transcript_id
stringlengths
24
24
segment_index
int64
0
2.65k
start_time
float64
0.01
8.45k
end_time
float64
0.03
8.45k
text
stringlengths
1
1.11k
station
stringclasses
44 values
datetime
timestamp[ns]
state
stringclasses
5 values
speaker
stringclasses
58 values
AK_KSRM_2024_06_26_16_30
64
1,508.814
1,537.517
In Kasilov and craving convenience? Look no further than TJ Seggies. Fuel up with quality gas. Stock up on groceries from 6 a.m. to midnight and grab your favorite drinks from the liquor store from 6 a.m. to 10 p.m. Oh, and did I mention they have fishing licenses too? Whether it's for those grocery items or relaxing evening, TJ Seggies has you covered. And the best part? Their friendly staff always greets you with a smile. Swing by TJ Seggies today and experience top-notch service and a one-stop shop for
KSRM
2024-06-26T16:30:00
AK
UNKNOWN
AK_KSRM_2024_06_26_16_30
65
1,537.517
1,562.381
all your needs this summer. I've warned many times about AI's outright theft of copyrighted material to build ChatGBT and the others. To teach any AI, it must ingest huge amounts of data produced by real people. Now the music industry sees this as outright theft, and the lawsuits have finally begun. I'm Kim Commando for NetSuite. Attention business owners, get a one-of-a-kind flexible financing program at netsuite.com slash Kim.
KSRM
2024-06-26T16:30:00
AK
UNKNOWN
AK_KSRM_2024_06_26_16_30
66
1,562.381
1,589.292
Suno and Urio are competing AI services that make basic tunes, arrangements, lyrics, and vocal harmonies all at the click of a button. But who did it steal from to learn how to do this? Music giants Universal, Sony Warner, and the Recording Industry Association of America say they know. It was Drake's hit, BBL Drizzy. Other top artists were ripped off too. The New York Times says that Chad Chibiti used its style to learn how to write and gather news. And like Drake,
KSRM
2024-06-26T16:30:00
AK
UNKNOWN
AK_KSRM_2024_06_26_16_30
67
1,589.292
1,619.189
It wasn't compensated either. So far, AI has been the biggest intellectual property theft in history. Get tech smart with my free newsletter at getkim.com. Attention, small business owners. Are you tired of juggling multiple systems to manage your business? You don't have to do that anymore. Simplify your life with NetSuite. It's the number one cloud financial system. Here's why. NetSuite brings accounting, financial management, inventory, and HR all into one platform, providing you one source of truth.
KSRM
2024-06-26T16:30:00
AK
UNKNOWN
AK_KSRM_2024_06_26_16_30
68
1,619.189
1,640.896
Imagine reducing your IT costs and cutting the expense of maintaining multiple systems. You see, with SimpliSafe, you can easily improve efficiency by consolidating all of your major business processes. Say goodbye to manual tasks and errors. Join over 37,000 companies already benefiting from NetSuite. And here's some really exciting news.
KSRM
2024-06-26T16:30:00
AK
UNKNOWN
AK_KSRM_2024_06_26_16_30
69
1,640.896
1,658.985
NetSuite has extended its one-of-a-kind flexible financing program for just a few more weeks. Now, I don't want you to miss out. Head to NetSuite.com slash Kim right now. That's NetSuite.com slash Kim. NetSuite, everything you need, all in one place. NetSuite.com slash Kim.
KSRM
2024-06-26T16:30:00
AK
UNKNOWN
AK_KSRM_2024_06_26_16_30
70
1,659.991
1,687.654
Alaska residents, purchase your own piece of our great state through the Alaska Department of Natural Resources annual land sale auction. Bidding is now open through October 1st on over 200 parcels across the state, including new road accessible parcels in Southeast, the interior, and on the Kenai Peninsula. Visit landsales.alaska.gov for more information, financing options, as well as details on their veterans discount.
KSRM
2024-06-26T16:30:00
AK
UNKNOWN
AK_KSRM_2024_06_26_16_30
71
1,688.746
1,717.841
The Ramsey Show. Completely laser focusing is the number one key to becoming debt free. Everybody tries to do about six things at once. I'm going to put money in my kid's college. I'm going to put money in my retirement. I'm going to put money extra on the house. I'm going to use credit card points. And that's what most Americans do. It is not a math problem as much as it is an emotional decision and this incredible focus. Listen weekdays at 1 on KSRM.com.
KSRM
2024-06-26T16:30:00
AK
UNKNOWN
AK_KSRM_2024_06_26_16_30
72
1,719.582
1,738.285
Now, your Kenai-Soldotnam weather outlook on KSRM 920 AM and 92.5 FM. Brought to you by ConocoPhillips Alaska. Investing in our communities and building Alaska's workforce. From the KSRM Weather Center, it's time for our full look at the forecast.
KSRM
2024-06-26T16:30:00
AK
UNKNOWN
AK_KSRM_2024_06_26_16_30
73
1,738.285
1,761.237
Partly sunny skies today with highs near 62. Tonight partly clear skies and overnight lows around 48. Thursday partly sunny skies and highs hanging around 62. Thursday night partly clear skies with overnight lows right around 48. Friday partly clear skies with highs near 66. Friday night partly clear skies and overnight lows around 47.
KSRM
2024-06-26T16:30:00
AK
UNKNOWN
AK_KSRM_2024_06_26_16_30
74
1,761.237
1,784.889
Currently in Kenai, barometric pressure is at 30.03. Humidity at 92% with slight winds blowing out of the north. It is June 26, 2024. The sun officially rose at 4.38 a.m. and is going to officially set at 11.40 p.m., making the length of our day 19 hours and 2 minutes. Tomorrow is going to be 1 minute and 10 seconds shorter.
KSRM
2024-06-26T16:30:00
AK
UNKNOWN
AK_KSRM_2024_06_26_16_30
75
1,784.889
1,810.759
Currently over in Sterling, it's 60 degrees. In Nikiski, it's 54. In Sultana, it's 56. In Kenai, it's 53. And here at the KSRM Weather Center on K Beach Road, it's 51. You're on the one KSRM. We're approaching 1 o'clock. The latest from ABC News is next. KSRM. Sultana on 920 AM. And translating on K22 3DG Sultana at 92.5 FM.
KSRM
2024-06-26T16:30:00
AK
UNKNOWN
AK_KSRM_2024_06_26_16_30
76
1,812.688
1,816.032
From ABC News, I'm Chuck Severson.
KSRM
2024-06-26T16:30:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
0
0.009
26.357
R.M. Soldotna on 920 a.m. and translating on K223DG Soldotna at 92.5 FM. From ABC News, I'm Chuck Sievertson. For tomorrow's presidential debate, Donald Trump is partially un-gagged. Regarding his criminal hush money convictions, as ABC's Rachel Scott... The fact that we now have the judge partially, only partially, lifting this gag order...
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
1
26.357
46.886
So that the former president can talk about the witnesses in this case, including his former fixer, Michael Cohen. He can also talk about the jury, but it's still very limited for the former president in the sense that he cannot go after the prosecutors or the prosecutor's family. Trump, of course, still not happy either way. He says he wants this to be lifted entirely, calling it all ridiculous.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
2
46.886
76.288
The Supreme Court appears ready to allow emergency abortions in Idaho when a pregnant woman's health is at risk as a legal case plays out. A notice about the ruling was briefly on the court's website today, then taken down, says Bloomberg News. ABC's Terry Moran. That major conflict between state abortion bans and the federal law that guarantees access to abortion care if necessary in an emergency context, that has not been resolved. But it for sure will come back to the courts.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
3
76.288
93.831
Already lowering the number of encounters at the southern border by 40% in three weeks and returning 24,000 people to their countries, President Biden's new restrictions. That's from Homeland Security Secretary Alejandro Mayorkas in Tucson, Arizona. These actions are changing the calculus.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
4
93.831
121.22
for those considering crossing our border. Still, as I will continue to make clear, they are no substitute for congressional action. Back in his home, Australia, in a plea deal after years in a London prison, sentenced to time served, the WikiLeaks founder Julian Assange, pursued by prosecutors for publishing U.S. military secrets. Another whistleblower is alleging substandard manufacturing and maintenance on the Boeing 787.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
5
121.22
128.131
The FAA says it's received over 120 Boeing whistleblower reports this year. You're listening to ABC News.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
6
129.462
159.462
Are you starting to wonder where you're going to store all that stuff that's in your garage or cluttering the yard? Call Kenai Self Storage at 907-335-0700. Kenai Self Storage has units of all sizes as large as 12 by 60. Need a spot for your camper, boat, car, or other large object but need it secure? Call Kenai Self Storage at 907-335-0700 and ask about their secured indoor and outdoor storage.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
7
159.462
183.114
Beaver Loop Sand and Gravel is the home base for Alaska's sourdough peat. They take great pride in producing the very best organic garden mix of the state. Their topsoil is finely screened and contains topsoil sand and peat. Beaver Loop Sand and Gravel has screened sand, pit run, 2-inch minus for leach field, and granite boulders for your yard work. Beaver Loop Sand and Gravel will soon be accepting wood brush and stumps for composting.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
8
183.114
190.162
At this time, they can sell truckloads of topsoil, peat, or garden mix. 907-252-1891.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
9
190.401
219.735
Fatalities from alcohol or drug abuse isn't just an American problem. New research finds substances are a factor in fatalities worldwide. Federal health officials say 108,000 people died of drug-related overdoses in this country in 2022. But alcohol is the larger problem worldwide. The World Health Organization has found that nearly 5% of all deaths can be traced to alcohol consumption. The same report found more than 400 million people around the world living with drug or alcohol dependence.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
10
220.742
248.08
General Motors embattled self-driving car division now has a new leader. Mark Whitten is the new CEO of Cruise. It comes as the autonomous vehicle company tries to recover from an incident this past October where an autonomous Chevy Bolt struck a pedestrian and dragged her under the car for about 20 feet. That led to the ouster of several executives and an internal probe that found culture issues and management ineptitude contributed to the crash.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
11
248.08
277.654
Witten previously worked at the software company Unity. Mike Dabusky, ABC News. Lawmakers in Delaware narrowly approved a bill allowing doctor-assisted suicide. State Senate passed the measure which allows terminal patients expected to die within six months to request lethal prescription drugs from a doctor. If the governor signs the bill into law, Delaware will become the 11th state to approve such a measure. It was an update on Wall Street. Chuck Sievertson, ABC News.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
12
279.821
306.032
Sweeney's, the working man's store. We got what you're looking for. Sweeney's clothing in Sultana is stocked up for all things summer, including those rainy days. Get your Grondon, Helly Hansen, and Volation rain gear for 20% off. Get over to Sweeney's for men's Carhartt apparel at 20% off, excluding flame resistant. If you're new to the Kenai area or visiting for the summer, stop in and get yourself a pair of Levi jeans, also 20% off. Don't forget about the amazing bargains over at the warehouse at Sweeney's.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
13
308.166
332.125
You don't have to wait 24 hours to report a missing person. As soon as you suspect somebody is missing, call your local law enforcement or dial 911 to make a report. Provide as much descriptive information as possible to help locate your friend, family member or a loved one. Your timely reporting can make all the difference and maybe even save a life. Don't wait.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
14
332.125
353.558
Brought to you by the Village Public Safety Officers and the Alaska State Troopers. Learn more at dps.alaska.gov. The Lotto Alaska Chase the Ace jackpot is now over $10 million and could be close to $11 million by Sunday. You could be the next multi-million dollar winner, but you have to have a ticket to win. So get your ticket today by going to lottoalaska.com.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
15
353.558
369.053
Or visit River City in Soldotna next to Papa Murphy's Pizza. Drawing is Sunday at 6 p.m. You could possibly win over $10 million. The Chase the Ace Lottery is a fundraiser for contracted nonprofit or multiple nonprofits under the State of Alaska Operator License. It could be you.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
16
390.111
397.824
Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
17
398.063
427.585
Do work that they love and create actual amazing relationships. Ken Coleman, Ramsey Personality, is my co-host today. The phone number is 888-825-5225. That's 888-825-5225. Danielle is going to start us off this hour in Richmond, Virginia. Hi, Danielle. How are you? Hey, I'm blessed and favored. How are you, Dave? Just the same. How can we help?
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
18
428.882
441.817
I have a couple of questions real quickly. My husband is taking out all of his retirement, cashed it in, and I am stupid enough to have put...
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
19
442.619
471.186
my name on the taxes joint you know married jointly or whatever they call that and so like a long story short he is still going into debt and every day for the last three weeks at least four weeks maybe now um every day there's a collection the agency they're calling showing up or putting notifications on our doors we've done an itemized statement um on a couple of them that he's been taken to court too my question would be
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
20
471.937
491.903
As a godly wife, I've been doing your program for like 13 to 15 years, so thank you for all your help. I've got a house, a car, and everything is fine on my end, but on his end, it is not. And I am not sure what is my responsibility financially as a godly wife and what is...
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
21
491.903
512.585
How to get him to talk to me about finances. He won't do it with you. He just doesn't like you at all. I'm sorry. But what do I do? You know what I'm saying? Yeah, it's okay. I'm not real fond of him either, so that's fair. No kidding. Okay, what do I do? He's not taking very good care of his wife, is he?
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
22
513.268
537.585
No, not at all, sir. I'm sorry, but... Yeah, he's not. I'm a disabled vet. I'm on a minimum amount of money, and I feel like I keep bailing him out and enabling him to continue on in the pattern that he is, living beyond his means, and I don't know where to stop that at. I don't know. And nobody's telling me. They're telling me to combine... Pastors are telling me that we're in it for...
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
23
538.166
565.452
sickness and health and richer and poorer and stuff like that that's what we took our vows for i don't remember that part but you know i mean i was a little nervous so but my point is is that i don't know what i'm supposed to do what i'm not supposed to do how i'm going to get him to talk do you have any words of wisdom for that because i don't want to share my accounts with him if he's going to continue to pull out money and use it on whatever he's using it for because it ain't coming here yeah i don't know
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
24
565.896
591.305
Thanks for your service. What's the nature of your disability? Well, that's interesting. I have, like, PTSD because I was traumatized in the military, if you know what I mean. I do. Yeah. And then you got traumatized when you got home. Yeah. Yeah. No kidding. That plays into this whole story, doesn't it? Yeah.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
25
591.596
618.968
Yeah, it does, because it's really hard to trust him. So has he looked at you and basically told you to shut up, and that's the role of a godly wife? Yes. Okay. Yes. Well, I've studied the scriptures for 40-plus years on the issues that we're talking about, and there's not one place in there that that is a godly wife. Not one place in the Bible is a godly wife defined as stupid doormat.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
26
620.896
646.152
That is not in there. Okay. It's not in the Bible. So what do I do? It's not in the Bible. Okay, what do I do? It says, the Bible does say, submit yourselves one to another. Mm-hmm. Me too. Mm-hmm. That both of you. But how do I submit to something that could be illegal? He's not submitting anything to you. Right. No kidding. So he's not functioning as a godly man.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
27
646.271
660.043
In that sense, my wife and I make decisions together, and she's been a full-time mom for 38 years. Wow. And we don't do major stuff without... I make... All the money comes through my name, but it's our money, and we...
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
28
660.384
690.009
Make all the decisions together. She has an equal vote with me on it. I've submitted to her. She submitted to me. And the reason I did submit to her, by the way, is Proverbs 31 says, who can find a virtuous wife? Virtuous wife. A virtuous wife. That'd be like a godly woman, wouldn't it? Yeah. A godly wife. Who could find a virtuous wife? For her worth is far above rubies. The heart of her husband safely trusts her. And he will have no lack of gain.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
29
691.681
714.974
Isn't that interesting? So I've had no lack of gain once I started safely trusting the heart of my wife. Now, sometimes my wife gets bad pizza the night before and blames it on the Holy Spirit, okay? She ain't perfect. She ain't perfect. So we do have to sit down and talk through stuff. Sometimes we have a good hillbilly argument. But at the end of it, we're not moving forward with things that are destructive to our family life.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
30
714.974
731.067
Against the wishes of the other spouse. So you have a pretty serious marriage problem, kiddo. I think you need to go see a good marriage counselor and a pastor that tells you to shut up and go along with stupidity is not a good marriage counselor.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
31
731.442
751.391
That's what I said. And he's going through, he wants to, he's 64 years old and he wants to go through bankruptcy to get rid of his debt. That's not taking responsibility. And I'm like, do not do that. I don't know if he's bankrupt or not, but what we've got here is a bigger problem. The debt and the out of control is a symptom of his arrogance.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
32
751.391
776.783
And it's behavior and the two of you working together. And that's those are marriage issues. And really what you're calling us about is, you know, what to do with your marriage. And I think you need to get some coaching from a godly counselor. And you're a person of the book like we are. And so someone is going by the book, the Bible and saying, OK, you know, godly wife does not include abuse and you're being abused.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
33
779.531
792.381
That's what I thought. And I'm not telling you to walk out the door, but I am telling you to not accept the shaming of someone saying going along with your husband while he's doing cocaine is godly.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
34
792.961
816.578
in the name of shutting up and being a doormat. That's not love, by the way. Loving someone is actually helping them not do self-destructive things. Ken? Yeah, I'm just listening to this, Danielle. And Dave's right, you have a marriage problem. And I think this guy is exhibiting behavior of a guy who doesn't want to be married to you.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
35
816.988
837.961
And I do think the counseling is the way to go because we've got to get an objective environment where he can't hide and he can't bully with some statement. But I am afraid that he doesn't want to be married, period. And I'm not in any way trying to hurt you, but I'm going to speak to you like you were my sister.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
36
837.961
860.06
And I would do the counseling with eyes wide open to find out if this guy really does want to be married. And I'm afraid he doesn't. And we're going to find out. And I think that, again, I'm with Dave. I wouldn't tell you to walk out now. I would go all in and try. But you get to a certain point here where this guy either has to decide to heal his destructive behavior...
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
37
860.06
888.626
Because he wants to be married to you. And at some point, you guys are going to have to combine everything to finally be unified. But that's down the road. This thing is, this is a dumpster fire. Yeah. And I hate that for you. But I want you to at least know that. You don't have enough money to bail him out. No. Stop it. There's not enough money to bail this guy out. I mean, he's acting like he's in Congress. So, I mean, just money's going out the door like crazy. That's so sad. I'm so sorry, honey. Yeah.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
38
889.036
892.278
You deserve better. This is The Ramsey Show.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
39
911.101
940.657
So you've had a will in place for a while. That's great. But when was the last time you updated it? This is important. When you have more kids, move, or have other life changes, you have to update your will or you could still leave your family in a tough spot. Mama Bear Legal Forms has helped thousands of Ramsey fans create and update their wills quickly and easily. So go to MamaBearLegalForms.com and use the promo code Ramsey to save 20%. That's MamaBearLegalForms.com.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
40
940.657
970.282
Hey guys, it's Rachel Cruz here to tell you about a faith-based alternative to health insurance, Christian Healthcare Ministries. CHM allows members to share each other's healthcare costs and it's as easy as one, two, three. Step one, choose the healthcare provider you want. Step two, submit your eligible bills. And step three, get reimbursed. CHM members take care of your eligible medical bills. Find out more at chministries.org slash budget. That's chministries.org slash budget.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
41
970.282
994.821
When you get ready to buy your first home, it's easy to feel intimidated. After all, a house could be one of the most expensive purchases you've ever made. And when you're up against a fast-paced market, you might feel pressured into making dumb decisions. Dumb housing decisions can get you into so much debt that you can't breathe. I've made plenty of dumb decisions with zeros on the end. I know.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
42
994.821
1,022.227
But if there's one thing I've learned when I started doing real estate right, it's that you absolutely need an experienced real estate agent you can trust. Choose an agent who's been doing this stuff at the top of their game every day for years, not some rookie who just got their real estate license. Buying a home is way too big of a deal. You need to demand excellence. That's exactly what we do with the agents who earn the right to be called Ramsey Trusted.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
43
1,022.227
1,029.872
To find a Ramsey trusted agent near you, visit RamseySolutions.com slash agent. That's RamseySolutions.com slash agent.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
44
1,030.52
1,060.52
Do you have summer toys, but you need the perfect trailer? Closed or enclosed? Need a travel trailer for the camping trip? Daniel and Coco at Alaska Trailer have you covered. Get over there and get the perfect summer trailer. Don't miss your chance to grab a utility trailer that will also make your life so much easier and more fun. They have lightweight aluminum utility trailers perfect for your ATVs, landscaping needs, or junk removal projects. You can rent or buy from Alaska Trailer on K Beach Road. Check them out at akhall.com. Locally owned and operated, Alaska Trailer.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
45
1,060.52
1,088.848
It's time for the 4th of July Parade and Festivities in Kenai. The annual tradition returns bigger than ever. Join us in the morning for the parade, then head over to the Green Strip for the Kids Carnival, over 40 local vendors, food trucks, live music, and the beer garden from 12 to 4. If you want to be in the parade, make sure to pre-register online at KenaiChamber.org. There'll be no same-day registrations this year, so make sure to head over to KenaiChamber.org and get registered online. Join the Kenai Chamber for the 4th of July Parade and Festivities for a full day of fun.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
46
1,090.657
1,120.657
It's time for the Dance TV and Appliance huge Independence Day sale. Find amazing deals on refrigerators, freezers, stoves, washers, and dryers. Deals on TVs, home theater systems, and so much more. And at Dance TV and Appliance, you'll find the best names in appliances like KitchenAid, Maytag, GenAir, Sony, Whirlpool, Frigidaire, and other top brands. If you want to upgrade your appliances, now is the time during the huge Independence Day sale happening now at Dance TV and Appliance. Big time savings, small town service.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
47
1,120.657
1,149.497
Hey, it's Chelsea Chess inviting you to join me and Mark Gage as we broadcast live this Thursday at Country Liquor on Willow Street in Kenai between 2 and 3 p.m. Stop by, say hi, and check out the liquor store with seemingly the largest selection on the peninsula with some of my favorites like Lindemann's Raspberry Beer. Check out all their pre-mixed cocktails and wine and metal bottles perfect for camping, hiking, and all your Fourth of July activities. There's going to be loads of specials for you to check out as we prepare to celebrate Fourth of July. No matter what time it is, it's always...
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
48
1,150.708
1,177.039
I'm Dave Ramsey, and you're listening to The Ramsey Show on KSRM 920 AM. Ken Coleman, Ramsey personality, is my co-host today. He's the number one best-selling author and host of The Ken Coleman Show on the Ramsey Networks. And one of his best-selling books is Find the Work You're Wired to Do. It's his latest bestseller. Included in it is the...
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
49
1,177.534
1,202.312
Get Clear Career Assessment that we've sold almost 100,000 of, and it goes with the book for free. So not only do you get the assessment, you get the book to teach you how to read the assessment and what to take away from it. So be sure and pick that up at RamseySolutions.com. Jack is in New York. Hi, Jack. Welcome to the Ramsey Show. Well, thank you very much, Dave. How are you today? Better than I deserve. What's up?
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
50
1,203.712
1,233.097
Well, I'm at the age now, mid-50s, to where you want to get to be conservative with your investments. However, for retirement. However, I don't have a retirement because of life choices that I've had to make throughout the years. So now that I'm finally in a financial position to where I can start making investments, I'm afraid to make liberal investments to make money to actually have a retirement.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
51
1,234.906
1,258.353
Because I'm at that age to be conservative, so I really don't know what to do. Well, let me help you with this. You're not at the age to be conservative. I don't know who told you that, but they were wrong. Well, I don't have that many years left to live. You have plenty of time. You're only 50. I'm not conservatively investing, and I'm 63.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
52
1,260.094
1,281.749
So I'm investing in good growth stock mutual funds that are growing like a weed, and you need to be. You're broke. Well, I'm not broke, but I have no retirement whatsoever. I mean, how much do you have? How much money do you have? I've got about $20,000 in savings. Okay. Well, you're broke.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
53
1,283.251
1,307.978
I mean, for 50 years old going into retirement, that would scare the crap out of me. You need like 250, right? Moving on. And so I'm not trying to scare you. I don't want you to panic. But you do need to get with it, as you said. And you recognize that. That's why you called. So what I would do is this. The thing I have figured out is there's two things that we are afraid of.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
54
1,308.626
1,335.35
And fear is a positive thing in these situations. The number one thing we're afraid of is something we don't understand. So the first time you sat behind the wheel of a car, I distinctly remember I was 12, and Dad said, move the car around back. I left no gravel in the driveway. No one told me you weren't supposed to press down on the accelerator all the way to the floor. And so...
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
55
1,335.35
1,361.288
I didn't because I didn't know what I was doing. So driving a car, I didn't know how to do it. I was afraid and I was really afraid after I screwed it up. Right. But now we all have been driving cars for decades and we drive and don't think anything about it. It's like muscle memory. So you learn how to do the thing and you're no longer afraid of it. The second thing you're afraid of is something that will legitimately hurt you standing in the middle of the interstate. You should be afraid an 18 wheeler is going to turn you into a bug.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
56
1,361.288
1,376.63
Right. And so, yeah, that's a bear is standing in front of you. You should be afraid. That's a good thing. But the other is just you're afraid because you don't know how. And that's the investing thing. That's wisdom. But it's something that can be overcome.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
57
1,376.63
1,402.193
I don't want to overcome my fear of bears. They will eat you. But I do want to overcome my fear of things I don't understand that can help me. And the fear goes away with knowledge. So sit down with a good SmartVestor Pro. Click that at Ramsey Solutions. And let the guys that we recommend begin to teach you and gradually start to understand. And as your confidence builds, then you increase confidence.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
58
1,402.193
1,420.606
You'll easily increase the amount of money you start pouring into retirement-type investments, and you won't have to worry about the whole idea of conservative versus whatever, bullcrap, something you read on the Internet, right? I completely understand that. That's absolutely true. Ken?
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
59
1,420.811
1,440.026
Yeah, I was just going to echo that, that right now you have no idea what you don't know and that it just paralyzes you. And so I think the quicker you can get seated with smart investor pros, interview several, figure out the one that you've got the best chemistry with, there's that teacher relationship going on.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
60
1,440.026
1,463.916
And you can make up some ground pretty quick, but you've got to be aggressive. And I would say, Dave, beyond just the mindset of aggressive, I'd be doing some things if I were him to make some extra money and try to catch up. Where can I make an additional 10 grand, an additional 15 to 25 so you can play catch up and start stacking some money? When you begin to see that momentum, by the way, that that gets really, really exciting and you start doing more of that.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
61
1,463.916
1,490.486
A lot of people think that they've got to have a side hustle just to pay off debt or just pay the bills. In this case, when someone is that age, to the extent that you can do some extra work and leverage your skill and experience to pour more money on top of the little fire, the bigger that fire gets. That would be a direct challenge in this situation for him. That's very good. And that reminds me, when they're walking around out there in the world, people say,
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
62
1,490.486
1,503.677
These sayings that are just stupid. Right. You know, here's one of them. What you don't know won't hurt you. What you don't know will kill you. That's a dumb butt saying.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
63
1,504.343
1,526.903
You know, lack of knowledge knock you out, man. I mean, that's a ridiculous, you know, like you can just stick your head in the sand. And I'm not talking about Jack here. I'm just saying in general. But, yeah, it's a big deal to know new things all the time. Angela's with us in Knoxville. Hi, Angela. How are you? Hey, Dave. I'm doing all right. How are you? Better than I deserve. What's up?
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
64
1,527.722
1,539.821
Awesome. So today is actually my birthday. Happy birthday. Thank you. How old are you? 42. Oh, okay. Just a pup. Yeah.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
65
1,540.35
1,569.701
Yeah. So I actually met you in Orlando a couple of years ago, in fact, at one of your events. Um, so I'm trying to get back on track, Dave. I never did the baby steps. I purchased FPU at that event, never did anything with it, like a dummy. And so basically I'm in $30,000 in debt. Uh, about 18 of that is my car and another seven in credit card debt. And I owe five to a family member.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
66
1,570.401
1,590.811
And so my question is, I'm trying to figure out the best way to go about once I get to Baby Step 2, because I'm going to be finishing Baby Step 1 next month. And then in August, I'm going to start tackling the debt. My car has about 250,000 miles, and I use my car right now to make a living.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
67
1,590.811
1,611.049
And so my concern is if I start tackling the smaller debts first and then my car breaks down and the transmission goes out or something and I can't fix it. And, you know, I don't know if I should be saving more in my step one for that or that's kind of where I'm stuck. And I just wanted your input. You owe $18,000 on it?
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
68
1,612.585
1,641.305
Yeah, I had a paid-for 4Runner a few years ago, and then I started a new job. You owe $18,000 on a car you have 250,000 miles on? Yeah, because I was a courier. I ran the miles up on that thing. I was a courier for the last two, three years since I bought the car. I just racked it up. Okay. What kind of car is it? It's a 19 Dodge Charger. Okay. A six-cylinder. It's a cheaper one.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
69
1,644.377
1,670.93
Okay, no. I mean, we're worrying about something that hasn't happened yet. It's a reasonable thing to worry about because those things may occur, but I'm not going to change the game plan here. If you have a problem, you may have to stop your baby steps and address the problem. But until you do, you were already broke before you started this, and now you're just running broke trying to actually do some good and climb out, right? Yeah.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
70
1,671.032
1,691.135
I mean, so, yeah, cut up your credit cards and let's start attacking them with a vengeance and work as many hours as you can. And as Ken says, always get an extra job. Let's do six things and do that written budget in detail and live on nothing and work all the time. And let's begin to get this cleaned up because this is a scary place to be for you.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
71
1,691.869
1,713.063
It definitely is. I moved to Knoxville from Florida back just this last December, and I had a pretty decent job. I didn't pay too great, but it was all right. It was my first job since I moved here. I got laid off after three months. They just didn't need me anymore. And so I've been door dashing like 72 hours a week ever since. Wow.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
72
1,713.063
1,729.189
I have another job that I started, but they're just trickling me in with work. I'm not full time with it yet. Once I do, that should be about 72 a year. That'd be huge. That changes everything, Ken.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
73
1,729.189
1,744.411
Yeah, I'd love to see her really hustle through this quickly because that car is going to be a problem pretty soon. Yeah, yeah. But I don't want to stop doing it. No, no, no. In lieu of something that hadn't happened. I'd let that be that extra motivator. Yeah, exactly. This is The Ramsey Show.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
74
1,751.101
1,770.572
Remember, folks, your forever home can be forever, but your interest rate doesn't have to be. We haven't seen a real estate market like this in a long time, and Churchill Mortgage can help. Churchill is the only mortgage provider we trust to help you do it the Ramsey way and navigate interest rates over time. Go to ChurchillMortgage.com to learn more.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
75
1,770.572
1,792.602
This is a paid advertisement. NMLS ID 1591. NMLSconsumeraccess.org. Equal housing lender. 1749 Mallory Lane, Suite 100. Brentwood, Tennessee 37027. There are 24 hours in a day, so your team needs to streamline tasks that are a time suck with NetSuite by Oracle. NetSuite is the number one cloud financial system.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_00
76
1,792.602
1,815.896
bringing all your major business processes into one platform. So join the more than 37,000 smart companies like Ramsey Solutions that are boosting efficiency with NetSuite. And download NetSuite's KPI checklist for free at... Alaska Department of Transportation and Public Facilities is hosting two public open houses for the Sterling Safety Corridor Improvements Milepost 82.5.
KSRM
2024-06-26T17:00:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_30
0
0.009
17.551
...solutions that are boosting efficiency with NetSuite. And download NetSuite's KPI checklist for free at... Alaska Department of Transportation and Public Facilities is hosting two public open houses for the Sterling Safety Corridor Improvements Milepost 82.5 to 94 Progressive Design Build Project.
KSRM
2024-06-26T17:30:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_30
1
17.551
37.159
Come learn about the safety corridor and view the potential improvements. Ask questions and share comments directly with the project team. Join us Tuesday, June 25th from 5 to 7 p.m. at the Sterling Community Center. On Wednesday, June 26th from 5 to 7 p.m. at the Sylvana Public Library. Visit the project website at sterlingsafetyimprovements.com for more information.
KSRM
2024-06-26T17:30:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_30
2
39.787
62.193
ABC News, I'm Chuck Sievertson. It's now just one day until the first debate between President Biden and former President Trump in Atlanta. The Supreme Court appears ready to allow emergency abortions in Idaho when a pregnant woman's health is at risk as a legal case plays out. A notice about the ruling was briefly on the court's website today, then taken down, says Bloomberg News. ABC's Terry Moran.
KSRM
2024-06-26T17:30:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_30
3
62.193
86.101
This looks like a term paper. This was supposed to be released maybe tomorrow or Friday. But for some reason, somebody at the court, just for a few minutes, they put it on the court's website and everybody could grab it. President Biden's new restrictions on asylum at the southern border rolled out three weeks ago has decreased in counters there by 40%, says the Biden administration. Says 24,000 people will return to their home countries.
KSRM
2024-06-26T17:30:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_30
4
86.101
106.766
The TSA expects to screen over 32 million people at airports from this Thursday through Monday, July 8th. It anticipates the peak travel day will be this Friday. This is ABC News. Now, news of the Kenai in Alaska. Brought to you by Elite Auto and Diesel Repair. When your vehicle is acting trivial, call 262-2280.
KSRM
2024-06-26T17:30:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_30
5
106.766
120.247
Kenai Parks and Rec is excited to announce the installation of a new inclusive seesaw at Kenai Municipal Park. This new playground equipment is designed to accommodate children of all ages and abilities, fostering an inclusive environment where everyone can play together.
KSRM
2024-06-26T17:30:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_30
6
120.742
140.828
Ali Oshrander, a 2015 graduate of Kenai Central, qualified for the finals of the 3,000-meter steeplechase by finishing fifth in a heat race at the U.S. Olympic Trials on Monday in Eugene, Oregon. In order to catch a spot in Paris, Oshrander must finish in the top three and run a time under the Olympic qualifying standard time of 9 minutes and 23 seconds.
KSRM
2024-06-26T17:30:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_30
7
142.142
162.363
The Summer Food Service Program is wrapping up in Fairbanks. The North Star Borough School District is offering free breakfast and lunch at Barnett Magnet School and Hunter Elementary School through Thursday, June 26th. That's who's of the Kenai, Alaska. I'm Adriana Hernandez-Santana. Hi, Dr. Ty Bell, a vein specialist of Alaska, back with Monkey Pants Courtney. Hey, daddy-o!
KSRM
2024-06-26T17:30:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_30
8
162.773
185.094
We are really excited to introduce Dr. Dave Smith, a physician with 14 years vein experience, certified by the American Board of Venous and Lymphatic Medicine, and our patients really love him. Courtney, who's the goofiest, me or Dr. Smith? You are. In Soldotna, call us at 262-1900 or visit us at veinspecialistofalaska.com.
KSRM
2024-06-26T17:30:00
AK
UNKNOWN
AK_KSRM_2024_06_26_17_30
9
187.227
205.623
Mayor Machicki here. As a pet lover, I've sponsored Dog On News for a very long time. Along with lost pets, we have a hidden problem of too many animals and not enough homes. The good news is this is a community problem with a real community solution. Spaying or neutering your pets and encouraging others to do the same will give every dog and cat on the Kenai Peninsula a chance for a loving home.
KSRM
2024-06-26T17:30:00
AK
UNKNOWN