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AK_KSRM_2024_06_26_17_30
| 10 | 205.623 | 226.937 |
If you can't afford it on your own, please contact the Peninsula Spay Neuter Fund at 907-690-2723 or peninsulaspayneuterfund.org. Thank you for caring about our furry friends on the Kenai. Floors Unlimited, located on KB's just past KSRM Radio, is expanding their showroom. Discover the Sparta Premium Vinyl Collection in plank and tile formats.
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 11 | 226.937 | 247.551 |
With every Sparta purchase, a portion supports Ronald McDonald House Charities. They carry carpet and vinyl to tie your home together perfectly. Need a bathroom remodel? They do gorgeous ones. Floors Unlimited serves as far as Seward and Homer. Open Monday through Saturday. Call 907-420-7688. Floors Unlimited, where your dream floors come to life.
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 12 | 247.551 | 265.128 |
It's the 2024 Ketchum-McBay Highland Games, Saturday, July 6th at the Karen Hornaday Park in Homer. Come experience the excitement and thrill of the Highland Games and cheer on your favorite competitors as they compete in the traditional heavy athletic Highland Games. There will also be amazing vendors, food, games, and events for the kids.
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 13 | 265.128 | 292.995 |
and performing live, the World Touring Harp Twins, along with the Wolfgang Twins. For more details, visit KetchumacBayScottishClub.org. The Highland Games, Saturday, July 6th, at the Karen-Hondaday Park in Homer. Now, your Keen Eye Soldotnam Weather Outlook on KSRM 920 AM and 92.5 FM. Brought to you by ConocoPhillips Alaska. Investing in our communities and building Alaska's workforce.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 14 | 293.097 | 316.869 |
Today, partly sunny skies, highs around 62. Tonight, partly clear skies and lows around 48. Thursday, partly sunny skies with highs near 62. Outside the KSRM studio, it's currently 56 degrees. The Kenai Peninsula starts their day with a morning update. Weekdays from 6 till 9 on KSRM 920 AM and RadioKenai.com.
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 15 | 322.517 | 338.951 |
Ken Coleman, Ramsey Personality, is my co-host today. Selling a house the Ramsey way, buying a house the Ramsey way makes homeownership a blessing instead of a curse. The Ramsey Trusted Program is the only way to find a real estate agent you can trust.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 16 | 338.951 | 359.821 |
To keep you on track with what we teach here at Ramsey. Now, we do not put real estate agents in our endorsed program unless we have vetted them and they're high performance, high octane. It's not your Aunt Sally who got her license last week and she was selling Pampered Chef right before that.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 17 | 359.821 | 387.995 |
Now, this is somebody that actually sells a lot of houses. Okay? They actually know what they are doing in order to become Ramsey Trusted Agents. So, if you want to find out who we recommend in your area and get your place sold or maybe help you get something bought, check it out. Ramsey Trusted Real Estate Agent. You can do it for free. RamseySolutions.com slash agent. Melanie is in Harrisburg, Pennsylvania. Hi, Melanie. How are you?
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 18 | 388.951 | 412.978 |
I am good. How are you? Better than I deserve. How can we help? Okay. So my husband and I have two rental properties. And my mother-in-law has lived in one since 2019. She moved in from Vermont, didn't have a place to go. And so my husband let her move in to that house.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 19 | 412.978 | 438.848 |
Um, 2020 hit my husband's in the army, um, didn't get a certain something that everyone was demanded. They were told to get, and he lost his job, um, that he was going to sell the house. She told him that God told her it is not, it is his job to take care of her because he is the son. So he bought a new house in the town down the road and she still lives currently in this same house. Um,
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 20 | 438.848 | 459.599 |
Were you all married at this time when God told her that about you? No, we were not. We were not. I was not around. Okay. So he was single and she lived with him. So we have one child. We are expecting our second one in October.
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 21 | 459.787 | 476.118 |
And I'm self-employed. My husband's still in the Army. But we came mutually to the decision that in August, because my job is pretty physical, that I'm going to stop working. And then I'm only probably going to go back maybe one or two days a week. And so we are...
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 22 | 476.118 | 504.787 |
It would be very helpful to have an actual income coming in from that house. She pays half of the mortgage. My husband pays $450, and his one brother gives $150 towards it. It's kind of a sticky situation. There's six siblings between all of them, and everyone else has had their opportunity to grow and expand their family. My husband is the last one out of the six to be married and have kids. So...
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 23 | 504.787 | 534.718 |
We don't want to kick her out, but she... Yes, you do. Well, I don't want to say I do, but it would just be helpful. You're so sweet. Just say what you mean. You want her to leave. She's taking advantage of everybody, and you're over it. Yes, and that's where my husband is at. Well, then he needs to deal with his mom.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 24 | 535.776 | 557.551 |
So, but this is the other thing. She won't move in to a senior high-rise. I don't care. She will if she's homeless. She doesn't want to move anywhere. She will if she's homeless. So, do you think that's our best option? Give her, like, 60 days? Yeah. Okay. Listen, I can tell you how to get her out. It's two words. Rubber snake. Yeah.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 25 | 559.65 | 580.606 |
That's where I was going. I was going to ask, what is she afraid of? Because we can make this really easy with no tension. Well, but that's the other hard thing. She claims PTSD. She claims all of these issues all the time. I think I claim that she's moving into assisted living if she can't manage her life.
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 26 | 582.142 | 600.52 |
And we'll help her do that with a little bit of money. And we'll use some of the money from the sale of the house. You need to sell the house. And we'll use some of the money from the sale of the house to help her get settled. And then unplug the cord, the umbilical cord.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 27 | 601.032 | 630.759 |
Okay, because my husband was just from the Christian perspective. No, honey, there's nothing Christian about this. Let me just tell you. I had a guy walk into the office here a while back at the front desk. And they said, there's a guy down here to see you. And I walked down and he said, God told me you were going to buy me a van. And I said, no, he didn't. He didn't tell you that. He said, what do you mean? I said, he absolutely did not tell you that. Because if he had told you that, he would have told me. And there'd be a van sitting out there for you.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_17_30
| 28 | 631.92 | 658.66 |
But he didn't tell me. Okay. So I'm always interested as a Christian for people who play the God card with such authority, and all they are is a manipulator. This has nothing to do with honoring your mother. When they say honor your father and your mother, it doesn't say honor their misbehavior. It says honor the office of motherhood, the office of fatherhood. If your mom does cocaine and wants you to buy it for her, that is not a godly act.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 29 | 659.65 | 682.773 |
Okay? Right. And your mother-in-law is misbehaving. She's a travel agent for guilt trips. She's got issues. That's good. I'm going to use that. I've never heard that before. Yeah, I know. That's a good one. Yeah, I like that. And your poor husband has been pushed around by her, and then she plays the God card, and God didn't tell her that. That's a complete load of crap.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 30 | 683.541 | 708.37 |
Okay. Thank you. It's absolutely not true. What's your husband's stomach for all of this? Is he going to take her on? So his thought was he was going to put the house on Section 8 and then we would register her for Section 8 housing. No, that's awful. He needs to move. Okay. He needs to deal with his mom.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 31 | 709.275 | 728.387 |
He needs to lovingly, kindly go sit down, have a cup of coffee, and go, Mom, we're done. I love you, and I'm going to help you move into some assisted living with some of the money I make from the sale of this house. But you have milked this cow, and it is dry. And you're not milking anymore, Mom. We're done.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 32 | 728.729 | 746.578 |
Well, no, Mom, you're confused. I said we're done, and I wasn't kidding. We are done. You are moving. You're either going to move gently and kindly with my assistance, or I'm going to set you in the street with the sheriff.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_17_30
| 33 | 746.578 | 766.169 |
Now, do you want to play this the easy way or the hard way? You've reached the end of my patience. I am done. I love you. I'm going to help you as best I can. But you living here is not going to happen anymore. He needs to have the backbone to say that. And you don't need to be in the room.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 34 | 768.37 | 783.66 |
Well, yeah, he has a lot of animosity towards her. You don't need to be in the room. You'll get blamed for all this. You'll be the wicked stepdaughter. If he's got animosity towards her, this actually should be a little easier. You just got to be careful and be kind.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 35 | 783.66 | 804.804 |
Yeah, but I mean, as far as disappointing her, I mean, look, you guys have got to tell Mama. Couldn't give a crap left if she's disappointed. I agree. He's not afraid she'll be disappointed. Him and his brother are best friends. And his brother is the one that sometimes also guilt trips him to keeping his mom there. Well, then let him write the checks.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_17_30
| 36 | 805.026 | 815.896 |
You guys got to cast a little vision here. Isn't it amazing how everybody's got an opinion about what you guys should do with your money? That's the key. Oh, I know. This family, they put the fun in dysfunction, don't they?
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 37 | 816.374 | 844.838 |
Wow. You're coming home with a new baby, and this is a financial asset that will help you all live the life you want to live. I'd stay in that lane to where they are painted in a corner. You're a multimillionaire, and you want to put up with this crap, and you want to just write checks just to not have to deal with it. That's fine, but it's not good for her. She's going to continue to do this crap the rest of her life, and it's not good for you guys. You're losing respect for your husband. He's losing respect for himself because he won't stand up.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 38 | 845.367 | 871.203 |
to this mom that's out of control. And it's not biblical. Automatically, you have to write checks for somebody who doesn't do stuff. I mean, I want him to take care of her to the point he can. That'd be sweet. It's a charitable act. But it is not a biblical mandate. God did not tell her that he was to furnish her a house. That's an absolute load of religious crap.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 39 | 871.698 | 879.974 |
That's what that is. Man, I love my brothers and sisters in Christ, but some of you people are over-saved. This is The Ramsey Show.
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 40 | 909.684 | 928.166 |
I've got some good news and some bad news. The good news is that people have started buying life insurance to protect their families at levels not seen since the 1980s. The bad news is many of them are still buying crappy cash value type plans. I don't care what you call them. Whole life, universal, variable, adjustable, flexible.
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 41 | 928.166 | 947.978 |
They're nothing but a waste of your money. Don't be confused and let someone sell you a plan that sounds better than it really is. Look, term life is the only way to go. Rates are back to all-time lows, and the process to apply is easier than ever, with many companies no longer requiring exams.
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 42 | 947.978 | 969.292 |
You need to protect your family and use your money for much smarter things than investing in a rip-off cash value insurance policy. Go to Zander.com or call 800-356-4282 and just compare pricing. You'll see why these are the only plans I recommend. Take care of your family and do it in a smarter way.
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 43 | 969.292 | 993.609 |
Welcome to Summertime on the Kenai. Saldana Trustworthy Hardware and Fishing has everything you need to get out there on the river. Get your fishing license, rod and reels, lures, bait, waders, all in one stop. Great deals as well on all things lawn care. New summer hours are Monday through Friday, 8 a.m. to 7 p.m., Saturday, 9 a.m. to 6 p.m., and Sunday, 10 a.m. to 6 p.m. 907-262-4655 or SaldanaHardware.com. Fish on! Trust!
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 44 | 993.609 | 1,019.172 |
Cadre Feed has all the things you need for summertime gardening. Fertilizers are back in stock and ready for your lawn maintenance. Cadre has lots of seeds, including seed potatoes. Get your verified Alaskan potatoes today at Cadre in Saldana. But that's not all. Get your onion seeds as well. Get all the soil you could possibly need for planting, plus a very cool variety of new planters.
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 45 | 1,019.172 | 1,027.108 |
Before you leave the store, go check out the greenhouse for all your beautiful hanging baskets and more. It's summertime at... Cafe! In Soldotna.
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 46 | 1,029.309 | 1,059.309 |
Discover the care you deserve at Soldotna Professional Pharmacy. We're your community partner in health. Remember, we offer free monthly delivery to your doorstep with our free MedSync program. Allow our staff to refill your medications and solve issues before they happen. Our expert pharmacists are always here to address any concerns. Find us at the corner of Binkley and Marydale or call 907-262-3800. At Soldotna Professional Pharmacy, your well-being is our priority. That's Soldotna Professional Pharmacy, where your health is our mission.
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 47 | 1,059.309 | 1,089.309 |
Welcome to summertime in Alaska. It's time to call Precision Plumbing and Heating for all your routine maintenance, emergency repairs, faulty boilers, and leaky pipes. Do you need to install a new boiler? They've got top-notch installations and replacements to keep your home cozy. Do you need new plumbing and heating for new construction? Precision Plumbing and Heating does that as well. They have convenient hours Monday through Friday, 8 a.m. to 4 p.m., and emergency services till 10 p.m. Monday through Saturday. Precision Plumbing and Heating. Because when it comes to your comfort, precision is key. 907-521-7473.
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 48 | 1,089.309 | 1,119.309 |
Hi, this is Michelle, the 340B Program Coordinator at Peninsula Community Health Services. What is 340B? It's a program that provides prescribed medications at a greatly reduced price. This is a remarkable program for PCHS patients who have no insurance or for those who have high deductibles or co-pays. Patients that have had a qualifying visit in the last 12 months with one of our eligible providers may participate in this program at no charge. To find out how the 340B program can help you with medication costs, contact 262-3119. Peninsula Community Health Services, supporting your health.
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 49 | 1,119.309 | 1,140.247 |
Offering common sense advice about your money and your life. I'm Dave Ramsey, and this is The Ramsey Show on KSRM 920 AM. Ken Coleman, Ramsey personality, is my co-host today. We could use your help, folks. If you want to help us out, we need your help. Click subscribe now.
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 50 | 1,140.52 | 1,166.152 |
where you're listening or follow where you're listening and follow the show, subscribe to the show. It helps big time. The numbers enter into the algorithm on these platforms and it causes them to push the show forward and push it out to other people. And thank you when you subscribe and when you follow. It's a big deal. When you share the show, if it's got a share button, do that or just cut the link and send it to somebody and say, check this out or just tell somebody about us. We appreciate that. We know you're doing it because our numbers are way up.
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 51 | 1,166.869 | 1,186.886 |
So thank you. Thank you, thank you, thank you for the movement and the spreading of the word. We're here to help you. It's what we do. And the more people we can help, the better we like our lives. And so thank you so much for that. And, of course, leaving those five-star reviews, those are helpful, too. Valentina is with us in Atlanta, Georgia. Hi, Valentina. How are you?
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 52 | 1,187.756 | 1,216.954 |
Hi, Dave. Thanks so much for taking my call. My question is, do I keep my home? And it's on the market right now. Do I keep it, continue to try to sell it? Or do I just try to get more income in order to better afford my house? I did not buy it the Ramsey way. So I only put 5% down. And so I have a PMI. And then so I didn't pay the 20%. So that's basically my question.
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 53 | 1,217.739 | 1,244.872 |
Okay. How much is your house payment? Everything's $3,500. And what's your take-home pay a month? It is $9,700 total take-home. Okay. So you're at about 33% of your take-home pay. So your house payment is straining you, isn't it? Yes. You have other debt?
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 54 | 1,246.049 | 1,272.705 |
Yeah, my car. I have $22,000 in that, but currently my husband is going to take out $8,000 in investment that he had. He's going to cash it out. Oh, wait a minute. You make $9,000 or you and your husband make $9,000? Both my husband makes $9,700. Your husband has an investment that is not in a retirement account. Yeah. And how much is in that investment?
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 55 | 1,273.285 | 1,298.507 |
$8,000. That's the total. He's going to cash the whole thing out. Put that towards the car, and then you're going to try to get the car paid off as fast as you can. Getting rid of the car payment will make the house payment much more bearable. And what kind of a path are the two of you on with your careers? If I visit you three years from now, are you going to be making a lot more, a little more, or no more?
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_17_30
| 56 | 1,300.606 | 1,318.2 |
I would say a little more. What do you all do? For both. I'm an HR manager at a 500 company, and then my husband is a machine operator, and he's working towards getting moved up there as well. Getting his what?
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 57 | 1,319.923 | 1,337.363 |
Getting moved up in his role as a machine operator. Oh, moved up. Yeah, then a supervisor and so on. Well, both of you probably will have reasonable increases. So if you'll stay out of debt, live on a tight budget, save money for an emergency.
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 58 | 1,337.363 | 1,366.817 |
And even if you did some things to create some extra income until your income comes on up, your house payment's probably manageable. Is there another reason you're selling the house other than you feel like you didn't put enough down or the house payment's straining you? I don't want to stay in Georgia forever. Well, where would you move when you sell it? I would just go back to renting just so I don't have to stay in Georgia. You're in Georgia if you rent.
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
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AK_KSRM_2024_06_26_17_30
| 59 | 1,366.937 | 1,389.309 |
So I don't understand. When are you leaving Georgia? I don't plan to, but if I do want to. Well, you would sell the house then. Okay. You're not selling the house because you're leaving is what you're saying. Yeah. So you would just sell it when you get ready to leave. Is there any other reason you're selling the house?
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_17_30
| 60 | 1,390.435 | 1,418.046 |
No, that's it, because I did have a job offer last month, and I chose not to take it because I could not sell the house, and I would be losing, like I wouldn't be making nothing because I've only owned it for a year. So I feel like it's tied me down to new opportunities for more income. No, it didn't. If you made nothing but you left and made more income, you weren't tied down. You chose not to do that.
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
|
AK_KSRM_2024_06_26_17_30
| 61 | 1,419.718 | 1,448.695 |
But the house didn't keep you from doing that. Your husband didn't want to leave. Did he? Yeah. Yes. Where was the job offer? In Miami, Florida. I've always wanted to live by the beach, but he decided to stay. Yeah, he doesn't. So let's not blame the house.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_17_30
| 62 | 1,449.258 | 1,478.336 |
for decisions you all made. He doesn't want to live by the beach. You didn't take the job because your husband didn't want to leave. And then you turn around and, well, the house kept me. The house didn't keep you there. You could have sold the house and left. If both of you were jacked up and jumping up and down and, you know, fireworks going off and you're so excited you get to go to Miami Beach, life is great, that house would have been gone. And you wouldn't have looked in the rearview mirror once.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_17_30
| 63 | 1,479.326 | 1,493.746 |
Yeah. Okay. So I think you all got to decide those kinds of things, and then that'll dictate when to sell the house. But just putting the house randomly on the market, trying to force him to leave when he didn't want to, probably not a good plan.
|
KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_17_30
| 64 | 1,494.155 | 1,522.125 |
Yeah, it feels like this is a dinner conversation. And here's the reality, Dave. Rent is very high right now. So I'd run these numbers anyway. I don't think if we were to run those numbers, it would make any sense for them to sell and just move into renting. No. I think that's actually a bad decision. You're not lowering your cost, your budgetary items. So I like the advice you gave there. I think that's a better play. It allows them to continue to build equity. Get the car paid off. Stay there until you actually are going to leave.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_17_30
| 65 | 1,522.244 | 1,540.947 |
And then if you don't make a lot of money on the house, so what? Sell it and leave when it's time to leave. But both of you need to be excited about where you're going and quit looking at jobs in areas he's not going to go to. So the two of you all ought to talk about it before you start talking about interviewing for something. Don't interview in a city that he says I'm not going to.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_17_30
| 66 | 1,541.118 | 1,554.155 |
So the two of y'all got to talk this through. Something's got to give here. And you've got good possible career moves that you can do in Georgia or not in Georgia. But you've got to get on the same path here. There's a lot of...
|
KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_17_30
| 67 | 1,555.094 | 1,584.787 |
wandering around in this conversation. Well, you know, Dave, you have counseled people for decades and couples specifically over money issues, but this is an interesting situation here. We don't get a lot of this, but this is not a money issue per se. I think the bigger red flag here is that we've got two people who want two very different lives. And I think that's really challenging. And I sit there and I go, now money becomes a factor here, but really when you dig beneath this particular call,
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_17_30
| 68 | 1,584.787 | 1,609.787 |
We've got two people who want two different paths, and we better figure that out pretty quick because that, to me, turns into a lot of tension, a lot of resentment. And the money tension, the lack of margin makes all that worse. It's kind of like pouring a little kerosene on that leaf fire out there to get it to go up. And that's what I'm concerned about in this particular situation because it's real.
|
KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_17_30
| 69 | 1,609.787 | 1,632.534 |
So what would you coach someone to do that wants to live in a different city and is looking for a position? Well, we're going to sit down. I would coach them to sit down first and let's both write out, without each other's input, separate sheets of paper, what do you want life to look like 15 years from now? I'd start there. Because I think it's important that they get it out of their head and they write it down. They see it themselves. And then the two of them sit there and look at it and go, we're this far apart.
|
KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_17_30
| 70 | 1,632.534 | 1,657.585 |
We start there. Then I think a godly marriage counselor, a pastor, or an actual therapist to go, we have two very different futures in mind. And now we've got to figure out what life looks like when we want to be together, how we get there. Can we both get there at the same time? Probably not. But this is a piece-by-piece walkthrough. Okay, we decided to get married. We love each other.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_17_30
| 71 | 1,657.585 | 1,675.265 |
But we both want different things. And so how can we meet in the middle here and actually get both of those things? So is it Miami? We put that on the list. He's going, no, I want to be in the Georgia mountains. I'm making that up. And we go, okay, what are we actually talking about here? Well, she wants to be near the ocean. You want a rural situation.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_17_30
| 72 | 1,675.265 | 1,692.108 |
How big of a deal is it? Who's sacrificing on what? What are our professional goals? Where do we want us to put our money? How do we want to invest? What do we want retirement to look like? I think you've got to get all that on the same page and see how far apart you are and then go, all right, where are we going to give a little bit? Because both people have to give something.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_17_30
| 73 | 1,692.654 | 1,707.756 |
Absolutely. Now, that sounds real simple. It is simple to lay it out, difficult to work through. Yeah, that's the trick. And working through it is essential to making a decision on selling the house and on taking another job in the order that we do that. This is The Ramsey Show.
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KSRM
| 2024-06-26T17:30:00 |
AK
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UNKNOWN
|
AK_KSRM_2024_06_26_17_30
| 74 | 1,718.78 | 1,734.036 |
Want even more from Ramsey? Download the Ramsey Network app so you can catch up on all your favorite shows in one place. Tune into The Rachel Cruze Show, The Dr. John Deloney Show, Smart Money Happy Hour, and more with the Ramsey Network app. Download it today.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_17_30
| 75 | 1,737.056 | 1,767.056 |
Alaska Bolt & Chain is excited to announce expanded summer hours. From now to September 30th, they're open 8 a.m. to 6 p.m. Alaska Bolt & Chain, locally owned and operated, is now under new ownership. They offer more than just bolts and chains. Find off-road recovery gear, welding supplies, shop supplies, PPE, and soon, bearings. Visit Alaska Bolt & Chain on the Spur Highway in Saldana or call 907-262-7983. Alaska Bolt & Chain, your ultimate destination for quality and service.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_17_30
| 76 | 1,767.056 | 1,795.026 |
or call our friendly team at 907-262-8834.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_17_30
| 77 | 1,797.398 | 1,815.896 |
Now in our 56th year, this is News Talk 92. KSRM. Soldotna Kenai Homer. It's 2 o'clock. Time now for ABC News. From ABC News, I'm Dave Packer. The Supreme Court seems to have shown its hand in a decision on an Idaho apportionment.
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KSRM
| 2024-06-26T17:30:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 0 | 0.009 | 6.101 |
KSRM. Saldatna Kenai Homer. It's 2 o'clock. Time now for ABC News.
|
KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 1 | 8.131 | 31.22 |
From ABC News, I'm Dave Packer. The Supreme Court seems to have shown its hand in a decision on an Idaho abortion case. The state bans abortions in all cases except when the mother's life is at risk. A brief unintentional posting on the court website first reported by Bloomberg indicating the court will allow abortion if the woman's health is at risk. We do know that the court can change its opinions up
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KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 2 | 31.22 | 53.473 |
to the moment of release. We don't know whether what was posted was in fact the final opinion, but certainly for a court that has been embroiled in controversy, the leak a few years ago of the abortion decision in the Dobbs case for this sort of misstep here, confirmed misstep now to happen again is certainly something, but we know that that's one of the big ones we'll be waiting for either tomorrow or Friday.
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KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 3 | 53.473 | 80.947 |
And a decision that was officially released today, the high court siding with the Biden administration in its legal battle against social media companies and the spread of misinformation. Four people shot at a Milwaukee gas station, all taken to hospitals, including two to a children's hospital. The suspect accused of opening fire on a July 4th parade two years ago in Highland Park, Illinois, in court today, changing his plea to not guilty. Robert Cremo III accused of killing seven people. Leah Sondheim lost her mom in the shooting.
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KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 4 | 80.947 | 88.046 |
I don't know what else to say other than I don't know what more proof that we can have. He is...
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KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 5 | 88.507 | 112.278 |
Evil and manipulative and brought us here today probably knowing what he was going to do. The case goes to trial next February. In Bolivia, former President Evo Morales warned of an imminent coup, accusing an army general of planning to seize power. Current Bolivian President Luis Aras has demanded democracy be respected after soldiers were reported to have moved into the capital.
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KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 6 | 112.278 | 124.258 |
And today, Wall Street took a breather after some big moves over the last few sessions. The Dow up just a tenth of one percent today. You're listening to ABC News.
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KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 7 | 126.903 | 156.886 |
Lake and Peninsula Airlines is a trusted lifeline, delivering passenger, cargo, and emergency air services to Southwest Alaska. And to navigate an ever-changing economy, second-generation owners Lyle and Heidi Wilder trust First National Bank Alaska's team of local bankers and customized lending solutions to help take their business to new heights. Let's shape your tomorrow. First National Bank Alaska. Equal Housing Lender. Member FDIC.
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KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 8 | 156.886 | 186.681 |
Central Peninsula Kenai Spine proudly welcomes Dr. Samuel Adams, an esteemed orthopedic spine surgeon with an outstanding 10-year track record. In addition to cervical spine procedures, he works on thoracic and lumbar spine conditions and performs both fusion and motion-preserving procedures like disc replacement. Don't let back pain derail you. Dr. Adams is accepting new patients. Schedule your appointment today by calling 907-714-5770 and take the first step towards a pain-free life with Central Peninsula Kenai Spine.
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KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 9 | 187.739 | 215.401 |
The trial of Evan Gershkovich got underway in Russia. Wall Street Journal reporter charged with espionage, State Department spokesman Matthew Miller says U.S. Embassy officials aren't allowed to even speak to Gershkovich. What happened today was a performance put on by Russian authorities to justify their repression of journalists and independent voices. The State Department calls the proceedings a farce. Russia has signaled the possibility of a prisoner swap, but says a verdict which could take months would have to come first.
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KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 10 | 217.875 | 236.032 |
After a decade in detention, Julian Assange, home at last. For Julian's wife, Stella, an emotional thank you to millions worldwide. People protesting on the streets for days and weeks and months and years. As to the U.S. legal moves over the past 14 years...
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KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 11 | 236.032 | 251.834 |
her take it's an attack on the public's right to know and it should never have been brought julian should never have spent a single day in prison as to what's next she says right now julian needs time to recuperate tom rivers abc news at the foreign desk
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KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 12 | 251.954 | 275.213 |
Florida Governor Ron DeSantis has signed a law banning the intentional release of balloons. Environmentalists praise the law, saying balloons are among the deadliest ocean plastics for wildlife. The law exempts kids under seven. Volkswagen recalling more than 271,000 SUVs in the U.S. because the front passenger airbag may not inflate in a crash. It covers some Atlas and Atlas Cross Sport SUVs. Dave Packer, ABC News.
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KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 13 | 276.305 | 304.599 |
Hey guys, the fish are running, but that's not the only thing that can swim upstream. You have 200 million swimmers lined up and ready to roll every single time. If you've been considering a vasectomy, Dr. Alvarez will perform a no-needle, no-scalpel procedure, which is minimally invasive with little or no discomfort. We accept all insurance, and our self-pay price is often more affordable than high-deductible plans, regardless of network status. Let us check with yours. Call Peninsula Surgery and Aesthetics, 907-235-1010, or check our website. Let's sink those swimmers and focus on some summer fun.
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KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 14 | 305.913 | 333.285 |
Listen up, parents. Is your teen driving with their learner's permit or provisional driver's license? Make sure your teen understands Alaska's graduated driver's license laws so that when they hit Alaska's roads, they and their friends arrive alive. Take the graduated driver's license quiz and find other teen driver safety resources at safealaskans.org slash teen driver. safealaskans.org slash teen driver.
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KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 15 | 333.285 | 361.51 |
Paid for by the Alaska Highway Safety Office. Just call 907-345-9126. That's 907-345-9126.
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KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 16 | 384.019 | 412.295 |
Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love, and create actual, amazing relationships. Ken Coleman, Ramsey personality, is my co-host today. He's a best-selling author of several books, including his latest, Find the Work You're Wired to Do. The Get Clear Assessment is included. Now, we're going to be talking about your life, your money, your income, your outgo,
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KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 17 | 412.295 | 434.172 |
And anything else you want to dig into, we're here for you. The phone number is 888-825-5225. Nathan's in Springfield, Missouri. Hey, Nathan, how are you? I'm great, Dave. I'm surprised I got on your show. My wife will be thrilled. Well, we're honored to have you. How can we help? Well, I'm having trouble.
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KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 18 | 434.633 | 463.268 |
trying to figure out how to best ask for a raise or a promotion at work. I've been there for 13 years. I've been promoted twice, but it's a little slower than other people. I'm in after-hour support, and I work a 16-hour availability. So I need to either, you know, I need to get more income somehow, and it's kind of hard to get a second job with that kind of availability. What do you do?
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KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 19 | 464.224 | 481.954 |
I'm a senior technical support engineer for a fintech company. And what do you make? I'm about 90. Okay. And have you done any market research, just for some of your experience, that particular work to where you know if you're in the bottom, middle, or higher end of salary range?
|
KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 20 | 482.824 | 509.821 |
I have. From Missouri, it seems like I'm on the lower part of the middle end of the range. When was the last time you got promoted? You said you've had two in 13 years. Just over two years ago. Do you have an annual review process or some type of quarterly meeting with your leaders so that you kind of know where you stand? They're giving you things to work on. Any of that happening for you?
|
KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 21 | 510.606 | 539.155 |
Yeah, we do have an annual performance appraisal. When is that, or when was the last one? The last one was last August. Okay, so you're due for another one in August. And what was the feedback you got, and did you get a raise last August? Yeah, so I score really well. They love me. I usually get the best raises, but this year...
|
KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 22 | 539.514 | 569.394 |
They changed our raises to January's, and they kind of capped everybody at a 2% raise this year. Okay. Okay. All right, so that's good information to have because here you are going into August, and you've already been told that for 2024, everybody's capped at 2%. They've got their reasons for that. I hope they've communicated that. That's good information for leaders to let people know because people understand sometimes you've got to make changes. So if, in fact, a company's healthy and there's a good outlook,
|
KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 23 | 569.394 | 586.323 |
Then, you know, the race conversation isn't happening in August if it's been made clear that they're not doing that this year. So now it's what does it take? What do I need to do? Where do I need to grow? What skills can I add to my tool belt in order to be a candidate?
|
KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 24 | 586.323 | 611.442 |
for a promotion and for more responsibility. That's the question you have to ask. That's a humble question. That's not in any way arrogant because it's got to be about, hey, as my leader, where do you see that I have an opportunity to add some more tools to the tool belt, which one specifically could be valuable to this company? As you look at me and my 13 years here, my last review, I want to be a guy who is growing.
|
KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 25 | 611.442 | 630.981 |
And that's in my skill so that I can add responsibility. And with added responsibility, we hold more compensation. So if you come at it that way, you're not going to look like a jerk. You're not going to look like a pinhead. And you're going to find out if you've got a pretty healthy leader that has some margin in the company to go, okay, here's what you can do. That's what you're looking for. Now,
|
KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 26 | 630.981 | 646.323 |
If you don't get a good answer there, meaning there's not a whole lot of things you can do, there's not room for growth, that doesn't mean that you throw your hands in the air and leave. What it means is you've got a couple of options. You look for a place where you have some room for growth.
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KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 27 | 646.323 | 663.558 |
And the other thing is, is in your line of work, my friend, freelancing is a really viable option for you as long as there's no conflict of interest or a non-compete. This is above board stuff I'm talking about. They got him on 16 hour, right?
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KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 28 | 663.558 | 684.565 |
Yeah, so my point is, even though he's got those crazy hours, he's got to look for something to where he goes, this is how I could maybe supplement. I get off of that 16-hour by working somewhere else, and then I add two. He's got to look at his options for financial growth. Yeah, okay. So one may have to give in order to get somewhere else. So, Nathan, it is not ungrateful.
|
KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 29 | 685.452 | 705.367 |
to have a logical reason to be paid more. There are two that Ken has mentioned. One is, how can I add value that you'd be willing to pay me more because I added value? What can I do that I'm not doing now that's valuable to the company? And two is, what are you worth in the marketplace?
|
KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 30 | 706.015 | 725.23 |
And so the reason they put a 2% cap on raises is either they're not making money or they're trying to run their stock price up before they take it public or something. Okay? Because payroll is your largest expense in any business. So they're trying to limit the increases. However, they have another problem.
|
KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|
AK_KSRM_2024_06_26_18_00
| 31 | 725.998 | 747.534 |
Let's say that you were in one of the explosive areas of technology and your marketplace value went from 90 to where you'd have 20 different companies offering you 150. Well, their 2% raise idea, that memo is worthless because everyone that has your job is going to leave.
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KSRM
| 2024-06-26T18:00:00 |
AK
|
UNKNOWN
|