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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
61	Non-binary	High School	Divorced	51,007	732	9,471	Auto	Employed	9	Good	0.104568	244,947	3	Traceyview	FM	Burkina Faso	null	2	Low
41	Non-binary	PhD	Divorced	85,781	774	5,143	Business	Self-employed	11	Poor	0.446151	null	2	West Brittany	AK	Ukraine	3	0	Low
61	Female	Master's	Divorced	36,997	625	null	Home	Unemployed	8	Good	0.486162	271,995	0	West Tinaburgh	WI	Congo	null	0	Low
34	Male	PhD	Widowed	64,440	null	44,640	Home	Self-employed	13	Excellent	0.333199	66,277	3	East Jasonton	GU	Senegal	2	1	Low
47	Non-binary	High School	Married	101,876	667	8,577	Business	Self-employed	8	Fair	0.315201	48,668	4	North Stephanie	MN	Turkmenistan	2	2	Medium
30	Female	PhD	Single	53,691	684	48,159	Auto	Unemployed	12	Poor	0.151589	231,743	3	East Sarah	GA	Namibia	null	1	Low
59	Non-binary	High School	Divorced	94,500	773	44,241	Auto	Self-employed	11	Fair	0.307518	83,317	3	Gallegosstad	VI	Gambia	3	2	Medium
18	Female	Master's	Single	55,489	665	null	Home	Employed	17	Good	0.219443	207,918	0	South Deanna	NJ	Albania	4	1	Medium
18	Male	Bachelor's	Widowed	null	684	null	Home	Employed	11	Fair	0.288866	143,234	4	North Sara	TX	Belize	0	1	Low
39	Non-binary	High School	Widowed	55,865	null	6,984	Business	Unemployed	14	Good	0.312203	125,009	0	New Matthewport	MP	Zimbabwe	4	2	Low
64	Male	PhD	Widowed	72,788	664	null	Business	Employed	15	Poor	0.421732	149,957	null	East Jamesmouth	UT	Bhutan	1	2	Medium
23	Female	PhD	Widowed	null	730	17,648	Business	Employed	2	Good	0.423218	94,991	null	Ritaport	SD	Oman	1	1	Low
51	Non-binary	PhD	Widowed	103,517	757	null	Home	Self-employed	15	Poor	0.543566	218,285	3	South Kylieside	FM	Chad	2	0	Medium
24	Non-binary	Bachelor's	Single	88,908	751	null	Business	Self-employed	11	Poor	0.477404	null	1	East Stacy	OR	South Africa	null	1	Low
38	Non-binary	Master's	Widowed	57,748	691	38,006	Auto	Unemployed	6	Poor	0.415374	59,710	null	Nicolehaven	IL	Samoa	1	1	Low
49	Non-binary	High School	Single	102,060	700	13,635	Home	Self-employed	12	Poor	0.443572	41,589	1	New Ann	CA	Guam	2	0	Low
40	Non-binary	Master's	Single	56,744	606	null	Business	Unemployed	7	Good	0.552011	41,887	4	Christinemouth	MT	Austria	4	2	Medium
63	Non-binary	High School	Divorced	38,744	775	30,875	Business	Unemployed	13	Excellent	0.491482	66,726	null	West Michael	WV	Grenada	2	2	Low
40	Male	High School	Single	34,450	717	44,701	Personal	Self-employed	8	Fair	0.279521	null	4	South Laurenmouth	NJ	Haiti	1	1	Medium
34	Female	High School	Widowed	null	null	null	Personal	Employed	1	Fair	0.259666	67,290	2	Paulchester	MT	Finland	0	1	Low
65	Non-binary	Master's	Widowed	57,126	605	9,655	Auto	Employed	1	Fair	0.48287	82,449	1	East Alexanderfort	NM	Colombia	3	0	High
68	Male	PhD	Single	20,535	741	40,987	Personal	Employed	3	Poor	0.198775	null	1	Tammyview	TX	French Guiana	0	1	Medium
20	Non-binary	Bachelor's	Married	111,277	788	13,757	Home	Self-employed	2	Excellent	0.395425	null	2	Hughesside	SD	United States Virgin Islands	4	2	Low
66	Male	PhD	Married	24,723	653	41,190	Auto	Employed	17	Poor	0.26257	null	2	New Timothyhaven	MP	Kiribati	4	2	Low
26	Male	Master's	Divorced	67,940	673	44,745	Home	Unemployed	1	Poor	0.237074	null	null	Brandonside	AS	Samoa	1	1	Medium
68	Female	High School	Divorced	60,857	643	23,700	Home	Employed	8	Good	0.292392	77,918	2	Mcclureside	MA	Cambodia	0	2	Low
62	Non-binary	Bachelor's	Married	42,483	703	24,880	Personal	Self-employed	11	Good	0.402305	137,636	2	North Christineland	MA	Russian Federation	1	0	Low
61	Female	PhD	Widowed	69,615	675	17,462	Business	Self-employed	0	Good	0.193357	184,087	null	West Lisaberg	NC	United States Minor Outlying Islands	null	1	High
39	Male	Bachelor's	Widowed	107,938	784	8,868	Business	Employed	11	Excellent	0.387737	29,909	1	Lake Jaredside	NV	Switzerland	null	2	Medium
58	Female	High School	Married	28,834	null	14,063	Business	Unemployed	4	Excellent	0.471816	142,955	null	South Julia	VA	San Marino	3	1	Medium
35	Male	PhD	Divorced	79,026	null	48,277	Personal	Employed	13	Fair	0.338595	173,408	0	New Heidi	WY	China	4	0	Medium
59	Female	Master's	Married	null	null	16,127	Personal	Employed	9	Fair	0.279116	160,234	1	Jacquelineborough	VA	Western Sahara	0	1	High
38	Female	High School	Widowed	106,246	774	22,717	Personal	Self-employed	18	Poor	0.164505	258,918	3	Lisafurt	VT	Grenada	null	2	Low
21	Non-binary	Bachelor's	Widowed	56,551	693	15,795	Business	Self-employed	5	Fair	0.104181	null	0	Woodberg	WV	Pitcairn Islands	3	0	Low
19	Female	Bachelor's	Divorced	85,560	null	49,592	Personal	Self-employed	5	Poor	0.366882	180,984	2	West Danielleton	VA	Lebanon	1	1	Low
39	Non-binary	High School	Married	31,526	null	7,123	Auto	Self-employed	8	Good	0.115066	287,369	0	Howardborough	FL	Mauritania	4	1	Low
48	Female	Bachelor's	Widowed	46,926	null	20,631	Personal	Employed	5	Fair	0.188918	76,320	1	Williamsstad	NE	Kazakhstan	null	1	Low
42	Female	Master's	Divorced	66,647	799	27,642	Home	Unemployed	2	Excellent	0.280181	34,500	3	East James	AL	Montenegro	2	1	Medium
49	Female	Bachelor's	Widowed	79,301	702	35,689	Personal	Employed	9	Fair	0.52704	260,960	4	Matthewton	GU	Gibraltar	4	2	Medium
66	Male	High School	Widowed	50,579	791	12,430	Business	Unemployed	16	Excellent	0.463981	77,086	0	Lake Andrea	MO	Iraq	3	0	Medium
61	Male	PhD	Divorced	70,603	null	49,337	Business	Employed	15	Good	0.436108	237,442	4	Port Cameronbury	RI	Thailand	3	0	Low
51	Non-binary	Bachelor's	Divorced	41,494	637	20,758	Home	Self-employed	11	Fair	0.510863	218,623	4	Floresmouth	MI	Lebanon	4	0	Low
50	Female	High School	Single	79,185	625	34,304	Business	Unemployed	18	Poor	0.30819	282,474	0	Ericton	SD	Gambia	3	1	Low
35	Non-binary	High School	Married	101,234	null	11,575	Personal	Self-employed	3	Fair	0.486449	252,423	1	Port Dianefurt	MS	Panama	4	1	Medium
68	Non-binary	Bachelor's	Divorced	85,642	685	5,426	Business	Self-employed	1	Good	0.483028	26,444	1	Claytonmouth	RI	Seychelles	1	1	Low
26	Male	Master's	Divorced	92,592	662	8,141	Business	Employed	15	Poor	0.182565	260,815	1	Lake Lisa	OR	Bermuda	3	1	Low
66	Non-binary	PhD	Divorced	null	767	8,643	Personal	Unemployed	13	Fair	0.25863	null	null	Macdonaldville	ID	Guam	1	1	Low
48	Female	PhD	Widowed	61,444	707	37,605	Home	Unemployed	8	Fair	0.216877	130,324	4	North Bryanside	GU	Burkina Faso	2	1	Medium
52	Non-binary	Bachelor's	Divorced	36,442	711	null	Business	Employed	1	Fair	0.586576	88,111	0	Tarachester	AL	Saint Kitts and Nevis	4	2	Low
33	Female	High School	Widowed	82,129	688	null	Personal	Self-employed	5	Fair	0.24276	37,830	3	Julieport	NY	Mozambique	0	1	Low
38	Non-binary	Bachelor's	Single	null	null	5,619	Home	Unemployed	1	Excellent	0.558738	230,624	3	North Marialand	TX	Northern Mariana Islands	null	0	Low
18	Male	High School	Divorced	null	622	25,349	Home	Employed	18	Fair	0.50949	89,653	2	Jamesview	CT	United States Minor Outlying Islands	2	2	Medium
23	Non-binary	Bachelor's	Single	98,542	733	15,798	Business	Employed	12	Excellent	0.220115	null	2	Port Kimberly	NY	Andorra	null	0	Low
30	Non-binary	High School	Widowed	21,847	null	21,692	Home	Self-employed	2	Fair	0.275657	286,724	0	Maciasport	WY	Moldova	1	1	Medium
57	Female	Bachelor's	Single	null	788	null	Home	Unemployed	11	Fair	0.389886	50,817	0	North Josephstad	MO	Afghanistan	null	1	High
49	Male	Bachelor's	Widowed	100,291	716	16,304	Personal	Unemployed	12	Poor	0.268319	207,452	3	Austinville	MO	Latvia	4	2	Low
40	Male	Master's	Single	61,209	676	47,653	Auto	Employed	0	Fair	0.143334	142,060	null	Lindaville	NY	New Caledonia	null	0	Low
64	Non-binary	PhD	Widowed	null	null	41,247	Home	Self-employed	8	Fair	0.535392	195,513	4	Port Amyburgh	GU	Slovenia	2	2	Low
27	Male	PhD	Divorced	69,956	751	null	Auto	Employed	9	Poor	0.45405	214,624	0	North Tina	WA	Canada	2	1	Medium
59	Female	Bachelor's	Single	79,196	null	33,497	Business	Unemployed	9	Good	0.123706	null	4	Marilynchester	WV	Tuvalu	0	2	Low
42	Non-binary	High School	Single	null	null	6,209	Personal	Unemployed	4	Excellent	0.334764	99,872	0	Markberg	NJ	Czech Republic	3	1	High
32	Male	Bachelor's	Widowed	54,723	782	10,649	Home	Self-employed	17	Good	0.390644	241,716	1	Matthewville	TN	Netherlands Antilles	3	0	Medium
23	Male	High School	Married	74,583	735	38,512	Business	Employed	9	Good	0.380655	26,948	0	Marquezville	KY	Canada	null	1	Low
22	Male	PhD	Divorced	97,585	637	38,246	Business	Unemployed	6	Good	0.184557	210,894	2	South Monique	WV	Christmas Island	3	2	Medium
24	Male	High School	Divorced	81,083	726	29,020	Home	Employed	17	Fair	0.195636	158,819	2	Jacobsonborough	OK	Cuba	null	2	Medium
60	Male	Master's	Single	74,359	756	38,330	Auto	Employed	19	Excellent	0.497693	77,060	4	Rachelborough	WA	Saint Pierre and Miquelon	null	0	Low
69	Male	Master's	Single	94,944	null	null	Personal	Employed	12	Fair	0.295649	null	1	Barnesbury	IL	Angola	1	0	Low
32	Male	Master's	Widowed	95,174	605	21,481	Auto	Unemployed	15	Good	0.308121	176,007	0	Marcusstad	IL	Suriname	null	1	Low
61	Non-binary	PhD	Widowed	35,059	739	28,544	Personal	Employed	17	Fair	0.556973	91,998	4	Shawberg	OH	Cape Verde	null	0	Low
18	Female	Master's	Married	96,757	757	17,869	Personal	Self-employed	19	Poor	0.467161	56,547	4	New Bradleyland	AL	British Indian Ocean Territory (Chagos Archipelago)	0	1	Low
68	Female	Master's	Married	29,013	670	34,288	Home	Unemployed	2	Good	0.160667	91,153	null	Martinmouth	IA	Bolivia	1	2	Low
23	Non-binary	Master's	Married	null	765	8,983	Personal	Unemployed	8	Good	0.534979	272,423	2	Stewartfort	AS	French Southern Territories	1	1	Medium
60	Male	Master's	Married	87,863	614	18,199	Auto	Unemployed	1	Fair	0.551103	121,044	3	South Austinville	VI	Saint Martin	1	2	Medium
32	Male	High School	Divorced	null	680	null	Auto	Unemployed	8	Excellent	0.472655	null	2	New Mitchell	NV	Papua New Guinea	4	1	Medium
18	Female	Bachelor's	Married	85,403	null	7,455	Auto	Employed	4	Good	0.326438	280,330	1	Parkchester	CT	Uruguay	2	1	Low
60	Female	High School	Widowed	104,124	728	38,182	Home	Unemployed	17	Excellent	0.303609	255,919	2	East Dustinshire	OK	Tanzania	4	2	Low
35	Female	High School	Single	91,779	null	29,805	Business	Employed	14	Poor	0.194652	273,467	null	East John	MA	Bosnia and Herzegovina	null	2	Low
34	Male	Bachelor's	Married	50,858	630	33,387	Auto	Self-employed	2	Good	0.558467	64,325	1	Spencemouth	MP	Guam	3	2	Low
61	Non-binary	Master's	Divorced	60,264	698	29,290	Personal	Self-employed	18	Fair	0.222084	145,450	0	New Sophia	AK	Venezuela	0	2	Low
43	Non-binary	Master's	Single	63,481	767	19,578	Auto	Self-employed	19	Poor	0.40251	143,553	null	Jonesmouth	KS	Togo	2	2	Low
62	Female	PhD	Widowed	101,071	705	40,915	Business	Unemployed	11	Excellent	0.456926	95,761	3	Lake Alexanderborough	KY	Malawi	2	2	Low
57	Female	Master's	Divorced	25,543	660	8,261	Personal	Self-employed	7	Excellent	0.201319	226,730	0	Cherylberg	IA	Guadeloupe	0	0	Low
60	Male	PhD	Widowed	51,280	631	null	Home	Employed	5	Excellent	0.585334	237,311	null	New Jennifershire	GA	Congo	null	2	Low
49	Female	Bachelor's	Divorced	58,210	636	44,957	Business	Employed	14	Poor	0.43279	240,190	0	Blankenshipport	AK	Jordan	0	0	High
53	Male	High School	Married	23,925	null	29,373	Personal	Self-employed	7	Good	0.207592	156,974	3	Brianaburgh	MD	Luxembourg	null	1	Low
43	Female	PhD	Divorced	36,306	617	46,416	Business	Self-employed	16	Fair	0.426847	243,662	1	North Julie	NJ	Korea	3	0	Medium
38	Male	PhD	Widowed	null	724	13,380	Personal	Employed	6	Good	0.531769	146,162	4	Port Francisco	AR	Panama	0	2	Low
60	Female	Master's	Widowed	20,693	null	33,170	Personal	Employed	19	Fair	0.107076	238,134	0	Owensshire	KY	Nicaragua	3	1	Low
28	Female	PhD	Divorced	81,196	null	5,813	Personal	Employed	1	Excellent	0.522097	137,416	0	Toddburgh	AK	Grenada	1	2	Low
36	Male	PhD	Divorced	63,552	787	48,028	Personal	Unemployed	10	Excellent	0.29877	247,678	2	Justintown	ID	Hong Kong	null	0	High
35	Male	PhD	Married	44,111	626	17,397	Home	Unemployed	4	Good	0.524844	261,341	0	Simmonsbury	IA	Comoros	3	2	Low
35	Non-binary	Master's	Single	44,881	635	38,563	Business	Unemployed	15	Fair	0.18597	97,489	3	South Victoria	WY	Libyan Arab Jamahiriya	4	2	Medium
30	Female	Bachelor's	Divorced	null	784	35,360	Personal	Unemployed	5	Poor	0.565833	199,508	4	Karenshire	MT	United States Minor Outlying Islands	2	1	Low
45	Non-binary	High School	Single	89,290	null	23,673	Home	Self-employed	15	Good	0.304961	113,032	2	East Carl	SD	Nepal	null	2	Low
44	Non-binary	High School	Married	116,460	792	null	Home	Unemployed	14	Poor	0.142019	181,913	2	South Jonathan	PW	Belgium	null	0	Low
62	Male	High School	Single	62,136	null	47,846	Personal	Unemployed	16	Excellent	0.400475	162,445	0	Huangshire	NE	El Salvador	3	0	Low
66	Female	PhD	Married	21,601	null	null	Personal	Employed	1	Good	0.313934	79,347	1	West Bill	GU	Mongolia	2	0	Medium
43	Female	Master's	Married	89,610	793	13,882	Personal	Self-employed	19	Fair	0.169836	246,389	1	Ellisfurt	MD	Trinidad and Tobago	1	1	Low
25	Non-binary	Master's	Divorced	31,809	617	null	Home	Self-employed	5	Poor	0.575798	106,698	1	Lake Rebecca	NC	Namibia	1	2	Medium
59	Non-binary	High School	Single	27,386	629	22,776	Home	Unemployed	15	Poor	0.217807	null	2	Alexisberg	KS	Saudi Arabia	2	0	Low

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