaven	IN	Christmas Island	3	0	Medium
38	Male	Master's	Widowed	61,999	628	null	Home	Unemployed	11	Fair	0.15504	null	1	West Robert	OH	Northern Mariana Islands	null	1	High
31	Male	PhD	Single	31,939	null	5,318	Personal	Unemployed	1	Good	0.457033	269,039	null	Jesseshire	AL	Panama	null	1	Low
47	Non-binary	Master's	Married	64,109	772	13,374	Auto	Employed	16	Poor	0.519064	100,198	3	Mitchellmouth	PW	Korea	2	0	Low
22	Non-binary	High School	Single	null	null	null	Personal	Employed	6	Excellent	0.113137	65,634	3	Maryside	PW	Cape Verde	1	2	Medium
28	Female	High School	Divorced	28,831	699	13,846	Home	Employed	13	Poor	0.151754	147,990	3	Blackfurt	VA	Trinidad and Tobago	null	0	Low
27	Female	PhD	Divorced	null	784	42,213	Home	Unemployed	7	Good	0.153254	67,061	1	Lake Stephenfurt	AS	Pitcairn Islands	1	2	Low
33	Male	PhD	Widowed	54,133	776	41,119	Business	Employed	12	Good	0.567886	null	2	North Michaelside	NE	Saint Vincent and the Grenadines	1	0	Low
67	Non-binary	Master's	Widowed	58,718	749	47,750	Home	Self-employed	5	Poor	0.133949	281,099	4	Annafurt	GU	Ethiopia	1	2	High
57	Female	High School	Widowed	32,699	783	48,124	Personal	Self-employed	10	Good	0.215575	112,764	0	South Michael	NV	Saint Pierre and Miquelon	4	0	Low
69	Male	Bachelor's	Widowed	25,704	642	24,876	Personal	Employed	10	Good	0.37019	null	2	East Jonathanbury	VT	Haiti	3	1	Low
66	Non-binary	High School	Widowed	97,712	733	null	Auto	Employed	17	Excellent	0.290522	52,877	0	Williamton	VI	Tanzania	3	0	Low
67	Non-binary	PhD	Married	97,192	790	null	Business	Employed	9	Excellent	0.141375	209,672	0	New Joe	IN	Lebanon	3	2	Low
61	Male	High School	Married	41,509	637	28,770	Home	Self-employed	19	Poor	0.200886	109,655	3	West Christina	OH	Croatia	2	0	Low
33	Male	Bachelor's	Divorced	null	null	19,431	Business	Self-employed	8	Excellent	0.175446	97,847	2	Mistyton	WY	Saint Lucia	null	0	High
33	Male	High School	Married	96,639	750	null	Personal	Unemployed	15	Good	0.485586	232,003	null	Lindseyport	CA	El Salvador	1	0	Low
40	Non-binary	Bachelor's	Widowed	56,870	null	10,022	Personal	Unemployed	8	Fair	0.518469	138,503	0	Howardborough	MD	Djibouti	1	2	Low
43	Female	High School	Divorced	36,531	603	42,474	Business	Employed	17	Excellent	0.406819	233,476	0	East Brianna	GU	Australia	3	0	High
40	Female	High School	Divorced	103,632	702	11,227	Home	Employed	10	Good	0.184602	213,262	2	Davidfort	LA	Greenland	4	1	Low
39	Male	PhD	Widowed	null	658	48,727	Personal	Self-employed	12	Excellent	0.308894	80,387	null	East Jennifermouth	CT	Gabon	1	2	Medium
33	Non-binary	PhD	Married	111,641	606	35,172	Personal	Unemployed	9	Fair	0.311232	178,400	2	Perezstad	VI	Switzerland	2	0	Low
62	Female	Bachelor's	Married	30,349	null	13,656	Home	Unemployed	1	Good	0.511123	null	0	East Danielhaven	VT	Nigeria	0	2	Low
66	Male	PhD	Widowed	101,266	681	null	Home	Employed	15	Excellent	0.177184	null	0	Lake Carrie	IA	Macao	null	0	Low
26	Female	Master's	Divorced	89,110	710	18,573	Personal	Self-employed	0	Good	0.318195	null	3	East Jennifer	VT	Trinidad and Tobago	0	1	Low
56	Non-binary	PhD	Single	21,617	604	42,676	Auto	Self-employed	6	Good	0.238999	111,989	1	Briannaview	ID	Denmark	2	0	Low
33	Non-binary	High School	Widowed	null	790	33,492	Home	Unemployed	6	Fair	0.174808	257,734	1	Smithport	PW	Estonia	4	0	Medium
27	Female	Master's	Widowed	70,254	651	8,155	Auto	Employed	13	Excellent	0.555888	null	0	South Christopher	FL	Brunei Darussalam	2	1	Low
68	Female	Master's	Widowed	null	null	26,384	Business	Unemployed	4	Good	0.158932	null	1	Ferrellbury	NE	Taiwan	1	2	Medium
32	Non-binary	Bachelor's	Single	null	768	24,673	Auto	Self-employed	17	Excellent	0.434048	null	3	North Helenshire	IL	Antarctica (the territory South of 60 deg S)	2	1	Low
43	Male	Bachelor's	Divorced	39,693	614	33,975	Business	Employed	3	Excellent	0.374583	134,840	null	East Keith	AS	Bangladesh	1	0	Medium

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