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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
40	Non-binary	PhD	Widowed	21,085	683	37,143	Home	Self-employed	17	Fair	0.558518	167,457	4	Jamieton	TN	New Zealand	3	1	Low
33	Female	PhD	Divorced	111,029	612	12,571	Home	Self-employed	17	Poor	0.533088	92,326	2	Lake Katrinatown	RI	Azerbaijan	4	1	Medium
30	Female	Master's	Divorced	null	null	18,440	Personal	Unemployed	4	Fair	0.587503	243,133	null	Ericaside	IN	Swaziland	3	2	Low
19	Male	Master's	Single	119,359	700	29,273	Auto	Unemployed	3	Poor	0.208217	46,025	0	Charlesmouth	KS	Netherlands Antilles	3	1	Low
45	Non-binary	High School	Widowed	105,040	686	33,741	Business	Self-employed	5	Good	0.594117	91,737	1	Lake Angela	NC	Congo	0	0	Low
33	Non-binary	Bachelor's	Divorced	96,680	722	39,609	Personal	Unemployed	4	Poor	0.173022	270,426	3	Anthonyside	CO	Spain	4	2	Medium
32	Male	PhD	Widowed	80,873	641	14,170	Auto	Self-employed	3	Poor	0.124078	285,836	0	Martinezstad	DC	Congo	2	1	Low
55	Female	Bachelor's	Married	48,842	725	16,022	Auto	Unemployed	8	Fair	0.405702	60,717	1	Estradaview	VI	French Southern Territories	3	1	Low
52	Non-binary	Bachelor's	Single	59,935	733	27,917	Business	Self-employed	9	Fair	0.254632	84,796	3	Alisonfort	CO	Dominican Republic	1	0	Medium
18	Male	PhD	Single	102,162	787	9,257	Auto	Self-employed	13	Good	0.450919	124,304	3	Nealburgh	DE	American Samoa	4	1	Low
62	Male	Master's	Married	61,887	697	7,177	Business	Employed	3	Fair	0.126162	230,064	null	Brandyview	WA	Nauru	2	1	Low
65	Male	Bachelor's	Single	72,774	760	20,024	Auto	Employed	11	Poor	0.494938	204,048	4	Angelaport	ND	Kenya	1	2	High
44	Female	Bachelor's	Divorced	49,408	664	18,077	Personal	Self-employed	19	Good	0.439875	291,973	2	North Mauricefurt	PW	Solomon Islands	null	1	High
25	Female	PhD	Divorced	null	null	20,705	Home	Employed	9	Fair	0.172689	null	null	Burtonborough	AS	Pitcairn Islands	2	0	Low
51	Non-binary	Master's	Married	54,094	665	29,331	Home	Self-employed	16	Good	0.14684	64,763	1	New Megan	WA	Philippines	4	1	Low
36	Male	PhD	Single	53,043	null	18,366	Auto	Employed	16	Fair	0.50417	288,060	3	East Bryan	SC	Bhutan	4	2	Medium
59	Female	Master's	Divorced	38,697	708	null	Auto	Unemployed	13	Fair	0.421879	null	1	North Erinborough	OH	Jamaica	1	1	Medium
60	Female	Bachelor's	Married	116,047	683	16,974	Home	Self-employed	15	Excellent	0.364501	null	null	North Justinburgh	OH	Lao People's Democratic Republic	3	0	Low
25	Non-binary	Master's	Single	69,223	605	18,106	Home	Employed	0	Poor	0.207996	180,613	4	North Richardstad	AZ	Hong Kong	0	2	Low
19	Female	PhD	Widowed	null	794	38,699	Auto	Unemployed	16	Fair	0.306867	null	null	West Stephenfurt	KY	Congo	0	2	Low
25	Non-binary	PhD	Married	94,543	654	45,729	Auto	Employed	17	Excellent	0.525099	221,495	3	Smithtown	PR	Sierra Leone	4	1	Low
58	Male	High School	Widowed	46,817	605	43,687	Business	Unemployed	4	Excellent	0.30955	84,090	0	Morrisburgh	IL	Russian Federation	2	1	Medium
27	Male	Master's	Widowed	110,223	645	null	Personal	Self-employed	17	Fair	0.530493	null	4	Davenportfurt	MT	Bouvet Island (Bouvetoya)	3	2	High
59	Male	Bachelor's	Single	null	null	25,131	Auto	Employed	6	Poor	0.24267	28,799	1	Rivasshire	IN	Ukraine	4	0	High
35	Female	Master's	Married	96,067	null	34,740	Business	Employed	8	Fair	0.197978	129,198	1	Millermouth	MH	Latvia	0	2	Low
22	Non-binary	Bachelor's	Married	55,330	678	39,042	Home	Self-employed	3	Fair	0.55681	95,980	4	Nathanielport	MA	Croatia	1	1	Medium
36	Male	Master's	Single	80,304	637	5,071	Business	Self-employed	13	Fair	0.464505	63,884	null	Morriston	MA	Hong Kong	0	1	Low
62	Non-binary	PhD	Married	35,065	768	31,411	Home	Self-employed	12	Excellent	0.465215	null	0	Lisastad	NE	Hungary	2	1	Low
63	Female	High School	Widowed	68,469	791	10,648	Personal	Self-employed	5	Excellent	0.192011	161,967	4	Port Dean	ND	Tajikistan	1	1	Low
40	Non-binary	High School	Divorced	112,099	788	13,122	Personal	Employed	17	Good	0.504136	254,532	null	South Jameschester	SC	Slovakia (Slovak Republic)	2	0	Medium
45	Non-binary	Bachelor's	Divorced	35,352	697	29,027	Personal	Self-employed	2	Poor	0.476367	135,580	2	Saraburgh	OK	Serbia	1	1	Medium
55	Non-binary	Master's	Married	null	null	27,178	Home	Unemployed	7	Excellent	0.345254	52,721	0	Lindaton	MP	Bosnia and Herzegovina	3	0	Low
63	Male	Bachelor's	Widowed	53,622	null	27,431	Home	Employed	1	Excellent	0.380314	287,613	1	Perezview	AR	French Southern Territories	2	2	High
22	Female	PhD	Single	null	679	46,793	Home	Self-employed	18	Poor	0.598114	null	4	Erichaven	CA	Mozambique	null	1	High
27	Female	PhD	Divorced	null	null	37,778	Personal	Self-employed	9	Excellent	0.556238	241,469	1	Stephaniemouth	AS	Uganda	null	1	Low
68	Female	Bachelor's	Single	85,875	734	31,832	Business	Unemployed	14	Poor	0.344082	296,084	2	North Ashleeburgh	MS	Kyrgyz Republic	0	2	Medium
59	Male	High School	Divorced	67,287	795	41,350	Home	Employed	12	Poor	0.133759	214,803	0	East Thomas	RI	Azerbaijan	null	0	Low
27	Male	PhD	Married	92,171	767	9,753	Business	Unemployed	8	Excellent	0.563941	207,738	3	Obrienton	GA	Philippines	null	0	High
46	Non-binary	High School	Widowed	45,432	629	31,241	Home	Self-employed	19	Poor	0.298454	48,680	3	Lake Gregorymouth	MH	Togo	0	0	Medium
32	Female	PhD	Married	110,466	784	44,135	Auto	Unemployed	14	Poor	0.529757	null	1	East Jamesside	DE	India	1	2	Low
58	Male	PhD	Married	26,294	694	45,476	Personal	Self-employed	16	Good	0.389778	289,226	1	Austinfort	KY	Greenland	3	1	Medium
62	Non-binary	Master's	Divorced	null	731	48,256	Auto	Self-employed	11	Good	0.439531	138,959	null	Alvarezburgh	PA	Tunisia	1	2	High
60	Female	PhD	Widowed	31,356	701	13,182	Home	Unemployed	15	Poor	0.186964	null	2	Moonchester	NH	Myanmar	3	2	Medium
54	Female	High School	Divorced	112,981	770	12,655	Auto	Employed	13	Poor	0.557574	180,768	2	Halltown	DE	Myanmar	1	1	Low
20	Female	High School	Single	79,231	615	34,230	Business	Unemployed	9	Good	0.552558	null	0	New Lisaview	PA	Mexico	4	0	Low
50	Non-binary	Bachelor's	Divorced	87,507	791	28,989	Auto	Self-employed	15	Poor	0.466499	129,479	3	West Kaitlynchester	GU	Cote d'Ivoire	3	0	Low
63	Female	Master's	Single	107,843	745	42,524	Auto	Unemployed	5	Fair	0.142173	22,819	4	Sandramouth	PA	Saint Martin	null	2	Medium
18	Male	High School	Single	35,051	null	null	Personal	Unemployed	13	Excellent	0.285529	255,090	0	West Cheryl	FL	Lesotho	4	2	Low
66	Female	High School	Married	63,167	762	null	Auto	Employed	10	Fair	0.430759	null	1	Lake Stephanie	MT	Austria	null	1	Low
53	Male	High School	Married	92,498	772	32,346	Home	Employed	4	Fair	0.435777	82,068	null	West Allison	AS	Uruguay	null	2	Low
45	Non-binary	Bachelor's	Single	66,728	null	38,550	Personal	Self-employed	11	Poor	0.504971	238,748	4	Millermouth	TX	Guam	3	1	Low
27	Non-binary	PhD	Widowed	109,966	603	40,669	Personal	Self-employed	9	Good	0.228443	162,749	4	North John	IN	Cyprus	0	1	Low
36	Non-binary	Master's	Married	null	734	40,833	Home	Employed	13	Good	0.182569	118,828	1	Lake Joseph	PW	Nauru	3	1	Medium
28	Male	Master's	Widowed	52,152	null	null	Auto	Employed	17	Fair	0.218103	258,653	1	North Nicholas	FM	Liechtenstein	3	2	Low
50	Female	Bachelor's	Widowed	83,073	626	18,164	Personal	Employed	15	Excellent	0.518282	165,400	4	Dustinmouth	PR	Samoa	null	2	Medium
54	Non-binary	Bachelor's	Married	65,902	728	11,198	Auto	Self-employed	10	Good	0.59542	null	2	Charlesport	MP	French Guiana	null	1	Medium
38	Female	Bachelor's	Married	29,585	620	14,235	Business	Employed	11	Fair	0.520242	252,818	0	Port Marcusland	DE	Haiti	1	2	Medium
37	Male	Bachelor's	Married	95,976	null	5,207	Home	Unemployed	5	Poor	0.404174	26,983	0	Davidfurt	LA	United States Minor Outlying Islands	3	2	Low
49	Male	Master's	Married	53,766	615	null	Personal	Employed	15	Good	0.395201	86,865	4	Charleshaven	OR	Papua New Guinea	null	1	Low
68	Female	High School	Single	37,038	702	49,536	Auto	Employed	18	Poor	0.257828	195,688	0	Samanthachester	MP	Belize	1	1	Low
33	Non-binary	Bachelor's	Single	71,663	716	26,554	Business	Employed	0	Fair	0.190664	283,913	1	South Melanie	SC	Zimbabwe	0	0	Medium
68	Non-binary	PhD	Widowed	103,731	772	null	Business	Self-employed	1	Poor	0.585453	211,321	null	Annetteview	MH	Cook Islands	3	2	High
36	Non-binary	High School	Divorced	107,829	null	48,429	Personal	Employed	2	Excellent	0.191607	null	2	Webermouth	ND	India	4	0	Medium
27	Female	High School	Widowed	39,755	693	30,378	Business	Unemployed	17	Fair	0.408687	151,696	null	Elizabethmouth	TN	Ghana	2	1	Low
23	Male	Bachelor's	Single	76,578	630	null	Personal	Self-employed	10	Poor	0.232629	28,024	2	South Donnaview	MP	Uruguay	3	1	Low
29	Male	Bachelor's	Divorced	60,409	757	19,914	Auto	Self-employed	9	Fair	0.33265	190,318	4	Port Jonathanhaven	CT	Tokelau	1	2	Low
30	Female	Bachelor's	Divorced	41,007	null	14,413	Auto	Self-employed	6	Excellent	0.302677	271,597	4	East Austinmouth	IN	Samoa	4	2	Low
39	Male	PhD	Widowed	60,785	701	31,070	Business	Employed	0	Poor	0.148461	75,432	1	New Aaron	WY	Saint Helena	0	2	High
42	Non-binary	High School	Single	81,161	687	null	Home	Unemployed	5	Fair	0.506186	118,881	4	Lake Margaretstad	WA	Solomon Islands	1	1	Low
51	Non-binary	PhD	Divorced	68,073	693	38,368	Personal	Self-employed	9	Poor	0.391391	null	null	North Cassidy	VI	Oman	4	2	Low
20	Non-binary	High School	Widowed	110,027	638	40,037	Personal	Unemployed	5	Good	0.389107	295,028	1	New John	IN	Maldives	1	1	Low
52	Non-binary	Bachelor's	Married	35,437	656	9,071	Home	Self-employed	9	Fair	0.504625	299,117	3	Reneefurt	AZ	Netherlands Antilles	null	2	Low
61	Non-binary	Bachelor's	Single	36,868	697	38,553	Business	Employed	19	Excellent	0.467237	41,246	null	Marksport	IA	Hong Kong	3	0	Medium
60	Non-binary	Bachelor's	Single	119,978	731	15,814	Business	Employed	16	Poor	0.467744	238,117	3	Port Davidfort	PW	Mauritania	1	0	Medium
28	Non-binary	High School	Widowed	29,218	726	33,722	Auto	Unemployed	7	Excellent	0.326112	269,422	2	Tiffanyborough	MI	Greece	4	2	Low
18	Female	High School	Single	null	674	null	Business	Self-employed	12	Poor	0.103037	262,455	0	Murphymouth	KS	Saint Lucia	0	0	Low
60	Female	High School	Single	64,185	739	37,225	Business	Self-employed	18	Excellent	0.397888	47,069	0	Housefort	WY	Jersey	2	0	Low
50	Male	Master's	Widowed	104,124	622	11,688	Auto	Employed	14	Excellent	0.362254	73,076	null	North Geoffrey	ID	Nigeria	null	2	Low
64	Non-binary	PhD	Widowed	25,587	646	21,863	Personal	Self-employed	11	Poor	0.139121	165,537	2	North Erinhaven	UT	Senegal	2	1	Medium
21	Female	Bachelor's	Married	27,088	793	14,713	Personal	Employed	10	Excellent	0.337428	188,577	4	Jeffreyshire	MO	South Georgia and the South Sandwich Islands	1	0	Low
63	Male	Master's	Widowed	82,814	608	48,671	Business	Self-employed	12	Poor	0.349789	71,855	1	Timothyfort	OK	Mauritius	0	1	Low
62	Non-binary	High School	Widowed	28,576	778	46,302	Home	Unemployed	18	Poor	0.182966	121,705	2	New Derrickport	PA	Paraguay	0	0	Low
25	Female	High School	Widowed	76,278	717	35,296	Business	Self-employed	19	Fair	0.598699	283,700	3	New Shannon	NH	Tokelau	0	0	Medium
38	Non-binary	Master's	Married	24,509	635	34,456	Auto	Unemployed	8	Good	0.393411	226,101	3	Madisonfort	OK	Guernsey	0	1	High
65	Male	Bachelor's	Widowed	77,995	617	45,315	Home	Employed	3	Poor	0.406342	181,800	2	South Sylvia	TX	Iran	0	1	Low
48	Female	Master's	Single	null	742	28,094	Business	Unemployed	18	Excellent	0.471048	null	1	East Ashley	UT	French Guiana	0	2	Medium
48	Male	PhD	Single	104,097	717	9,837	Personal	Self-employed	3	Excellent	0.126319	79,688	2	Woodstown	MI	Lesotho	null	1	Medium
60	Non-binary	PhD	Widowed	71,943	785	27,310	Business	Employed	8	Poor	0.368579	63,159	1	Lewisview	WA	Japan	1	2	Low
68	Non-binary	Bachelor's	Divorced	56,672	673	9,174	Home	Self-employed	7	Fair	0.101507	102,409	0	Carmenstad	VT	Djibouti	null	2	Low
33	Non-binary	Master's	Widowed	95,993	694	43,565	Auto	Employed	19	Excellent	0.237516	31,344	3	West Ashleybury	WI	Bouvet Island (Bouvetoya)	1	0	Medium
62	Non-binary	High School	Widowed	109,322	786	21,391	Auto	Unemployed	14	Fair	0.3577	269,823	null	Triciabury	NM	Jamaica	3	0	Low
18	Female	Master's	Divorced	116,775	605	20,458	Business	Self-employed	5	Excellent	0.449065	116,748	2	Philipshire	MS	Samoa	1	2	Low
57	Male	Master's	Divorced	80,563	null	41,440	Home	Unemployed	9	Poor	0.260048	235,435	null	West Phillip	MD	Poland	4	0	Medium
34	Male	Bachelor's	Divorced	61,121	623	35,370	Home	Unemployed	3	Fair	0.388039	213,924	3	East Lauraview	SD	Gibraltar	null	2	Medium
62	Male	High School	Married	38,095	714	30,975	Auto	Employed	7	Excellent	0.412131	227,077	3	Lake Rebeccaside	ND	Singapore	null	1	Low
43	Non-binary	Master's	Divorced	115,299	615	null	Personal	Employed	12	Excellent	0.478587	108,800	0	West Elizabethshire	IN	French Guiana	2	1	Medium
69	Female	High School	Widowed	93,170	null	36,478	Auto	Employed	17	Good	0.108965	66,720	2	Devinfurt	LA	United Kingdom	3	0	Medium
43	Non-binary	PhD	Married	85,671	711	9,622	Personal	Employed	11	Fair	0.191259	283,805	1	West Thomas	ME	Poland	2	1	Medium
65	Female	High School	Single	null	657	15,155	Auto	Self-employed	18	Excellent	0.209553	113,938	2	Ethanland	RI	Uzbekistan	2	2	Low
58	Female	Master's	Married	55,342	731	48,280	Auto	Unemployed	10	Fair	0.21148	246,221	2	South Andrea	GA	Hong Kong	2	1	Low

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