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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
18	Male	Master's	Widowed	111,650	658	5,131	Home	Self-employed	19	Excellent	0.361757	134,730	3	Jasonberg	SC	Guyana	3	1	Medium
46	Female	Bachelor's	Divorced	null	763	48,489	Home	Employed	18	Good	0.494519	38,819	2	Kristybury	OH	Iraq	0	1	Medium
50	Non-binary	PhD	Widowed	62,707	726	28,892	Auto	Employed	7	Excellent	0.373132	194,467	4	Gloriaport	PR	Vanuatu	3	2	High
52	Non-binary	Bachelor's	Married	23,212	614	30,607	Business	Unemployed	18	Excellent	0.135402	213,234	2	Sanchezmouth	PA	Mexico	4	1	Low
63	Non-binary	PhD	Divorced	73,866	657	31,264	Personal	Self-employed	2	Excellent	0.561485	220,251	3	East Paulville	VA	Malaysia	1	2	High
28	Male	Bachelor's	Married	72,158	693	8,782	Home	Unemployed	3	Poor	0.510049	203,087	2	Ashleyland	MN	Northern Mariana Islands	4	2	Medium
38	Male	Bachelor's	Divorced	116,554	707	13,337	Personal	Employed	16	Fair	0.491658	268,802	4	Stephenport	PA	Kiribati	0	1	Low
59	Male	High School	Married	null	null	31,263	Home	Unemployed	1	Excellent	0.448661	null	2	Danielland	OK	Guadeloupe	null	0	Medium
34	Male	Bachelor's	Single	null	614	22,762	Auto	Employed	5	Poor	0.588429	287,556	4	Deborahburgh	NC	Mongolia	1	1	Low
58	Non-binary	Master's	Married	86,905	777	null	Business	Unemployed	5	Excellent	0.507392	97,846	1	Penaside	MD	Cambodia	2	1	Low
45	Non-binary	Master's	Divorced	60,285	673	44,076	Home	Self-employed	16	Excellent	0.334261	143,483	1	Port Donald	UT	Isle of Man	null	0	Low
29	Male	Bachelor's	Single	103,577	775	null	Personal	Unemployed	0	Fair	0.172274	144,132	null	Cindyhaven	AS	Lesotho	2	0	Medium
49	Non-binary	High School	Divorced	32,442	799	5,139	Home	Self-employed	14	Excellent	0.329663	63,555	4	Lake Raymond	MN	Syrian Arab Republic	1	2	Low
60	Female	High School	Widowed	null	765	5,343	Home	Self-employed	15	Good	0.361196	null	2	Tanyamouth	WA	Czech Republic	null	1	Low
39	Male	Master's	Married	null	679	23,349	Business	Self-employed	10	Good	0.319666	154,524	null	Vegamouth	WY	New Zealand	4	0	Low
42	Female	Master's	Divorced	36,472	686	28,819	Personal	Unemployed	5	Poor	0.231319	262,825	4	North Cameron	AS	Malaysia	3	1	Medium
55	Female	Bachelor's	Widowed	40,954	674	25,137	Auto	Self-employed	0	Good	0.533039	61,215	0	Lisatown	AK	French Southern Territories	null	0	Low
38	Female	High School	Divorced	null	null	26,673	Home	Unemployed	0	Fair	0.343476	103,526	1	South Scott	WI	Singapore	2	1	Medium
26	Male	PhD	Single	95,400	658	9,585	Auto	Employed	10	Excellent	0.468152	164,685	3	Christianstad	MH	Cameroon	null	0	Low
41	Female	PhD	Single	113,639	772	12,361	Home	Self-employed	9	Excellent	0.490902	124,622	3	Port Angelica	AK	Botswana	2	0	Medium
22	Female	Bachelor's	Divorced	45,028	647	25,723	Personal	Self-employed	5	Poor	0.498961	228,645	0	Karaton	CO	Papua New Guinea	2	0	Low
54	Female	Master's	Divorced	32,842	631	10,921	Home	Self-employed	8	Fair	0.500843	267,154	3	North Jeff	MP	Jersey	1	1	High
47	Non-binary	High School	Single	null	747	34,661	Business	Self-employed	18	Poor	0.274565	264,818	3	South Marthaland	MA	Guam	1	2	Low
61	Female	Bachelor's	Divorced	27,784	715	null	Home	Employed	19	Good	0.201122	35,882	3	Lake Christineland	PW	Slovakia (Slovak Republic)	null	1	Medium
25	Female	Master's	Widowed	35,090	null	29,792	Auto	Employed	12	Good	0.432806	245,765	0	Dustinville	GA	Bouvet Island (Bouvetoya)	null	0	Low
62	Female	High School	Married	86,794	784	null	Auto	Employed	3	Excellent	0.116217	88,075	4	Port Jessicafort	AR	Germany	null	2	Low
37	Non-binary	High School	Widowed	87,557	765	21,613	Auto	Employed	6	Excellent	0.57403	164,106	3	Shepherdstad	OR	Equatorial Guinea	0	2	Medium
57	Female	Bachelor's	Widowed	118,529	656	17,463	Auto	Self-employed	15	Good	0.346966	226,649	2	East Joshuahaven	VT	United Kingdom	0	1	Low
62	Non-binary	PhD	Divorced	null	null	19,838	Auto	Employed	15	Fair	0.267165	null	2	West Seanmouth	OH	Netherlands	4	2	Low
38	Non-binary	Master's	Married	58,101	722	16,140	Auto	Self-employed	7	Fair	0.542324	50,782	4	New Samantha	MO	Botswana	0	2	Low
48	Female	Master's	Widowed	null	777	null	Auto	Unemployed	2	Excellent	0.367526	67,400	4	Watsonfurt	AR	New Zealand	0	1	High
18	Non-binary	PhD	Married	57,832	684	48,773	Personal	Employed	5	Fair	0.158735	66,195	1	Lake Riley	DC	Nicaragua	0	1	Low
50	Non-binary	Bachelor's	Single	114,835	null	null	Home	Self-employed	16	Fair	0.320326	243,750	null	Port Gary	NV	Chile	null	1	Medium
62	Male	Bachelor's	Divorced	107,298	621	7,560	Home	Employed	15	Excellent	0.197223	138,330	4	Gonzalezborough	AR	United Arab Emirates	2	2	Low
62	Female	PhD	Divorced	61,298	730	44,136	Home	Employed	15	Good	0.553241	220,031	0	Houstonville	ID	Eritrea	null	0	Low
37	Male	High School	Married	null	667	10,684	Auto	Unemployed	14	Poor	0.151062	123,886	3	Lake Jamesstad	NM	Mauritius	1	2	Low
49	Non-binary	Master's	Widowed	59,809	678	null	Business	Unemployed	17	Poor	0.317335	null	4	Jesuston	GU	Mali	null	0	Low
28	Male	PhD	Divorced	116,988	734	43,899	Business	Employed	8	Poor	0.570651	91,128	2	West Krystal	CT	Qatar	1	2	Medium
24	Non-binary	High School	Single	66,815	null	15,357	Personal	Self-employed	3	Excellent	0.474792	151,326	3	Jeremyshire	NV	Guadeloupe	4	1	Low
68	Male	PhD	Single	61,091	null	null	Auto	Self-employed	7	Poor	0.279463	196,621	null	South Harryville	OR	Switzerland	1	0	Low
42	Female	High School	Widowed	29,297	799	17,569	Auto	Unemployed	12	Fair	0.516152	292,320	null	East Debbie	WA	Myanmar	0	0	Low
56	Non-binary	Bachelor's	Widowed	64,389	null	36,937	Auto	Self-employed	13	Poor	0.504838	110,042	4	Port Kristen	TN	Cambodia	1	0	Medium
43	Non-binary	PhD	Single	85,377	null	33,959	Business	Employed	18	Good	0.426489	259,214	3	Tanyaport	IN	Bangladesh	3	2	Medium
43	Non-binary	Bachelor's	Divorced	65,638	748	25,289	Home	Unemployed	18	Fair	0.23028	161,358	0	Amberbury	NE	Holy See (Vatican City State)	2	2	Low
35	Female	Master's	Divorced	46,730	null	5,073	Personal	Self-employed	1	Good	0.278427	null	4	Jessicaview	WA	Fiji	1	1	Medium
27	Male	Bachelor's	Married	82,580	772	21,881	Auto	Unemployed	5	Good	0.304266	287,630	3	Lake Peggyfort	SD	Saint Lucia	1	1	Low
36	Non-binary	PhD	Single	20,637	759	26,092	Auto	Self-employed	19	Excellent	0.22962	47,219	1	Shieldschester	DC	Norfolk Island	3	1	Low
46	Female	Master's	Married	null	682	30,744	Business	Employed	17	Fair	0.2149	85,654	1	West Leslie	NM	Spain	1	1	Low
42	Non-binary	PhD	Divorced	null	711	45,728	Business	Self-employed	0	Poor	0.475622	150,491	2	Cabrerabury	OH	Mexico	4	1	Low
29	Male	Bachelor's	Divorced	60,352	760	31,085	Business	Unemployed	6	Good	0.278666	287,856	3	Conleyside	ME	Pitcairn Islands	2	1	Low
30	Non-binary	Bachelor's	Married	95,997	652	null	Auto	Employed	15	Excellent	0.16535	161,797	0	Jacksonmouth	OR	Lesotho	3	1	Medium
62	Male	Bachelor's	Single	55,674	null	19,749	Auto	Self-employed	2	Fair	0.416673	208,810	2	Alanfurt	CO	Namibia	3	0	Low
38	Non-binary	Bachelor's	Single	null	668	40,040	Personal	Unemployed	1	Poor	0.52708	139,043	1	Coleburgh	AS	Nicaragua	null	1	Medium
56	Male	Master's	Single	71,188	612	47,944	Business	Self-employed	7	Fair	0.215137	268,893	1	Port Melanieborough	MO	Bangladesh	1	2	Medium
65	Female	High School	Single	40,096	655	17,685	Business	Self-employed	8	Fair	0.431769	103,969	3	New Rachel	TN	Jersey	null	0	Low
31	Male	High School	Divorced	97,347	679	38,001	Auto	Self-employed	15	Fair	0.443085	null	4	Bryanmouth	NC	India	4	2	Low
58	Female	PhD	Divorced	35,032	656	16,322	Business	Employed	10	Fair	0.584407	null	2	Wolfebury	MT	Saint Kitts and Nevis	4	1	Low
39	Non-binary	PhD	Divorced	null	605	23,542	Business	Unemployed	15	Excellent	0.574571	132,266	null	South Julieberg	ID	Bouvet Island (Bouvetoya)	1	2	Medium
38	Male	Master's	Married	101,223	796	46,034	Auto	Employed	11	Excellent	0.140699	287,869	2	East Ericberg	MO	Northern Mariana Islands	0	1	Low
52	Female	Master's	Married	null	760	33,014	Business	Self-employed	5	Good	0.589118	267,891	3	Lake Whitney	LA	Djibouti	4	0	Low
19	Female	High School	Single	23,107	658	null	Personal	Self-employed	10	Excellent	0.513216	112,918	1	New James	NJ	Eritrea	1	1	Low
37	Male	Master's	Single	null	721	42,246	Home	Employed	0	Good	0.408104	173,439	0	Johnsonstad	NE	Martinique	3	0	High
40	Female	Master's	Widowed	24,137	761	12,293	Auto	Employed	1	Excellent	0.528412	145,117	null	Levyville	MO	Falkland Islands (Malvinas)	0	1	High
35	Male	PhD	Divorced	null	733	8,266	Auto	Unemployed	8	Poor	0.140962	100,635	4	West Kathleen	ID	Gibraltar	0	0	Low
57	Male	Master's	Single	65,693	633	39,477	Business	Unemployed	18	Fair	0.351303	173,207	3	Davismouth	SC	Slovakia (Slovak Republic)	2	1	Low
43	Non-binary	PhD	Widowed	80,521	762	20,098	Auto	Employed	5	Poor	0.549703	285,998	4	New Jessicaland	NV	Netherlands Antilles	4	0	Low
68	Female	Bachelor's	Divorced	105,971	646	8,755	Personal	Employed	10	Excellent	0.182616	38,606	4	Kellyburgh	NM	Andorra	2	2	Low
69	Male	High School	Married	50,412	null	null	Personal	Unemployed	18	Poor	0.495655	276,502	0	Danieltown	NH	French Polynesia	4	0	Low
54	Male	Bachelor's	Single	45,775	714	23,272	Personal	Unemployed	6	Poor	0.15647	249,080	4	New Stevenmouth	NH	Honduras	3	2	Medium
39	Non-binary	Master's	Married	null	678	37,558	Auto	Self-employed	8	Good	0.388512	111,064	4	Harpermouth	NH	Samoa	null	2	Low
51	Male	Master's	Married	28,261	713	16,544	Auto	Self-employed	12	Poor	0.226515	186,556	3	North Daniel	MP	Trinidad and Tobago	1	1	Low
32	Male	Master's	Married	48,428	745	39,520	Auto	Unemployed	5	Fair	0.355585	248,853	4	Heatherview	DE	Micronesia	2	1	Medium
59	Non-binary	PhD	Divorced	null	772	43,199	Business	Employed	8	Fair	0.120168	27,566	1	Port Austin	KS	Saint Barthelemy	null	0	Low
25	Female	Master's	Widowed	69,365	null	41,212	Home	Unemployed	3	Fair	0.546069	null	null	Lake Suzanne	MH	Kyrgyz Republic	4	1	High
44	Male	High School	Married	49,312	739	null	Personal	Self-employed	11	Fair	0.296937	102,541	0	Webbfort	NY	Peru	4	0	Low
20	Male	PhD	Single	null	674	28,998	Business	Employed	13	Poor	0.526923	46,992	1	Scottmouth	CO	Singapore	4	0	Low
62	Male	High School	Widowed	105,687	619	9,596	Business	Unemployed	5	Fair	0.4295	null	3	New Angelaburgh	FM	Saudi Arabia	null	2	Low
40	Non-binary	PhD	Single	null	794	38,216	Home	Unemployed	14	Excellent	0.581989	81,308	4	East Mirandashire	GA	India	1	2	Low
52	Female	High School	Widowed	51,510	679	11,614	Auto	Self-employed	6	Excellent	0.114976	177,580	1	Elizabethview	MT	Latvia	2	1	Low
35	Non-binary	Bachelor's	Single	37,332	700	31,615	Auto	Employed	6	Excellent	0.184218	49,230	1	Robertburgh	AR	Samoa	4	1	Low
66	Female	High School	Divorced	72,879	765	null	Personal	Unemployed	3	Excellent	0.200727	202,871	0	Lake Brandonmouth	ID	Togo	null	2	Low
69	Male	High School	Married	117,201	623	36,458	Auto	Self-employed	9	Fair	0.428876	269,765	2	Mejiaville	CO	Bouvet Island (Bouvetoya)	null	1	Low
66	Female	High School	Single	35,791	671	14,704	Auto	Employed	8	Excellent	0.537469	94,796	3	West Melissaberg	AR	Congo	0	1	Low
26	Male	High School	Single	52,476	772	29,108	Business	Employed	17	Fair	0.340483	29,651	2	Jenniferfurt	DC	Syrian Arab Republic	4	0	Medium
46	Male	Bachelor's	Single	43,226	646	45,316	Personal	Unemployed	14	Excellent	0.509802	null	1	Webbmouth	MH	Somalia	4	1	High
61	Male	High School	Married	38,477	null	35,353	Auto	Self-employed	18	Good	0.464147	231,964	1	Port Justin	ME	Jordan	2	0	Low
50	Female	Master's	Married	68,555	751	43,883	Auto	Self-employed	16	Good	0.524274	266,658	2	Williamsberg	MN	Faroe Islands	4	2	Medium
54	Non-binary	Bachelor's	Divorced	108,612	624	37,599	Personal	Self-employed	17	Fair	0.176147	87,558	null	Armstrongmouth	WY	Mauritania	2	0	Medium
40	Female	Master's	Married	null	null	32,374	Home	Unemployed	18	Excellent	0.280762	155,263	3	Lake Kristinfort	PW	Armenia	3	0	Low
61	Female	PhD	Divorced	54,082	716	24,840	Home	Employed	14	Poor	0.111	144,753	0	East Brianport	NM	Georgia	null	0	Low
64	Male	Master's	Single	69,028	763	20,768	Home	Self-employed	7	Excellent	0.300409	65,727	3	East Johnton	DE	Malta	0	0	Low
54	Female	High School	Married	104,565	661	null	Business	Self-employed	5	Good	0.511514	null	null	East Michaelmouth	KS	Netherlands	4	0	Medium
41	Non-binary	PhD	Widowed	31,809	689	45,593	Home	Self-employed	11	Fair	0.333777	132,862	2	Kimmouth	VI	Tuvalu	null	0	Medium
51	Male	Bachelor's	Widowed	26,733	731	29,490	Auto	Employed	7	Fair	0.200261	134,961	0	Port Nathan	MT	Georgia	3	1	Medium
51	Male	PhD	Widowed	90,207	663	9,180	Auto	Self-employed	17	Fair	0.185274	175,627	1	West Willie	MD	Myanmar	2	0	Low
28	Non-binary	Master's	Married	47,280	785	28,949	Auto	Self-employed	15	Poor	0.272972	null	4	New Katherineberg	LA	Namibia	4	2	Low
33	Female	Master's	Single	21,643	615	null	Home	Self-employed	6	Good	0.25134	81,705	4	New Tammy	MA	Honduras	1	2	Low
45	Male	Bachelor's	Married	28,348	null	null	Home	Self-employed	13	Poor	0.30309	229,732	2	South Cynthiafurt	MH	Lebanon	0	2	Medium
64	Male	Bachelor's	Single	77,954	753	48,951	Auto	Employed	12	Fair	0.462751	213,636	2	Port Rossport	TX	Gabon	2	0	Low
33	Female	High School	Divorced	null	null	12,956	Business	Employed	3	Excellent	0.504148	75,564	2	Williamborough	AR	Saint Lucia	0	1	Low

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